v3.22.2.2
Portfolio Loans Receivable - Classification of Loans (Details)
$ in Thousands
9 Months Ended
Sep. 30, 2022
USD ($)
Jun. 30, 2022
USD ($)
Dec. 31, 2021
USD ($)
Sep. 30, 2021
USD ($)
Jun. 30, 2021
USD ($)
Dec. 31, 2020
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross $ 1,657,844   $ 1,531,202      
Deferred origination fees, net (9,843)   (7,220)      
Allowance for loan losses (26,091) $ (26,419) (25,181) $ (24,753) $ (24,079) $ (23,434)
Total portfolio loans held for investment, net 1,621,910   1,498,801      
Residential | Real estate:            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 466,849   401,607      
Allowance for loan losses $ (5,969) (5,863) (5,612) (6,420) (6,709) (7,153)
Residential | Real estate: | Owner Occupied Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Initial commitment term 30 years          
Residential | Real estate: | Owner Occupied Real Estate | Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Fixed interest rate term 5 years          
Residential | Real estate: | Owner Occupied Real Estate | Maximum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Fixed interest rate term 7 years          
Residential | Real estate: | Investor Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Initial commitment term 25 years          
Balloon payment period 5 years          
Debt service coverage ratio 1.15          
Commercial            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross $ 192,207   175,956      
Allowance for loan losses (2,195) (2,457) (2,637) (2,128) (2,536) (2,417)
Commercial | Real estate:            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 626,030   556,339      
Allowance for loan losses $ (8,368) (8,857) (8,566) (8,092) (7,777) (6,786)
Initial commitment term 10 years          
Amortization period 25 years          
Commercial | Real estate: | Owner Occupied Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross $ 354,100          
Percent of real estate portfolio 57.00%          
Construction | Real estate:            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross $ 235,045   255,147      
Allowance for loan losses $ (4,005) (4,473) (4,699) (4,872) (4,542) (4,595)
Construction | Real estate: | Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Initial commitment term 12 months          
Construction | Real estate: | Maximum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Initial commitment term 18 months          
Construction | Real estate: | Owner Occupied Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Principal to collateral value ratio, percent 80.00%          
Construction | Real estate: | Investor Real Estate            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Principal to collateral value ratio, percent 75.00%          
Consumer | Credit card            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross $ 136,658   141,120      
Allowance for loan losses (5,544) (4,759) (3,655) (3,224) (2,502) (2,462)
Consumer | Credit card | Savings Deposit Held By Company            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 116,500   126,800      
Consumer | Credit card | Secured And Partially Secured Credit Cards            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 132,000   140,200      
Consumer | Credit card | Unsecured Credit Cards            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 27,300   17,700      
Consumer | Other consumer            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans receivable, gross 1,055   1,033      
Allowance for loan losses $ (10) $ (10) $ (12) $ (17) $ (13) $ (21)