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Consolidated Condensed Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 46,513 $ 42,331 $ 91,530 $ 83,187
Taxable securities 6,813 6,654 13,227 13,204
Tax exempt securities 2,455 2,674 5,090 5,515
Dividends 322 594 684 970
Federal funds sold and other interest income 743 551 1,369 1,161
TOTAL INTEREST AND DIVIDEND INCOME 56,846 52,804 111,900 104,037
INTEREST EXPENSE        
Deposits 20,160 14,491 38,549 27,198
Short-term borrowings 3,584 2,727 7,524 3,648
Long-term borrowings 1,036 1,008 2,074 2,003
TOTAL INTEREST EXPENSE 24,780 18,226 48,147 32,849
NET INTEREST INCOME 32,066 34,578 63,753 71,188
Provision (credit) for credit losses 1,395 (255) 1,125 8,050
(Credit) provision for unfunded loans (283) 280 (462) 574
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 30,954 34,553 63,090 62,564
NONINTEREST INCOME        
Bank owned life insurance income 652 584 1,359 1,131
Security (losses) gains, including fair value changes for equity securities (124) 13 (2,244) 134
Net gains on sale of loans 417 406 714 716
Other mortgage banking income, net 192 234 317 387
Other operating income 162 463 1,273 1,793
TOTAL NONINTEREST INCOME 9,606 9,449 17,963 19,874
NONINTEREST EXPENSES        
Salaries and employee benefits 14,558 13,625 29,627 28,270
Occupancy and equipment 3,815 3,859 7,545 7,728
FDIC insurance and state and local taxes 1,185 1,494 2,530 2,716
Professional fees 1,194 1,190 2,448 2,304
Merger related costs 0 442 0 4,755
Advertising 445 478 876 887
Intangible amortization 630 1,222 1,318 2,131
Core processing charges 1,099 1,144 2,234 2,308
Other operating expenses 3,477 2,932 6,864 6,009
TOTAL NONINTEREST EXPENSES 26,403 26,386 53,442 57,108
Income before taxes 14,157 17,616 27,611 25,330
INCOME TAXES 2,374 2,650 4,588 3,289
Net income $ 11,783 $ 14,966 $ 23,023 $ 22,041
EARNINGS PER SHARE - basic $ 0.32 $ 0.4 $ 0.62 $ 0.59
EARNINGS PER SHARE - diluted $ 0.31 $ 0.4 $ 0.61 $ 0.59
Service Charges on Deposit Accounts        
NONINTEREST INCOME        
Noninterest income $ 1,846 $ 1,501 $ 3,429 $ 2,933
Trust Fees        
NONINTEREST INCOME        
Noninterest income 2,638 2,248 5,431 4,835
Insurance Agency Commissions        
NONINTEREST INCOME        
Noninterest income 1,255 1,332 2,783 2,788
Retirement Plan Consulting Fees        
NONINTEREST INCOME        
Noninterest income 330 382 664 689
Investment Commissions        
NONINTEREST INCOME        
Noninterest income 478 476 910 869
Debit Card and EFT Fees        
NONINTEREST INCOME        
Noninterest income $ 1,760 $ 1,810 $ 3,327 $ 3,599