Note 17 - Short-term Borrowings	3 Months Ended
Mar. 31, 2025
Notes to Financial Statements
Short-Term Debt [Text Block]	Short-term borrowings: The Bank had short-term advances from the Federal Home Loan Bank ("FHLB") of $102.0 million at March 31, 2025, and $305.0 million at December 31, 2024. The interest rate on these borrowings was 4.45% for both period ends March 31, 2025, and December 31, 2024 These short-term borrowings were borrowed using the FHLB's overnight repurchase advance program, as this product allows the most flexibility to meet the Bank's varying liquidity needs. These FHLB advances were secured by pledged assets which are described in the following Long-Term Borrowings footnote. The Bank has access to a line of credit for $25.0 million at a major domestic bank that is below prime rate. The line and terms are periodically reviewed by the lending bank and is generally subject to withdrawal at their discretion. There were no outstanding borrowings under this line at March 31, 2025, or December 31, 2024. Farmers has one unsecured revolving line of credit for $5.0 million. This line can be renewed annually and has an interest rate of prime with a floor of 3.5%. There was no outstanding balance on this line at either March 31, 2025, or December 31, 2024.

Note 17 - Short-term Borrowings

3 Months Ended

Mar. 31, 2025

Short-term borrowings:

The Bank had short-term advances from the Federal Home Loan Bank ("FHLB") of $102.0 million at March 31, 2025, and $305.0 million at December 31, 2024. The interest rate on these borrowings was 4.45% for both period ends March 31, 2025, and December 31, 2024 These short-term borrowings were borrowed using the FHLB's overnight repurchase advance program, as this product allows the most flexibility to meet the Bank's varying liquidity needs. These FHLB advances were secured by pledged assets which are described in the following Long-Term Borrowings footnote.

The Bank has access to a line of credit for $25.0 million at a major domestic bank that is below prime rate. The line and terms are periodically reviewed by the lending bank and is generally subject to withdrawal at their discretion. There were no outstanding borrowings under this line at March 31, 2025, or December 31, 2024.

Farmers has one unsecured revolving line of credit for $5.0 million. This line can be renewed annually and has an interest rate of prime with a floor of 3.5%. There was no outstanding balance on this line at either March 31, 2025, or December 31, 2024.