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Interest-Bearing Deposits
12 Months Ended
Dec. 31, 2011
Interest Bearing Deposits [Abstract]  
Deposit Liabilities Disclosures [Text Block]

Note 7
Interest-Bearing Deposits

Interest-bearing deposits consist of the following:

December 31,
(In thousands) 2011 2010
NOW and money market deposit accounts $ 257,294 $ 215,927
Savings deposits 28,037 32,447
Time deposits:
       Less than $100 13,167 20,950
       $100 or more     117,914   136,169
Total       $      416,412       $      405,493
 

Interest on deposits consists of the following:

December 31,
(In thousands) 2011 2010 2009
NOW and money market deposit accounts $ 2,162 $ 2,082 $ 1,797
Savings deposits 225 321 335
Time deposits:
       Less than $100 1,297 1,658 1,729
       $100 or more   690   814   1,063
Total       $      4,374       $      4,875       $      4,924
 
The scheduled maturities of time deposits are summarized as follows:
 
December 31,
2011 2010
Percent Percent
(In thousands) Amount of Total Amount of Total
Due within:
       One year $ 119,394 91.1 % $ 134,217 85.4 %
       Two years 7,362 5.6 % 19,442 12.4 %
       Three years     1,735   1.3 %   914 0.6 %
       Four years 2,332 1.8 % 447 0.3 %
       Five years 258 .2 % 2,099   1.3 %
Total       $      131,081       100.0 %       $      157,119       100.0 %