v3.22.0.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest income    
Loans, including fees $ 120,784 $ 95,367
Investment securities available for sale 2,010 1,292
Federal funds sold and other 449 592
Total interest income 123,243 97,251
Interest expense    
Deposits 5,808 11,524
Borrowed funds 742 1,658
Total interest expense 6,550 13,182
Net interest income 116,693 84,069
Provision for loan losses 3,359 11,242
Net interest income after provision for loan losses 113,334 72,827
Noninterest income    
Gain on sale of investment securities available for sale, net 153 20
Other income 1,147 365
Total noninterest income 50,636 50,144
Noninterest expenses    
Salaries and employee benefits 37,843 33,442
Occupancy and equipment 4,327 5,170
Professional fees 6,996 4,900
Data processing 39,237 26,917
Advertising 4,803 2,530
Loan processing 3,527 3,811
Other real estate expenses, net 368 69
Other operating 12,993 10,995
Total noninterest expenses 110,094 87,834
Income before income taxes 53,876 35,137
Income tax expense 13,898 9,314
Net income $ 39,978 $ 25,823
Basic earnings per common share, Basic (in dollars per share) $ 2.90 $ 1.87
Diluted earnings per common share Diluted (in dollars per share) $ 2.84 $ 1.87
Weighted average common shares outstanding:    
Basic (in shares) 13,798,620 13,793,256
Diluted (in shares) 14,081,403 13,800,176
Service charges on deposits    
Noninterest income    
Noninterest income $ 609 $ 520
Credit card fees    
Noninterest income    
Noninterest income 27,884 16,966
Mortgage banking revenue    
Noninterest income    
Noninterest income $ 20,843 $ 32,273