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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at September 30, 2024 and December 31, 2023:

 

 

Actual

 

 

Requirement For Capital
Adequacy Purposes:

 

 

To be Well Capitalized
Under Prompt Corrective
Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

406,169

 

 

10.91

%

 

$

167,578

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

426,179

 

 

11.46

%

 

 

167,368

 

 

4.5

%

 

 

241,753

 

 

6.5

%

 Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

533,935

 

 

14.34

%

 

 

297,916

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

463,945

 

 

12.47

%

 

 

297,543

 

 

8.0

%

 

 

371,928

 

 

10.0

%

 Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

424,169

 

 

11.39

%

 

 

223,437

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

426,179

 

 

11.46

%

 

 

223,157

 

 

6.0

%

 

 

297,543

 

 

8.0

%

 Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

424,169

 

 

8.20

%

 

 

206,949

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

426,179

 

 

8.26

%

 

 

206,383

 

 

4.0

%

 

 

257,978

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

392,244

 

 

10.61

%

 

$

166,303

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

411,304

 

 

11.15

%

 

 

165,996

 

 

4.5

%

 

$

239,772

 

 

6.5

%

 Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

519,684

 

 

14.06

%

 

 

295,650

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

447,584

 

 

12.13

%

 

 

295,104

 

 

8.0

%

 

 

368,881

 

 

10.0

%

 Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

410,244

 

 

11.10

%

 

 

221,737

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

411,304

 

 

11.15

%

 

 

221,328

 

 

6.0

%

 

 

295,104

 

 

8.0

%

 Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

410,244

 

 

8.02

%

 

 

204,598

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

411,304

 

 

8.07

%

 

 

203,989

 

 

4.0

%

 

 

254,986

 

 

5.0

%