v3.22.0.1
Portfolio Loans Receivable - Classification of Loans (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 1,531,202 $ 1,316,276    
Deferred origination fees, net (7,220) (774)    
Allowance for loan losses (25,181) (23,434)   $ (13,301)
Total portfolio loans held for investment, net 1,498,801 1,292,068    
Residential | Real estate:        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross 401,607 437,860    
Allowance for loan losses $ (5,612) (7,153) $ (4,135)  
Residential | Real estate: | Owner Occupied Real Estate        
Loans and Leases Receivable Disclosure [Line Items]        
Initial commitment term 30 years      
Residential | Real estate: | Owner Occupied Real Estate | Minimum        
Loans and Leases Receivable Disclosure [Line Items]        
Fixed interest rate term 5 years      
Residential | Real estate: | Owner Occupied Real Estate | Maximum        
Loans and Leases Receivable Disclosure [Line Items]        
Fixed interest rate term 7 years      
Residential | Real estate: | Investor Real Estate        
Loans and Leases Receivable Disclosure [Line Items]        
Initial commitment term 25 years      
Balloon payment period 5 years      
Covenant compliance, debt service coverage ratio 1.15      
Commercial        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 175,956 157,127    
Allowance for loan losses (2,637) (2,417) (1,548)  
Commercial | Real estate:        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross 556,339 392,550    
Allowance for loan losses $ (8,566) (6,786) (3,572)  
Fixed interest rate term 5 years      
Initial commitment term 10 years      
Amortization period 25 years      
Commercial | Real estate: | Owner Occupied Real Estate        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 302,500      
Percent of real estate portfolio 19.80%      
Construction | Real estate:        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 255,147 224,904    
Allowance for loan losses $ (4,699) (4,595) (2,668)  
Construction | Real estate: | Minimum        
Loans and Leases Receivable Disclosure [Line Items]        
Initial commitment term 12 months      
Construction | Real estate: | Maximum        
Loans and Leases Receivable Disclosure [Line Items]        
Initial commitment term 18 months      
Construction | Real estate: | Owner Occupied Real Estate        
Loans and Leases Receivable Disclosure [Line Items]        
Loan principal to collateral value ratio, percent 80.00%      
Construction | Real estate: | Investor Real Estate        
Loans and Leases Receivable Disclosure [Line Items]        
Loan principal to collateral value ratio, percent 75.00%      
Consumer | Credit card, net of reserve        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 141,120 102,186    
Allowance for loan losses (3,655) (2,462) $ (1,368)  
Consumer | Credit card, net of reserve | Savings Deposits        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 126,600 98,500    
Repayment history used for scoring model 6 months      
Consumer | Credit card, net of reserve | Uncollateralized        
Loans and Leases Receivable Disclosure [Line Items]        
Loans receivable, gross $ 16,700 $ 5,700