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Note 5 - Loan Restructurings (Tables)

9 Months Ended

Sep. 30, 2025

Notes Tables

Financing Receivable, Modified [Table Text Block]

Three Months Ended September 30, 2025		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Term Extension				Interest Rate Reduction				Combination Payment Deferral and Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Commercial real estate
Other		$	111			$	0			$	482				510			$	0			$	1,103				0.37	%
Residential real estate
Home equity lines of credit			0				0				277				0				0			$	277				0.16	%
Total modifications to borrowers experiencing financial difficulty		$	111			$	0			$	759			$	510			$	0			$	1,380				0.04	%

Nine Months Ended September 30, 2025		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Term Extension				Interest Rate Reduction				Combination Payment Deferral and Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Commercial real estate
Non-owner occupied		$	0			$	11,128			$	0			$	0			$	0			$	11,128				1.52	%
Other			111				0				482				510				0			$	1,103				0.37	%
Commercial
Commercial and industrial			124				0				0				0				58			$	182				0.05	%
Residential real estate
1-4 family residential			103				0				0				0				0			$	103				0.01	%
Home equity lines of credit			0				14				277				0				75			$	366				0.21	%
Total modifications to borrowers experiencing financial difficulty		$	338			$	11,142			$	759			$	510			$	133			$	12,882				0.39	%

Three Months Ended September 30, 2024		Amortized Cost
														Combination								% of Total
														Term Extension								Class of
		Payment				Principal				Interest Rate				and Interest								Financing
(In Thousands of Dollars)		Deferral				Forgiveness				Reduction				Rate Reduction				Total				Receivable
Residential real estate
Home equity lines of credit		$	0			$	0			$	0			$	0			$	0				0.00	%
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	0			$	0			$	0				0.00	%

Nine Months Ended September 30, 2024		Amortized Cost
														Combination								% of Total
														Term Extension								Class of
		Payment				Principal				Interest Rate				and Interest								Financing
(In Thousands of Dollars)		Deferral				Forgiveness				Reduction				Rate Reduction				Total				Receivable
Residential real estate
Home equity lines of credit		$	0			$	0			$	29			$	20			$	49				0.03	%
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	29			$	20			$	49				0.00	%

Payment Deferral

Term Extension

Interest Rate Reduction

Weighted-Average

Weighted-Average Years

Weighted-Average

Principal Deferred

Added to the Life

Contractual Interest Rate

Three Months Ended September 30, 2025

From

To

Commercial real estate

Other

$

16

6.81

%

5.25

%

Residential real estate

Home equity lines of credit

7.75

%

5.00

%

		Payment Deferral				Term Extension				Interest Rate Reduction
		Weighted-Average				Weighted-Average Years				Weighted-Average
		Principal Deferred				Added to the Life				Contractual Interest Rate
Nine Months Ended September 30, 2025										From				To
Commercial real estate
Non-owner occupied							1
Other		$	16								6.81	%			5.25	%
Commercial
Commercial and industrial			112				6				10.25	%			8.00	%
Residential real estate
1-4 family residential			6
Home equity lines of credit							9				7.75	%			4.79	%

Payment Deferral

Term Extension

Interest Rate Reduction

Weighted-Average

Weighted-Average Years

Weighted-Average

Principal Deferred

Added to the Life

Contractual Interest Rate

Three Months Ended September 30, 2024

From

To

Residential real estate

Home Equity Lines of Credit

0

0.00

%

0.00

%

Payment Deferral

Term Extension

Interest Rate Reduction

Weighted-Average

Weighted-Average Years

Weighted-Average

Principal Deferred

Added to the Life

Contractual Interest Rate

Nine Months Ended September 30, 2024

From

To

Residential real estate

1-4 family residential

10

10.45

%

5.91

%

Financing Receivable, Performance of Modified Loans [Table Text Block]

Three Months Ended September 30, 2025		Payment status (Amortized cost Basis)
						30-89				90+
(In Thousands of Dollars)		Current				Days past due				Days past due
Accrual restructured loans
Commercial real estate
Other		$	0			$	0			$	0
Residential real estate
Home equity lines of credit			0				0				0
Total accruing restructured loans		$	0			$	0			$	0
Nonaccrual restructured loans
Commercial real estate
Other		$	1,103			$	0			$	0
Residential real estate
Home equity lines of credit			277				0				0
Total nonaccrual restructured loans		$	1,380			$	0			$	0
Total restructured loans		$	1,380			$	0			$	0

Nine Months Ended September 30, 2025		Payment status (Amortized cost Basis)
						30-89				90+
(In Thousands of Dollars)		Current				Days past due				Days past due
Accrual restructured loans
Commercial real estate
Non-owner occupied		$	11,154			$	0			$	0
Other			0				0				0
Commercial
Commercial and industrial			0				0				0
Residential real estate
1-4 family residential			103				0				0
Home equity lines of credit			88				0				0
Total accruing restructured loans		$	11,345			$	0			$	0
Nonaccrual restructured loans
Commercial real estate
Non-owner occupied		$	0			$	0			$	0
Other			1,103				0				0
Commercial
Commercial and industrial			54				0				0
Residential real estate
1-4 family residential			0				0				0
Home equity lines of credit			277				0				0
Total nonaccrual restructured loans		$	1,434			$	0			$	0
Total restructured loans		$	12,779			$	0			$	0

Three Months Ended September 30, 2024		Payment status (Amortized cost Basis)
						30-89				90+
(In Thousands of Dollars)		Current				Days past due				Days past due
Accrual restructured loans
Residential real estate
Home equity lines of credit		$	0			$	0			$	0
Total accruing restructured loans		$	0			$	0			$	0
Nonaccrual restructured loans
Total nonaccrual restructured loans		$	0			$	0			$	0
Total restructured loans		$	0			$	0			$	0

Nine Months Ended September 30, 2024		Payment status (Amortized cost Basis)
						30-89				90+
(In Thousands of Dollars)		Current				Days past due				Days past due
Accrual restructured loans
Residential real estate
Home equity lines of credit		$	0			$	20			$	0
Total accruing restructured loans		$	0			$	20			$	0
Nonaccrual restructured loans
Residential real estate
Home equity lines of credit			0				0				29
Total nonaccrual restructured loans		$	0			$	0			$	29
Total restructured loans		$	0			$	20			$	29

Financing Receivable, Modified, Subsequent Default [Table Text Block]

Three Months Ended September 30, 2025		Amortized Cost
														Combination
														Term Extension
		Payment				Term				Interest Rate				and Interest Rate
(In Thousands of Dollars)		Deferral				Extension				Reduction				Reduction
Commercial
Commercial and industrial		$	0			$	0			$	0			$	0
Residential real estate
Home equity lines of credit			0				0				0				0
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	0			$	0

Nine Months Ended September 30, 2025		Amortized Cost
														Combination
														Term Extension
		Payment				Term				Interest Rate				and Interest Rate
(In Thousands of Dollars)		Deferral				Extension				Reduction				Reduction
Commercial
Commercial and industrial		$	124			$	0			$	0			$	0
Residential real estate
Home equity lines of credit			0				0				0				19
Total modifications to borrowers experiencing financial difficulty		$	124			$	0			$	0			$	19

Three Months Ended September 30, 2024		Amortized Cost
														Combination
														Term Extension
		Payment				Term				Interest Rate				and Interest Rate
(In Thousands of Dollars)		Deferral				Extension				Reduction				Reduction
Residential real estate
1-4 family residential		$	0			$	37			$	0			$	0
Home equity lines of credit			0				0				29				20
Total modifications to borrowers experiencing financial difficulty		$	0			$	37			$	29			$	20

Nine Months Ended September 30, 2024		Amortized Cost
														Combination
														Term Extension
		Payment				Term				Interest Rate				and Interest Rate
(In Thousands of Dollars)		Deferral				Extension				Reduction				Reduction
Residential real estate
1-4 family residential		$	0			$	37			$	0			$	0
Home equity lines of credit			0				0				29				20
Total modifications to borrowers experiencing financial difficulty		$	0			$	37			$	29			$	20

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-Name Accounting Standards Codification
-Section 50
-Paragraph 44
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Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(1)
-Publisher FASB
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-Section 55
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