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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Fee Revenue and Other Income:      
Information services payment and processing revenue $ 60,688 $ 54,183 $ 48,665
Bank service fees 1,354 1,410 1,324
Gains on sales of securities 43   697
Other 739 553 552
Total fee revenue and other income 62,824 56,146 51,238
Interest Income:      
Interest and fees on loans 39,515 39,785 36,003
Interest and dividends on securities:      
Taxable 41 43 58
Exempt from federal income taxes 9,993 8,704 7,553
Interest on federal funds sold and other short-term investments 686 514 170
Total interest income 50,235 49,046 43,784
Interest Expense:      
Interest on deposits 4,374 4,875 4,924
Interest on short-term borrowings 0 0 23
Interest on subordinated convertible debentures 0 0 106
Total interest expense 4,374 4,875 5,053
Net interest income 45,861 44,171 38,731
Provisions for loan losses 2,150 4,100 2,050
Net interest income after provision for loan losses 43,711 40,071 36,681
Total net revenue 106,535 96,217 87,919
Operating Expense:      
Salaries and employee benefits 56,573 51,368 50,614
Occupancy 2,318 2,485 2,396
Equipment 3,525 3,561 3,348
Amortization of intangible assets 107 107 222
Other operating 12,506 10,763 9,805
Total operating expense 75,029 68,284 66,385
Income before income tax expense 31,506 27,933 21,534
Income tax expense 8,497 7,623 5,405
Net income $ 23,009 $ 20,310 $ 16,129
Basic Earnings Per Share (in dollars per share) $ 2.23 $ 1.98 $ 1.60
Diluted Earnings Per Share (in dollars per share) $ 2.21 $ 1.95 $ 1.57