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Loans by Type (Tables)
9 Months Ended
Sep. 30, 2012
Loans By Type Disclosure [Abstract]  
Schedule Of Loan Categories [Table Text Block]

A summary of loan categories is as follows:

September 30,       December 31,
(In thousands) 2012 2011
Commercial and industrial $       158,050 $       136,916
Real estate
       Commercial:
                     Mortgage 138,088 140,848
                     Construction 10,133 9,067
       Church, church-related:
                     Mortgage 360,013 347,726
                     Construction 14,748 36,497
Other 142 511
              Total loans $ 681,174 $ 671,565
Schedule of Debt [Table Text Block]

The following table presents the aging of loans by loan categories at September 30, 2012 and December 31, 2011:

Performing Nonperforming      
90 Days
30-59 60-89 and Non Total
(In thousands) Current       Days       Days       Over       Accrual       Loans
September 30, 2012
Commercial and industrial $       158,009 $       $       $       $       41 $       158,050
Real estate
       Commercial:
              Mortgage 133,417 19 4,652 138,088
              Construction 10,133 10,133
       Church, church-related:
              Mortgage 358,629 1,184 200 360,013
              Construction 14,748 14,748
Other 142 142
Total $ 675,078 $ 1,203 $ $ $ 4,893 $ 681,174
December 31, 2011
Commercial and industrial $ 136,850 $ $ 10 $ $ 56 $ 136,916
Real estate
       Commercial:
              Mortgage 139,249 137 29 1,433 140,848
              Construction 9,067 9,067
       Church, church-related:
              Mortgage 347,506 220 347,726
              Construction 36,497 36,497
Other 511 511
Total $ 669,680 $ 137 $ 10 $ 29 $ 1,709 $ 671,565
Schedule Of Credit Exposure Of Loan Portfolio By Internally Assigned Credit Grade [Table Text Block]

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of September 30, 2012 and December 31, 2011:

Loans Performing Nonperforming
Subject to Loans Subject to Loans Subject to
Normal Special Special Total
(In thousands) Monitoring1       Monitoring2       Monitoring2       Loans
September 30, 2012
Commercial and industrial $       153,816 $       4,193 $       41 $       158,050
Real estate
       Commercial:
              Mortgage 126,473 6,963 4,652 138,088
              Construction 10,133 10,133
       Church, church-related:
              Mortgage 357,594 2,219 200 360,013
              Construction 14,748 14,748
Other 142 142
Total $ 662,906 $ 13,375 $ 4,893 $ 681,174
December 31, 2011
Commercial and industrial $ 132,475 $ 4,385 $ 56 $ 136,916
Real estate
       Commercial:
              Mortgage 125,850 13,536 1,462 140,848
              Construction 9,067 9,067
       Church, church-related:
              Mortgage 336,727 10,779 220 347,726
              Construction 36,497 36,497
Other 511 511
Total $ 641,127   $ 28,700   $ 1,738   $ 671,565
1       

Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation. 

2  

Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

Impaired Financing Receivables [Table Text Block]

The following table presents the recorded investment and unpaid principal balance for impaired loans at September 30, 2012 and December 31, 2011:

Unpaid Related
Recorded Principal Allowance for
(In thousands) Investment       Balance       Loan Losses
September 30, 2012
Commercial and industrial:
              Nonaccrual $       41 $       41 $       21
              Troubled debt restructurings still accruing
Real estate
       Commercial – Mortgage:
              Nonaccrual 4,652 4,652 465
              Past due 90 days or more and still accruing
              Troubled debt restructurings still accruing
       Church – Mortgage:
              Nonaccrual 200 200 115
Total impaired loans $ 4,893 $ 4,893 $ 601
December 31, 2011
Commercial and industrial:
              Nonaccrual $ 56 $ 56 $ 28
              Troubled debt restructurings still accruing 83 83 8
Real estate
       Commercial – Mortgage:
              Nonaccrual 1,433 1,433 149
              Past due 90 days or more and still accruing 29 29
              Troubled debt restructurings still accruing 4,396 4,396 766
       Church – Mortgage:
              Nonaccrual 220 220 115
Total impaired loans $ 6,217 $ 6,217 $ 1,066
Allowance for Credit Losses on Financing Receivables [Table Text Block]

A summary of the activity in the allowance for loan losses from December 31, 2011 to September 30, 2012 is as follows:

December 31, Charge- September 30,
(In thousands) 2011       Offs       Recoveries       Provision       2012
Commercial and industrial $       2,594 $       $       109 $       (126 ) $       2,577
Real estate
       Commercial:
              Mortgage 4,776 1,542 1,076 4,310
              Construction 167 39 206
       Church, church-related:
              Mortgage 4,797 107 4,904
              Construction 616 (294 ) 322
Other 4 (2 ) 2
Total $ 12,954 $ 1,542 $ 109 $ 800 $ 12,321