v3.25.3
Segments - Schedule of Financial Information by Reportable Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Interest income $ 64,891 $ 52,610 $ 192,237 $ 151,594  
Interest expense 12,871 14,256 46,524 41,175  
Net interest income 52,020 38,354 145,713 110,419  
Provision for credit losses 4,650 3,748 10,977 9,892  
Provision for credit losses on unfunded commitments 217 17 217 263  
Net interest income after provision for credit losses 47,153 34,589 134,519 100,264  
Noninterest income          
Loan servicing rights (government guaranteed) 368 0 250 0  
Other (loss) income (440) 463 1,788 1,264  
Total noninterest income 11,068 6,635 36,723 19,497  
Noninterest expenses          
Salaries and employee benefits 17,728 13,345 54,255 39,524  
Occupancy and equipment 2,849 1,791 8,754 5,268  
Professional fees 2,131 1,980 6,665 5,696  
Data processing 7,654 6,930 22,286 20,479  
Advertising 1,714 1,223 4,864 5,327  
Loan processing 1,114 615 2,836 1,462  
Foreclosed real estate expenses, net 0 1 1 2  
Merger-related expenses 697 520 3,361 1,315  
Operational losses 923 1,008 2,759 2,721  
Regulatory assessment expenses 740 483 2,513 1,384  
Other operating 2,804 1,829 7,685 5,527  
Total noninterest expenses 38,354 29,725 115,979 88,705  
Net income (loss) before taxes 19,867 11,499 55,263 31,056  
Total assets 3,389,442 2,560,788 3,389,442 2,560,788 $ 3,206,911
Service charges on deposits          
Noninterest income          
Noninterest income 425 235 945 642  
Credit card fees          
Noninterest income          
Noninterest income 4,509 4,055 12,529 12,266  
Mortgage banking revenue          
Noninterest income          
Noninterest income 1,927 1,882 5,512 5,325  
Government lending revenue          
Noninterest income          
Noninterest income 14 0 4,222 0  
Government loan servicing revenue          
Noninterest income          
Noninterest income 4,265 0 11,477 0  
Noninterest expenses          
Gross revenue 5,300   14,600    
Servicing fees 1,100   3,200    
Commercial Bank          
Segment Reporting Information [Line Items]          
Interest income 49,035 36,824 147,128 104,887  
Interest expense 12,768 14,148 46,273 40,943  
Net interest income 36,267 22,676 100,855 63,944  
Provision for credit losses 1,852 1,454 3,457 3,740  
Provision for credit losses on unfunded commitments 217 17 217 263  
Net interest income after provision for credit losses 34,198 21,205 97,181 59,941  
Noninterest income          
Loan servicing rights (government guaranteed) 368   250    
Other (loss) income (557) 327 1,215 680  
Total noninterest income (509) 728 4,511 2,110  
Noninterest expenses          
Salaries and employee benefits 10,559 8,542 32,275 25,846  
Occupancy and equipment 1,635 1,165 5,115 3,430  
Professional fees 1,079 1,005 3,802 2,661  
Data processing 350 396 1,244 857  
Advertising 694 429 2,207 1,215  
Loan processing 740 371 1,867 763  
Foreclosed real estate expenses, net   1 1 2  
Merger-related expenses 697 520 3,361 1,315  
Operational losses 0 8 131 13  
Regulatory assessment expenses 788 483 2,513 1,384  
Other operating 1,493 1,134 4,718 3,569  
Total noninterest expenses 18,035 14,054 57,234 41,055  
Net income (loss) before taxes 15,654 7,879 44,458 20,996  
Total assets 3,213,222 2,419,370 3,213,222 2,419,370 3,037,315
Adjustment of previously recognized interest income 1,300   1,300    
Commercial Bank | Service charges on deposits          
Noninterest income          
Noninterest income 425 235 945 642  
Commercial Bank | Credit card fees          
Noninterest income          
Noninterest income 0 0 0 0  
Commercial Bank | Mortgage banking revenue          
Noninterest income          
Noninterest income 315 166 1,043 788  
Commercial Bank | Government lending revenue          
Noninterest income          
Noninterest income 14   4,222    
Commercial Bank | Government loan servicing revenue          
Noninterest income          
Noninterest income (1,074)        
Noninterest expenses          
Servicing fees     (3,164)    
OpenSky™          
Segment Reporting Information [Line Items]          
Interest income 15,628 15,625 44,566 46,331  
Interest expense 0 0 0 0  
Net interest income 15,628 15,625 44,566 46,331  
Provision for credit losses 2,798 2,294 7,520 6,152  
Provision for credit losses on unfunded commitments 0 0 0 0  
Net interest income after provision for credit losses 12,830 13,331 37,046 40,179  
Noninterest income          
Loan servicing rights (government guaranteed) 0   0    
Other (loss) income (33) 41 3 113  
Total noninterest income 4,476 4,096 12,532 12,379  
Noninterest expenses          
Salaries and employee benefits 3,271 3,273 10,019 9,171  
Occupancy and equipment 632 485 1,693 1,418  
Professional fees 571 722 1,714 2,338  
Data processing 7,154 6,492 20,633 19,496  
Advertising 833 697 2,177 3,865  
Loan processing 15 16 58 45  
Foreclosed real estate expenses, net   0 0 0  
Merger-related expenses 0 0 0 0  
Operational losses 923 1,000 2,628 2,708  
Regulatory assessment expenses (30) 0 0 0  
Other operating 587 591 1,441 1,609  
Total noninterest expenses 13,956 13,276 40,363 40,650  
Net income (loss) before taxes 3,350 4,151 9,215 11,908  
Total assets 134,422 121,587 134,422 121,587 125,913
OpenSky™ | Service charges on deposits          
Noninterest income          
Noninterest income 0 0 0 0  
OpenSky™ | Credit card fees          
Noninterest income          
Noninterest income 4,509 4,055 12,529 12,266  
OpenSky™ | Mortgage banking revenue          
Noninterest income          
Noninterest income 0 0 0 0  
OpenSky™ | Government lending revenue          
Noninterest income          
Noninterest income 0   0    
OpenSky™ | Government loan servicing revenue          
Noninterest income          
Noninterest income 0   0    
Windsor Advantage™          
Segment Reporting Information [Line Items]          
Interest income 0   0    
Interest expense 0   0    
Net interest income 0   0    
Provision for credit losses 0   0    
Provision for credit losses on unfunded commitments 0   0    
Net interest income after provision for credit losses 0   0    
Noninterest income          
Loan servicing rights (government guaranteed) 0   0    
Other (loss) income 0   0    
Total noninterest income 5,339   14,641    
Noninterest expenses          
Salaries and employee benefits 2,455   7,370    
Occupancy and equipment 416   1,495    
Professional fees 198   389    
Data processing 97   283    
Advertising 76   215    
Loan processing 67   128    
Foreclosed real estate expenses, net     0    
Merger-related expenses 0   0    
Operational losses 0   0    
Regulatory assessment expenses (11)   0    
Other operating 614   1,222    
Total noninterest expenses 3,912   11,102    
Net income (loss) before taxes 1,427   3,539    
Total assets 21,743 0 21,743 0 21,992
Windsor Advantage™ | Service charges on deposits          
Noninterest income          
Noninterest income 0   0    
Windsor Advantage™ | Credit card fees          
Noninterest income          
Noninterest income 0   0    
Windsor Advantage™ | Mortgage banking revenue          
Noninterest income          
Noninterest income 0   0    
Windsor Advantage™ | Government lending revenue          
Noninterest income          
Noninterest income 0   0    
Windsor Advantage™ | Government loan servicing revenue          
Noninterest income          
Noninterest income 5,339        
Noninterest expenses          
Gross revenue     14,641    
CBHL          
Segment Reporting Information [Line Items]          
Interest income 228 161 543 376  
Interest expense 103 108 251 232  
Net interest income 125 53 292 144  
Provision for credit losses 0 0 0 0  
Provision for credit losses on unfunded commitments 0 0 0 0  
Net interest income after provision for credit losses 125 53 292 144  
Noninterest income          
Loan servicing rights (government guaranteed) 0   0    
Other (loss) income 150 95 570 471  
Total noninterest income 1,762 1,811 5,039 5,008  
Noninterest expenses          
Salaries and employee benefits 1,443 1,530 4,591 4,507  
Occupancy and equipment 166 141 451 420  
Professional fees 283 253 760 697  
Data processing 53 42 126 126  
Advertising 111 97 265 247  
Loan processing 292 228 783 654  
Foreclosed real estate expenses, net   0 0 0  
Merger-related expenses 0 0 0 0  
Operational losses 0 0 0 0  
Regulatory assessment expenses (7) 0 0 0  
Other operating 110 104 304 349  
Total noninterest expenses 2,451 2,395 7,280 7,000  
Net income (loss) before taxes (564) (531) (1,949) (1,848)  
Total assets 20,055 19,831 20,055 19,831 $ 21,691
CBHL | Service charges on deposits          
Noninterest income          
Noninterest income 0 0 0 0  
CBHL | Credit card fees          
Noninterest income          
Noninterest income 0 0 0 0  
CBHL | Mortgage banking revenue          
Noninterest income          
Noninterest income 1,612 $ 1,716 4,469 $ 4,537  
CBHL | Government lending revenue          
Noninterest income          
Noninterest income 0   0    
CBHL | Government loan servicing revenue          
Noninterest income          
Noninterest income $ 0   $ 0