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Industry Segment Information
9 Months Ended
Sep. 30, 2011
Segment Reporting [Abstract] 
Segment Reporting Disclosure [Text Block]
Note 6 – Industry Segment Information
 
The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements.
 
The Information Services segment provides freight, utility and telecommunication invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately-held businesses and churches.
 
The Company’s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company’s Annual Report on Form 10-K for the year ended December 31, 2010. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.
 
All revenue originates from and all long-lived assets are located within North America, and no revenue from any customer of any segment exceeds 10% of the Company’s consolidated revenue.
 
Assets represent actual assets owned by Information Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank’s loan-to-deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.

Summarized information about the Company’s operations in each industry segment is as follows:
 
             Corporate,   
  Information      Banking      Eliminations        
(In thousands) Services Services and other Total
Three Months Ended September 30, 2011             
       Total Net Revenues:
             
              Revenue from customers $      21,414 $      5,917 $          —  $      27,331
              Intersegment revenue  2,539  466  (3,005)  —
       Net income
  3,968  2,092  —   6,060
       Goodwill
  7,335  136  —   7,471
       Other intangible assets, net
  187  —  —   187
       Total assets
  794,998  623,706  (13,046)  1,405,658
Three Months Ended September 30, 2010             
       Total Net Revenues:
             
              Revenue from customers $19,034 $5,657 $—  $24,691
              Intersegment revenue  2,326  416  (2,742)  —
       Net income
  3,776  1,804  —   5,580
       Goodwill
  7,335  136  —   7,471
       Other intangible assets, net
  295  —  —   295
       Total assets
  664,112  564,554  (11,237)  1,217,429
Nine Months Ended September 30, 2011             
       Total Net Revenues:
             
              Revenue from customers $61,950 $18,064 $—  $80,014
              Intersegment revenue  7,638  1,407  (9,045)  —
       Net income
  11,230  6,288  —   17,518
       Goodwill
  7,335  136  —   7,471
       Other intangible assets, net
  187  —  —   187
       Total assets
  794,998  623,706  (13,046)  1,405,658
Nine Months Ended September 30, 2010             
       Total Net Revenues:
             
              Revenue from customers $54,813 $16,405 $—  $71,218
              Intersegment revenue  6,585  1,209  (7,794)  —
       Net income
  10,033  5,196  —   15,229
       Goodwill
  7,335  136  —   7,471
       Other intangible assets, net
  295  —  —   295
       Total assets
  664,112  564,554  (11,237)  1,217,429