XML 77 R51.htm IDEA: XBRL DOCUMENT v3.25.0.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual and Required Capital Amounts (Not Including Capital Conservation Buffer) and Ratios Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end

 

 

Actual

 

 

Requirement For Capital
Adequacy Purposes:

 

 

To be Well Capitalized
Under Prompt Corrective
Action Provisions:

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

415,825

 

 

 

11.14

%

 

$

167,991

 

 

 

4.5

%

 

N/A

 

 

N/A

 

Bank

 

 

442,747

 

 

 

11.88

%

 

 

167,712

 

 

 

4.5

%

 

 

242,251

 

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

543,250

 

 

 

14.55

%

 

 

298,651

 

 

 

8.0

%

 

N/A

 

 

N/A

 

Bank

 

 

480,173

 

 

 

12.88

%

 

 

298,155

 

 

 

8.0

%

 

 

372,694

 

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

433,825

 

 

 

11.62

%

 

 

223,988

 

 

 

6.0

%

 

N/A

 

 

N/A

 

Bank

 

 

442,747

 

 

 

11.88

%

 

 

223,616

 

 

 

6.0

%

 

 

298,155

 

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

433,825

 

 

 

8.36

%

 

 

207,544

 

 

 

4.0

%

 

N/A

 

 

N/A

 

Bank

 

 

442,747

 

 

 

8.55

%

 

 

207,066

 

 

 

4.0

%

 

 

258,832

 

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

392,244

 

 

 

10.61

%

 

$

166,303

 

 

 

4.5

%

 

N/A

 

 

N/A

 

Bank

 

 

411,304

 

 

 

11.15

%

 

 

165,996

 

 

 

4.5

%

 

 

239,772

 

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

519,684

 

 

 

14.06

%

 

 

295,650

 

 

 

8.0

%

 

N/A

 

 

N/A

 

Bank

 

 

447,584

 

 

 

12.13

%

 

 

295,104

 

 

 

8.0

%

 

 

368,881

 

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

410,244

 

 

 

11.10

%

 

 

221,737

 

 

 

6.0

%

 

N/A

 

 

N/A

 

Bank

 

 

411,304

 

 

 

11.15

%

 

 

221,328

 

 

 

6.0

%

 

 

295,104

 

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

410,244

 

 

 

8.02

%

 

 

204,598

 

 

 

4.0

%

 

N/A

 

 

N/A

 

Bank

 

 

411,304

 

 

 

8.07

%

 

 

203,989

 

 

 

4.0

%

 

 

254,986

 

 

 

5.0

%