<SEC-DOCUMENT>0001206774-11-002396.txt : 20111103
<SEC-HEADER>0001206774-11-002396.hdr.sgml : 20111103
<ACCEPTANCE-DATETIME>20111103165654
ACCESSION NUMBER:		0001206774-11-002396
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		11
CONFORMED PERIOD OF REPORT:	20110930
FILED AS OF DATE:		20111103
DATE AS OF CHANGE:		20111103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CASS INFORMATION SYSTEMS INC
		CENTRAL INDEX KEY:			0000708781
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				431265338
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20827
		FILM NUMBER:		111178342

	BUSINESS ADDRESS:	
		STREET 1:		13001 HOLLENBERG DR.
		CITY:			BRIDGETON
		STATE:			MO
		ZIP:			63044
		BUSINESS PHONE:		3145055500

	MAIL ADDRESS:	
		STREET 1:		13001 HOLLENBERG DR.
		CITY:			BRIDGETON
		STATE:			MO
		ZIP:			63044

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CASS COMMERCIAL CORP
		DATE OF NAME CHANGE:	19950518
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>cass_10q.htm
<DESCRIPTION>QUARTERLY REPORT
<TEXT>
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<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">UNITED STATES<br>
</font><font size="2" style="FONT-FAMILY: Times New Roman">SECURITIES AND EXCHANGE COMMISSION<br>
WASHINGTON, DC 20549</font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="1" style="FONT-FAMILY: Times New Roman">_________________</font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="FONT-FAMILY: Times New Roman">FORM 10-Q</font></font></div>

<div>&#160;</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="">
<tr>
<td width="1%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: wingdings">x</font></td>
<td width="1%">&#160;</td>
<td width="97%"><font size="2" style="FONT-FAMILY: times new roman">QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></td>
</tr><tr>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%">&#160;</td>
<td width="97%">&#160; </td>
</tr><tr>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%">&#160;</td>
<td width="97%"><font size="2" style="FONT-FAMILY: times new roman">For the quarterly period ended&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;September 30, 2011&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></td>
</tr><tr>
<td colspan="3" width="99%" style="TEXT-ALIGN: center">&#160; </td>
</tr><tr>
<td colspan="3" width="99%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">OR</font></td>
</tr><tr>
<td colspan="3" width="99%" style="TEXT-ALIGN: center">&#160; </td>
</tr><tr>
<td width="1%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: wingdings">&#168;</font></td>
<td width="1%">&#160;</td>
<td width="97%"><font size="2" style="FONT-FAMILY: times new roman">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></td>
</tr><tr>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%">&#160;</td>
<td width="97%">&#160;&#160; </td>
</tr><tr>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%">&#160;</td>
<td width="97%"><font size="2" style="FONT-FAMILY: times new roman">For the transition period from _________________ to _________________</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Commission File No. 000-20827<br>
</font></font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="1" style="FONT-FAMILY: Times New Roman">____________________<br>
</font></font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="FONT-FAMILY: Times New Roman">CASS INFORMATION SYSTEMS, INC.<br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">(Exact name of registrant as specified in its charter)</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Missouri</font></font></td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">43-1265338</font></font></td>
</tr><tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(State or other jurisdiction of incorporation or</font></td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(I.R.S. Employer Identification No.)</font></td>
</tr><tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">organization)</font></td>
<td align="left" nowrap width="45%">&#160;</td>
</tr><tr>
<td nowrap width="54%" style="TEXT-ALIGN: center">&#160;&#160; </td>
<td align="left" nowrap width="45%">&#160;</td>
</tr><tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">13001 Hollenberg Drive</font></font></td>
<td align="left" nowrap width="45%">&#160;</td>
</tr><tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Bridgeton, Missouri</font></font></td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">63044</font></font></td>
</tr><tr valign="bottom">
<td nowrap width="54%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(Address of principal executive offices)</font></td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(Zip Code)</font></td>
</tr></table>
</div>

<br>
<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">(314) 506-5500<br>
</font><font size="2" style="FONT-FAMILY: Times New Roman">(Registrant&#8217;s telephone number, including area code)</font></div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="1" style="FONT-FAMILY: Times New Roman">____________________</font></font></div>

<div>&#160;</div>

<div align="justify">&#160;&#160;&#160;&#160;&#160;<font size="2" style="FONT-FAMILY: Times New Roman">Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.</font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">Yes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160; X&#160;&#160;&#160;&#160;&#160;</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;</font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman"><font size="3" style="FONT-FAMILY: Times New Roman">&#160;&#160;&#160;&#160;&#160;</font>Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T </font><font size="2" style="FONT-FAMILY: Times New Roman">(&#167; 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).</font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">Yes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160; X&#160;&#160;&#160;&#160;&#160;</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman"><font size="3" style="FONT-FAMILY: Times New Roman">&#160;&#160;&#160;&#160;&#160;</font>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(Check one)</font></td>
<td align="left" nowrap width="5%">&#160;</td>
<td align="left" nowrap width="38%"><font size="2" style="FONT-FAMILY: times new roman">Large Accelerated Filer&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="53%"><font size="2" style="FONT-FAMILY: times new roman">Accelerated Filer&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;X&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="5%">&#160;</td>
<td align="left" nowrap width="38%">&#160;&#160; </td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="53%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="5%">&#160;</td>
<td align="left" nowrap width="38%"><font size="2" style="FONT-FAMILY: times new roman">Non-Accelerated Filer&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="53%"><font size="2" style="FONT-FAMILY: times new roman">Smaller Reporting Company&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman"><font size="3" style="FONT-FAMILY: Times New Roman">&#160;&#160;&#160;&#160;&#160;</font>Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">Yes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160; X&#160;&#160;&#160;&#160;&#160;</font></font></div>

<div>&#160;</div>

<div align="justify">&#160;&#160;&#160;&#160;&#160;<font size="2" style="FONT-FAMILY: Times New Roman">The number of shares outstanding of registrant's only class of stock as of&#160;November 1, 2011: Common stock, par value $.50 per share &#8211; 9,415,557 shares outstanding.</font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-1-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
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<br>
<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">TABLE OF CONTENTS </font></font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" colspan="4" nowrap width="99%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">PART I &#8211; Financial Information</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" colspan="3" nowrap width="98%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Item 1.</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">FINANCIAL STATEMENTS</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Consolidated Balance Sheets</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; September 30, 2011 (unaudited) and December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">3</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Consolidated Statements of Income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Three and Nine months ended September 30, 2011 and 2010 (unaudited)</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">4</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Consolidated Statements of Cash Flows</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nine months ended September 30, 2011 and 2010 (unaudited)</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Notes to Consolidated Financial Statements (unaudited)</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Item 2.</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; AND RESULTS OF OPERATIONS</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">15</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Item 3.</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">26</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Item 4.</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="94%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">CONTROLS AND PROCEDURES</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">26</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="94%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" colspan="4" nowrap width="99%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">PART II &#8211; Other Information </font></font><font size="2" style="FONT-FAMILY: times new roman">&#8211; Items 1. &#8211; 6.</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">26</font></td>
</tr><tr>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" colspan="3" nowrap width="98%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" colspan="3" nowrap width="98%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">SIGNATURES</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">28</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Forward-looking Statements - Factors That May Affect Future Results </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">This report may contain or incorporate by reference forward-looking statements made pursuant to the safe harbor provisions of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that, in making any such statements, our expectations are based on reasonable assumptions, forward-looking statements are not guarantees of future performance and involve risks, uncertainties, and other factors beyond our control, which may cause future performance to be materially different from expected performance summarized in the forward-looking statements. These risks, uncertainties and other factors are discussed in the section Part I, Item 1A, &#8220;Risk Factors&#8221; of the Company&#8217;s 2010 Annual Report on Form 10-K, filed with the Securities and Exchange Commission (&#8220;SEC&#8221;), which may be updated from time to time in our future filings with the SEC. We undertake no obligation to publicly update or revise any forward-looking statements to reflect changed assumptions, the occurrence of anticipated or unanticipated events, or changes to future results over time. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-2-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">PART I. FINANCIAL INFORMATION </font></font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">ITEM 1. FINANCIAL STATEMENTS </font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CASS INFORMATION SYSTEMS, INC. AND SUBSIDIARIES<br>
CONSOLIDATED BALANCE SHEETS<br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">(Dollars in Thousands except Share and Per Share Data) </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="6%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td colspan="3" nowrap width="6%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="6%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td colspan="3" nowrap width="6%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">(Unaudited)</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="6%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Assets</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Cash and due from banks</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160; &#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">13,781</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160; &#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">12,277</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Interest-bearing deposits in other financial institutions</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">120,229</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">67,299</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Federal funds sold and other short-term investments</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">200,773</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">59,353</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">334,783</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">138,929</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Securities available-for-sale, at fair value</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">274,572</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">264,569</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Loans</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">692,385</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">708,633</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Less: Allowance for loan losses</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">13,010</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,891</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Loans, net</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">679,375</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">696,742</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Premises and equipment, net</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">9,907</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">9,617</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Investment in bank-owned life insurance</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">14,241</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">14,191</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Payments in excess of funding</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">63,831</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">33,609</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Goodwill</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Other intangible assets, net</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">187</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">268</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Other assets</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">21,291</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">22,639</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">1,405,658</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">1,188,035</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
</tr><tr>
<td align="left" nowrap width="86%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Liabilities and Shareholders&#8217; Equity</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font style="DISPLAY: inline; TEXT-DECORATION: underline"><font size="2" style="FONT-FAMILY: times new roman">Liabilities:</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Deposits:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Noninterest-bearing</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">125,980</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">113,097</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">423,812</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">405,493</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">549,792</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">518,590</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Accounts and drafts payable</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">683,239</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">516,107</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Other liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,894</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,244</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total liabilities</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,244,925</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,045,941</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr>
<td align="left" nowrap width="86%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; TEXT-DECORATION: underline"><font size="2" style="FONT-FAMILY: times new roman">Shareholders&#8217; Equity:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">Preferred stock, par value $.50 per share; 2,000,000</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; shares authorized and no shares issued</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Common Stock, par value $.50 per share; 20,000,000</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; shares authorized and 9,949,324 shares issued at September 30, 2011</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; and December 31, 2010</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">4,975</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">4,975</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">Additional paid-in capital</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">47,007</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">46,653</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Retained earnings</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">120,262</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">107,263</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">Common shares in treasury, at cost (533,767 shares at</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; September 30, 2011 and 561,533 shares at December 31, 2010)</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">(12,995</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">(13,549</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Accumulated other comprehensive income (loss)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,484</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(3,248</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#ffffff"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total shareholders&#8217; equity</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">160,733</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">142,094</font></td>
<td align="left" nowrap width="1%" bgcolor="#ffffff" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total liabilities and shareholders&#8217; equity</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">1,405,658</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">1,188,035</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
</tr><tr>
<td align="left" nowrap width="86%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr></table>
</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">See accompanying notes to unaudited consolidated financial statements. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-3-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CASS INFORMATION SYSTEMS, INC. AND SUBSIDIARIES<br>
CONSOLIDATED STATEMENTS OF INCOME <br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">(Unaudited)<br>
</font><font size="2" style="FONT-FAMILY: Times New Roman">(Dollars in Thousands except Per Share Data)</font><font size="1" style="FONT-FAMILY: Times New Roman"> </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="79%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="5" nowrap width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Three Months Ended</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
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<td align="left" nowrap width="79%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fee Revenue and Other Income:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Information services payment and processing revenue</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">15,806</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">13,895</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">45,372</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$ &#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">40,173</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Bank service fees</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">302</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">367</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,036</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,006</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Gains on sales of securities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">48</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Other</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">339</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">139</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">606</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">415</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total fee revenue and other income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">16,447</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">14,401</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">47,062</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">41,594</font></td>
</tr><tr>
<td align="left" nowrap width="79%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest Income:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Interest and fees on loans</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">9,827</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">10,182</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">30,209</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">29,480</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Interest and dividends on securities:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">6</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">3</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">24</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">28</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Exempt from federal income taxes</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,475</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,154</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7,450</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6,403</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Interest on federal funds sold and</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; other short-term investments</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">186</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">150</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">510</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">337</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total interest income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">12,494</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">12,489</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">38,193</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">36,248</font></td>
</tr><tr>
<td align="left" nowrap width="79%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest Expense:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Interest on deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,060</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,249</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,391</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,624</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Net interest income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">11,434</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">11,240</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">34,802</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">32,624</font></td>
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<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Provision for loan losses</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left">&#160;</td>
<td nowrap width="3%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"><font size="2" style="FONT-FAMILY: times new roman">550</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left">&#160;</td>
<td nowrap width="3%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"><font size="2" style="FONT-FAMILY: times new roman">950</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left">&#160;</td>
<td nowrap width="3%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"><font size="2" style="FONT-FAMILY: times new roman">1,850</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left">&#160;</td>
<td nowrap width="3%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"><font size="2" style="FONT-FAMILY: times new roman">3,000</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Net interest income after provision for loan</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; losses</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">10,884</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">10,290</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">32,952</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">29,624</font></td>
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<td align="left" nowrap width="79%" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total net revenue</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">27,331</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">24,691</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">80,014</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: 4px"><font size="2" style="FONT-FAMILY: times new roman">71,218</font></td>
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<td align="left" nowrap width="79%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Operating Expense:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Salaries and employee benefits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">14,425</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">13,026</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">42,277</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">38,199</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Occupancy</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">581</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">658</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,786</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,841</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Equipment</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">886</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">887</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,581</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,701</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Amortization of intangible assets</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">26</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">26</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">80</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">80</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Other operating</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,995</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,501</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">8,958</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">7,324</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total operating expense</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">18,913</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">17,098</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">55,682</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">50,145</font></td>
</tr><tr>
<td align="left" nowrap width="79%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Income before income tax expense</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">8,418</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7,593</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">24,332</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">21,073</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Income tax expense</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,358</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,013</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">6,814</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5,844</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Net Income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
</tr><tr>
<td align="left" nowrap width="79%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Basic Earnings Per Share</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">.65</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">.60</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1.87</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1.63</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">Diluted Earnings Per Share</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">.64</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">.59</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1.85</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1.61</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">See accompanying notes to unaudited consolidated financial statements. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-4-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CASS INFORMATION SYSTEMS, INC. AND SUBSIDIARIES<br>
CONSOLIDATED STATEMENTS OF CASH FLOWS<br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">(Unaudited)<br>
(Dollars in Thousands) </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="85%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="7" nowrap width="13%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="7" nowrap width="13%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="6%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="6%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Cash Flows From Operating Activities:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Net income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Adjustments to reconcile net income to net cash provided</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; by operating activities:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Depreciation and amortization</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">3,295</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">3,077</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Gains on sales of securities</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(48</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Provision for loan losses</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">1,850</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">3,000</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Stock-based compensation expense</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,043</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,133</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Increase (decrease) in income tax liability</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">531</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(1,751</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Increase in pension liability</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">286</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">640</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Other operating activities, net</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(1,447</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">355</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Net cash provided by operating activities</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">23,028</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">21,683</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr>
<td align="left" nowrap width="85%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Cash Flows From Investing Activities:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Proceeds from sales of securities available-for-sale</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">5,405</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Proceeds from maturities of securities available-for-sale</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">10,185</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,770</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Purchase of securities available-for-sale</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(19,974</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(11,548</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
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<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">15,517</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(48,252</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Increase in payments in excess of funding</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(30,222</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(17,474</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
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<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(1,765</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(890</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(20,854</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font style="DISPLAY: inline"><font size="2" style="FONT-FAMILY: times new roman">(75,394</font></font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font style="DISPLAY: inline"><font size="2" style="FONT-FAMILY: times new roman">)</font></font></td>
</tr><tr>
<td align="left" nowrap width="85%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Cash Flows From Financing Activities:</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Net increase in noninterest-bearing demand deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">12,883</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">7,877</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Net increase in interest-bearing demand and savings deposits</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">31,804</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">19,729</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Net (decrease) increase in time deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(13,485</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">35,777</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Net increase in accounts and drafts payable</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">167,132</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">124,694</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Cash dividends paid</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(4,519</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">(3,945</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Distribution of stock awards, net</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(249</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(251</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Other financing activities, net</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">114</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Net cash provided by financing activities</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">193,680</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">183,885</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Net increase in cash and cash equivalents</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">195,854</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">130,174</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Cash and cash equivalents at beginning of period</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">138,929</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">79,294</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">Cash and cash equivalents at end of period</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">334,783</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 2pt double"><font size="2" style="FONT-FAMILY: times new roman">209,468</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 2pt double">&#160;</td>
</tr><tr>
<td align="left" nowrap width="85%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Supplemental information:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Cash paid for interest</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">3,386</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">3,568</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="85%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Cash paid for income taxes</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6,211</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7,621</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">See accompanying notes to unaudited consolidated financial statements. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-5-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CASS INFORMATION SYSTEMS, INC. AND SUBSIDIARIES<br>
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS<br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">(Unaudited)</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 1 - Basis of Presentation</font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman"> </font></font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Certain amounts in the 2010 consolidated financial statements have been reclassified to conform to the 2011 presentation. For further information, refer to the audited consolidated financial statements and related footnotes included in Cass Information System, Inc.&#8217;s (&#8220;the Company&#8221; or &#8220;Cass&#8221;) Annual Report on Form 10-K for the year ended December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 2 &#8211; Intangible Assets </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (&#8220;FASB&#8221;) Accounting Standards Codification (&#8220;ASC&#8221;) 350, &#8220;Goodwill and Other Intangible Assets,&#8221; which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives. Details of the Company&#8217;s intangible assets are as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="6" nowrap width="8%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="6" nowrap width="8%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross Carrying</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Accumulated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross Carrying</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Accumulated</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amortization</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amortization</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Assets eligible for amortization:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Customer List</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">750</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(563</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">750</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(482</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Unamortized intangible assets:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Goodwill</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">7,698</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(227</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">7,698</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(227</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total intangible assets</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">8,448</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(790</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">8,448</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(709</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The customer list is amortized over seven years. Amortization of intangible assets amounted to $80,000 for both nine-month periods ended September 30, 2011 and 2010. Estimated annual amortization of intangibles is as follows: $107,000 in 2011 and 2012, $54,000 in 2013 and zero thereafter. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 3 &#8211; Earnings Per Share </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted-average number of common shares outstanding and the weighted-average number of potential common shares outstanding. There were no anti-dilutive shares in the three-month and nine-month periods ended September 30, 2011 and 2010. The calculations of basic and diluted earnings per share are as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="76%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="5" nowrap width="11%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Three Months Ended</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="11%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="11%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="11%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands except share and per share data)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Basic</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Net income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Weighted-average common shares outstanding</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,362,921</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,338,006</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,360,119</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,333,884</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1pt solid">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Basic earnings per share</font></div>
</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.65</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.60</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.87</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.63</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Diluted</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Net income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Weighted-average common shares outstanding</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">9,362,921</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">9,338,006</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">9,360,119</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">9,333,884</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Effect of dilutive restricted stock, stock</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; options and stock appreciation rights</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">115,077</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">116,960</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">123,718</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">105,825</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Weighted-average common shares outstanding</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; assuming dilution</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,477,998</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,454,966</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,483,837</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,439,709</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1.5pt solid">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Diluted earnings per share</font></div>
</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.64</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.59</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.85</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.61</font></td>
</tr></table>
</div>

<br>
<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-6-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 4 &#8211; Stock Repurchases </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company maintains a treasury stock buyback program pursuant to which the Board of Directors has authorized the repurchase of up to 300,000 shares of the Company&#8217;s common stock. The Company did not repurchase any shares during the nine-month periods ended September 30, 2011 and 2010. Repurchases are made in the open market or through negotiated transactions from time to time depending on market conditions. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 5 &#8211; Comprehensive Income </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">For the three and nine-month periods ended September 30, 2011 and 2010, unrealized gains and losses on securities available-for-sale and reclassification adjustments for gains included in net income were the Company&#8217;s other comprehensive income components. Comprehensive income is summarized as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="83%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="5" nowrap width="7%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Three Months Ended</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="6" nowrap width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="7%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="6" nowrap width="8%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Net income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%"><font size="2" style="FONT-FAMILY: times new roman">Other comprehensive income:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Reclassification adjustments for gains included in</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; net income, net of tax</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(31</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Net unrealized gain on securities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; available-for-sale, net of tax</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,778</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,558</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,783</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,066</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="83%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total comprehensive income</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,838</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,138</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">22,270</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">19,295</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 6 &#8211; Industry Segment Information</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Information Services segment provides freight, utility and telecommunication invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately-held businesses and churches.</font><font size="1" style="FONT-FAMILY: Times New Roman"> </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company&#8217;s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2010. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.</font><font size="1" style="FONT-FAMILY: Times New Roman"> </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">All revenue originates from and all long-lived assets are located within North America, and no revenue from any customer of any segment exceeds 10% of the Company&#8217;s consolidated revenue. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Assets represent actual assets owned by Information Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank&#8217;s loan-to-deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-7-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Summarized information about the Company&#8217;s operations in each industry segment is as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="79%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Corporate,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Information</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Banking</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="3" nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Eliminations</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Services</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Services</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">and other</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">Three Months Ended September 30, 2011</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total Net Revenues:</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Revenue from customers</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">21,414</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5,917</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">27,331</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Intersegment revenue</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,539</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">466</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(3,005</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">3,968</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,092</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Goodwill</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,335</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">136</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Other intangible assets, net</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">187</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">187</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">794,998</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">623,706</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(13,046</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,405,658</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">Three Months Ended September 30, 2010</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total Net Revenues:</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Revenue from customers</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">19,034</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5,657</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">24,691</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Intersegment revenue</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,326</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">416</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(2,742</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">3,776</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,804</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Goodwill</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,335</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">136</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Other intangible assets, net</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">295</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">295</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" style="BORDER-BOTTOM: #000000 1pt solid">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></div>
</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">664,112</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">564,554</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(11,237</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,217,429</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30, 2011</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total Net Revenues:</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Revenue from customers</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">61,950</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">18,064</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">80,014</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Intersegment revenue</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,638</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,407</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(9,045</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">11,230</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">6,288</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Goodwill</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,335</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">136</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Other intangible assets, net</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">187</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">187</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">794,998</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">623,706</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(13,046</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,405,658</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30, 2010</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total Net Revenues:</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Revenue from customers</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">54,813</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">16,405</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">71,218</font></td>
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<td align="left" nowrap width="79%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Intersegment revenue</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">6,585</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,209</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">(7,794</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">10,033</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">5,196</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Goodwill</font></div>
</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,335</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">136</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">7,471</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" bgcolor="#c0c0c0">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Other intangible assets, net</font></div>
</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">295</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">295</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="79%" style="BORDER-BOTTOM: #000000 1.5pt solid">
<div><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></div>
</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">664,112</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">564,554</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(11,237</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,217,429</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 7 &#8211; Loans by Type </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following tables present a summary of loan categories by segment and aging of loans by loan classification at September 30, 2011 and December 31, 2010: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">90 Days</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">30-59</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">60-89</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">and</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Past</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Days</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Days</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Over</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Due</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Current</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Loans</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Commercial and industrial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">151,808</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">151,808</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Real estate:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Mortgage &#8211; Commercial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">451</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">451</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">146,262</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">146,713</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Mortgage &#8211; Church &amp; related</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">25</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">25</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">346,340</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">346,365</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Construction &#8211; Commercial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">6,796</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">6,796</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Construction &#8211; Church &amp; related</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">39,497</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">39,497</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Industrial revenue bonds</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">806</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">806</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Other</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">400</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">400</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">25</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">451</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">476</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">691,909</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">692,385</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Commercial and industrial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">105</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">105</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">134,956</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">135,061</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Real estate:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Mortgage &#8211; Commercial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">145</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">490</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">635</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">150,566</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">151,201</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Mortgage &#8211; Church &amp; related</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,954</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,954</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">363,424</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">365,378</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Construction &#8211; Commercial</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">18,434</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">18,434</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Construction &#8211; Church &amp; related</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">36,318</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">36,318</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Industrial revenue bonds</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,014</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,014</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Other</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,227</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,227</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,204</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">490</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,694</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">705,939</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">708,633</font></td>
</tr></table>
</div>

<br>
<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-8-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<!--PART B--><br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following tables present the recorded investment and unpaid principal balance for impaired loans at September 30, 2011 and December 31, 2010:</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unpaid</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Related</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Recorded</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Principal</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Allowance for</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Investment</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Balance</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Loan Losses</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Commercial and industrial:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonaccrual</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">442</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">442</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">430</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Troubled debt restructurings continuing to accrue interest</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">87</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">87</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">45</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Real estate &#8211; mortgage:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonaccrual</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,483</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,483</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">65</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Troubled debt restructurings continuing to accrue interest</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,396</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,396</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">766</font></td>
</tr><tr valign="bottom">
<td nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">Total impaired loans</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">6,408</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">6,408</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,306</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Commercial and industrial:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonaccrual</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">46</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">46</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">4</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Real estate &#8211; mortgage:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonaccrual</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">519</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">519</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">116</font></td>
</tr><tr valign="bottom">
<td nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">Total impaired loans</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">565</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">565</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">120</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest, and troubled debt restructurings continuing to accrue interest. Management measures impairment in accordance with FASB ASC 310, &#8220;Allowance for Credit Losses.&#8221; At September 30, 2011 and December 31, 2010, all impaired loans were evaluated based on the fair value of the collateral. The fair value of the collateral is based upon an observable market price or current appraised value and therefore, the Company classifies these assets as nonrecurring Level 2. No loans were put on non-accrual that were modified within the last 12 months. There were no loans delinquent 90 days or more and still accruing interest at September 30, 2011 and December 31, 2010. At September 30, 2011 there were two loans totaling $4,483,000 classified as troubled debt restructurings, with a total pre-modification loan balance of $4,486,000. There were no troubled debt restructurings at December 31, 2010. There are two foreclosed loans with an aggregate book value of $1,910,000 which have been recorded as other real estate owned (included in other assets) as of September 30, 2011 and December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of September 30, 2011 and December 31, 2010: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Commercial</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Real</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">and</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estate</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Real Estate</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Industrial</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Mortgage</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Construction</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Other</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" bgcolor="#c0c0c0"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to normal</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">monitoring<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">148,118</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">467,157</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">46,293</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,206</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">662,774</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to special</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">monitoring<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">2</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Performing</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">3,248</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">24,438</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: times new roman">&#8212;</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">27,686</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonperforming</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">442</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,483</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">1,925</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">151,808</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">493,078</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">46,293</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,206</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">692,385</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to normal</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">monitoring<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">130,148</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">495,573</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">54,752</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,241</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">682,714</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to special</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">monitoring<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">2</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Performing</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">4,867</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">20,487</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">25,354</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonperforming</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">46</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">519</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">565</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">135,061</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">516,579</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">54,752</font></td>
<td align="right" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,241</font></td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">708,633</font></td>
</tr></table>
</div>

<div align="justify">
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: normal; BORDER-COLLAPSE: collapse; ">
<tr>
<td valign="top" width="1%"><font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"><font size="2" style="FONT-FAMILY: times new roman"><font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></font></td>
<td width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td width="98%" style="TEXT-ALIGN: justify">
<div style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. </font></div>
</td>
</tr><tr>
<td valign="top" width="1%"><font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"><font size="2" style="FONT-FAMILY: times new roman"><font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">2</font></font></font></td>
<td width="1%">&#160;</td>
<td width="98%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-9- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table provides information regarding the changes in the allowance for loan losses by segment from December 31, 2010 to September 30, 2011:</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="77%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Charge</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(</font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">-Offs</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Recoveries</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Provision</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Commercial and industrial</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,728</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">741</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">37</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,435</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">3,459</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%"><font size="2" style="FONT-FAMILY: times new roman">Real estate - mortgage</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">8,491</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">28</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">535</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">8,999</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Real estate - construction</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">656</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(108</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">548</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Other</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">16</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(12</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,891</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">769</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">38</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,850</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">13,010</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 8 &#8211; Commitments and Contingencies</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In the normal course of business, the Company is party to activities that contain credit, market and operational risks that are not reflected in whole or in part in the Company&#8217;s consolidated financial statements. Such activities include traditional off-balance sheet credit-related financial instruments and commitments under operating leases. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company&#8217;s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At September 30, 2011 and December 31, 2010, no amounts have been accrued for any estimated losses for these instruments.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company or its subsidiaries to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. At September 30, 2011, the balance of unused loan commitments, standby and commercial letters of credit were $9,263,000, $22,384,000 and $4,658,000, respectively. Since some of the financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. The Company evaluates each customer&#8217;s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of the credit, is based on management&#8217;s credit evaluation of the borrower. Collateral held varies, but is generally accounts receivable, inventory, residential or income-producing commercial property or equipment. In the event of nonperformance, the Company or its subsidiaries may obtain and liquidate the collateral to recover amounts paid under its guarantees on these financial instruments.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table summarizes contractual cash obligations of the Company related to operating lease commitments and time deposits at September 30, 2011:</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="76%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="14" nowrap width="23%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount of Commitment Expiration per Period</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Less than</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">1-3</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">3-5</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Over 5</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">1 Year</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Years</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Years</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Years</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Operating lease commitments</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,423</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">595</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">992</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">514</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">322</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Time deposits</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">143,633</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">130,203</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">10,858</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,572</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="76%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Total</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">146,056</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">130,798</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,850</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,086</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">322</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company and its subsidiaries are involved in various pending legal actions and proceedings in which claims for damages are asserted. Management, after discussion with legal counsel, believes the ultimate resolution of these legal actions and proceedings will not have a material effect upon the Company&#8217;s consolidated financial position or results of operations.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 9 &#8211; Stock-Based Compensation</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In 2007, the Board and the Company&#8217;s shareholders approved the 2007 Omnibus Incentive Stock Plan (the &#8220;Omnibus Plan&#8221;). The Omnibus Plan permits the issuance of up to 880,000 shares of the Company&#8217;s common stock in the form of stock options, stock appreciation rights (&#8220;SARs&#8221;), restricted stock, restricted stock units and performance awards. The Company issues shares out of treasury stock for these awards. During the nine months ended September 30, 2011, 26,017 restricted shares and 75,016 SARs were granted under the Omnibus Plan.</font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-10-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company also maintains its other stock-based incentive plans for the restricted common stock previously awarded and the options previously issued and still outstanding. These plans have been superseded by the Omnibus Plan and accordingly, any available restricted stock and stock option grants not yet issued have been cancelled. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Restricted Stock<br>
</font></font><font size="2" style="FONT-FAMILY: Times New Roman">Restricted shares are amortized to expense over the three-year vesting period. As of September 30, 2011, the total unrecognized compensation expense related to non-vested common stock was $1,095,000 and the related weighted-average period over which it is expected to be recognized is approximately 1.0 years. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Following is a summary of the activity of the restricted stock: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="92%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="5" nowrap width="7%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="7%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Shares</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Balance at December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160; 50,271</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">28.51</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%"><font size="2" style="FONT-FAMILY: times new roman">Granted</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">26,017</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">36.35</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Vested</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(28,580</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">28.43</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Balance at September 30, 2011</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">47,708</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">32.84</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Stock Options</font></font></div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Stock options vest and expire over a period not to exceed seven years. As of September 30, 2011, the total unrecognized compensation expense related to non-vested stock options was $17,000, and the related weighted-average period over which it is expected to be recognized is approximately 1.2 years. Following is a summary of the activity of the stock options during the nine-month period ended September 30, 2011:</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Weighted-</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Aggregate</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Remaining</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Intrinsic</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Exercise</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Contractual</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Shares</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Price</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Term Years</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Outstanding at December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160; 36,628</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">18.36</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="5%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1.56</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">717</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Exercised</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(6,584</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">14.47</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="5%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Outstanding at September 30, 2011</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">30,044</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">19.21</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="5%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.03</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">356</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Exercisable at September 30, 2011</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">26,704</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">19.03</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.00</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">321</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The total intrinsic value of options exercised was $156,000 and $60,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. Following is a summary of the activity of the non-vested stock options during the nine-month period ended September 30, 2011: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="90%">&#160;</td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Weighted-Average</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Shares</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Grant Date Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Non-vested at December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160; 12,440</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2.94</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Vested</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(9,100</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2.93</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Non-vested at September 30, 2011</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,340</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">2.95</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">SARs</font></font></div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">SARs vest over a three-year period, with one-third of the shares vesting and becoming exercisable each year on the anniversary date of the grant, and they expire 10 years from the original grant date. As of September 30, 2011, the total unrecognized compensation expense was $759,000 and the related weighted-average period over which it is expected to be recognized is 1.1 years. Following is a summary of the activity of the Company&#8217;s SARs program for the nine-month period ended September 30, 2011: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Weighted-</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Aggregate</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Remaining</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Intrinsic</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Exercise</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Contractual</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Shares</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Price</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Term Years</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Outstanding at December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">241,755</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">27.34</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">7.38</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,562</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Granted</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">75,016</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">36.24</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="4%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Exercised</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(14,396</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">12.20</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Outstanding at September 30, 2011</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">302,375</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">29.55</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">7.68</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">452</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Exercisable at September 30, 2011</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">171,158</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">27.47</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3.91</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">613</font></td>
</tr></table>
</div>

<br>
<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-11- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Following is a summary of the activity of the non-vested SARs during the nine-month period ended September 30, 2011: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="87%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="4%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160; </td>
<td colspan="2" nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Weighted-Average</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="87%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Shares</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Grant Date Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="87%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Non-vested at December 31, 2010</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">141,201</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">27.18</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="87%"><font size="2" style="FONT-FAMILY: times new roman">Granted</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">75,016</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="4%"><font size="2" style="FONT-FAMILY: times new roman">36.24</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="87%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Vested</font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(85,000</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="4%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">27.36</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="87%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Non-vested at September 30, 2011</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">131,217</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">32.28</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company uses the Black-Scholes pricing model to determine the fair value of the SARs at the date of grant. Following are the assumptions used to estimate the per-share fair value of SARs granted: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="93%">&#160;</td>
<td colspan="5" nowrap width="7%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%">&#160;</td>
<td colspan="5" nowrap width="7%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Risk free interest rate</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2.70</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">3.33</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%"><font size="2" style="FONT-FAMILY: times new roman">Expected life</font></td>
<td align="right" colspan="2" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7 yrs.</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" colspan="2" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7 yrs.</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Expected volatility</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160; 27.86</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160; 30.00</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="93%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Expected dividend yield</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.77</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.86</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The risk-free interest rate is based on the zero-coupon U.S. Treasury yield for the period equal to the expected life of the SARs at the time of the grant. The expected life was derived using the historical exercise activity. The Company uses historical volatility for a period equal to the expected life of the rights using average monthly closing market prices of the Company&#8217;s stock as reported on The Nasdaq Global Market. The expected dividend yield is based on the Company&#8217;s current rate of annual dividends. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 10 &#8211; Defined Pension Plans </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company has a noncontributory defined benefit pension plan, which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years. Disclosure information is based on a measurement date of December 31 of the corresponding year.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table represents the components of the net periodic pension costs: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="88%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Actual</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="5%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Service cost &#8211; benefits earned during the year</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">2,073</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">1,771</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%"><font size="2" style="FONT-FAMILY: times new roman">Interest cost on projected benefit obligation</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,422</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">2,290</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Expected return on plan assets</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(3,314</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">(2,440</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net amortization</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">604</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">616</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="88%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net periodic pension cost</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,785</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,237</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Pension costs recorded to expense related to the noncontributory defined benefit pension plan were $415,000 and $594,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and totaled $1,347,000 and $1,678,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. The Company made a contribution of $450,000 to the plan during the three-month period ended September 30, 2011, for a total of $1,350,000 for the nine-month period ended September 30, 2011 and expects to contribute at least an additional $450,000 in 2011. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In addition to the above funded benefit plan, the Company has an unfunded supplemental executive retirement plan which covers key executives of the Company. This is a noncontributory plan in which the Company and its subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as its defined benefit plan.</font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-12-</font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table represents the components of the net periodic pension costs for 2010 and an estimate for 2011:</font></div>

<div align="justify">&#160;</div>
</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="92%">&#160;</td>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Actual</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Service cost &#8211; benefits earned during the year</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">90</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">78</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%"><font size="2" style="FONT-FAMILY: times new roman">Interest cost on projected benefit obligation</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">295</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">315</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net amortization</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">249</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">258</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="92%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net periodic pension cost</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">634</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">651</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Pension costs recorded to expense related to the unfunded supplemental executive retirement plan were $159,000 and $158,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and were $476,000 and $488,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 11 &#8211; Income Taxes </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">As of September 30, 2011, the Company&#8217;s unrecognized tax benefits were approximately $2,090,000, of which $1,456,000 would, if recognized, affect the Company&#8217;s effective tax rate. As of December 31, 2010, the Company's unrecognized tax benefits were approximately $1,877,000, of which $1,465,000 would, if recognized, affect the Company's effective tax rate. During the next twelve months, the Company may realize a reduction of its unrecognized tax benefits of approximately $244,000 due to the lapse of federal and state statutes of limitations. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company recognizes interest and penalties related to uncertain tax positions in income tax expense. The Company had $149,000 and $106,000 of gross interest accrued as of September 30, 2011 and December 31, 2010, respectively. There were no penalties for unrecognized tax benefits accrued at September 30, 2011 and December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company is subject to income tax in the U.S. federal jurisdiction and numerous state jurisdictions. U.S. federal income tax returns for tax years 2007 through 2010 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2006 through 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 12 &#8211; Investment Securities Available for Sale</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company&#8217;s investment securities available-for-sale are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include &#8220;observable inputs&#8221; rather than &#8220;significant unobservable inputs&#8221; and therefore falls into the Level 2 category. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="11" nowrap width="18%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: 4px">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amortized</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: black 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Cost</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gains</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: black 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">State and political subdivisions</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">258,622</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">16,069</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">119</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">274,572</font></td>
</tr><tr>
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="11" nowrap width="18%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="11" nowrap width="18%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="1%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gross</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amortized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="1%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="right" nowrap width="3%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Cost</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Gains</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">State and political subdivisions</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">255,929</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,829</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,189</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">264,569</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The fair values of securities with unrealized losses are as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="69%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="17" nowrap width="30%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="69%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="8%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Less than 12 months</font></font></td>
<td nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="11%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">12 months or more</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="7%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="69%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="2%" style="TEXT-ALIGN: center">&#160; <font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="69%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="69%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">State and political</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="69%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; subdivisions</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">15,900</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">119</font></td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: times new roman">&#8212;</font></font></td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">15,900</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">119</font></td>
</tr></table>
</div>

<br>
<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-13- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="72%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="17" nowrap width="27%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Less than 12 months</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">12 months or more</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="7%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Estimated</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Unrealized</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Losses</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">State and political</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="2%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; subdivisions</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">53,741</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,189</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">53,741</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,189</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">There were 17 securities (none greater than 12 months) in an unrealized loss position as of September 30, 2011. There were 61 securities (none greater than 12 months) in an unrealized loss position as of December 31, 2010. All unrealized losses were reviewed to determine whether the losses were other than temporary. Management believes that all unrealized losses are temporary since they were market driven, and the Company has the ability and intent to hold these securities until recovery. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.</font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman"> </font></font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="90%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amortized Cost</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Due in 1 year or less</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">12,674</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">12,852</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%"><font size="2" style="FONT-FAMILY: times new roman">Due after 1 year through 5 years</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">39,639</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">42,341</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Due after 5 years through 10 years</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">97,522</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">106,439</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Due after 10 years</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">108,787</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">112,940</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="90%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Total</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">258,622</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">274,572</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">There were no securities pledged to secure public deposits and for other purposes at September 30, 2011. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Proceeds from sales of investment securities classified as available for sale were $0 for both the three months ended September 30, 2011 and 2010, and were $5,405,000 and $0 for the nine months ended September 30, 2011 and 2010, respectively. Gross realized gains were $0 for both the three months ended September 30, 2011 and 2010, and were $48,000 and $0 for the nine months ended September 30, 2011 and 2010, respectively. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 13 &#8211; Fair Value of Financial Instruments </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Following is a summary of the carrying amounts and fair values of the Company&#8217;s financial instruments: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="80%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Carrying</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Carrying</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="3%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Fair Value</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Balance sheet assets:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">334,783</font></td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">334,783</font></td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">138,929</font></td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160; </td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">138,929</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Investment securities</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">274,572</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">274,572</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">264,569</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">264,569</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Loans, net</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">679,375</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">686,096</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">696,742</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">710,294</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5,736</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5,736</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5,857</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5,857</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,294,466</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,301,187</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,106,097</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,119,649</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">Balance sheet liabilities:</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="3%" bgcolor="#c0c0c0">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">549,792</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">549,792</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">518,590</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">518,590</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Accounts and drafts payable</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">683,239</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">683,239</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">516,107</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0"><font size="2" style="FONT-FAMILY: times new roman">516,107</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Short-term borrowings</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">9</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">9</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">213</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">213</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">208</font></td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="3%" bgcolor="#c0c0c0" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">208</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,233,244</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,233,244</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,034,914</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,034,914</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:</font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Cash and Other Short-term Instruments</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> &#8211; For cash and cash equivalents, accrued interest receivable, accounts and drafts payable, short-term borrowings and accrued interest payable, the carrying amount is a reasonable estimate of fair value because of the demand nature or short maturities of these instruments. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Loans</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> &#8211; The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-14-</font></div>

<div>&#160;</div>

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<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Deposits</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> &#8211; The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Note 14 &#8211; Subsequent Events </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">On October 17, 2011, the Company&#8217;s board of directors declared a 10% stock dividend payable December 15, 2011 to shareholders of record December 5, 2011. Shareholders will receive one additional share of Cass stock for each 10 shares owned. No fractional shares will be issued. Shareholders will receive cash for any fractional shares owned based on the share price reported by NASDAQ at the close of trading December 5, 2011.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company&#8217;s board of directors also authorized the repurchase of up to 300,000 shares of the company&#8217;s common stock pursuant to the company&#8217;s treasury stock buyback program. Repurchases are made in the open market or through negotiated transactions from time to time, depending on market conditions. </font></div>

<div>&#160;</div>

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<td nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 2.&#160; </font></font></td>
<td nowrap valign="top" width="98%">
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS </font></font></div>
</td>
</tr></table>
</div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Overview </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Cass provides payment and information processing services to large manufacturing, distribution and retail enterprises from its locations in St. Louis, Missouri, Columbus, Ohio, Boston, Massachusetts, Greenville, South Carolina and Wellington, Kansas. The Company&#8217;s services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. Cass also processes and pays utility invoices, which include electricity, gas and telecommunications expenses and is a provider of telecom expense management solutions. Cass extracts, stores, and presents information from freight, utility and telecommunication invoices, assisting its customers&#8217; transportation, energy and information technology managers in making decisions that will enable them to improve operating performance. The Company receives data from multiple sources, electronic and otherwise, and processes the data to accomplish the specific operating requirements of its customers. It then provides the data in a central repository for access and archiving. The data is finally transformed into information through the Company&#8217;s databases that allow client interaction as required and provides Internet-based tools for analytical processing. The Company also, through Cass Commercial Bank, its St. Louis, Missouri based bank subsidiary (the &#8220;Bank&#8221;), provides banking services in the St. Louis metropolitan area, Orange County, California and other selected cities in the United States. In addition to supporting the Company&#8217;s payment operations, the Bank provides banking services to its target markets, which include privately-owned businesses and churches and church-related ministries. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The specific payment and information processing services provided to each customer are developed individually to meet each customer&#8217;s requirements, which can vary greatly. In addition, the degree of automation such as electronic data interchange, imaging, and web-based solutions varies greatly among customers and industries. These factors combine so that pricing varies greatly among the customer base. In general, however, Cass is compensated for its processing services through service fees and investment of account balances generated during the payment process. The amount, type and calculation of service fees vary greatly by service offering, but generally follow the volume of transactions processed. Interest income from the balances generated during the payment processing cycle is affected by the amount of time Cass holds the funds prior to payment and the dollar volume processed. Both the number of transactions processed and the dollar volume processed are therefore key metrics followed by management. Other factors will also influence revenue and profitability, such as changes in the general level of interest rates, which have a significant effect on net interest income. The funds generated by these processing activities are invested in overnight investments, investment grade securities and loans generated by the Bank. The Bank earns most of its revenue from net interest income, or the difference between the interest earned on its loans and investments and the interest paid on its deposits and other borrowings. The Bank also assesses fees on other services such as cash management services. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Industry-wide factors that impact the Company include the willingness of large corporations to outsource key business functions such as freight, utility and telecommunication payment and audit. The benefits that can be achieved by outsourcing transaction processing and the management information generated by Cass&#8217; systems can be influenced by factors such as the competitive pressures within industries to improve profitability, the general level of transportation costs, deregulation of energy costs and consolidation of telecommunication providers. Economic factors that impact the Company include the general level of economic activity that can affect the volume and size of invoices processed, the ability to hire and retain qualified staff, and the growth and quality of the loan portfolio. As lower levels of economic activity are encountered the number and total dollar amount of transactions processed by the Company may decline, thereby reducing fee revenue, interest income, and possibly liquidity. Conversely, improving economic conditions will tend to increase fee revenue, interest income and liquidity. The general level of interest rates also has a significant effect on the revenue of the Company. As discussed in greater detail in Item 7A, &#8220;Quantitative and Qualitative Disclosures about Market Risk,&#8221; in the Company&#8217;s 2010 Annual Report on Form 10-K, a decline in the general level of interest rates can have a negative impact on net interest income.</font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-15- </font></div>

<div>&#160;</div>

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<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Currently, management views Cass&#8217; major opportunity as the continued expansion of its payment and information processing service offering and customer base. Management intends to accomplish this by maintaining the Company&#8217;s lead in applied technology, which when combined with the security and processing controls of the Bank, makes Cass unique in the industry. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Critical Accounting Policies </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company has prepared the consolidated financial statements in this report in accordance with the FASB Accounting Standards Codification (&#8220;ASC&#8221;). In preparing the consolidated financial statements, management makes estimates and assumptions that affect the reported amount of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenses during the reporting period. These estimates have been generally accurate in the past, have been consistent and have not required any material changes. There can be no assurances that actual results will not differ from those estimates. Certain accounting policies that require significant management estimates and are deemed critical to our results of operations or financial position have been discussed with the Audit Committee of the Board of Directors and are described below. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Allowance for Loan Losses</font></font><font size="2" style="FONT-FAMILY: Times New Roman">. The Company performs periodic and systematic detailed reviews of its loan portfolio to assess overall collectability. The level of the allowance for loan losses reflects management&#8217;s estimate of the collectability of the loan portfolio. Although these estimates are based on established methodologies for determining allowance requirements, actual results can differ significantly from estimated results. These policies affect both segments of the Company. The impact and associated risks related to these policies on the Company&#8217;s business operations are discussed in the &#8220;Provision and Allowance for Loan Losses&#8221; section of this report. The Company&#8217;s estimates have been materially accurate in the past, and accordingly, we expect to continue to utilize the present processes. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Impairment of Assets</font></font><font size="2" style="FONT-FAMILY: Times New Roman">. The Company periodically evaluates certain long-term assets such as intangible assets including goodwill, foreclosed assets and assets held for sale for impairment. Generally, these assets are initially recorded at cost, and recognition of impairment is required when events and circumstances indicate that the carrying amounts of these assets will not be recoverable in the future. If impairment occurs, various methods of measuring impairment may be called for depending on the circumstances and type of asset, including quoted market prices, estimates based on similar assets, and estimates based on valuation techniques such as discounted projected cash flows. The Company had no impairment of goodwill and intangible assets for the three or nine-month periods ended September 30, 2011 or for the fiscal year ended December 31, 2010, and management does not anticipate any future impairment loss. Investment securities available-for-sale are measured at fair value as calculated by an independent research firm. The market evaluation utilizes several sources which include &#8220;observable inputs&#8221; rather than &#8220;significant unobservable inputs.&#8221; These policies affect both segments of the Company and require significant management assumptions and estimates that could result in materially different results if conditions or underlying circumstances change. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Income Taxes</font></font><font size="2" style="FONT-FAMILY: Times New Roman">. The objectives of accounting for income taxes are to recognize the amount of taxes payable or refundable for the current year and deferred tax liabilities and assets for the future tax consequences of events that have been recognized in an entity's financial statements or tax returns. Judgment is required in addressing the future tax consequences of events that have been recognized in the Company&#8217;s financial statements or tax returns such as the realization of deferred tax assets or changes in tax laws or interpretations thereof. In addition, the Company is subject to the continuous examination of its income tax returns by the Internal Revenue Service and other taxing authorities. In accordance with FASB ASC 740, &#8220;Income Taxes,&#8221; the Company has unrecognized tax benefits related to tax positions taken or expected to be taken. See Note 11 to the financial statements. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Pension Plans. </font></font><font size="2" style="FONT-FAMILY: Times New Roman">The amounts recognized in the consolidated financial statements related to pension plans are determined from actuarial valuations. Inherent in these valuations are assumptions, including expected return on plan assets, discount rates at which the liabilities could be settled at December 31, 2010, rate of increase in future compensation levels and mortality rates. These assumptions are updated annually and are disclosed in Note 10 to the consolidated financial statements filed with the Company&#8217;s Annual Report on Form 10-K for the year ended </font><font size="2">December 31, 2010. There have been no significant changes in the Company&#8217;s long-term rate of return assumptions for the past three fiscal years ended December 31 and management believes they are not reasonably likely to change in the future. Pursuant to FASB ASC 715, &#8220;Compensation &#8211; Retirement Benefits,&#8221; the Company has recognized the funded status of its defined benefit postretirement plan in its balance sheet and has recognized changes in that funded status through comprehensive income. The funded status is measured as the difference between the fair value of the plan assets and the projected benefit obligation as of the date of its fiscal year-end.</font></div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-16- </font></div>

<div>&#160;</div>

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<!--PART C--><br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Results of Operations </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following paragraphs more fully discuss the results of operations and changes in financial condition for the three-month period ended September 30, 2011 (&#8220;Third Quarter of 2011&#8221;) compared to the three-month period ended September 30, 2010 (&#8220;Third Quarter of 2010&#8221;) and the nine-month period ended September 30, 2011 (&#8220;Nine Months Ended 2011&#8221;) compared to the nine-month period ended September 30, 2010 (&#8220;Nine Months Ended 2010&#8221;). The following discussion and analysis should be read in conjunction with the consolidated financial statements and related notes and with the statistical information and financial data appearing in this report, as well as in the Company's 2010 Annual Report on Form 10-K. Results of operations for the Third Quarter of 2011 are not necessarily indicative of the results to be attained for any other period. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Net Income </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table summarizes the Company&#8217;s operating results: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="71%">&#160;</td>
<td colspan="10" width="14%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="10" nowrap width="14%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="71%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160; &#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="71%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands except per share data)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160; <font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="71%"><font size="2" style="FONT-FAMILY: times new roman">Net income</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6,060</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5,580</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 8.6</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">17,518</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">15,229</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 15.0</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="71%"><font size="2" style="FONT-FAMILY: times new roman">Diluted earnings per share</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.64</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.59</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">8.5</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.85</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.61</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">14.9</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="71%"><font size="2" style="FONT-FAMILY: times new roman">Return on average assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.79</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.84</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.83</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.80</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="71%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Return on average equity</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">15.52</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">15.72</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">15.75</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">15.03</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Fee Revenue and Other Income</font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company&#8217;s fee revenue is derived mainly from transportation and utility processing and payment fees. As the Company provides its processing and payment services, it is compensated by service fees which are typically calculated on a per-item basis and by the accounts and drafts payable balances generated in the payment process which can be used to generate interest income. Processing volumes related to fees and accounts and drafts payable were as follows: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="77%">&#160;</td>
<td colspan="8" nowrap width="11%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="8" nowrap width="11%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="77%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="77%"><font size="2" style="FONT-FAMILY: times new roman">Transportation Invoice Volume*</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,672</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6,886</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">11.4</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">21,828</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">19,619</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">11.3</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="77%"><font size="2" style="FONT-FAMILY: times new roman">Transportation Dollar Volume</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5,443,972</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4,534,235</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 20.1</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">15,273,046</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,497,079</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 22.2</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="77%"><font size="2" style="FONT-FAMILY: times new roman">Utility Transaction Volume</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,410</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,061</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">11.4</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10,108</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,161</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10.3</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="77%"><font size="2" style="FONT-FAMILY: times new roman">Utility Dollar Volume</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2,936,417</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2,878,647</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2.0</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">8,184,747</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,938,521</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3.1</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="77%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Payment and Processing Fees</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">15,806</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">13,895</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">13.8</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">45,372</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">40,173</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">12.9</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">*&#160;&#160;&#160;&#160;&#160;&#160; Core invoices exclude parcel shipments.</font><font size="2" style="FONT-FAMILY: Times New Roman"> </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Third Quarter of 2011 compared to Third Quarter of 2010: </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Transportation and utility transaction volumes were both up 11%, and dollar volumes were up 20% and 2%, respectively, due to new business and improved activity for existing customers. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Bank service fees decreased $65,000, or 18%, due to a decrease in letter of credit and account analysis fees. There were no gains on sales of securities in the Third Quarter of 2011 or 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Nine Months Ended 2011 compared to Nine Months Ended 2010: </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Transportation and utility transaction volumes were up 11% and 10%, respectively, and dollar volumes were up 22% and 3%, respectively, due to new business and increased levels of activity for existing customers. </font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-17- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Bank service fees increased $30,000, or 3%, due to increased letter of credit fees and commission and exchange fees offset by a decrease in account analysis fees as more customers chose to pay for services with compensating balances rather than fees. There were $48,000 gains on sales of securities in the Nine Months Ended 2011. There were no securities gains for the nine months ended 2010.</font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Net Interest Income </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Net interest income is the difference between interest earned on loans, investments, and other earning assets and interest expense on deposits and other interest-bearing liabilities. Net interest income is a significant source of the Company&#8217;s revenues. The following table summarizes the changes in net interest income and related factors: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="72%">&#160;</td>
<td colspan="10" nowrap width="13%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="10" nowrap width="13%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">%</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="72%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Change</font></font></td>
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<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">Average earning assets</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,219,184</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,102,218</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160; 10.6</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,172,182</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035,345</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;&#160;&#160;&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13.2</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">Average interest-bearing</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">407,067</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">367,571</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10.7</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">403,902</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">342,063</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160; 18.1</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">Net interest income*</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,768</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,405</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2.9</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">38,818</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">36,103</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7.5</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">Net interest margin*</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.15</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.47</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.43</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.66</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="72%"><font size="2" style="FONT-FAMILY: times new roman">Yield on earning assets*</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.50</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.91</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.81</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5.13</font></td>
<td nowrap width="1%" style="TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="72%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Rate on interest-bearing liabilities</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.03</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.35</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.12</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.42</font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">*&#160;&#160;&#160;&#160;&#160;&#160; P</font><font size="2" style="FONT-FAMILY: Times New Roman">resented on a tax-equivalent basis assuming a tax rate of 35%.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Third Quarter of 2011 compared to Third Quarter of 2010: </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Third Quarter 2011 average earning assets increased 11% compared to the same period in the prior year (see discussion in the following paragraphs). The yield on earning assets and the tax equivalent net interest margin both decreased in the Third Quarter of 2011 as the general level of interest rates declined; however, the significant increase in average earning assets caused net interest income to increase 3% on a tax equivalent basis. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total average loans increased $9,437,000, or 1%, to $687,152,000 for the Third Quarter of 2011 as compared to the Third Quarter of 2010. Average investment securities increased $37,722,000, or 17%, to $257,154,000, as the Company took advantage of buying opportunities in the market. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total average interest-bearing deposits for the Third Quarter of 2011 increased $39,560,000, or 11%, to $407,067,000 compared to the Third Quarter of 2010, primarily due to customers transferring funds from lower-yielding investments at other institutions. Average accounts and drafts payable increased $74,763,000, or 13%, as freight and utility payment processing activities increased. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Nine Months Ended 2011 compared to Nine Months Ended 2010: </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Nine Months Ended 2011 average earning assets increased 13% compared to the same period in the prior year (see discussion in the following paragraphs). The yield on earning assets and the tax equivalent net interest margin both decreased in the Nine Months Ended 2011 as the general level of interest rates declined; however, the significant increase in average earning assets caused net interest income to increase 8% on a tax equivalent basis. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total average loans increased $33,849,000, or 5%, to $701,016,000 for the Nine Months Ended 2011 as compared to the Nine Months Ended 2010. This increase was attributable to the continuing successful marketing efforts by the Company&#8217;s lending staff. Average investment securities increased $40,684,000, or 19%, to $257,732,000, as the Company took advantage of buying opportunities in the market.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total average interest-bearing deposits for the Nine Months Ended 2011 increased $61,877,000, or 18%, to $403,901,000 compared to the Nine Months Ended 2010, primarily due to customers transferring funds from lower-yielding investments at other institutions. Average accounts and drafts payable increased $63,210,000, or 12%, as freight and utility payment processing activities increased.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">For more information on the changes in net interest income, please refer to the tables that follow.</font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-18- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Distribution of Assets, Liabilities and Shareholders' Equity; Interest Rate and Interest Differential </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following tables show the condensed average balance sheets for each of the periods reported, the tax-equivalent interest income and expense on each category of interest-earning assets and interest-bearing liabilities, and the </font><font size="2" style="FONT-FAMILY: Times New Roman">average yield on such categories of interest-earning assets and the average rates paid on such categories of interest-bearing liabilities for each of the periods reported. </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td align="center" colspan="9" nowrap valign="top" width="12%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of 2011</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td align="center" colspan="9" nowrap valign="top" width="12%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Income/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Yield/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Income/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Yield/</font></font></td>
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<td align="left" nowrap valign="top" width="75%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td align="center" colspan="3" nowrap valign="top" width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Balance</font></font></td>
<td align="center" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="center" colspan="2" nowrap valign="top" width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Expense</font></font></td>
<td align="center" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="center" colspan="2" nowrap valign="top" width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
<td align="center" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="center" colspan="3" nowrap valign="top" width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Balance</font></font></td>
<td align="center" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="center" colspan="2" nowrap valign="top" width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Expense</font></font></td>
<td align="center" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="center" colspan="2" nowrap valign="top" width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Assets</font></font><font size="2" style="FONT-FAMILY: times new roman"><font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Earning assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">2, 3</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
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<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,825</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 5.68</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">676,406</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 10,173</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 5.97</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">828</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.92</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,309</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">14</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.24</font></td>
<td align="left" nowrap width="1%">&#160;</td>
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,029</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.93</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">928</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.28</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">256,125</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,808</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5.90</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">218,504</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,314</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6.02</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; other financial institutions</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">118,275</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">94</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.32</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">45,982</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">42</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.36</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; short-term investments</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">156,603</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">92</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.23</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">159,089</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">108</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.27</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,219,184</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13,828</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.50</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,102,218</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13,654</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.91</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Non-earning assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cash and due from banks</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,618</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10,837</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Premise and equipment, net</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,897</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,839</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Bank owned life insurance</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">14,263</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13,993</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Goodwill and other</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; intangibles</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,674</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,781</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">94,032</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">68,351</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan losses</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(13,295</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(10,316</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,344,373</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,202,703</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" colspan="3" nowrap width="78%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Liabilities and Shareholders&#8217; Equity<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Interest-bearing liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing demand</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deposits</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">239,288</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">538</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.89</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">183,806</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">521</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.12</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Savings deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">25,073</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">52</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.82</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">29,252</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">83</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.13</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Time deposits &gt;= $100</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">52,080</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">171</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.30</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">53,591</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">207</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.53</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other time deposits</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">90,626</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">299</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.31</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">100,858</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">438</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.72</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total interest-bearing deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">407,067</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,060</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.03</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">367,507</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,249</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.35</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Short-term borrowings</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">64</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">407,067</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,060</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.03</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">367,571</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,249</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.35</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Non-interest bearing liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Demand deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">132,757</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">113,835</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Accounts and drafts payable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">640,004</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">565,241</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other liabilities</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">9,664</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">15,194</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,189,492</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,061,841</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Shareholders&#8217; equity</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">154,881</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">140,862</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total liabilities and</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; shareholders&#8217; equity</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,344,373</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,202,703</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Net interest income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,768</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,405</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Net interest margin</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.15</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.47</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap valign="top" width="75%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Interest spread</font></td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3.47</font></td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap valign="top" width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3.56</font></td>
<td align="left" nowrap valign="top" width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">1.</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Balances shown are daily averages.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">2.</font></td>
<td nowrap valign="top"><font size="2">&#160;</font></td>
<td valign="top" width="100%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">For purposes of these computations, nonaccrual loans are included in the average loan amounts outstanding. Interest on nonaccrual loans is recorded when received as discussed further in Note 1 to the Company's 2010 consolidated financial statements, filed with the Company&#8217;s 2010 Annual Report on Form 10-K.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">3.</font></td>
<td nowrap valign="top"><font size="2">&#160;</font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income on loans includes net loan fees of $96,000 and $179,000 for the Third Quarter of 2011 and 2010, respectively.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">4.</font></td>
<td nowrap valign="top"><font size="2">&#160;</font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income is presented on a tax-equivalent basis assuming a tax rate of 35%. The tax-equivalent adjustment was approximately $1,334,000 and $1,165,000 for the Third Quarter of 2011 and 2010, respectively.</font></td>
</tr><tr>
<td nowrap valign="top" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5.</font></td>
<td nowrap valign="top" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2">&#160;</font></td>
<td valign="top" width="100%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">For purposes of these computations, yields on investment securities are computed as interest income divided by the average amortized cost of the investments.</font></td>
</tr></table>
</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-19- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td colspan="9" nowrap width="12%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30,</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="9" nowrap width="12%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30,</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td colspan="9" nowrap width="12%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="9" nowrap width="12%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Interest</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td nowrap width="2%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%">&#160;</td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Income/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Yield/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Average</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Income/</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Yield/</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Balance</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Expense</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Balance</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Expense</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="2" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Assets<font size="2" style="FONT-FAMILY: times new roman"><font style="FONT-WEIGHT: normal; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Earning assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Loans<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">2, 3</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">700,122</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">30,199</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 5.77</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">665,009</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">29,423</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; 5.92</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">4</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">894</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">15</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2.24</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2,158</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">88</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5.45</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Investment securities<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">5</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">987</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">24</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3.25</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">870</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">28</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.30</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">4</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">256,745</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">11,461</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5.97</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">216,178</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,851</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6.09</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Interest-bearing deposits in</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; other financial institutions</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">89,572</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">242</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.36</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">28,145</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">68</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.32</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; short-term investments</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">123,862</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">268</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.29</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">122,985</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">269</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">.29</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,172,182</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">42,209</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.81</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035,345</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">39,727</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">5.13</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Non-earning assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cash and due from banks</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">12,283</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10,220</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
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<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9,774</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10,066</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Bank owned life insurance</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">14,302</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13,854</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Goodwill and other</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; intangibles</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,701</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">7,808</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other assets</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">79,226</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">61,778</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan losses</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(12,640</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(9,280</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total assets</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,282,828</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,129,791</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" colspan="3" nowrap width="78%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Liabilities and Shareholders&#8217; Equity<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1</font></font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Interest-bearing liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing demand</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deposits</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">225,929</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,646</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.97</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">172,057</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,526</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.19</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Savings deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">24,496</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">174</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">.95</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">26,087</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">227</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.16</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Time deposits &gt;= $100</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">52,906</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">532</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.34</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">53,089</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">626</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.58</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other time deposits</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">100,570</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,039</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.38</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">90,791</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,245</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1.83</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total interest-bearing deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">403,901</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,391</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.12</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">342,024</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,624</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.42</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Short-term borrowings</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">39</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total interest bearing liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">403,902</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,391</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.12</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">342,063</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,624</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.42</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Non-interest bearing liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
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<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Demand deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">130,191</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">111,645</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Accounts and drafts payable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">588,207</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">524,997</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
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<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other liabilities</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">11,793</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">15,625</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total liabilities</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,134,093</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">994,330</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
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<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">148,735</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">135,461</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Total liabilities and</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; shareholders&#8217; equity</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,282,828</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,129,791</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Net interest income</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">38,818</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">36,103</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="75%"><font size="2" style="FONT-FAMILY: times new roman">Net interest margin</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.43</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">4.66</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="75%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Interest spread</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3.69</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">3.71</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">1.</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Balances shown are daily averages.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">2.</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">For purposes of these computations, nonaccrual loans are included in the average loan amounts outstanding. Interest on nonaccrual loans is recorded when received as discussed further in Note 1 to the Company's 2010 consolidated financial statements, filed with the Company&#8217;s 2010 Annual Report on Form 10-K.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">3.</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income on loans includes net loan fees of $474,000 and $345,000 for the Nine Months Ended 2011 and 2010, respectively.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">4.</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income is presented on a tax-equivalent basis assuming a tax rate of 35%. The tax-equivalent adjustment was approximately $4,016,000 and $3,479,000 for the Nine Months Ended 2011 and 2010, respectively.</font></td>
</tr><tr>
<td nowrap valign="top" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">5.</font></td>
<td nowrap valign="top" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td valign="top" width="100%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">For purposes of these computations, yields on investment securities are computed as interest income divided by the average amortized cost of the investments.</font></td>
</tr></table>
</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-20- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Analysis of Net Interest Income Changes </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following tables present the changes in interest income and expense between periods due to changes in volume and interest rates. That portion of the change in interest attributable to the combined rate/volume variance has been allocated to rate and volume changes in proportion to the absolute dollar amounts of the change in each. </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td colspan="11" nowrap width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of 2011 Over</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td colspan="11" nowrap width="14%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Volume</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Total</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Increase (decrease) in interest income:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;&#160;&#160;&#160;&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Loans<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1, 2</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">147</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(495</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">) </font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(348</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">3</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(4</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(6</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(10</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Investment securities:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">2</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">3</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">560</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(66</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">494</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing deposits in other financial institutions</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">58</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(6</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">52</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Federal funds sold and other short-term investments</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(2</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(14</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(16</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total interest income</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">759</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(585</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">174</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Interest expense on:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing demand deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">138</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(121</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">17</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Savings deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(11</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(20</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(31</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Time deposits of &gt;=$100</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(6</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(30</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(36</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td nowrap width="86%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other time deposits</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(41</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(98</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(139</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total interest expense</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">80</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(269</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(189</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net interest income</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">679</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(316</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">) </font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">363</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">1.</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Average balances include nonaccrual loans.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">2.</font></td>
<td nowrap valign="top"><font size="2">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income includes net loan fees.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">3.</font></td>
<td nowrap valign="top"><font size="2">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income is presented on a tax-equivalent basis assuming a tax rate of 35%.</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td colspan="11" nowrap width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30, 2011 Over</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%">&#160;</td>
<td colspan="11" nowrap width="14%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended September 30, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Volume</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160; &#160;&#160; &#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Rate</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160; &#160;&#160; &#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">&#160;Total</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Increase (decrease) in interest income:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Loans<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">1, 2</font>:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$ &#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,527</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(751</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">) </font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$ &#160; &#160;&#160; &#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">776</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">3</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(36</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(37</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(73</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Investment securities:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Taxable</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(7</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(4</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax-exempt<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">3</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,815</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(205</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,610</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing deposits in other financial institutions</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">165</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">9</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">174</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Federal funds sold and other short-term investments</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(3</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(1</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total interest income</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">3,476</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(994</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,482</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">Interest expense on:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Interest-bearing demand deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">423</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(303</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">120</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Savings deposits</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(13</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(40</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(53</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Time deposits of &gt;= $100</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(2</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(92</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(94</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td nowrap width="86%" style="BORDER-BOTTOM: 4px; TEXT-ALIGN: left"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Other time deposits</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">124</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(330</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(206</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: black 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Total interest expense</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">532</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(765</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">(233</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="86%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Net interest income</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,944</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">(229</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">) </font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">2,715</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
</tr></table>
</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">1.</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Average balances include nonaccrual loans.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">2.</font></td>
<td nowrap valign="top"><font size="2">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income includes net loan fees.</font></td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">3.</font></td>
<td nowrap valign="top"><font size="2">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Interest income is presented on a tax-equivalent basis assuming a tax rate of 35%.</font></td>
</tr></table>
</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font></div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Provision and Allowance for Loan Losses </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">A significant determinant of the Company's operating results is the provision for loan losses. There was a $550,000 and $950,000 provision for loan losses during the Third Quarter of 2011 and the Third Quarter of 2010, respectively. There was a $1,850,000 and $3,000,000 provision for loan losses during the Nine Months Ended 2011 and the Nine Months Ended 2010, respectively. As discussed below, the Company continually analyzes the outstanding loan portfolio based on the performance, financial condition and collateralization of the credits. There were net loan charge-offs of $768,000 in the Third Quarter of 2011 compared to $353,000 net charge-offs for the same period in 2010. There were $731,000 net loan charge-offs in the Nine Months Ended 2011 and $526,000 in net loan charge-offs in the Nine Months Ended 2010.</font></div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-21- </font></div>

<div>&#160;</div>

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<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The allowance for loan losses at September 30, 2011 was $13,010,000 and at December 31, 2010 was $11,891,000. The ratio of allowance for loan losses to total loans outstanding at September 30, 2011 was 1.88% compared to 1.68% at December 31, 2010. Impaired loans were $6,408,000, or .93%, of total loans at September 30, 2011 compared to $565,000, or .08%, of total loans at December 31, 2010, and consisted of four nonaccrual loans to borrowers totaling $1,925,000 and two troubled debt restructurings totaling $4,483,000. Impaired loans at December 31, 2010 consisted of four non-accrual loans. Total impaired loans increased $5,373,000 from September 30, 2010 to September 30, 2011, primarily due to the deterioration in the financial condition of these borrowers. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The allowance for loan losses has been established and is maintained to absorb probable losses in the loan portfolio. An ongoing assessment of risk of loss is performed to determine if the current balance of the allowance is adequate to cover probable losses in the portfolio. A charge or credit is made to expense to cover any deficiency or reduce any excess. The current methodology employed to determine the appropriate allowance consists of two components, specific and general. The Company develops specific allowances on commercial, commercial real estate, and construction loans based on individual review of these loans and an estimate of the borrower&#8217;s ability to repay the loan given the availability of collateral, other sources of cash flow and collection options available. The general component relates to all other loans, which are evaluated based on loan grade. The loan grade assigned to each loan is typically evaluated on an annual basis, unless circumstances require interim evaluation. The Company assigns an allowance amount consistent with each loan's rating category. The allowance amount is based on derived loss experience over prescribed periods. In addition to the amounts derived from the loan grades, a portion is added to the general allowance to take into account other factors including national and local economic conditions; downturns in specific industries including loss in collateral value; trends in credit quality at the Company and in the banking industry; and trends in risk rating changes. As part of their examination process, federal and state agencies review the Company's methodology for maintaining the allowance for loan losses and the related balance. These agencies may require the Company to increase the allowance for loan losses based on their judgments and interpretations about information available to them at the time of their examination. </font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Summary of Asset Quality </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The following table presents analysis of the Company's provision and allowance for loan losses: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="81%">&#160;</td>
<td colspan="7" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Third Quarter of</font></font></td>
<td nowrap width="1%" style="TEXT-ALIGN: center">&#160;</td>
<td colspan="7" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Nine Months Ended</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2011</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="3" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">2010</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Allowance at beginning of period</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">13,228</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">10,161</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">11,891</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">8,284</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Provision charged to expense</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">550</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">950</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,850</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">3,000</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Loans (charged off)/recovered:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Loans charged off</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(769</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(354</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(769</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(554</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Recoveries on loans previously charged off</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">38</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">28</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Net loans recovered (charged off)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(768</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(353</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(731</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">(526</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">)</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Allowance at end of period</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">13,010</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">10,758</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">13,010</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">10,758</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Loans outstanding:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Average</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">687,152</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">677,715</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">701,016</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">667,167</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; September 30</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">692,385</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">689,683</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">692,385</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">689,683</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Ratio of allowance for loan losses to loans outstanding:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Average</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.89</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.59</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.86</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.61</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; September 30</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.88</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.56</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.88</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1.56</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">Impaired loans:</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Nonaccrual loans</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,925</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,925</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Loans past due 90 days or more</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Troubled debt restructurings</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,483</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">4,483</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#8212;</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total impaired loans</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6,408</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">6,408</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">1,035</font></td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">Foreclosed assets</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,910</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,910</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,910</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1pt solid"><font size="2" style="FONT-FAMILY: times new roman">1,910</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1pt solid">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="81%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">Impaired loans as percentage of average loans</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.93</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.15</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.91</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="2%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">.16</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Bank had two properties carried as other real estate owned of $1,910,000 as of September 30, 2011 and 2010. </font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-22- </font></div>

<div>&#160;</div>

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<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Operating Expenses </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total operating expenses for the Third Quarter of 2011 were up 11%, or $1,815,000 compared to the Third Quarter of 2010. Total operating expenses for the Nine Months Ended 2011 were up 11%, or $5,537,000 from the Nine Months Ended 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Salaries and benefits expense for the Third Quarter of 2011 increased $1,399,000 to $14,425,000 compared to the Third Quarter of 2010 and increased $4,078,000 to $42,277,000 for the Nine Months Ended 2011 compared to the Nine Months Ended 2010 to support the growth in business volume. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Occupancy expense for the Third Quarter of 2011 decreased $77,000, or 12%, to $581,000 from the Third Quarter of 2010 due to lower rent expenses and decreased $55,000, or 3%, from the Nine Months Ended 2010 also due to lower rent expenses. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Equipment expense for the Third Quarter of 2011 decreased $1,000 compared to the Third Quarter of 2010 and decreased $120,000, or 4%, from the Nine Months Ended 2010 due to decreased software license expenses. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Amortization of intangible assets was $26,000 for both the Third Quarter of 2011 and 2010, and $80,000 for both the Nine Months Ended 2011 and 2010.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Other operating expenses for the Third Quarter of 2011 increased $494,000, or 20%, compared to the Third Quarter of 2010. Primary increases were in professional and consulting fees. Other operating expense increased $1,634,000 for the Nine Months Ended 2011 compared to the Nine Months Ended 2010, due to increases in professional fees and outside services. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Income tax expense for the Third Quarter of 2011 increased $345,000, or 17%, compared to the Third Quarter of 2010 and increased $970,000 for the Nine Months Ended 2011 compared to the Nine Months Ended 2010. The effective tax rate was 28.0% and 26.5% for the Third Quarters of 2011 and 2010, respectively, and was 28.0% and 27.7% for the Nine Months Ended 2011 and 2010, respectively.</font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Financial Condition </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total assets at September 30, 2011 were $1,405,658,000, an increase of $217,623,000, or 18%, from December 31, 2010. The most significant changes in asset balances during this period were an increase of $52,930,000 in interest-bearing deposits in other financial institutions, an increase of $141,420,000 in federal funds sold and other short-term investments plus an increase of $30,222,000 in payments in excess of funding. Changes in federal funds sold and other short-term investments reflect the Company&#8217;s daily liquidity position and are affected by the changes in the other asset balances and changes in deposit and accounts and drafts payable balances.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Total liabilities at September 30, 2011 were $1,244,925,000, an increase of $198,984,000, or 19%, from December 31, 2010. Total deposits at September 30, 2011 were $549,792,000, an increase of $31,202,000, or 6%, from December 31, 2010. Accounts and drafts payable at September 30, 2011 were $683,239,000, an increase of $167,132,000, or 32%, from December 31, 2010. Total shareholders&#8217; equity at September 30, 2011 was $160,733,000, an $18,639,000, or 13%, increase from December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Accounts and drafts payable will fluctuate from period-end to period-end due to the payment processing cycle, which results in lower balances on days when checks clear and higher balances on days when checks are issued. For this reason, average balances are a more meaningful measure of accounts and drafts payable (for average balances refer to the tables under the &#8220;Distribution of Assets, Liabilities and Shareholders&#8217; Equity; Interest Rate and Interest Differential&#8221; section of this report). </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The increase in total shareholders&#8217; equity resulted from net income of $17,518,000, $1,043,000 from stock-based compensation expense, an increase in other comprehensive income of $4,732,000 offset by dividends paid of $4,519,000 ($.48 per share) and other miscellaneous activity of $135,000. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Liquidity and Capital Resources </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The balance of liquid assets consists of cash and cash equivalents, which include cash and due from banks, interest-bearing deposits in other financial institutions, federal funds sold and money market funds, and was $334,783,000 at September 30, 2011, an increase of $195,854,000, or 141%, from December 31, 2010. At September 30, 2011, these assets represented 24% of total assets. These funds are the Company&#8217;s and its subsidiaries&#8217; primary source of liquidity to meet future expected and unexpected loan demand, depositor withdrawals or reductions in accounts and drafts payable.</font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-23- </font></div>

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<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Secondary sources of liquidity include the investment portfolio and borrowing lines. Total investment in securities was $274,572,000 at September 30, 2011, an increase of $10,003,000 from December 31, 2010. These assets represented 20% of total assets at September 30, 2011. Of this total, 100% were state and political subdivision securities. Of the total portfolio, 5% mature in one year, 15% mature in one to five years, and 80% mature in five or more years</font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">.</font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Bank has unsecured lines of credit at correspondent banks to purchase federal funds up to a maximum of $88,000,000 at the following banks: Bank of America, $20,000,000; US Bank, $20,000,000; Wells Fargo Bank, $15,000,000; Frost National Bank, $10,000,000; PNC Bank, $12,000,000; UMB Bank, $5,000,000; and JPM Chase Bank, $6,000,000. The Company has a secured line of credit with the Federal Home Loan Bank of $126,696,000 collateralized by commercial mortgage loans. The Company also has a secured federal funds line of credit of $10,000,000 with the UMB Bank. There were no amounts outstanding under any line of credit as of September 30, 2011 or December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The deposits of the Company's banking subsidiary have historically been stable, consisting of a sizable volume of core deposits related to customers that utilize other commercial products of the Bank. The accounts and drafts payable generated by the Company has also historically been a stable source of funds. The Company is part of the Certificate of Deposit Account Registry Service (&#8220;CDARS&#8221;). Time deposits include $86,590,000 of CDARS deposits which offer the Bank&#8217;s customers the ability to maximize FDIC insurance coverage. The Company uses this program to retain or attract deposits from existing customers.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Net cash flows provided by operating activities were $23,028,000 for the Nine Months Ended 2011, compared with $21,683,000 for the Nine Months Ended 2010, for an increase of $1,345,000. This increase is attributable to the increase in net income of $2,289,000, the increase in income tax liability of $2,282,000 offset by a lower provision for loan losses of $1,150,000, and the other normal fluctuations in asset and liability accounts. Net cash flows from investing and financing activities fluctuate greatly as the Company actively manages its investment and loan portfolios and customer activity influences changes in deposit and accounts and drafts payable balances. Other causes for the changes in these account balances are discussed earlier in this report. Due to the daily fluctuations in these account balances, the analysis of changes in average balances, also discussed earlier in this report, can be more indicative of underlying activity than the period-end balances used in the statements of cash flows. Management anticipates that cash and cash equivalents, maturing investments and cash from operations will continue to be sufficient to fund the Company&#8217;s operations and capital expenditures in 2011, which are estimated to be less than $3,000,000. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company faces market risk to the extent that its net interest income and fair market value of equity are affected by changes in market interest rates. For information regarding the market risk of the Company&#8217;s financial instruments, see Item 3, &#8220;Quantitative and Qualitative Disclosures about Market Risk.&#8221; </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">There are several trends and uncertainties that may impact the Company&#8217;s ability to generate revenues and income at the levels that it has in the past. In addition, these trends and uncertainties may impact available liquidity. Those that could significantly impact the Company include the general levels of interest rates, business activity, and energy costs as well as new business opportunities available to the Company.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">As a financial institution, a significant source of the Company&#8217;s earnings is generated from net interest income. Therefore, the prevailing interest rate environment is important to the Company&#8217;s performance. A major portion of the Company&#8217;s funding sources are the non-interest bearing accounts and drafts payable generated from its payment and information processing services. Accordingly, higher levels of interest rates will generally allow the Company to earn more net interest income. Conversely, a lower interest rate environment will generally tend to depress net interest income. The Company actively manages its balance sheet in an effort to maximize net interest income as the interest rate environment changes. This balance sheet management impacts the mix of earning assets maintained by the Company at any point in time. For example, in the lower interest rate environment currently faced by the Company, short-term relatively lower rate liquid investments are reduced in favor of longer term relatively higher yielding investments and loans. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The overall level of economic activity can have a significant impact on the Company&#8217;s ability to generate revenues and income, as the volume and size of customer invoices processed may increase or decrease. Higher levels of economic activity increase both fee income (as more invoices are processed) and balances of accounts and drafts payable.</font></div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-24- </font></div>

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<!--PART D--><br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The relative level of energy costs can impact the Company&#8217;s earnings and available liquidity. Higher levels of energy costs will tend to increase transportation and utility invoice amounts resulting in a corresponding increase in accounts and drafts payable. Increases in accounts and drafts payable generate higher interest income and improve liquidity. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">New business opportunities are an important component of the Company&#8217;s strategy to grow earnings and improve performance. Generating new customers allows the Company to leverage existing systems and facilities and grow revenues faster than expenses.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">Risk-based capital guidelines require the Company to meet a minimum total capital ratio of 8.0%, of which at least 4.0% must consist of Tier 1 capital. Tier 1 capital generally consists of (a) common shareholders' equity (excluding the unrealized market value adjustments on the available-for-sale securities), (b) qualifying perpetual preferred stock and related surplus subject to certain limitations specified by the FDIC, (c) minority interests in the equity accounts of consolidated subsidiaries less (d) goodwill, (e) mortgage servicing rights within certain limits, and (f) any other intangible assets and investments in subsidiaries that the FDIC determines should be deducted from Tier 1 capital. The FDIC also requires a minimum leverage ratio of 3.0%, defined as the ratio of Tier 1 capital less purchased mortgage servicing rights to total assets, for banking organizations deemed the strongest and most highly rated by banking regulators. A higher minimum leverage ratio is required of less highly rated banking organizations. Total capital, a measure of capital adequacy, includes Tier 1 capital, allowance for loan losses, and debt considered equity for regulatory capital purposes. </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company and the Bank continue to exceed all regulatory capital requirements, as evidenced by the following capital amounts and ratios: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap width="80%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">September 30, 2011</font></font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td colspan="5" nowrap width="9%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">December 31, 2010</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="80%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: times new roman">(In thousands)</font></font></font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Ratio</font></font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Amount</font></font></td>
<td nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center">&#160;&#160;&#160;&#160;&#160;</td>
<td colspan="2" nowrap width="4%" style="BORDER-BOTTOM: #000000 1.5pt solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">Ratio</font></font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">Total capital (to risk-weighted assets)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Information Systems, Inc.</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">163,047</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">17.79</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160; </font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">148,659</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">16.82</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Commercial Bank</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">64,957</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">12.14</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">58,838</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">10.72</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">Tier I capital (to risk-weighted assets)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Information Systems, Inc.</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">151,571</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">16.54</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">137,603</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">15.57</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Commercial Bank</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">58,242</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">10.89</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">51,955</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">9.46</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">Tier I capital (to average assets)</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="3%">&#160;</td>
<td align="left" nowrap width="1%">&#160;</td>
</tr><tr valign="bottom" bgcolor="white">
<td align="left" nowrap width="80%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Information Systems, Inc.</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">151,571</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">11.34</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%">&#160;</td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">$</font></td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">137,603</font></td>
<td align="right" nowrap width="1%">&#160;</td>
<td align="right" nowrap width="3%"><font size="2" style="FONT-FAMILY: times new roman">11.18</font></td>
<td align="left" nowrap width="1%"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr><tr valign="bottom" bgcolor="silver">
<td align="left" nowrap width="80%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; Cass Commercial Bank</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">58,242</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">9.52</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">51,955</font></td>
<td align="right" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid">&#160;</td>
<td align="right" nowrap width="3%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">8.92</font></td>
<td align="left" nowrap width="1%" style="BORDER-BOTTOM: #000000 1.5pt solid"><font size="2" style="FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<br>
<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Inflation </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company&#8217;s assets and liabilities are primarily monetary, consisting of cash, cash equivalents, securities, loans, payables and deposits. Monetary assets and liabilities are those that can be converted into a fixed number of dollars. The Company's consolidated balance sheet reflects a net positive monetary position (monetary assets exceed monetary liabilities). During periods of inflation, the holding of a net positive monetary position will result in an overall decline in the purchasing power of a company. Management believes that replacement costs of equipment, furniture, and leasehold improvements will not materially affect operations. The rate of inflation does affect certain expenses, such as those for employee compensation, which may not be readily recoverable in the price of the Company&#8217;s services. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Impact of New and Not Yet Adopted Accounting Pronouncements </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In June 2011, the FASB issued Accounting Standards Update (&#8220;ASU&#8221;) No. 2011-05 &#8211; </font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Comprehensive Income (ASC Topic 220) </font></font><font size="2" style="FONT-FAMILY: Times New Roman">&#8211; </font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Presentation of Comprehensive Income.</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> This ASU improves the comparability, consistency, and transparency of financial reporting and increases the prominence of items reported in other comprehensive income. This ASU requires companies to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. This ASU eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders&#8217; equity. This ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2011, and should be applied retrospectively. The adoption of this ASU is not expected to have a material impact on the consolidated financial statements or results of operations. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-25- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
<div id="PGBRK">
<div id="PN" style="PAGE-BREAK-BEFORE: always">&#160;</div>
</div>

<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In September 2011, the FASB issued ASU No. 2011-08 &#8211; </font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Intangibles </font></font><font size="2" style="FONT-FAMILY: Times New Roman">&#8211; </font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Goodwill and Other (ASC Topic 350) </font></font><font size="2" style="FONT-FAMILY: Times New Roman">&#8211; </font><font style="DISPLAY: inline; FONT-STYLE: italic"><font size="2" style="FONT-FAMILY: Times New Roman">Testing of Goodwill for Impairment.</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> This ASU simplifies how entities test goodwill for impairment. The amendments under this ASU permit an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test. The more-likely-than-not threshold is defined as having a likelihood of more than 50 percent. If an entity concludes that it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, it would not be required to perform the two-step impairment test for that reporting unit. This ASU is effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. The adoption of this ASU is not expected to have a material impact on the consolidated financial statements or results of operations. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">As described in the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2010, the Company manages its interest rate risk through measurement techniques that include gap analysis and a simulation model. As part of the risk management process, asset/liability management policies are established and monitored by management. The policy objective is to limit the change in annualized net interest income to 15% from an immediate and sustained parallel change in interest rates of 200 basis points. Based on the Company's most recent evaluation, management does not believe the Company's risk position at September 30, 2011 has changed materially from that at December 31, 2010. </font></div>

<div>&#160;</div>

<div align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">ITEM 4. CONTROLS AND PROCEDURES </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">The Company&#8217;s management, under the supervision and with the participation of the principal executive officer and the principal financial officer, evaluated the effectiveness of the Company&#8217;s disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended) as of the end of the period covered by this report and concluded that, as of such date, these controls and procedures were effective.</font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">There were no changes in the Third Quarter of 2011 in the Company's internal control over financial reporting identified by the Company&#8217;s principal executive officer and principal financial officer in connection with their evaluation that materially affected or are reasonably likely to materially affect the Company&#8217;s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934, as amended).</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: normal; BORDER-COLLAPSE: collapse; ">
<tr>
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">PART II.</font></font></td>
<td align="left" nowrap valign="top" width="1%"><font size="2">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="left" nowrap valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">OTHER INFORMATION</font></font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="97%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 1.</font></font></td>
<td align="left" nowrap valign="top" width="1%"><font style="FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" nowrap valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">LEGAL PROCEEDINGS</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td valign="top" width="97%" style="TEXT-ALIGN: justify">
<div style="TEXT-ALIGN: justify">
<div align="justify"><font size="2" style="FONT-FAMILY: times new roman"><font size="2" style="FONT-FAMILY: times new roman">The Company has included in Part I, Item 3 of its Annual Report on Form 10-K for the year ended December 31, 2010 disclosure regarding certain legal proceedings. There were no material developments with regard to these proceedings during the three-month period ended September 30, 2011. All other legal proceedings and actions involving the Company are of an ordinary and routine nature and are incidental to the operations of the Company. Management believes the outcome of these proceedings, including proceedings discussed in the Annual Report on Form 10-K for the year ended December 31, 2010, will not have a material effect on the businesses or financial conditions of the Company or its subsidiaries.</font></font></div>
</div>
</td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 1A.</font></font></td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">RISK FACTORS</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td valign="top" width="97%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">The Company has included in Part I, Item 1A of its Annual Report on Form 10-K for the year ended December 31, 2010, a description of certain risks and uncertainties that could affect the Company&#8217;s business, future performance or financial condition (the &#8220;Risk Factors&#8221;). There are no material changes to the Risk Factors as disclosed in the Company&#8217;s 2010 Annual Report on Form 10-K.</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 2.</font></font></td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS</font></font></td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">None.</font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 3.</font></font></td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">DEFAULTS UPON SENIOR SECURITIES</font></font></td>
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<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">None.</font></td>
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</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-26- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
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<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: normal; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 4.</font></font></td>
<td align="left" nowrap valign="top" width="1%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="left" colspan="3" valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">[REMOVED AND RESERVED]</font></font></td>
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<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" colspan="3" valign="top" width="97%">&#160; </td>
</tr><tr valign="bottom">
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 5.</font></font></td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" colspan="3" valign="top" width="97%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">OTHER INFORMATION</font></font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="1%"><font size="2" style="FONT-FAMILY: times new roman">(a)</font></td>
<td align="left" valign="top" width="2%"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td align="left" valign="top" width="94%"><font size="2" style="FONT-FAMILY: times new roman">None.</font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="1%"><font size="2" style="FONT-FAMILY: times new roman">(b)</font></td>
<td align="left" valign="top" width="2%">&#160;</td>
<td valign="top" width="94%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">There have been no material changes to the procedures by which security holders may recommend nominees to the Company&#8217;s Board of Directors implemented in the Third Quarter of 2011.</font></td>
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<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="1%">&#160;</td>
<td align="left" valign="top" width="2%">&#160;</td>
<td align="left" valign="top" width="94%">&#160;</td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: times new roman">ITEM 6.</font></font></td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" colspan="3" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">EXHIBITS</font></font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" colspan="3" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">Exhibit 31.1 Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.</font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" colspan="3" valign="top" width="97%"><font size="2" style="FONT-FAMILY: times new roman">Exhibit 31.2 Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.</font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td colspan="3" valign="top" width="97%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">Exhibit 32.1 Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.</font></td>
</tr><tr>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td align="left" nowrap valign="top" width="1%">&#160;</td>
<td colspan="3" valign="top" width="97%" style="TEXT-ALIGN: justify"><font size="2" style="FONT-FAMILY: times new roman">Exhibit 32.2 Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.</font></td>
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</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" width="100%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160; </font></td>
<td nowrap width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.INS</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160; </font></td>
<td width="95%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Instance Document</font></td>
</tr><tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.SCH</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="95%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Taxonomy Extension Schema Document&#160;&#160;</font></td>
</tr><tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.CAL</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="95%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Taxonomy Extension Calculation Linkbase Document</font></td>
</tr><tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.LAB</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="95%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Taxonomy Extension Label Linkbase Document</font></td>
</tr><tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.PRE</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="95%">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Taxonomy Extension Presentation Linkbase </font><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Document</font></div>
</td>
</tr><tr>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap width="2%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit 101.DEF</font></td>
<td width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td width="95%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">XBRL Taxonomy Extension Definition Linkbase Document</font></td>
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<div style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: Times New Roman">-27- </font></div>

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<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">SIGNATURES </font></font></div>

<div>&#160;</div>

<div align="justify">&#160;&#160;&#160;&#160; <font size="2" style="FONT-FAMILY: Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </font></div>

<div>&#160;</div>

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<td align="left" nowrap width="52%">&#160;</td>
<td align="left" colspan="2" nowrap width="47%"><font size="2" style="FONT-FAMILY: times new roman">CASS INFORMATION SYSTEMS, INC.</font></td>
</tr><tr>
<td colspan="3" width="99%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="52%"><font size="2" style="FONT-FAMILY: times new roman">DATE: November 3, 2011</font></td>
<td align="left" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">By</font></td>
<td nowrap width="45%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">/s/ Eric H. Brunngraber</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">Eric H. Brunngraber</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">President and Chief Executive Officer</font></td>
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<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(Principal Executive Officer)</font></td>
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<td colspan="3" width="99%">&#160;</td>
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<td colspan="3" width="99%">&#160;</td>
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<td align="left" nowrap width="52%"><font size="2" style="FONT-FAMILY: times new roman">DATE: November 3, 2011</font></td>
<td align="left" nowrap width="2%"><font size="2" style="FONT-FAMILY: times new roman">By&#160;&#160;&#160; </font></td>
<td nowrap width="45%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">/s/ P. Stephen Appelbaum</font></td>
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<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">P. Stephen Appelbaum</font></td>
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<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">Chief Financial Officer</font></td>
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<td align="left" nowrap width="52%">&#160;</td>
<td align="left" nowrap width="2%">&#160;</td>
<td nowrap width="45%" style="TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">(Principal Financial and Accounting Officer)</font></td>
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<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-28- </font></div>

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<TYPE>EX-31.1
<SEQUENCE>2
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<DESCRIPTION>CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
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<div align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Exhibit 31.1 </font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CERTIFICATIONS</font></font><font size="2" style="FONT-FAMILY: Times New Roman"> </font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">I, Eric H. Brunngraber, certify that:</font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">1.</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td colspan="3" valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">I have reviewed this quarterly report on Form 10-Q of Cass Information Systems, Inc.;</font></td>
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<td colspan="5" valign="top">&#160;</td>
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<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">2.</font></td>
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<td colspan="3" valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></td>
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<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">3.</font></td>
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<td colspan="3" valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></td>
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<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">4.</font></td>
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<td colspan="3" valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">The registrant&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></td>
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<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(a)</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></td>
</tr><tr>
<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(b)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></td>
</tr><tr>
<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(c)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></td>
</tr><tr>
<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(d)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></td>
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<td colspan="5" valign="top">&#160;</td>
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<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">5.</font></td>
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<td colspan="3" valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">The registrant&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></td>
</tr><tr>
<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(a)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></td>
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<td colspan="5" valign="top">&#160;</td>
</tr><tr>
<td valign="top">&#160;</td>
<td valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(b)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></td>
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</div>

&#160;<br>
<div>
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<td align="left" nowrap width="69%">&#160;</td>
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<br>
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<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-29- </font></div>

<div>&#160;</div>

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<TYPE>EX-31.2
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<DESCRIPTION>CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
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<div align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Exhibit 31.2 </font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CERTIFICATIONS </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">I, P. Stephen Appelbaum, certify that:</font></div>

<div>&#160;</div>

<div>
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<td colspan="3" width="100%"><font size="2" style="FONT-FAMILY: times new roman">I have reviewed this quarterly report on Form 10-Q of Cass Information Systems, Inc.;</font></td>
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<td colspan="5">&#160;</td>
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<td colspan="3" width="100%"><font size="2" style="FONT-FAMILY: times new roman">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></td>
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<td colspan="5">&#160;</td>
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<td colspan="5">&#160;</td>
</tr><tr>
<td>&#160;</td>
<td>&#160;</td>
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<td colspan="5">&#160;</td>
</tr><tr>
<td>&#160;</td>
<td>&#160;</td>
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<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></td>
</tr><tr>
<td colspan="5">&#160;</td>
</tr><tr>
<td>&#160;</td>
<td>&#160;</td>
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<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></td>
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<td colspan="5">&#160;</td>
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<td nowrap valign="top">&#160;</td>
<td colspan="3" width="100%"><font size="2" style="FONT-FAMILY: times new roman">The registrant&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></td>
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<td colspan="5">&#160;</td>
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<td>&#160;</td>
<td>&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(a)</font></td>
<td nowrap valign="top">&#160;</td>
<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></td>
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<td colspan="5">&#160;</td>
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<td>&#160;</td>
<td>&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(b)</font></td>
<td nowrap valign="top">&#160;</td>
<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></td>
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</div>

&#160;<br>
<div>
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<td align="left" nowrap width="74%"><font size="2" style="FONT-FAMILY: times new roman">Date: November 3, 2011</font></td>
<td align="left" nowrap width="25%">&#160;</td>
</tr><tr valign="bottom">
<td align="left" nowrap width="74%">&#160;</td>
<td nowrap width="25%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">/s/ P. Stephen Appelbaum</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="74%">&#160;</td>
<td align="left" nowrap width="25%"><font size="2" style="FONT-FAMILY: times new roman">P. Stephen Appelbaum</font></td>
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<td align="left" nowrap width="74%">&#160;</td>
<td align="left" nowrap width="25%"><font size="2" style="FONT-FAMILY: times new roman">Chief Financial Officer</font></td>
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<td align="left" nowrap width="74%">&#160;</td>
<td align="left" nowrap width="25%"><font size="2" style="FONT-FAMILY: times new roman">(Principal Financial and Accounting Officer)</font></td>
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<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-30- </font></div>

<div>&#160;</div>

<hr align="center" noshade size="2" width="100%">
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<DOCUMENT>
<TYPE>EX-32.1
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<FILENAME>exhibit32-1.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
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<html>
<head>
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<br>
<div align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Exhibit 32.1 </font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CERTIFICATION PURSUANT TO <br>
18 U.S.C. SECTION 1350, <br>
AS ADOPTED PURSUANT TO <br>
</font></font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In connection with the Quarterly Report of Cass Information Systems, Inc. (&#8220;the Company&#8221;) on Form 10-Q for the period ended September 30, 2011 as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Eric H. Brunngraber, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. &#167; 1350, as adopted pursuant to &#167; 906 of the Sarbanes-Oxley Act of 2002, that: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
<tr>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(1)</font></td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></td>
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<td valign="top">&#160;</td>
<td colspan="3" valign="top">&#160; </td>
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<td nowrap valign="top">&#160;</td>
<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">(2)</font></td>
<td nowrap valign="top">&#160;</td>
<td valign="top" width="100%"><font size="2" style="FONT-FAMILY: times new roman">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></td>
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</div>

&#160;<br>
<div align="right">
<table border="0" cellpadding="0" cellspacing="0" width="25%" style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse; ">
<tr valign="bottom">
<td nowrap width="100%" style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">/s/ Eric H. Brunngraber</font></td>
</tr><tr valign="bottom">
<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">Eric H. Brunngraber</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">President and Chief Executive Officer</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">(Principal Executive Officer)</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">November 3, 2011</font></td>
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<br>
<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">A signed original of this written statement required by Section 906 has been provided to Cass Information Systems, Inc. and will be retained by Cass Information Systems, Inc. and furnished to the Securities and Exchange Commission or its staff upon request. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-31- </font></div>

<div>&#160;</div>

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<DOCUMENT>
<TYPE>EX-32.2
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<FILENAME>exhibit32-2.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
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<div align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">Exhibit 32.2 </font></font></div>

<div>&#160;</div>

<div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">CERTIFICATION PURSUANT TO <br>
18 U.S.C. SECTION 1350, <br>
AS ADOPTED PURSUANT TO <br>
</font></font><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2" style="FONT-FAMILY: Times New Roman">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </font></font></div>

<div>&#160;</div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">In connection with the Quarterly Report of Cass Information Systems, Inc. (&#8220;the Company&#8221;) on Form 10-Q for the period ended September 30, 2011 as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, P. Stephen Appelbaum, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. &#167; 1350, as adopted pursuant to &#167; 906 of the Sarbanes-Oxley Act of 2002, that: </font></div>

<div>&#160;</div>

<div>
<table border="0" cellpadding="0" cellspacing="0" style="TEXT-ALIGN: justify; ">
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<td nowrap valign="top"><font size="2" style="FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160; </font></td>
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<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></td>
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<td colspan="3">&#160;</td>
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<td width="100%"><font size="2" style="FONT-FAMILY: times new roman">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></td>
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&#160;<br>
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<td width="100%" style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center"><font size="2" style="FONT-FAMILY: times new roman">/s/ P. Stephen Appelbaum</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">P. Stephen Appelbaum</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">Chief Financial Officer</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">(Principal Financial and Accounting Officer)</font></td>
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<td align="left" nowrap width="100%"><font size="2" style="FONT-FAMILY: times new roman">November 3, 2011</font></td>
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<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">&#160;</font></div>

<div align="justify"><font size="2" style="FONT-FAMILY: Times New Roman">A signed original of this written statement required by Section 906 has been provided to Cass Information Systems, Inc. and will be retained by Cass Information Systems, Inc. and furnished to the Securities and Exchange Commission or its staff upon request. </font></div>

<div>&#160;</div>

<div align="center"><font size="2" style="FONT-FAMILY: Times New Roman">-32- </font></div>

<div>&#160;</div>

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<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_9ME_30-Sep-2010" unitRef="USD" decimals="-3">3945000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_9ME_30-Sep-2011" unitRef="USD" decimals="-3">4519000</us-gaap:PaymentsOfDividendsCommonStock>
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<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_30-Sep-2010" unitRef="USD" decimals="-3">209468000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">138929000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_30-Sep-2011" unitRef="USD" decimals="-3">334783000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:InterestPaidNet contextRef="Context_9ME_30-Sep-2010" unitRef="USD" decimals="-3">3568000</us-gaap:InterestPaidNet>
<us-gaap:InterestPaidNet contextRef="Context_9ME_30-Sep-2011" unitRef="USD" decimals="-3">3386000</us-gaap:InterestPaidNet>
<us-gaap:IncomeTaxesPaidNet contextRef="Context_9ME_30-Sep-2010" unitRef="USD" decimals="-3">7621000</us-gaap:IncomeTaxesPaidNet>
<us-gaap:IncomeTaxesPaidNet contextRef="Context_9ME_30-Sep-2011" unitRef="USD" decimals="-3">6211000</us-gaap:IncomeTaxesPaidNet>
<us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 1 - Basis of Presentation&lt;/font&gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Certain amounts in the 2010 consolidated financial statements have been reclassified to conform to the 2011 presentation. For further information, refer to the audited consolidated financial statements and related footnotes included in Cass Information System, Inc.&amp;#8217;s (&amp;#8220;the Company&amp;#8221; or &amp;#8220;Cass&amp;#8221;) Annual Report on Form 10-K for the year ended December 31, 2010. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
<us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 2 &amp;#8211; Intangible Assets &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (&amp;#8220;FASB&amp;#8221;) Accounting Standards Codification (&amp;#8220;ASC&amp;#8221;) 350, &amp;#8220;Goodwill and Other Intangible Assets,&amp;#8221; which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives. Details of the Company&amp;#8217;s intangible assets are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="8%" colspan="6" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="8%" colspan="6" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross Carrying&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Accumulated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross Carrying&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Accumulated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amount&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amortization&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amount&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amortization&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Assets eligible for amortization:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Customer List&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;750&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(563&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font
 style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;750&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(482&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Unamortized intangible assets:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Goodwill&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,698&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(227&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,698&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(227&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;8,448&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(790&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;8,448&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(709&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The customer list is amortized
 over seven years. Amortization of intangible assets amounted to $80,000 for both nine-month periods ended September 30, 2011 and 2010. Estimated annual amortization of intangibles is as follows: $107,000 in 2011 and 2012, $54,000 in 2013 and zero thereafter. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
<us-gaap:EarningsPerShareTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 3 &amp;#8211; Earnings Per Share &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted-average number of common shares outstanding and the weighted-average number of potential common shares outstanding. There were no anti-dilutive shares in the three-month and nine-month periods ended September 30, 2011 and 2010. The calculations of basic and diluted earnings per share are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="11%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Three Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="11%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="11%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="11%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands except share and per share data)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Basic&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Net income&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,580&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;17,518&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Weighted-average common shares
 outstanding&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,362,921&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,338,006&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,360,119&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,333,884&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Basic earnings per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;.65&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;.60&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.87&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.63&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Diluted&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Net income&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,580&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;17,518&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Weighted-average common shares outstanding&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,362,921&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,338,006&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,360,119&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,333,884&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Effect of dilutive restricted stock, stock&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; options and stock appreciation rights&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;115,077&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;116,960&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;123,718&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;105,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Weighted-average common shares outstanding&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; assuming dilution&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,477,998&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,454,966&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,483,837&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,439,709&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Diluted earnings per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;.64&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;.59&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.85&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.61&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
<us-gaap:TreasuryStockTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 4 &amp;#8211; Stock Repurchases &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company maintains a treasury stock buyback program pursuant to which the Board of Directors has authorized the repurchase of up to 300,000 shares of the Company&amp;#8217;s common stock. The Company did not repurchase any shares during the nine-month periods ended September 30, 2011 and 2010. Repurchases are made in the open market or through negotiated transactions from time to time depending on market conditions. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:TreasuryStockTextBlock>
<us-gaap:ComprehensiveIncomeNoteTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 5 &amp;#8211; Comprehensive Income &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;For the three and nine-month periods ended September 30, 2011 and 2010, unrealized gains and losses on securities available-for-sale and reclassification adjustments for gains included in net income were the Company&amp;#8217;s other comprehensive income components. Comprehensive income is summarized as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Three Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="8%" colspan="6" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="8%" colspan="6" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Net income&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,580&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;17,518&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Other comprehensive income:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification adjustments for gains included in&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; net income, net of tax&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(31&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Net unrealized gain on securities&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; available-for-sale, net of tax&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,778&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,558&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4,783&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="83%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,838&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;"&gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,138&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;22,270&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;19,295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
<us-gaap:SegmentReportingDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 6 &amp;#8211; Industry Segment Information&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Information Services segment provides freight, utility and telecommunication invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately-held businesses and churches.&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company&amp;#8217;s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company&amp;#8217;s Annual Report on Form 10-K for the year ended December 31, 2010. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;All revenue originates from and all long-lived assets are located within North America, and no revenue from any customer of any segment exceeds 10% of the Company&amp;#8217;s consolidated revenue. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Assets represent actual assets owned by Information Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank&amp;#8217;s loan-to-deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively. &lt;/font&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Summarized information about the Company&amp;#8217;s operations in each industry segment is as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Corporate,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Information&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Banking&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Eliminations&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Services&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Services&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;and other&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Three Months Ended September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap"
 style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total Net Revenues:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Revenue from customers&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;21,414&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,917&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;27,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,539&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;466&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(3,005&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Net income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,968&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,092&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%"
 nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,335&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Other intangible assets, net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;794,998&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;623,706&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(13,046&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,405,658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Three Months Ended September 30, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total Net Revenues:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td
 width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Revenue from customers&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;19,034&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,657&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;24,691&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,326&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;416&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(2,742&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Net income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,776&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,804&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,335&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Other intangible assets, net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;664,112&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;564,554&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(11,237&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,217,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total Net Revenues:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Revenue from customers&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;61,950&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;18,064&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap"
 style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;80,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,638&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,407&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(9,045&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Net income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;11,230&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,288&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;17,518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,335&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Other intangible assets, net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;794,998&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;623,706&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(13,046&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,405,658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended September 30, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total Net Revenues:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Revenue from customers&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;54,813&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;16,405&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;71,218&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,585&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,209&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(7,794&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td
 width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Net income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;10,033&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,196&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,335&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7,471&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Other intangible assets, net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;295&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="79%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;div&gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;664,112&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;564,554&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(11,237&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,217,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
<us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 7 &amp;#8211; Loans by Type &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following tables present a summary of loan categories by segment and aging of loans by loan classification at September 30, 2011 and December 31, 2010: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;90 Days&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;30-59&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;60-89&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;and&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Past&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Days&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Days&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Over&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Due&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Current&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;151,808&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;151,808&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Real estate:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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Construction &amp;#8211; Commercial&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;18,434&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;18,434&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction &amp;#8211; Church &amp;amp; related&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;36,318&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;36,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Industrial revenue bonds&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font
 style="font-family:times new roman;" &gt;1,014&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,227&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,204&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;490&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,694&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;705,939&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;708,633&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following tables present the recorded investment and unpaid principal balance for impaired loans at September 30, 2011 and December 31, 2010:&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unpaid&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Related&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Recorded&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Principal&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Allowance for&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Investment&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Balance&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Loan Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Nonaccrual&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;442&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Troubled debt restructurings continuing to accrue interest&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;45&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Real estate &amp;#8211; mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Nonaccrual&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,483&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,483&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Troubled debt restructurings continuing to accrue interest&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4,396&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4,396&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,408&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;6,408&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,306&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Nonaccrual&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times
 new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Real estate &amp;#8211; mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Nonaccrual&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;519&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;519&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="86%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;565&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;565&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest, and troubled debt restructurings continuing to accrue interest. Management measures impairment in accordance with FASB ASC 310, &amp;#8220;Allowance for Credit Losses.&amp;#8221; At September 30, 2011 and December 31, 2010, all impaired loans were evaluated based on the fair value of the collateral. The fair value of the collateral is based upon an observable market price or current appraised value and therefore, the Company classifies these assets as nonrecurring Level 2. No loans were put on non-accrual that were modified within the last 12 months. There were no loans delinquent 90 days or more and still accruing interest at September 30, 2011 and December 31, 2010. At September 30, 2011 there were two loans totaling $4,483,000 classified as troubled debt restructurings, with a total pre-modification loan balance of $4,486,000. There were no troubled debt restructurings at December 31, 2010. There are two foreclosed loans with an aggregate book value of $1,910,000 which have been recorded as other real estate owned (included in other assets) as of September 30, 2011 and December 31, 2010. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of September 30, 2011 and December 31, 2010: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Commercial&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Real&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;and&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estate&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Real Estate&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Industrial&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Mortgage&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Construction&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Other&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans subject to normal&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" style="background-color:#ffffff;" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;monitoring&lt;font style="font-size:70%;vertical-align:text-top;" &gt;1&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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 nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;467,157&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;46,293&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;682,714&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" style="background-color:#c0c0c0;" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans subject to special&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
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Performing&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4,867&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;20,487&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;"&gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;25,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" style="background-color:#c0c0c0;" &gt;&lt;td width="75%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Nonperforming&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;519&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;565&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" style="background-color:#ffffff;" &gt;&lt;td width="75%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;135,061&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;516,579&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;54,752&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;border-top:#000000 1pt solid;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,241&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;border-top:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;708,633&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:normal;border-collapse:collapse;" &gt;&lt;tr&gt;&lt;td valign="top" width="1%" &gt;&lt;font style="font-size:70%;vertical-align:text-top;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;font style="font-size:70%;vertical-align:text-top;" &gt;1&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="98%" style="text-align:justify;" &gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="1%" &gt;&lt;font style="font-size:70%;vertical-align:text-top;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;font style="font-size:70%;vertical-align:text-top;" &gt;2&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" &gt;&amp;#160;&lt;/td&gt;&lt;td width="98%" style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following table provides information regarding the changes in the allowance for loan losses by segment from December 31, 2010 to September 30, 2011:&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Charge&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:center;"&gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;(&lt;/font&gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;-Offs&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Recoveries&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Provision&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,728&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;741&lt;/font&gt;&lt;/td&gt;&lt;td width="1%"
 nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,435&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Real estate - mortgage&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;8,491&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;535&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;8,999&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Real estate - construction&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;656&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(108&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;548&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(12&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="77%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;11,891&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;769&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,850&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;13,010&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
<us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 8 &amp;#8211; Commitments and Contingencies&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;In the normal course of business, the Company is party to activities that contain credit, market and operational risks that are not reflected in whole or in part in the Company&amp;#8217;s consolidated financial statements. Such activities include traditional off-balance sheet credit-related financial instruments and commitments under operating leases. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company&amp;#8217;s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At September 30, 2011 and December 31, 2010, no amounts have been accrued for any estimated losses for these instruments.&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company or its subsidiaries to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. At September 30, 2011, the balance of unused loan commitments, standby and commercial letters of credit were $9,263,000, $22,384,000 and $4,658,000, respectively. Since some of the financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. The Company evaluates each customer&amp;#8217;s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of the credit, is based on management&amp;#8217;s credit evaluation of the borrower. Collateral held varies, but is generally accounts receivable, inventory, residential or income-producing commercial property or equipment. In the event of nonperformance, the Company or its subsidiaries may obtain and liquidate the collateral to recover amounts paid under its guarantees on these financial instruments.&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following table summarizes contractual cash obligations of the Company related to operating lease commitments and time deposits at September 30, 2011:&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="23%" colspan="14" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amount of Commitment Expiration per Period&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Less than&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;1-3&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;3-5&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Over 5&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;1 Year&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Years&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Years&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Years&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td
 width="76%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Operating lease commitments&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,423&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;595&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;992&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;514&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;322&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Time deposits&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;143,633&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;130,203&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;10,858&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="76%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;146,056&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;130,798&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;11,850&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,086&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;322&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company and its subsidiaries are involved in various pending legal actions and proceedings in which claims for damages are asserted. Management, after
 discussion with legal counsel, believes the ultimate resolution of these legal actions and proceedings will not have a material effect upon the Company&amp;#8217;s consolidated financial position or results of operations.&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
<us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 9 &amp;#8211; Stock-Based Compensation&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;In 2007, the Board and the Company&amp;#8217;s shareholders approved the 2007 Omnibus Incentive Stock Plan (the &amp;#8220;Omnibus Plan&amp;#8221;). The Omnibus Plan permits the issuance of up to 880,000 shares of the Company&amp;#8217;s common stock in the form of stock options, stock appreciation rights (&amp;#8220;SARs&amp;#8221;), restricted stock, restricted stock units and performance awards. The Company issues shares out of treasury stock for these awards. During the nine months ended September 30, 2011, 26,017 restricted shares and 75,016 SARs were granted under the Omnibus Plan.&lt;/font&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company also maintains its other stock-based incentive plans for the restricted common stock previously awarded and the options previously issued and still outstanding. These plans have been superseded by the Omnibus Plan and accordingly, any available restricted stock and stock option grants not yet issued have been cancelled. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Restricted Stock&lt;br /&gt;&lt;/font&gt;&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt;Restricted shares are amortized to expense over the three-year vesting period. As of September 30, 2011, the total unrecognized compensation expense related to non-vested common stock was $1,095,000 and the related weighted-average period over which it is expected to be recognized is approximately 1.0 years. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Following is a summary of the activity of the restricted stock: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Shares&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Balance at December 31, 2010&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160; 50,271&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;28.51&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Granted&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;26,017&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;36.35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Vested&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(28,580&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;28.43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Balance at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;47,708&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;32.84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Stock Options&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Stock options vest and expire over a period not to exceed seven years. As of September 30, 2011, the total unrecognized compensation expense related to non-vested stock options was $17,000, and the related weighted-average period over which it is expected to be recognized is approximately 1.2 years. Following is a summary of the activity of the stock options during the nine-month period ended September 30, 2011:&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Weighted-&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Aggregate&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Remaining&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Intrinsic&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercise&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Contractual&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Shares&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Price&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Term Years&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Outstanding at December 31, 2010&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160; 36,628&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;18.36&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap"
 style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.56&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;717&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercised&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(6,584&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;14.47&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Outstanding at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;30,044&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;19.21&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.03&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;356&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercisable at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;26,704&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;19.03&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.00&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;321&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The total intrinsic value of options exercised was $156,000 and $60,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. Following is a summary of the activity of the non-vested stock options during the nine-month period ended September 30, 2011: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Weighted-Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Shares&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Grant Date Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Non-vested at December 31, 2010&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160; 12,440&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2.94&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Vested&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(9,100&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2.93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Non-vested at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3,340&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2.95&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;SARs&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;SARs vest over a three-year period, with one-third of the shares vesting and becoming exercisable each year on the anniversary date of the grant, and they expire 10 years from the original grant date. As of September 30, 2011, the total unrecognized compensation expense was $759,000 and the related weighted-average period over which it is expected to be recognized is 1.1 years. Following is a summary of the activity of the Company&amp;#8217;s SARs program for the nine-month period ended September 30, 2011: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Weighted-&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Aggregate&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Remaining&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Intrinsic&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercise&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Contractual&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap"
 style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Shares&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Price&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Term Years&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Outstanding at December 31, 2010&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;241,755&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;27.34&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7.38&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,562&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Granted&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;75,016&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;36.24&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercised&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(14,396&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;12.20&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Outstanding at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;302,375&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;29.55&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7.68&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap"
 style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;452&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Exercisable at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;171,158&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;27.47&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3.91&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;613&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;div style="text-align:center;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;div style="page-break-before:always;" &gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Following is a summary of the activity of the non-vested SARs during the nine-month period ended September 30, 2011: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Weighted-Average&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Shares&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="5%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Grant Date Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Non-vested at December 31, 2010&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;141,201&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;27.18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Granted&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;75,016&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;36.24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Vested&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(85,000&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;27.36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="87%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Non-vested at September 30, 2011&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font
 style="font-family:times new roman;" &gt;131,217&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="4%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;32.28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company uses the Black-Scholes pricing model to determine the fair value of the SARs at the date of grant. Following are the assumptions used to estimate the per-share fair value of SARs granted: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Nine Months Ended&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30,&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Risk free interest rate&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2.70&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;3.33&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Expected life&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7 yrs.&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;7 yrs.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Expected volatility&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160; 27.86&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160; 30.00&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="93%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Expected dividend yield&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.77&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1.86&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The risk-free interest rate is based on the zero-coupon U.S. Treasury yield for the period equal to the expected life of the SARs at the time of the grant. The expected life was derived using the historical exercise activity. The Company uses historical volatility for a period equal to the expected life of the rights using average monthly closing market prices of the Company&amp;#8217;s stock as reported on The Nasdaq Global Market. The expected dividend yield is based on the Company&amp;#8217;s current rate of annual dividends. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
<us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 10 &amp;#8211; Defined Pension Plans
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company has a noncontributory defined benefit pension plan, which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years. Disclosure information is based on a measurement date of December 31 of the corresponding year.
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following table represents the components of the net periodic pension costs:
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Actual
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)
&lt;/font&gt;
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="5%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Service cost &amp;#8211; benefits earned during the year
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,073
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,771
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Interest cost on projected benefit obligation
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,422
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,290
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Expected return on plan assets
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(3,314
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;(2,440
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Net amortization
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;604
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;616
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="88%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Net periodic pension cost
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,785
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;2,237
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Pension costs recorded to expense related to the noncontributory defined benefit pension plan were $415,000 and $594,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and totaled $1,347,000 and $1,678,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. The Company made a contribution of $450,000 to the plan during the three-month period ended September 30, 2011, for a total of $1,350,000 for the nine-month period ended September 30, 2011 and expects to contribute at least an additional $450,000 in 2011.
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;In addition to the above funded benefit plan, the Company has an unfunded supplemental executive retirement plan which covers key executives of the Company. This is a noncontributory plan in which the Company and its subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as its defined benefit plan.
&lt;/font&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following table represents the components of the net periodic pension costs for 2010 and an estimate for 2011:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&amp;#160;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" colspan="2" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" colspan="2" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Actual
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)
&lt;/font&gt;
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Service cost &amp;#8211; benefits earned during the year
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;90
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;78
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Interest cost on projected benefit obligation
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;295
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;315
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Net amortization
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap"
 style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;249
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;258
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Net periodic pension cost
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;634
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;651
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Pension costs recorded to expense related to the unfunded supplemental executive retirement plan were $159,000 and $158,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and were $476,000 and $488,000 for the nine-month periods ended September 30, 2011 and 2010, respectively.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
<us-gaap:IncomeTaxDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 11 &amp;#8211; Income Taxes &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;As of September 30, 2011, the Company&amp;#8217;s unrecognized tax benefits were approximately $2,090,000, of which $1,456,000 would, if recognized, affect the Company&amp;#8217;s effective tax rate. As of December 31, 2010, the Company's unrecognized tax benefits were approximately $1,877,000, of which $1,465,000 would, if recognized, affect the Company's effective tax rate. During the next twelve months, the Company may realize a reduction of its unrecognized tax benefits of approximately $244,000 due to the lapse of federal and state statutes of limitations. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company recognizes interest and penalties related to uncertain tax positions in income tax expense. The Company had $149,000 and $106,000 of gross interest accrued as of September 30, 2011 and December 31, 2010, respectively. There were no penalties for unrecognized tax benefits accrued at September 30, 2011 and December 31, 2010. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company is subject to income tax in the U.S. federal jurisdiction and numerous state jurisdictions. U.S. federal income tax returns for tax years 2007 through 2010 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2006 through 2010. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 12 &amp;#8211; Investment Securities Available for Sale&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company&amp;#8217;s investment securities available-for-sale are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include &amp;#8220;observable inputs&amp;#8221; rather than &amp;#8220;significant unobservable inputs&amp;#8221; and therefore falls into the Level 2 category. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="18%" colspan="11" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:4px;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amortized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:4px;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Cost&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gains&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:black 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;258,622&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;16,069&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td
 width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;274,572&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="18%" colspan="11" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="18%" colspan="11" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gross&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amortized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Cost&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Gains&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="81%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;255,929&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9,829&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,189&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;264,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The fair values of securities with unrealized losses are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;"
 &gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="30%" colspan="17" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="8%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Less than 12 months&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="11%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;12 months or more&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160; &lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;State and political&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
 &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="69%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,900&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;font style="display:inline;font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;15,900&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;119&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;div style="text-align:center;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;div style="page-break-before:always;" &gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="27%" colspan="17" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31, 2010&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Less than 12 months&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;12 months or more&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="7%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Total&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Estimated&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Unrealized&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap"
 style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Losses&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;State and political&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="72%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;53,741&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,189&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;53,741&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:black 1pt solid;text-align:left;background-color:#c0c0c0;" &gt;&lt;font style="font-family:times new
 roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;There were 17 securities (none greater than 12 months) in an unrealized loss position as of September 30, 2011. There were 61 securities (none greater than 12 months) in an unrealized loss position as of December 31, 2010. All unrealized losses were reviewed to determine whether the losses were other than temporary. Management believes that all unrealized losses are temporary since they were market driven, and the Company has the ability and intent to hold these securities until recovery. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.&lt;/font&gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amortized Cost&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Due in 1 year or less&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;12,674&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;12,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Due after 1 year through 5 years&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;39,639&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;42,341&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Due after 5 years through 10 years&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;97,522&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;106,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;108,787&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;112,940&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="90%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;"
 &gt;258,622&lt;/font&gt;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;274,572&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;br /&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;There were no securities pledged to secure public deposits and for other purposes at September 30, 2011. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Proceeds from sales of investment securities classified as available for sale were $0 for both the three months ended September 30, 2011 and 2010, and were $5,405,000 and $0 for the nine months ended September 30, 2011 and 2010, respectively. Gross realized gains were $0 for both the three months ended September 30, 2011 and 2010, and were $48,000 and $0 for the nine months ended September 30, 2011 and 2010, respectively. &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
<us-gaap:FairValueDisclosuresTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 13 &amp;#8211; Fair Value of Financial Instruments
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Following is a summary of the carrying amounts and fair values of the Company&amp;#8217;s financial instruments:
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" &gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;September 30, 2011
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Carrying
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Carrying
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:center;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;(In thousands)
&lt;/font&gt;
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amount
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Amount
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;" &gt;&lt;font style="font-family:times new roman;" &gt;Fair Value
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Balance sheet assets:
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;334,783
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;334,783
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;138,929
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;"
 &gt;138,929
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Investment securities
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;274,572
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;274,572
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;264,569
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;264,569
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Loans, net
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;679,375
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;686,096
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;696,742
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;710,294
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued interest receivable
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,736
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,736
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,857
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;5,857
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,294,466
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,301,187
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,106,097
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,119,649
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;Balance sheet
 liabilities:
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Deposits
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;549,792
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;549,792
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;518,590
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;518,590
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accounts and drafts payable
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;683,239
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;683,239
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;516,107
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;516,107
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Short-term borrowings
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#8212;
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;9
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued interest payable
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;213
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;213
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;208
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;208
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr valign="bottom" &gt;&lt;td width="80%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,233,244
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,233,244
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,034,914
&lt;/font&gt;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&amp;#160;
&lt;/td&gt;&lt;td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" &gt;&lt;font style="font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" &gt;&lt;font style="font-family:times new roman;" &gt;1,034,914
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Cash and Other Short-term Instruments
&lt;/font&gt;
&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt; &amp;#8211; For cash and cash equivalents, accrued interest receivable, accounts and drafts payable, short-term borrowings and accrued interest payable, the carrying amount is a reasonable estimate of fair value because of the demand nature or short maturities of these instruments.
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Loans
&lt;/font&gt;
&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt; &amp;#8211; The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
&lt;/font&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;div style="text-align:justify;" &gt;&lt;font style="font-style:italic;display:inline;" &gt;&lt;font style="font-family:times new roman;" &gt;Deposits
&lt;/font&gt;
&lt;/font&gt;&lt;font style="font-family:times new roman;" &gt; &amp;#8211; The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
<us-gaap:SubsequentEventsTextBlock contextRef="Context_9ME_30-Sep-2011">&lt;div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;Note 14 &amp;#8211; Subsequent Events &lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;On October 17, 2011, the Company&amp;#8217;s board of directors declared a 10% stock dividend payable December 15, 2011 to shareholders of record December 5, 2011. Shareholders will receive one additional share of Cass stock for each 10 shares owned. No fractional shares will be issued. Shareholders will receive cash for any fractional shares owned based on the share price reported by NASDAQ at the close of trading December 5, 2011.&lt;/font&gt;&lt;/div&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="font-family:times new roman;" &gt;The Company&amp;#8217;s board of directors also authorized the repurchase of up to 300,000 shares of the company&amp;#8217;s common stock pursuant to the company&amp;#8217;s treasury stock buyback program. Repurchases are made in the open market or through negotiated transactions from time to time, depending on market conditions. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:SubsequentEventsTextBlock>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_3ME_30-Sep-2010" unitRef="USD" decimals="-3">7593000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_9ME_30-Sep-2010" unitRef="USD" decimals="-3">21073000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">8418000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_9ME_30-Sep-2011" unitRef="USD" decimals="-3">24332000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>

</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>7
<FILENAME>cass-20110930.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<schema elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:us-gaap="http://fasb.org/us-gaap/2011-01-31" xmlns:us-gaap-att="http://fasb.org/us-gaap/attributes" xmlns:country="http://xbrl.sec.gov/country/2011-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2011-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2011-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2011-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2011-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:us-types="http://fasb.org/us-types/2011-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" targetNamespace="http://www.cassinfo.com/20110930" xmlns:cass="http://www.cassinfo.com/20110930">
<annotation><appinfo>
<link:roleType roleURI="http://www.cassinfo.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
<link:definition>01 - Document - Document And Entity Information</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations" id="StatementOfFinancialPositionUnclassified-DepositBasedOperations">
<link:definition>02 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/Balancesheetsparenthetical" id="Balancesheetsparenthetical">
<link:definition>03 - Statement - CONSOLIDATED BALANCE SHEETS [Parenthetical]</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/StatementOfIncomeInterestBasedRevenue" id="StatementOfIncomeInterestBasedRevenue">
<link:definition>04 - Statement - CONSOLIDATED STATEMENTS OF INCOME</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations" id="StatementOfCashFlowsIndirectDepositBasedOperations">
<link:definition>05 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/BasisOfPresentation" id="BasisOfPresentation">
<link:definition>06 - Disclosure - Basis of Presentation</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/IntangibleAssets" id="IntangibleAssets">
<link:definition>07 - Disclosure - Intangible Assets</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/EarningsPerShare" id="EarningsPerShare">
<link:definition>08 - Disclosure - Earnings Per Share</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/StockRepurchases" id="StockRepurchases">
<link:definition>09 - Disclosure - Stock Repurchases</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/ComprehensiveIncome" id="ComprehensiveIncome">
<link:definition>10 - Disclosure - Comprehensive Income</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/IndustrySegmentInformation" id="IndustrySegmentInformation">
<link:definition>11 - Disclosure - Industry Segment Information</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/LoansByType" id="LoansByType">
<link:definition>12 - Disclosure - Loans by Type</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/CommitmentsAndContingencies" id="CommitmentsAndContingencies">
<link:definition>13 - Disclosure - Commitments and Contingencies</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/Stock-basedCompensation" id="Stock-basedCompensation">
<link:definition>14 - Disclosure - Stock-Based Compensation</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/DefinedPensionPlans" id="DefinedPensionPlans">
<link:definition>15 - Disclosure - Defined Pension Plans</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxes" id="IncomeTaxes">
<link:definition>16 - Disclosure - Income Taxes</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/Investmentsecuritiesavailableforsale" id="Investmentsecuritiesavailableforsale">
<link:definition>17 - Disclosure - Investment Securities Available for Sale</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/FairValueOfFinancialInstruments" id="FairValueOfFinancialInstruments">
<link:definition>18 - Disclosure - Fair Value of Financial Instruments</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cassinfo.com/role/SubsequentEvents" id="SubsequentEvents">
<link:definition>19 - Disclosure - Subsequent Events</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:linkbaseRef xlink:type="simple" xlink:href="cass-20110930_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="cass-20110930_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="cass-20110930_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="cass-20110930_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
</appinfo></annotation>
<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<import namespace="http://fasb.org/us-gaap/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/invest/2011-01-31" schemaLocation="http://xbrl.sec.gov/invest/2011/invest-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/country/2011-01-31" schemaLocation="http://xbrl.sec.gov/country/2011/country-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/currency/2011-01-31" schemaLocation="http://xbrl.sec.gov/currency/2011/currency-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/exch/2011-01-31" schemaLocation="http://xbrl.sec.gov/exch/2011/exch-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
<import namespace="http://xbrl.sec.gov/dei/2011-01-31" schemaLocation="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<element name="DocumentAndEntityInformationAbstract" id="cass_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FederalFundsSoldAndOtherShortTermInvestments" id="cass_FederalFundsSoldAndOtherShortTermInvestments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" id="cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PaymentsInExcessOfFunding" id="cass_PaymentsInExcessOfFunding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AccountsAndDraftsPayable" id="cass_AccountsAndDraftsPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BalanceSheetsParentheticalAbstract" id="cass_BalanceSheetsParentheticalAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InformationServicesPaymentAndProcessingRevenue" id="cass_InformationServicesPaymentAndProcessingRevenue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestOnFederalFundsSoldAndOtherShortTermInvestments" id="cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseDecreaseInPaymentsInExcessOfFunding" id="cass_IncreaseDecreaseInPaymentsInExcessOfFunding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseDecreaseInNonInterestBearingDemandDeposits" id="cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" id="cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncreaseDecreaseInAccountsAndDraftsPayable" id="cass_IncreaseDecreaseInAccountsAndDraftsPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DistributionOfStockAwardsNet" id="cass_DistributionOfStockAwardsNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>8
<FILENAME>cass-20110930_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8" ?>
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StatementOfFinancialPositionUnclassified-DepositBasedOperations" roleURI="http://www.cassinfo.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations"/>
<calculationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations">
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xlink:label="loc_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" />
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks" />
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<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_LaborAndRelatedExpense" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OccupancyNet" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense" />
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OtherNoninterestExpense" order="100" use="optional" weight="1"/>
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<calculationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/StatementOfIncomeInterestBasedRevenue">
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit" />
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</calculationLink>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StatementOfCashFlowsIndirectDepositBasedOperations" roleURI="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations"/>
<calculationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations">
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss" />
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" order="60" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed" />
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation" />
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<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInPensionPlanObligations" xlink:label="loc_us-gaap_IncreaseDecreaseInPensionPlanObligations" />
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" />
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<calculationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations">
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<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" order="60" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases" order="80" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:label="loc_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" order="100" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
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<calculationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations">
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<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xlink:label="loc_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" />
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<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xlink:label="loc_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInTimeDeposits" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInTimeDeposits" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInAccountsAndDraftsPayable" xlink:label="loc_cass_IncreaseDecreaseInAccountsAndDraftsPayable" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_cass_IncreaseDecreaseInAccountsAndDraftsPayable" order="100" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock" />
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<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_DistributionOfStockAwardsNet" xlink:label="loc_cass_DistributionOfStockAwardsNet" />
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_cass_DistributionOfStockAwardsNet" order="140" use="optional" weight="-1"/>
</calculationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>cass-20110930_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2008-03-31.xsd#negated" roleURI="http://xbrl.us/us-gaap/role/label/negated"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_DocumentAndEntityInformationAbstract" xlink:label="loc_cass_DocumentAndEntityInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document And Entity Information</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_DocumentAndEntityInformationAbstract" xlink:to="lab_cass_DocumentAndEntityInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementTable" xml:lang="en-US">Statement [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementTable" xml:lang="en-US">Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable" xlink:to="lab_us-gaap_StatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementLineItems" xml:lang="en-US">Statement [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementLineItems" xml:lang="en-US">Statement [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems" xlink:to="lab_us-gaap_StatementLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory" xlink:to="lab_dei_EntityFilerCategory"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement Of Financial Position [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AssetsAbstract" xml:lang="en-US">Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AssetsAbstract" xml:lang="en-US">Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract" xlink:to="lab_us-gaap_AssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and Due From Banks</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and due from banks</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and Due from Banks, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndDueFromBanks" xlink:to="lab_us-gaap_CashAndDueFromBanks"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-Bearing Deposits In Banks and Other Financial Institutions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-bearing deposits in other financial institutions</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_us-gaap_InterestBearingDepositsInBanks"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_FederalFundsSoldAndOtherShortTermInvestments" xlink:label="loc_cass_FederalFundsSoldAndOtherShortTermInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_FederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Federal Funds Sold and Other Short-Term Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_FederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Federal funds sold and other short-term investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_cass_FederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Federal funds sold and other short-term investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_FederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, (4) yield maintenance dollar repurchase agreements, and (5) money market funds. Also includes, other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_FederalFundsSoldAndOtherShortTermInvestments" xlink:to="lab_cass_FederalFundsSoldAndOtherShortTermInvestments"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xlink:label="loc_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Cash and Cash Equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days. Also includes, other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments" xlink:to="lab_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Securities available-for-sale, at fair value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available-for-sale Securities, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecurities" xlink:to="lab_us-gaap_AvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xml:lang="en-US">Loans and Leases Receivable, Net Of Deferred Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xml:lang="en-US">Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xml:lang="en-US">Loans and Leases Receivable, Net of Deferred Income, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Less: Allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Less: Allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Bank Owned Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Investment in bank-owned life insurance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankOwnedLifeInsurance" xlink:to="lab_us-gaap_BankOwnedLifeInsurance"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_PaymentsInExcessOfFunding" xlink:label="loc_cass_PaymentsInExcessOfFunding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_PaymentsInExcessOfFunding" xml:lang="en-US">Payments In Excess Of Funding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_PaymentsInExcessOfFunding" xml:lang="en-US">Payments in excess of funding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_PaymentsInExcessOfFunding" xml:lang="en-US">The normal cycle for payment of Transportation invoices to a carrier, on behalf of the company's customer, is: the customer provides the funds to the company prior to the payment of the invoice by the company to the carrier. Payments in excess of funding are generated when, according to a service agreement with a few selected carriers, the company pays the carrier prior to receipt of the funds from the customer. The company receives a fee from the carrier for making this accelerated payment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_PaymentsInExcessOfFunding" xlink:to="lab_cass_PaymentsInExcessOfFunding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill" xlink:to="lab_us-gaap_Goodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Other intangible assets, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill), Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets" xlink:to="lab_us-gaap_OtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets" xlink:to="lab_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LiabilitiesAbstract" xml:lang="en-US">Liabilities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LiabilitiesAbstract" xml:lang="en-US">Liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAbstract" xlink:to="lab_us-gaap_LiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-Bearing Deposit Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestBearingDepositLiabilities" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-Bearing Deposit Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-bearing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositLiabilities" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Total deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Total deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits" xlink:to="lab_us-gaap_Deposits"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_AccountsAndDraftsPayable" xlink:label="loc_cass_AccountsAndDraftsPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_AccountsAndDraftsPayable" xml:lang="en-US">Accounts and Drafts Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_AccountsAndDraftsPayable" xml:lang="en-US">Accounts and drafts payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_AccountsAndDraftsPayable" xml:lang="en-US">Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business and includes carrying value of amounts due on drafts payable on the balance sheet date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_AccountsAndDraftsPayable" xlink:to="lab_cass_AccountsAndDraftsPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="lab_us-gaap_OtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities" xlink:to="lab_us-gaap_Liabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">Stockholders Equity Attributable To Parent [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">Shareholders' Equity:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract" xlink:to="lab_us-gaap_StockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue" xlink:to="lab_us-gaap_PreferredStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, par value $.50 per share; 20,000,000 shares authorized and 9,949,324 shares issued at September 30, 2011 and December 31, 2010</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValue" xlink:to="lab_us-gaap_CommonStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional Paid In Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional paid-in capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional Paid in Capital, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional Paid in Capital, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional Paid in Capital, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapital" xlink:to="lab_us-gaap_AdditionalPaidInCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TreasuryStockValue" xml:lang="en-US">Treasury Stock, Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TreasuryStockValue" xml:lang="en-US">Common shares in treasury, at cost (533,767 shares at September 30, 2011 and 561,533 shares at December 31, 2010</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_TreasuryStockValue" xml:lang="en-US">Treasury Stock, Value, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_TreasuryStockValue" xml:lang="en-US">Treasury Stock, Value, Ending Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_TreasuryStockValue" xml:lang="en-US">Common shares in treasury, at cost (533,767 shares at September 30, 2011 and 561,533 shares at December 31, 2010</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockValue" xlink:to="lab_us-gaap_TreasuryStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net Of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders Equity Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders' Equity Attributable to Parent, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders' Equity Attributable to Parent, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="lab_us-gaap_StockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Liabilities and Stockholders Equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_BalanceSheetsParentheticalAbstract" xlink:label="loc_cass_BalanceSheetsParentheticalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_BalanceSheetsParentheticalAbstract" xml:lang="en-US">Balance Sheets Parenthetical [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_BalanceSheetsParentheticalAbstract" xml:lang="en-US">Balance Sheets Parenthetical [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_BalanceSheetsParentheticalAbstract" xml:lang="en-US">BalanceSheetsParenthetical</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_BalanceSheetsParentheticalAbstract" xlink:to="lab_cass_BalanceSheetsParentheticalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare" xml:lang="en-US">Preferred Stock, Par Or Stated Value Per Share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare" xml:lang="en-US">Preferred stock, par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="lab_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Preferred stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred stock, shares Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesIssued" xlink:to="lab_us-gaap_PreferredStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common Stock, Par Or Stated Value Per Share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common Stock, par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="lab_us-gaap_CommonStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common Stock, Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common Stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_us-gaap_CommonStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, shares issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued" xlink:to="lab_us-gaap_CommonStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TreasuryStockShares" xml:lang="en-US">Treasury Stock, Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TreasuryStockShares" xml:lang="en-US">Treasury stock, shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_TreasuryStockShares" xml:lang="en-US">Treasury Stock, Shares, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_TreasuryStockShares" xml:lang="en-US">Treasury Stock, Shares, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockShares" xlink:to="lab_us-gaap_TreasuryStockShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract" xlink:to="lab_us-gaap_IncomeStatementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_us-gaap_RevenuesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RevenuesAbstract" xml:lang="en-US">Revenues [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RevenuesAbstract" xml:lang="en-US">Fee Revenue and Other Income:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenuesAbstract" xlink:to="lab_us-gaap_RevenuesAbstract"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_InformationServicesPaymentAndProcessingRevenue" xlink:label="loc_cass_InformationServicesPaymentAndProcessingRevenue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue" xml:lang="en-US">Information Services Payment and Processing Revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue" xml:lang="en-US">Information services payment and processing revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue" xml:lang="en-US">Revenue earned from providing services relating to transportation invoice rating, payment, audit, accounting and transportation information to many of the nation's largest companies.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_InformationServicesPaymentAndProcessingRevenue" xlink:to="lab_cass_InformationServicesPaymentAndProcessingRevenue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="loc_us-gaap_FeesAndCommissions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FeesAndCommissions" xml:lang="en-US">Fees and Commissions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FeesAndCommissions" xml:lang="en-US">Bank service fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_FeesAndCommissions" xml:lang="en-US">Fees and Commissions, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FeesAndCommissions" xlink:to="lab_us-gaap_FeesAndCommissions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gain (Loss) On Sale Of Securities, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gain (Loss) on Sale of Securities, Net, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestIncomeOther" xml:lang="en-US">Noninterest Income, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestIncomeOther" xml:lang="en-US">Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestIncomeOther" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeOther" xlink:to="lab_us-gaap_NoninterestIncomeOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Noninterest Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Total fee revenue and other income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Total fee revenue and other income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="lab_us-gaap_NoninterestIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">Interest and Dividend Income, Operating [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">Interest Income:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and Fee Income, Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and fees on loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and Fee Income, Loans and Leases, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xml:lang="en-US">Interest and Dividend Income, Securities, By Taxable Status [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xml:lang="en-US">Interest and dividends on securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest Income, Securities, Taxable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Taxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest Income, Securities, Tax Exempt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Exempt from federal income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xlink:label="loc_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Interest On Federal Funds Sold and Other Short-Term Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Interest on federal funds sold and other short-term investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Interest on federal funds sold and other short-term investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xml:lang="en-US">Interest income on federal funds sold and other short-term investments.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xlink:to="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Interest and Dividend Income, Operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseAbstract" xml:lang="en-US">Interest Expense [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseAbstract" xml:lang="en-US">Interest Expense:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseAbstract" xlink:to="lab_us-gaap_InterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest Expense, Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="lab_us-gaap_InterestExpenseDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Interest Income (Expense), Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Interest Income (Expense), Net, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_us-gaap_InterestIncomeExpenseNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision For Loan Losses Expensed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLossesExpensed" xlink:to="lab_us-gaap_ProvisionForLoanLossesExpensed"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Interest Income (Expense), After Provision For Loan Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after provision for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after provision for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Revenues" xml:lang="en-US">Revenues</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Revenues" xml:lang="en-US">Total net revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Revenues" xml:lang="en-US">Revenues, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues" xlink:to="lab_us-gaap_Revenues"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">Noninterest Expense [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">Operating Expense:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_us-gaap_NoninterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Labor and Related Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Labor and Related Expense, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense" xlink:to="lab_us-gaap_LaborAndRelatedExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OccupancyNet" xlink:to="lab_us-gaap_OccupancyNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquipmentExpense" xml:lang="en-US">Equipment Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquipmentExpense" xml:lang="en-US">Equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquipmentExpense" xlink:to="lab_us-gaap_EquipmentExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization Of Intangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of intangible assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of Intangible Assets, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfIntangibleAssets" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other Noninterest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other operating</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoninterestExpense" xlink:to="lab_us-gaap_OtherNoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Noninterest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Total operating expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Total operating expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="lab_us-gaap_NoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Income (Loss) from Continuing Operations before Income Taxes, Extraordinary Items, Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Income before income tax expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss) Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss) Attributable to Parent, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="lab_us-gaap_NetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic Earnings Per Share (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic" xlink:to="lab_us-gaap_EarningsPerShareBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted Earnings Per Share (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted" xlink:to="lab_us-gaap_EarningsPerShareDiluted"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement Of Cash Flows [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Operating Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Cash Flows From Operating Activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation, Amortization and Accretion, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation, Amortization and Accretion, Net, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationAmortizationAndAccretionNet" xlink:to="lab_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-Based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-based Compensation, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensation" xlink:to="lab_us-gaap_ShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US">Increase (Decrease) In Accrued Income Taxes Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US">Increase (decrease) in income tax liability</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US">Decrease in income tax liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInPensionPlanObligations" xlink:label="loc_us-gaap_IncreaseDecreaseInPensionPlanObligations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations" xml:lang="en-US">Increase (Decrease) In Pension Plan Obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations" xml:lang="en-US">Increase in pension liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInPensionPlanObligations" xlink:to="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Other operating activities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Other operating activities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Other operating activities, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Operating Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Cash Flows From Investing Activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds From Sale Of Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from sales of securities available-for-sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds From Maturities, Prepayments and Calls Of Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from maturities of securities available-for-sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Payments To Acquire Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchase of securities available-for-sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchase of securities available-for-sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Payments For (Proceeds From) Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Net decrease (increase) in loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Net decrease (increase) in loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:label="loc_cass_IncreaseDecreaseInPaymentsInExcessOfFunding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xml:lang="en-US">(Increase) Decrease In Payments In Excess Of Funding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xml:lang="en-US">Increase in payments in excess of funding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xml:lang="en-US">Net change during the reporting period in the carrying amount of payments in excess of funding.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xml:lang="en-US">Increase in payments in excess of funding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:to="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Payments To Acquire Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash used in investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash used in investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">Cash Flows From Financing Activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xlink:label="loc_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xml:lang="en-US">Net Decrease In Noninterest-Bearing Demand Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xml:lang="en-US">Net increase in noninterest-bearing demand deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xml:lang="en-US">Net change during the reporting period in noninterest-bearing demand deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xlink:to="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xlink:label="loc_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xml:lang="en-US">Net (Decrease) Increase In Interest-Bearing Demand and Savings Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xml:lang="en-US">Net increase in interest-bearing demand and savings deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xml:lang="en-US">Net change during the reporting period in interest-bearing demand and savings deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits" xlink:to="lab_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInTimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInTimeDeposits" xml:lang="en-US">Increase (Decrease) In Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInTimeDeposits" xml:lang="en-US">Net (decrease) increase in time deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInTimeDeposits" xml:lang="en-US">Increase (Decrease) in Time Deposits, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInTimeDeposits" xlink:to="lab_us-gaap_IncreaseDecreaseInTimeDeposits"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_IncreaseDecreaseInAccountsAndDraftsPayable" xlink:label="loc_cass_IncreaseDecreaseInAccountsAndDraftsPayable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_IncreaseDecreaseInAccountsAndDraftsPayable" xml:lang="en-US">Net Increase (Decrease) In Accounts and Drafts Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_IncreaseDecreaseInAccountsAndDraftsPayable" xml:lang="en-US">Net increase in accounts and drafts payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_IncreaseDecreaseInAccountsAndDraftsPayable" xml:lang="en-US">Net change during the reporting period in the carrying amount of accounts and drafts payable.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_cass_IncreaseDecreaseInAccountsAndDraftsPayable" xml:lang="en-US">Net increase in accounts and drafts payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_IncreaseDecreaseInAccountsAndDraftsPayable" xlink:to="lab_cass_IncreaseDecreaseInAccountsAndDraftsPayable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Payments Of Dividends, Common Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Cash dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Cash dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock"/>
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_DistributionOfStockAwardsNet" xlink:label="loc_cass_DistributionOfStockAwardsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cass_DistributionOfStockAwardsNet" xml:lang="en-US">Distribution Of Stock Awards, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_cass_DistributionOfStockAwardsNet" xml:lang="en-US">Distribution of stock awards, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cass_DistributionOfStockAwardsNet" xml:lang="en-US">The net impact to Treasury stock when shares are "traded in" for taxes due on restricted stock grants.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_cass_DistributionOfStockAwardsNet" xml:lang="en-US">Distribution of stock awards, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cass_DistributionOfStockAwardsNet" xlink:to="lab_cass_DistributionOfStockAwardsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xml:lang="en-US">Proceeds From (Payments For) Other Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xml:lang="en-US">Other financing activities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xml:lang="en-US">Other financing activities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xml:lang="en-US">Other financing activities, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:to="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">Net increase in cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">Net increase in cash and cash equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and Cash Equivalents, At Carrying Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents at end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">Supplemental information:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_us-gaap_SupplementalCashFlowInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="loc_us-gaap_InterestPaidNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestPaidNet" xml:lang="en-US">Interest Paid, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestPaidNet" xml:lang="en-US">Cash paid for interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestPaidNet" xml:lang="en-US">Interest Paid, Net, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaidNet" xlink:to="lab_us-gaap_InterestPaidNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="loc_us-gaap_IncomeTaxesPaidNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxesPaidNet" xml:lang="en-US">Income Taxes Paid, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxesPaidNet" xml:lang="en-US">Cash paid for income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeTaxesPaidNet" xml:lang="en-US">Income Taxes Paid, Net, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesPaidNet" xlink:to="lab_us-gaap_IncomeTaxesPaidNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US">Organization, Consolidation and Presentation Of Financial Statements [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US">Basis Of Presentation Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xml:lang="en-US">Organization, Consolidation and Presentation Of Financial Statements Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Intangible Asset Description [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareAbstract" xlink:to="lab_us-gaap_EarningsPerShareAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareTextBlock" xlink:to="lab_us-gaap_EarningsPerShareTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityAbstract" xml:lang="en-US">Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityAbstract" xml:lang="en-US">Equity [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract" xlink:to="lab_us-gaap_EquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockTextBlock" xlink:label="loc_us-gaap_TreasuryStockTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TreasuryStockTextBlock" xml:lang="en-US">Treasury Stock [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TreasuryStockTextBlock" xml:lang="en-US">Treasury Stock [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockTextBlock" xlink:to="lab_us-gaap_TreasuryStockTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="loc_us-gaap_StockholdersEquityNoteAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockholdersEquityNoteAbstract" xml:lang="en-US">Stockholders Equity Note [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockholdersEquityNoteAbstract" xml:lang="en-US">Comprehensive Income Note [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityNoteAbstract" xlink:to="lab_us-gaap_StockholdersEquityNoteAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="loc_us-gaap_ComprehensiveIncomeNoteTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock" xml:lang="en-US">Comprehensive Income Note [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock" xml:lang="en-US">Comprehensive Income Note [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:to="lab_us-gaap_ComprehensiveIncomeNoteTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SegmentReportingAbstract" xml:lang="en-US">Segment Reporting [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SegmentReportingAbstract" xml:lang="en-US">Industry Segment Information Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingAbstract" xlink:to="lab_us-gaap_SegmentReportingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingDisclosureTextBlock" xlink:to="lab_us-gaap_SegmentReportingDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ReceivablesAbstract" xml:lang="en-US">Loans By Type Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReceivablesAbstract" xlink:to="lab_us-gaap_ReceivablesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US">Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US">Stock Based Compensation Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">Disclosure Of Compensation Related Costs, Share-Based Payments [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US">Defined Pension Plans Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="lab_us-gaap_CompensationAndRetirementDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xml:lang="en-US">Pension and Other Postretirement Benefits Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xml:lang="en-US">Pension and Other Postretirement Benefits Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:to="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Taxes Dislcosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Tax Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Tax Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_us-gaap_IncomeTaxDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investment Securities Available For Sale Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investments In Debt and Marketable Equity Securities (And Certain Trading Assets) Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Of Financial Instruments Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_us-gaap_FairValueDisclosuresAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_us-gaap_SubsequentEventsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SubsequentEventsAbstract" xml:lang="en-US">Subsequent Events [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SubsequentEventsAbstract" xml:lang="en-US">Subsequent Events Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventsAbstract" xlink:to="lab_us-gaap_SubsequentEventsAbstract"/>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SubsequentEventsTextBlock" xml:lang="en-US">Subsequent Events [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SubsequentEventsTextBlock" xml:lang="en-US">Subsequent Events [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventsTextBlock" xlink:to="lab_us-gaap_SubsequentEventsTextBlock"/>
</labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>cass-20110930_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8" ?>
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#DocumentAndEntityInformation" roleURI="http://www.cassinfo.com/role/DocumentAndEntityInformation"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StatementOfFinancialPositionUnclassified-DepositBasedOperations" roleURI="http://www.cassinfo.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#Balancesheetsparenthetical" roleURI="http://www.cassinfo.com/role/Balancesheetsparenthetical"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StatementOfIncomeInterestBasedRevenue" roleURI="http://www.cassinfo.com/role/StatementOfIncomeInterestBasedRevenue"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StatementOfCashFlowsIndirectDepositBasedOperations" roleURI="http://www.cassinfo.com/role/StatementOfCashFlowsIndirectDepositBasedOperations"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#BasisOfPresentation" roleURI="http://www.cassinfo.com/role/BasisOfPresentation"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#IntangibleAssets" roleURI="http://www.cassinfo.com/role/IntangibleAssets"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#EarningsPerShare" roleURI="http://www.cassinfo.com/role/EarningsPerShare"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#StockRepurchases" roleURI="http://www.cassinfo.com/role/StockRepurchases"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#ComprehensiveIncome" roleURI="http://www.cassinfo.com/role/ComprehensiveIncome"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#IndustrySegmentInformation" roleURI="http://www.cassinfo.com/role/IndustrySegmentInformation"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#LoansByType" roleURI="http://www.cassinfo.com/role/LoansByType"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#CommitmentsAndContingencies" roleURI="http://www.cassinfo.com/role/CommitmentsAndContingencies"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#Stock-basedCompensation" roleURI="http://www.cassinfo.com/role/Stock-basedCompensation"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#DefinedPensionPlans" roleURI="http://www.cassinfo.com/role/DefinedPensionPlans"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#IncomeTaxes" roleURI="http://www.cassinfo.com/role/IncomeTaxes"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#Investmentsecuritiesavailableforsale" roleURI="http://www.cassinfo.com/role/Investmentsecuritiesavailableforsale"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#FairValueOfFinancialInstruments" roleURI="http://www.cassinfo.com/role/FairValueOfFinancialInstruments"/>
<roleRef xlink:type="simple" xlink:href="cass-20110930.xsd#SubsequentEvents" roleURI="http://www.cassinfo.com/role/SubsequentEvents"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<presentationLink xlink:type="extended" xlink:role="http://www.cassinfo.com/role/DocumentAndEntityInformation">
<loc xlink:type="locator" xlink:href="cass-20110930.xsd#cass_DocumentAndEntityInformationAbstract" xlink:label="loc_cass_DocumentAndEntityInformationAbstract_0" />
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cass_DocumentAndEntityInformationAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_3" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityRegistrantName_3" order="0" use="optional" />
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_4" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityCentralIndexKey_4" order="10" use="optional" />
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_5" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_CurrentFiscalYearEndDate_5" order="20" use="optional" />
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_6" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityFilerCategory_6" order="30" use="optional" />
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_7" />
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_TradingSymbol_7" order="40" use="optional" />
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<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>11
<FILENAME>cass-20110930_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EAPAC"><tr><th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS [Parenthetical] (USD $)<br /></strong></div></th><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Dec. 31, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td><td class="nump">$ 0.50<span /></td><td class="nump">$ 0.50<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td><td class="nump">2,000,000<span /></td><td class="nump">2,000,000<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares Issued</a></td><td class="nump">0<span /></td><td class="nump">0<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common Stock, par value (in dollars per share)</a></td><td class="nump">$ 0.50<span /></td><td class="nump">$ 0.50<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common Stock, shares authorized</a></td><td class="nump">20,000,000<span /></td><td class="nump">20,000,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock, shares issued</a></td><td class="nump">9,949,324<span /></td><td class="nump">9,949,324<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td><td class="nump">533,767<span /></td><td class="nump">561,533<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 30<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 129<br /><br /> -Paragraph 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.29)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 30<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.29)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 30<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.29)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommonStockSharesIssued</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer); generally not indicative of the fair market value per share.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.28)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /> -Number 12<br /><br /> -Paragraph 10<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 02<br /><br /> -Paragraph 29<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 129<br /><br /> -Paragraph 2, 3, 4, 5, 6, 7, 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockParOrStatedValuePerShare</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 02<br /><br /> -Paragraph 29<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 129<br /><br /> -Paragraph 2, 3, 4, 5, 6, 7, 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.28)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 02<br /><br /> -Paragraph 29<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.28)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 29, 30<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.28,29)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_TreasuryStockShares</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EPQBG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF INCOME (USD $)<br />In Thousands, except Per Share data</strong></div></th><th class="th" colspan="2">3 Months Ended</th><th class="th" colspan="2">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Sep. 30, 2010</div></th><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Sep. 30, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenuesAbstract', window );"><strong>Fee Revenue and Other Income:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InformationServicesPaymentAndProcessingRevenue', window );">Information services payment and processing revenue</a></td><td class="nump">$ 15,806<span /></td><td class="nump">$ 13,895<span /></td><td class="nump">$ 45,372<span /></td><td class="nump">$ 40,173<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissions', window );">Bank service fees</a></td><td class="nump">302<span /></td><td class="nump">367<span /></td><td class="nump">1,036<span /></td><td class="nump">1,006<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gains on sales of securities</a></td><td class="nump">0<span /></td><td class="nump">0<span /></td><td class="nump">48<span /></td><td class="nump">0<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other</a></td><td class="nump">339<span /></td><td class="nump">139<span /></td><td class="nump">606<span /></td><td class="nump">415<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total fee revenue and other income</a></td><td class="nump">16,447<span /></td><td class="nump">14,401<span /></td><td class="nump">47,062<span /></td><td class="nump">41,594<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest Income:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td><td class="nump">9,827<span /></td><td class="nump">10,182<span /></td><td class="nump">30,209<span /></td><td class="nump">29,480<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract', window );"><strong>Interest and dividends on securities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable</a></td><td class="nump">6<span /></td><td class="nump">3<span /></td><td class="nump">24<span /></td><td class="nump">28<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Exempt from federal income taxes</a></td><td class="nump">2,475<span /></td><td class="nump">2,154<span /></td><td class="nump">7,450<span /></td><td class="nump">6,403<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments', window );">Interest on federal funds sold and other short-term investments</a></td><td class="nump">186<span /></td><td class="nump">150<span /></td><td class="nump">510<span /></td><td class="nump">337<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td><td class="nump">12,494<span /></td><td class="nump">12,489<span /></td><td class="nump">38,193<span /></td><td class="nump">36,248<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest Expense:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td><td class="nump">1,060<span /></td><td class="nump">1,249<span /></td><td class="nump">3,391<span /></td><td class="nump">3,624<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td><td class="nump">11,434<span /></td><td class="nump">11,240<span /></td><td class="nump">34,802<span /></td><td class="nump">32,624<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses</a></td><td class="nump">550<span /></td><td class="nump">950<span /></td><td class="nump">1,850<span /></td><td class="nump">3,000<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td><td class="nump">10,884<span /></td><td class="nump">10,290<span /></td><td class="nump">32,952<span /></td><td class="nump">29,624<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total net revenue</a></td><td class="nump">27,331<span /></td><td class="nump">24,691<span /></td><td class="nump">80,014<span /></td><td class="nump">71,218<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Operating Expense:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td><td class="nump">14,425<span /></td><td class="nump">13,026<span /></td><td class="nump">42,277<span /></td><td class="nump">38,199<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy</a></td><td class="nump">581<span /></td><td class="nump">658<span /></td><td class="nump">1,786<span /></td><td class="nump">1,841<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment</a></td><td class="nump">886<span /></td><td class="nump">887<span /></td><td class="nump">2,581<span /></td><td class="nump">2,701<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td><td class="nump">26<span /></td><td class="nump">26<span /></td><td class="nump">80<span /></td><td class="nump">80<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating</a></td><td class="nump">2,995<span /></td><td class="nump">2,501<span /></td><td class="nump">8,958<span /></td><td class="nump">7,324<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total operating expense</a></td><td class="nump">18,913<span /></td><td class="nump">17,098<span /></td><td class="nump">55,682<span /></td><td class="nump">50,145<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income tax expense</a></td><td class="nump">8,418<span /></td><td class="nump">7,593<span /></td><td class="nump">24,332<span /></td><td class="nump">21,073<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td><td class="nump">2,358<span /></td><td class="nump">2,013<span /></td><td class="nump">6,814<span /></td><td class="nump">5,844<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td><td class="nump">$ 6,060<span /></td><td class="nump">$ 5,580<span /></td><td class="nump">$ 17,518<span /></td><td class="nump">$ 15,229<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic Earnings Per Share (in dollars per share)</a></td><td class="nump">$ 0.65<span /></td><td class="nump">$ 0.60<span /></td><td class="nump">$ 1.87<span /></td><td class="nump">$ 1.63<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted Earnings Per Share (in dollars per share)</a></td><td class="nump">$ 0.64<span /></td><td class="nump">$ 0.59<span /></td><td class="nump">$ 1.85<span /></td><td class="nump">$ 1.61<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_InformationServicesPaymentAndProcessingRevenue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Revenue earned from providing services relating to transportation invoice rating, payment, audit, accounting and transportation information to many of the nation's largest companies.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_InformationServicesPaymentAndProcessingRevenue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income on federal funds sold and other short-term investments.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (a)(2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 45<br /><br /> -Subparagraph a(2)<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 55<br /><br /> -Paragraph 52<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 07-4<br /><br /> -Paragraph 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 20<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 7<br /><br /> -Paragraph 18<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.23)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 36, 37, 38<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 21<br /><br /> -Article 9<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareBasic</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 11, 12, 36<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 20<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 7<br /><br /> -Paragraph 18<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 21<br /><br /> -Article 9<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 07-4<br /><br /> -Paragraph 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EquipmentExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissions"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total fees and commissions earned from providing services such as leasing of space or maintaining: (1) depositor accounts; (2) transfer agent; (3) fiduciary and trust; (4) brokerage and underwriting; (5) mortgage; (6) credit cards; (7) correspondent clearing; and (8) other such services and activities performed for others.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 13<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FeesAndCommissions</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.3)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Subparagraph h<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 3<br /><br /> -Article 7<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 10<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Income Tax Expense (or Benefit)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 9<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 08<br /><br /> -Paragraph h<br /><br /> -Article 4<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 109<br /><br /> -Paragraph 45<br /><br /> -Subparagraph a, b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-BRD<br /><br /> -Chapter 4<br /><br /> -Paragraph 9, 51, 54<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 1, 2 , 3, 4, 5<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.1-5)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 1<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 6<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 6<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.6)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net interest and dividend income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses, if any.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 12<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.12)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 10<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.10)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income derived from investment securities which are subject to federal income taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 2<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income derived from securities which are exempt from federal income taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 2<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeSecuritiesTaxExempt</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.4)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.22)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.18)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph A7<br /><br /> -Appendix A<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 10, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Other Comprehensive Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 87-21<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Net Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 19<br /><br /><br /><br />Reference 15: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28, 29, 30<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 16: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 20<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetIncomeLoss</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 14<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 14<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 13<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncomeOther</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 840<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-BRD<br /><br /> -Chapter 4<br /><br /> -Paragraph 62<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14(b))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph c<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.6)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OccupancyNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OtherNoninterestExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Allowance expensed for the period based on estimated losses to be realized from loan transactions.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 11<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 5<br /><br /> -Paragraph 17<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.11)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate revenue recognized during the period (derived from goods sold, services rendered, insurance premiums, or other activities that constitute an entity's earning process). For financial services companies, also includes investment and interest income, and sales and trading gains.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 1<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Revenues</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenuesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_RevenuesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0E2DAE"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document And Entity Information<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th><th class="th" colspan="1" /></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Nov. 01, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td><td class="text">CASS INFORMATION SYSTEMS INC<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td><td class="text">0000708781<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td><td class="text">--12-31<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td><td class="text">Accelerated Filer<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td><td class="text">cass<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td><td class="text">&#xA0;<span /></td><td class="nump">9,415,557<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td><td class="text">10-Q<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td><td class="text">false<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td><td class="text">Sep. 30,
         2011<span /></td><td class="text"><span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td><td class="text">Q3<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td><td class="text">2011<span /></td><td class="text">&#xA0;<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document as an amendment to previously-filed/accepted document.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_AmendmentFlag</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:booleanItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_CurrentFiscalYearEndDate</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:gMonthDayItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_DocumentFiscalPeriodFocus</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:fiscalPeriodItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_DocumentFiscalYearFocus</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:gYearItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_DocumentPeriodEndDate</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:dateItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, N-1A, etc). The document type is limited to the same value as the supporting SEC submission type, minus any "/A" suffix. The acceptable values are as follows: S-1, S-3, S-4, S-11, F-1, F-3, F-4, F-9, F-10, 6-K, 8-K, 10, 10-K, 10-Q, 20-F, 40-F, N-1A, 485BPOS, 497, NCSR, N-CSR, N-CSRS, N-Q, 10-KT, 10-QT, 20-FT, and Other.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_DocumentType</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:submissionTypeItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation 12B<br /><br /> -Number 240<br /><br /> -Section 12b<br /><br /> -Subsection 1<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityCentralIndexKey</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:centralIndexKeyItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares outstanding of each of registrant's classes of common stock, as of latest practicable date. Where multiple classes exist define each class by adding class of stock items such as Common Class A [Member], Common Class B [Member] onto the Instrument [Domain] of the Entity Listings, Instrument</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, or (4) Smaller Reporting Company. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityFilerCategory</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:filerCategoryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation 12B<br /><br /> -Number 240<br /><br /> -Section 12b<br /><br /> -Subsection 1<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityRegistrantName</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:normalizedStringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_TradingSymbol</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:normalizedStringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans by Type<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 7 &#8211; 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 style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td></tr><tr valign="bottom" ><td width="75%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >Commercial and industrial</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="2%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >105</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="1%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >&#8212;</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="1%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >&#8212;</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="2%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >105</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >134,956</font></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >135,061</font></td></tr><tr valign="bottom" ><td width="75%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Real estate:</font></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td></tr><tr valign="bottom" ><td width="75%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; 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Examples include trade accounts receivables, notes receivables, loans receivables.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5066-111524<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 7<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 13<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5162-111524<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 3, 4<br /><br /> -Article 5<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(k))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.3,4)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 4<br /><br /> -Section 08<br /><br /> -Paragraph k<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ReceivablesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities Available for Sale<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 12 &#8211; Investment Securities Available for Sale</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Investment securities available-for-sale are recorded at fair value on a recurring basis. 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2010</font></font></td></tr><tr valign="bottom" ><td width="81%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:right;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Gross</font></font></td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="1%" colspan="2" nowrap="nowrap" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Gross</font></font></td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;</td><td width="3%" 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</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
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Other trading assets include assets that are carried on the balance sheet at fair value and held for trading purposes.  A debt security represents a creditor relationship with an enterprise that is in the form of a security. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities (and other trading assets).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 10<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Equity Security<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br /><br /> -Topic 320<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Debt Security<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br /><br /> -Topic 320<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 3, 19, 20, 21, 22, 137<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 5<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 320<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Share<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 3 &#8211; Earnings Per Share </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. 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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 9 &#8211; Stock-Based Compensation</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >In 2007, the Board and the Company&#8217;s shareholders approved the 2007 Omnibus Incentive Stock Plan (the &#8220;Omnibus Plan&#8221;). 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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /> -Number Topic 14<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 123R<br /><br /> -Paragraph 64, 65, A240<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 718<br /><br /> -SubTopic 40<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 718<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 50<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 718<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent Events<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsAbstract', window );"><strong>Subsequent Events [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsTextBlock', window );">Subsequent Events [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 14 &#8211; Subsequent Events </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >On October 17, 2011, the Company&#8217;s board of directors declared a 10% stock dividend payable December 15, 2011 to shareholders of record December 5, 2011. Shareholders will receive one additional share of Cass stock for each 10 shares owned. No fractional shares will be issued. Shareholders will receive cash for any fractional shares owned based on the share price reported by NASDAQ at the close of trading December 5, 2011.</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company&#8217;s board of directors also authorized the repurchase of up to 300,000 shares of the company&#8217;s common stock pursuant to the company&#8217;s treasury stock buyback program. Repurchases are made in the open market or through negotiated transactions from time to time, depending on market conditions. </font></div></div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SubsequentEventsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SubsequentEventsTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Defined Pension Plans<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Compensation and Retirement Disclosure [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Pension and Other Postretirement Benefits Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 10 &#8211; Defined Pension Plans
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</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company has a noncontributory defined benefit pension plan, which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years. Disclosure information is based on a measurement date of December 31 of the corresponding year.
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</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The following table represents the components of the net periodic pension costs:
</font>
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</div><div><table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" ><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
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</font>
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</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="5%" colspan="3" nowrap="nowrap" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Actual
</font>
</font>
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="display:inline;font-weight:bold;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >(In thousands)
</font>
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="5%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >2011
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="5%" colspan="3" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >2010
</font>
</font>
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Service cost &#8211; benefits earned during the year
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >2,073
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >1,771
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >Interest cost on projected benefit obligation
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >2,422
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >2,290
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Expected return on plan assets
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >(3,314
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >)
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >(2,440
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >)
</font>
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >Net amortization
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" ><font style="font-family:times new roman;" >604
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;text-align:right;" ><font style="font-family:times new roman;" >616
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td>
</tr><tr valign="bottom" ><td width="88%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Net periodic pension cost
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >1,785
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >2,237
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td>
</tr>
</table>
</div><br />
<div style="text-align:justify;" ><font style="font-family:times new roman;" >Pension costs recorded to expense related to the noncontributory defined benefit pension plan were $415,000 and $594,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and totaled $1,347,000 and $1,678,000 for the nine-month periods ended September 30, 2011 and 2010, respectively. The Company made a contribution of $450,000 to the plan during the three-month period ended September 30, 2011, for a total of $1,350,000 for the nine-month period ended September 30, 2011 and expects to contribute at least an additional $450,000 in 2011.
</font>
</div><div>&#160;
</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >In addition to the above funded benefit plan, the Company has an unfunded supplemental executive retirement plan which covers key executives of the Company. This is a noncontributory plan in which the Company and its subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as its defined benefit plan.
</font>
</div><br />
<div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The following table represents the components of the net periodic pension costs for 2010 and an estimate for 2011:
</font>
</div><div style="text-align:justify;" >&#160;
</div>
</div><div><table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" ><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" style="text-align:center;" >&#160;
</td><td width="3%" colspan="2" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Estimated
</font>
</font>
</td><td width="1%" style="text-align:center;" >&#160;
</td><td width="3%" colspan="2" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Actual
</font>
</font>
</td>
</tr><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="display:inline;font-weight:bold;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >(In thousands)
</font>
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >2011
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="3%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >2010
</font>
</font>
</td>
</tr><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Service cost &#8211; benefits earned during the year
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >90
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="2%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >78
</font>
</td>
</tr><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >Interest cost on projected benefit obligation
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="2%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >295
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="2%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >315
</font>
</td>
</tr><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Net amortization
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap"
 style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >249
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="2%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >258
</font>
</td>
</tr><tr valign="bottom" ><td width="92%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >Net periodic pension cost
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >634
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="2%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >651
</font>
</td>
</tr>
</table>
</div><br />
<div style="text-align:justify;" ><font style="font-family:times new roman;" >Pension costs recorded to expense related to the unfunded supplemental executive retirement plan were $159,000 and $158,000 for the three-month periods ended September 30, 2011 and 2010, respectively, and were $476,000 and $488,000 for the nine-month periods ended September 30, 2011 and 2010, respectively.
</font>
</div>
</div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CompensationAndRetirementDisclosureAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for pension and other postretirement benefits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 715<br /><br /> -URI http://asc.fasb.org/topic&amp;trid=2235017<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 87<br /><br /> -Paragraph 264<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 158<br /><br /> -Paragraph 7, 21, 22<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 5<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number FAS106-2<br /><br /> -Paragraph 20, 21, 22<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Implementation Guide (Q and A)<br /><br /> -Number FAS88<br /><br /> -Paragraph 63<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 5<br /><br /> -Subparagraph h<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /> -Number 30<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 5<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 03-2<br /><br /> -Paragraph 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 5, 6, 7, 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 8<br /><br /> -Subparagraph m<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 132R<br /><br /> -Paragraph 5<br /><br /> -Subparagraph q<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 106<br /><br /> -Paragraph 518<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Commitments and Contingencies<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments and Contingencies Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 8 &#8211; Commitments and Contingencies</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >In the normal course of business, the Company is party to activities that contain credit, market and operational risks that are not reflected in whole or in part in the Company&#8217;s consolidated financial statements. Such activities include traditional off-balance sheet credit-related financial instruments and commitments under operating leases. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company&#8217;s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At September 30, 2011 and December 31, 2010, no amounts have been accrued for any estimated losses for these instruments.</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company or its subsidiaries to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. At September 30, 2011, the balance of unused loan commitments, standby and commercial letters of credit were $9,263,000, $22,384,000 and $4,658,000, respectively. Since some of the financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. The Company evaluates each customer&#8217;s credit worthiness on a case-by-case basis. 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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.25)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 20<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of Presentation<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation Of Financial Statements [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock', window );">Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 1 - Basis of Presentation</font><font style="display:inline;font-weight:bold;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" ></font></font></font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Certain amounts in the 2010 consolidated financial statements have been reclassified to conform to the 2011 presentation. For further information, refer to the audited consolidated financial statements and related footnotes included in Cass Information System, Inc.&#8217;s (&#8220;the Company&#8221; or &#8220;Cass&#8221;) Annual Report on Form 10-K for the year ended December 31, 2010. </font></div><div>&#160;</div></div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 720<br /><br /> -SubTopic 15<br /><br /> -URI http://asc.fasb.org/subtopic&amp;trid=2122524<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 810<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6921930&amp;loc=d3e5614-111684<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 810<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 8<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6970148&amp;loc=SL6228881-111685<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Publisher AICPA<br /><br /> -Number 94-6<br /><br /> -Paragraph 10<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Comprehensive Income<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Stockholders Equity Note [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNoteTextBlock', window );">Comprehensive Income Note [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 5 &#8211; Comprehensive Income </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >For the three and nine-month periods ended September 30, 2011 and 2010, unrealized gains and losses on securities available-for-sale and reclassification adjustments for gains included in net income were the Company&#8217;s other comprehensive income components. 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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e640-108580<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.3-04)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 16<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e709-108580<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ComprehensiveIncomeNoteTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_StockholdersEquityNoteAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Disclosures [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 13 &#8211; Fair Value of Financial Instruments
</font>
</div><div>&#160;
</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Following is a summary of the carrying amounts and fair values of the Company&#8217;s financial instruments:
</font>
</div><div>&#160;
</div><div><table border="0" cellspacing="0" cellpadding="0" width="100%" style="line-height:14pt;border-collapse:collapse;" ><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >September 30, 2011
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</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="9%" colspan="5" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >December 31, 2010
</font>
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</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Carrying
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</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Carrying
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</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:center;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:center;" >&#160;
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</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="display:inline;font-weight:bold;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >(In thousands)
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</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Amount
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Fair Value
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Amount
</font>
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" >&#160;
</td><td width="4%" colspan="2" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:center;" ><font style="display:inline;font-weight:bold;" ><font style="font-family:times new roman;" >Fair Value
</font>
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Balance sheet assets:
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >334,783
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >334,783
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >138,929
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;&#160;&#160;&#160;&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$&#160;&#160;&#160;&#160;
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;"
 >138,929
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Investment securities
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >274,572
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >274,572
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >264,569
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >264,569
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Loans, net
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >679,375
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >686,096
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >696,742
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >710,294
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Accrued interest receivable
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >5,736
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >5,736
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >5,857
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >5,857
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,294,466
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,301,187
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,106,097
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,119,649
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >Balance sheet
 liabilities:
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Deposits
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >549,792
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >549,792
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >518,590
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >518,590
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Accounts and drafts payable
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >683,239
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >683,239
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >516,107
</font>
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >516,107
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Short-term borrowings
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >&#8212;
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >&#8212;
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >9
</font>
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="text-align:right;" ><font style="font-family:times new roman;" >9
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160; Accrued interest payable
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >213
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >213
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt
 solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >208
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:left;" >&#160;
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1pt solid;background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >208
</font>
</td>
</tr><tr valign="bottom" ><td width="80%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,233,244
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,233,244
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,034,914
</font>
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;
</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >$
</font>
</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,034,914
</font>
</td>
</tr>
</table>
</div><br />
<div style="text-align:justify;" ><font style="font-family:times new roman;" >The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:
</font>
</div><div>&#160;
</div><div style="text-align:justify;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >Cash and Other Short-term Instruments
</font>
</font><font style="font-family:times new roman;" > &#8211; For cash and cash equivalents, accrued interest receivable, accounts and drafts payable, short-term borrowings and accrued interest payable, the carrying amount is a reasonable estimate of fair value because of the demand nature or short maturities of these instruments.
</font>
</div><div>&#160;
</div><div style="text-align:justify;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >Loans
</font>
</font><font style="font-family:times new roman;" > &#8211; The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
</font>
</div><br />
<div style="text-align:justify;" ><font style="font-style:italic;display:inline;" ><font style="font-family:times new roman;" >Deposits
</font>
</font><font style="font-family:times new roman;" > &#8211; The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits.
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</div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 5<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19296-110258<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 159<br /><br /> -Paragraph 17-22, 27, 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 10<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13433-108611<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 107<br /><br /> -Paragraph 15C, 15D<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 16<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13504-108611<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 107<br /><br /> -Paragraph 15A<br /><br /> -Subparagraph a-d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 21<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13537-108611<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 133<br /><br /> -Paragraph 44A, 44B<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19207-110258<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 825<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 30<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 107<br /><br /> -Paragraph 3, 10, 14, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 107<br /><br /> -Paragraph 15B<br /><br /> -Subparagraph a, b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 157<br /><br /> -Paragraph 32, 33, 34<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FairValueDisclosuresTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Industry Segment Information<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Segment Reporting Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 6 &#8211; Industry Segment Information</font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Information Services segment provides freight, utility and telecommunication invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately-held businesses and churches.</font><font style="font-family:times new roman;" ></font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company&#8217;s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2010. 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 width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:left;" >&#160;</td></tr><tr valign="bottom" ><td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Revenue from customers</font></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >19,034</font></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >5,657</font></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >&#8212;</font></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >$</font></td><td width="3%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:right;" ><font style="font-family:times new roman;" >24,691</font></td></tr><tr valign="bottom" ><td width="79%" nowrap="nowrap" style="text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 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</font><font style="font-family:times new roman;" >Other intangible assets, net</font></div></td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;"
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</font><font style="font-family:times new roman;" >Total Net Revenues:</font></div></td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="text-align:left;" >&#160;</td></tr><tr valign="bottom" ><td width="79%" nowrap="nowrap" style="background-color:#c0c0c0;text-align:left;" ><font style="font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 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</font><font style="font-family:times new roman;" >Total assets</font></div></td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >664,112</font></td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >564,554</font></td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >(11,237</font></td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" ><font style="font-family:times new roman;" >)</font></td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="1%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:left;" >&#160;</td><td width="3%" nowrap="nowrap" style="border-bottom:#000000 1.5pt solid;text-align:right;" ><font style="font-family:times new roman;" >1,217,429</font></td></tr></table></div><br /></div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SegmentReportingAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. 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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 280<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 30<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 280<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 26<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8844-108599<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 280<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 40<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9031-108599<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 280<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 42<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9054-108599<br /><br /><br /><br />Reference 15: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 280<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 31<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SegmentReportingDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EAUAG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)<br />In Thousands</strong></div></th><th class="th" colspan="2">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Sep. 30, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash Flows From Operating Activities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td><td class="nump">$ 17,518<span /></td><td class="nump">$ 15,229<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation and amortization</a></td><td class="nump">3,295<span /></td><td class="nump">3,077<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gains on sales of securities</a></td><td class="num">(48)<span /></td><td class="nump">0<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses</a></td><td class="nump">1,850<span /></td><td class="nump">3,000<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td><td class="nump">1,043<span /></td><td class="nump">1,133<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">Increase (decrease) in income tax liability</a></td><td class="nump">531<span /></td><td class="num">(1,751)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPensionPlanObligations', window );">Increase in pension liability</a></td><td class="nump">286<span /></td><td class="nump">640<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities', window );">Other operating activities, net</a></td><td class="num">(1,447)<span /></td><td class="nump">355<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td><td class="nump">23,028<span /></td><td class="nump">21,683<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash Flows From Investing Activities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of securities available-for-sale</a></td><td class="nump">5,405<span /></td><td class="nump">0<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities of securities available-for-sale</a></td><td class="nump">10,185<span /></td><td class="nump">2,770<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchase of securities available-for-sale</a></td><td class="num">(19,974)<span /></td><td class="num">(11,548)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net decrease (increase) in loans</a></td><td class="nump">15,517<span /></td><td class="num">(48,252)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInPaymentsInExcessOfFunding', window );">Increase in payments in excess of funding</a></td><td class="num">(30,222)<span /></td><td class="num">(17,474)<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment, net</a></td><td class="num">(1,765)<span /></td><td class="num">(890)<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td><td class="num">(20,854)<span /></td><td class="num">(75,394)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash Flows From Financing Activities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits', window );">Net increase in noninterest-bearing demand deposits</a></td><td class="nump">12,883<span /></td><td class="nump">7,877<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits', window );">Net increase in interest-bearing demand and savings deposits</a></td><td class="nump">31,804<span /></td><td class="nump">19,729<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInTimeDeposits', window );">Net (decrease) increase in time deposits</a></td><td class="num">(13,485)<span /></td><td class="nump">35,777<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInAccountsAndDraftsPayable', window );">Net increase in accounts and drafts payable</a></td><td class="nump">167,132<span /></td><td class="nump">124,694<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td><td class="num">(4,519)<span /></td><td class="num">(3,945)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DistributionOfStockAwardsNet', window );">Distribution of stock awards, net</a></td><td class="num">(249)<span /></td><td class="num">(251)<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other financing activities, net</a></td><td class="nump">114<span /></td><td class="nump">4<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td><td class="nump">193,680<span /></td><td class="nump">183,885<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase in cash and cash equivalents</a></td><td class="nump">195,854<span /></td><td class="nump">130,174<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td><td class="nump">138,929<span /></td><td class="nump">79,294<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td><td class="nump">334,783<span /></td><td class="nump">209,468<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental information:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Cash paid for interest</a></td><td class="nump">3,386<span /></td><td class="nump">3,568<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash paid for income taxes</a></td><td class="nump">$ 6,211<span /></td><td class="nump">$ 7,621<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_DistributionOfStockAwardsNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net impact to Treasury stock when shares are "traded in" for taxes due on restricted stock grants.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_DistributionOfStockAwardsNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInAccountsAndDraftsPayable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net change during the reporting period in the carrying amount of accounts and drafts payable.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_IncreaseDecreaseInAccountsAndDraftsPayable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net change during the reporting period in interest-bearing demand and savings deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_IncreaseDecreaseInInterestBearingDemandAndSavingsDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net change during the reporting period in noninterest-bearing demand deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_IncreaseDecreaseInNonInterestBearingDemandDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInPaymentsInExcessOfFunding"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net change during the reporting period in the carrying amount of payments in excess of funding.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_IncreaseDecreaseInPaymentsInExcessOfFunding</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of adjustments which are added to or deducted from net income or loss, including the portion attributable to noncontrolling interest, to reflect cash provided by or used in operating activities, in accordance with the indirect cash flow method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 1<br /><br /> -Article 5<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 7<br /><br /> -Footnote 1<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 8, 9<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 7, 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash Equivalents<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_DepreciationAmortizationAndAccretionNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.3)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Subparagraph h<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 3<br /><br /> -Article 7<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 29<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 27<br /><br /> -Subparagraph f<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPensionPlanObligations"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due to fund retirement benefits to employees, retired and disabled former employees.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInPensionPlanObligations</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInTimeDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net cash inflow (outflow) of time deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 13<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 230<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInTimeDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for interest during the period net of cash paid for interest that is capitalized.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 29<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 27<br /><br /> -Subparagraph e<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestPaidNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from financing activity for the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 26<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from investing activity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 26<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 25<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.22)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.18)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph A7<br /><br /> -Appendix A<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 10, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Other Comprehensive Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 87-21<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Net Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 19<br /><br /><br /><br />Reference 15: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28, 29, 30<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 16: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 20<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetIncomeLoss</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15, 16, 17<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow from the distribution of an entity's earnings in the form of dividends to common shareholders.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 15<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 20<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Financing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -Subparagraph (c)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph c<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Subsection III<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from other financing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 8<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 18, 19, 20<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Financing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Allowance expensed for the period based on estimated losses to be realized from loan transactions.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 11<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 5<br /><br /> -Paragraph 17<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.11)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ShareBasedCompensation</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Intangible Assets<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill and Intangible Assets Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 2 &#8211; Intangible Assets </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (&#8220;FASB&#8221;) Accounting Standards Codification (&#8220;ASC&#8221;) 350, &#8220;Goodwill and Other Intangible Assets,&#8221; which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives. 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 over seven years. Amortization of intangible assets amounted to $80,000 for both nine-month periods ended September 30, 2011 and 2010. Estimated annual amortization of intangibles is as follows: $107,000 in 2011 and 2012, $54,000 in 2013 and zero thereafter. </font></div></div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 20<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16265-109275<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 42, 43, 44, 45, 46, 47<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16373-109275<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 20<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13854-109267<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes<br /></strong></div></th><th class="th" colspan="1">9 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Tax Disclosure [Text Block]</a></td><td class="text"><div><div style="text-align:justify;" ><font style="font-family:times new roman;" >Note 11 &#8211; Income Taxes </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >As of September 30, 2011, the Company&#8217;s unrecognized tax benefits were approximately $2,090,000, of which $1,456,000 would, if recognized, affect the Company&#8217;s effective tax rate. As of December 31, 2010, the Company's unrecognized tax benefits were approximately $1,877,000, of which $1,465,000 would, if recognized, affect the Company's effective tax rate. During the next twelve months, the Company may realize a reduction of its unrecognized tax benefits of approximately $244,000 due to the lapse of federal and state statutes of limitations. </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company recognizes interest and penalties related to uncertain tax positions in income tax expense. The Company had $149,000 and $106,000 of gross interest accrued as of September 30, 2011 and December 31, 2010, respectively. There were no penalties for unrecognized tax benefits accrued at September 30, 2011 and December 31, 2010. </font></div><div>&#160;</div><div style="text-align:justify;" ><font style="font-family:times new roman;" >The Company is subject to income tax in the U.S. federal jurisdiction and numerous state jurisdictions. U.S. federal income tax returns for tax years 2007 through 2010 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2006 through 2010. </font></div><div>&#160;</div></div><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 109<br /><br /> -Paragraph 136, 172<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 109<br /><br /> -Paragraph 43, 44, 45, 46, 47, 48, 49<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 08<br /><br /> -Paragraph h<br /><br /> -Article 4<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 15<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0E6QAG"><tr><th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (USD $)<br />In Thousands</strong></div></th><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Dec. 31, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td><td class="nump">$ 13,781<span /></td><td class="nump">$ 12,277<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in other financial institutions</a></td><td class="nump">120,229<span /></td><td class="nump">67,299<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FederalFundsSoldAndOtherShortTermInvestments', window );">Federal funds sold and other short-term investments</a></td><td class="nump">200,773<span /></td><td class="nump">59,353<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments', window );">Cash and cash equivalents</a></td><td class="nump">334,783<span /></td><td class="nump">138,929<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td><td class="nump">274,572<span /></td><td class="nump">264,569<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td><td class="nump">692,385<span /></td><td class="nump">708,633<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td><td class="nump">13,010<span /></td><td class="nump">11,891<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net</a></td><td class="nump">679,375<span /></td><td class="nump">696,742<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td><td class="nump">9,907<span /></td><td class="nump">9,617<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Investment in bank-owned life insurance</a></td><td class="nump">14,241<span /></td><td class="nump">14,191<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_PaymentsInExcessOfFunding', window );">Payments in excess of funding</a></td><td class="nump">63,831<span /></td><td class="nump">33,609<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td><td class="nump">7,471<span /></td><td class="nump">7,471<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Other intangible assets, net</a></td><td class="nump">187<span /></td><td class="nump">268<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td><td class="nump">21,291<span /></td><td class="nump">22,639<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td><td class="nump">1,405,658<span /></td><td class="nump">1,188,035<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing</a></td><td class="nump">125,980<span /></td><td class="nump">113,097<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing</a></td><td class="nump">423,812<span /></td><td class="nump">405,493<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td><td class="nump">549,792<span /></td><td class="nump">518,590<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AccountsAndDraftsPayable', window );">Accounts and drafts payable</a></td><td class="nump">683,239<span /></td><td class="nump">516,107<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td><td class="nump">11,894<span /></td><td class="nump">11,244<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td><td class="nump">1,244,925<span /></td><td class="nump">1,045,941<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' Equity:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued</a></td><td class="nump">0<span /></td><td class="nump">0<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common Stock, par value $.50 per share; 20,000,000 shares authorized and 9,949,324 shares issued at September 30, 2011 and December 31, 2010</a></td><td class="nump">4,975<span /></td><td class="nump">4,975<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td><td class="nump">47,007<span /></td><td class="nump">46,653<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td><td class="nump">120,262<span /></td><td class="nump">107,263<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Common shares in treasury, at cost (533,767 shares at September 30, 2011 and 561,533 shares at December 31, 2010</a></td><td class="num">(12,995)<span /></td><td class="num">(13,549)<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td><td class="nump">1,484<span /></td><td class="num">(3,248)<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td><td class="nump">160,733<span /></td><td class="nump">142,094<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td><td class="nump">$ 1,405,658<span /></td><td class="nump">$ 1,188,035<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AccountsAndDraftsPayable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business and includes carrying value of amounts due on drafts payable on the balance sheet date.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_AccountsAndDraftsPayable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days. Also includes, other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_CashCashEquivalentsFederalFundsSoldAndOtherShortTermInvestments</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_FederalFundsSoldAndOtherShortTermInvestments"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, (4) yield maintenance dollar repurchase agreements, and (5) money market funds. Also includes, other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_FederalFundsSoldAndOtherShortTermInvestments</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_PaymentsInExcessOfFunding"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The normal cycle for payment of Transportation invoices to a carrier, on behalf of the company's customer, is: the customer provides the funds to the company prior to the payment of the invoice by the company to the carrier. Payments in excess of funding are generated when, according to a service agreement with a few selected carriers, the company pays the carrier prior to receipt of the funds from the customer. The company receives a fee from the carrier for making this accelerated payment.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>cass_PaymentsInExcessOfFunding</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>cass</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 14, 17, 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 31<br /><br /> -Article 5<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /> -Number 12<br /><br /> -Paragraph 10<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number FAS115-1/124-1<br /><br /> -Paragraph 15D<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 3<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 14<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 31<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.30(a)(1))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 7<br /><br /> -Section 03<br /><br /> -Paragraph 12<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /> -Section S99<br /><br /> -Name Accounting Standards Codification<br /><br /> -Publisher FASB<br /><br /> -Paragraph 1<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Concepts (CON)<br /><br /> -Number 6<br /><br /> -Paragraph 25<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 18<br /><br /> -Article 5<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.18)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Assets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AssetsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For an unclassified balance sheet, this item represents investments in debt and equity securities which are categorized neither as held-to-maturity nor trading.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 12<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number FAS115-1/124-1<br /><br /> -Paragraph 15E<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 133<br /><br /> -Paragraph 22<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number FAS115-1/124-1<br /><br /> -Paragraph 15D<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 13<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number FAS115-1/124-1<br /><br /> -Paragraph 15C<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 14<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 16<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 25<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.10)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 12<br /><br /> -Paragraph 9<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 12<br /><br /> -Subsection I<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 10<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash Equivalents<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 8, 9<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 6<br /><br /> -Paragraph 1, 2, 3, 7, 11<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 1, 2, 3<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndDueFromBanks</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 30<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.29)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommonStockValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 12<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 13<br /><br /> -Paragraph 37, 38, 39<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Deposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 45<br /><br /> -Subparagraph e<br /><br /> -Clause 1<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 43<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 141R<br /><br /> -Paragraph 68<br /><br /> -Subparagraph l<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 45<br /><br /> -Subparagraph e<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 141R<br /><br /> -Paragraph 34<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 20<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 20<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 141R<br /><br /> -Paragraph 72<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Goodwill</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 42, 45<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph ((a)(1),(b))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 12<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section 45<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 6<br /><br /> -Paragraph 4, 11<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 2<br /><br /> -Article 9<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.19-26)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Liabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LiabilitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 32<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.32)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 7<br /><br /> -Section 03<br /><br /> -Paragraph 25<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 8<br /><br /> -Subparagraph a(ii)<br /><br /> -Subsection I<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /> -Number Topic 6<br /><br /> -Section L<br /><br /> -Subsection 1<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 114<br /><br /> -Paragraph 20<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.7(d))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 03<br /><br /> -Paragraph 7<br /><br /> -Subparagraph d<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 5<br /><br /> -Paragraph 8, 9<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (b)(1)(ii)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, after deducting deferred income, but before deducting the allowance for losses on loans and leases.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 13<br /><br /> -Subparagraph e<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 8<br /><br /> -Paragraph 116<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 8<br /><br /> -Subparagraph e<br /><br /> -Subsection I<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 13<br /><br /> -Subparagraph e<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.7)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 12<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 17<br /><br /> -Article 5<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 7<br /><br /> -Section 03<br /><br /> -Paragraph 10<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.17)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br 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The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.29-31)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph A3<br /><br /> -Appendix A<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 29, 30, 31<br /><br /> -Article 5<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /> -Number Topic 4<br /><br /> -Section E<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SAB TOPIC 4.E)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_StockholdersEquity</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. 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    <Log type="Info">Process Flow-Through: 04 - Statement - CONSOLIDATED STATEMENTS OF INCOME</Log>
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end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
