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Industry Segment Information
 3 Months Ended
Mar. 31, 2012
Segment Reporting [Abstract]  
Segment Reporting Disclosure [Text Block]

Note 5 – Industry Segment Information

The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements.

The Information Services segment provides freight, utility, telecommunication and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately-held businesses and churches.

The Company’s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company’s Annual Report on Form 10-K for the year ended December 31, 2011. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.

Substantially all revenue originates from and all long-lived assets are located within North America, and no revenue from any customer of any segment exceeds 10% of the Company’s consolidated revenue.

Assets represent actual assets owned by Information Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank’s loan-to-deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.

Summarized information about the Company’s operations in each industry segment is as follows:

Corporate,
Information Banking Eliminations
(In thousands)       Services       Services       and Other       Total
Quarter Ended March 31, 2012
       Total Revenues:
              Revenue from customers $        22,548 $        5,886 $        — $        28,434
              Intersegment income (expense) 2,540 428 (2,968 ) —
       Net income 5,734 2,031 (1,857 ) 5,908
       Goodwill 11,454 136 — 11,590
       Other intangible assets, net 3,699 — — 3,699
       Total assets 693,352 590,458 (10,296 ) 1,273,514
Quarter Ended March 31, 2011
       Total Revenues:    
              Revenue from customers $ 19,846 $ 6,234 $ — $ 26,080
              Intersegment income (expense) 2,626   457   (3,083 ) —
       Net income 3,552 2,167 —     5,719
       Goodwill     7,335   136 — 7,471
       Other intangible assets, net 241 — — 241
       Total assets 615,586 591,457 (7,023 ) 1,200,020