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Note 5 - Loan Restructurings (Tables) | 9 Months Ended
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Sep. 30, 2025
Notes Tables |
Financing Receivable, Modified [Table Text Block] |
Three Months Ended September 30, 2025 |  | Amortized Cost |  |  |  |  |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |  |  | Combination Payment Deferral and Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |  |  | Total |  |  | % of Total Class of Financing Receivable |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other |  | $ | 111 |  |  | $ | 0 |  |  | $ | 482 |  |  |  | 510 |  |  | $ | 0 |  |  | $ | 1,103 |  |  |  | 0.37 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 277 |  |  |  | 0 |  |  |  | 0 |  |  | $ | 277 |  |  |  | 0.16 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 111 |  |  | $ | 0 |  |  | $ | 759 |  |  | $ | 510 |  |  | $ | 0 |  |  | $ | 1,380 |  |  |  | 0.04 | %
Nine Months Ended September 30, 2025 |  | Amortized Cost |  |  |  |  |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |  |  | Combination Payment Deferral and Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |  |  | Total |  |  | % of Total Class of Financing Receivable |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 0 |  |  | $ | 11,128 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 11,128 |  |  |  | 1.52 | %
Other |  |  | 111 |  |  |  | 0 |  |  |  | 482 |  |  |  | 510 |  |  |  | 0 |  |  | $ | 1,103 |  |  |  | 0.37 | %
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 124 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 58 |  |  | $ | 182 |  |  |  | 0.05 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 103 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  | $ | 103 |  |  |  | 0.01 | %
Home equity lines of credit |  |  | 0 |  |  |  | 14 |  |  |  | 277 |  |  |  | 0 |  |  |  | 75 |  |  | $ | 366 |  |  |  | 0.21 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 338 |  |  | $ | 11,142 |  |  | $ | 759 |  |  | $ | 510 |  |  | $ | 133 |  |  | $ | 12,882 |  |  |  | 0.39 | %
Three Months Ended September 30, 2024 |  | Amortized Cost |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |  |  |  |  |  |  | % of Total |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |  |  |  |  |  |  | Class of |
|  | Payment |  |  | Principal |  |  | Interest Rate |  |  | and Interest |  |  |  |  |  |  | Financing |
(In Thousands of Dollars) |  | Deferral |  |  | Forgiveness |  |  | Reduction |  |  | Rate Reduction |  |  | Total |  |  | Receivable |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  |  | 0.00 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  |  | 0.00 | %
Nine Months Ended September 30, 2024 |  | Amortized Cost |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |  |  |  |  |  |  | % of Total |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |  |  |  |  |  |  | Class of |
|  | Payment |  |  | Principal |  |  | Interest Rate |  |  | and Interest |  |  |  |  |  |  | Financing |
(In Thousands of Dollars) |  | Deferral |  |  | Forgiveness |  |  | Reduction |  |  | Rate Reduction |  |  | Total |  |  | Receivable |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  | $ | 0 |  |  | $ | 0 |  |  | $ | 29 |  |  | $ | 20 |  |  | $ | 49 |  |  |  | 0.03 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 0 |  |  | $ | 29 |  |  | $ | 20 |  |  | $ | 49 |  |  |  | 0.00 | %
|  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |
|  | Weighted-Average |  |  | Weighted-Average Years |  |  | Weighted-Average |
|  | Principal Deferred |  |  | Added to the Life |  |  | Contractual Interest Rate |
Three Months Ended September 30, 2025 |  |  |  |  |  |  |  |  |  | From |  |  | To |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Other |  | $ | 16 |  |  |  |  |  |  |  | 6.81 | % |  |  | 5.25 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  |  |  |  |  |  |  |  |  | 7.75 | % |  |  | 5.00 | %
|  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |
|  | Weighted-Average |  |  | Weighted-Average Years |  |  | Weighted-Average |
|  | Principal Deferred |  |  | Added to the Life |  |  | Contractual Interest Rate |
Nine Months Ended September 30, 2025 |  |  |  |  |  |  |  |  |  | From |  |  | To |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |
Other |  | $ | 16 |  |  |  |  |  |  |  | 6.81 | % |  |  | 5.25 | %
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 112 |  |  |  | 6 |  |  |  | 10.25 | % |  |  | 8.00 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 6 |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  |  |  |  |  | 9 |  |  |  | 7.75 | % |  |  | 4.79 | %
|  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |
|  | Weighted-Average |  |  | Weighted-Average Years |  |  | Weighted-Average |
|  | Principal Deferred |  |  | Added to the Life |  |  | Contractual Interest Rate |
Three Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |  | From |  |  | To |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity Lines of Credit |  |  |  |  |  |  | 0 |  |  |  | 0.00 | % |  |  | 0.00 | %
|  | Payment Deferral |  |  | Term Extension |  |  | Interest Rate Reduction |
|  | Weighted-Average |  |  | Weighted-Average Years |  |  | Weighted-Average |
|  | Principal Deferred |  |  | Added to the Life |  |  | Contractual Interest Rate |
Nine Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |  | From |  |  | To |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  |  |  |  |  | 10 |  |  |  | 10.45 | % |  |  | 5.91 | %
Financing Receivable, Performance of Modified Loans [Table Text Block] |
Three Months Ended September 30, 2025 |  | Payment status (Amortized cost Basis) |
|  |  |  |  |  | 30-89 |  |  | 90+ |
(In Thousands of Dollars) |  | Current |  |  | Days past due |  |  | Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Other |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total accruing restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Other |  | $ | 1,103 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 277 |  |  |  | 0 |  |  |  | 0 |
Total nonaccrual restructured loans |  | $ | 1,380 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 1,380 |  |  | $ | 0 |  |  | $ | 0 |
Nine Months Ended September 30, 2025 |  | Payment status (Amortized cost Basis) |
|  |  |  |  |  | 30-89 |  |  | 90+ |
(In Thousands of Dollars) |  | Current |  |  | Days past due |  |  | Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 11,154 |  |  | $ | 0 |  |  | $ | 0 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 103 |  |  |  | 0 |  |  |  | 0 |
Home equity lines of credit |  |  | 88 |  |  |  | 0 |  |  |  | 0 |
Total accruing restructured loans |  | $ | 11,345 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Other |  |  | 1,103 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 54 |  |  |  | 0 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Home equity lines of credit |  |  | 277 |  |  |  | 0 |  |  |  | 0 |
Total nonaccrual restructured loans |  | $ | 1,434 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 12,779 |  |  | $ | 0 |  |  | $ | 0 |
Three Months Ended September 30, 2024 |  | Payment status (Amortized cost Basis) |
|  |  |  |  |  | 30-89 |  |  | 90+ |
(In Thousands of Dollars) |  | Current |  |  | Days past due |  |  | Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Total accruing restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Total nonaccrual restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Nine Months Ended September 30, 2024 |  | Payment status (Amortized cost Basis) |
|  |  |  |  |  | 30-89 |  |  | 90+ |
(In Thousands of Dollars) |  | Current |  |  | Days past due |  |  | Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  | $ | 0 |  |  | $ | 20 |  |  | $ | 0 |
Total accruing restructured loans |  | $ | 0 |  |  | $ | 20 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 29 |
Total nonaccrual restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 29 |
Total restructured loans |  | $ | 0 |  |  | $ | 20 |  |  | $ | 29 |
Financing Receivable, Modified, Subsequent Default [Table Text Block] |
Three Months Ended September 30, 2025 |  | Amortized Cost |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |
|  | Payment |  |  | Term |  |  | Interest Rate |  |  | and Interest Rate |
(In Thousands of Dollars) |  | Deferral |  |  | Extension |  |  | Reduction |  |  | Reduction |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Nine Months Ended September 30, 2025 |  | Amortized Cost |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |
|  | Payment |  |  | Term |  |  | Interest Rate |  |  | and Interest Rate |
(In Thousands of Dollars) |  | Deferral |  |  | Extension |  |  | Reduction |  |  | Reduction |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 124 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 19 |
Total modifications to borrowers experiencing financial difficulty |  | $ | 124 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 19 |
Three Months Ended September 30, 2024 |  | Amortized Cost |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |
|  | Payment |  |  | Term |  |  | Interest Rate |  |  | and Interest Rate |
(In Thousands of Dollars) |  | Deferral |  |  | Extension |  |  | Reduction |  |  | Reduction |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  | $ | 0 |  |  | $ | 37 |  |  | $ | 0 |  |  | $ | 0 |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 29 |  |  |  | 20 |
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 37 |  |  | $ | 29 |  |  | $ | 20 |
Nine Months Ended September 30, 2024 |  | Amortized Cost |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Combination |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Term Extension |
|  | Payment |  |  | Term |  |  | Interest Rate |  |  | and Interest Rate |
(In Thousands of Dollars) |  | Deferral |  |  | Extension |  |  | Reduction |  |  | Reduction |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  | $ | 0 |  |  | $ | 37 |  |  | $ | 0 |  |  | $ | 0 |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 29 |  |  |  | 20 |
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 37 |  |  | $ | 29 |  |  | $ | 20 |

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