<SEC-DOCUMENT>0001206774-14-000828.txt : 20140311
<SEC-HEADER>0001206774-14-000828.hdr.sgml : 20140311
<ACCEPTANCE-DATETIME>20140311112955
ACCESSION NUMBER:		0001206774-14-000828
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20131231
FILED AS OF DATE:		20140311
DATE AS OF CHANGE:		20140311

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CASS INFORMATION SYSTEMS INC
		CENTRAL INDEX KEY:			0000708781
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				431265338
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20827
		FILM NUMBER:		14683227

	BUSINESS ADDRESS:	
		STREET 1:		12444 POWERSCOURT DRIVE
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63131
		BUSINESS PHONE:		314-506-5500

	MAIL ADDRESS:	
		STREET 1:		12444 POWERSCOURT DRIVE
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63131

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CASS COMMERCIAL CORP
		DATE OF NAME CHANGE:	19950518
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>cass_10k.htm
<DESCRIPTION>ANNUAL REPORT
<TEXT>

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<P align=center><B><FONT face="Times New Roman" size=2>UNITED
STATES<BR></FONT></B><B><FONT face="Times New Roman" size=2>SECURITIES AND
EXCHANGE COMMISSION<BR>Washington, D.C. 20549 </FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>FORM 10-K </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="VERTICAL-ALIGN: bottom">
    <TD style="TEXT-ALIGN: center" noWrap width="4%"><FONT face="Times New Roman" size=2>(Mark One)</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="4%"><FONT face=Wingdings size=2>x</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>ANNUAL REPORT PURSUANT TO SECTION 13 OR
      15(d) OF THE SECURITIES</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="4%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>EXCHANGE ACT OF 1934</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=right width="4%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>For the fiscal year ended December 31,
      2013</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%">&nbsp;</TD></TR>
  <TR>
    <TD noWrap align=right width="4%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="4%"><FONT face=Wingdings size=2>&#168;</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>TRANSITION REPORT PURSUANT TO SECTION 13 OR
      15(d) OF THE</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="4%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>SECURITIES EXCHANGE ACT OF 1934</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="4%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="91%"><FONT face="Times New Roman" size=2>For the transition period from
      __________</FONT>&nbsp;<FONT face="Times New Roman" size=2>to
      __________</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>
<P align=center><FONT face="Times New Roman" size=2>Commission file number
000-20827</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" width="99%" colSpan=4><B><FONT face="Times New Roman">CASS INFORMATION SYSTEMS,
      INC.</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" width="99%" colSpan=4><FONT face="Times New Roman" size=2>(Exact name of registrant as specified in
      its charter)</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="49%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Missouri</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="50%" colSpan=2><FONT face="Times New Roman" size=2>43-1265338&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="54%" colSpan=2><FONT face="Times New Roman" size=2>(State or other jurisdiction of incorporation or
      organization)</FONT></TD>
    <TD noWrap align=right width="45%"><FONT face="Times New Roman" size=2>(I.R.S. Employer Identification No.)</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="39%"><FONT face="Times New Roman" size=2>12444 Powerscourt Drive,
      Suite 550, St. Louis, Missouri</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="15%"><FONT face="Times New Roman" size=2>63131</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="42%"><FONT face="Times New Roman" size=2>(314)
      506-5500&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>(Address of principal executive offices)</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%"><FONT face="Times New Roman" size=2>(Zip Code)</FONT></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=right width="42%"><FONT face="Times New Roman" size=2>(Telephone Number, incl. area
      code)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Securities registered pursuant to Section 12(b) of the
    Act:</FONT></TD>
    <TD noWrap align=left width="50%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      <U>Title of each Class</U></FONT></TD>
    <TD noWrap align=right width="50%"><U><FONT face="Times New Roman" size=2>Name of each exchange on which registered</FONT></U></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Common Stock, par value $.50</FONT></TD>
    <TD noWrap align=right width="50%"><FONT face="Times New Roman" size=2>The
      Nasdaq Global Select Market&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </FONT></TD></TR>
  <TR>
    <TD width="100%" colSpan=2>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Securities registered pursuant to Section 12(g) of the
    Act:</FONT></TD>
    <TD noWrap align=left width="50%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      <U>Title of each Class</U></FONT></TD>
    <TD noWrap align=left width="50%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;None</FONT></TD>
    <TD noWrap align=left width="50%"></TD></TR>                                                <TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
</TABLE><BR>
<DIV align=justify><FONT face="Times New Roman" size=2>Indicate by check mark if
the registrant is a well-known seasoned issuer, as defined in Rule 405 of the
Securities Act.</FONT></DIV>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="95%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Yes&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>&#168;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>No&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>x</FONT></TD></TR></TABLE><BR>
<DIV align=justify><FONT face="Times New Roman" size=2>Indicate by check mark if
the registrant is not required to file reports pursuant to Section 13 or Section
15(d) of the Act.</FONT></DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="95%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Yes&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>&#168;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>No&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>x</FONT></TD></TR></TABLE><BR>
<DIV align=justify><FONT face="Times New Roman" size=2>Indicate by check mark
whether the registrant (1) has filed all reports required to be filed by Section
13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12
months (or for such shorter period that the registrant was required to file such
reports), and (2) has been subject to such filing requirements for the past 90
days.</FONT></DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="95%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Yes&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>x</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>No&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>o</FONT></TD></TR></TABLE><BR>
<DIV align=justify><FONT face="Times New Roman">
</FONT><FONT face="Times New Roman" size=2>Indicate by check mark whether the
registrant has submitted electronically and posted on its corporate Web site, if
any, every Interactive Data File required to be submitted and posted pursuant to
Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12
months (or for such shorter period that the registrant was required to submit
and post such files).</FONT></DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="95%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Yes&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>x</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>No&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>o</FONT></TD></TR></TABLE>
<P align=justify><FONT face="Times New Roman" size=2>Indicate by check mark if
disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (&#167;229.405
of this chapter) is not contained herein, and will not be contained, to the best
of registrant&#146;s knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K.</FONT><FONT face="Times New Roman" size=2> <FONT face=Wingdings>x</FONT></FONT><FONT face="Times New Roman" size=2></FONT><FONT face="Times New Roman" size=2></FONT></P>
<DIV align=justify><FONT face="Times New Roman" size=2>Indicate by check mark
whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer, or a smaller reporting company. See definitions of &#147;large
accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule
12b-2 of the Exchange Act.</FONT></DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD noWrap width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Large accelerated
      filer:&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD noWrap width="22%"><FONT face=Wingdings size=2>o</FONT></TD>
    <TD noWrap width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Accelerated
      filer:&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD noWrap width="23%"><FONT face=Wingdings size=2>x</FONT></TD>
    <TD noWrap align=left width="1%">
      <P align=left><FONT face="Times New Roman" size=2>Non-accelerated
      filer:&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD noWrap width="22%"><FONT face=Wingdings size=2>o</FONT></TD>
    <TD noWrap width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Smaller reporting
      company:&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD noWrap width="28%"><FONT face=Wingdings size=2>o</FONT></TD></TR></TABLE><BR>
<DIV align=justify><FONT face="Times New Roman" size=2>Indicate by check mark
whether the registrant is a shell company </FONT><FONT face="Times New Roman" size=2>(as defined in Rule 12b-2 of the Exchange Act)</FONT><FONT face="Times New Roman" size=2>.</FONT></DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="95%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>Yes&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>o</FONT></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%">
      <P align=justify><FONT face="Times New Roman" size=2>No&nbsp;&nbsp;&nbsp;</FONT></P></TD>
    <TD width="1%"><FONT face=Wingdings size=2>x</FONT></TD></TR></TABLE>
<P align=justify><FONT face="Times New Roman" size=2>The aggregate
market value of the common stock held by non-affiliates of the Registrant was
approximately $530,000,000 based on the closing price of the common stock of
$46.10 on June 28, 2013, as reported by The Nasdaq Global Select Market. As of
March 7, 2014, the Registrant had 11,529,461 shares outstanding of common stock.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2><B>DOCUMENTS INCORPORATED BY
REFERENCE</B> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Certain information
required for Part III of this report is incorporated by reference from the
Registrant&#146;s Proxy Statement for the 2014 Annual Meeting of Shareholders.
</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS,
INC.<BR>FORM 10-K ANNUAL REPORT<BR></FONT></B><B><FONT face="Times New Roman" size=2>TABLE OF CONTENTS </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><U><FONT face="Times New Roman" size=2>PART I.</FONT></U></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=left width="97%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="97%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 1.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>BUSINESS</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      1A.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>RISK
      FACTORS</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>8</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 1B.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>UNRESOLVED STAFF COMMENTS</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      2.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>PROPERTIES</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>12</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 3.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>LEGAL PROCEEDINGS</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      4.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>MINE SAFETY
      DISCLOSURES</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>12</FONT></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><U><FONT face="Times New Roman" size=2>PART II.</FONT></U></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 5.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>MARKET FOR REGISTRANT&#146;S COMMON EQUITY, RELATED STOCKHOLDER MATTERS
      AND ISSUER PURCHASES OF EQUITY SECURITIES</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      6.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>SELECTED
      FINANCIAL DATA</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>14</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 7.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
      RESULTS OF OPERATIONS</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      7A.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
RISK</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>27</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 8.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>29</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      9.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>CHANGES IN
      AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL
      DISCLOSURE</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>57</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 9A.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>CONTROLS AND PROCEDURES</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>57</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      9B.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>OTHER
      INFORMATION</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>59</FONT></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><U><FONT face="Times New Roman" size=2>PART III.</FONT></U></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 10.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>59</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      11.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>EXECUTIVE
      COMPENSATION</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>59</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD  vAlign=top noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 12.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
      RELATED STOCKHOLDER MATTERS</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>59</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>Item
      13.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>CERTAIN
      RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR
INDEPENDENCE</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>60</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 14.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>PRINCIPAL ACCOUNTANT FEES AND SERVICES</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60</FONT></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%">&nbsp; </TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><U><FONT face="Times New Roman" size=2>PART IV.</FONT></U></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%">&nbsp; </TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Item 15.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD align=left width="97%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>EXHIBITS AND FINANCIAL STATEMENT SCHEDULES</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=left width="97%"><FONT face="Times New Roman" size=2>SIGNATURES</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>62</FONT></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Forward-looking
Statements - Factors That May Affect Future Results </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>This report may contain or
incorporate by reference forward-looking statements made pursuant to the safe
harbor provisions of Section 27A of the Securities Act of 1933, as amended, and
Section 21E of the Securities Exchange Act of 1934, as amended. Although we
believe that, in making any such statements, our expectations are based on
reasonable assumptions, forward-looking statements are not guarantees of future
performance and involve risks, uncertainties, and other factors beyond our
control, which may cause future performance to be materially different from
expected performance summarized in the forward-looking statements. These risks,
uncertainties and other factors are discussed in the section Part I, Item 1A,
&#147;Risk Factors.&#148; We undertake no obligation to publicly update or revise any
forward-looking statements to reflect changed assumptions, the occurrence of
anticipated or unanticipated events, or changes to future results over time.
</FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2></FONT></B><B><U><FONT face="Times New Roman" size=2>PART I.</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 1.
</FONT></B><B><U><FONT face="Times New Roman" size=2>BUSINESS</FONT></U></B><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Description of Business
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass Information Systems,
Inc. (&#147;Cass&#148; or the &#147;Company&#148;) is a leading provider of payment and information
processing services to large manufacturing, distribution and retail enterprises
across the United States. The Company provides transportation invoice rating,
payment processing, auditing, accounting and transportation information to many
of the nation&#146;s largest companies. It is also a processor and payer of energy
invoices, including electricity, gas, waste, and other facility related
expenses. Additionally, Cass competes in the telecommunications expense
management market which includes bill processing, audit and payment services for
telephone, data line, cellular and communication equipment expense. The Company,
through its wholly owned bank subsidiary, Cass Commercial Bank (the &#147;Bank&#148;),
also provides commercial banking services. The Bank&#146;s primary focus is to
support the Company&#146;s payment operations and provide banking services to its
target markets, which include privately-owned businesses and churches and
church-related ministries. Services include commercial and commercial real
estate loans, checking, savings and time deposit accounts and other cash
management services. Other operating locations are in Bridgeton, Missouri,
Columbus, Ohio, Boston, Massachusetts, Greenville, South Carolina, Wellington,
Kansas, Jacksonville, Florida, and Breda, Netherlands. The Bank operates four
branches in the St. Louis metropolitan area and one loan production office in
southern California. The Company&#146;s headquarters and the Bank&#146;s headquarters are
located in St. Louis County, Missouri. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Company Strategy and
Core Competencies </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass is an information
services company with a primary focus on processing payables and
payables-related transactions for large corporations located in the United
States. Cass possesses four core competencies that encompass most of its
processing services. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Data
acquisition</FONT></I><FONT face="Times New Roman" size=2> &#150; This refers to the
gathering of data elements from diverse, heterogeneous sources and the building
of complete databases for our customers. Data is the raw material of the
information economy. Cass gathers vital data from complex and diverse input
documents, electronic media, proprietary databases and data feeds, including
data acquired from vendor invoices as well as customer procurement and sales
systems. Through its numerous methods of obtaining streams and pieces of raw
data, Cass is able to assemble vital data into centralized data management
systems and warehouses, thus producing an engine to create the power of
information for managing critical corporate functions and processing
systems.</FONT><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Data
management</FONT></I><FONT face="Times New Roman" size=2> &#150; Once data is
assembled, Cass is able to utilize the power from derived information to produce
significant savings and benefits for its clients. This information is integrated
into customers&#146; unique financial and accounting systems, eliminating the need
for internal accounting processing and providing internal and external support
for these critical systems. Information is also used to produce management and
exception reporting for operational control, feedback, planning assistance and
performance measurement. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Business
Intelligence</FONT></I><FONT face="Times New Roman" size=2> &#150; Receiving
information in the right place at the right time and in the required format is
paramount for business survival. Cass&#146; information delivery solutions provide
reports, digital images, data files and retrieval capabilities through the
Internet or directly into customer internal systems. Cass&#146; proprietary Internet
management delivery system is the foundation for driving these critical
functions. Transaction, operational, control, status and processing exception
information are all delivered through this system creating an efficient,
accessible and highly reliable asset for Cass customers. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Financial
exchange</FONT></I><FONT face="Times New Roman" size=2> &#150; Since Cass is unique
among its competition in that it owns a commercial bank, it is also able to
manage the movement of funds from its customers to their suppliers. This is a
distinguishing factor, which clearly requires the processing capability,
operating systems and financial integrity of a banking organization. Cass
provides immediate, accurate, controlled and protected funds management and
transfer system capabilities for all of its customers. Old and costly check
processing and delivery mechanisms are replaced with more efficient electronic
cash management and funds transfer systems.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass&#146; core competencies
allow it to perform the highest volumes of transaction processing in an
integrated, efficient and systematic approach. Not only is Cass able to process
the transaction, it is also able to collect the data defining the transaction
and effect the financial payment governing its terms.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass&#146; shared business
processes &#150; accounting, human resources and technology &#150; support its core
competencies. Cass&#146; accounting function provides the internal control systems to
ensure the highest levels of accountability and protection for customers. Cass&#146;
human resources department provides experienced people dedicated to streamlining
business procedures and reducing expenses. Cass&#146; technology is proven and
reliable. The need to safeguard data and secure the efficiency, speed and
timeliness that govern its business is a priority within the organization. The
ability to leverage technology over its strategic units allows Cass the
advantage of deploying technology in a proven and reliable manner without
hindering clients&#146; strategic business and system requirements. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>1 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>These core competencies,
enhanced through shared business processes, drive Cass&#146; strategic business
units. Building upon these foundations, Cass continues to explore new business
opportunities that leverage these competencies and processes.</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Marketing, Customers and
Competition </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company, through its
Transportation Information Services business unit, is one of the largest firms
in the transportation bill processing and payment industry in the United States
based on the total dollars of transportation bills paid and items processed.
Competition consists of a few primary competitors and numerous small
transportation bill audit firms located throughout the United States. While
offering transportation payment services, few of these audit firms compete on a
national basis. These competitors compete mainly on price, functionality and
service levels. The Company, through its Expense Management business unit, also
competes with other companies, located throughout the United States, that pay
energy and waste bills and provide management reporting. Available data
indicates that the Company is one of the largest providers of energy information
processing and payment services. Cass is unique among these competitors in that
it is not exclusively affiliated with any one energy service provider (&#147;ESP&#148;).
The ESPs market the Company&#146;s services adding value with their unique auditing,
consulting and technological capabilities. Many of Cass&#146; services are customized
for the ESPs, providing a full-featured solution without any development costs
to the ESP. Also the Company, through its Telecom Information Services business
unit, is a leader in the growing telecom expense management market, and competes
with other companies located throughout the United States in this
market.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Bank is organized as a
Missouri trust company with banking powers and was founded in 1906. The Company
is classified as a bank holding corporation due to its ownership of a
federally-insured commercial bank and was originally organized in 1982 as Cass
Commercial Corporation under the laws of Missouri. Approval by the Board of
Governors of the Federal Reserve System was received in February 1983. The
Company changed its name to Cass Information Systems, Inc. in January 2001. In
December 2011, the Federal Reserve Bank (&#147;FRB&#148;) of St. Louis approved the
election of Cass Information Systems, Inc. to become a financial holding
company. As a financial holding company, Cass may engage in activities that are
financial in nature or incidental to a financial activity. The Bank encounters
competition from numerous banks and financial institutions located throughout
the St. Louis, Missouri metropolitan area and other areas in which the Bank
competes. The Bank&#146;s principal competitors, however, are large bank holding
companies that are able to offer a wide range of banking and related services
through extensive branch networks. The Bank targets its services to privately
held businesses located in the St. Louis, Missouri area and church and
church-related institutions located in St. Louis, Missouri, Orange County,
California and other selected cities located throughout the United
States.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company holds several
trademarks for the payment and rating services it provides. These include:
FreightPay&#174;, Transdata&#174;, TransInq&#174;, Ratemaker&#174;, Rate Advice&#174;, First Rate&#174;, Best
Rate&#174;, Rate Exchange&#174;, CassPort&#174; and Expense$mart&#174;. The Company and its
subsidiaries are not dependent on any one customer for a significant portion of
their businesses. The Company and its subsidiaries have a varied client base
with no individual client exceeding 10% of total revenue.</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Employees
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and its
subsidiaries had 777 full-time and 310 part-time employees as of March 7, 2014.
Of these employees, the Bank had 54 full-time and no part-time employees.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Supervision and
Regulation</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and its bank
subsidiary are extensively regulated under federal and state law. These laws and
regulations are intended to primarily protect depositors, not shareholders. The
Bank is subject to regulation and supervision by the Missouri Division of
Finance, the FRB and the Federal Deposit Insurance Corporation (the &#147;FDIC&#148;). The
Company is a financial holding company within the meaning of the Bank Holding
Company Act of 1956, as amended (the &#147;BHC Act&#148;), and as such, it is subject to
regulation, supervision and examination by the FRB. Significant elements of the
laws and regulations applicable to the Company and the Bank are described below.
The description is qualified in its entirety by reference to the full text of
the statutes, regulations and policies that are described. Also, such statutes,
regulations and policies are continually under review by Congress and state
legislatures and federal and state regulatory agencies. A change in statutes,
regulations or regulatory policies applicable to the Company and its
subsidiaries could have a material effect on the business, financial condition
and results of operations of the Company. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Bank Holding Company
Activities</FONT></I><FONT face="Times New Roman" size=2> &#150; In general, the BHC
Act limits the business of bank holding companies to banking, managing or
controlling banks and other related activities. In addition, bank holding
companies that qualify and elect to be financial holding companies such as the
Company, may engage in any activity, or acquire and retain the shares of a
company engaged in any activity, that is either (i) financial in nature or
incidental to such financial activity complementary to a financial activity and
does not pose a substantial risk to the safety and soundness of depository
institutions or the financial system generally. Such permitted activities
include securities underwriting and dealing, insurance underwriting and making
merchant banking investments. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>2 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>To maintain financial
holding company status, a financial holding company and all of its depository
institution subsidiaries must be &#147;well capitalized&#148; and &#147;well managed.&#148; A
depository institution subsidiary is considered to be &#147;well capitalized&#148; if it
satisfies the requirements for this status discussed in the section &#147;Prompt
Corrective Action&#148; below. A depository institution subsidiary is considered
&#147;well managed&#148; if it received a composite rating and management rating of at
least &#147;satisfactory&#148; in its most recent examination. A financial holding
company&#146;s status will also depend upon it maintaining its status as &#147;well
capitalized&#148; and &#147;well managed&#146; under applicable FRB regulations. If a financial
holding company ceases to meet these capital and management requirements, the
FRB may impose limitations or conditions on the conduct of its activities during
the non-compliance period, and the company may not commence any of the broader
financial activities permissible for financial holding companies or acquire a
company engaged in such financial activities without prior approval of the FRB.
If the company does not return to compliance within 180 days, the FRB may
require divestiture of the holding company&#146;s depository institutions.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In order for a financial
holding company to commence any new activity permitted by the BHC Act or to
acquire a company engaged in any new activity permitted by the BHC Act, each
insured depository institution subsidiary of the financial holding company must
have received a rating of at least &#147;satisfactory&#148; in its most recent examination
under the Community Reinvestment Act. See &#147;Community Reinvestment Act&#148; below.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The FRB has the power to
order any bank holding company or its subsidiaries to terminate any activity or
to terminate its ownership or control of any subsidiary when the FRB has
reasonable grounds to believe that continuation of such activity or such
ownership or control constitutes a serious risk to the financial soundness,
safety or stability of any bank subsidiary of the bank holding company.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The BHC Act, the Bank
Merger Act, and other federal and state statutes regulate acquisitions of banks
and banking companies. The BHC Act requires the prior approval of the FRB for
the direct or indirect acquisition by the Company of more than 5% of the voting
shares or substantially all of the assets of a bank or bank holding company.
Under the Bank Merger Act, the prior approval of the FRB or other appropriate
bank regulatory authority is required for the Bank to merge with another bank or
purchase the assets or assume the deposits of another bank. In reviewing
acquisition applications, the bank regulatory authorities will consider, among
other things, the competitive effect and public benefits of the transactions,
the capital position of the combined organization, the risks to the stability of
the U.S. banking or financial system, the applicant&#146;s performance record under
the Community Reinvestment Act and fair housing laws. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>The Dodd-Frank
Act</FONT></I><FONT face="Times New Roman" size=2> &#150; The Dodd-Frank Wall Street
Reform and Consumer Protection Act (the &#147;Dodd-Frank Act&#148;), enacted in July 2010,
significantly restructured the financial regulatory environment in the United
States, affecting all bank holding companies and banks, including the Company
and the Bank, some of which are described in more detail below. The scope and
impact of many of the Dodd-Frank Act&#146;s provisions will be determined over time
as regulations are issued and become effective. As a result, we cannot predict
the ultimate impact of the Dodd-Frank Act on the Company or the Bank at this
time, including the extent to which it could increase costs or restrict their
ability to pursue business opportunities, or otherwise adversely affect the
Company&#146;s business, financial condition and results of operations. However, at a
minimum, the Company expects that the regulations enacted under the Dodd-Frank
Act will increase operating and compliance costs. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Dividends</FONT></I><FONT face="Times New Roman" size=2> &#150;Both the
Company and the Bank are subject to various regulations that restrict their
ability to pay dividends and the amount of dividends that they may pay. Under
the Federal Deposit Insurance Corporation Improvement Act of 1991 (&#147;FDICIA&#148;), a
depository institution, such as the Bank, may not pay dividends if payment would
cause it to become undercapitalized or if it is already undercapitalized. The
payment of dividends by the Company and the Bank may also be affected or limited
by other factors, such as the requirement to maintain adequate capital and,
under certain circumstances, the ability of federal regulators to prohibit
dividend payments as an unsound or unsafe practice.</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Capital
Requirements</FONT></I><FONT face="Times New Roman" size=2> &#150; As a bank holding
company, the Company and the Bank are subject to capital requirements pursuant
to the FRB&#146;s capital guidelines which include (i) risk-based capital guidelines,
which are designed to make capital requirements more sensitive to various risk
profiles and account for off-balance sheet exposure; (ii) guidelines that
consider market risk, which is the risk of loss due to change in value of assets
and liabilities due to changes in interest rates; and (iii) guidelines that use
a leverage ratio which places a constraint on the maximum degree of risk to
which a financial holding company may leverage its equity capital
base.</FONT></P>
<P style="TEXT-ALIGN: center"><FONT face="Times New Roman" size=2>3 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>Under the requirements,
banking organizations are required to maintain minimum ratios for Tier 1 capital
and total capital to risk-weighted assets (including certain off-balance sheet
items, such as letters of credit). For purposes of calculating the ratios, a
banking organization&#146;s assets and some of its specified off-balance sheet
commitments and obligations are assigned to various risk categories. A banking
organization&#146;s capital, in turn, is classified in tiers, depending on type:
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><I><FONT face="Times New Roman" size=2>Tier 1</FONT></I><FONT face="Times New Roman" size=2> &#150; Currently, Tier 1
capital includes common equity, retained earnings, qualifying noncumulative
perpetual preferred stock, minority interests in equity accounts of consolidated
subsidiaries, and, under existing standards, a limited amount of qualifying
trust preferred securities, and qualifying cumulative perpetual preferred stock
at the holding company level, less goodwill, most intangible assets and certain
other assets.</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><I><FONT face="Times New Roman" size=2>Tier 2</FONT></I><FONT face="Times New Roman" size=2> &#150; Currently, Tier 2
capital includes, among other things, perpetual preferred stock not meeting the
Tier 1 definition, qualifying mandatory convertible debt securities, qualifying
subordinated debt, and allowances for loan and lease losses, subject to
limitations. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Under the existing
risk-based capital rules, the Company and the Bank are currently required to
maintain Tier 1 capital and total capital (the sum of Tier 1 and Tier 2 capital)
equal to at least 4% and 8%, respectively, of its total risk-weighted assets
(including various off-balance-sheet items). For a depository institution to be
considered &#147;well capitalized,&#148; its Tier 1 and total capital ratios must be at
least 6.0% and 10.0% on a risk-adjusted basis, respectively.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Bank holding companies and
banks are also required to comply with minimum leverage ratio requirements. The
leverage ratio is the ratio of a banking organization&#146;s Tier 1 capital to its
total adjusted quarterly average assets (as defined for regulatory purposes).
The requirements necessitate a minimum leverage ratio of 3% for financial
holding companies and banking organizations that have the highest supervisory
rating. All other banking organizations are required to maintain a minimum
leverage ratio of 4%, unless a different minimum is specified by an appropriate
regulatory authority. For a depository institution to be considered
&#147;well-capitalized,&#148; its leverage ratio must be at least 5%. As of December 31,
2013 and 2012, the Company and the Bank exceeded all applicable capital
requirements and each met the requirements to be considered well-capitalized.
</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Basel III Capital
Rules</FONT></I><FONT face="Times New Roman" size=2> &#150; Effective July 2, 2013,
the FRB approved final rules known as the &#147;Basel III Capital Rules&#148; that
substantially revise the risk-based capital and leverage capital requirements
applicable to bank holding companies and depository institutions, including the
Company and the Bank. The Basel III Capital Rules implement aspects of the Basel
III capital framework agreed upon by the Basel Committee and incorporates
changes required by the Dodd-Frank Act. The Basel III Capital Rules will come
into effect for the Company and the Bank on January 1, 2015 (subject to a
phase-in period). </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Among other things, the
Basel III Capital Rules (i) introduce &#147;Common Equity Tier 1&#148; (&#147;CET1&#148;) as a new
capital measure (which is subject to a number of phased-in deductions and
adjustments); (ii) specify that Tier 1 capital consists of CET1 and &#147;Additional
Tier 1 capital&#148; instruments meeting certain requirements; (iii) define CET1
narrowly by requiring that most adjustments to regulatory capital measures be
made to CET1 and not to the other components of capital; and (iv) expand the
scope of the adjustments as compared to existing regulations. CET1 capital
consists of common stock instruments that meet criteria set forth in the final
rules, retained earnings, accumulated other comprehensive income and common
equity Tier 1 minority interests. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>When fully phased-in on
January 1, 2019, the Basel III Capital Rules require banking organizations to
maintain (i) a minimum ratio of CET1 to risk-weighted assets of at least 4.5%,
plus a 2.5% &#147;capital conservation buffer;&#148; (ii) a minimum ratio of Tier 1
capital to risk-weighted assets of at least 6%, plus the 2.5% capital
conservation buffer; (iii) a minimum ratio of total capital (Tier 1 plus Tier 2
capital) to risk-weighted assets of at least 8%, plus the 2.5% capital
conservation buffer; and (iv) as a newly adopted international standard, a
minimum leverage ratio of 4%, calculated as the ratio of Tier 1 capital to
adjusted average consolidated assets. The Basel III Capital Rules also
incorporate a countercyclical buffer of 0% to 2.5% of common equity or other
fully loss-absorbing capital that may be implemented according to national
circumstances as an extension of the conservation buffer. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The capital conservation
buffer is designed to absorb losses during periods of economic hardship.
Institutions with a ratio of CET1 to risk-weighted assets above the minimum but
below the conservation buffer will be subject to limitations on the payment of
dividends, common stock repurchases and discretionary cash payments to executive
officers based on the amount of the shortfall. Implementation of the capital
conservation buffer will begin on January 1, 2016 at 0.625% and be phased-in
over a four-year period (increasing by that amount on each subsequent January 1,
until it reaches 2.5% on January 1, 2019). </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>With respect to the Bank,
the Basel III Capital Rules also revised the &#147;prompt corrective action&#148;
regulations by (i) introducing a CET1 ratio requirement at each level (other
than critically undercapitalized), with the required CET1 ratio being 6.5% for
well-capitalized status; (ii) increasing the minimum Tier 1 capital ratio
requirement for each category, with the minimum Tier 1 risk-based capital ratio
for well-capitalized status being 8% (as compared to the current 6%); and (iii)
eliminating the current provision that provides that a bank with a composite
supervisory rating of 1 may have a 3% leverage ratio and still be
well-capitalized.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Management believes that,
as of December 31, 2013, the Company and the Bank would meet all capital
adequacy requirements under the Basel III Capital Rules on a fully phased-in
basis if such requirements were currently effective. Requirements to maintain
higher levels of capital or to maintain higher levels of liquid assets could
adversely impact the Company&#146;s net income. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>4 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><I><FONT face="Times New Roman" size=2>Source of Strength
Doctrine</FONT></I><FONT face="Times New Roman" size=2> &#150; FRB and other
regulations require bank holding companies to act as a source of financial and
managerial strength to their subsidiary banks. Under this requirement, the
Company is expected to commit resources to support the Bank. Any capital loans
by a bank holding company to any of its subsidiary banks are subordinate in
right of payment to depositors and to certain other indebtedness of such
subsidiary banks. In the event of a bank holding company&#146;s bankruptcy, any
commitment by the bank holding company to a federal bank regulatory agency to
maintain the capital of a subsidiary bank will be assumed by the bankruptcy
trustee and entitled to priority of payment. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Deposit
Insurance</FONT></I><FONT face="Times New Roman" size=2> &#150; Substantially all of
the deposits of the Bank are insured up to applicable limits by the Deposit
Insurance Fund (&#147;DIF&#148;) of the FDIC, and the Bank is subject to deposit insurance
assessments to maintain the DIF. Deposit insurance assessments are based on
average consolidated total assets minus average tangible equity. Under the
FDIC&#146;s risk-based assessment system, insured institutions with less than $10
billion in assets, such as the Bank, are assigned to one of four risk categories
based on supervisory evaluations, regulatory capital level, and certain other
factors, with less risky institutions paying lower assessments. An institution&#146;s
assessment rate depends upon the category to which it is assigned and certain
other factors. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In October 2010, the FDIC
adopted a new DIF restoration plan to ensure that the DIF reserve ratio reaches
1.35% by September 30, 2020, as required by the Dodd-Frank Act. At least
semi-annually, the FDIC will update its loss and income projections for the fund
and, if needed, will increase or decrease assessment rates, following
notice-and-comment rulemaking if required. FDIC insurance expense totaled
approximately $320,700, $217,400 and $547,900 for the years ended December 31,
2013, 2012 and 2011, respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The FDIC may terminate
deposit insurance upon a finding that the institution has engaged in unsafe and
unsound practices, is in an unsafe or unsound condition to continue operations,
or has violated any applicable law, regulation, rule, order or condition imposed
by the FDIC. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Prompt Corrective
Action</FONT></I><FONT face="Times New Roman" size=2> &#150; The Basel III Capital
Rules incorporate new requirements into the prompt correction action framework,
described above. The Federal Deposit Insurance Act (&#147;FDIA&#148;) requires that
federal banking agencies take &#147;prompt corrective action&#148; against depository
institutions that do not meet minimum capital requirements and includes the
following five capital tiers: &#147;well-capitalized,&#148; &#147;adequately capitalized,&#148;
&#147;undercapitalized,&#148; &#147;significantly undercapitalized&#148; and &#147;critically
undercapitalized.&#148; A depository institution&#146;s capital tier will depend upon how
its capital levels compare with various relevant capital measures and certain
other factors, as established by regulation. The relevant capital measures are
the total capital ratio, the Tier 1 capital ratio and the leverage ratio.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>A depository institution
will be (i) &#147;well-capitalized&#148; if the institution has a total risk-based capital
ratio of 10% or greater, a Tier 1 risk-based capital ratio of 6% or greater, and
a leverage ratio of 5% or greater, and is not subject to any regulatory order
agreement or written directive to meet and maintain a specific capital level for
any capital measure; (ii) &#147;adequately capitalized&#148; if the institution has a
total risk-based capital ratio of 8% or greater, a Tier 1 risk-based capital
ratio of 4% or greater, and a leverage ratio of 4% or greater and is not &#147;well
capitalized&#148;; (iii) &#147;undercapitalized&#148; if the institution has a total risk-based
capital ratio that is less than 8%, a Tier 1 risk-based capital ratio of less
than 4% or a leverage ratio of less than 4%; (iv) &#147;significantly
undercapitalized&#148; if the institution has a total risk-based capital ratio of
less than 6%, a Tier 1 risk-based capital ratio of less than 3% or a leverage
ratio of less than 3%; and (v) &#147;critically undercapitalized&#148; if the
institution&#146;s tangible equity is equal to or less than 2% of total assets. An
institution may be deemed to be in a capital category that is lower than
indicated by its capital ratios if it is determined to be in an unsafe or
unsound condition or if it receives an unsatisfactory examination rating with
respect to certain matters. A bank&#146;s capital category is determined solely for
the purpose of applying prompt corrective action regulations, and the capital
category may not constitute an accurate representation of the bank&#146;s overall
financial condition or prospects for other purposes. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The FDIA generally
prohibits a depository institution from making any capital distributions
(including payment of a dividend) or paying any management fee to its parent
holding company if the depository institution would thereafter be
&#147;undercapitalized.&#148; &#147;Undercapitalized&#148; institutions are subject to growth
limitations and are required to submit a capital restoration plan, which must be
guaranteed by parent holding companies. Bank holding companies must also provide
appropriate assurances of performance, and are, to a certain extent, liable for
the performance of their subsidiary banks. If a depository institution fails to
submit an acceptable plan, it is treated as if it is &#147;significantly
undercapitalized.&#148; </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>&#147;Significantly
undercapitalized&#148; depository institutions may be subject to a number of
requirements and restrictions, including orders to sell sufficient voting stock
to become &#147;adequately capitalized,&#148; requirements to reduce total assets, and
cessation of receipt of deposits from correspondent banks. &#147;Critically
undercapitalized&#148; institutions are subject to the appointment of a receiver or
conservator.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>As of December 31, 2013 and
2012, the most recent notification from the regulatory agencies categorized the
Company and the Bank as well-capitalized. For further information regarding the
capital ratios and leverage ratio of the Company and the Bank, see Item 8, Note
2 of this report.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>5 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV>


<BR>
<P align=justify><I><FONT face="Times New Roman" size=2>Safety and Soundness
Regulations</FONT></I><FONT face="Times New Roman" size=2> &#150; In accordance with the FDIA,
the federal banking agencies adopted guidelines establishing general standards
relating to internal controls, information systems, internal audit systems, loan
documentation, credit underwriting, interest rate risk exposure, asset growth,
asset quality, earnings, compensation, fees and benefits. In general, the
guidelines require that institutions maintain appropriate systems and practices
to identify and manage the risks and exposures specified in the guidelines. The
guidelines prohibit excessive compensation as an unsafe and unsound practice and
describe compensation as excessive when the amounts paid are unreasonable or
disproportionate to the services performed by an executive officer, employee,
director or principal shareholder. In addition, regulations adopted by the
federal banking agencies authorize the agencies to require that an institution
that has been given notice that it is not satisfying any of such safety and
soundness standards to submit a compliance plan. If the institution fails to
submit an acceptable compliance plan or fails in any material respect to
implement an accepted compliance plan, the agency must issue an order directing
corrective actions and may issue an order directing other actions of the types
to which an undercapitalized institution is subject under the &#147;prompt corrective
action&#148; provisions of FDIA. If the institution fails to comply with such an
order, the agency may seek to enforce such order in judicial proceedings and to
impose civil money penalties. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Loans to One
Borrower</FONT></I><FONT face="Times New Roman" size=2> &#150; The Bank generally may not make
loans or extend credit to a single or related group of borrowers in excess of
15% of unimpaired capital and surplus. An additional amount may be loaned, up to
10% of unimpaired capital and surplus, if the loan is secured by readily
marketable collateral, which generally does not include real estate. As of
December 31, 2013, the Bank was in compliance with the loans-to-one-borrower
limitations. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Depositor Preference</FONT></I><FONT face="Times New Roman" size=2> &#150; The FDIA provides that, in the event of the &#147;liquidation or
other resolution&#148; of an insured depository institution, the claims of depositors
of the institution, including the claims of the FDIC as subrogee of insured
depositors, and certain claims for administrative expenses of the FDIC as a
receiver, will have priority over other general unsecured claims against the
institution. If an insured depository institution fails, insured and uninsured
depositors, along with the FDIC, will have priority in payment ahead of
unsecured, non-deposit creditors, including depositors whose deposits are
payable only outside of the United States and the parent bank holding company,
with respect to any extensions of credit they have made to such insured
depository institution. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Community Reinvestment
Act</FONT></I><FONT face="Times New Roman" size=2> &#150; The Community Reinvestment Act of 1977
(&#147;CRA&#148;) requires depository institutions to assist in meeting the credit needs
of their market areas consistent with safe and sound banking practice. Under the
CRA, each depository institution is required to help meet the credit needs of
its market areas by, among other things, providing credit to low- and
moderate-income individuals and communities. Depository institutions are
periodically examined for compliance with the CRA and are assigned ratings that
must be publicly disclosed. In order for a financial holding company to commence
any new activity permitted by the BHC Act, or to acquire any company engaged in
any new activity permitted by the BHC Act, each insured depository institution
subsidiary of the financial holding company must have received a rating of at
least &#147;satisfactory&#148; in its most recent examination under the CRA. The Bank
received a rating of &#147;satisfactory&#148; in its most recent CRA exam.</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Financial Privacy</FONT></I><FONT face="Times New Roman" size=2> &#150; Banks and other financial institutions are subject to
regulations that limit their ability to disclose non-public information about
consumers to nonaffiliated third parties. These limitations require disclosure
of privacy policies to consumers and affect how consumer information is
transmitted through diversified financial companies and conveyed to outside
vendors.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Bank is also subject to regulatory
guidelines establishing standards for safeguarding customer information and
maintaining information security programs. The standards set forth in the
guidelines are intended to ensure the security and confidentiality of customer
records and information, protect against any anticipated threats or hazards to
the security or integrity of such records and protect against unauthorized
access to or use of such records or information that could result in substantial
harm or inconvenience to any customer. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Transactions with
Affiliates</FONT></I><FONT face="Times New Roman" size=2> &#150; Transactions between the Bank
and its affiliates are subject to regulations that limit the types and amounts
of covered transactions engaged in by the Bank and generally require those
transactions to be on an arm&#146;slength basis. The term &#147;affiliate&#148; is defined to
mean any company that controls or is under common control with the Bank and
includes the Company and its non-bank subsidiaries. &#147;Covered transactions&#148;
include a loan or extension of credit, as well as a purchase of securities
issued by an affiliate, certain purchases of assets from the affiliate, certain
derivative transactions that create a credit exposure to an affiliate, the
acceptance of securities issued by the affiliate as collateral for a loan, and
the issuance of a guarantee, acceptance or letter of credit on behalf of an
affiliate. In general, these regulations require that any such transaction by
the Bank (or its subsidiaries) with an affiliate must be secured by designated
amounts of specified collateral and must be limited to certain thresholds on an
individual and aggregate basis. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Federal law also limits the Bank&#146;s
authority to extend credit to its directors, executive officers and 10%
shareholders, as well as to entities controlled by such persons. Among other
things, extensions of credit to insiders are required to be made on terms that
are substantially the same as, and follow credit underwriting procedures that
are not less stringent than, those prevailing for comparable transactions with
unaffiliated persons. Also, the terms of such extensions of credit may not
involve </FONT><FONT face="Times New Roman" size=2>more than the normal risk of repayment or
present other unfavorable features and may not exceed certain limitations on the
amount of credit extended to such persons, individually and in the aggregate,
which limits are based, in part, on the amount of the Bank&#146;s capital.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>6 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><I><FONT face="Times New Roman" size=2>Federal Reserve
System</FONT></I><FONT face="Times New Roman" size=2> &#150; FRB regulations require depository
institutions to maintain cash reserves against their transaction accounts
(primarily NOW and demand deposit accounts). A reserve of 3% is to be maintained
against aggregate transaction accounts between $12.4 million and $79.5 million
(subject to adjustment by the FRB) plus a reserve of 10% (subject to adjustment
by the FRB between 8% and 14%) against that portion of total transaction
accounts in excess of $79.5 million. The first $12.4 million of otherwise
reservable balances (subject to adjustment by the FRB) is exempt from the
reserve requirements. The Bank is in compliance with the foregoing requirements.
</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Other Regulations</FONT></I><FONT face="Times New Roman" size=2> &#150; The operations of the Company and the Bank are also subject
to:</FONT></P>
<UL style="FONT-SIZE: 10pt; TEXT-ALIGN: justify"><LI><FONT face="Arial" size=2></FONT><FONT face="Times New Roman" size=2>Truth-In-Lending Act, governing disclosures of credit terms to consumer
  borrowers;<BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>Fair Credit Reporting Act, governing the provision
  of consumer information to credit reporting agencies and the use of consumer
  information;<BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>Fair Debt Collection Act, governing the manner in
  which consumer debts may be collected by collection agencies;<BR>&nbsp;</FONT>

  </LI><LI><FONT face="Times New Roman" size=2>Electronic Funds Transfer Act, governing automatic
  deposits to and withdrawals from deposit accounts and customers&#146; rights and
  liabilities arising from the use of automated teller machines and other
  electronic banking services.<BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>Real Estate Settlement Procedures Act, requiring
  that borrowers for mortgage loans for one- to four-family residential real
  estate receive various disclosures, including good faith estimates of
  settlement costs, lender servicing and escrow account practices, and
  prohibiting certain practices that increase the cost of settlement services;
  <BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>Equal Credit Opportunity Act, prohibiting
  discrimination on the basis of race, creed or other prohibited factors in
  extending credit; <BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>Check Clearing for the 21st Century Act (also
  known as &#147;Check 21&#148;), which gives &#147;substitute checks,&#148; such as digital check
  images and copies made from that image, the same legal standing as the
  original paper check; and<BR>&nbsp;</FONT>
  </LI><LI><FONT face="Times New Roman" size=2>The USA PATRIOT Act, which requires banks and
  savings institutions to establish broadened anti-money laundering compliance
  programs and due diligence policies and controls to ensure the detection and
  reporting of money laundering. </FONT></LI></UL>
<P align=justify><B><FONT face="Times New Roman" size=2>Website Availability of SEC Reports
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass files annual, quarterly and
current reports with the Securities and Exchange Commission (the &#147;SEC&#148;). Cass
will, as soon as reasonably practicable after they are electronically filed with
or furnished to the SEC, make available free of charge on its website each of
its Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports
on Form 8-K, all amendments to those reports, and its definitive proxy
statements. The address of Cass&#146; website is: www.cassinfo.com. All reports filed
with the SEC are available for reading and copying at the SEC&#146;s Public Reference
Room at 100 F Street, NE, Washington, DC 20549-2736 or for more information call
the Public Reference Room at 1-800-SEC-0330. The SEC also makes all filed
reports, proxy statements and information statements available on its website at
www.sec.gov. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The reference to the Company&#146;s website
address does not constitute incorporation by reference of the information
contained on the website and should not be considered part of this report.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Financial Information about Segments
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The services provided by the Company
are classified in two reportable segments: Information Services and Banking
Services. The revenues from external customers, net income and total assets by
segment as of and for each of the years in the three-year period ended December
31, 2013, are set forth in Item 8, Note 16 of this report.</FONT><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Statistical Disclosure by Bank
Holding Companies</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>For the statistical disclosure by bank
holding companies, refer to Item 7 &#147;Management&#146;s Discussion and Analysis of
Financial Condition and Results of Operations.&#148; </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>7 </FONT></P>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 1A. </FONT></B><B><U><FONT face="Times New Roman" size=2>RISK FACTORS</FONT></U></B><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>This section highlights specific risks
that could affect the Company&#146;s business. Although this section attempts to
highlight key factors, please be aware that other risks may prove to be
important in the future. New risks may emerge at any time, and Cass cannot
predict such risks or estimate the extent to which they may affect the Company&#146;s
financial performance. In addition to the factors discussed elsewhere or
incorporated by reference in this report, the identified risks that could cause
actual results to differ materially include the following: </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>General political, economic or
industry conditions may be less favorable than expected.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Local, domestic, and international
economic, political and industry-specific conditions and governmental monetary
and fiscal policies affect the industries in which the Company competes,
directly and indirectly. Conditions such as inflation, recession, unemployment,
volatile interest rates, tight money supply, real estate values, international
conflicts and other factors outside of Cass&#146; control may adversely affect the
Company. Economic downturns could result in the delinquency of outstanding
loans, which could have a material adverse impact on Cass&#146; earnings.
</FONT><B><I><FONT face="Times New Roman" size=2></FONT></I></B></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Unfavorable developments
concerning customer credit quality could affect Cass&#146; financial
results.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Although the Company regularly reviews
credit exposure related to its customers and various industry sectors in which
it has business relationships, default risk may arise from events or
circumstances that are difficult to detect or foresee. Under such circumstances,
the Company could experience an increase in the level of provision for credit
losses, delinquencies, nonperforming assets, net charge-offs and allowance for
credit losses. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>The Company has lending
concentrations, including, but not limited to, churches and church-related
entities located in selected cities and privately-held businesses located in or
near St. Louis, Missouri, that could suffer a significant decline which could
adversely affect the Company.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass&#146; customer base consists, in part,
of lending concentrations in several segments and geographical areas. If any of
these segments or areas is significantly affected by weak economic conditions,
the Company could experience increased credit losses, and its business could be
adversely affected. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Fluctuations in interest rates
could affect Cass&#146; net interest income and balance sheet.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The operations of financial
institutions such as the Company are dependent to a large degree on net interest
income, which is the difference between interest income from loans and
investments and interest expense on deposits and borrowings. Prevailing economic
conditions, the fiscal and monetary policies of the federal government and the
policies of various regulatory agencies all affect market rates of interest,
which in turn significantly affect financial institutions&#146; net interest income.
Fluctuations in interest rates affect Cass&#146; financial statements, as they do for
all financial institutions. Volatility in interest rates can also result in
disintermediation, which is the flow of funds away from financial institutions
into direct investments, such as federal government and corporate securities and
other investment vehicles, which, because of the absence of federal insurance
premiums and reserve requirements, generally pay higher rates of return than
financial institutions. As discussed in greater detail in Item 7A, &#147;Quantitative
and Qualitative Disclosures about Market Risk,&#148; a continuation of the current
low level of interest rates would have a negative impact on the Company&#146;s net
interest income. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Methods of reducing risk
exposures might not be effective.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Instruments, systems and strategies
used to hedge or otherwise manage exposure to various types of credit, interest
rate, market and liquidity, operational, regulatory/compliance, business risks
and enterprise-wide risks could be less effective than anticipated. As a result,
the Company may not be able to effectively mitigate its risk exposures in
particular market environments or against particular types of risk. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Customer borrowing, repayment,
investment, deposit, and payable processing practices may be different than
anticipated.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company uses a variety of financial
tools, models and other methods to anticipate customer behavior as part of its
strategic and financial planning and to meet certain regulatory requirements.
Individual, economic, political and industry-specific conditions and other
factors outside of Cass&#146; control could alter predicted customer borrowing,
repayment, investment, deposit, and payable processing practices. Such a change
in these practices could adversely affect Cass&#146; ability to anticipate business
needs, including cash flow and its impact on liquidity, and to meet regulatory
requirements.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>8 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Cass must respond to rapid
technological changes and these changes may be more difficult or expensive than
anticipated. </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>If competitors introduce new products
and services embodying new technologies, or if new industry standards and
practices emerge, the Company&#146;s existing product and service offerings,
technology and systems may become obsolete. Further, if Cass fails to adopt or
develop new technologies or to adapt its products and services to emerging
industry standards, Cass may lose current and future customers, which could have
a material adverse effect on its business, financial condition and results of
operations. The payment processing and financial services industries are
changing rapidly and in order to remain competitive, Cass must continue to
enhance and improve the functionality and features of its products, services and
technologies. These changes may be more difficult or expensive than the Company
anticipates. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Operational difficulties or
cyber-security problems could damage Cass&#146; reputation and business.
</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company depends on the reliable
operation of its computer operations and network connections from its clients to
its systems. Any operational problems or outages in these systems would cause
Cass to be unable to process transactions for its clients, resulting in
decreased revenues. In addition, any system delays, failures or loss of data,
whatever the cause, could reduce client satisfaction with the Company&#146;s products
and services and harm Cass&#146; financial results. Cass also depends on the security
of its systems. Company networks may be vulnerable to unauthorized access,
computer viruses and other disruptive problems. A material security problem
affecting Cass could damage its reputation, deter prospects from purchasing its
products and services, deter customers from using its products and services or
result in liability to Cass. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Cass&#146; stock price can become
volatile and fluctuate widely in response to a variety of factors.
</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s stock price can fluctuate
based on factors that can include actual or anticipated variations in Cass&#146;
quarterly results; new technology or services by competitors; unanticipated
losses or gains due to unexpected events, including losses or gains on
securities held for investment purposes; significant acquisitions or business
combinations, strategic partnerships, joint ventures or capital commitments by
or involving the Company or its competitors; changes in accounting policies or
practices; failure to integrate acquisitions or realize anticipated benefits
from acquisitions; or changes in government regulations. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>General market fluctuations, industry
factors and general economic and political conditions, such as economic
slowdowns or recessions, governmental intervention, interest rate changes,
credit loss trends, low trading volume or currency fluctuations also could cause
Cass&#146; stock price to decrease regardless of the Company&#146;s operating results.
</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Competitive product and pricing
pressure within Cass&#146; markets may change.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company operates in a very
competitive environment, which is characterized by competition from a number of
other vendors and financial institutions in each market in which it operates.
The Company competes with large payment processors and national and regional
financial institutions and also smaller auditing companies and banks in terms of
products and pricing. If the Company is unable to compete effectively in
products and pricing in its markets, business could decline.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Management&#146;s ability to maintain
and expand customer relationships may differ from
expectations.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The industries in which the Company
operates are very competitive. The Company not only competes for business
opportunities with new customers, but also competes to maintain and expand the
relationships it has with its existing customers. The Company continues to
experience pressures to maintain these relationships as its competitors attempt
to capture its customers.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>The introduction, withdrawal,
success and timing of business initiatives and strategies, including, but not
limited to, the expansion of payment and processing activities to new markets,
the expansion of products and services to existing markets and opening of new
bank branches, may be less successful or may be different than anticipated. Such
a result could adversely affect Cass&#146; business. </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company makes certain projections
as a basis for developing plans and strategies for its payment processing and
banking products. If the Company does not accurately determine demand for its
products and services, it could result in the Company incurring significant
expenses without the anticipated increases in revenue, which could result in an
adverse effect on its earnings.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Management&#146;s ability to retain
key officers and employees may change.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass&#146; future operating results depend
substantially upon the continued service of Cass&#146; executive officers and key
personnel. Cass&#146; future operating results also depend in significant part upon
Cass&#146; ability to attract and retain qualified management, financial, technical,
marketing, sales, and support personnel. Competition for qualified personnel is
intense, and the Company cannot ensure success in attracting or retaining
qualified personnel. There may be only a limited number of </FONT><FONT face="Times New Roman" size=2>persons with the requisite skills to serve in these positions,
and it may be increasingly difficult for the Company to hire personnel over
time. Cass&#146; business, financial condition and results of operations could be
materially adversely affected by the loss of any of its key employees, by the
failure of any key employee to perform in his or her current position, or by
Cass&#146; inability to attract and retain skilled employees. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>9 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Recent legislative and regulatory
initiatives to support the financial services industry have been coupled with
numerous restrictions and requirements that could detrimentally affect the
Company&#146;s business. </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Dodd-Frank Act is significantly
changing the current bank regulatory structure and affecting the lending,
deposit, investment, trading and operating activities of financial institutions
and their holding companies. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and the Bank are supervised
and regulated primarily by the FRB. In addition, the Company is subject to
consolidated capital requirements, made more strict by the recent adoptions of
the Basel III Capital Rules, and must serve as a source of strength to the Bank.
It is possible such requirements may limit our capacity to pay dividends or
repurchase shares.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Dodd-Frank Act also broadens the
base for FDIC insurance assessments. The FDIC insures deposits at FDIC-insured
financial institutions, including the Bank. The FDIC charges insured financial
institutions premiums to maintain the DIF at a specific level. The Bank&#146;s FDIC
insurance premiums increased substantially beginning in 2009, and they expect to
pay high premiums in the future. Economic conditions during the recent recession
increased bank failures and decreased the DIF. The FDIC may increase the
assessment rates or impose additional special assessments in the future to keep
the DIF at the statutory target level. Any increase in our FDIC premiums could
have an adverse effect on the Bank&#146;s profits and financial condition.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The scope and impact of many of the
Dodd-Frank Act provisions will be determined over time as regulations are issued
and become effective. As a result, the Company cannot predict the ultimate
impact of the Dodd-Frank Act at this time, including the extent to which it
could increase costs or limit their ability to pursue business opportunities in
an efficient manner, or otherwise adversely affect the business, financial
condition and results of operations. However, it is expected that at a minimum,
they will increase operating and compliance costs. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Cass is subject to extensive
regulatory oversight. </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company is subject to extensive
regulation and supervision that is designed primarily for the protection of the
DIF and depositors, and not to the benefit of the shareholders. As a result, the
Company is limited in the manner in which it conducts business, undertakes new
investments and activities and obtains financing. This regulatory structure also
gives the regulatory authorities extensive discretion in connection with their
supervisory and enforcement activities and examination policies, including
policies with respect to capital levels, the timing and amount of dividend
payments, the classification of assets and the establishment of adequate loan
loss reserves for regulatory purposes. Failure to comply with these and other
regulatory requirements can lead to, among other remedies, administrative
enforcement actions and other legal proceedings, including the imposition of
civil money penalties. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Changes in regulation or
oversight may have a material adverse impact on Cass&#146;
operations.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company is subject to extensive
regulation, supervision and examination by the Missouri Division of Finance, the
FDIC, the FRB, the SEC and other regulatory bodies. Such regulation and
supervision governs the activities in which the Company may engage. Regulatory
authorities have extensive discretion in their supervisory and enforcement
activities, including the imposition of restrictions on Cass&#146; operations,
investigations and limitations related to Cass&#146; securities, the classification
of Cass&#146; assets and determination of the level of Cass&#146; allowance for loan
losses. Any change in such regulation and oversight, whether in the form of
regulatory policy, regulations, legislation or supervisory action, may have a
material adverse impact on Cass&#146; operations.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Legal and regulatory proceedings
and related matters with respect to the financial services industry, including
those directly involving the Company and its subsidiaries, could adversely
affect Cass or the financial services industry in general.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company is subject to various legal
and regulatory proceedings. It is inherently difficult to assess the outcome of
these matters, and there can be no assurance that the Company will prevail in
any proceeding or litigation. Any such matter could result in substantial cost
and diversion of Cass&#146; efforts, which by itself could have a material adverse
effect on Cass&#146; financial condition and operating results. Further, adverse
determinations in such matters could result in actions by Cass&#146; regulators that
could materially adversely affect Cass&#146; business, financial condition or results
of operations. Please refer to Item 3, &#147;Legal Proceedings.&#148; </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>10 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><I><FONT face="Times New Roman" size=2>The Company&#146;s accounting policies
and methods are the basis of how Cass reports its financial condition and
results of operations, and they require management to make estimates about
matters that are inherently uncertain. In addition, changes in accounting
policies and practices, as may be adopted by the regulatory agencies, the
Financial Accounting Standards Board, or other authoritative bodies, could
materially impact Cass&#146; financial statements. </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s accounting policies and
methods are fundamental to how Cass records and reports its financial condition
and results of operations. Management must exercise judgment in selecting and
applying many of these accounting policies and methods in order to ensure that
they comply with generally accepted accounting principles and reflect
management&#146;s judgment as to the most appropriate manner in which to record and
report Cass&#146; financial condition and results of operations. In some cases,
management must select the accounting policy or method to apply from two or more
alternatives, any of which might be reasonable under the circumstances yet might
result in the Company reporting materially different amounts than would have
been reported under a different alternative.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass has identified four accounting
policies as being &#147;critical&#148; to the presentation of its financial condition and
results of operations because they require management to make particularly
subjective and/or complex judgments about matters that are inherently uncertain
and because of the likelihood that materially different amounts would be
reported under different conditions or using different assumptions. More
information on Cass&#146; critical accounting policies is contained in Item 7,
&#147;Management&#146;s Discussion and Analysis of Financial Condition and Results of
Operations.&#148; </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>From time to time, the regulatory
agencies, the Financial Accounting Standards Board (&#147;FASB&#148;), and other
authoritative bodies change the financial accounting and reporting standards
that govern the preparation of the Company&#146;s financial statements. These changes
can be hard to predict and can materially impact how management records and
reports the Company&#146;s financial condition and results of operations. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Cass is subject to examinations
and challenges by tax authorities, which, if not resolved in the Company&#146;s
favor, could adversely affect the Company&#146;s financial condition and results of
operations.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>In the normal course of business, Cass
and its affiliates are routinely subject to examinations and challenges from
federal and state tax authorities regarding the amount of taxes due in
connection with investments it has made and the businesses in which it is
engaged. Recently, federal and state taxing authorities have become increasingly
aggressive in challenging tax positions taken by financial institutions. These
tax positions may relate to tax compliance, sales and use, franchise, gross
receipts, payroll, property and income tax issues, including tax base,
apportionment and tax credit planning. The challenges made by tax authorities
may result in adjustments to the timing or amount of taxable income or
deductions or the allocation of income among tax jurisdictions. If any such
challenges are made and are not resolved in the Company&#146;s favor, they could have
an adverse effect on Cass&#146; financial condition and results of operations.
</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>There could be terrorist
activities or other hostilities, which may adversely affect the general economy,
financial and capital markets, specific industries, and the
Company.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The terrorist attacks in September 2001
in the United States and ensuing events, as well as the resulting decline in
consumer confidence, had a material adverse effect on the economy. Any similar
future events may disrupt Cass&#146; operations or those of its customers. In
addition, these events had and may continue to have an adverse impact on the
U.S. and world economy in general and consumer confidence and spending in
particular, which could harm Cass&#146; operations. Any of these events could
increase volatility in the U.S. and world financial markets, which could harm
Cass&#146; stock price and may limit the capital resources available to its customers
and the Company. This could have a significant impact on Cass&#146; operating
results, revenues and costs and may result in increased volatility in the market
price of Cass&#146; common stock.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>There could be natural disasters,
including, but not limited to, hurricanes, tornadoes, earthquakes, fires and
floods, which may adversely affect the general economy, financial and capital
markets, specific industries, and the Company.</FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company has significant operations
and customer base in Missouri, California, Ohio, Massachusetts, South Carolina,
Kansas, Florida and other regions where natural disasters may occur. These
regions are known for being vulnerable to natural disasters and other risks,
such as tornadoes, hurricanes, earthquakes, fires and floods. These types of
natural disasters at times have disrupted the local economy, Cass&#146; business and
customers and have posed physical risks to Cass&#146; property. A significant natural
disaster could materially affect Cass&#146; operating results. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 1B. </FONT></B><B><U><FONT face="Times New Roman" size=2>UNRESOLVED STAFF COMMENTS</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>None.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>11 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 2. </FONT></B><B><U><FONT face="Times New Roman" size=2>PROPERTIES</FONT></U></B><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>In September 2012, the Company entered
into a 10-year lease for office space in St. Louis County, Missouri, to relocate
the Company&#146;s headquarters and the Bank&#146;s headquarters from 13001 Hollenberg
Drive in Bridgeton, Missouri. The Company&#146;s headquarters occupy 13,991 square
feet in an office center at 12444 Powerscourt Drive and the Bank&#146;s headquarters
occupy 10,564 square feet in the same center at 12412 Powerscourt Drive. The
vacated 18,000 square feet of office space at 13001 Hollenberg Drive supports
the expansion of the transportation processing activities which are currently
performed in 42,000 square feet of the building. The physical move occurred in
February 2013. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company owns a production facility
of approximately 45,500 square feet located at 2675 Corporate Exchange Drive,
Columbus, Ohio. Additional facilities are located in Lowell, Massachusetts,
Greenville, South Carolina, Wellington, Kansas, Jacksonville, Florida and
Columbus, Ohio. The Company has an office in Breda, Netherlands to service its
multinational customers.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In addition, the Bank owns a banking
facility near downtown St. Louis, Missouri, has an operating branch in the
Bridgeton, Missouri location, and has additional leased facilities in Fenton,
Missouri and Santa Ana, California. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Management believes that these
facilities are suitable and adequate for the Company&#146;s operations. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 3</FONT></B><FONT face="Times New Roman" size=2>. </FONT><B><U><FONT face="Times New Roman" size=2>LEGAL
PROCEEDINGS</FONT></U></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and its subsidiaries are
not involved in any pending proceedings other than ordinary routine litigation
incidental to their businesses. Management believes none of these proceedings,
if determined adversely, would have a material effect on the business or
financial conditions of the Company or its subsidiaries. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 4</FONT></B><FONT face="Times New Roman" size=2>. </FONT><B><U><FONT face="Times New Roman" size=2>MINE SAFETY
DISCLOSURES</FONT></U></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Not applicable. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>12 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>


<DIV style="PAGE-BREAK-BEFORE: always"></DIV>


<BR>
<P align=center><B><U><FONT face="Times New Roman" size=2>PART II</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 5. </FONT></B><B><U><FONT face="Times New Roman" size=2>MARKET FOR REGISTRANT&#146;S COMMON EQUITY AND RELATED STOCKHOLDER
MATTERS</FONT></U></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s common stock is quoted on
The Nasdaq Global Select Market&#174; under the symbol &#147;CASS.&#148; As of March 7, 2014,
there were 155 holders of record of the Company&#146;s common stock. High and low
sale prices, as reported by The Nasdaq Global Select Market for each quarter of
2013 and 2012, restated for stock dividends, were as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="77%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="7%" colSpan=5><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="7%" colSpan=5><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="77%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>High</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Low</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>High</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Low</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="77%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1<SUP>st </SUP>Quarter</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>43.97</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38.01</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38.08</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30.91</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="77%"><FONT face="Times New Roman" size=2>2<SUP>nd </SUP>Quarter</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>47.31</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>39.41</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>37.95</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>32.33</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="77%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3<SUP>rd </SUP>Quarter</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>62.57</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>46.23</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38.96</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>34.00</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="77%"><FONT face="Times New Roman" size=2>4<SUP>th </SUP>Quarter</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>68.81</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>50.95</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>43.76</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>35.05</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Company has continuously paid
regularly scheduled cash dividends since 1934 and expects to continue to pay
quarterly cash dividends in the future. Cash dividends paid per share, restated
for stock dividends, by the Company during the two most recent fiscal years were
as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>March</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.180</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.155</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2>June</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.180</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.155</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>September</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.180</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.155</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2>December</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.200</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.180</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Company maintains a treasury stock
buyback program pursuant to which the Board of Directors has authorized the
repurchase of up to 363,000 shares of the Company&#146;s common stock. There were no
repurchases in 2013 or 2012. As of December 31, 2013, 363,000 shares remained
available for repurchase under the program. A portion of the repurchased shares
may be used for the Company's employee benefit plans, and the balance will be
available for other general corporate purposes. The stock repurchase
authorization does not have an expiration date and the pace of repurchase
activity will depend on factors such as levels of cash generation from
operations, cash requirements for investments, repayment of debt, current stock
price, and other factors. The Company may repurchase shares from time to time on
the open market or in private transactions, including structured transactions.
The stock repurchase program may be modified or discontinued at any time.
</FONT></P>
<P align=justify><B><U><FONT face="Times New Roman" size=2>Performance Quoted on The Nasdaq
Stock Market for the Last Five Fiscal Years</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following graph compares the
cumulative total returns over the last five fiscal years of a hypothetical
investment of $100 in shares of common stock of the Company with a hypothetical
investment of $100 in The Nasdaq Stock Market (&#147;Nasdaq&#148;) and in the index of
Nasdaq computer and data processing stocks. The graph assumes $100 was invested
on December 31, 2008, with dividends reinvested. Returns are based on period end
prices. </FONT></P>
<P align=center><IMG src="cass_10k3x1x1.jpg" border=0> </P>
<P align=center><FONT face="Times New Roman" size=2>13 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 6. </FONT></B><B><U><FONT face="Times New Roman" size=2>SELECTED FINANCIAL DATA</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents selected
financial information for each of the five years ended December 31. The selected
financial data should be read in conjunction with the Company&#146;s consolidated
financial statements and accompanying notes included in Item 8 of this report.
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%"><I><FONT face="Times New Roman" size=2>(Dollars in thousands except per share
      data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp; &nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2010</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2009</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Fee
      revenue and other income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>76,572</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>71,138</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>62,824</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>56,146</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$
      &nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>51,238</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Interest income on
      loans</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>32,110</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>35,525</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>39,515</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>39,785</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>36,003</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest income on equity securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,915</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,938</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,034</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,747</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,611</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Other interest
      income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>552</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>470</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>686</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>514</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>170</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total interest
income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,577</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>45,933</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50,235</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>49,046</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>43,784</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Interest expense on
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,374</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,875</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,924</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Provision for loan losses</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,400</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,150</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,100</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,050</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income after
      provision</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>38,245</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>40,385</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,711</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>40,071</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>36,681</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Operating expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>84,086</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>80,333</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75,029</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68,284</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,385</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income before income tax
      expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>30,731</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>31,190</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>31,506</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>27,933</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>21,534</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income
      tax expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,234</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,887</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,623</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,405</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20,310</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,129</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Diluted earnings per share</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.01</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.78</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.43</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Dividends per
      share</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.74</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.64</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.55</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.48</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.44</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Dividend payout ratio</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>36.21</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>31.59</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>27.29</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>26.82</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30.54</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Average total
      assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,351,782</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$<FONT face="Times New Roman"></FONT></FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,344,492</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,301,635</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,157,257</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>978,171</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Average net loans</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>647,827</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>671,900</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>683,215</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>666,202</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>606,304</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Average debt
      securities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>294,846</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>313,184</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>263,264</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>222,249</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>193,393</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Average total deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>550,110</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>541,046</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>541,337</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>470,096</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>375,572</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Average total shareholders&#146; equity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>175,441</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>167,867</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>151,669</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>137,748</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>117,663</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Return on average total assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.74</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.73</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.77</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.76</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.65</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Return on average
      equity</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13.39</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>13.88</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15.17</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14.74</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13.71</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Average equity to assets ratio</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.98</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.49</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.65</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.90</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.03</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Equity to assets
      ratio at year-end</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14.36</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>13.80</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12.17</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11.96</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12.79</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Tangible common equity to tangible assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13.39</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.47</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.66</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.38</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Tangible common
      equity to risk-weighted</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20.37</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>17.98</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17.47</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15.20</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15.60</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net
      interest margin</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.63</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.31</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.61</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.79</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Allowance for loan
      losses to loans at year-end</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.79</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.80</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.93</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.68</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.29</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Nonperforming assets to loans and foreclosed</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.27</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.15</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.51</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.35</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.55</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Net loan charge-offs
      to average loans</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="71%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      outstanding</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.18</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.44</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.16</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.07</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.04</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR></TABLE>
<BR>
<P style="PADDING-LEFT: 8pt; TEXT-INDENT: -8pt" align=justify><FONT face="Times New Roman" size=2>* In February 2013, a payment of $4,115,000 was
received for one nonaccrual loan with a balance of $4,198,000. $83,000 was
charged off. The percentage, as adjusted, would have been .54%.
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD vAlign=top width="100%"><P align=justify><B><FONT face="Times New Roman" size=2>ITEM
      7. </FONT></B><B><U><FONT face="Times New Roman" size=2>MANAGEMENT'S
      DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
      OF</FONT></U></B><B><FONT face="Times New Roman" size=2>
      </FONT></B><B><U><FONT face="Times New Roman" size=2>OPERATIONS</FONT></U></B><B><FONT face="Times New Roman" size=2>
      </FONT></B></P></TD></TR></TABLE>
<P align=justify><FONT face="Times New Roman" size=2>The following discussion and analysis
provides information about the financial condition and results of operations of
the Company for the years ended December 31, 2013, 2012 and 2011. All share and
per share data have been restated to give effect to the 10% stock dividend
issued on December 14, 2012. This discussion and analysis should be read in
conjunction with the Company&#146;s consolidated financial statements and
accompanying notes and other selected financial data presented elsewhere in this
report. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Executive Overview </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Cass provides payment and information
processing services to large manufacturing, distribution and retail enterprises
from its offices/locations in St. Louis, Missouri, Columbus, Ohio, Boston,
Massachusetts, Greenville, South Carolina, Wellington, Kansas, Jacksonville,
Florida, and Breda, Netherlands. The Company&#146;s services include freight invoice
rating, payment processing, auditing, and the generation of accounting and
transportation information. Cass also processes and pays energy invoices, which
include electricity and gas as well as waste and telecommunications expenses,
and is a provider of telecom expense management solutions. Cass extracts,
stores, and presents information from freight, energy, telecommunication and
environmental invoices, assisting its customers&#146; transportation, energy,
environmental and information technology managers in making decisions that will
enable them to improve operating performance. The Company receives data from
multiple </FONT><FONT size=2 face="Times New Roman">sources, electronic and otherwise, and processes
the data to accomplish the specific operating requirements of its customers. It
then provides the data in a central repository for access and archiving. The
data is finally transformed into information through the Company&#146;s databases
that allow client interaction as required and provide Internet-based tools for
analytical processing. The Company also, through Cass Commercial Bank, its St.
Louis, Missouri-based bank subsidiary, provides banking services in the St.
Louis metropolitan area, Orange County, California, and other selected cities in
the United States. In addition to supporting the Company&#146;s payment operations,
the Bank provides banking services to its target markets, which include
privately-owned businesses and churches and church-related ministries.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>14 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The specific payment and information
processing services provided to each customer are developed individually to meet
each customer&#146;s requirements, which can vary greatly. In addition, the degree of
automation such as electronic data interchange, imaging, work flow, and
web-based solutions varies greatly among customers and industries. These factors
combine so that pricing varies greatly among the customer base. In general,
however, Cass is compensated for its processing services through service fees
and investment of account balances generated during the payment process. The
amount, type, and calculation of service fees vary greatly by service offering,
but generally follow the volume of transactions processed. Interest income from
the balances generated during the payment processing cycle is affected by the
amount of time Cass holds the funds prior to payment and the dollar volume
processed. Both the number of transactions processed and the dollar volume
processed are therefore key metrics followed by management. Other factors will
also influence revenue and profitability, such as changes in the general level
of interest rates, which have a significant effect on net interest income. The
funds generated by these processing activities are invested in overnight
investments, investment grade securities, and loans generated by the Bank. The
Bank earns most of its revenue from net interest income, or the difference
between the interest earned on its loans and investments and the interest paid
on its deposits and other borrowings. The Bank also assesses fees on other
services such as cash management services. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Industry-wide factors that impact the
Company include the willingness of large corporations to outsource key business
functions such as freight, energy, telecommunication and environmental payment
and audit. The benefits that can be achieved by outsourcing transaction
processing, and the management information generated by Cass&#146; systems can be
influenced by factors such as the competitive pressures within industries to
improve profitability, the general level of transportation costs, deregulation
of energy costs, and consolidation of telecommunication providers. Economic
factors that impact the Company include the general level of economic activity
that can affect the volume and size of invoices processed, the ability to hire
and retain qualified staff, and the growth and quality of the loan portfolio.
The general level of interest rates also has a significant effect on the revenue
of the Company. As discussed in greater detail in Item 7A, &#147;Quantitative and
Qualitative Disclosures about Market Risk,&#148; a decline in the general level of
interest rates can have a negative impact on net interest income. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>On January 6, 2012, the Company
acquired the assets of Waste Reduction Consultants, Inc., (&#147;WRC&#148;) a provider of
environmental expense management services. This acquisition positions the
Company to expand its portfolio of services for controlling facility-related
expenses and accelerates Cass&#146; leadership position as a back-office business
processor. The results of operations for this new service are included in the
Information Services business segment. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In 2013, total fee revenue and other
income increased $5,434,000, or 8%, net interest income after provision for loan
losses decreased $2,140,000, or 5%, and total operating expenses increased
$3,753,000, or 5%. These results were driven by a 4,330,000, or 9%, increase in
items processed and $1,927,296,000, or 6%, increase in dollars processed in
2013. Gains on sales of investments securities were up significantly, by
$1,389,000, or 53%, as the Company took advantage of market gains. The asset
quality of the Company&#146;s loans and investments as of December 31, 2013 remained
strong.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Currently, management views Cass&#146; major
opportunity as the continued expansion of its payment and information processing
service offerings and customer base. Management intends to accomplish this by
maintaining the Company&#146;s leadership position in applied technology, which when
combined with the security and processing controls of the Bank, makes Cass
unique in the industry. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Impact of New and Not Yet Adopted
Accounting Pronouncements </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The new accounting pronouncements are
not applicable to the Company and/or do not materially impact the Company.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Critical Accounting Policies
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company has prepared the
consolidated financial statements in this report in accordance with the FASB
Accounting Standards Codification (&#147;ASC&#148;). In preparing the consolidated
financial statements, management makes estimates and assumptions that affect the
reported amount of assets and liabilities, disclosure of contingent assets and
liabilities at the date of the financial statements, and the reported amounts of
revenue and expenses during the reporting period. These estimates have been
generally accurate in the past, have been consistent and have not required any
material changes. There can be no assurances that actual results will not differ
from those estimates. Certain accounting policies that require significant
</FONT><FONT face="Times New Roman" size=2>management estimates and are deemed critical to
the Company&#146;s results of operations or financial position have been discussed
with the Audit Committee of the Board of Directors and are described below.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>15 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><I><FONT face="Times New Roman" size=2>Investment in Debt Securities.
</FONT></I><FONT face="Times New Roman" size=2>The Company classifies its debt marketable
securities as available-for-sale. Securities classified as available-for-sale
are carried at fair value. Unrealized gains and losses, net of the related tax
effect, are excluded from earnings and reported in accumulated other
comprehensive income, a component of shareholders&#146; equity. A decline in the fair
value of any available-for-sale security below cost that is deemed other than
temporary results in a charge to earnings and the establishment of a new cost
basis for the security. To determine whether impairment is other than temporary,
the Company considers whether it is more likely than not that the Company will
not be required to sell prior to recovery of the amortized cost basis. Evidence
considered in this assessment includes the reasons for impairment, the severity
and duration of the impairment, changes in value subsequent to year-end and
forecasted performance of the investee. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Allowance for Loan Losses.
</FONT></I><FONT face="Times New Roman" size=2>The Company performs periodic and systematic
detailed reviews of its loan portfolio to assess overall collectability. The
level of the allowance for loan losses reflects management&#146;s estimate of the
collectability of the loan portfolio. Although these estimates are based on
established methodologies for determining allowance requirements, actual results
can differ significantly from estimated results. These policies affect both
segments of the Company. The impact and associated risks related to these
policies on the Company&#146;s business operations are discussed in the &#147;Provision
and Allowance for Loan Losses&#148; section of this report. The Company&#146;s estimates
have been materially accurate in the past, and accordingly, the Company expects
to continue to utilize the present processes. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Impairment of
Assets.</FONT></I><FONT face="Times New Roman" size=2> The Company periodically evaluates
certain long-term assets such as intangible assets including goodwill,
foreclosed assets and assets held for sale for impairment. Generally, these
assets are initially recorded at cost, and recognition of impairment is required
when events and circumstances indicate that the carrying amounts of these assets
will not be recoverable in the future. If impairment occurs, various methods of
measuring impairment may be called for depending on the circumstances and type
of asset, including quoted market prices, estimates based on similar assets, and
estimates based on valuation techniques such as discounted projected cash flows.
The Company had no impairment of goodwill and intangible assets for the fiscal
years ended December 31, 2013, 2012, and 2011 and management does not anticipate
any future impairment loss. Investment securities available-for-sale are
measured at fair value as determined by an independent research firm. These
policies affect both segments of the Company and require significant management
assumptions and estimates that could result in materially different results if
conditions or underlying circumstances change. </FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Income Taxes. </FONT></I><FONT face="Times New Roman" size=2>The objectives of accounting for income taxes are to recognize
the amount of taxes payable or refundable for the current year and deferred tax
liabilities and assets for the future tax consequences of events that have been
recognized in an entity's financial statements or tax returns. Judgment is
required in addressing the future tax consequences of events that have been
recognized in the Company&#146;s financial statements or tax returns such as the
realization of deferred tax assets or changes in tax laws or interpretations
thereof. In addition, the Company is subject to the continuous examination of
its income tax returns by the Internal Revenue Service and other taxing
authorities. In accordance with FASB ASC 740, &#147;Income Taxes,&#148; the Company has
unrecognized tax benefits related to tax positions taken or expected to be
taken. See Note 13 to the consolidated financial statements contained herein.
</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Pension Plans. </FONT></I><FONT face="Times New Roman" size=2>The amounts recognized in the consolidated financial
statements related to pension plans are determined from actuarial valuations.
Inherent in these valuations are assumptions, including expected return on plan
assets, discount rates at which the liabilities could be settled at December 31,
2013, rate of increase in future compensation levels and mortality rates. These
assumptions are updated annually and are disclosed in Item 8, Note 10 to the
consolidated financial statements. There have been no significant changes in the
Company&#146;s long-term rate of return assumptions for the past three fiscal years
ended December 31, and management believes they are not reasonably likely to
change in the future. Pursuant to FASB ASC 715, &#147;Compensation &#150; Retirement
Benefits,&#148; (&#147;ASC 715&#148;) the Company has recognized the funded status of its
defined benefit postretirement plan in its balance sheet and has recognized
changes in that funded status through comprehensive income. The funded status is
measured as the difference between the fair value of the plan assets and the
projected benefit obligation as of the date of its fiscal year-end.</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Summary of
Results</FONT></B><B><FONT face="Times New Roman" size=1> </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="17%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Years Ended December 31,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>% Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In
      thousands except per share data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013 v. 2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012 v. 2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total processing volume</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>51,397</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>47,067</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>45,426</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      9.2</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      3.6</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Total processing dollars</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35,089,708</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,162,412</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>31,899,494</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5.8</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.0</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Payment and processing fees</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,805</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,695</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60,688</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.2</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9.9</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Net interest income after provision for</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>loan losses</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>38,245</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>40,385</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,711</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(5.3</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7.6</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total net revenue</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>114,817</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>111,523</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>106,535</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.0</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.7</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Average earning assets</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,198,710</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,201,846</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,188,283</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(.3</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.1</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net interest margin*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.63</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.31 </FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.8</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.3</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Diluted earnings per share</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.01</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.5</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Return on average assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.74</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.73</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.77</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Return on average equity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13.39</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13.88</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15.17</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>* Presented on a tax-equivalent basis
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>16 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The results of 2013 compared to 2012
include the following significant items: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Payment and
processing fee revenue increased as the number of transactions processed
increased. This increase was due to increased activity from new customers.
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Net interest
income after provision for loan losses decreased $2,140,000, or 5%, due to the
decrease in the net interest margin on a tax equivalent basis from 4.00% in 2012
to 3.63% in 2013. The decrease in average earning assets was the result of a
decrease in accounts and drafts payable, partially offset by an increase in
deposits. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Gains from
the sale of securities were $4,024,000 in 2013 and $2,635,000 in 2012. Bank
service fees were down $57,000, or 4%, and other income was approximately the
same as last year. Operating expenses increased $3,753,000, or 5%, primarily in
the area of salaries and benefits resulting from the increase in business
volume. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The results of 2012 compared to 2011
include the following significant items: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Payment and
processing fee revenue increased as the number of transactions processed
increased. This increase was due to increased activity from both base and new
customers. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Net interest
income after provision for loan losses decreased $3,326,000, or 8%, due to the
decrease in the net interest margin on a tax equivalent basis from 4.31% in 2011
to 4.00% in 2012. The growth in average earning assets was $14,000 funded by
increases in deposits. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Gains from
the sale of securities were $2,635,000 in 2012 and $43,000 in 2011. Bank service
fees were down $82,000, or 6%, and other income was down $203,000 primarily due
to a bank-owned life insurance death benefit received in 2011. Operating
expenses increased $5,304,000, or 7%, primarily in the area of salaries and
benefits resulting from the acquisition of WRC and increase in business volume.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2></FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Fee Revenue and Other Income
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s fee revenue is derived
mainly from transportation and facility payment and processing fees. As the
Company provides its processing and payment services, it is compensated by
service fees which are typically calculated on a per-item basis and by the
accounts and drafts payable balances generated in the payment process which can
be used to generate interest income. Processing volumes, fee revenue and other
income were as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>% Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013 v. 2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012 v. 2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Transportation invoice
      transaction volume</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>31,895</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>28,790</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>28,279</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      10.8</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.8</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Transportation invoice dollar
    volume</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,506,097</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,263,118</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20,599,503</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5.6</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8.1</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expense management
      transaction volume*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,502</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>18,277</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>17,147</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.7</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.6</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Expense management dollar volume*</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,583,611</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,899,294</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,299,991</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6.3</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(3.5</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Payment and processing
      revenue</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,805</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,695</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60,688</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.2</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9.9</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Bank service fees</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,215</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,272</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,354</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(4.5</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(6.1</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Gains on sales of
      investment securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,024</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,635</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>43</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>52.7</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>528</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>536</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>739</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(.1</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(27.5</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>* Includes energy, telecom and
environmental </FONT><FONT face="Times New Roman" size=2></FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Fee revenue and other income in 2013
compared to 2012 include the following significant pre-tax components:
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Transportation transaction volume increased 11% during the past year,
primarily due to increased activity from new customers. Expense management
transaction volume increased 7%. Overall, revenues for the year were up
primarily due to new business in the transportation sector. Gains on sales of
investment securities were up significantly as the Company took advantage of
market gains. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Fee revenue and other income in 2012
compared to 2011 include the following significant pre-tax components:
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Transportation transaction volume increased by 2%, primarily due to
increased activity from both base and new customers. Expense management
transaction volume increased by 7%, primarily due to the WRC acquisition.
Overall, revenues for the year were
up slightly under 10%. Gains on sales of investment securities were up
significantly as the Company took advantage of market gains.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>17 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Net Interest Income </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Net interest income is the difference
between interest earned on loans, investments, and other earning assets and
interest expense on deposits and other interest-bearing liabilities. Net
interest income is a significant source of the Company&#146;s revenues. The following
table summarizes the changes in tax-equivalent net interest income and related
factors: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="17%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 9%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=2>%
      Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013 v. 2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012 v. 2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Average earning
      assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,198,710</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,201,846</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,188,283</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (.3</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%)</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      1.1</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Net interest income*</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,468</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>48,086</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>51,248</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(9.6</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(6.2</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net interest
    margin*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.63</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.31</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Yield on earning assets*</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.86</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.26</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.68</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Rate on interest bearing liabilities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.69</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.78</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.07</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>*&nbsp;Presented on a tax-equivalent basis
using a tax rate of 35% in all years. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Net interest income in 2013 compared to
2012: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>The decrease
in net interest income was caused by a decrease in net interest margin. The
decrease in net interest margin was due to the lack of satisfactory investment
alternatives in this historically low interest rate environment. More
information is contained in the tables below and in Item 7A of this report.
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total
average loans decreased $25,175,000, or 4%, to $659,422,000. Loans have a
positive effect on interest income and the net interest margin due to the fact
that loans are one of the Company&#146;s highest yielding earning assets for any
given maturity. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total
average investment in securities decreased $16,927,000, or 6%. The investment
portfolio will expand and contract over time as the Company manages its
liquidity and interest rate position. All purchases were made in accordance with
the Company&#146;s investment policy. Total average federal funds sold and other
short-term investments increased $36,051,000, or 41%. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>The Bank&#146;s
total average interest-bearing deposits increased $8,712,000, or 2%, compared to
the prior year. Average rates paid on interest-bearing liabilities decreased
from .78% to .69% as a result of the continued low interest rate environment.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Net interest income in 2012 compared to
2011: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>The decrease
in net interest income was caused by a decrease in net interest margin. The
decrease in net interest margin was due to the lack of satisfactory investment
alternatives in this historically low interest rate environment. More
information is contained in the tables below and in Item 7A of this report.
</FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total
average loans decreased $11,387,000, or 2%, to $684,597,000. Loans have a
positive effect on interest income and the net interest margin due to the fact
that loans are one of the Company&#146;s highest yielding earning assets for any
given maturity. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total
average investment in securities increased $44,103,000, or 17%. The investment
portfolio will expand and contract over time as the Company manages its
liquidity and interest rate position. All purchases were made in accordance with
the Company&#146;s investment policy. Total average federal funds sold and other
short-term investments decreased $41,405,000, or 32%. </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>The Bank&#146;s
total average interest-bearing deposits decreased $5,001,000, or 1%, compared to
the prior year. A $19,638,000, or 3%, increase in accounts and drafts payable
more than offset the decrease in deposits and funded a slight increase in
earning assets. Average rates paid on interest-bearing liabilities decreased
from 1.07% to .78% as a result of the continued low interest rate environment.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>18 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Distribution of Assets, Liabilities
and Shareholders' Equity; Interest Rate and Interest
Differential</FONT></B><B><FONT face="Times New Roman" size=5> </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following table contains condensed
average balance sheets for each of the periods reported, the tax-equivalent
interest income and expense on each category of interest-earning assets and
interest-bearing liabilities, and the average yield on such categories of
interest-earning assets and the average rates paid on such categories of
interest-bearing liabilities for each of the periods reported: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="15%" colSpan=10><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="15%" colSpan=10><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="15%" colSpan=10><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Interest</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Interest</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Interest</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Average</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Income/</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Yield/</FONT></STRONG></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Average</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Income/</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Yield/</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Average</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Income/</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Yield/</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Balance</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Expense</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Rate</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Balance</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Expense</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Balance</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Expense</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Rate</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Assets</FONT></B><FONT face="Times New Roman" size=2><SUP>1</SUP></FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Earning assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Loans<SUP>2, 3</SUP>:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>657,385</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32,078</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.88</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>683,921</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35,521</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5.19</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>695,121</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$ </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>39,504</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5.68</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Tax-exempt<SUP>4</SUP></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,037</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>49</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2.45</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>676</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.89</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>863</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2.09</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Securities<SUP>5</SUP>:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Taxable</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,068</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>21</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.97</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>25</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2.47</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>997</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>37</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.71</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Tax-exempt<SUP>4</SUP></FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>288,571</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13,573</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.70</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>305,552</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,177</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.97</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>261,466</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,373</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5.88</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Certificates of deposit</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,207</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>27</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.52</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,618</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>801</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.50</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing deposits
      in other</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; financial
      institutions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>120,672</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>398</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.33</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>116,346</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>362</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.31</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>99,911</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>347</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.35</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Federal funds sold and other</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; short-term
      investments</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>123,770</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>154</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.12</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>87,719</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>108</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.12</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>129,124</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>339</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.26</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total earning
    assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,198,710</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>46,300</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.86</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,201,846</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>51,234</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.26</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,188,283</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>55,622</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.68</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Non-earning assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from
      banks</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,476</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,469</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,525</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Premise
      and equipment, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,258</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,649</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,790</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bank owned life
      insurance</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,160</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,625</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,299</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Goodwill and other</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      intangibles</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15,078</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14,970</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,688</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>109,695</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>103,630</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>81,819</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for loan
      losses</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(11,595</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(12,697</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(12,769</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,351,782</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,344,492</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,301,635</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="57%" colSpan=4><B><FONT face="Times New Roman" size=2>Liabilities
      and Shareholders&#146; Equity<SUP>1</SUP></FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing
      liabilities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest-bearing demand</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>283,728</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,737</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.61</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>256,332</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,739</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.68</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>233,636</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,162</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.93</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Savings
    deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>20,840</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>138</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.66</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,261</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>169</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.70</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>25,556</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>225</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.88</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Time
      deposits &gt;=$100</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,703</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>357</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.06</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>39,638</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>456</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.15</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>52,123</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>690</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.32</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other time
      deposits</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>74,174</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>600</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.81</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>83,502</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>784</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.94</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>97,419</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,297</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.33</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total
      interest-bearing deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>412,445</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.69</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>403,733</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.78</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>408,734</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,374</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.07</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Short-term
      borrowings</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total
      interest bearing liabilities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>412,448</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.69</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>403,738</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.78</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>408,737</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,374</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.07</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Non-interest bearing
      liabilities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Demand
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>137,665</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>137,313</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>132,603</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accounts and drafts
      payable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>600,611</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>616,573</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>596,935</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other
    liabilities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>25,617</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,001</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,691</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total
liabilities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,176,341</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,176,625</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,149,966</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Shareholders&#146; equity</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>175,441</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>167,867</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>151,669</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total liabilities and
      share-</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; holders&#146;
equity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,351,782</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,344,492</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,301,635</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Net interest income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,468</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>48,086</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>51,248</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="52%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net interest
    margin</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.63</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.31</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="52%"><FONT face="Times New Roman" size=2>Interest spread</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.17</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.48</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.61</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>1</SUP> Balances shown are daily averages.</FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>2</SUP> For purposes of these computations, nonaccrual loans are
included in the average loan amounts outstanding. Interest on nonaccrual loans
is recorded when received as discussed further in Item 8, Note 1 of this
report.</FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>3</SUP> Interest income on loans includes net loan fees of $339,000,
$333,000, and $542,000 for 2013, 2012 and 2011, respectively.</FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>4</SUP> Interest income is presented on a tax-equivalent basis
assuming a tax rate 35% in all years. The tax-equivalent adjustment was
approximately $4,723,000, $5,301,000 and $5,387,000 for 2013, 2012 and 2011,
respectively.</FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>5</SUP> For purposes of these computations, yields on investment
securities are computed as interest income divided by the average amortized cost
of the investments.</FONT></DIV>


<P align=center><FONT face="Times New Roman" size=2>19 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<BR>



<P align=justify><B><FONT face="Times New Roman" size=2>Analysis of Net Interest Income
Changes </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the
changes in interest income and expense between years due to changes in volume
and interest rates.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="15%" colSpan=11><B><FONT face="Times New Roman" size=2>2013 Over 2012</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=11><B><FONT face="Times New Roman" size=2>2012 Over 2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="69%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Volume<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>Rate<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>Volume<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>Rate<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Increase (decrease) in
      interest income:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>Loans<SUP>2,3</SUP>:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,346</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,097</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,443</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(628</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,355</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,983</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt<SUP>4</SUP></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>20</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>43</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(3</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(9</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(12</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Securities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(5</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(4</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(13</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(12</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt<SUP>4</SUP></FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(821</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(783</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,604</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,389</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,585</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(196</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Certificates of
      deposit</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(1</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(8</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>31</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>31</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing deposits
      in other</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;financial
      institutions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>36</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>54</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(39</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>Federal funds sold and other
      short-term</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;investments</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>45</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>46</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(87</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(144</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(231</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total interest
      income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,091</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,843</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4,934</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,757</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,145</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4,388</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>Interest expense on:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing
      demand deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>176</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(178</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>196</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(619</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(423</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Savings
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(23</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(8</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(31</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(11</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(45</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(56</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits
      &gt;=$100</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(65</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(34</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(99</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(151</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(83</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(234</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other time
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(82</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(102</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(184</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(167</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(346</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(513</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR>
    <TD width="100%" colSpan=25>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="69%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total interest
      expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(322</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(316</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(133</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,093</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,226</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="69%"><FONT face="Times New Roman" size=2>Net
      interest income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(2,097</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(2,521</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(4,618</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,890</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(5,052</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(3,162</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><B><FONT face="Times New Roman" size=2><SUP>1 </SUP></FONT></B><FONT face="Times New Roman" size=2>The change in
interest due to the combined rate/volume variance has been allocated in
proportion to the absolute dollar amounts of the change in each. </FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><B><FONT face="Times New Roman" size=2><SUP>2 </SUP></FONT></B><FONT face="Times New Roman" size=2>Average
balances include nonaccrual loans.</FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><B><FONT face="Times New Roman" size=2><SUP>3 </SUP></FONT></B><FONT face="Times New Roman" size=2>Interest income
includes net loan fees. </FONT></DIV>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><B><FONT face="Times New Roman" size=2><SUP>4 </SUP></FONT></B><FONT face="Times New Roman" size=2>Interest
income is presented on a tax-equivalent basis assuming a tax rate 35% in all
years. </FONT></DIV>
<P align=justify><B><FONT face="Times New Roman" size=2>Loan Portfolio</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Interest earned on the loan portfolio
is a primary source of income for the Company. The loan portfolio was
$652,177,000 and represented 49% of the Company's total assets as of December
31, 2013 and generated $32,110,000 in revenue during the year then ended. The
Company had no sub-prime mortgage loans or residential development loans in its
portfolio for any of the years presented. The following tables show the
composition of the loan portfolio at the end of the periods indicated and
remaining maturities for loans as of December 31, 2013.</FONT><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"><B><FONT face="Times New Roman" size=2>Loans by Type</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="24%" colSpan=14><B><FONT face="Times New Roman" size=2>December
    31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="75%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2010</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2009</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,304</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,862</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>136,916</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>135,061</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>93,371</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"><FONT face="Times New Roman" size=2>Real
      estate (commercial and church):</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>455,190</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>502,961</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>488,574</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>517,593</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>471,773</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,449</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,475</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>45,564</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>54,752</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>74,407</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="75%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>511</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,227</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,406</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total loans</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>671,565</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>708,633</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>641,957</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"><B><FONT face="Times New Roman" size=2>Loans by
      Maturity</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"><FONT face="Times New Roman" size=2>(At December 31, 2013)</FONT></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>One
      Year</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="8%" colSpan=5><B><FONT face="Times New Roman" size=2>Over 1
      Year</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Over</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Or Less</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=5><B><FONT face="Times New Roman" size=2>Through 5 Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>5 Years</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fixed</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Floating</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fixed</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Floating</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fixed</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Floating</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="66%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B><B><FONT face="Times New Roman" size=2><SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate<SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,216</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>69,880</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32,595</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>42,524</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,952</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,137</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,304</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"><FONT face="Times New Roman" size=2>Real Estate:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38,752</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,812</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>318,569</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>28,901</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30,558</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,598</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>455,190</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,184</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,461</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,804</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>16,449</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="66%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>564</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,603</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="66%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>67</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="66%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total loans</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>47,716</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>88,220</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>366,571</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>71,425</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32,510</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>45,735</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>1 </SUP>Loans have been classified as having "floating" interest
rates if the rate specified in the loan varies with the prime commercial rate of
interest. Note: Due to the historically low interest rates, the Company
instituted a 4% floor for its prime lending rate. </FONT></DIV>
<P align=center><FONT face="Times New Roman" size=2>20 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Company has no concentrations of
loans exceeding 10% of total loans, which are not otherwise disclosed in the
loan portfolio composition table and as are discussed in Item 8, Note 4, of this
report. As can be seen in the loan composition table above and as discussed in
Item 8, Note 4, the Company's primary market niche for banking services is
privately held businesses and churches and church-related ministries.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Loans to commercial entities are
generally secured by the business assets of the borrower, including accounts
receivable, inventory, machinery and equipment, and the real estate from which
the borrower operates. Operating lines of credit to these companies generally
are secured by accounts receivable and inventory, with specific percentages of
each determined on a customer-by-customer basis based on various factors
including the type of business. Intermediate term credit for machinery and
equipment is generally provided at some percentage of the value of the equipment
purchased, depending on the type of machinery or equipment purchased by the
entity. Loans secured exclusively by real estate to businesses and churches are
generally made with a maximum 80% loan to value ratio, depending upon the
Company's estimate of the resale value and ability of the property to generate
cash. The Company's loan policy requires an independent appraisal for all loans
over $250,000</FONT><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>secured by real estate. Company management monitors the local economy in
an attempt to determine whether it has had a significant deteriorating effect on
such real estate loans. When problems are identified, appraised values are
updated on a continual basis, either internally or through an updated external
appraisal. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Loan portfolio changes from December
31, 2012 to December 31, 2013: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total loans
decreased $35,556,000, or 5%, to $652,177,000. Additional details regarding the
types and maturities of loans in the loan portfolio are contained in the tables
above and in Item 8, Note 4. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Loan portfolio changes from December
31, 2011 to December 31, 2012: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Total loans
increased $16,168,000, or 2%, to $687,733,000. Additional details regarding the
types and maturities of loans in the loan portfolio are contained in the tables
above and in Item 8, Note 4. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Provision and Allowance for Loan
Losses </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company recorded a provision for
loan losses of $500,000 in 2013, $2,400,000 in 2012 and $2,150,000 in 2011. The
amount of the provisions for loan losses was derived from the Company&#146;s
quarterly analysis of the allowance for loan losses. The amount of the provision
will fluctuate as determined by these quarterly analyses. The decrease in
provision for loan losses in 2013 was due to the decrease in loan balances
described above and improved credit quality. The Company had net loan
charge-offs of $1,178,000, $2,997,000 and $1,087,000 in 2013, 2012 and 2011,
respectively. The allowance for loan losses was $11,679,000 at December 31, 2013
compared to $12,357,000 at December 31, 2012 and $12,954,000 at December 31,
2011. The year-end 2013 allowance represented 1.8% of outstanding loans, the
same as at year-end 2012, and 1.9% at year-end 2011. From December 31, 2012 to
December 31, 2013, the level of nonperforming loans decreased $4,786,000 from
$6,572,000 to $1,797,000, which represents .3% of outstanding loans.
Nonperforming loans are more fully explained in the section entitled
&#147;Nonperforming Assets.&#148; </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The allowance for loan losses has been
established and is maintained to absorb probable losses in the loan portfolio.
An ongoing assessment of risk of loss is performed to determine if the current
balance of the allowance is adequate to cover probable losses in the portfolio.
Charges or credits are made to expense to cover any deficiency or reduce any
excess, as required. The current methodology employed to determine the
appropriate allowance consists of two components, specific and general. The
Company develops specific allowances on commercial, commercial real estate, and
construction loans based on individual review of these loans and an estimate of
the borrower&#146;s ability to repay the loan given the availability of collateral,
other sources of cash flow and collection options available. The general
component relates to all other loans, which are evaluated based on loan grade.
The loan grade assigned to each loan is typically evaluated on an annual basis,
unless circumstances require interim evaluation. The Company assigns an
allowance amount consistent with each loan's rating category. The allowance
amount is based on derived loss experience over prescribed periods as well as
review of peer data and other relevant factors. In addition to the amounts
derived from the loan grades, a portion is added to the general allowance to
take into account other factors including credit concentration risk, national
and local economic conditions, downturns in specific industries including loss
in collateral value, trends in credit quality at the Company and the banking
industry, and trends in risk rating changes. As part of their examination
process, federal and state agencies review the Company's methodology for
maintaining the allowance for loan losses and the related balance. These
agencies may require the Company to increase the allowance for loan losses based
on their judgments and interpretations about information available to them at
the time of their examination. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The following schedule summarizes
activity in the allowance for loan losses and the allocation of the allowance to
the Company&#146;s loan categories.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>21 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><B><FONT face="Times New Roman" size=2>Summary of Loan Loss
      Experience</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD width="100%" colSpan=21>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="29%" colSpan=19><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2010</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2009</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Allowance at beginning of
      year</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,357</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,954</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,891</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,284</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,451</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Loans charged-off:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial
      and industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,546</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,118</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>554</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>109</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Real
      estate (commercial and church):</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>233</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,562</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>28</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>291</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Total loans charged-off</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,540</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,108</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,146</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>554</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>400</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Recoveries of loans
      previously charged-off:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial
      and industrial</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>47</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>111</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>58</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>60</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>180</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Real
      estate (commercial and church):</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>315</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total recoveries of loans previously charged-off</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>362</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>111</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>59</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>61</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>183</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Net loans charged-off</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,178</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,997</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,087</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>493</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>217</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Provision charged to expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,400</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,150</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,100</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,050</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Allowance at end of year</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,679</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,357</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,954</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,891</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,284</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Loans
    outstanding:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Average</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>659,422</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>684,597</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>695,984</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>675,901</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>613,259</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December
      31</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>671,565</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>708,633</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>641,957</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Ratio of allowance for loan losses to
      loans</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;outstanding:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Average</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.77</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.81</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.86</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.76</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.35</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December
      31</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.79</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.80</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.93</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.68</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.29</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Ratio of net charge-offs
      to average loans</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;outstanding</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.18</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.44</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.16</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.07</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.04</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Allocation of allowance for loan
      losses<SUP>1</SUP>:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,036</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,192</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,594</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,732</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,511</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Real estate
      (commercial and church):</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,300</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,687</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,573</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,491</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,953</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>275</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>470</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>783</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>656</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>809</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,679</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,357</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,954</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,891</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,284</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Percentage of categories
      to total loans:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>26.0</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23.4</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20.4</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19.2</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14.9</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Real estate
      (commercial and church):</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>71.0</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>73.1</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>72.7</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>72.9</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>73.1</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.4</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.4</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.8</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7.7</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.6</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.6</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0.1</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0.1</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0.2</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0.4</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>1 </SUP>Although specific allocations exist, the entire allowance is
available to absorb losses in any particular loan category. </FONT></DIV>
<P align=justify><B><FONT face="Times New Roman" size=2>Nonperforming Assets </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Nonperforming loans are defined as
loans on non-accrual status and loans 90 days or more past due but still
accruing. Nonperforming assets include nonperforming loans plus foreclosed real
estate. Troubled debt restructurings are not included in nonperforming loans
unless they are on non-accrual status or past due 90 days or more. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>It is the policy of the Company to
continually monitor its loan portfolio and to discontinue the accrual of
interest on any loan for which collection is not probable. Subsequent payments
received on such loans are applied to principal if collection of principal is
not probable; otherwise, these receipts are recorded as interest income.
Interest on nonaccrual loans, which would have been recorded under the original
terms of the loans, was approximately $180,000 and $381,000 for the years ended
December 31, 2013 and 2012, respectively. Of this amount, approximately $131,000
and $141,000</FONT><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>was actually recorded as interest income on such loans during the years
ended December 31, 2013 and 2012, respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Total nonaccrual loans at December 31,
2013 consists of six loans totaling $1,797,000 that relate to
businesses/churches that have weak financial positions and/or are in
liquidation. Allocations of the allowance for loan losses have been established
for the estimated loss exposure.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>There were no foreclosed assets at
December 31, 2013. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>22 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Company does not have any foreign
loans. The Company's loan portfolio does not include a significant amount of
single family real estate mortgages, as the Company does not market its services
to retail customers. Also, the Company had no sub-prime mortgage loans or
residential development loans in its portfolio in any of the years presented.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company does not have any other
interest-earning assets which would have been included in nonaccrual, past due
or restructured loans if such assets were loans. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><B><FONT face="Times New Roman" size=2>Summary of Nonperforming
      Assets</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="25%" colSpan=15><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2010</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2009</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,439</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>56</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>46</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=2 face="Times New Roman">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Contractually
      past due 90 days or more and still</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;accruing</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Real estate &#150; mortgage:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,786</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,133</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,653</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>519</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,608</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Contractually
      past due 90 days or more and still</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;accruing</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>29</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total nonperforming
      loans</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,572</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,738</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>565</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,608</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%"><FONT face="Times New Roman" size=2>Total foreclosed assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,322</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,689</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,910</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,910</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="74%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total nonperforming assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,894</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,427</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,475</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,518</FONT></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 8pt; TEXT-INDENT: -8pt" align=justify><FONT face="Times New Roman" size=2>* In February 2013, a payment of $4,115,000 was
received for one nonaccrual loan with a balance of $4,198,000. $83,000 was
charged off. </FONT></DIV>
<P align=justify><B><FONT face="Times New Roman" size=2>Operating Expenses </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Operating expenses in 2013 compared to
2012 include the following significant pre-tax components: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Salaries and
employee benefits expense increased $3,159,000, or 5%, to $65,722,000. An
increase in the number of employees to support the additional volume primarily
drove this increase. Occupancy expense increased $717,000, or 33%, due to the
new Company headquarters and Bank headquarters. Equipment expense increased
$294,000 to $3,810,000 primarily due to depreciation on additional systems
software. Amortization of intangibles decreased $46,000 to $535,000. Other
operating expense decreased $371,000, or 3%, to $11,145,000 primarily due to a
decrease in legal fees. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Operating expenses in 2012 compared to
2011 include the following significant pre-tax components: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>Salaries and
employee benefits expense increased $5,990,000, or 11%, to $62,563,000. An
increase in the number of employees, including the WRC acquisition, primarily
drove this increase. Occupancy expense decreased $161,000, or 7%. Equipment
expense decreased $9,000, to $3,516,000. Amortization of intangibles increased
$474,000 to $581,000 due to the purchase of intangible assets in the acquisition
of WRC. Amortization was $107,000 in 2011. Other operating expense decreased
$990,000, or 8%, to $11,516,000 primarily due to a decrease in legal fees.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Income Tax Expense </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Income tax expense in 2013 totaled
$7,234,000 compared to $7,887,000 and $8,497,000 in 2012 and 2011, respectively.
When measured as a percent of income, the Company&#146;s effective tax rate was 24%
in 2013, 25% in 2012, and 27% in 2011. The effective tax rate varies from
year-to-year primarily due to changes in the Company&#146;s pre-tax income and the
amount of investment in tax-exempt municipal bonds.</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2></FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Investment Portfolio </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Investment portfolio changes from
December 31, 2012 to December 31, 2013: </FONT></P>
<P style="PADDING-LEFT: 15pt" align=justify><FONT face="Times New Roman" size=2>State and
political subdivision securities decreased $21,176,000, or 6%, to $314,017,000.
The investment portfolio provides the Company with a significant source of
earnings, secondary source of liquidity, and mechanisms to manage the effects of
changes in loan demand and interest rates. Therefore, the size, asset allocation
and maturity distribution of the investment portfolio will vary over time
depending on management&#146;s assessment of current and future interest rates,
changes in loan demand, changes in the Company&#146;s sources of funds and the
economic outlook. During this period, the Company purchased state and political
subdivision securities. These securities all had A or better credit ratings and
maturities approaching 15 years. With the additional liquidity provided by the
increase in deposits and accounts and drafts payable, the Company made these
purchases to continue to reduce the level of short-term
rate sensitive assets. All purchases were made in accordance with the Company&#146;s
investment policy. As of December 31, 2013, the Company had no mortgage-backed
securities in its portfolio. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>23 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>There was no single issuer of
securities in the investment portfolio at December 31, 2013 for which the
aggregate amortized cost exceeded 10% of total shareholders' equity. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><B><FONT face="Times New Roman" size=2>Investments by
      Type</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"></TD>
    <TD style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" align=center width="12%" colSpan=8><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>314,017</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>335,193</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>307,362</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3,750</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,742</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3,250</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      investments</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>317,767</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>341,935</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>310,612</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><B><FONT face="Times New Roman" size=2>Investment Securities by
      Maturity</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>(At December 31, 2013)</FONT></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Within
      1</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Over 1 to
      5</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Over 5
      to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Over</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Year</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>10 Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>10 Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Yield</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,475</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>71,914</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>140,947</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89,681</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.21</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,750</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.40</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      investments</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,225</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>71,914</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>140,947</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89,681</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.17</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Weighted average yield<SUP>1</SUP></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.13</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.75</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.76</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.36</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>4.17</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<DIV style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt" align=justify><FONT face="Times New Roman" size=2><SUP>1</SUP> Weighted average yield is presented on a tax-equivalent
basis assuming a tax rate of 35%. </FONT></DIV>
<P align=justify><B><FONT face="Times New Roman" size=1></FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Deposits and Accounts and Drafts
Payable </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Noninterest-bearing demand deposits
decreased less than 1% from December 31, 2012 to $143,841,000 at December 31,
2013. The average balances of these deposits increased less than 1% in 2013 to
$137,665,000. These balances are primarily maintained by commercial customers
and churches and can fluctuate on a daily basis. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Interest-bearing deposits increased
$19,090,000, or 5%, to $438,655,000 at December 31, 2013. The average balances
of these deposits increased to $412,445,000 in 2013 from $403,733,000 in 2012.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Accounts and drafts payable generated
by the Company in its payment processing operations increased $21,192,000, or
4%, at December 31, 2012 to $543,953,000 at December 31, 2013. The average
balance of these funds decreased $15,962,000, or 3%, to $600,611,000 in 2013.
Due to the Company&#146;s payment processing cycle, average balances are much more
indicative of the underlying activity than period-end balances since
point-in-time comparisons can be misleading if the comparison dates fall on
different days of the week. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The composition of average deposits and
the average rates paid on those deposits is represented in the table entitled
&#147;Distribution of Assets, Liabilities and Shareholders' Equity; Interest Rate and
Interest Differential&#148; which is included earlier in this discussion. The Company
does not have any significant deposits from foreign depositors. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Maturities of Certificates of
Deposit of $100,000 or More </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>December 31, 2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Three months or
    less</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>44,733</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>Three to six months</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>27,333</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Six to twelve
    months</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,340</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>Over twelve months</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,813</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>91,219</FONT></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Liquidity </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The discipline of liquidity management
as practiced by the Company seeks to ensure that funds are available to fulfill
all payment obligations relating to invoices processed as they become due and
meet depositor withdrawal requests and borrower credit demands while at the same
time maximizing profitability. This is accomplished by balancing changes in
demand for funds with changes in supply of funds. Primary liquidity to meet
demand is provided by short-term liquid assets that can be converted to cash,
maturing securities and the ability to obtain funds from external sources. The
Company's Asset/Liability Committee (&#147;ALCO&#148;) has direct oversight responsibility
for the Company's liquidity position and profile. Management considers both
on-balance sheet and off-balance sheet items in its evaluation of liquidity.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The balances of liquid assets consist
of cash and cash equivalents, which include cash and due from banks,
interest-bearing deposits in other financial institutions, federal funds sold,
and money market funds, totaled $225,262,000 at December 31, 2013, an increase
of $84,174,000, or 60%, from December 31, 2012. At December 31, 2013, these
assets represented 17% of total assets. Cash and cash
equivalents are the Company&#146;s and its subsidiaries&#146; primary source of liquidity
to meet future expected and unexpected loan demand, depositor withdrawals or
reductions in accounts and drafts payable. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>24 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>Secondary sources of liquidity include
the investment portfolio and borrowing lines. Total investment in debt
securities available-for-sale at fair value was $317,767,000 at December 31,
2013, a decrease of $24,168,000, or 7%, from December 31, 2012. These assets
represented 24% of total assets at December 31, 2013 and were primarily state
and political subdivision securities. Of the total portfolio, 5% mature in one
year or less, 23% mature after one year through five years and 72% mature after
five years. The Company sold $95,742,000 in securities available-for-sale during
2013. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>As of December 31, 2013, the Bank had
unsecured lines of credit at correspondent banks to purchase federal funds up to
a maximum of $88,000,000 at the following banks: Bank of America, $20,000,000;
US Bank, $20,000,000; Wells Fargo Bank, $15,000,000; PNC Bank, $12,000,000;
Frost National Bank, $10,000,000; JPM Chase Bank, $6,000,000; and UMB Bank
$5,000,000. As of December 31, 2013, the Bank had secured lines of credit with
the Federal Home Loan Bank (&#147;FHLB&#148;) of $173,738,000 collateralized by commercial
mortgage loans. There were no amounts outstanding under any of the lines of
credit discussed above at December 31, 2013 or 2012. In January 2013, the
Company obtained a line of credit from UMB Bank of $50,000,000 collateralized by
state and political subdivision securities. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The deposits of the Company's banking
subsidiary have historically been stable, consisting of a sizable volume of core
deposits related to customers that utilize many other commercial products of the
Bank. The accounts and drafts payable generated by the Company have also
historically been a stable source of funds. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Net cash flows provided by operating
activities for the years 2013, 2012 and 2011 were $28,886,000, $35,328,000 and
$25,642,000, respectively. Net income plus depreciation and amortization
accounts for most of the operating cash provided. Net cash flows from investing
and financing activities fluctuate greatly as the Company actively manages its
investment and loan portfolios and customer activity influences changes in
deposit and accounts and drafts payable balances. Further analysis of the
changes in these account balances is discussed earlier in this report. Due to
the daily fluctuations in these account balances, management believes that the
analysis of changes in average balances, also discussed earlier in this report,
can be more indicative of underlying activity than the period-end balances used
in the statements of cash flows. Management anticipates that cash and cash
equivalents, maturing investments, cash from operations, and borrowing lines
will continue to be sufficient to fund the Company&#146;s operations and capital
expenditures in 2014. The Company anticipates the annual capital expenditures
for 2014 should range from $5 million to $7 million. Capital expenditures in
2014 are expected to consist of improvements to the transportation processing
facility in Bridgeton, Missouri and equipment and software related to the
payment and information processing services business. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>There are several trends and
uncertainties that may impact the Company&#146;s ability to generate revenues and
income at the levels that it has in the past. In addition, these trends and
uncertainties may impact available liquidity. Those that could significantly
impact the Company include the general levels of interest rates, business
activity, and energy costs as well as new business opportunities available to
the Company.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>As a financial institution, a
significant source of the Company&#146;s earnings is generated from net interest
income. Therefore, the prevailing interest rate environment is important to the
Company&#146;s performance. A major portion of the Company&#146;s funding sources are the
non-interest bearing accounts and drafts payable generated from its payment and
information processing services. Accordingly, higher levels of interest rates
will generally allow the Company to earn more net interest income. Conversely, a
lower interest rate environment will generally tend to depress net interest
income. The Company actively manages its balance sheet in an effort to maximize
net interest income as the interest rate environment changes. This balance sheet
management impacts the mix of earning assets maintained by the Company at any
point in time. For example, in a low interest rate environment, short-term
relatively lower rate liquid investments may be reduced in favor of longer term
relatively higher yielding investments and loans. If the primary source of
liquidity is reduced in a low interest rate environment, a greater reliance
would be placed on secondary sources of liquidity including borrowing lines, the
ability of the Bank to generate deposits, and the investment portfolio to ensure
overall liquidity remains at acceptable levels.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The overall level of economic activity
can have a significant impact on the Company&#146;s ability to generate revenues and
income, as the volume and size of customer invoices processed may increase or
decrease. Higher levels of economic activity increase both fee income (as more
invoices are processed) and balances of accounts and drafts payable generated
(as more invoices are processed) from the Company&#146;s transportation
customers.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The relative level of energy costs can
impact the Company&#146;s earnings and available liquidity. Higher levels of energy
costs will tend to increase transportation and energy invoice amounts resulting
in a corresponding increase in accounts and drafts payable. Increases in
accounts and drafts payable generate higher interest income and improve
liquidity. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>New business opportunities are an
important component of the Company&#146;s strategy to grow earnings and improve
performance. Generating new customers allows the Company to leverage existing
systems and facilities and grow revenues faster than expenses. During 2013 new
business was added in both the Information Services and Banking Services
segments. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>25 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Capital Resources </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>One of management&#146;s primary objectives
is to maintain a strong capital base to warrant the confidence of customers,
shareholders, and bank regulatory agencies. A strong capital base is needed to
take advantage of profitable growth opportunities that arise and to provide
assurance to depositors and creditors. The Company and its banking subsidiary
continue to exceed all regulatory capital requirements, as evidenced by the
capital ratios at December 31, 2013 as shown in Item 8, Note 2 of this report.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In 2013, cash dividends paid were $.74
per share for a total of $8,510,000, an increase of $1,149,000, or 16%, compared
to $.64 per share for a total of $7,361,000 in 2012. The increase is
attributable to the per-share amount paid. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Shareholders' equity was $190,427,000,
or 14%, of total assets, at December 31, 2013, an increase of $16,412,000 over
the balance at December 31, 2012. This increase resulted from net income of
$23,497,000, $1,975,000 related to stock bonuses and the pension adjustment per
FASB ASC 715 of $9,851,000, offset by cash dividends paid of $8,510,000, the
available-for-sale net unrealized loss of $6,755,000 and the reclassification of
$2,616,000 for the gain on sales of available-for-sale securities. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Dividends from the Bank are a source of
funds for payment of dividends by the Company to its shareholders. The only
restrictions on dividends are those dictated by regulatory capital requirements
and prudent and sound banking principles. As of December 31, 2013,
unappropriated retained earnings of $24,440,000 were available at the Bank for
the declaration of dividends to the Company without prior approval from
regulatory authorities. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company maintains a treasury stock
buyback program pursuant to which the Board of Directors has authorized the
repurchase of up to 363,000 shares of the Company&#146;s common stock. There were no
repurchases in 2013 or 2012 under the program. As of December 31, 2013, 363,000
shares remained available for repurchase under the program. A portion of the
repurchased shares may be used for the Company's employee benefit plans, and the
balance will be available for other general corporate purposes. The stock
repurchase authorization does not have an expiration date and the pace of
repurchase activity will depend on factors such as levels of cash generation
from operations, cash requirements for investments, repayment of debt, current
stock price, and other factors. The Company may repurchase shares from time to
time on the open market or in private transactions, including structured
transactions. The stock repurchase program may be modified or discontinued at
any time. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Commitments, Contractual Obligations
and Off-Balance Sheet Arrangements </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>In the normal course of business, the
Company is party to activities that involve credit, market and operational risk
that are not reflected in whole or in part in the Company&#146;s consolidated
financial statements. Such activities include traditional off-balance sheet
credit-related financial instruments and commitments under operating and capital
leases. These financial instruments include commitments to extend credit,
commercial letters of credit and standby letters of credit. The Company&#146;s
maximum potential exposure to credit loss in the event of nonperformance by the
other party to the financial instrument for commitments to extend credit,
commercial letters of credit and standby letters of credit is represented by the
contractual amounts of those instruments. At December 31, 2013, no amounts have
been accrued for any estimated losses for these instruments.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Commitments to extend credit are
agreements to lend to a customer as long as there is no violation of any
condition established in the contract. Commercial and standby letters of credit
are conditional commitments issued by the Company or its subsidiaries to
guarantee the performance of a customer to a third party. These off-balance
sheet financial instruments generally have fixed expiration dates or other
termination clauses and may require payment of a fee. At December 31, 2013, the
balance of loan commitments, standby and commercial letters of credit were
$5,596,000, $13,168,000 and $3,325,000, respectively. Since some of the
financial instruments may expire without being drawn upon, the total amounts do
not necessarily represent future cash requirements. Commitments to extend credit
and letters of credit are subject to the same underwriting standards as those
financial instruments included on the consolidated balance sheets. The Company
evaluates each customer&#146;s credit worthiness on a case-by-case basis. The amount
of collateral obtained, if deemed necessary upon extension of the credit, is
based on management&#146;s credit evaluation of the borrower. Collateral held varies,
but is generally accounts receivable, inventory, residential or income-producing
commercial property or equipment. In the event of nonperformance, the Company or
its subsidiaries may obtain and liquidate the collateral to recover amounts paid
under its guarantees on these financial instruments. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>26 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table summarizes
contractual cash obligations of the Company related to operating lease
commitments and time deposits at December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="19%" colSpan=14><B><FONT face="Times New Roman" size=2>Amount of Commitment Expiration per
      Period</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Less than 1</FONT></B><BR><B><FONT face="Times New Roman" size=2>Year</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>1-3</FONT></B><BR><B><FONT face="Times New Roman" size=2>Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>3-5</FONT></B><BR><B><FONT face="Times New Roman" size=2>Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Over</FONT></B><BR><B><FONT face="Times New Roman" size=2>5 Years</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Operating lease
      commitments</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,095</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,338</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,236</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,875</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,646</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Time deposits</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>98,996</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>84,088</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>13,284</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,624</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&mdash;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>107,091</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>85,426</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,520</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,499</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,646</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>During 2013, the Company contributed
$1,500,000 to its noncontributory defined benefit pension plan. The contribution
had no significant effect on the Company&#146;s overall liquidity. In determining
pension expense, the Company makes several assumptions, including the discount
rate and long-term rate of return on assets. These assumptions are determined at
the beginning of the plan year based on interest rate levels and financial
market performance. For 2013, these assumptions were as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2>Assumption</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="96%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Weighted average discount
      rate</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%"><FONT face="Times New Roman" size=2>Rate of increase in compensation levels</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expected long-term rate of return on assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7.25</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 7A. </FONT></B><B><U><FONT face="Times New Roman" size=2>QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
RISK</FONT></U></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Interest Rate Sensitivity
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company faces market risk to the
extent that its net interest income and its fair market value of equity are
affected by changes in market interest rates. The asset/liability management
discipline as applied by the Company seeks to limit the volatility, to the
extent possible, of both net interest income and the fair market value of equity
that can result from changes in market interest rates. This is accomplished by
limiting the maturities of fixed rate investments, loans, and deposits; matching
fixed rate assets and liabilities to the extent possible; and optimizing the mix
of fees and net interest income. However, as discussed below, the Company's
asset/liability position often differs significantly from most other financial
holding companies with significant positive cumulative "gaps" shown for each
time horizon presented. This asset sensitive position is caused primarily by the
operations of the Company, which generate large balances of accounts and drafts
payable. These balances, which are noninterest bearing, contribute to the
Company&#146;s historical high net interest margin but cause the Company to become
susceptible to changes in interest rates, with a decreasing net interest margin
and fair market value of equity in periods of declining interest rates and an
increasing net interest margin and fair market value of equity in periods of
rising interest rates. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s ALCO measures the
Company's interest rate risk sensitivity on a quarterly basis to monitor and
manage the variability of earnings and fair market value of equity in various
interest rate environments. The ALCO evaluates the Company's risk position to
determine whether the level of exposure is significant enough to hedge a
potential decline in earnings and value or whether the Company can safely
increase risk to enhance returns. The ALCO uses gap reports, 12-month net
interest income simulations, and fair market value of equity analyses as its
main analytical tools to provide management with insight into the Company's
exposure to changing interest rates. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Management uses a gap report to review
any significant mismatch between the re-pricing points of the Company&#146;s rate
sensitive assets and liabilities in certain time horizons. A negative gap
indicates that more liabilities re-price in that particular time frame and, if
rates rise, these liabilities will re-price faster than the assets. A positive
gap would indicate the opposite. Gap reports can be misleading in that they
capture only the re-pricing timing within the balance sheet, and fail to capture
other significant risks such as basis risk and embedded options risk. Basis risk
involves the potential for the spread relationship between rates to change under
different rate environments and embedded options risk relates to the potential
for the alteration of the level and/or timing of cash flows given changes in
rates.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Another measurement tool used by
management is net interest income simulation, which forecasts net interest
income during the coming 12 months under different interest rate scenarios in
order to quantify potential changes in short-term accounting income. Management
has set policy limits specifying acceptable levels of interest rate risk given
multiple simulated rate movements. These simulations are more informative than
gap reports because they are able to capture more of the dynamics within the
balance sheet, such as basis risk and embedded options risk. A table containing
simulation results as of December 31, 2013, from an immediate and sustained
parallel change in interest rates is shown below. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>27</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>While net interest income simulations
do an adequate job of capturing interest rate risk to short term earnings, they
do not capture risk within the current balance sheet beyond 12 months. The
Company uses fair market value of equity analyses to help identify longer-term
risk that may reside on the current balance sheet. The fair market value of
equity is represented by the present value of all future income streams
generated by the current balance sheet. The Company measures the fair market
value of equity as the net present value of all asset and liability cash flows
discounted at forward rates suggested by the current U.S. Treasury curve plus
appropriate credit spreads. This representation of the change in the fair market
value of equity under different rate scenarios gives insight into the magnitude
of risk to future earnings due to rate changes. Management has set policy limits
relating to declines in the market value of equity. The table below contains the
analysis, which illustrates the effects of an immediate and sustained parallel
change in interest rates as of December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="20%"><B><FONT face="Times New Roman" size=2>Change in Interest
      Rates</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="63%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=4><B><FONT face="Times New Roman" size=2>% Change in Net Interest
      Income</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=4><B><FONT face="Times New Roman" size=2>% Change in Fair Market
      Value of Equity</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="20%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>+200 basis points</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="63%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="5%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>3</FONT></P></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0><FONT size=2>%</FONT></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>5</FONT></P></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0><FONT size=2>%</FONT></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="20%"><FONT face="Times New Roman" size=2>+100 basis points</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="63%"></TD>
    <TD noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="5%">
      <P align=right><FONT face="Times New Roman" size=2>1</FONT></P></TD>
    <TD noWrap width="1%"><FONT size=2>%</FONT></TD>
    <TD noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD noWrap width="1%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%">
      <P align=right><FONT face="Times New Roman" size=2>3</FONT></P></TD>
    <TD noWrap align=left width="3%"><FONT size=2>%</FONT></TD>
    <TD noWrap width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="20%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stable rates</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="63%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="5%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>&#151;</FONT></P></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>&#151;</FONT></P></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="20%"><FONT face="Times New Roman" size=2>-100 basis points</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="63%"></TD>
    <TD noWrap width="1%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="5%">
      <P align=right><FONT face="Times New Roman" size=2>&#151;</FONT></P></TD>
    <TD noWrap width="1%"></TD>
    <TD noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%">
      <P align=right><FONT face="Times New Roman" size=2>(1</FONT></P></TD>
    <TD noWrap align=right width="3%"><FONT size=2>%)</FONT></TD>
    <TD noWrap width="1%"><FONT size=2></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" noWrap width="20%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>-200 basis points</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="63%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="5%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>(1</FONT></P></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0><FONT size=2>%)</FONT></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0><FONT size=2></FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>&#151;</FONT></P></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Interest Rate Sensitivity Position
</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the
Company&#146;s interest rate risk position at December 31, 2013 for the various time
periods indicated. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Variable</FONT></B><BR><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>0-90</FONT></B><BR><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>91-180</FONT></B><BR><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>181-364</FONT></B><BR><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>1-5</FONT></B><BR><B><FONT face="Times New Roman" size=2>Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Over</FONT></B><BR><B><FONT face="Times New Roman" size=2>5 Years</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Earning
      assets:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>209,355</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,692</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,921</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>27,026</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>358,792</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>29,224</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>643,010</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>863</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>8,304</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>9,167</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities<SUP>1</SUP>:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,262</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,656</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>6,556</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>71,914</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>230,629</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>314,017</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Certificates
      of deposit</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,750</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,750</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Investments in the
      FHLB</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and
      FRB</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,116</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,116</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal funds sold and
      other</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;short-term
      investments</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>227,650</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>227,650</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Total earning assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>438,121</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>8,954</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>14,577</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>38,195</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>439,010</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>259,853</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,198,710</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-sensitive liabilities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market
      accounts</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>234,201</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>234,201</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Now accounts</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>82,542</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>82,542</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Savings
deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>22,916</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>22,916</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$100K
      and more</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>44,733</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>27,333</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>6,340</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>12,813</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>91,219</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Less
      than $100K</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,887</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,794</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,001</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,095</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,777</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal funds purchased
      and</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;other
      short-term borrowing</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total interest-bearing liabilities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>339,659</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>47,620</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>29,127</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,341</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,908</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>438,655</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Interest sensitivity
      gap:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Periodic</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>98,462</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(38,666</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(14,550</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30,854</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>424,102</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>259,853</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>760,055</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cumulative</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>98,462</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>59,796</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>45,246</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>76,100</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>500,202</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>760,055</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>760,055</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Ratio of
      interest-bearing assets</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to interest-bearing
      liabilities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Periodic</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.29</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.19</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.50</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>5.20</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>29.45</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2.73</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cumulative</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.29</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.15</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.11</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.18</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.14</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.73</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.73</FONT></TD></TR></TABLE><BR>
<TABLE style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt; TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="100%"><FONT face="Times New Roman" size=2><SUP>1</SUP> Balances shown
      reflect earliest re-pricing date.</FONT></TD></TR></TABLE>
<P align=center><FONT face="Times New Roman" size=2>28</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>ITEM 8. </FONT></B><B><U><FONT face="Times New Roman" size=2>FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</FONT></U></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC. AND
SUBSIDIARIES<BR>CONSOLIDATED BALANCE SHEETS</FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=7><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="88%"><I><FONT face="Times New Roman" size=2>(In
      thousands except share and per share data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Assets</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Cash and due from banks</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,283</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18,794</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing deposits in other financial
      institutions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,316</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>108,560</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Federal funds sold and other short-term
    investments</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>53,663</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,734</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash
      and cash equivalents</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>225,262</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>141,088</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Securities available-for-sale, at fair value</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>317,767</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>341,935</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD width="100%" colSpan=9></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Loans</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Less:
      Allowance for loan losses</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,679</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,357</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans,
      net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>640,498</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>675,376</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Premises and equipment, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,231</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,735</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Investments in bank-owned life
      insurance</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,437</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,910</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Payments in excess of funding</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>77,650</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>63,522</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Goodwill</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,590</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,590</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Other intangible assets, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,222</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,757</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,363</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,474</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,326,020</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,287,387</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD width="100%" colSpan=9>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Liabilities and Shareholders&#146;
      Equity</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Liabilities:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Noninterest-bearing</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>143,841</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>144,143</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>438,655</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>419,565</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>582,496</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>563,708</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Accounts and drafts payable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>543,953</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>522,761</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Other liabilities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,144</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>26,903</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      liabilities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,135,593</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,113,372</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD width="100%" colSpan=9>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Shareholders&#146; Equity:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Preferred stock, par value $.50 per share;
      2,000,000</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;shares
      authorized and no shares issued</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&mdash;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&mdash;</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Common stock, par value
      $.50 per share; 40,000,000</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;shares
      authorized, 11,931,147</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;issued at
      December 31, 2013 and 2012</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,966</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,966</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Additional paid-in capital</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>125,062</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>125,086</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Retained earnings</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75,939</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60,952</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Common shares in treasury, at cost (409,667
      and 467,316</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;shares at
      December 31, 2013 and 2012, respectively)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(10,980</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(11,896</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Accumulated other comprehensive
    loss</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(5,560</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,093</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      shareholders&#146; equity</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>190,427</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>174,015</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      liabilities and shareholders&#146; equity</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,326,020</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,287,387</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>See accompanying notes to consolidated
financial statements.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>29</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC. AND
SUBSIDIARIES<BR>CONSOLIDATED STATEMENTS OF INCOME</FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>For the Years Ended December
31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="85%"><I><FONT face="Times New Roman" size=2>(In thousands except per share data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Fee Revenue and Other Income:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Information services payment and processing
      revenue</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>70,805</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>66,695</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>60,688</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Bank service
fees</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,215</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,272</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,354</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Gains on sales of securities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,024</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,635</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>528</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>536</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>739</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      fee revenue and other income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>76,572</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>71,138</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>62,824</FONT></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=10>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Interest Income: </FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Interest and fees on loans</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>32,110</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35,525</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>39,515</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest and dividends on
      securities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>48</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>60</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>41</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exempt
      from federal income taxes</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,867</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,878</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,993</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Interest on federal funds
      sold and</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;other short-term
      investments</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>552</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>470</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>686</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      interest income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,577</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>45,933</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50,235</FONT></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=10>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Interest Expense:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Interest on deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,374</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      interest expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,374</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      interest income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>38,745</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>42,785</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>45,861</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Provision for loan
      losses</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,400</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,150</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      interest income after provision for loan losses</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>38,245</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>40,385</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,711</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      net revenue</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>114,817</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>111,523</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>106,535</FONT></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=10>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Operating Expense:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Salaries and employee benefits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>65,722</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>62,563</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>56,573</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Occupancy</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,874</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,157</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,318</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Equipment</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,810</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,516</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,525</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Amortization of intangible
      assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>535</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>581</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>107</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Other operating</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,145</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,516</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,506</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total
      operating expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>84,086</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>80,333</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75,029</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Income
      before income tax expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>30,731</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>31,190</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>31,506</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Income tax
    expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,234</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,887</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,497</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=10>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Basic Earnings Per
      Share</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.05</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.05</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.03</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Diluted Earnings Per Share</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.01</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>See accompanying notes to consolidated
financial statements.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>30</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC. AND
SUBSIDIARIES<BR>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Years Ended December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="85%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Comprehensive
    income:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other comprehensive income:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net unrealized gain
      (loss) on securities available-for-sale</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(10,748</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,702</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>11,182</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax
      effect</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,993</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(946</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,914</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Reclassification
      adjustments for gains included in</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;net
      income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(4,024</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(2,635</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(43</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax
      effect</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,408</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>923</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FASB ASC 715
      adjustment</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15,674</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(5,206</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(10,328</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax
      effect</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(5,823</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,822</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,615</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreign currency
      translation adjustments</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>53</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(32</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total comprehensive income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,030</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,963</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,504</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>See accompanying notes to consolidated
financial statements.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>31</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC. AND
SUBSIDIARIES<BR>CONSOLIDATED STATEMENTS OF CASH FLOWS </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="17%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Years Ended December
    31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="82%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Cash Flows From Operating Activities:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Adjustments to reconcile net income to net cash
      provided</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;by operating
      activities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Depreciation
      and amortization</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,346</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,916</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,528</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      gains on sales of securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4,024</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,635</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(43</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Stock-based
      compensation expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,975</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,399</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,390</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Provisions
      for loan losses</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,400</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,150</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deferred
      income tax expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>57</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>974</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,145</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Decrease)
      increase in income tax liability</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(964</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,073</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(192</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Increase
      (decrease) in pension liability</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,822</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(2,158</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(6,817</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other
      operating activities, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,323</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,056</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(528</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      cash provided by operating activities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>28,886</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35,328</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>25,642</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=13>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Cash Flows From Investing Activities:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Proceeds from sales of securities
      available-for-sale</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>95,742</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>69,747</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,930</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Proceeds from maturities
      of securities available-for-sale</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>18,117</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,898</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>18,510</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Purchase of securities
      available-for-sale</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(104,351</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(114,646</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(61,768</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net decrease (increase) in
      loans</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>34,378</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(19,165</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35,981</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Increase in payments in excess of
      funding</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(14,128</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(2,144</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(27,769</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Purchases of premises and
      equipment, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4,857</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,099</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,925</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Environmental management
    acquisition</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&mdash;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,798</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&mdash;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      cash provided by (used in) investing activities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,901</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(65,207</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(31,041</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=13>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Cash Flows From Financing Activities:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Net (decrease) increase in
      noninterest-bearing demand deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(302</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,187</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18,859</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net increase in
      interest-bearing demand and savings deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32,645</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,683</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>36,956</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Net decrease in time deposits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(13,555</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(18,530</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(26,037</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net increase (decrease) in
      accounts and drafts payable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,192</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(72,440</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>79,094</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Cash dividends paid</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(8,510</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,361</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(6,279</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other financing
      activities, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,083</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(534</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(161</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net
      cash provided by (used in) financing activities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>30,387</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(64,995</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>102,432</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net increase (decrease) in
      cash and cash equivalents</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>84,174</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(94,874</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>97,033</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Cash and cash equivalents at beginning of
      year</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>141,088</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>235,962</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>138,929</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash and cash equivalents
      at end of year</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>225,262</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>141,088</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>235,962</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=13>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Supplemental
      information:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash
      paid for interest</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,855</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,196</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,424</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash
      paid for income taxes</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,265</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,407</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,287</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>See accompanying notes to consolidated
financial statements. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>32</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC. AND
SUBSIDIARIES<BR>CONSOLIDATED STATEMENTS OF SHAREHOLDERS&#146; EQUITY </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><I><FONT face="Times New Roman" size=2>(In thousands except
      per share data)</FONT></I></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Common</FONT></B><BR><B><FONT face="Times New Roman" size=1>Stock</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Additional</FONT></B><BR><B><FONT face="Times New Roman" size=1>Paid-in</FONT></B><BR><B><FONT face="Times New Roman" size=1>Capital</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Retained</FONT></B><BR><B><FONT face="Times New Roman" size=1>Earnings</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Treasury</FONT></B><BR><B><FONT face="Times New Roman" size=1>Stock</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=3><B><FONT face="Times New Roman" size=1>Accumulated</FONT></B><BR><B><FONT face="Times New Roman" size=1>Other</FONT></B><BR><B><FONT face="Times New Roman" size=1>Comprehensive</FONT></B><BR><B><FONT face="Times New Roman" size=1>Loss</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance,
      December 31, 2010</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,975</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>46,653</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>107,263</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(13,549</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="6%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,248</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>142,094</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash
      dividends ($.55 per share)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,279</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,279</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Stock dividend</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>470</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,643</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(34,140</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(27</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Issuance
      of 31,472 common shares pursuant</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to stock-based
      compensation plan, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(519</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>436</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(83</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Exercise of stock
      options and SARs</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(196</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>145</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(51</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stock-based compensation expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,390</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,390</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Other comprehensive
      income (loss)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%"><FONT face="Times New Roman" size=2>495</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>495</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance,
      December 31, 2011</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,445</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>80,971</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89,853</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(12,968</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,753</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,548</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=24>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net
      income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Cash dividends ($.64 per
      share)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(7,361</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,361</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stock
      dividend</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>521</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>44,280</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(44,843</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(42</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Issuance of 21,195
      common shares pursuant</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to stock-based
      compensation plan, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(310</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>392</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>82</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Exercise
      of stock options and SARs</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(1,254</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>680</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(574</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Stock-based compensation
      expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,399</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,399</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other
      comprehensive income (loss)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,340</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,340</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Balance, December 31,
      2012</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,966</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>125,086</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>60,952</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(11,896</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%"><FONT face="Times New Roman" size=2>(6,093</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>174,015</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD align=left width="100%" colSpan=24>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net
      income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Cash dividends ($.74 per
      share)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(8,510</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(8,510</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Issuance
      of 30,407 common shares pursuant</FONT><BR><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;to stock-based
      compensation plan, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(755</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>508</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(247</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Exercise of
    SARs</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,244</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>408</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="6%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(836</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stock-based compensation expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,975</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="6%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,975</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%"><FONT face="Times New Roman" size=2>Other comprehensive
      income (loss)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%"><FONT face="Times New Roman" size=2>533</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>533</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="63%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance,
      December 31, 2013</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,966</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>125,062</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75,939</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(10,980</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="6%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(5,560</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>190,427</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>See accompanying notes to consolidated
financial statements.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>33</FONT></P>
<HR align=center width="100%" noShade SIZE=2>


<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<BR>
<P align=justify><B><FONT face="Times New Roman" size=2>NOTES TO CONSOLIDATED FINANCIAL
STATEMENTS </FONT></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 1<BR></FONT></B><B><FONT face="Times New Roman" size=2>Summary of Significant Accounting Policies </FONT></B></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Summary of Operations
</FONT></I></B><FONT face="Times New Roman" size=2>Cass Information Systems,
Inc</FONT><B><FONT face="Times New Roman" size=2>. </FONT></B><FONT face="Times New Roman" size=2>(the
&#147;Company&#148;) provides payment and information services, which include processing
and payment of transportation, energy, telecommunications and environmental
invoices. These services include the acquisition and management of data,
information delivery and financial exchange. The consolidated balance sheet
captions, &#147;Accounts and drafts payable&#148; and &#147;Payments in excess of funding,&#148;
represent the Company&#146;s resulting financial position related to the payment
services that are performed for customers. The Company also provides a full
range of banking services to individual, corporate and institutional customers
through Cass Commercial Bank (the &#147;Bank&#148;), its wholly owned bank subsidiary.
</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Basis of
Presentation</FONT></I></B><FONT face="Times New Roman" size=2> The accounting and reporting
policies of the Company and its subsidiaries conform to U.S. generally accepted
accounting principles. The consolidated financial statements include the
accounts of the Company and its wholly owned subsidiaries after elimination of
intercompany transactions. Certain amounts in the 2012 and 2011 consolidated
financial statements have been reclassified to conform to the 2013 presentation.
Such reclassifications have no effect on previously reported net income or
shareholders&#146; equity. The Company issued a 10% stock dividend on December 14,
2012. The share and per share information have been restated for this dividend
unless indicated otherwise for all periods presented in the accompanying
consolidated financial statements. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Use of Estimates
</FONT></I></B><FONT face="Times New Roman" size=2>In preparing the consolidated financial
statements, Company management is required to make estimates and assumptions
which significantly affect the reported amounts in the consolidated financial
statements.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Cash and Cash
Equivalents</FONT></I></B><FONT face="Times New Roman" size=2> For purposes of the
consolidated statements of cash flows, the Company considers cash and due from
banks, interest-bearing deposits in other financial institutions, federal funds
sold and other short-term investments as segregated in the accompanying
consolidated balance sheets to be cash equivalents. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Investment in Debt
Securities</FONT></I></B><FONT face="Times New Roman" size=2> The Company classifies its
debt marketable securities as available-for-sale. Securities classified as
available-for-sale are carried at fair value. Unrealized gains and losses, net
of the related tax effect, are excluded from earnings and reported in
accumulated other comprehensive income, a component of shareholders&#146; equity. A
decline in the fair value of any available-for-sale security below cost that is
deemed other than temporary results in a charge to earnings and the
establishment of a new cost basis for the security. To determine whether
impairment is other than temporary, the Company considers whether it is more
likely than not that the Company will not be required to sell prior to recovery
of the amortized cost basis. Evidence considered in this assessment includes the
reasons for impairment, the severity and duration of the impairment, changes in
value subsequent to year-end and forecasted performance of the investee.
Premiums and discounts are amortized or accreted to interest income over the
estimated lives of the securities using the level-yield method. Interest income
is recognized when earned. Gains and losses are calculated using the specific
identification method.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Allowance for Loan
Losses</FONT></I></B><FONT face="Times New Roman" size=2> The allowance for loan losses is
increased by provisions charged to expense and is available to absorb
charge-offs, net of recoveries. Management utilizes a systematic, documented
approach in determining the appropriate level of the allowance for loan losses.
Management&#146;s approach, which provides for general and specific allocations, is
based on current economic conditions, past losses, collection experience, risk
characteristics of the portfolio, assessments of collateral values by obtaining
independent appraisals for significant properties, and such other factors which,
in management&#146;s judgment, deserve current recognition in estimating loan losses.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Management believes the allowance for
loan losses is adequate to absorb probable losses in the loan portfolio. While
management uses all available information to recognize losses on loans, future
additions to the allowance may be necessary based on changes in economic
conditions. Additionally, various regulatory agencies, as an integral part of
their examination process, periodically review the Company&#146;s allowance for loan
losses. Such agencies may require the Company to increase the allowance for loan
losses based on their judgments and interpretations about information available
to them at the time of their examination. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Premises and
Equipment</FONT></I></B><FONT face="Times New Roman" size=2> Premises and equipment are
stated at cost less accumulated depreciation and amortization. Depreciation is
computed over the estimated useful lives of the assets, or the respective lease
terms for leasehold improvements, using straight-line and accelerated methods.
Estimated useful lives do not exceed 40 years for buildings, the lesser of 10
years or the life of the lease for leasehold improvements and range from 3 to 7
years for software, equipment, furniture and fixtures. Maintenance and repairs
are charged to expense as incurred. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Intangible
Assets</FONT></I></B><FONT face="Times New Roman" size=2> Cost in excess of fair value of
net assets acquired has resulted from business acquisitions. Goodwill and
intangible assets with indefinite useful lives are not amortized, but instead
are tested for impairment at least annually. Intangible assets with definite
useful lives are amortized on a straight-line basis over their respective
estimated useful lives.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>34 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>Periodically, the Company reviews
intangible assets for events or changes in circumstances that may indicate that
the carrying amount of the assets may not be recoverable. Based on those
reviews, adjustments of recorded amounts have not been required. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Non-marketable Equity Investments
</FONT></I></B><FONT face="Times New Roman" size=2>The Company accounts for non-marketable
equity investments, in which it holds less than a 20% ownership, under the cost
method. Under the cost method of accounting, investments are carried at cost and
are adjusted only for other than temporary declines in fair value, distributions
of earnings and additional investments. The Company periodically evaluates
whether any declines in fair value of its investments are other than temporary.
In performing this evaluation, the Company considers various factors including
any decline in market price, where available, the investee's financial
condition, results of operations, operating trends and other financial ratios.
Non-marketable equity investments are included in other assets on the
consolidated balance sheets. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Foreclosed Assets
</FONT></I></B><FONT face="Times New Roman" size=2>Real estate acquired as a result of
foreclosure is initially recorded at fair value less estimated selling costs.
Fair value is generally determined through the receipt of appraisals. Any write
down to fair value at the time the property is acquired is recorded as a
charge-off to the allowance for loan losses. Any decline in the fair value of
the property subsequent to acquisition is recorded as a charge to non-interest
expense. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Treasury
Stock</FONT></I></B><FONT face="Times New Roman" size=2> Purchases of the Company&#146;s common
stock are recorded at cost. Upon reissuance, treasury stock is reduced based
upon the average cost basis of shares held. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Comprehensive
Income</FONT></I></B><FONT face="Times New Roman" size=2> Comprehensive income consists of
net income, changes in net unrealized gains (losses) on available-for-sale
securities and pension liability adjustments and is presented in the
accompanying consolidated statements of shareholders' equity and consolidated
statements of comprehensive income.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Loans</FONT></I></B><FONT face="Times New Roman" size=2> Interest on loans is recognized based upon the principal
amounts outstanding. It is the Company&#146;s policy to discontinue the accrual of
interest when there is reasonable doubt as to the collectability of principal or
interest. Subsequent payments received on such loans are applied to principal if
there is any doubt as to the collectability of such principal; otherwise, these
receipts are recorded as interest income. The accrual of interest on a loan is
resumed when the loan is current as to payment of both principal and interest
and/or the borrower demonstrates the ability to pay and remain current. Loan
origination and commitment fees on originated loans, net of certain direct loan
origination costs, are deferred and amortized to interest income using the
level-yield method over the estimated lives of the related loans. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Impairment of
Loans</FONT></I></B><FONT face="Times New Roman" size=2> A loan is considered impaired when
it is probable that a creditor will be unable to collect all amounts due, both
principal and interest, according to the contractual terms of the loan
agreement. When measuring impairment, the expected future cash flows of an
impaired loan are discounted at the loan's effective interest rate.
Alternatively, impairment could be measured by reference to an observable market
price, if one exists, or the fair value of the collateral for a
collateral-dependent loan. Regardless of the historical measurement method used,
the Company measures impairment based on the fair value of the collateral when
the Company determines foreclosure is probable. Additionally, impairment of a
restructured loan is measured by discounting the total expected future cash
flows at the loan's effective rate of interest as stated in the original loan
agreement. The Company uses its nonaccrual methods as discussed above for
recognizing interest on impaired loans. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Information Services
Revenue</FONT></I></B><FONT face="Times New Roman" size=2> A majority of the Company&#146;s
revenues are attributable to fees for providing services. These services include
transportation invoice rating, payment processing, auditing, and the generation
of accounting, transportation and environmental information. The Company also
processes, pays and generates management information from electric, gas,
telecommunications and other invoices. The specific payment and information
processing services provided to each customer are developed individually to meet
each customer&#146;s specific requirements. The Company enters into service
agreements with customers typically for fixed fees per transaction that are
invoiced monthly. Revenues are recognized in the period services are rendered
and earned under the service agreements, as long as collection is reasonably
assured. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Income Taxes</FONT></I></B><FONT face="Times New Roman" size=2> Deferred tax assets and liabilities are recognized for the
estimated future tax consequences attributable to differences between the
financial statement carrying amounts of existing assets and liabilities and
their respective tax bases. Deferred tax assets and liabilities are measured
using enacted tax rates in effect for the year in which those temporary
differences are expected to be recovered or settled. Deferred tax assets are
reduced if necessary, by a deferred tax asset valuation allowance. In the event
that management determines it will not be able to realize all or part of net
deferred tax assets in the future, the Company adjusts the recorded value of
deferred tax assets, which would result in a direct charge to income tax expense
in the period that such determination is made. Likewise, the Company will
reverse the valuation allowance when realization of the deferred tax asset is
expected. The effect on deferred tax assets and liabilities of a change in tax
rates is recognized in income in the period that includes the enactment date.
</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Earnings Per
Share</FONT></I></B><FONT face="Times New Roman" size=2> Basic earnings per share is
computed by dividing net income by the weighted average number of common shares
outstanding. Diluted earnings per share is computed by dividing net income by
the sum of the weighted average number of common shares outstanding and the
weighted average number of potential common shares outstanding. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>35 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Stock-Based
Compensation</FONT></I></B><FONT face="Times New Roman" size=2> The Company follows
Financial Accounting Standards Board (&#147;FASB&#148;) Accounting Standards Codification
(&#147;ASC&#148;), &#147;Accounting for Stock Options and Other Stock-based Compensation&#148; (&#147;ASC
718&#148;), which requires that all stock-based compensation be recognized as an
expense in the financial statements and that such cost be measured at the fair
value of the award. FASB ASC 718 also requires that excess tax benefits related
to stock option exercises and restricted stock awards be reflected as financing
cash inflows instead of operating cash inflows. </FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Pension Plans
</FONT></I></B><FONT face="Times New Roman" size=2>The amounts recognized in the
consolidated financial statements related to pension are determined from
actuarial valuations. Inherent in these valuations are assumptions including
expected return on plan assets, discount rates at which the liabilities could be
settled at December 31, 2013, rate of increase in future compensation levels and
mortality rates. These assumptions are updated annually and are disclosed in
Note 10. The Company follows FASB ASC 715, &#147;Compensation &#150; Retirement Benefits&#148;
(&#147;ASC 715&#148;) which requires companies to recognize the overfunded or underfunded
status of a defined benefit postretirement plan as an asset or liability in its
consolidated balance sheet and to recognize changes in that funded status in the
year in which the changes occur through comprehensive income. The funded status
is measured as the difference between the fair value of the plan assets and the
projected benefit obligation as of the date of its fiscal year-end. There have
been no significant changes in the Company&#146;s long-term rate of return
assumptions for the past three fiscal years ended December 31, 2013 and
management believes they are not reasonably likely to change in the
future.</FONT></P>
<P align=justify><B><I><FONT face="Times New Roman" size=2>Fair Value Measurements
</FONT></I></B><FONT face="Times New Roman" size=2>The Company follows the provisions of
FASB ASC 820, &#147;Fair Value Measurements and Disclosures&#148;, which defines fair
value, establishes a framework for measuring fair value in generally accepted
accounting principles, and outlines disclosures about fair value measurements.
Fair value is defined as the exchange price that would be received for an asset
or paid to transfer a liability (an exit price) in the principal or most
advantageous market for the asset or liability in an orderly transaction between
market participants on the measurement date. A three-level hierarchy for
valuation techniques is used to measure financial assets and financial
liabilities at fair value. This hierarchy is based on whether the valuation
inputs are observable or unobservable. Financial instrument valuations are
considered Level 1 when they are based on quoted prices in active markets for
identical assets or liabilities. Level 2 financial instrument valuations use
quoted prices for similar assets or liabilities, quoted prices in markets that
are not active, or other inputs that are observable or can be corroborated by
observable market data. Financial instrument valuations are considered Level 3
when they are determined using pricing models, discounted cash flow
methodologies or similar techniques and at least one significant model
assumption or input is unobservable, and when determination of the fair value
requires significant management judgment or estimation. The Company records
securities available for sale at their fair values on a recurring basis using
Level 2 valuations. Additionally, the Company records impaired loans and other
real estate owned at their fair value on a nonrecurring basis. The nonrecurring
fair value adjustments typically involve application of lower-of-cost-or-market
accounting or impairment write-downs of individual assets.</FONT><B><I><FONT face="Times New Roman" size=2> </FONT></I></B></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Impact of New and Not Yet Adopted
Accounting Pronouncements </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The new accounting pronouncements are
not applicable to the Company and/or do not materially impact the Company.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 2 <BR></FONT></B><B><FONT face="Times New Roman" size=2>Capital Requirements and Regulatory
Restrictions</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and the Bank are subject to
various regulatory capital requirements administered by the federal banking
agencies. Failure to meet minimum capital requirements can result in certain
mandatory, and possibly additional discretionary actions by regulators that, if
undertaken, could have a direct material effect on the Company&#146;s consolidated
financial statements. Under capital adequacy guidelines, the Company and the
Bank must meet specific capital guidelines that involve quantitative measures of
assets, liabilities and certain off-balance sheet items as calculated under
regulatory accounting practices. The Company and the Bank&#146;s capital amounts and
classifications are also subject to qualitative judgments by the regulators
about components, risk weightings and other factors.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Quantitative measures established by
regulators to ensure capital adequacy require the Company and the Bank to
maintain minimum amounts and ratios of total and Tier I capital to risk-weighted
assets, and of Tier I capital to average assets. Management believes that as of
December 31, 2013 and 2012, the Company and the Bank met all capital adequacy
requirements to which they are subject. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Effective July 2, 2013, the Federal
Reserve Board approved final rules known as the &#147;Basel III Capital Rules&#148; that
substantially revise the risk-based capital and leverage capital requirements
applicable to bank holding companies and depository institutions, including the
Company and the Bank. The Basel III Capital Rules implement aspects of the Basel
III capital framework agreed upon by the Basel Committee and incorporates
changes required by the Dodd-Frank Act. Among other things, the Basel III
Capital Rules establish stricter capital requirements and calculation standards,
as well as more restrictive risk weightings for certain loans and facilities.
The Basel III Capital Rules will come into effect for the Company and the Bank
on January 1, 2015 (subject to a phase-in period). </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>36 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Bank is also subject to the
regulatory framework for prompt corrective action. As of December 31, 2013 and
2012, the most recent notification from the regulatory agencies categorized the
Bank as well-capitalized. To be categorized as well capitalized, the Bank must
maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios
as set forth in the table below. There are no conditions or events since that
notification that management believes have changed the Bank&#146;s category.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Subsidiary dividends are a significant
source of funds for payment of dividends by the Company to its shareholders. At
December 31, 2013, unappropriated retained earnings of $24,440,000 were
available at the Bank for the declaration of dividends to the Company without
prior approval from regulatory authorities. However, dividends paid by the Bank
to the Company would be prohibited if the effect thereof would cause the Bank&#146;s
capital to be reduced below applicable minimum capital requirements. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>There were no restricted funds on
deposit used to meet regulatory reserve requirements at December 31, 2013 and
2012.</FONT><FONT face="Times New Roman" size=1> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company&#146;s and the Bank&#146;s actual and
required capital amounts and ratios as are as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Capital</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="9%" colSpan=5><STRONG><FONT size=2 face="Times New Roman">Requirement to be</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Actual</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Requirements</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><STRONG><FONT size=2 face="Times New Roman">Well-Capitalized</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Ratio</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Ratio</FONT></STRONG> <B><FONT face="Times New Roman" size=2></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp; &nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Amount</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><STRONG><FONT size=2 face="Times New Roman">Ratio</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>At December 31,
    2013</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Total capital (to risk-weighted assets)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Information Systems, Inc.</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>191,984</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22.27</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68,956</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2 face="Times New Roman">%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial
      Bank</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>83,168</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15.38</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>43,256</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8.00</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>54,071</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10.00</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Tier I capital (to risk-weighted
      assets)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information
      Systems, Inc.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>181,198</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>21.02</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>34,478</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Commercial Bank</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>76,395</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14.13</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,628</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32,442</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.00</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Tier I capital (to average assets)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Information Systems, Inc.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>181,198</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13.12</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,438</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial
      Bank</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>76,395</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11.37</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20,162</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.00</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,603</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5.00</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>At December 31,
    2012</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Total capital (to risk-weighted assets)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Information Systems, Inc.</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>175,802</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19.87</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,767</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2 face="Times New Roman">%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial
      Bank</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>75,300</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13.41</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>44,909</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8.00</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>56,136</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10.00</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Tier I capital (to risk-weighted
      assets)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information
      Systems, Inc.</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>164,729</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18.62</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35,384</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Commercial Bank</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68,261</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.16</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,454</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>33,682</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.00</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Tier I capital (to average assets)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass
      Information Systems, Inc.</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>164,729</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.26</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>40,294</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>N/A</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial
      Bank</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>68,261</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10.64</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,238</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3.00</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>32,063</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5.00</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 3 <BR></FONT></B><B><FONT face="Times New Roman" size=2>Investment in Securities</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Investment securities
available-for-sale are recorded at fair value on a recurring basis. The
Company&#146;s investment securities available-for-sale at December 31, 2013 and 2012
are measured at fair value using Level 2 valuations. The market evaluation
utilizes several sources which include &#147;observable inputs&#148; rather than
&#147;significant unobservable inputs&#148; and therefore falls into the Level 2 category.
The table below presents the balances of securities available-for-sale measured
at fair value on a recurring basis. The amortized cost, gross unrealized gains,
gross unrealized losses and fair value of debt and equity securities are
summarized as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="19%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31, 2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amortized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Cost</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gains</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap style="text-align: center" width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>308,403</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,537</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,923</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>314,017</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,750</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,750</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>312,153</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,537</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,923</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>317,767</FONT></TD></TR>
  <TR>
    <TD width="100%" colSpan=13>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="19%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31, 2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amortized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Cost</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gains</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap style="text-align: center" width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>315,345</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,960</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>335,193</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,742</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,742</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>322,087</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,960</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>341,935</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>37 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The fair values of securities with
unrealized losses are as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="29%" colSpan=17><B><FONT face="Times New Roman" size=2>December 31, 2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Less than 12 months</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>12 months or more</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>101,792</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,661</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT STYLE="font: x-small Times New Roman">$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,554</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT STYLE="font: x-small Times New Roman">$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>262</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>105,346</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,923</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>101,792</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,661</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,554</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>262</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>105,346</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,923</FONT></TD></TR>
  <TR>
    <TD width="102%" colSpan=19>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="29%" colSpan=17><B><FONT face="Times New Roman" size=2>December 31, 2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 9%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=2>Less than 12
      months</FONT></B></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%; border-bottom: Black 1pt solid">&nbsp; </TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 9%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=2>12 months or
      more</FONT></B></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%; border-bottom: Black 1pt solid"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 9%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Estimated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unrealized</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>State and political
      subdivisions</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,758</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,758</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Certificates of deposit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,758</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,758</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>There were 102 securities, or 31% of
total, (3 greater than 12 months) in an unrealized loss position as of December
31, 2013 compared to 18 securities (none greater than 12 months) in an
unrealized loss position as of December 31, 2012 . All unrealized losses are
reviewed to determine whether the losses are other than temporary. Management
believes that all unrealized losses are temporary since they are market driven,
and it is more likely than not that the Company will not be required to sell
prior to recovery of the amortized basis. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The amortized cost and fair value of
debt and equity securities by contractual maturity are shown in the following
table. Expected maturities may differ from contractual maturities because
borrowers have the right to prepay obligations with or without prepayment
penalties. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>December 31, 2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amortized Cost</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Due in 1 year or
      less</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,994</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,225</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Due after 1 year through 5 years</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67,800</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>71,914</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Due after 5 years through
      10 years</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>139,779</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>140,947</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Due after 10 years</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>89,580</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>89,681</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>No stated maturity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>312,153</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>317,767</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The premium related to the purchase of
state and political subdivisions was $4,450,000 and $4,384,000 in 2013 and 2012,
respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The amortized cost of debt securities
pledged to secure public deposits, securities sold under agreements to
repurchase and for other purposes at December 31, 2013 and 2012 were $3,750,000.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Proceeds from sales of debt securities
classified as available-for-sale were $95,742,000 in 2013, $69,747,000 in 2012,
and $5,930,000 in 2011. Gross realized gains on the sales in 2013, 2012 and 2011
were $4,295,000, $2,646,000, and $48,000, respectively. Gross realized losses on
sales in 2013, 2012 and 2011 were $271,000, $11,000, and $5,000, respectively.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 4<BR></FONT></B><B><FONT face="Times New Roman" size=2>Loans</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company originates commercial,
industrial and real estate loans to businesses and churches throughout the
metropolitan St. Louis, Missouri area, Orange County, California and other
selected cities in the United States. The Company does not have any particular
concentration of credit in any one economic sector; however, a substantial
portion of the commercial and industrial loans are extended to privately-held
commercial companies in these market areas, and are generally secured by the
assets of the business. The Company also has a substantial portion of real
estate loans secured by mortgages that are extended to churches in its market
area and selected cities in the United States. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>38 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>A summary of loan categories is as
follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=4><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,304</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,862</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>128,358</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>134,843</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,632</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,025</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>326,832</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>368,118</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,817</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,450</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total
loans</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the aging
of loans by loan categories at December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>Performing</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Nonperforming</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>90
      Days</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>30-59</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>60-89</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>and</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Non</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Current</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Over</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Accrual</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,293</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,304</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>127,879</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>479</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>128,358</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,632</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,632</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>325,091</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>434</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>326,832</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,817</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,817</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>649,946</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>434</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the aging
of loans by loan categories at December 31, 2012: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>Performing</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Nonperforming</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>90
      Days</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>30-59</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><FONT face="Times New Roman" size=2><STRONG>60-89</STRONG></FONT></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>and</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Non</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Current</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Days</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Over</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Accrual</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>159,423</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=2 face="Times New Roman">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,439</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,862</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>129,884</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,959</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>134,843</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,025</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,025</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>367,944</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>174</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>368,118</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,450</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,450</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="72%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>681,161</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=2 face="Times New Roman">$</FONT></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,572</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>39 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the credit
exposure of the loan portfolio by internally assigned credit grade as of
December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Performing</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Nonperforming</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Subject
      to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans Subject
      to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans
      Subject</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Normal</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Special</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>to
      Special</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Monitoring</FONT></B><B><FONT face="Times New Roman" size=2><SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Monitoring<SUP>2</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Monitoring<SUP>2</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total Loans</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>167,878</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,415</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>171,304</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>119,521</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,358</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>479</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>128,358</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,632</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,632</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>323,291</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,234</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>326,832</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,817</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,817</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,167</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>636,373</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,007</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>652,177</FONT></TD></TR></TABLE><BR>
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt">
    <TD width="100%"><FONT face="Times New Roman" size=2><SUP>1</SUP> Loans subject to
      normal monitoring involve borrowers of acceptable-to-strong credit quality
      and risk, who have the apparent ability to satisfy their loan
      obligation.</FONT></TD></TR>
  <TR style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt">
    <TD width="100%"><FONT face="Times New Roman" size=2><SUP>2</SUP> Loans subject to
      special monitoring possess some credit deficiency or potential weakness
      which requires a high level of management
attention.</FONT></TD></TR></TABLE>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the credit
exposure of the loan portfolio by internally assigned credit grade as of
December 31, 2012: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Performing</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Nonperforming</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Subject to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans Subject to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Loans Subject to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Normal</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Special</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Special</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Monitoring</FONT></B><B><FONT face="Times New Roman" size=2><SUP>1</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Monitoring<SUP>2</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Monitoring<SUP>2</SUP></FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Loans</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>155,838</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,585</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,439</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>160,862</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>123,315</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,569</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      4,959</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>*</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>134,843</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,025</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,025</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>366,366</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,578</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>174</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>368,118</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,450</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,450</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>435</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>669,429</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,732</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,572</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>687,733</FONT></TD></TR></TABLE><BR>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="FONT-SIZE: 7pt">
    <TD vAlign=top align=left width="1%"><FONT size=2>*&nbsp;</FONT></TD>
    <TD style="TEXT-ALIGN: justify" vAlign=top align=left width="98%"><FONT face="Times New Roman" size=2>In February 2013, a payment of $4,115,000
      was received for one nonaccrual loan with a balance of $4,198,000. $83,000
      was charged off.</FONT></TD></TR>
  <TR style="FONT-SIZE: 7pt">
    <TD vAlign=top align=left width="1%"><FONT size=2><SUP>1</SUP></FONT></TD>
    <TD style="TEXT-ALIGN: justify" vAlign=top align=left width="98%"><FONT face="Times New Roman" size=2>Loans subject to normal monitoring involve
      borrowers of acceptable-to-strong credit quality and risk, who have the
      apparent ability to satisfy their loan obligation.</FONT></TD></TR>
  <TR style="FONT-SIZE: 7pt">
    <TD vAlign=top align=left width="1%"><FONT size=2><SUP>2</SUP></FONT></TD>
    <TD style="TEXT-ALIGN: justify" vAlign=top align=left width="98%"><FONT face="Times New Roman" size=2>Loans subject to special monitoring possess
      some credit deficiency or potential weakness which requires a high level
      of management attention.</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Impaired loans consist primarily of
nonaccrual loans, loans greater than 90 days past due and still accruing
interest and troubled debt restructurings, both performing and non-performing.
Troubled debt restructuring involves the granting of a concession to a borrower
experiencing financial difficulty resulting in the modification of terms of the
loan, such as changes in payment schedule or interest rate. The allowance for
loan losses related to impaired loans was $318,000 and $1,404,000 at December
31, 2013 and 2012, respectively. There were no impaired loans without a
valuation allowance at December 31, 2013 or 2012. Nonaccrual loans were
$1,797,000 and $6,572,000 at December 31, 2013 and 2012, respectively. Loans
delinquent 90 days or more and still accruing interest were $0 at December 31,
2013 and 2012. At December 31, 2013 and 2012, there were no loans classified as
troubled debt restructuring. The average balances of impaired loans during 2013,
2012 and 2011 were $1,381,000, $5,451,000 and $5,276,000, respectively. Income
that would have been recognized on non-accrual loans under the original terms of
the contract was $180,000, $381,000 and $107,000 for 2013, 2012 and 2011,
respectively. Income that was recognized on nonaccrual loans was $131,000,
$141,000 and $102,000 for 2013, 2012 and 2011 respectively. There were no
foreclosed loans as of December 31, 2013.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>40 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the
recorded investment and unpaid principal balance for impaired loans at December
31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Related</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Unpaid</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Allowance</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Recorded</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Principal</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>for
      Loan</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Investment</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Balance</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial &#150;
      Mortgage:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>479</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>479</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Church &#150; Mortgage:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>223</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total impaired loans</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,797</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>318</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following table presents the
recorded investment and unpaid principal balance for impaired loans at December
31, 2012: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Related</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Unpaid</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Allowance</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Recorded</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Principal</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>for Loan</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="82%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Investment</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Balance</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Losses</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and industrial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,439</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,439</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>657</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Commercial &#150; Mortgage:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,959</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,959</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>*</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>660</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church &#150;
    Mortgage:</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="82%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Nonaccrual</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>174</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>174</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>87</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total impaired loans</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,572</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,572</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,404</FONT></TD></TR></TABLE><BR>
<P style="PADDING-LEFT: 8pt; TEXT-INDENT: -8pt" align=justify><FONT face="Times New Roman" size=2>* In February 2013, a payment of $4,115,000 was received for one
nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company does not record loans at
fair value on a recurring basis. Once a loan is identified as impaired,
management measures impairment in accordance with FASB ASC 310, &#147;Allowance for
Credit Losses.&#148; At December 31, 2013, all impaired loans were evaluated based on
the fair value of the collateral. The fair value of the collateral is based upon
an observable market price or current appraised value and therefore, the Company
classifies these assets as nonrecurring Level 3. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>A summary of the activity in the
allowance for loan losses is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="73%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>December
      31,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Charge-</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>December
      31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="73%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Offs</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Recoveries</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Provision</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial and
      industrial</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,192</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,307</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>47</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,104</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,036</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%"><FONT face="Times New Roman" size=2>Real estate</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,784</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>233</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>35</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>360</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,946</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>137</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>151</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church,
      church-related:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Mortgage</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,903</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>280</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(829</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4,354</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Construction</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>333</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(209</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>124</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Industrial Revenue
      Bond</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>68</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="73%"><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(8</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="73%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,357</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,540</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>362</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,679</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>As of December 31, 2012 one outside
director had a loan balance of $559,000. During 2013, payments of $28,000 were
made decreasing the balance to $531,000. The director passed away in October
2013 and as of December 31, 2013 there were no loans to affiliates of executive
officers or directors. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>41</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 5<BR></FONT></B><B><FONT face="Times New Roman" size=2>Premises and Equipment</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>A summary of premises and equipment is
as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Land</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>873</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>873</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Buildings</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,801</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,564</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Leasehold improvements</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,086</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,211</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Furniture, fixtures and equipment</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,081</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,784</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Purchased software</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,328</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,277</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Internally developed
      software</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,650</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,650</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>37,819</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>33,359</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Less accumulated
      depreciation</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>24,588</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,624</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13,231</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,735</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Total depreciation charged to expense
in 2013, 2012 and 2011 amounted to $2,361,000, $1,951,000 and $1,955,000,
respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company and its subsidiaries lease
various premises and equipment under operating lease agreements, which expire at
various dates through 2023. Rental expense for 2013, 2012 and 2011 was
$1,222,000, $547,000 and $598,000, respectively. The following is a schedule, by
year, of future minimum rental payments required under operating leases that
have initial or remaining non-cancelable lease terms in excess of one year as of
December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,338</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,189</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2016</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,047</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2017</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,025</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2018</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>850</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2019-2023</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,646</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,095</FONT></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 6<BR></FONT></B><B><FONT face="Times New Roman" size=2>Acquired Intangible Assets </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company accounts for intangible
assets in accordance with FASB ASC 350, &#147;Goodwill and Other Intangible Assets&#148;
(&#147;ASC 350&#148;), which requires that intangibles with indefinite useful lives be
tested annually for impairment and those with finite useful lives be amortized
over their useful lives.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In January 2012, the Company acquired
the assets of Waste Reduction Consultants, Inc., and recorded intangible assets
of $3,183,000 for the customer list, $261,000 for two non-compete agreements and
software of $234,000. Details of the Company&#146;s intangible assets are as follows:
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%" colSpan=6><B><FONT face="Times New Roman" size=2>December 31, 2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%" colSpan=6><B><FONT face="Times New Roman" size=2>December 31, 2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross
      Carrying</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Accumulated</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Gross
      Carrying</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Accumulated</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Amortization</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Amortization</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Assets eligible for
      amortization:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Customer Lists</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,933</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,387</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,933</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,015</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR>
    <TD width="100%" colSpan=15>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Non-compete
      agreements</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>261</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(105</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>261</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(53</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Software</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>234</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(156</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>234</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(78</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(58</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Unamortized intangible assets:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Goodwill<SUP>1</SUP></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,817</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(227</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,817</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(227</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Total intangible assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,745</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (1,933</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,745</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (1,398</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2><SUP>1</SUP> Amortization through
December 31, 2001 prior to adoption of FASB ASC 350</FONT><FONT face="Times New Roman" size=1>. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The customer lists are amortized over
seven and ten years; the non-compete agreements over five years; software over
three years and other intangible assets over fifteen years. Amortization of
intangible assets amounted to $535,000, $581,000 and $107,000 for the years
ended December 31, 2013, 2012 and 2011, respectively. Estimated future
amortization of intangibles is as follows: $482,000 in 2014, $404,000 in 2015,
$404,000 in 2016 and $352,000 in 2017 and $352,000 in 2018. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>42</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 7<BR></FONT></B><B><FONT face="Times New Roman" size=2>Interest-Bearing Deposits</FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Interest-bearing deposits consist of
the following: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="21%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Weighted</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Weighted</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Average</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Average</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Interest</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Interest</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Rate</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing demand
      deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>316,743</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.61</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>279,803</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.68</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Savings deposits</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,916</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.66</FONT></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>27,211</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.70</FONT></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Time deposits:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less
      than $100</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,777</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.09</FONT></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,742</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.15</FONT></TD>
    <TD noWrap align=left width="2%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>91,219</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.81</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>103,809</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.94</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>438,655</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.69</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>419,565</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.78</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Interest on deposits consists of the
following: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="85%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest-bearing demand deposits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,737</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,739</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,162</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Savings deposits</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>138</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>169</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>225</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Time deposits:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="85%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $100</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>600</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>784</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,297</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="85%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>357</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>456</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>690</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="85%"><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,148</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,374</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The scheduled maturities of time
deposits are summarized as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="21%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%" colSpan=5><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%" colSpan=5><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Percent</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Percent</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>of Total</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>of Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Due within:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; One
      year</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>84,088</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>84.9</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>94,922</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>84.3</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Two years</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,690</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.8</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>13,871</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12.3</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Three
      years</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>594</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.6</FONT></TD>
    <TD noWrap align=left width="2%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,737</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.4</FONT></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Four years</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>459</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.5</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>520</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.5</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Five years</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,165</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1.2</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>501</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.5</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="78%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>98,996</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>112,551</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>100.0</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 8<BR></FONT></B><B><FONT face="Times New Roman" size=2>Unused Available Lines of Credit </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>As of December 31, 2013, the Bank had
unsecured lines of credit at correspondent banks to purchase federal funds up to
a maximum of $88,000,000 at the following banks: Bank of America, $20,000,000;
US Bank, $20,000,000; Wells Fargo Bank, $15,000,000; PNC Bank, $12,000,000;
Frost National Bank, $10,000,000; JPM Chase Bank, $6,000,000; and UMB Bank
$5,000,000. As of December 31, 2012, the Bank had secured lines of credit with
the FHLB of $173,738,000 collateralized by commercial mortgage loans. There were
no amounts outstanding under any of the lines of credit discussed above at
December 31, 2013 or 2012. In January 2013, the Company obtained a line of
credit from UMB Bank of $50,000,000 collateralized by state and political
subdivision securities. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>43</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 9<BR></FONT></B><B><FONT face="Times New Roman" size=2>Common Stock and Earnings per Share </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The table below shows activity in the
outstanding shares of the Company&#146;s common stock during 2013.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="96%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Shares outstanding at
      January 1</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,463,831</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="96%"><FONT face="Times New Roman" size=2>Issuance of common stock:</FONT></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="96%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issued under
      stock-based compensation plan</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30,407</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; SARs
    exercised</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>27,242</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="96%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Shares outstanding at December 31</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,521,480</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Basic earnings per share is computed by
dividing net income by the weighted average number of common shares outstanding.
Diluted earnings per share is computed by dividing net income by the sum of the
weighted average number of common shares outstanding and the weighted average
number of potential common shares outstanding. Under the treasury stock method
stock appreciation rights (&#147;SARs&#148;) are dilutive when the average market price of
the Company&#146;s common stock, combined with the effect of any unamortized
compensation expense, exceeds the SAR price during a period. Anti-dilutive
shares are those SARs with prices in excess of the current market
value.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The calculations of basic and diluted
earnings per share are as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><I><FONT face="Times New Roman" size=2>(In thousands except share and per share
data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Basic</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average
      common shares outstanding</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,441,158</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,378,216</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,326,968</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Basic earnings per share</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.05</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.05</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.03</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Diluted</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average
      common shares outstanding</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;
      11,441,158</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;
      11,378,216</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;
      11,326,968</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Effect of dilutive
      restricted stock and SARs</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>199,581</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>178,998</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>148,652</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average
      common shares outstanding</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      assuming dilution</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,640,739</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,557,214</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,475,620</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Diluted earnings per share</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.01</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>All share and per share data have been
restated to give effect to the 10% stock dividend issued on December 14,
2012.</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 10<BR></FONT></B><B><FONT face="Times New Roman" size=2>Employee Benefit Plans</FONT></B></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Defined Benefit Plan</FONT></I><br><FONT face="Times New Roman" size=2>The Company has a noncontributory
defined-benefit pension plan (the &#147;Plan&#148;), which covers most of its employees.
The Company accrues and makes contributions designed to fund normal service
costs on a current basis using the projected unit credit with service proration
method to amortize prior service costs arising from improvements in pension
benefits and qualifying service prior to the establishment of the plan over a
period of approximately 30 years.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>A summary of the activity in the Plan&#146;s
projected benefit obligation, assets, funded status and amounts recognized in
the Company&#146;s consolidated balance sheets is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Projected benefit
      obligation:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Balance, January 1</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67,087</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>53,972</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service
    cost</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,452</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,799</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Interest cost</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,819</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,570</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain)
      loss</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(8,496</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,063</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits
    paid</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,423</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,317</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance, December 31</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 63,439</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 67,087</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Plan assets:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair value, January
      1</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>61,384</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>53,895</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actual
      return</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,166</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,556</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Employer
      contribution</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,250</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits
    paid</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,423</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,317</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Fair value, December 31</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,627</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>61,384</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Funded status:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Accrued pension asset (liability)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,188</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(5,703</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>44</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following represent the major
assumptions used to determine the projected benefit obligation of the Plan. For
2013, 2012 and 2011, the Plan&#146;s expected benefit cash flows were discounted
using the Citibank Above Median Curve.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Weighted average discount
      rate</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.75</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Rate of increase in compensation
      levels</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The accumulated benefit obligation was
$52,187,000 and $54,094,000 as of December 31, 2013 and 2012, respectively. The
Company expects to contribute approximately $2,000,000 to the Plan in 2014. The
following pension benefit payments, which reflect expected future service, as
appropriate, are expected to be paid by the Plan: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,583,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,706,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2016</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,909,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2017</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,113,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2018</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,524,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2019-2023</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,411,000</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The Plan&#146;s pension cost included the
following components: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="17%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Year Ended</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="17%" colSpan=11><B><FONT face="Times New Roman" size=2>December
    31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="81%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Service cost &#150; benefits earned during the
      year</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,452</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,799</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,073</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Interest cost on projected benefit obligations</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,819</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,570</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,423</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expected return on plan assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; (4,469</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; (3,967</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; (3,314</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Net amortization and
      deferral</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,729</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,473</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>603</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net periodic pension
      cost</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,531</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,875</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,785</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following represent the major
assumptions used to determine the net pension cost of the Plan: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Weighted average discount
      rate</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.75</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5.75</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Rate of increase in compensation
      levels</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expected long-term rate of
      return on assets</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7.25</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The investment objective for the Plan
is to maximize total return with a tolerance for average risk. Asset allocation
is a balance between fixed income and equity investments, with a target
allocation of approximately 50% fixed income, 34% U.S. equity and 16% non-U.S.
equity. Due to volatility in the market, this target allocation is not always
desirable and asset allocations can fluctuate between acceptable ranges. The
fixed income component is invested in pooled investment grade securities. The
equity components are invested in pooled large cap, small/mid cap and non-U.S.
stocks. The assumed long-term rate of return on assets is 7.00%. The expected
one year nominal returns and annual standard deviations are shown by asset class
below: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>% of
      Total</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>One-Year
      Nominal</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Annual
      Standard</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="82%"><B><FONT face="Times New Roman" size=2>Asset Class</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Portfolio</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Return</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=2><B><FONT face="Times New Roman" size=2>Deviation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Core Fixed
Income</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.59</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6.45</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Large Cap U.S. Equities</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>27</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8.06</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17.80</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Small Cap U.S.
      Equities</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9.82</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>26.20</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>International (Developed)</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8.21</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>20.40</FONT></TD>
    <TD noWrap align=left width="2%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>International
      (Emerging)</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11.13</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>31.15</FONT></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Applying appropriate correlation
factors between each of the asset classes and based on a distribution of
geometric returns over a 30-year period, a reasonable range of returns is
expected to be 4.77% to 7.27%. The 7.00% assumption falls within the expected
range. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>45</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>A summary of the fair value
measurements by type of asset is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="29%" colSpan=17><B><FONT face="Times New Roman" size=2>Fair Value Measurements
      as of December 31,</FONT></B></TD></TR>
  <TR>
    <TD noWrap align=left width="70%" ></TD>
    <TD noWrap align=left width="1%" ></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%"  colSpan=8><STRONG><FONT size=2>2013</FONT></STRONG></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap width="1%" ></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%"  colSpan=8><STRONG><FONT size=2>2012</FONT></STRONG></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Quoted Prices</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Quoted Prices</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>in Active</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>in Active</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Markets for</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Significant</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Markets for</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Significant</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Identical</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Observable</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Identical</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Observable</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Assets</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Inputs</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Assets</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Inputs</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>(Level 1)</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>(Level 2)</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>(Level 1)</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>(Level
2)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>245</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>245</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>238</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>238</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Equity securities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S.
      Large Cap Growth</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,650</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,650</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,193</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,193</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Value</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,835</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,835</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,317</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,317</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S.
      Small/Mid Cap Growth</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,825</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,825</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,159</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,159</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Small/Mid Cap
    Value</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,784</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,784</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,167</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,167</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-U.S. Core</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,840</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,840</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,478</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,478</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap
    Passive</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,929</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,929</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,004</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,004</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Emerging Markets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>711</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>711</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>732</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>732</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>Fixed Income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S.
      Core</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,720</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,720</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,189</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,189</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Passive</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,747</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,747</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,907</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,907</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Opportunistic</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,341</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,341</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="70%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;
      70,627</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>245</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>70,382</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;
      61,384</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>238</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>61,146</FONT></TD></TR></TABLE><BR>
<P align=justify><I><FONT face="Times New Roman" size=2>Supplemental Executive Retirement
Plan </FONT></I><br><FONT face="Times New Roman" size=2>The Company also has an unfunded
supplemental executive retirement plan (&#147;SERP&#148;) which covers key executives of
the Company. The SERP is a noncontributory plan in which the Company&#146;s
subsidiaries make accruals designed to fund normal service costs on a current
basis using the same method and criteria as the Plan. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>A summary of the activity in the SERP&#146;s
projected benefit obligation, funded status and amounts recognized in the
Company&#146;s consolidated balance sheets is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=7><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Benefit
    obligation:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Balance, January 1</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,482</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,434</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>144</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>115</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Interest cost</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>335</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>307</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(236</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(236</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain)
      loss</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(677</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>862</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance, December 31</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 8,048</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 8,482</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The following represent the major
assumptions used to determine the projected benefit obligation of the SERP. For
2013, 2012 and 2011, the SERP&#146;s expected benefit cash flows were discounted
using the Citigroup Above Median Curve.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="87%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Weighted average discount
      rate</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.75</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4.50</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Rate of increase in compensation
      levels</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.75</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>4.00</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The accumulated benefit obligation was
$5,917,000 and $6,200,000 as of December 31, 2013 and 2012, respectively. Since
this is an unfunded plan there are no plan assets. Benefits paid were $236,000
in 2013, $236,000 in 2012 and $236,000 in 2011. Expected future benefits payable
by the Company over the next 10 years are as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="55%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%" bgColor=#ffffff></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" bgColor=#ffffff colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Silver">
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>236,000</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left; width: 95%"><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%"></TD>
    <TD NOWRAP STYLE="text-align: right; width: 3%"><FONT face="Times New Roman" size=2>235,000</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Silver">
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2016</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>245,000</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left; width: 95%"><FONT face="Times New Roman" size=2>2017</FONT></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%"></TD>
    <TD NOWRAP STYLE="text-align: right; width: 3%"><FONT face="Times New Roman" size=2>260,000</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Silver">
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>2018</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>340,000</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; text-align: left; width: 95%"><FONT face="Times New Roman" size=2>2019-2023</FONT></TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; text-align: left; width: 1%"></TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; text-align: right; width: 3%"><FONT face="Times New Roman" size=2>2,564,000</FONT></TD></TR></TABLE><BR>

<P align=center><FONT face="Times New Roman" size=2>46</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=justify><FONT face="Times New Roman" size=2>The SERP&#146;s pension cost included the
following components: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="14%" colSpan=8><B><FONT face="Times New Roman" size=2>For the Year Ended December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Service cost &#150; benefits
      earned during the year</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>144</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>115</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Interest cost on projected benefit
      obligations</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>335</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>307</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>295</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net amortization and deferral</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>551</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>360</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>250</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Net
      periodic pension cost</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,030</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>782</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>634</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The pre-tax amounts in accumulated
other comprehensive loss as of December 31, were as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>The Plan</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>SERP</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Prior service cost</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>16</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Net actuarial
    loss</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,471</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>26,385</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,075</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,304</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 11,479</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 26,401</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 3,075</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp; 4,304</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>The estimated pre-tax prior service
cost and net actuarial loss in accumulated other comprehensive loss at December
31, 2013 expected to be recognized as components of net periodic benefit cost in
2014 for the Plan are $3,073,000 and $386,000, respectively. The estimated
pre-tax prior service cost and net actuarial loss in accumulated other
comprehensive loss at December 31, 2013 expected to be recognized as components
of net periodic benefit cost in 2014 for the SERP are $136,000 and $431,000
respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company also maintains a
noncontributory profit sharing program, which covers most of its employees.
Employer contributions are calculated based upon formulas which relate to
current operating results and other factors. Profit sharing expense recognized
in the consolidated statements of income in 2013, 2012 and 2011 was $5,065,000,
$5,213,000, and $5,270,000, respectively. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company also sponsors a defined
contribution 401(k) plan to provide additional retirement benefits to
substantially all employees. Contributions under the 401(k) plan for 2013, 2012
and 2011 were $591,000, $537,000, and $497,000, respectively. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 11<BR></FONT></B><B><FONT face="Times New Roman" size=2>Stock-based Compensation</FONT></B><B><I><FONT face="Times New Roman" size=2> </FONT></I></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Amended and Restated Omnibus Stock
and Performance Compensation Plan (the &#147;Omnibus Plan&#148;) provides incentive
opportunities for key employees and non-employee directors and to align the
personal financial interests of such individuals with those of the Company&#146;s
shareholders. The Omnibus Plan permits the issuance of up to 1,500,000 shares of
the Company&#146;s common stock in the form of stock options, SARs, restricted stock,
restricted stock units and performance awards.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>All share and per share data have been
restated to give effect to the 10% stock dividend issued on December 14,
2012.</FONT></P>
<P align=justify><I><FONT face="Times New Roman" size=2>Restricted Stock
<BR></FONT></I><FONT face="Times New Roman" size=2>Restricted shares granted prior to April
16, 2013 are amortized to expense over the three-year vesting period. Beginning
on April 16, 2013, restricted shares granted to Company employees are amortized
to expense over the three-year vesting period whereas restricted shares granted
to members of the Board of Directors are amortized to expense over a one-year
service period with the exception of those shares granted in lieu of cash
payment for retainer fees which are expensed in the period earned. Changes in
restricted shares outstanding for the year ended December 31, 2013 were as
follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Weighted
      Average</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Grant
      Date</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Shares</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance at December 31,
      2012</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>54,875</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>31.61</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Granted</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>30,407</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>42.21</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vested</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(26,633</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>30.86</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Balance at December 31, 2013</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>58,649</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>37.45</FONT></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>During 2012 and 2011, 28,370 and 31,472
shares, respectively, were granted with weighted average per share market values
at date of grant of $34.03 in 2012 and $30.05 in 2011. The fair value of such
shares, which is based on the market price on the date of grant, is amortized to
expense over the three-year vesting period. Amortization of the restricted stock
bonus awards totaled $1,176,000 for 2013, $788,000 for 2012 and $787,000 for
2011. As of December 31, 2013, the total unrecognized compensation expense
related to non-vested restricted stock awards was $1,131,000 and the related
weighted average period over which it is expected
to be recognized is approximately 0.64 years. The total fair value of shares
vested during the years ended December 2013, 2012, and 2011 was $822,000,
$788,000, and $812,000 respectively. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>47</FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<BR>


<P align=left><I><FONT face="Times New Roman" size=2>SARs </FONT></I></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>There were 85,943 SARs granted during the
year ended December 31, 2013. The Company uses the Black-Scholes option-pricing
model to determine the fair value of the SARs at the date of grant. Following
are the assumptions used to estimate the $10.69 per share fair value.
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="88%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=2><B><FONT face="Times New Roman" size=2>Year Ended December 31, 2013</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Risk-free interest
      rate</FONT></TD>
    <TD noWrap align=right width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.29</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Expected life</FONT></TD>
    <TD noWrap align=right width="10%"><FONT face="Times New Roman" size=2>7 years</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expected
    volatility</FONT></TD>
    <TD noWrap align=right width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>28.72</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Expected dividend yield</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="10%"><FONT face="Times New Roman" size=2>1.71</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR></TABLE><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The risk-free interest rate is based on
the zero-coupon U.S. Treasury yield for the period equal to the expected life of
the SARs at the time of the grant. The expected life was derived using the
historical exercise activity. The Company uses historical volatility for a
period equal to the expected life of the SARs using average monthly closing
market prices of the Company&#146;s stock. The expected dividend yield is determined
based on the Company&#146;s current rate of annual dividends. </FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>During 2013, the Company recognized SARs
expense of $800,000. As of December 31, 2013, the total unrecognized
compensation expense related to SARs was $945,000, and the related weighted
average period over which it is expected to be recognized is 1.13 years. Changes
in SARs outstanding for the year ended December 31, 2013 were as follows:
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="93%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>SARs</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="2%" colSpan=2><B><FONT face="Times New Roman" size=2>Weighted Average Exercise Price</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance at December 31,
      2012</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>351,881</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>27.52</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Granted</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>85,943</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>42.14</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exercised</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(94,379</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24.67</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="93%"><FONT face="Times New Roman" size=2>Balance at December 31, 2013</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>343,445</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>32.01</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Exercisable at December 31, 2013</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>166,317</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>26.58</FONT></TD></TR></TABLE><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The total intrinsic value of SARs
exercised during 2013 and 2012 was $2,328,000 and $1,769,000, respectively. The
average remaining contractual term for SARs outstanding as of December 31, 2013
was 7.33 years and the aggregate intrinsic value was $12,137,000. The average
remaining contractual term for SARs exercisable as of December 31, 2012 was 7.34
years and the aggregate intrinsic value was $4,988,000. </FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The total compensation cost for
share-based payment arrangements was $1,976,000, $1,398,000, and $1,391,000 in
2013, 2012, and 2011, respectively. The total unrecognized tax benefit related
to share based compensation was $55,000, $55,000, and $316,000 in 2013, 2012,
and 2011, respectively. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Note 12<BR></FONT></B><B><FONT face="Times New Roman" size=2>Other Operating Expense</FONT></B></P>
<P align=left><FONT face="Times New Roman" size=2>Details of other operating expense are as
follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="13%" colSpan=8><B><FONT face="Times New Roman" size=2>For the Years Ended December
31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Postage and
    supplies</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,066</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,052</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,239</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Promotional expense</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,024</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,345</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,646</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Professional
fees</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,340</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,183</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,141</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Outside service fees</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,046</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,729</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,628</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Data processing
      services</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>367</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>373</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>362</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Telecommunications</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>955</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>754</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>641</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,347</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,080</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,849</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Total other operating expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,145</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,516</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>12,506</FONT></TD></TR></TABLE><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Note 13<BR>Income Taxes</FONT></B></P>
<P align=left><FONT face="Times New Roman" size=2>The components of income tax expense
(benefit) are as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="13%" colSpan=8><B><FONT face="Times New Roman" size=2>For the Years Ended December
31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="4%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" COLSPAN="2" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Current:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,729</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>6,195</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>5,372</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>448</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>718</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>980</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Deferred:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>39</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>933</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,983</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>41</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>162</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total income tax expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,234</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,887</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,497</FONT></TD></TR></TABLE>

    <P align=center><FONT face="Times New Roman" size=2>48 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>A reconciliation of expected income tax
expense (benefit), computed by applying the effective federal statutory rate of
35% for each of 2013, 2012 and 2011 to income before income tax expense, to
reported income tax expense is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="16%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Years Ended
      December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Expected income tax expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,756</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,917</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,027</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>(Reductions) increases resulting from:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Tax-exempt income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,297</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,633</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,760</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State taxes, net of federal
      benefit</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>303</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>493</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>742</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other, net</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(528</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>110</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>488</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Total income tax
      expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,234</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>7,887</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR></TABLE><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The tax effects of temporary differences
which give rise to significant portions of the deferred tax assets and deferred
tax liabilities are presented below:</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=7><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="5%" COLSPAN="3" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="1%" STYLE="border-bottom: #000000 1pt solid; text-align: right"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="5%" COLSPAN="3" STYLE="border-bottom: #000000 1pt solid; text-align: right"><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Deferred tax
    assets:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Allowance for loan losses</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,368</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>4,599</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ASC 715 pension
      funding liability</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,444</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,744</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net
      operating loss carryforward<SUP>1</SUP></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>298</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>341</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock
      compensation</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>337</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>139</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Supplemental executive retirement plan accrual</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,130</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>829</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>569</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>488</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total deferred tax assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,146</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18,140</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Deferred tax
      liabilities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Premises and equipment</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,767</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(863</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,233</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,081</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intangible/assets</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(996</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(867</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gain on
      investment in securities available-for-sale</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,086</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,947</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(353</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(298</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total deferred tax liabilities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(11,435</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(15,056</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Net
      deferred tax assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>711</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,084</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR></TABLE><BR>
<P STYLE="padding-left: 6pt; text-indent: -6pt; text-align: justify"><FONT face="Times New Roman" size=2><SUP>1</SUP> As of December 31, 2013, the Company had approximately
$852,000 of net operating loss carry forwards as a result of the acquisition of
Franklin Bancorp. The utilization of the net operating loss carry forward is
subject to Section 382 of the Internal Revenue Code and limits the Company&#146;s use
to approximately $122,000 per year during the carry forward period, which
expires in 2020. </FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>A valuation allowance would be provided on
deferred tax assets when it is more likely than not that some portion of the
assets will not be realized. The Company has not established a valuation
allowance at December 31, 2013 or 2012, due to management&#146;s belief that all
criteria for recognition have been met, including the existence of a history of
taxes paid sufficient to support the realization of deferred tax assets.
</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The reconciliation of the beginning
unrecognized tax benefits balance to the ending balance is presented in the
following table:</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="83%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="1%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance at January 1</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,885</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,069</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,877</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in unrecognized tax
      benefits as a result of tax</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      positions taken during a prior year</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(666</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(140</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>287</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes
      in unrecognized tax benefits as a result of tax</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      position taken during the current year</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>374</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>419</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>475</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decreases in unrecognized tax
      benefits relating to</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      settlements with taxing authorities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="83%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Reductions to unrecognized tax benefits as a result of a</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="83%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      lapse of the applicable statute of limitations</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(385</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(463</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(570</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="83%"><FONT face="Times New Roman" size=2>Balance at December
      31</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,208</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,885</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,069</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>49 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>At December 31, 2013, 2012 and 2011, the
balance of the Company&#146;s unrecognized tax benefits which would, if recognized,
affect the Company&#146;s effective tax rate was $861,000, $1,357,000 and $1,496,000,
respectively. These amounts are net of the offsetting benefits from other taxing
jurisdictions.</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>As of December 31, 2013, 2012 and 2011,
the Company had $41,000, $89,000 and $95,000, respectively, in accrued interest
related to unrecognized tax benefits. During 2013 and 2012, the Company recorded
a net reduction in accrued interest of $48,000 and $6,000, respectively, as a
result of settlements with taxing authorities and other prior-year
adjustments.</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The Company believes it is reasonably
possible that the total amount of tax benefits will decrease by approximately
$251,000 over the next twelve months. The reduction primarily relates to the
anticipated lapse in the statute of limitations. The unrecognized tax benefits
relate primarily to apportionment of taxable income among various state tax
jurisdictions. </FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The Company is subject to income tax in
the U.S. federal jurisdiction, numerous state jurisdictions, and a foreign
jurisdiction. The Company&#146;s federal income tax returns for tax years 2010
through 2012 remain subject to examination by the Internal Revenue Service. In
addition, the Company is subject to state tax examinations for the tax years
2009 through 2012. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Note 14<BR>Contingencies</FONT></B></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The Company and its subsidiaries are not
involved in any pending proceedings other than ordinary routine litigation
incidental to their businesses. Management believes none of these proceedings,
if determined adversely, would have a material effect on the business or
financial conditions of the Company or its subsidiaries.</FONT><FONT face="Times New Roman" size=1> </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Note 15<BR></FONT></B><B><FONT face="Times New Roman" size=2>Disclosures about Fair Value of Financial
Instruments</FONT></B></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The Company is party to financial
instruments with off-balance sheet risk in the normal course of business to meet
the financing needs of its customers. These financial instruments include
commitments to extend credit, commercial letters of credit and standby letters
of credit. The Company&#146;s maximum potential exposure to credit loss in the event
of nonperformance by the other party to the financial instrument for commitments
to extend credit, commercial letters of credit and standby letters of credit is
represented by the contractual amounts of those instruments. At December 31,
2013 and 2012, no amounts have been accrued for any estimated losses for these
instruments.</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>Commitments to extend credit are
agreements to lend to a customer as long as there is no violation of any
condition established in the contract. Commercial and standby letters of credit
are conditional commitments issued by the Company to guarantee the performance
of a customer to a third party. These off-balance sheet financial instruments
generally have fixed expiration dates or other termination clauses and may
require payment of a fee. The approximate remaining terms of commercial and
standby letters of credit range from less than one to five years. Since these
financial instruments may expire without being drawn upon, the total amounts do
not necessarily represent future cash requirements. Commitments to extend credit
and letters of credit are subject to the same underwriting standards as those
financial instruments included on the consolidated balance sheets. The Company
evaluates each customer&#146;s credit-worthiness on a case-by-case basis. The amount
of collateral obtained, if deemed necessary upon extension of the credit, is
based on management&#146;s credit evaluation of the borrower. Collateral held varies,
but is generally accounts receivable, inventory, residential or income-producing
commercial property or equipment. In the event of nonperformance, the Company
may obtain and liquidate the collateral to recover amounts paid under its
guarantees on these financial instruments. </FONT></P>
<P align=left><FONT face="Times New Roman" size=2>The following table shows conditional
commitments to extend credit, standby letters of credit and commercial letters:
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Conditional commitments to
      extend credit</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,596</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,847</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="95%"><FONT face="Times New Roman" size=2>Standby letters of credit</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,168</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,316</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Commercial letters of credit</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,325</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,069</FONT></TD></TR></TABLE><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The fair value of commitments to extend
credit and standby letters of credit is estimated using the fees currently
charged to enter into similar agreements, taking into account the remaining
terms of the agreements, the likelihood of the counterparties drawing on such
financial instruments and the present credit-worthiness of such counterparties.
The Company believes such commitments have been made at terms which are
competitive in the markets in which it operates; however, no premium or discount
is offered thereon. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>50 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=left><FONT face="Times New Roman" size=2>Following is a summary of the carrying
amounts and fair values of the Company&#146;s financial instruments: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="19%" colSpan=11><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Carrying</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Carrying</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="91%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Amount</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fair Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance sheet
      assets:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash
      and cash equivalents</FONT></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>225,262</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>225,262</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>141,088</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>141,088</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment in
      securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>317,767</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>317,767</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>341,935</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>341,935</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans,
      net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>640,498</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>642,543</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>675,376</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>676,675</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest
      receivable</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,030</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,030</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,276</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,276</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="91%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,189,557</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,191,602</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,164,675</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,165,974</FONT></TD></TR>
  <TR>
    <TD align=left width="110%" colSpan=12>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Balance sheet
      liabilities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Deposits</FONT></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>582,496</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>583,989</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>563,708</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>564,189</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accounts and drafts
      payable</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>543,953</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>543,953</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>522,761</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>522,761</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="91%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest
      payable</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>88</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>88</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>112</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>112</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="91%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,126,537</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,128,030</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,086,581</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=+0><FONT face="Times New Roman" size=2>$</FONT></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,087,062</FONT></TD></TR></TABLE><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The following methods and assumptions were
used to estimate the fair value of each class of financial instruments for which
it is practicable to estimate that value: </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Cash and Cash
Equivalents</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The carrying amount approximates fair value. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Investment in
Securities</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The fair value is measured on a recurring basis using Level 2 valuations.
Refer to Note 3, &#147;Investment in Securities,&#148; for fair value and unrealized gains
and losses by investment type. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Loans</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The fair value is estimated using
present values of future cash flows discounted at risk-adjusted interest rates
for each loan category designated by management and is therefore a Level 3
valuation. Management believes that the risk factor embedded in the interest
rates along with the allowance for loan losses results in a fair valuation.
</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>Impaired loans are valued using the fair
value of the collateral which is based upon an observable market price or
current appraised value and therefore, the fair value is a nonrecurring Level 3
valuation. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Accrued Interest
Receivable</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The carrying amount approximates fair value. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Deposits</FONT></I><FONT face="Times New Roman" size=2> The fair value of demand deposits, savings deposits and certain money
market deposits is the amount payable on demand at the reporting date. The fair
value of fixed-maturity certificates of deposit is estimated using the rates
currently offered for deposits of similar remaining maturities and therefore, is
a Level 2 valuation. The fair value estimates above do not include the benefit
that results from the low-cost funding provided by the deposit liabilities
compared to the cost of borrowing funds in the market or the benefit derived
from the customer relationship inherent in existing deposits. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Accounts and Drafts
Payable</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The carrying amount approximates fair value. </FONT></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Accrued Interest</FONT></I><B><FONT face="Times New Roman" size=2> </FONT></B><FONT face="Times New Roman" size=2>The carrying amount
approximates fair value.</FONT><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P STYLE="text-align: justify"><I><FONT face="Times New Roman" size=2>Limitations</FONT></I><FONT face="Times New Roman" size=2> Fair value estimates are based on existing on- and off-balance sheet
financial instruments without attempting to estimate the value of anticipated
future business and the value of assets and liabilities that are not considered
financial instruments. Other significant assets or liabilities that are not
considered financial assets or liabilities include premises and equipment and
the benefit that results from the low-cost funding provided by the deposit
liabilities compared to the cost of borrowing funds in the market (core deposit
intangible). In addition, tax ramifications related to the realization of the
unrealized gains and losses can have a significant effect on fair value
estimates and have not been considered in any of the estimates. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Note 16<BR></FONT></B><B><FONT face="Times New Roman" size=2>Industry Segment Information</FONT></B></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The services provided by the Company are
classified into two reportable segments: Information Services and Banking
Services. Each of these segments provides distinct services that are marketed
through different channels. They are managed separately due to their unique
service, processing and capital requirements. The Information Services segment
provides transportation, energy, telecommunication, and environmental invoice
processing and payment services to large corporations. The Banking Services
segment provides banking services primarily to privately held businesses and
churches.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>51 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>The Company&#146;s accounting policies for
segments are the same as those described in Note 1 of this report. Management
evaluates segment performance based on net income after allocations for
corporate expenses and income taxes. Transactions between segments are accounted
for at what management believes to be fair value.</FONT><FONT face="Times New Roman" size=1>
</FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>Substantially all revenue originates from
and all long-lived assets are located within the United States and no revenue
from any customer of any segment exceeds 10% of the Company&#146;s consolidated
revenue. Assets represent actual assets owned by Information Services and
Banking Services and there is no allocation methodology used. Loans are sold by
Banking Services to Information Services to create liquidity when the Bank&#146;s
loan to deposit ratio is greater than 100%. Segment interest from customers is
the actual interest earned on the loans owned by Information Services and
Banking Services, respectively. </FONT></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>Summarized information about the Company&#146;s
operations in each industry segment for the years ended December 31, 2013, 2012
and 2011, is as follows: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Corporate,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Information</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Banking</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Eliminations</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Services</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>Services</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>and Other</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><B><I><FONT face="Times New Roman" size=2>2013</FONT></I></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Fee revenue and other income:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75,010</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,216</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>346</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>76,572</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>9,637</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,479</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(11,116</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%">&#151;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net interest income
      (expense) after provision</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan
    losses:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15,986</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,259</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>38,245</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(11</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0>&#151;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Depreciation and amortization</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,638</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>143</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>115</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,896</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Income taxes</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,232</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,002</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,234</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>15,237</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,133</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>127</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,497</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Goodwill</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,454</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>136</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,590</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Other intangible assets, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,222</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3,222</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>657,604</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>679,357</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(10,941</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,326,020</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><B><I><FONT face="Times New Roman" size=2>2012</FONT></I></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Fee revenue and other
      income:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>70,376</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,272</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(510</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>71,138</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,478</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,663</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(11,141</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Net interest income (expense) after
      provision</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for
      loan losses:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>18,547</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,838</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>40,385</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>24</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(24</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%">&#151;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Depreciation and
      amortization</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,392</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>101</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>39</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,532</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Income taxes</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,802</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,085</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>7,887</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>15,761</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,014</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(472</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,303</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Goodwill</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,454</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>136</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%">&#151;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>11,590</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other intangible assets,
      net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,757</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&#151;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,757</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Total assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>642,623</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>668,648</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(23,884</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,287,387</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><B><I><FONT face="Times New Roman" size=2>2011</FONT></I></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#ffffff><FONT face="Times New Roman" size=2>Fee revenue and other
      income:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="3%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="3%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="3%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff></TD>
    <TD noWrap align=left width="2%" bgColor=#ffffff></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>61,470</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,354</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>62,824</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>10,088</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,859</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(11,947</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman">&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net interest income
      (expense) after provision</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan
    losses:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from customers</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>21,030</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,681</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>43,711</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Intersegment income (expense)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>17</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(17</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman">&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Depreciation and amortization</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,874</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>164</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>24</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,062</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Income taxes</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,028</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,469</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,497</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14,716</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>8,293</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,009</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Goodwill</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,335</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>136</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,471</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="79%"><FONT face="Times New Roman" size=2>Other intangible assets, net</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>161</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2><FONT size=3 face="Times New Roman">&#151;</FONT></FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman">&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>161</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="79%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Total assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>698,685</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>622,996</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,380</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,319,301</FONT></TD></TR></TABLE><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Note 17<BR></FONT></B><B><FONT face="Times New Roman" size=2>Subsequent Events </FONT></B></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>In accordance with FASB ASC 855,
&#147;Subsequent Events,&#148; the Company has evaluated subsequent events after the
consolidated balance sheet date of December 31, 2013 through March 11, 2014, and
there were no events identified that would require additional disclosures to
prevent the Company&#146;s consolidated financial statements from being misleading.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>52 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Note 18 <BR></FONT></B><B><FONT face="Times New Roman" size=2>Condensed Financial Information of Parent
Company</FONT></B></P>
<P STYLE="text-align: justify"><FONT face="Times New Roman" size=2>Following are the condensed balance sheets
of the Company (parent company only) and the related condensed statements of
income and cash flows.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"></TD>
    <TD noWrap style="text-align: center" width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>Condensed
      Balance Sheets</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=2>December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="94%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Assets</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Cash and due from banks</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>24,519</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>22,709</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Short-term
      investments</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>63,063</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38,705</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Securities available-for-sale, at fair
      value</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>317,767</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>316,771</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Loans, net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>125,316</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>156,935</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Investments in subsidiary</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>76,500</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>67,385</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Premises and equipment,
      net</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,276</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,436</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Other assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>120,438</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>106,247</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total assets</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>739,879</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>719,188</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><B><FONT face="Times New Roman" size=2>Liabilities and
      Shareholders&#146; Equity</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Liabilities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Accounts and drafts payable</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>543,953</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>522,761</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Other
liabilities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,521</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>22,214</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total liabilities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>549,474</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>544,975</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders&#146;
      equity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>190,405</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>174,213</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="94%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total liabilities and shareholders&#146; equity</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>739,879</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>719,188</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>53 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"></TD>
    <TD noWrap style="text-align: center" width="13%" colSpan=9><B><FONT face="Times New Roman" size=2>Condensed Statement of
  Income</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="13%" colSpan=9><B><FONT face="Times New Roman" size=2>For the Years Ended December 31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="86%"><I><FONT face="Times New Roman" size=2>(In
      thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Income from subsidiary:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>12</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>24</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>18</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Management fees</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,119</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,955</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,794</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Income from subsidiary</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,131</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,979</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1,812</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Information services revenue</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,503</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,417</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60,688</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Net interest income after provision</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15,069</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17,563</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>19,933</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Gain on sales of investment
    securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,677</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,145</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>43</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Other income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>527</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>535</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>701</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>91,907</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>89,639</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>83,177</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Expenses:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Salaries and employee benefits</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>59,004</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>55,981</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50,296</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other
    expenses</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15,027</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>14,492</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>14,462</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total expenses</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>74,031</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>70,473</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>64,758</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Income before income tax and equity in undistributed
      income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; of
    subsidiary</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>17,876</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,166</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>18,419</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Income tax expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,381</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,914</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3,156</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Income before undistributed income of
subsidiary</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15,495</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>16,252</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>15,263</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Equity in undistributed income of
      subsidiary</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,530</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,523</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>7,746</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Intercompany elimination</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>472</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(472</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman">&#151;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,009</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD noWrap style="text-align: center" width="16%" colSpan=11><B><FONT face="Times New Roman" size=2>Condensed
      Statements of Cash Flows</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="16%" colSpan=11><B><FONT face="Times New Roman" size=2>For the Years Ended December
    31,</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="84%"><I><FONT face="Times New Roman" size=2>(In thousands)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2013</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=2>2012</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=2>2011</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash flows from operating
      activities:</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,497</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>23,303</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>23,009</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Adjustments to reconcile
      net income to net cash provided</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; by (used in)
      operating activities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Equity in undistributed income of subsidiary</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,530</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(7,523</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,746</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net change in other assets</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(8,420</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,338</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(19,669</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net change in other liabilities</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(2,729</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>5,603</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,655</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Amortization of stock-based awards</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,177</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,201</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,390</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Other, net</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(4,180</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(2,673</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(7,497</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net cash provided by (used in) operating activities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,815</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>16,573</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(8,858</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Cash flows from investing
    activities:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net increase in
      securities</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(15,385</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(7,697</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(37,329</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Net decrease in loans</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>31,619</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>16,319</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,068</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Purchases of premises and
      equipment, net</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4,050</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(3,555</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2,107</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net cash provided by (used in) investing activities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>12,184</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>5,067</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(20,368</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash flows from financing
      activities:</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Net increase (decrease) in accounts and
      drafts payable</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>21,192</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(72,440</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>79,094</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash dividends
    paid</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(8,510</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(7,361</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6,279</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Other financing activities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(513</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(2,454</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>(1,177</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Net cash provided by (used in) financing activities</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,169</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(82,255</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>71,638</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Net increase (decrease) in cash and cash
      equivalents</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>26,168</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(60,615</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>42,412</FONT></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash and cash equivalents
      at beginning of year</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>61,414</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>122,029</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>79,617</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="84%"><FONT face="Times New Roman" size=2>Cash and cash equivalents at end of
      year</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>87,582</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>61,414</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>122,029</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>54 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV>

<BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Note 19<BR></FONT></B><B><FONT face="Times New Roman" size=2>SUPPLEMENTARY FINANCIAL INFORMATION <BR></FONT></B><FONT face="Times New Roman" size=2>(Unaudited) </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>First</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Second</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Third</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Fourth</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><I><FONT face="Times New Roman" size=2>(In thousands except per share data)</FONT></I></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=2>Quarter</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Quarter</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Quarter</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>Quarter</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=2>YTD</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><B><I><FONT face="Times New Roman" size=2>2013</FONT></I></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Fee revenue and other income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>18,465</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,567</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>19,695</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18,845</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>76,572</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,856</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,623</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,082</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,016</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,577</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Interest expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>687</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>694</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>722</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>729</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,832</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest
      income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,169</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,929</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,360</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,287</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>38,745</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Provision for loan losses</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>200</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>300</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>500</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Operating
expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>20,389</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,017</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,384</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>21,296</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>84,086</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Income tax expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,013</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,106</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,533</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,582</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,234</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,032</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,073</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,138</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,254</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,497</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Net income per share:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Basic earnings per
      share</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.54</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.45</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.05</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Diluted earnings per share</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.52</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.52</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.45</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><B><I><FONT face="Times New Roman" size=2>2012</FONT></I></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Fee revenue and other income</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>17,883</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>18,237</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17,301</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17,717</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>71,138</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Interest income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,589</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,530</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,395</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>11,419</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>45,933</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Interest expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>838</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>760</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>785</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>765</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>3,148</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest
      income</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,751</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,770</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,610</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,654</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>42,785</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Provision for loan losses</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>200</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>600</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,600</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,400</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Operating
expense</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>20,341</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>20,240</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,929</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>19,823</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>80,333</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Income tax expense</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2,185</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,205</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,890</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>1,607</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,887</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Net income</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,908</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,962</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,092</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,341</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>23,303</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Net income per share:</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="76%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Basic earnings per
      share</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.52</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>.47</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2.05</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="76%"><FONT face="Times New Roman" size=2>Diluted earnings per share</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%"><FONT face="Times New Roman" size=2>.51</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.52</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.53</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>.46</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2.02</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>55 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Report of Independent Registered
Public Accounting Firm </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Board of Directors and
Shareholders<BR>Cass Information Systems, Inc.: </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We have audited the accompanying
consolidated balance sheets of Cass Information Systems, Inc. and subsidiaries
(the Company) as of December 31, 2013 and 2012, and the related consolidated
statements of income, comprehensive income, cash flows, and shareholders&#146; equity
for each of the years in the three year period ended December 31, 2013. These
consolidated financial statements are the responsibility of the Company&#146;s
management. Our responsibility is to express an opinion on these consolidated
financial statements based on our audits. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We conducted our audits in accordance
with the standards of the Public Company Accounting Oversight Board (United
States). Those standards require that we plan and perform the audit to obtain
reasonable assurance about whether the financial statements are free of material
misstatement. An audit includes examining, on a test basis, evidence supporting
the amounts and disclosures in the financial statements. An audit also includes
assessing the accounting principles used and significant estimates made by
management, as well as evaluating the overall financial statement presentation.
We believe that our audits provide a reasonable basis for our opinion.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In our opinion, the consolidated
financial statements referred to above present fairly, in all material respects,
the financial position of Cass Information Systems, Inc. and subsidiaries as of
December 31, 2013 and 2012, and the results of their operations and their cash
flows for each of the years in the three year period ended December 31, 2013, in
conformity with U.S. generally accepted accounting principles. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We also have audited, in accordance
with the standards of the Public Company Accounting Oversight Board (United
States), the Company&#146;s internal control over financial reporting as of December
31, 2013, based on criteria established in Internal Control &#150; Integrated
Framework (1992) issued by the Committee of Sponsoring Organizations of the
Treadway Commission (COSO), and our report dated March 11, 2014 expressed an
unqualified opinion on the effectiveness of the Company&#146;s internal control over
financial reporting. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>/s/ KPMG LLP </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>St. Louis, Missouri<BR>March 11, 2014
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>56 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM
      9.</FONT></B></TD>
    <TD vAlign=top noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD vAlign=top align=left width="96%"><B><FONT face="Times New Roman" size=2><U>CHANGES IN
      AND DISAGREEMENTS <B><FONT face="Times New Roman" size=2>WITH </FONT></B><B><FONT face="Times New Roman" size=2>ACCOUNTANTS </FONT></B><B><FONT face="Times New Roman" size=2>ON
      </FONT></B><B><FONT face="Times New Roman" size=2>ACCOUNTING </FONT></B><B><FONT face="Times New Roman" size=2>AND FINANCIAL
  DISCLOSURE</FONT></B></U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>None.</FONT><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 9A.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2>CONTROLS AND
      PROCEDURES</FONT></B></TD></TR></TABLE><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Conclusion Regarding the
Effectiveness of Disclosure Controls and Procedures </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Under the supervision and with the
participation of our management, including our principal executive officer and
principal financial officer, we conducted an evaluation of our disclosure
controls and procedures, as such term is defined in Rules 13a-15(e) and
15d-15(e) under the Securities Exchange Act of 1934, as amended (the &#147;Exchange
Act&#148;), as of December 31, 2013. Based on this evaluation, our principal
executive officer and our principal financial officer concluded that our
disclosure controls and procedures were effective as of December 31, 2013.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Management&#146;s Report on Internal
Control Over Financial Reporting </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Our management is responsible for
establishing and maintaining adequate internal control over financial reporting,
as such term is defined in Exchange Act Rules 13a-15(f) and 15d-15(f). All
internal control systems, no matter how well designed, have inherent
limitations. Therefore, even those systems determined to be effective can
provide only reasonable assurance with respect to financial statement
preparation and presentations.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Under the supervision and with the
participation of our management, including our principal executive officer and
principal financial officer, we conducted an evaluation of the effectiveness of
our internal control over financial reporting based on the framework in
</FONT><I><FONT face="Times New Roman" size=2>Internal Control &#150; Integrated
Framework</FONT></I><FONT face="Times New Roman" size=2> issued by the Committee of
Sponsoring Organizations of the Treadway Commission. Based on our evaluation
under this framework, our management concluded that our internal control over
financial reporting was effective as of December 31, 2013. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>There have not been changes in our
internal control over financial reporting that occurred during our fourth fiscal
quarter that have materially affected or are reasonably likely to materially
affect our internal control over financial reporting. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The effectiveness of our internal
control over financial reporting as of December 31, 2013 has been audited by
KPMG LLP, our independent registered public accounting firm. KPMG LLP&#146;s report,
which expresses an unqualified opinion on the effectiveness of our internal
control over financial reporting as of December 31, 2013, is included below.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>57 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=justify><B><FONT face="Times New Roman" size=2>Report of Independent Registered
Public Accounting Firm </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The Board of Directors and
Shareholders<BR>Cass Information Systems, Inc.: </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We have audited Cass Information
Systems, Inc. and subsidiaries&#146; (the Company) internal control over financial
reporting as of December 31, 2013, based on criteria established in Internal
Control &#150; Integrated Framework (1992) issued by the Committee of Sponsoring
Organizations of the Treadway Commission (COSO). The Company&#146;s management is
responsible for maintaining effective internal control over financial reporting
and for its assessment of the effectiveness of internal control over financial
reporting, included in the accompanying Management&#146;s Report on Internal Control
Over Financial Reporting. Our responsibility is to express an opinion on the
Company&#146;s internal control over financial reporting based on our audit.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We conducted our audit in accordance
with the standards of the Public Company Accounting Oversight Board (United
States). Those standards require that we plan and perform the audit to obtain
reasonable assurance about whether effective internal control over financial
reporting was maintained in all material respects. Our audit included obtaining
an understanding of internal control over financial reporting, assessing the
risk that a material weakness exists, and testing and evaluating the design and
operating effectiveness of internal control based on the assessed risk. Our
audit also included performing such other procedures as we considered necessary
in the circumstances. We believe that our audit provides a reasonable basis for
our opinion. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>A company&#146;s internal control over
financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted
accounting principles. A company&#146;s internal control over financial reporting
includes those policies and procedures that (1) pertain to the maintenance of
records that, in reasonable detail, accurately and fairly reflect the
transactions and dispositions of the assets of the company; (2) provide
reasonable assurance that transactions are recorded as necessary to permit
preparation of financial statements in accordance with generally accepted
accounting principles, and that receipts and expenditures of the company are
being made only in accordance with authorizations of management and directors of
the company; and (3) provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company&#146;s
assets that could have a material effect on the financial statements.
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>Because of its inherent limitations,
internal control over financial reporting may not prevent or detect
misstatements. Also, projections of any evaluation of effectiveness to future
periods are subject to the risk that controls may become inadequate because of
changes in conditions, or that the degree of compliance with the policies or
procedures may deteriorate. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>In our opinion, the Company maintained,
in all material respects, effective internal control over financial reporting as
of December 31, 2013, based on criteria established in Internal Control &#150;
Integrated Framework (1992) issued by the Committee of Sponsoring Organizations
of the Treadway Commission (COSO). </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We also have audited, in accordance
with the standards of the Public Company Accounting Oversight Board (United
States), the consolidated balance sheets of Cass Information Systems, Inc. and
subsidiaries as of December 31, 2013 and 2012, and the related consolidated
statements of income, comprehensive income, cash flows, and shareholders&#146; equity
for each of the years in the three-year period ended December 31, 2013, and our
report dated March 11, 2014 expressed an unqualified opinion on those
consolidated financial statements.</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>/s/ KPMG LLP </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>St. Louis, Missouri<BR>March 11, 2014
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>58 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 9B.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>OTHER
      INFORMATION</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>None. </FONT></P>
<P align=center><B><U><FONT face="Times New Roman" size=2>PART III.</FONT></U></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 10.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>DIRECTORS, EXECUTIVE
      OFFICERS AND CORPORATE GOVERNANCE</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Certain information required by this
Item 10 is incorporated herein by reference from the following sections of the
Company&#146;s definitive Proxy Statement for its 2014 Annual Meeting of Shareholders
(&#147;2014 Proxy Statement&#148;), a copy of which will be filed with the SEC no later
than 120 days after the close of the fiscal year: &#147;Election of Directors,&#148;
&#147;Executive Compensation and Related Information,&#148; and &#147;Ownership of Securities.&#148;
</FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Company has adopted a Code of
Conduct and Business Ethics policy, applicable to all Company directors,
executive officers and employees. The policy is publicly available and can be
viewed on the Company&#146;s website at www.cassinfo.com. The Company intends to
satisfy the disclosure requirement under Item 5.05 of Form 8-K regarding the
amendment to, or a waiver of, a provision of this policy that applies to the
Company&#146;s principal executive officer, principal financial officer, principal
accounting officer or controller, or persons performing similar functions, and
that relates to any element of the code of ethics definition enumerated in Item
406(b) of Regulation S-K by posting such information on its website. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>There were no material changes to the
procedures by which shareholders may recommend nominees to the Board during the
fourth quarter of fiscal 2013. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 11.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>EXECUTIVE
      COMPENSATION</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Certain information required pursuant
to this Item 11 is incorporated herein by reference from the sections entitled
&#147;Election of Directors&#148; and &#147;Executive Compensation and Related Information&#148; of
the Company&#146;s 2014 Proxy Statement, a copy of which will be filed with the SEC
no later than 120 days after the close of the fiscal year.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 12.</FONT></B></TD>
    <TD vAlign=top noWrap align=left width="1%"><STRONG><FONT face="Times New Roman" size=2>&nbsp;</FONT></STRONG></TD>
    <TD vAlign=top align=left width="96%"><B><FONT face="Times New Roman" size=2><U>SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
      AND RELATED STOCKHOLDER
MATTERS</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Information required pursuant to this
Item 12 is incorporated herein by reference from the section entitled &#147;Ownership
of Securities&#148; of the Company&#146;s 2014 Proxy Statement, a copy of which will be
filed with the SEC no later than 120 days after the close of the fiscal year.
</FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=2>Securities Authorized for Issuance
under Equity Compensation Plans </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>The following information is as of
December 31, 2013: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>Number of
      securities</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>remaining available
      for</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>Weighted-average</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>future issuance
      under</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>Number of securities
      to</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>exercise
      price of</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>equity
      compensation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>be issued upon
      exercise</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>outstanding</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>plans
      (excluding</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>of outstanding
      options,</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>options,
      warrants</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>securities reflected
      in</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>warrants and
      rights</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>and
      rights</FONT></B></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD noWrap style="text-align: center" width="5%"><B><FONT face="Times New Roman" size=2>column
  (a))</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="81%"><B><FONT face="Times New Roman" size=2>Plan Category</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%"><B><FONT face="Times New Roman" size=2>(a)</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="6%" colSpan=2><B><FONT face="Times New Roman" size=2>(b)</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%"><B><FONT face="Times New Roman" size=2>(c)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Equity compensation
      plans</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>402,094</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>32.80</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>728,001</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>approved by
    security</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>holders
      <SUP>(1)</SUP></FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD width="100%" colSpan=8>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Equity compensation
      plans</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>_</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>_</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>_</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>not approved by
      security</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="5%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>holders</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Total</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%"><FONT face="Times New Roman" size=2>402,094</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%"><FONT face="Times New Roman" size=2>32.80</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="5%"><FONT face="Times New Roman" size=2>728,001</FONT></TD></TR></TABLE><BR>
<DIV align=justify><I><FONT face="Times New Roman" size=2>Note: </FONT></I><FONT face="Times New Roman" size=2>All share and per share data have been restated to give effect to the 10%
stock dividend issued on December 14, 2012.</FONT></DIV>
<DIV style="PADDING-LEFT: 11pt; TEXT-INDENT: -11pt" align=justify><FONT face="Times New Roman" size=2><SUP>(1) </SUP>Amount disclosed relates to the Amended and
Restated Omnibus Stock and Performance Compensation Plan (the &#147;Omnibus Plan&#148;).
The number of shares available for issuance under the Omnibus plan was increased
by 435,000 upon approval of the Company&#146;s Shareholders at the 2013 Annual
Meeting of Shareholders. </FONT></DIV>
<P align=justify><FONT face="Times New Roman" size=2>Refer to Note 11 to the consolidated
financial statements for information concerning the Omnibus Plan.</FONT><FONT face="Times New Roman" size=1> </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>59 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM
      13.</FONT></B></TD>
    <TD vAlign=top noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD vAlign=top noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>CERTAIN
      RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR
      INDEPENDENCE</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Information required by this Item 13 is
incorporated herein by reference from the section entitled &#147;Election of
Directors&#148; of the Company&#146;s 2014 Proxy Statement, a copy of which will be filed
with the SEC no later than 120 days after the close of the fiscal year.
</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 14.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>PRINCIPAL ACCOUNTANT
      FEES AND SERVICES</U></FONT></B></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Information concerning our principal
accountant&#146;s fees and services is incorporated herein by reference from the
section entitled &#147;Ratification of Appointment of Independent Registered Public
Accounting Firm&#148; of the Company&#146;s 2014 Proxy Statement, a copy of which will be
filed with the SEC no later than 120 days after the close of the fiscal year.
</FONT></P>
<P align=center><FONT face="Times New Roman" size=2></FONT><B><U><FONT face="Times New Roman" size=2>PART IV</FONT></U></B><B><FONT face="Times New Roman" size=2>. </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="2%"><B><FONT face="Times New Roman" size=2>ITEM 15.</FONT></B></TD>
    <TD noWrap align=left width="1%"><STRONG><FONT size=2 face="Times New Roman">&nbsp;</FONT></STRONG></TD>
    <TD noWrap align=left width="96%"><B><FONT face="Times New Roman" size=2><U>EXHIBITS AND
      FINANCIAL STATEMENT SCHEDULES</U></FONT></B></TD></TR></TABLE><BR>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(a)</FONT></TD>
    <TD vAlign=top noWrap align=left width="97%" colSpan=3><FONT face="Times New Roman" size=2>The following documents are incorporated by
      reference in or filed as an exhibit to this Report:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top noWrap align=right width="2%"></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="94%"></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="2%"><FONT face="Times New Roman" size=2>(1) and (2)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="94%"><U><FONT face="Times New Roman" size=2>Financial Statements and Financial Statement
      Schedules</FONT></U></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="2%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Included in Item 8 of this report.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>(3)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="94%"><FONT face="Times New Roman" size=2>Exhibits listed under (b) of this Item 15.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(b)</FONT></TD>
    <TD vAlign=top noWrap align=left width="97%" colSpan=3><FONT face="Times New Roman" size=2><U>Exhibits</U></FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%" colSpan=3>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.1</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Restated Articles of Incorporation of Registrant, incorporated by
      reference to Exhibit 4.1 to Form S-8 Registration Statement No. 333-44499,
      filed with the SEC on January 20, 1998.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.2</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Amendment to Restated Articles of Incorporation, incorporated by
      reference to Exhibit 3.1 to the current report on Form 8-K, filed with the
      SEC on April 19, 2013.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.3</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Articles of Merger of Cass Commercial Corporation, incorporated by
      reference to Exhibit 3.1 to the quarterly report on Form 10-Q for the
      quarter ended September 30, 2006.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3.4</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Second Amended and Restated Bylaws of Registrant, incorporated by
      reference to Exhibit 3.1 to the current report on Form 8-K, filed with the
      SEC on April 18, 2007.</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>10.1</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>1995 Restricted Stock Bonus Plan, as amended on January 19, 1999,
      including form of Restriction Agreement, incorporated by reference to
      Exhibit 4.3 to Post-Effective Amendment No. 2 to Form S-8 Registration
      Statement No. 33-91456, filed with the SEC on February 16,
  1999.*</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=right width="2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top align=left width="94%"></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>10.2</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>1995 Performance-Based Stock Option Plan, as amended on January 19,
      1999, including forms of Option Agreements, incorporated by reference to
      Exhibit 4.3 to Post-Effective Amendment No. 2 to Form S-8 Registration
      Statement No. 33-91568, filed with the SEC on February 16,
  1999.*</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>10.3</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Form of Directors&#146; Indemnification Agreement, incorporated by
      reference to Exhibit 10.1 to the quarterly report on Form 10-Q for the
      quarter ended March 31, 2003.*</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>10.4</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Amended and Restated Omnibus Stock and Performance Compensation
      Plan, incorporated by reference to Exhibit 10.1 to the current report on
      Form 8-K, filed with the SEC on April 19, 2013.*</FONT></TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD vAlign=top width="98%" colSpan=4>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=right width="2%"><FONT face="Times New Roman" size=2>10.5</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT face="Times New Roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="94%"><FONT face="Times New Roman" size=2>Amendment and Restatement of the Supplemental Executive Retirement
      Plan, incorporated by reference to Exhibit 10.2 to the quarterly report on
      Form 10-Q for the quarter ended September 30,
2007.*</FONT></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>60 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>10.6</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Form of Restricted Stock Agreement, incorporated by
      reference to Exhibit 10.1 to the quarterly report on Form 10-Q for the
      quarter ended March 31, 2013.*</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>10.7</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Form of Stock Appreciation Rights Award Agreement,
      incorporated by reference to Exhibit 10.4 to the quarterly report on Form
      10-Q for the quarter ended September 30, 2007.*</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>10.8</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Description of Cass Information Systems, Inc. Profit
      Sharing Program, incorporated by reference to Exhibit 10.8 to the annual
      report on Form 10-K for the year ended December 31, 2012.*</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>21</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Subsidiaries of registrant.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">&nbsp;</TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>23</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Consent of Independent Registered Public Accounting
      Firm.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>31.1</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Certification Pursuant to Section 302 of the
      Sarbanes-Oxley Act of 2002.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>31.2</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Certification Pursuant to Section 302 of the
      Sarbanes-Oxley Act of 2002.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>32 .1</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Certification Pursuant to 18 U.S.C. Section 1350, as
      Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of
    2002.</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT face="Times New Roman" size=2>32 .2</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="95%"><FONT face="Times New Roman" size=2>Certification Pursuant to 18 U.S.C. Section 1350, as
      Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of
    2002.</FONT></TD></TR>
    <TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"></TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.INS</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL INSTANCE DOCUMENT</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.SCH</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL TAXONOMY EXTENSION SCHEMA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.PRE</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.LAB</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL TAXONOMY EXTENSION LABEL LINKBASE</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.CAL</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT face="Times New Roman" size=2>101.DEF</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left"><FONT face="Times New Roman" size=2>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE</FONT></TD></TR>
<TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=left width="97%" colSpan=3>____________________&nbsp;<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top align=right width="97%" colSpan=3>
      <P align=justify><FONT face="Times New Roman" size=2>* Management contract or
      compensatory plan or arrangement.&nbsp;</FONT></P></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>(c) None.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>61</FONT></P>
<HR align=center width="100%" noShade SIZE=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<BR>
<P align=center><B><FONT face="Times New Roman" size=2>SIGNATURES </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>Pursuant to the requirements of the
Securities Exchange Act of 1934, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on the
dates indicated. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="49%" colSpan=9><B><FONT face="Times New Roman" size=2>CASS INFORMATION SYSTEMS, INC.</FONT></B>
    &nbsp;</TD></TR>
  <TR>
    <TD width="85%" colSpan=10>&nbsp; </TD>
    <TD width="15%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>/s/&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="5%"><FONT face="Times New Roman" size=2>Eric H.
    Brunngraber</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD noWrap align=left width="5%"><FONT face="Times New Roman" size=2>Eric
      H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="3%"><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="10%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%">&nbsp;</TD></TR>
  <TR>
    <TD noWrap align=left width="50%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="33%" colSpan=7><FONT face="Times New Roman" size=2>President and Chief Executive Officer</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%">&nbsp;</TD></TR>
  <TR>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="33%" colSpan=7><FONT face="Times New Roman" size=2>(Principal Executive Officer)</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%">&nbsp;</TD></TR>
  <TR>
    <TD width="74%" colSpan=8>&nbsp;</TD>
    <TD width="1%"></TD>
    <TD width="10%"></TD>
    <TD width="15%"></TD></TR>
  <TR>
    <TD width="74%" colSpan=8>&nbsp; </TD>
    <TD width="1%"></TD>
    <TD width="10%"></TD>
    <TD width="15%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2></FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>/s/&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="5%"><FONT face="Times New Roman" size=2>P. Stephen
    Appelbaum</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="5%"><FONT face="Times New Roman" size=2>P.
      Stephen Appelbaum</FONT></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="10%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%">&nbsp;</TD></TR>
  <TR>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="33%" colSpan=7><FONT face="Times New Roman" size=2>Executive Vice President and Chief Financial Officer</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%"></TD></TR>
  <TR>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="33%" colSpan=7><FONT face="Times New Roman" size=2>(Principal Financial and Accounting Officer)</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="15%"></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>Pursuant to the requirements of the
Securities Exchange Act of 1934, this report has been signed below on the dates
indicated by the following persons on behalf of the registrant and in their
capacity as a member of the Board of Directors of the Company. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/
      </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;
      </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>K.
      Dane Brooksher</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>K. Dane Brooksher</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Bryan S. Chapell</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Bryan S. Chapell</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Lawrence A. Collett</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Lawrence A. Collett</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Robert A. Ebel</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Robert A. Ebel</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Benjamin F. Edwards, IV</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Benjamin F. Edwards, IV</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>John L. Gillis, Jr.</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>John L. Gillis, Jr.</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Wayne J. Grace</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Wayne J. Grace</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>James J. Lindemann</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>James J. Lindemann</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Randall L. Schilling</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Randall L. Schilling</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR>
    <TD width="90%" colSpan=7>&nbsp;</TD>
    <TD width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>By</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="10%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"><FONT face="Times New Roman" size=2>/s/</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Franklin D. Wicks, Jr.</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="10%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=left width="27%"><FONT face="Times New Roman" size=2>Franklin D. Wicks, Jr.</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR></TABLE><BR>
<P STYLE="text-align: center"><FONT face="Times New Roman" size=2>62 </FONT></P>
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<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>2
<FILENAME>exhibit21.htm
<DESCRIPTION>SUBSIDIARIES OF REGISTRANT
<TEXT>

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<P align=right><B><FONT face="Times New Roman" size=2>Exhibit 21 </FONT></B></P>
<P align=center><B><U><FONT face="Times New Roman" size=2>SUBSIDIARIES OF CASS INFORMATION
SYSTEMS, INC.</FONT></U></B><B><FONT face="Times New Roman" size=2>* </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="4%"><FONT size=+0><FONT face="Times New Roman" size=2>Name &amp; Address</FONT></FONT></TD>
    <TD noWrap align=left width="46%">&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#ffffff>&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="3%"><FONT size=+0><FONT face="Times New Roman" size=2>State of Incorporation</FONT></FONT></TD>
    <TD noWrap align=left width="46%">&nbsp;</TD></TR>
  <TR>
    <TD width="100%" colSpan=5>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>Cass Commercial
    Bank</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="49%" colSpan=2><FONT face="Times New Roman" size=2>Missouri</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>12412 Powerscourt
      Drive</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="49%" colSpan=2></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>St. Louis, Missouri
      63131</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="49%" colSpan=2></TD></TR>
  <TR>
    <TD width="100%" colSpan=5>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>Cass International
      LLC</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="49%" colSpan=2><FONT face="Times New Roman" size=2>Missouri</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>12444 Powerscourt
      Drive</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="49%" colSpan=2></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" colSpan=2><FONT face="Times New Roman" size=2>St. Louis, Missouri
      63131</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="49%" colSpan=2></TD></TR></TABLE><BR>
<P align=justify><FONT face="Times New Roman" size=2>*Pursuant to Item 601(b)(21)(ii) of
Regulation S-K, the names of particular subsidiaries may be omitted if the
unnamed subsidiaries, considered in the aggregate as a single subsidiary, would
not constitute a significant subsidiary (as such term is defined in Rule 1-02(w)
of Regulation S-X) as of the end of the year covered by this annual report on
Form 10-K. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>63 </FONT></P>
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<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>3
<FILENAME>exhibit23.htm
<DESCRIPTION>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
<TEXT>

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<P align=right><FONT face="Times New Roman"></FONT><B><FONT face="Times New Roman" size=2>Exhibit 23
</FONT></B></P>
<P align=center><U><FONT face="Times New Roman" size=2>Consent of Independent Registered
Public Accounting Firm</FONT></U><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>The Board of Directors<BR>Cass
Information Systems, Inc.: </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>We consent to the incorporation by
reference in the registration statements (No. 333-44497, 333-44499, 033-91456,
033-91568, 333-143411, 333-181772 and 333 188504) on Form S-8 of Cass
Information Systems, Inc. of our reports dated March 11, 2014, with respect to
the consolidated balance sheets of Cass Information Systems, Inc. as of December
31, 2013 and 2012, and the related consolidated statements of income,
comprehensive income, cash flows and shareholders&#146; equity for each of the years
in the three-year period ended December 31, 2013, and the effectiveness of
internal control over financial reporting as of December 31, 2013, which reports
appear in the December 31, 2013 annual report on Form 10 K of Cass Information
Systems, Inc. </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>/s/ KPMG LLP <BR></FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>St. Louis, Missouri<BR></FONT><FONT face="Times New Roman" size=2>March 11, 2014</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>64 </FONT></P>
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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>4
<FILENAME>exhibit31-1.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
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<P align=right><B><FONT face="Times New Roman" size=2>Exhibit 31.1</FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>CERTIFICATIONS</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=justify><FONT face="Times New Roman" size=2>I, Eric H. Brunngraber, certify
that:</FONT></P>
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>1.</FONT></TD>
    <TD vAlign=top><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>I have reviewed this annual report on Form 10-K of Cass Information
      Systems, Inc.;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>2.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>Based on my knowledge, this report does not contain any untrue
      statement of a material fact or omit to state a material fact necessary to
      make the statements made, in light of the circumstances under which such
      statements were made, not misleading with respect to the period covered by
      this report;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>3.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>Based on my knowledge, the financial statements, and other
      financial information included in this report, fairly present in all
      material respects the financial condition, results of operations and cash
      flows of the registrant as of, and for, the periods presented in this
      report;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>4.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>The registrant&#146;s other certifying officer(s) and I are responsible
      for establishing and maintaining disclosure controls and procedures (as
      defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
      control over financial reporting (as defined in Exchange Act Rules
      13a-15(f) and 15d-15(f)) for the registrant and have:</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(a)</FONT></TD>
    <TD vAlign=top><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Designed such
      disclosure controls and procedures, or caused such disclosure controls and
      procedures to be designed under our supervision, to ensure that material
      information relating to the registrant, including its consolidated
      subsidiaries, is made known to us by others within those entities,
      particularly during the period in which this report is being
      prepared;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(b)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Designed such internal
      control over financial reporting, or caused such internal control over
      financial reporting to be designed under our supervision, to provide
      reasonable assurance regarding the reliability of financial reporting and
      the preparation of financial statements for external purposes in
      accordance with generally accepted accounting principles;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(c)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Evaluated the
      effectiveness of the registrant&#146;s disclosure controls and procedures and
      presented in this report our conclusions about the effectiveness of the
      disclosure controls and procedures, as of the end of the period covered by
      this report based on such evaluation; and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(d)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Disclosed in this
      report any change in the registrant&#146;s internal control over financial
      reporting that occurred during the registrant&#146;s most recent fiscal quarter
      (the registrant&#146;s fourth fiscal quarter in the case of an annual report)
      that has materially affected, or is reasonably likely to materially
      affect, the registrant&#146;s internal control over financial reporting;
      and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>5.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>The registrant&#146;s other certifying officer(s) and I have disclosed,
      based on our most recent evaluation of internal control over financial
      reporting, to the registrant&#146;s auditors and the audit committee of the
      registrant&#146;s board of directors (or persons performing the equivalent
      functions):</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(a)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>All significant
      deficiencies and material weaknesses in the design or operation of
      internal control over financial reporting which are reasonably likely to
      adversely affect the registrant&#146;s ability to record, process, summarize
      and report financial information; and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(b)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Any fraud, whether or
      not material, that involves management or other employees who have a
      significant role in the registrant&#146;s internal control over financial
      reporting.</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="39%"><FONT face="Times New Roman" size=2>&nbsp; /s/ Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>President and Chief Executive
    Officer</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>(Principal Executive Officer)</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR></TABLE><BR>
<P STYLE="text-align: center"><FONT face="Times New Roman" size=2>65 </FONT></P>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>5
<FILENAME>exhibit31-2.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
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<P align=right><FONT face="Times New Roman" size=2></FONT><B><FONT face="Times New Roman" size=2>Exhibit
31.2 </FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>CERTIFICATIONS </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>I, P. Stephen Appelbaum, certify
that:</FONT></P>
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>1.</FONT></TD>
    <TD vAlign=top><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>I have reviewed this annual report on Form 10-K of Cass Information
      Systems, Inc.;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>2.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>Based on my knowledge, this report does not contain any untrue
      statement of a material fact or omit to state a material fact necessary to
      make the statements made, in light of the circumstances under which such
      statements were made, not misleading with respect to the period covered by
      this report;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>3.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>Based on my knowledge, the financial statements, and other
      financial information included in this report, fairly present in all
      material respects the financial condition, results of operations and cash
      flows of the registrant as of, and for, the periods presented in this
      report;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>4.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>The registrant&#146;s other certifying officer(s) and I are responsible
      for establishing and maintaining disclosure controls and procedures (as
      defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
      control over financial reporting (as defined in Exchange Act Rules
      13a-15(f) and 15d-15(f)) for the registrant and have:</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(a)</FONT></TD>
    <TD vAlign=top><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Designed such
      disclosure controls and procedures, or caused such disclosure controls and
      procedures to be designed under our supervision, to ensure that material
      information relating to the registrant, including its consolidated
      subsidiaries, is made known to us by others within those entities,
      particularly during the period in which this report is being
      prepared;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(b)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Designed such internal
      control over financial reporting, or caused such internal control over
      financial reporting to be designed under our supervision, to provide
      reasonable assurance regarding the reliability of financial reporting and
      the preparation of financial statements for external purposes in
      accordance with generally accepted accounting principles;</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(c)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Evaluated the
      effectiveness of the registrant&#146;s disclosure controls and procedures and
      presented in this report our conclusions about the effectiveness of the
      disclosure controls and procedures, as of the end of the period covered by
      this report based on such evaluation; and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(d)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Disclosed in this
      report any change in the registrant&#146;s internal control over financial
      reporting that occurred during the registrant&#146;s most recent fiscal quarter
      (the registrant&#146;s fourth fiscal quarter in the case of an annual report)
      that has materially affected, or is reasonably likely to materially
      affect, the registrant&#146;s internal control over financial reporting;
      and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>5.</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="101%" colSpan=4><FONT face="Times New Roman" size=2>The registrant&#146;s other certifying officer(s) and I have disclosed,
      based on our most recent evaluation of internal control over financial
      reporting, to the registrant&#146;s auditors and the audit committee of the
      registrant&#146;s board of directors (or persons performing the equivalent
      functions):</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(a)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>All significant
      deficiencies and material weaknesses in the design or operation of
      internal control over financial reporting which are reasonably likely to
      adversely affect the registrant&#146;s ability to record, process, summarize
      and report financial information; and</FONT></TD></TR>
  <TR>
    <TD vAlign=top colSpan=6>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(b)</FONT></TD>
    <TD vAlign=top></TD>
    <TD vAlign=top width="100%"><FONT face="Times New Roman" size=2>Any fraud, whether or
      not material, that involves management or other employees who have a
      significant role in the registrant&#146;s internal control over financial
      reporting.</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Date: March 11, 2014</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="39%"><FONT face="Times New Roman" size=2>&nbsp; /s/ P. Stephen Appelbaum</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>P. Stephen Appelbaum</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>Executive Vice President and Chief Financial
      Officer</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="39%"><FONT face="Times New Roman" size=2>(Principal Financial and Accounting
      Officer)</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2>66 </FONT></P>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>6
<FILENAME>exhibit32-1.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
<TEXT>

<HTML>
<HEAD>
   <TITLE></TITLE>
</HEAD>

<BODY bgcolor=#ffffff>
<P align=right><FONT face="Times New Roman" size=2></FONT><B><FONT face="Times New Roman" size=2>Exhibit
32.1 </FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>CERTIFICATION PURSUANT TO<BR>18
U.S.C. SECTION 1350,<BR>AS ADOPTED PURSUANT TO </FONT></B>
<BR><B><FONT face="Times New Roman" size=2>SECTION 906 OF THE SARBANES-OXLEY ACT
OF 2002 </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>In connection with the Annual Report of
Cass Information Systems, Inc. (&#147;the Company&#148;) on Form 10-K for the period ended
December 31, 2013, as filed with the Securities and Exchange Commission on the
date hereof (the &#147;Report&#148;), I, Eric H. Brunngraber, President and Chief
Executive Officer of the Company, certify, pursuant to 18 U.S.C. &#167; 1350, as
adopted pursuant to &#167; 906 of the Sarbanes-Oxley Act of 2002, that: </FONT></P>
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>The Report fully complies with
      the requirements of section 13(a) or 15(d) of the Securities Exchange Act
      of 1934; and</FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD colSpan=3></TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>The information contained in the
      Report fairly presents, in all material respects, the financial condition
      and results of operations of the Company.</FONT></TD></TR></TABLE><BR>
<DIV align=right>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp; /s/ Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Eric H. Brunngraber</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>President and Chief Executive
    Officer</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>(Principal Executive Officer)</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>March 11, 2014</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR></TABLE></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>A signed original of this written
statement required by Section 906 has been provided to Cass Information Systems,
Inc. and will be retained by Cass Information Systems, Inc. and furnished to the
Securities and Exchange Commission or its staff upon request. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>67 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>7
<FILENAME>exhibit32-2.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
<TEXT>

<HTML>
<HEAD>
   <TITLE></TITLE>
</HEAD>

<BODY bgcolor=#ffffff>
<P align=right><FONT face="Times New Roman" size=2></FONT><B><FONT face="Times New Roman" size=2>Exhibit
32.2 </FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>CERTIFICATION PURSUANT TO<BR>18
U.S.C. SECTION 1350,<BR>AS ADOPTED PURSUANT TO<BR></FONT></B><B><FONT face="Times New Roman" size=2>SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </FONT></B></P>
<P align=justify><FONT face="Times New Roman" size=2>In connection with the Annual Report of
Cass Information Systems, Inc. (&#147;the Company&#148;) on Form 10-K for the period ended
December 31, 2013 as filed with the Securities and Exchange Commission on the
date hereof (the &#147;Report&#148;), I, P. Stephen Appelbaum, Chief Financial Officer of
the Company, certify, pursuant to 18 U.S.C. &#167; 1350, as adopted pursuant to &#167; 906
of the Sarbanes-Oxley Act of 2002, that: </FONT></P>
<TABLE style="TEXT-ALIGN: justify" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>The Report fully complies with
      the requirements of section 13(a) or 15(d) of the Securities Exchange Act
      of 1934; and</FONT></TD></TR>
  <TR>
    <TD></TD>
    <TD colSpan=3>&nbsp; </TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;</FONT></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>The information contained in the
      Report fairly presents, in all material respects, the financial condition
      and results of operations of the Company.</FONT></TD></TR></TABLE><BR>
<DIV align=right>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="90%"><FONT face="Times New Roman" size=2>&nbsp; /s/ P. Stephen Appelbaum</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>P. Stephen Appelbaum</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>Executive Vice President and Chief Financial
      Officer</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>(Principal Financial and Accounting
      Officer)</FONT></TD>
    <TD noWrap align=left width="10%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><FONT face="Times New Roman" size=2>March 11, 2014</FONT></TD>
    <TD noWrap align=left width="10%"></TD></TR></TABLE></DIV><BR>
<P align=justify><FONT face="Times New Roman" size=2>A signed original of this written
statement required by Section 906 has been provided to Cass Information Systems,
Inc. and will be retained by Cass Information Systems, Inc. and furnished to the
Securities and Exchange Commission or its staff upon request. </FONT></P>
<P align=justify><B><FONT face="Times New Roman" size=5></FONT></B></P>
<P align=center><FONT face="Times New Roman" size=2>68 </FONT></P>
<HR align=center width="100%" noShade SIZE=2>
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</HTML>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>8
<FILENAME>cass-20131231.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
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  <cass:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock id="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock>
  <cass:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock id="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.7353.39960.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39960.1518.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.50&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock>
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  <cass:ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome id="ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5270000</cass:ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome>
  <cass:ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments id="ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">48000</cass:ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments>
  <cass:ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments id="ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6000</cass:ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments>
  <cass:ScheduleOfAmortizedCostAndFairValueTableTextBlock id="ScheduleOfAmortizedCostAndFairValueTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due in 1 year or less&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,994&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,225&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 1 year through 5 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,800&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,914&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 5 years through 10 years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;139,779&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;140,947&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 10 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,580&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,681&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt;No stated maturity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;312,153&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;317,767&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfAmortizedCostAndFairValueTableTextBlock>
  <cass:ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock id="ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The expected one year nominal returns and annual standard deviations are shown by asset class below:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;% of Total&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;One-Year Nominal&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Annual Standard&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Asset Class&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Portfolio&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Return&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Deviation&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Core Fixed Income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;50&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.59&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.45&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Large Cap U.S. Equities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.06&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17.80&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Small Cap U.S. Equities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9.82&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;26.20&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;International (Developed)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.21&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20.40&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;International (Emerging)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11.13&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31.15&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock>
  <cass:ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock id="ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Normal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;to Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring&lt;/strong&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;167,878&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,415&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;119,521&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,358&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;323,291&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,234&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 636,373&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 14,007&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="TEXT-ALIGN: justify" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"&gt; &lt;td width="100%" style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt; Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"&gt; &lt;td width="100%" style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;2&lt;/sup&gt; Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Normal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring&lt;/strong&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;155,838&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,585&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;123,315&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,569&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,959&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;366,366&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,578&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;174&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 669,429&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,732&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left"&gt;&lt;font style="font-size: 80%"&gt;*&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left" style="font-size: 80%"&gt; &lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left" style="font-size: 80%"&gt; &lt;sup&gt;2&lt;/sup&gt;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock>
  <cass:ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock id="ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock.7353.39960.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39960.1518.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The pre-tax amounts in accumulated other comprehensive loss as of December 31, were as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;The Plan&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SERP&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Prior service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Net actuarial loss&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,471&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;26,385&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,075&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;4,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,479&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 26,401&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3,075&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,304&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock>
  <cass:ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock id="ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following represent the major assumptions used to determine the net pension cost of the Plan:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected long-term rate of return on assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock>
  <cass:ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock id="ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the fair value measurements by type of asset is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value Measurements as of December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quoted Prices&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quoted Prices&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;in Active&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;in Active&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Markets for&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Significant&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Markets for&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Significant&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Identical&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Observable&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Identical&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Observable&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Inputs&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Inputs&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 1)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 2)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 1)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 2)&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;238&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;238&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Equity securities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Growth&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,650&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,650&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,193&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,193&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,835&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,835&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,317&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,317&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Small/Mid Cap Growth&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,825&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,825&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,159&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,159&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Small/Mid Cap Value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,167&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Non-U.S. Core&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,840&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,840&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Passive&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,929&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,929&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,004&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,004&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Emerging Markets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;711&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;711&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;732&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;732&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fixed Income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Core&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,720&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,720&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,189&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Passive&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,747&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,747&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,907&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,907&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Opportunistic&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 70,627&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;245&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;70,382&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 61,384&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;238&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;61,146&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock>
  <cass:ScheduleOfInterestBearingDepositsTableTextBlock id="ScheduleOfInterestBearingDepositsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Interest-bearing deposits consist of the following:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Average&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Average&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Interest&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Interest&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Rate&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Rate&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Interest-bearing demand deposits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;316,743&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.61&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;279,803&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.68&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Savings deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,916&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.66&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27,211&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.70&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Time deposits:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than $100&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,777&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.09&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,742&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.15&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $100 or more&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 91,219&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; .81&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 103,809&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; .94&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt;Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;438,655&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.69&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;419,565&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.78&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfInterestBearingDepositsTableTextBlock>
  <cass:ScheduleOfInterestExpenseOnDepositsTableTextBlock id="ScheduleOfInterestExpenseOnDepositsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Interest on deposits consists of the following:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="85%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Interest-bearing demand deposits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,737&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,739&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,162&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Savings deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;138&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;169&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Time deposits:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than $100&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,297&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $100 or more&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 456&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 690&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="85%" nowrap="nowrap" align="left"&gt;Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,832&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,148&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;4,374&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfInterestExpenseOnDepositsTableTextBlock>
  <cass:ScheduleOfLoanCategoriesTableTextBlock id="ScheduleOfLoanCategoriesTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of loan categories is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="8%" colspan="4" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfLoanCategoriesTableTextBlock>
  <cass:ScheduleOfMaturitiesOfTimeDepositsTableTextBlock id="ScheduleOfMaturitiesOfTimeDepositsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The scheduled maturities of time deposits are summarized as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Percent&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Percent&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;of Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;of Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due within:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; One year&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84.9&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;94,922&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84.3&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Two years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,690&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.8&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,871&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.3&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Three years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;594&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.6&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,737&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.4&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Four years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;459&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.5&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;520&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.5&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Five years&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,165&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1.2&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;501&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.5&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 98,996&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 100.0&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112,551&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 100.0&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfMaturitiesOfTimeDepositsTableTextBlock>
  <cass:ScheduleOfNetPeriodicPensionCostsTableTextBlock id="ScheduleOfNetPeriodicPensionCostsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Plan&amp;#39;s pension cost included the following components:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="17%" colspan="11" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Year Ended&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="17%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="81%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Service cost - benefits earned during the year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,452&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,799&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,073&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest cost on projected benefit obligations&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,819&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,570&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,423&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected return on plan assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (4,469&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3,967&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3,314&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="81%" nowrap="nowrap" align="left"&gt;Net amortization and deferral&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,729&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,473&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;603&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left"&gt;Net periodic pension cost&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,531&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,875&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,785&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfNetPeriodicPensionCostsTableTextBlock>
  <cass:ScheduleOfNetPeriodicPensionCostsTableTextBlock id="ScheduleOfNetPeriodicPensionCostsTableTextBlock.7353.39960.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39960.1518.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The SERP&amp;#39;s pension cost included the following components:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Year Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Service cost - benefits earned during the year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;144&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest cost on projected benefit obligations&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;307&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;295&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Net amortization and deferral&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 551&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 360&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 250&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt;Net periodic pension cost&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;782&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;634&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfNetPeriodicPensionCostsTableTextBlock>
  <cass:ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock id="ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the Plan&amp;#39;s projected benefit obligation, assets, funded status and amounts recognized in the Company&amp;#39;s consolidated balance sheets is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Projected benefit obligation:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, January 1&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,087&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;53,972&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,452&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,799&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest cost&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,819&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,570&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actuarial (gain) loss&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,496&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,063&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,423&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt; Balance, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 63,439&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 67,087&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Plan assets:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair value, January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;61,384&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;53,895&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actual return&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,166&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,556&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Employer contribution&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,250&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,423&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt;Fair value, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 70,627&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 61,384&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Funded status:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt;Accrued pension asset (liability)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,188&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (5,703&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock>
  <cass:ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock id="ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock.7353.39960.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39960.1518.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the SERP&amp;#39;s projected benefit obligation, funded status and amounts recognized in the Company&amp;#39;s consolidated balance sheets is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Benefit obligation:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, January 1&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,482&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,434&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;144&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest cost&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;307&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(236&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(236&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actuarial (gain) loss&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(677&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;862&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt; Balance, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,048&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,482&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</cass:ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock>
  <cass:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="shares" decimals="0">27242</cass:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod>
  <cass:SummaryOfOperationsPolicyTextBlock id="SummaryOfOperationsPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt; &lt;p style="text-align: justify"&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Summary of Operations&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Cass Information Systems, Inc&lt;/font&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;.&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;(the "Company") provides payment and information services, which include processing and payment of transportation, energy, telecommunications and environmental invoices. These services include the acquisition and management of data, information delivery and financial exchange. The consolidated balance sheet captions, "Accounts and drafts payable" and "Payments in excess of funding," represent the Company&amp;#39;s resulting financial position related to the payment services that are performed for customers. The Company also provides a full range of banking services to individual, corporate and institutional customers through Cass Commercial Bank (the "Bank"), its wholly owned bank subsidiary.&lt;/font&gt;&lt;!--EndFragment--&gt;&lt;/p&gt; &lt;/div&gt; &lt;/div&gt;</cass:SummaryOfOperationsPolicyTextBlock>
  <cass:TimeDepositsWeightedAverageInterestRateAggregate id="TimeDepositsWeightedAverageInterestRateAggregate.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="pure" decimals="0">1</cass:TimeDepositsWeightedAverageInterestRateAggregate>
  <cass:TimeDepositsWeightedAverageInterestRateAggregate id="TimeDepositsWeightedAverageInterestRateAggregate.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="pure" decimals="0">1</cass:TimeDepositsWeightedAverageInterestRateAggregate>
  <cass:TreasuryStockPolicyPolicyTextBlock id="TreasuryStockPolicyPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Treasury Stock&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Purchases of the Company&amp;#39;s common stock are recorded at cost. Upon reissuance, treasury stock is reduced based upon the average cost basis of shares held.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</cass:TreasuryStockPolicyPolicyTextBlock>
  <cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions id="UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-666000</cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions>
  <cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions id="UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-140000</cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions>
  <cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions id="UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">287000</cass:UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions>
  <cass:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months id="UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">251000</cass:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months>
  <cass:WeightedAverageInterestRateOfInterestBearingDeposits id="WeightedAverageInterestRateOfInterestBearingDeposits.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0069</cass:WeightedAverageInterestRateOfInterestBearingDeposits>
  <cass:WeightedAverageInterestRateOfInterestBearingDeposits id="WeightedAverageInterestRateOfInterestBearingDeposits.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0078</cass:WeightedAverageInterestRateOfInterestBearingDeposits>
  <cass:WeighteDaverageInterestRateOfTimeDepositsLessThan100000 id="WeighteDaverageInterestRateOfTimeDepositsLessThan100000.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0109</cass:WeighteDaverageInterestRateOfTimeDepositsLessThan100000>
  <cass:WeighteDaverageInterestRateOfTimeDepositsLessThan100000 id="WeighteDaverageInterestRateOfTimeDepositsLessThan100000.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0115</cass:WeighteDaverageInterestRateOfTimeDepositsLessThan100000>
  <dei:AmendmentFlag id="AmendmentFlag.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">false</dei:AmendmentFlag>
  <dei:CurrentFiscalYearEndDate id="CurrentFiscalYearEndDate.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">--12-31</dei:CurrentFiscalYearEndDate>
  <dei:DocumentFiscalPeriodFocus id="DocumentFiscalPeriodFocus.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">FY</dei:DocumentFiscalPeriodFocus>
  <dei:DocumentFiscalYearFocus id="DocumentFiscalYearFocus.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">2013</dei:DocumentFiscalYearFocus>
  <dei:DocumentPeriodEndDate id="DocumentPeriodEndDate.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">2013-12-31</dei:DocumentPeriodEndDate>
  <dei:DocumentType id="DocumentType.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">10-K</dei:DocumentType>
  <dei:EntityCentralIndexKey id="EntityCentralIndexKey.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">0000708781</dei:EntityCentralIndexKey>
  <dei:EntityCommonStockSharesOutstanding id="EntityCommonStockSharesOutstanding.9435.0.0.0.0.0.0" contextRef="as-of-2014-03-07.9435.0.0.0.0.0.0.0" unitRef="shares" decimals="0">11529461</dei:EntityCommonStockSharesOutstanding>
  <dei:EntityCurrentReportingStatus id="EntityCurrentReportingStatus.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">Yes</dei:EntityCurrentReportingStatus>
  <dei:EntityFilerCategory id="EntityFilerCategory.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">Accelerated Filer</dei:EntityFilerCategory>
  <dei:EntityPublicFloat id="EntityPublicFloat.9436.0.0.0.0.0.0" contextRef="as-of-2013-06-28.9436.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">530000000</dei:EntityPublicFloat>
  <dei:EntityRegistrantName id="EntityRegistrantName.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">CASS INFORMATION SYSTEMS INC</dei:EntityRegistrantName>
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  <dei:EntityWellKnownSeasonedIssuer id="EntityWellKnownSeasonedIssuer.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">No</dei:EntityWellKnownSeasonedIssuer>
  <dei:TradingSymbol id="TradingSymbol.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">cass</dei:TradingSymbol>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesNoncurrent id="AccountsPayableAndAccruedLiabilitiesNoncurrent.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">543963000</us-gaap:AccountsPayableAndAccruedLiabilitiesNoncurrent>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesNoncurrent id="AccountsPayableAndAccruedLiabilitiesNoncurrent.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">522761000</us-gaap:AccountsPayableAndAccruedLiabilitiesNoncurrent>
  <us-gaap:AccountsReceivableFairValueDisclosure id="AccountsReceivableFairValueDisclosure.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6030000</us-gaap:AccountsReceivableFairValueDisclosure>
  <us-gaap:AccountsReceivableFairValueDisclosure id="AccountsReceivableFairValueDisclosure.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6276000</us-gaap:AccountsReceivableFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure id="AccruedLiabilitiesFairValueDisclosure.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">88000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure id="AccruedLiabilitiesFairValueDisclosure.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">112000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment id="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">24588000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment id="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">22624000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="AccumulatedOtherComprehensiveIncomeLossNetOfTax.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-5560000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="AccumulatedOtherComprehensiveIncomeLossNetOfTax.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-6093000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AdditionalFinancialInformationDisclosureTextBlock id="AdditionalFinancialInformationDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 19&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SUPPLEMENTARY FINANCIAL INFORMATION&lt;br /&gt; &lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;(Unaudited)&lt;/font&gt;&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;First&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Second&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Third&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fourth&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="76%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands except per share data)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;YTD&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,465&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,567&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,695&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,845&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,572&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,856&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,623&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,082&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;41,577&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Interest expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;687&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;694&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;722&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;729&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Net interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,169&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,929&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,360&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,287&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,745&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Provision for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;200&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;300&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Operating expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,389&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,017&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,384&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,296&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84,086&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;2,013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,106&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,533&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,582&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,234&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt;Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 6,032&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,073&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,138&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,254&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income per share:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.54&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.45&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.05&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.53&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.45&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,883&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,237&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,301&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,717&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,138&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,589&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,530&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,395&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,419&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;45,933&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Interest expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;838&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;760&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;785&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;765&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,148&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Net interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,751&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,770&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,610&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,654&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42,785&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Provision for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;200&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,400&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Operating expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,341&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,240&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,929&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,823&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;80,333&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;2,185&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,205&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,890&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,607&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,887&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt;Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 5,908&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,962&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,092&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,303&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income per share:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.52&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.47&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.05&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;.51&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.53&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.46&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AdditionalFinancialInformationDisclosureTextBlock>
  <us-gaap:AdditionalPaidInCapitalCommonStock id="AdditionalPaidInCapitalCommonStock.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">125062000</us-gaap:AdditionalPaidInCapitalCommonStock>
  <us-gaap:AdditionalPaidInCapitalCommonStock id="AdditionalPaidInCapitalCommonStock.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">125086000</us-gaap:AdditionalPaidInCapitalCommonStock>
  <us-gaap:AdjustmentForAmortization id="AdjustmentForAmortization.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">1177000</us-gaap:AdjustmentForAmortization>
  <us-gaap:AdjustmentForAmortization id="AdjustmentForAmortization.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">1201000</us-gaap:AdjustmentForAmortization>
  <us-gaap:AdjustmentForAmortization id="AdjustmentForAmortization.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">1390000</us-gaap:AdjustmentForAmortization>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7353.485.5169.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.485.5169.0.0.0.0" unitRef="USD" decimals="-3">1975000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.485.5169.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.485.5169.0.0.0.0" unitRef="USD" decimals="-3">1399000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7357.485.5169.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.485.5169.0.0.0.0" unitRef="USD" decimals="-3">1390000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1975000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1399000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1390000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
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  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.1087.5169.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-12-31.7356.0.1087.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7357.1087.5169.0.0.0.0" xsi:nil="true" contextRef="from-2011-01-01-to-2011-12-31.7357.0.1087.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7353.4652.5169.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4652.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.4652.5169.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-12-31.7356.0.4652.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7357.4652.5169.0.0.0.0" xsi:nil="true" contextRef="from-2011-01-01-to-2011-12-31.7357.0.4652.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7353.466.5169.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-12-31.7353.0.466.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.466.5169.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-12-31.7356.0.466.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7353.5367.5169.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5367.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7356.5367.5169.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-12-31.7356.0.5367.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.7357.5367.5169.0.0.0.0" xsi:nil="true" contextRef="from-2011-01-01-to-2011-12-31.7357.0.5367.5169.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities id="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-2323000</us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities>
  <us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities id="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4056000</us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities>
  <us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities id="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-528000</us-gaap:AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock id="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the allowance for loan losses is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Charge-&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="73%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Offs&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recoveries&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Provision&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,192&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;47&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,104&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,036&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;233&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;35&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;360&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,946&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;137&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;151&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,903&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;280&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(829&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,354&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;333&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(209&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;124&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="73%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;8&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(8&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 12,357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,540&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 362&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 500&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,679&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
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  <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs id="AllowanceForLoanAndLeaseLossesWriteOffs.7423.0.0.0.0.0.0" contextRef="from-2013-02-01-to-2013-02-28.7423.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">83000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
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  <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs id="AllowanceForLoanAndLeaseLossesWriteOffs.7353.39977.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39977.2295.0.0.0.0" unitRef="USD" decimals="-3">233000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
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  <us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs id="AllowanceForLoanAndLeaseLossesWriteOffs.7353.45578.2295.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-12-31.7353.0.45578.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts id="AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">362000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">19758000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue.7354.5482.923.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5482.923.0.0.0.0" unitRef="USD" decimals="-3">3554000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue.7354.997.923.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.997.923.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue.7355.997.923.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.997.923.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3554000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue.7355.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">139779000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue id="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">140947000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">67800000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue id="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">71914000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">89580000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue id="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">89681000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">312153000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">14994000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue id="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">15225000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost id="AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.7354.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue id="AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.7354.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="AvailableForSaleSecuritiesGrossRealizedGains.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4295000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="AvailableForSaleSecuritiesGrossRealizedGains.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2646000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="AvailableForSaleSecuritiesGrossRealizedGains.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">48000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="AvailableForSaleSecuritiesGrossRealizedLosses.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">271000</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="AvailableForSaleSecuritiesGrossRealizedLosses.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11000</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="AvailableForSaleSecuritiesGrossRealizedLosses.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5000</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1 id="AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="pure" decimals="0">102</us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1>
  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1 id="AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="pure" decimals="0">18</us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1>
  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear id="AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="pure" decimals="0">3</us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear>
  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear id="AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.7355.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="pure" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral id="AvailableForSaleSecuritiesPledgedAsCollateral.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3750000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
  <us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral id="AvailableForSaleSecuritiesPledgedAsCollateral.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3750000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
  <us-gaap:AvailableForSaleSecuritiesTextBlock id="AvailableForSaleSecuritiesTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The amortized cost, gross unrealized gains, gross unrealized losses and fair value of debt and equity securities are summarized as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gains&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;308,403&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,537&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,923&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;314,017&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,750&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,750&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"&gt; 312,153&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 8,537&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,923&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 317,767&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="100%" colspan="13"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gains&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;315,345&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,960&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335,193&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;6,742&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;6,742&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"&gt; 322,087&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,960&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 341,935&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
  <us-gaap:BankOwnedLifeInsurance id="BankOwnedLifeInsurance.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">15437000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsurance id="BankOwnedLifeInsurance.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">14910000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BasisOfAccountingPolicyPolicyTextBlock id="BasisOfAccountingPolicyPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Basis of Presentation&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries after elimination of intercompany transactions. Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform to the 2013 presentation. Such reclassifications have no effect on previously reported net income or shareholders&amp;#39; equity. The Company issued a 10% stock dividend on December 14, 2012. The share and per share information have been restated for this dividend unless indicated otherwise for all periods presented in the accompanying consolidated financial statements.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
  <us-gaap:Capital id="Capital.7354.39973.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39973.136.0.0.0.0" unitRef="USD" decimals="-3">191984000</us-gaap:Capital>
  <us-gaap:Capital id="Capital.7355.39973.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39973.136.0.0.0.0" unitRef="USD" decimals="-3">175802000</us-gaap:Capital>
  <us-gaap:Capital id="Capital.7354.39974.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">83168000</us-gaap:Capital>
  <us-gaap:Capital id="Capital.7355.39974.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">75300000</us-gaap:Capital>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="CapitalRequiredForCapitalAdequacy.7354.39973.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39973.136.0.0.0.0" unitRef="USD" decimals="-3">68956000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="CapitalRequiredForCapitalAdequacy.7355.39973.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39973.136.0.0.0.0" unitRef="USD" decimals="-3">70767000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="CapitalRequiredForCapitalAdequacy.7354.39974.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">43256000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="CapitalRequiredForCapitalAdequacy.7355.39974.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">44909000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.7354.39973.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39973.136.0.0.0.0" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.7355.39973.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39973.136.0.0.0.0" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.7354.39974.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39974.136.0.0.0.0" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.7355.39974.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39974.136.0.0.0.0" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="CapitalRequiredToBeWellCapitalized.7354.39973.136.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.39973.136.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CapitalRequiredToBeWellCapitalized id="CapitalRequiredToBeWellCapitalized.7355.39973.136.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.39973.136.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CapitalRequiredToBeWellCapitalized id="CapitalRequiredToBeWellCapitalized.7354.39974.136.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">54071000</us-gaap:CapitalRequiredToBeWellCapitalized>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="CapitalRequiredToBeWellCapitalized.7355.39974.136.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39974.136.0.0.0.0" unitRef="USD" decimals="-3">56136000</us-gaap:CapitalRequiredToBeWellCapitalized>
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  <us-gaap:ComprehensiveIncomeNetOfTax id="ComprehensiveIncomeNetOfTax.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">23504000</us-gaap:ComprehensiveIncomeNetOfTax>
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  <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock id="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 18&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Financial Information of Parent Company&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Following are the condensed balance sheets of the Company (parent company only) and the related condensed statements of income and cash flows.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Balance Sheets&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="94%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and due from banks&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24,519&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,709&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Short-term investments&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;63,063&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,705&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Securities available-for-sale, at fair value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;316,771&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Loans, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;125,316&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;156,935&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Investments in subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,500&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,385&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Premises and equipment, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,276&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,436&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;120,438&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;106,247&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 739,879&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 719,188&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Liabilities and Shareholders&amp;#39; Equity&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Accounts and drafts payable&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other liabilities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,521&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 22,214&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total liabilities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;549,474&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;544,975&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total shareholders&amp;#39; equity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 190,405&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 174,213&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total liabilities and shareholders&amp;#39; equity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;739,879&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;719,188&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="13%" colspan="9" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Statement of Income&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="9" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income from subsidiary:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Management fees&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 2,119&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,955&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,794&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,131&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,979&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,812&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Information services revenue&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,503&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;66,417&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;60,688&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income after provision&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,069&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,563&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,933&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Gain on sales of investment securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,677&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,145&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;527&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;535&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;701&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;91,907&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,639&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;83,177&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expenses:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Salaries and employee benefits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;59,004&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;55,981&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;50,296&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other expenses&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;15,027&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;14,492&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;14,462&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total expenses&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;74,031&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,473&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;64,758&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income before income tax and equity in undistributed income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,876&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,166&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,419&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 2,381&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,914&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 3,156&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income before undistributed income of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,495&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,252&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,263&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Equity in undistributed income of subsidiary&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,530&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,523&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,746&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Intercompany elimination&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;472&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(472&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman" width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 23,497&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 23,009&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="16%" colspan="11" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Statements of Cash Flows&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from operating activities:&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="2%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,497&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,303&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,009&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Adjustments to reconcile net income to net cash provided&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; by (used in) operating activities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Equity in undistributed income of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,530&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,523&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,746&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net change in other assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,420&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,338&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(19,669&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net change in other liabilities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(2,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,603&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,655&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Amortization of stock-based awards&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,177&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,201&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,390&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(4,180&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;(2,673&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(7,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) operating activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,815&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 16,573&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (8,858&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from investing activities:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase in securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(15,385&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,697&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(37,329&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net decrease in loans&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31,619&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,319&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,068&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Purchases of premises and equipment, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (4,050&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; (3,555&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (2,107&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) investing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;12,184&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;5,067&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(20,368&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from financing activities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase (decrease) in accounts and drafts payable&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,192&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(72,440&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;79,094&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash dividends paid&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,510&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,361&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,279&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other financing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(513&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;(2,454&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,177&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) financing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 12,169&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; (82,255&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 71,638&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase (decrease) in cash and cash equivalents&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;26,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(60,615&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42,412&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and cash equivalents at beginning of year&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 61,414&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 122,029&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 79,617&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and cash equivalents at end of year&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;87,582&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;61,414&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;122,029&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
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  <us-gaap:DebtDisclosureTextBlock id="DebtDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 8&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unused Available Lines of Credit&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; As of December 31, 2013, the Bank had unsecured lines of credit at correspondent banks to purchase federal funds up to a maximum of $88,000,000 at the following banks: Bank of America, $20,000,000; US Bank, $20,000,000; Wells Fargo Bank, $15,000,000; PNC Bank, $12,000,000; Frost National Bank, $10,000,000; JPM Chase Bank, $6,000,000; and UMB Bank $5,000,000. As of December 31, 2012, the Bank had secured lines of credit with the FHLB of $173,738,000 collateralized by commercial mortgage loans. There were no amounts outstanding under any of the lines of credit discussed above at December 31, 2013 or 2012. In January 2013, the Company obtained a line of credit from UMB Bank of $50,000,000 collateralized by state and political subdivision securities.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DebtDisclosureTextBlock>
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  <us-gaap:DemandDepositAccounts id="DemandDepositAccounts.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">279803000</us-gaap:DemandDepositAccounts>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock id="DepositLiabilitiesDisclosuresTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 7&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Interest-Bearing Deposits&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Interest-bearing deposits consist of the following:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Average&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Average&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Interest&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Interest&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Rate&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Rate&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Interest-bearing demand deposits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;316,743&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.61&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;279,803&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.68&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Savings deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,916&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.66&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27,211&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.70&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Time deposits:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than $100&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,777&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.09&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,742&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.15&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $100 or more&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 91,219&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; .81&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 103,809&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; .94&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt;Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;438,655&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.69&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;419,565&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.78&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Interest on deposits consists of the following:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="85%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Interest-bearing demand deposits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,737&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,739&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,162&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Savings deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;138&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;169&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Time deposits:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than $100&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,297&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $100 or more&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 456&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 690&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="85%" nowrap="nowrap" align="left"&gt;Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,832&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,148&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;4,374&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The scheduled maturities of time deposits are summarized as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Percent&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Percent&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;of Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;of Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due within:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; One year&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84.9&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;94,922&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84.3&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Two years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,690&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.8&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,871&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.3&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Three years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;594&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.6&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,737&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.4&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Four years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;459&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.5&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;520&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.5&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Five years&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,165&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1.2&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;501&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.5&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 98,996&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 100.0&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112,551&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 100.0&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
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  <us-gaap:DepreciationAmortizationAndAccretionNet id="DepreciationAmortizationAndAccretionNet.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6916000</us-gaap:DepreciationAmortizationAndAccretionNet>
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  <us-gaap:DepreciationAndAmortization id="DepreciationAndAmortization.7356.40062.5172.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.40062.5172.0.0.0.0" unitRef="USD" decimals="-3">101000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization id="DepreciationAndAmortization.7357.40062.5172.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.40062.5172.0.0.0.0" unitRef="USD" decimals="-3">164000</us-gaap:DepreciationAndAmortization>
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  <us-gaap:DepreciationAndAmortization id="DepreciationAndAmortization.7357.40063.5172.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.40063.5172.0.0.0.0" unitRef="USD" decimals="-3">24000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization id="DepreciationAndAmortization.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2896000</us-gaap:DepreciationAndAmortization>
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  <us-gaap:DepreciationAndAmortization id="DepreciationAndAmortization.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2062000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock id="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 11&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Stock-based Compensation&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Amended and Restated Omnibus Stock and Performance Compensation Plan (the "Omnibus Plan") provides incentive opportunities for key employees and non-employee directors and to align the personal financial interests of such individuals with those of the Company&amp;#39;s shareholders. The Omnibus Plan permits the issuance of up to 1,500,000 shares of the Company&amp;#39;s common stock in the form of stock options, SARs, restricted stock, restricted stock units and performance awards.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; All share and per share data have been restated to give effect to the 10% stock dividend issued on December 14, 2012.&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Restricted Stock&lt;br /&gt; &lt;/em&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Restricted shares granted prior to April 16, 2013 are amortized to expense over the three-year vesting period. Beginning on April 16, 2013, restricted shares granted to Company employees are amortized to expense over the three-year vesting period whereas restricted shares granted to members of the Board of Directors are amortized to expense over a one-year service period with the exception of those shares granted in lieu of cash payment for retainer fees which are expensed in the period earned. Changes in restricted shares outstanding for the year ended December 31, 2013 were as follows:&lt;/font&gt;&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted Average&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Grant Date&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Shares&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;54,875&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31.61&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Granted&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;30,407&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42.21&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Vested&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (26,633&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 30.86&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2013&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;58,649&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;37.45&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; During 2012 and 2011, 28,370 and 31,472 shares, respectively, were granted with weighted average per share market values at date of grant of $34.03 in 2012 and $30.05 in 2011. The fair value of such shares, which is based on the market price on the date of grant, is amortized to expense over the three-year vesting period. Amortization of the restricted stock bonus awards totaled $1,176,000 for 2013, $788,000 for 2012 and $787,000 for 2011. As of December 31, 2013, the total unrecognized compensation expense related to non-vested restricted stock awards was $1,131,000 and the related weighted average period over which it is expected to be recognized is approximately 0.64 years. The total fair value of shares vested during the years ended December 2013, 2012, and 2011 was $822,000, $788,000, and $812,000 respectively.&lt;/p&gt; &lt;p style="text-align: left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;SARs&lt;/em&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; There were 85,943 SARs granted during the year ended December 31, 2013. The Company uses the Black-Scholes option-pricing model to determine the fair value of the SARs at the date of grant. Following are the assumptions used to estimate the $10.69 per share fair value.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="88%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Year Ended December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Risk-free interest rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.29&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected life&lt;/td&gt; &lt;td width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected volatility&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;28.72&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="88%" nowrap="nowrap" align="left"&gt;Expected dividend yield&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="10%" nowrap="nowrap" align="right"&gt;1.71&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The risk-free interest rate is based on the zero-coupon U.S. Treasury yield for the period equal to the expected life of the SARs at the time of the grant. The expected life was derived using the historical exercise activity. The Company uses historical volatility for a period equal to the expected life of the SARs using average monthly closing market prices of the Company&amp;#39;s stock. The expected dividend yield is determined based on the Company&amp;#39;s current rate of annual dividends.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; During 2013, the Company recognized SARs expense of $800,000. As of December 31, 2013, the total unrecognized compensation expense related to SARs was $945,000, and the related weighted average period over which it is expected to be recognized is 1.13 years. Changes in SARs outstanding for the year ended December 31, 2013 were as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="93%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SARs&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted Average Exercise Price&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;351,881&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27.52&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Granted&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;85,943&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42.14&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Exercised&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (94,379&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; 24.67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="93%" nowrap="nowrap" align="left"&gt;Balance at December 31, 2013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;343,445&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right"&gt;32.01&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"&gt; Exercisable at December 31, 2013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 166,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; 26.58&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The total intrinsic value of SARs exercised during 2013 and 2012 was $2,328,000 and $1,769,000, respectively. The average remaining contractual term for SARs outstanding as of December 31, 2013 was 7.33 years and the aggregate intrinsic value was $12,137,000. The average remaining contractual term for SARs exercisable as of December 31, 2012 was 7.34 years and the aggregate intrinsic value was $4,988,000.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The total compensation cost for share-based payment arrangements was $1,976,000, $1,398,000, and $1,391,000 in 2013, 2012, and 2011, respectively. The total unrecognized tax benefit related to share based compensation was $55,000, $55,000, and $316,000 in 2013, 2012, and 2011, respectively.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
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  <us-gaap:EarningsPerShareBasic id="EarningsPerShareBasic.7443.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.7443.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.54</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic id="EarningsPerShareBasic.7444.0.0.0.0.0.0" contextRef="from-2013-10-01-to-2013-12-31.7444.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.45</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">2.02</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">2.02</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">2.01</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7437.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-03-31.7437.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.51</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7438.0.0.0.0.0.0" contextRef="from-2012-04-01-to-2012-06-30.7438.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.52</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7439.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.7439.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.53</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7440.0.0.0.0.0.0" contextRef="from-2012-10-01-to-2012-12-31.7440.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.46</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7441.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-03-31.7441.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.52</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7442.0.0.0.0.0.0" contextRef="from-2013-04-01-to-2013-06-30.7442.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.52</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7443.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.7443.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.53</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.7444.0.0.0.0.0.0" contextRef="from-2013-10-01-to-2013-12-31.7444.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.45</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerSharePolicyTextBlock id="EarningsPerSharePolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Earnings Per Share&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
  <us-gaap:EarningsPerShareTextBlock id="EarningsPerShareTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 9&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Common Stock and Earnings per Share&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The table below shows activity in the outstanding shares of the Company&amp;#39;s common stock during 2013.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="96%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Shares outstanding at January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; 11,463,831&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Issuance of common stock:&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Issued under stock-based compensation plan&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;30,407&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="96%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; SARs exercised&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;27,242&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left"&gt;Shares outstanding at December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,521,480&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding. Under the treasury stock method stock appreciation rights ("SARs") are dilutive when the average market price of the Company&amp;#39;s common stock, combined with the effect of any unamortized compensation expense, exceeds the SAR price during a period. Anti-dilutive shares are those SARs with prices in excess of the current market value.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The calculations of basic and diluted earnings per share are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands except share and per share data)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,441,158&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,378,216&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,326,968&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Basic earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.05&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.05&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.03&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Diluted&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,441,158&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,378,216&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,326,968&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Effect of dilutive restricted stock and SARs&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;199,581&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;178,998&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;148,652&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; assuming dilution&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,640,739&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,557,214&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,475,620&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.01&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; All share and per share data have been restated to give effect to the 10% stock dividend issued on December 14, 2012.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.7354.4607.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.4607.359.0.0.0.0" unitRef="USD" decimals="-3">1131000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.7354.5195.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5195.359.0.0.0.0" unitRef="USD" decimals="-3">945000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">55000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">55000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.7358.0.0.0.0.0.0" contextRef="as-of-2011-12-31.7358.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">316000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0">P7M21D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 id="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0">P1Y1M17D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:EquipmentExpense id="EquipmentExpense.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3810000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense id="EquipmentExpense.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3516000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense id="EquipmentExpense.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3525000</us-gaap:EquipmentExpense>
  <us-gaap:EquityMethodInvestmentsPolicy id="EquityMethodInvestmentsPolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Non-marketable Equity Investments&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company accounts for non-marketable equity investments, in which it holds less than a 20% ownership, under the cost method. Under the cost method of accounting, investments are carried at cost and are adjusted only for other than temporary declines in fair value, distributions of earnings and additional investments. The Company periodically evaluates whether any declines in fair value of its investments are other than temporary. In performing this evaluation, the Company considers various factors including any decline in market price, where available, the investee&amp;#39;s financial condition, results of operations, operating trends and other financial ratios. Non-marketable equity investments are included in other assets on the consolidated balance sheets.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:EquityMethodInvestmentsPolicy>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock id="FairValueByBalanceSheetGroupingTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; Following is a summary of the carrying amounts and fair values of the Company&amp;#39;s financial instruments:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="91%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance sheet assets:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cash and cash equivalents&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225,262&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225,262&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;141,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;141,088&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Investment in securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341,935&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341,935&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Loans, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;640,498&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;642,543&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;675,376&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;676,675&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest receivable&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,276&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,276&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,189,557&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,191,602&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,164,675&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,165,974&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="110%" colspan="12" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance sheet liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;582,496&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;583,989&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;563,708&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;564,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accounts and drafts payable&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest payable&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;88&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;88&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;112&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,126,537&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,128,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,086,581&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,087,062&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock id="FairValueDisclosuresTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 15&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Disclosures about Fair Value of Financial Instruments&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company&amp;#39;s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At December 31, 2013 and 2012, no amounts have been accrued for any estimated losses for these instruments.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The approximate remaining terms of commercial and standby letters of credit range from less than one to five years. Since these financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. The Company evaluates each customer&amp;#39;s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of the credit, is based on management&amp;#39;s credit evaluation of the borrower. Collateral held varies, but is generally accounts receivable, inventory, residential or income-producing commercial property or equipment. In the event of nonperformance, the Company may obtain and liquidate the collateral to recover amounts paid under its guarantees on these financial instruments.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; The following table shows conditional commitments to extend credit, standby letters of credit and commercial letters:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Conditional commitments to extend credit&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,596&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,847&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Standby letters of credit&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,316&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"&gt; Commercial letters of credit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,325&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,069&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments and the present credit-worthiness of such counterparties. The Company believes such commitments have been made at terms which are competitive in the markets in which it operates; however, no premium or discount is offered thereon.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; Following is a summary of the carrying amounts and fair values of the Company&amp;#39;s financial instruments:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="91%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance sheet assets:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cash and cash equivalents&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225,262&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;225,262&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;141,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 100%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;141,088&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Investment in securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341,935&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341,935&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Loans, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;640,498&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;642,543&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;675,376&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;676,675&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest receivable&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,276&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,276&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,189,557&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,191,602&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,164,675&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,165,974&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="110%" colspan="12" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance sheet liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Deposits&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;582,496&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;583,989&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;563,708&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;564,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accounts and drafts payable&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest payable&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;88&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;88&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;112&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,126,537&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,128,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,086,581&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,087,062&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Cash and Cash Equivalents&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The carrying amount approximates fair value.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Investment in Securities&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The fair value is measured on a recurring basis using Level 2 valuations. Refer to Note 3, "Investment in Securities," for fair value and unrealized gains and losses by investment type.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The fair value is estimated using present values of future cash flows discounted at risk-adjusted interest rates for each loan category designated by management and is therefore a Level 3 valuation. Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses results in a fair valuation.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Impaired loans are valued using the fair value of the collateral which is based upon an observable market price or current appraised value and therefore, the fair value is a nonrecurring Level 3 valuation.&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Accrued Interest Receivable&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The carrying amount approximates fair value.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Deposits&lt;/em&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities and therefore, is a Level 2 valuation. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Accounts and Drafts Payable&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The carrying amount approximates fair value.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Accrued Interest&lt;/em&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The carrying amount approximates fair value.&lt;/font&gt;&lt;/p&gt; &lt;p style="TEXT-ALIGN: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Limitations&lt;/em&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets or liabilities that are not considered financial assets or liabilities include premises and equipment and the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market (core deposit intangible). In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.&lt;/font&gt;&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FairValueMeasurementPolicyPolicyTextBlock id="FairValueMeasurementPolicyPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value Measurements&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company follows the provisions of FASB ASC 820, "Fair Value Measurements and Disclosures", which defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles, and outlines disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A three-level hierarchy for valuation techniques is used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. Financial instrument valuations are considered Level 1 when they are based on quoted prices in active markets for identical assets or liabilities. Level 2 financial instrument valuations use quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Financial instrument valuations are considered Level 3 when they are determined using pricing models, discounted cash flow methodologies or similar techniques and at least one significant model assumption or input is unobservable, and when determination of the fair value requires significant management judgment or estimation. The Company records securities available for sale at their fair values on a recurring basis using Level 2 valuations. Additionally, the Company records impaired loans and other real estate owned at their fair value on a nonrecurring basis. The nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or impairment write-downs of individual assets.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueMeasurementPolicyPolicyTextBlock>
  <us-gaap:FeesAndCommissions id="FeesAndCommissions.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1215000</us-gaap:FeesAndCommissions>
  <us-gaap:FeesAndCommissions id="FeesAndCommissions.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1272000</us-gaap:FeesAndCommissions>
  <us-gaap:FeesAndCommissions id="FeesAndCommissions.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1354000</us-gaap:FeesAndCommissions>
  <us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy id="FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Foreclosed Assets&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Real estate acquired as a result of foreclosure is initially recorded at fair value less estimated selling costs. Fair value is generally determined through the receipt of appraisals. Any write down to fair value at the time the property is acquired is recorded as a charge-off to the allowance for loan losses. Any decline in the fair value of the property subsequent to acquisition is recorded as a charge to non-interest expense.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy>
  <us-gaap:FinanceLoansAndLeasesReceivablePolicy id="FinanceLoansAndLeasesReceivablePolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Interest on loans is recognized based upon the principal amounts outstanding. It is the Company&amp;#39;s policy to discontinue the accrual of interest when there is reasonable doubt as to the collectability of principal or interest. Subsequent payments received on such loans are applied to principal if there is any doubt as to the collectability of such principal; otherwise, these receipts are recorded as interest income. The accrual of interest on a loan is resumed when the loan is current as to payment of both principal and interest and/or the borrower demonstrates the ability to pay and remain current. Loan origination and commitment fees on originated loans, net of certain direct loan origination costs, are deferred and amortized to interest income using the level-yield method over the estimated lives of the related loans.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="FinancingReceivableModificationsRecordedInvestment.7354.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">649946000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">681161000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7354.39976.2295.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39976.2295.0.0.0.0" unitRef="USD" decimals="-3">171293000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7355.39976.2295.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39976.2295.0.0.0.0" unitRef="USD" decimals="-3">159423000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7354.39977.2295.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.39977.2295.0.0.0.0" unitRef="USD" decimals="-3">127879000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="FinancingReceivableRecordedInvestment1To29DaysPastDue.7355.39977.2295.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.39977.2295.0.0.0.0" unitRef="USD" decimals="-3">129884000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
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  <us-gaap:GainLossOnSaleOfSecuritiesNet id="GainLossOnSaleOfSecuritiesNet.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">43000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:Goodwill id="Goodwill.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11590000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11590000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7358.0.0.0.0.0.0" contextRef="as-of-2011-12-31.7358.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">7471000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7354.40061.5172.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.40061.5172.0.0.0.0" unitRef="USD" decimals="-3">11454000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7355.40061.5172.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.40061.5172.0.0.0.0" unitRef="USD" decimals="-3">11454000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7358.40061.5172.0.0.0.0" contextRef="as-of-2011-12-31.7358.0.40061.5172.0.0.0.0" unitRef="USD" decimals="-3">7335000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7354.40062.5172.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.40062.5172.0.0.0.0" unitRef="USD" decimals="-3">136000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7355.40062.5172.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.40062.5172.0.0.0.0" unitRef="USD" decimals="-3">136000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7358.40062.5172.0.0.0.0" contextRef="as-of-2011-12-31.7358.0.40062.5172.0.0.0.0" unitRef="USD" decimals="-3">136000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="Goodwill.7354.40063.5172.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.40063.5172.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:Goodwill id="Goodwill.7355.40063.5172.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.40063.5172.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:Goodwill id="Goodwill.7358.40063.5172.0.0.0.0" xsi:nil="true" contextRef="as-of-2011-12-31.7358.0.40063.5172.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock id="GoodwillAndIntangibleAssetsDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 6&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Acquired Intangible Assets&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company accounts for intangible assets in accordance with FASB ASC 350, "Goodwill and Other Intangible Assets" ("ASC 350"), which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; In January 2012, the Company acquired the assets of Waste Reduction Consultants, Inc., and recorded intangible assets of $3,183,000 for the customer list, $261,000 for two non-compete agreements and software of $234,000. Details of the Company&amp;#39;s intangible assets are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accumulated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accumulated&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortization&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortization&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Assets eligible for amortization:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Customer Lists&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,933&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,387&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,933&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Non-compete agreements&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(105&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Software&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;234&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(156&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;234&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(78&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(58&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Unamortized intangible assets:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Goodwill&lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,817&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (227&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,817&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (227&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt;Total intangible assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;16,745&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (1,933&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;16,745&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (1,398&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="text-align: justify"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt; Amortization through December 31, 2001 prior to adoption of FASB ASC 350&lt;/font&gt;&lt;font style="font-family: Times New Roman; font-size: 70%"&gt;.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The customer lists are amortized over seven and ten years; the non-compete agreements over five years; software over three years and other intangible assets over fifteen years. Amortization of intangible assets amounted to $535,000, $581,000 and $107,000 for the years ended December 31, 2013, 2012 and 2011, respectively. Estimated future amortization of intangibles is as follows: $482,000 in 2014, $404,000 in 2015, $404,000 in 2016 and $352,000 in 2017 and $352,000 in 2018.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
  <us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock id="GoodwillAndIntangibleAssetsPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Intangible Assets&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Cost in excess of fair value of net assets acquired has resulted from business acquisitions. Goodwill and intangible assets with indefinite useful lives are not amortized, but instead are tested for impairment at least annually. Intangible assets with definite useful lives are amortized on a straight-line basis over their respective estimated useful lives.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Periodically, the Company reviews intangible assets for events or changes in circumstances that may indicate that the carrying amount of the assets may not be recoverable. Based on those reviews, adjustments of recorded amounts have not been required.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock>
  <us-gaap:GoodwillGross id="GoodwillGross.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11817000</us-gaap:GoodwillGross>
  <us-gaap:GoodwillGross id="GoodwillGross.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11817000</us-gaap:GoodwillGross>
  <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss id="GoodwillImpairedAccumulatedImpairmentLoss.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">227000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
  <us-gaap:GoodwillImpairedAccumulatedImpairmentLoss id="GoodwillImpairedAccumulatedImpairmentLoss.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">227000</us-gaap:GoodwillImpairedAccumulatedImpairmentLoss>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ImpairedFinancingReceivableAverageRecordedInvestment.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1381000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ImpairedFinancingReceivableAverageRecordedInvestment.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5451000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ImpairedFinancingReceivableAverageRecordedInvestment.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5276000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7354.545.5162.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.545.5162.0.0.0.0" unitRef="USD" decimals="-3">318000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7355.545.5162.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.545.5162.0.0.0.0" unitRef="USD" decimals="-3">1404000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7354.40072.5162.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.40072.5162.0.0.0.0" unitRef="USD" decimals="-3">1797000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7355.40072.5162.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.40072.5162.0.0.0.0" unitRef="USD" decimals="-3">6572000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7354.40073.5162.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.40073.5162.0.0.0.0" unitRef="USD" decimals="-3">1797000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ImpairedFinancingReceivableRecordedInvestment.7355.40073.5162.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.40073.5162.0.0.0.0" unitRef="USD" decimals="-3">6572000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ImpairedFinancingReceivableRelatedAllowance.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">318000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ImpairedFinancingReceivableRelatedAllowance.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1404000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock id="ImpairedFinancingReceivablesTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Related&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unpaid&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Allowance&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recorded&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Principal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;for Loan&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Investment&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Balance&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial - Mortgage:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church - Mortgage:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,307&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,307&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;223&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Total impaired loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 318&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Related&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unpaid&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Allowance&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recorded&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Principal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;for Loan&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Investment&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Balance&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;657&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial - Mortgage:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;660&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church - Mortgage:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="82%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;174&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;174&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;87&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left"&gt;Total impaired loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,404&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 8pt; text-align: justify; TEXT-INDENT: -8pt"&gt; * In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple id="IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">15495000</us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple>
  <us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple id="IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">16252000</us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple>
  <us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple id="IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">15263000</us-gaap:IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">17876000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">19166000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">18419000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">30731000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">31190000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">31506000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeTaxDisclosureTextBlock id="IncomeTaxDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 13&lt;br /&gt; Income Taxes&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; The components of income tax expense (benefit) are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Current:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Federal&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,195&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,372&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;State&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;448&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;718&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;980&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Federal&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;39&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;933&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,983&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;State&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;18&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;41&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;162&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"&gt;Total income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,234&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,887&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 8,497&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; A reconciliation of expected income tax expense (benefit), computed by applying the effective federal statutory rate of 35% for each of 2013, 2012 and 2011 to income before income tax expense, to reported income tax expense is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected income tax expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,756&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,917&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,027&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;(Reductions) increases resulting from:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Tax-exempt income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,297&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,633&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,760&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; State taxes, net of federal benefit&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;303&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;493&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;742&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Other, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (528&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 110&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 488&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt;Total income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,234&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;7,887&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;8,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The tax effects of temporary differences which give rise to significant portions of the deferred tax assets and deferred tax liabilities are presented below:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred tax assets:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Allowance for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,368&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,599&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; ASC 715 pension funding liability&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,444&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,744&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net operating loss carryforward&lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;298&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Stock compensation&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;337&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;139&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Supplemental executive retirement plan accrual&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,130&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;829&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 569&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 488&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total deferred tax assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;12,146&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;18,140&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred tax liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Premises and equipment&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,767&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(863&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Pension&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,233&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,081&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intangible/assets&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(996&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(867&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized gain on investment in securities available-for-sale&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(2,086&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,947&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(353&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(298&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total deferred tax liabilities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (11,435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (15,056&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Net deferred tax assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;711&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,084&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 6pt; TEXT-ALIGN: justify; TEXT-INDENT: -6pt"&gt; &lt;sup&gt;1&lt;/sup&gt; As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company&amp;#39;s use to approximately $122,000 per year during the carry forward period, which expires in 2020.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; A valuation allowance would be provided on deferred tax assets when it is more likely than not that some portion of the assets will not be realized. The Company has not established a valuation allowance at December 31, 2013 or 2012, due to management&amp;#39;s belief that all criteria for recognition have been met, including the existence of a history of taxes paid sufficient to support the realization of deferred tax assets.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is presented in the following table:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="83%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,885&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,069&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,877&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Changes in unrecognized tax benefits as a result of tax&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; positions taken during a prior year&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(666&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(140&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;287&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Changes in unrecognized tax benefits as a result of tax&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; position taken during the current year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;374&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;419&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;475&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Decreases in unrecognized tax benefits relating to&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; settlements with taxing authorities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Reductions to unrecognized tax benefits as a result of a&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; lapse of the applicable statute of limitations&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (385&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (463&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (570&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="83%" nowrap="nowrap" align="left"&gt;Balance at December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,208&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,885&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,069&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; At December 31, 2013, 2012 and 2011, the balance of the Company&amp;#39;s unrecognized tax benefits which would, if recognized, affect the Company&amp;#39;s effective tax rate was $861,000, $1,357,000 and $1,496,000, respectively. These amounts are net of the offsetting benefits from other taxing jurisdictions.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; As of December 31, 2013, 2012 and 2011, the Company had $41,000, $89,000 and $95,000, respectively, in accrued interest related to unrecognized tax benefits. During 2013 and 2012, the Company recorded a net reduction in accrued interest of $48,000 and $6,000, respectively, as a result of settlements with taxing authorities and other prior-year adjustments.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The Company believes it is reasonably possible that the total amount of tax benefits will decrease by approximately $251,000 over the next twelve months. The reduction primarily relates to the anticipated lapse in the statute of limitations. The unrecognized tax benefits relate primarily to apportionment of taxable income among various state tax jurisdictions.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The Company is subject to income tax in the U.S. federal jurisdiction, numerous state jurisdictions, and a foreign jurisdiction. The Company&amp;#39;s federal income tax returns for tax years 2010 through 2012 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2009 through 2012.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
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  <us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures id="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.7354.3924.5169.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.3924.5169.0.0.0.0" unitRef="USD" decimals="-3">76500000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
  <us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures id="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.7355.3924.5169.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.3924.5169.0.0.0.0" unitRef="USD" decimals="-3">67385000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock id="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 3&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Investment in Securities&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company&amp;#39;s investment securities available-for-sale at December 31, 2013 and 2012 are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include "observable inputs" rather than "significant unobservable inputs" and therefore falls into the Level 2 category. The table below presents the balances of securities available-for-sale measured at fair value on a recurring basis. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of debt and equity securities are summarized as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gains&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;308,403&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,537&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,923&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;314,017&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,750&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,750&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"&gt; 312,153&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 8,537&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,923&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 317,767&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="100%" colspan="13"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gains&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;315,345&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,960&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335,193&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;6,742&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;6,742&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"&gt; 322,087&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,960&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 341,935&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The fair values of securities with unrealized losses are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Less than 12 months&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;12 months or more&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;101,792&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,661&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,554&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;262&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;105,346&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,923&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 101,792&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,661&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,554&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 262&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 105,346&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,923&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="102%" colspan="19"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Less than 12 months&lt;/strong&gt;&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;12 months or more&lt;/strong&gt;&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,758&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,758&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,758&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,758&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; There were 102 securities, or 31% of total, (3 greater than 12 months) in an unrealized loss position as of December 31, 2013 compared to 18 securities (none greater than 12 months) in an unrealized loss position as of December 31, 2012 . All unrealized losses are reviewed to determine whether the losses are other than temporary. Management believes that all unrealized losses are temporary since they are market driven, and it is more likely than not that the Company will not be required to sell prior to recovery of the amortized basis.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The amortized cost and fair value of debt and equity securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortized Cost&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due in 1 year or less&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,994&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,225&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 1 year through 5 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,800&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,914&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 5 years through 10 years&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;139,779&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;140,947&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Due after 10 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,580&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,681&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt;No stated maturity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;312,153&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;317,767&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The premium related to the purchase of state and political subdivisions was $4,450,000 and $4,384,000 in 2013 and 2012, respectively.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The amortized cost of debt securities pledged to secure public deposits, securities sold under agreements to repurchase and for other purposes at December 31, 2013 and 2012 were $3,750,000.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Proceeds from sales of debt securities classified as available-for-sale were $95,742,000 in 2013, $69,747,000 in 2012, and $5,930,000 in 2011. Gross realized gains on the sales in 2013, 2012 and 2011 were $4,295,000, $2,646,000, and $48,000, respectively. Gross realized losses on sales in 2013, 2012 and 2011 were $271,000, $11,000, and $5,000, respectively.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
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  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="LoansAndLeasesReceivableNetReportedAmount.7355.3924.5169.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.3924.5169.0.0.0.0" unitRef="USD" decimals="-3">156935000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
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  <us-gaap:LoansAndLeasesReceivableOther id="LoansAndLeasesReceivableOther.7424.0.0.0.0.0.0" contextRef="as-of-2013-02-28.7424.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4115000</us-gaap:LoansAndLeasesReceivableOther>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="LoansAndLeasesReceivableRelatedParties.7354.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
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  <us-gaap:LoansAndLeasesReceivableRelatedParties id="LoansAndLeasesReceivableRelatedParties.9503.0.0.0.0.0.0" contextRef="as-of-2013-10-31.9503.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">531000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease id="LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">28000</us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock id="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 4&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company originates commercial, industrial and real estate loans to businesses and churches throughout the metropolitan St. Louis, Missouri area, Orange County, California and other selected cities in the United States. The Company does not have any particular concentration of credit in any one economic sector; however, a substantial portion of the commercial and industrial loans are extended to privately-held commercial companies in these market areas, and are generally secured by the assets of the business. The Company also has a substantial portion of real estate loans secured by mortgages that are extended to churches in its market area and selected cities in the United States.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of loan categories is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="8%" colspan="4" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the aging of loans by loan categories at December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;90 Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;30-59&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;60-89&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Non&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Current&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Over&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accrual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,293&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;127,879&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;325,091&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;434&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 649,946&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 434&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the aging of loans by loan categories at December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;90 Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;30-59&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong&gt;60-89&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Non&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Current&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Over&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accrual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;159,423&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;129,884&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;367,944&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;174&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 681,161&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Normal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;to Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring&lt;/strong&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;167,878&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,415&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;119,521&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,358&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;323,291&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,234&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 636,373&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 14,007&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="TEXT-ALIGN: justify" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"&gt; &lt;td width="100%" style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt; Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"&gt; &lt;td width="100%" style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;2&lt;/sup&gt; Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans Subject to&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Normal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Special&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring&lt;/strong&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Monitoring &lt;sup&gt;2&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;155,838&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,585&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;123,315&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,569&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,959&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;366,366&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,578&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;174&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 669,429&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,732&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;table style="BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left"&gt;&lt;font style="font-size: 80%"&gt;*&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left" style="font-size: 80%"&gt; &lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.&lt;/td&gt; &lt;/tr&gt; &lt;tr style="FONT-SIZE: 7pt"&gt; &lt;td valign="top" width="1%" align="left" style="font-size: 80%"&gt; &lt;sup&gt;2&lt;/sup&gt;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left"&gt;Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest and troubled debt restructurings, both performing and non-performing. Troubled debt restructuring involves the granting of a concession to a borrower experiencing financial difficulty resulting in the modification of terms of the loan, such as changes in payment schedule or interest rate. The allowance for loan losses related to impaired loans was $318,000 and $1,404,000 at December 31, 2013 and 2012, respectively. There were no impaired loans without a valuation allowance at December 31, 2013 or 2012. Nonaccrual loans were $1,797,000 and $6,572,000 at December 31, 2013 and 2012, respectively. Loans delinquent 90 days or more and still accruing interest were $0 at December 31, 2013 and 2012. At December 31, 2013 and 2012, there were no loans classified as troubled debt restructuring. The average balances of impaired loans during 2013, 2012 and 2011 were $1,381,000, $5,451,000 and $5,276,000, respectively. Income that would have been recognized on non-accrual loans under the original terms of the contract was $180,000, $381,000 and $107,000 for 2013, 2012 and 2011, respectively. Income that was recognized on nonaccrual loans was $131,000, $141,000 and $102,000 for 2013, 2012 and 2011 respectively. There were no foreclosed loans as of December 31, 2013.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Related&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unpaid&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Allowance&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recorded&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Principal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;for Loan&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Investment&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Balance&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial - Mortgage:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church - Mortgage:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,307&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,307&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;223&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Total impaired loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 318&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Related&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unpaid&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Allowance&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recorded&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Principal&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;for Loan&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Investment&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Balance&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;657&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial - Mortgage:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;*&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;660&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church - Mortgage:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="82%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nonaccrual&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;174&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;174&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;87&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left"&gt;Total impaired loans&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,404&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 8pt; text-align: justify; TEXT-INDENT: -8pt"&gt; * In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company does not record loans at fair value on a recurring basis. Once a loan is identified as impaired, management measures impairment in accordance with FASB ASC 310, "Allowance for Credit Losses." At December 31, 2013, all impaired loans were evaluated based on the fair value of the collateral. The fair value of the collateral is based upon an observable market price or current appraised value and therefore, the Company classifies these assets as nonrecurring Level 3.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the allowance for loan losses is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Charge-&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="73%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Offs&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Recoveries&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Provision&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,192&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;47&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,104&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,036&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;233&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;35&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;360&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,946&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;137&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;151&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,903&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;280&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(829&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,354&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;333&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(209&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;124&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="73%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;8&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(8&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 12,357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,540&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 362&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 500&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,679&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; As of December 31, 2012 one outside director had a loan balance of $559,000. During 2013, payments of $28,000 were made decreasing the balance to $531,000. The director passed away in October 2013 and as of December 31, 2013 there were no loans to affiliates of executive officers or directors.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:LoansReceivableFairValueDisclosure id="LoansReceivableFairValueDisclosure.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">642543000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure id="LoansReceivableFairValueDisclosure.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">676675000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:ManagementFeesRevenue id="ManagementFeesRevenue.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">2119000</us-gaap:ManagementFeesRevenue>
  <us-gaap:ManagementFeesRevenue id="ManagementFeesRevenue.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">1955000</us-gaap:ManagementFeesRevenue>
  <us-gaap:ManagementFeesRevenue id="ManagementFeesRevenue.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">1794000</us-gaap:ManagementFeesRevenue>
  <us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy id="MarketableSecuritiesAvailableForSaleSecuritiesPolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Investment in Debt Securities&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company classifies its debt marketable securities as available-for-sale. Securities classified as available-for-sale are carried at fair value. Unrealized gains and losses, net of the related tax effect, are excluded from earnings and reported in accumulated other comprehensive income, a component of shareholders&amp;#39; equity. A decline in the fair value of any available-for-sale security below cost that is deemed other than temporary results in a charge to earnings and the establishment of a new cost basis for the security. To determine whether impairment is other than temporary, the Company considers whether it is more likely than not that the Company will not be required to sell prior to recovery of the amortized cost basis. Evidence considered in this assessment includes the reasons for impairment, the severity and duration of the impairment, changes in value subsequent to year-end and forecasted performance of the investee. Premiums and discounts are amortized or accreted to interest income over the estimated lives of the securities using the level-yield method. Interest income is recognized when earned. Gains and losses are calculated using the specific identification method.&lt;/font&gt;&lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy>
  <us-gaap:MarketingAndAdvertisingExpense id="MarketingAndAdvertisingExpense.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2024000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:MarketingAndAdvertisingExpense id="MarketingAndAdvertisingExpense.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2345000</us-gaap:MarketingAndAdvertisingExpense>
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  <us-gaap:OtherOperatingActivitiesCashFlowStatement id="OtherOperatingActivitiesCashFlowStatement.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">-7497000</us-gaap:OtherOperatingActivitiesCashFlowStatement>
  <us-gaap:OtherOperatingIncomeAndExpenseTextBlock id="OtherOperatingIncomeAndExpenseTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 12&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Other Operating Expense&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; Details of other operating expense are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Postage and supplies&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,066&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,052&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,239&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Promotional expense&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,024&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,345&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,646&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Professional fees&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,340&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,183&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,141&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Outside service fees&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,046&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,628&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Data processing services&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;367&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;373&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;362&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Telecommunications&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;955&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;754&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;641&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"&gt; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,347&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,080&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,849&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"&gt;Total other operating expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,145&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,516&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;12,506&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:OtherOperatingIncomeAndExpenseTextBlock>
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  <us-gaap:PaymentsForRepurchaseOfCommonStock id="PaymentsForRepurchaseOfCommonStock.7357.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">8510000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">7361000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6279000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">8510000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">7361000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">6279000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">104351000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">114646000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">61768000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">15385000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">7697000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="PaymentsToAcquireAvailableForSaleSecurities.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">37329000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireBusinessesGross id="PaymentsToAcquireBusinessesGross.7353.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PaymentsToAcquireBusinessesGross id="PaymentsToAcquireBusinessesGross.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">7798000</us-gaap:PaymentsToAcquireBusinessesGross>
  <us-gaap:PaymentsToAcquireBusinessesGross id="PaymentsToAcquireBusinessesGross.7357.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4857000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3099000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1925000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">4050000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">3555000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="PaymentsToAcquirePropertyPlantAndEquipment.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">2107000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock id="PensionAndOtherPostretirementBenefitsDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 10&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Employee Benefit Plans&lt;/strong&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Defined Benefit Plan&lt;/em&gt;&lt;br /&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company has a noncontributory defined-benefit pension plan (the "Plan"), which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the Plan&amp;#39;s projected benefit obligation, assets, funded status and amounts recognized in the Company&amp;#39;s consolidated balance sheets is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Projected benefit obligation:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, January 1&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,087&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;53,972&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,452&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,799&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest cost&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,819&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,570&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actuarial (gain) loss&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,496&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,063&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,423&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt; Balance, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 63,439&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 67,087&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Plan assets:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair value, January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;61,384&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;53,895&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actual return&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,166&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,556&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Employer contribution&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,250&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,423&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt;Fair value, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 70,627&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 61,384&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Funded status:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt;Accrued pension asset (liability)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,188&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (5,703&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following represent the major assumptions used to determine the projected benefit obligation of the Plan. For 2013, 2012 and 2011, the Plan&amp;#39;s expected benefit cash flows were discounted using the Citibank Above Median Curve.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The accumulated benefit obligation was $52,187,000 and $54,094,000 as of December 31, 2013 and 2012, respectively. The Company expects to contribute approximately $2,000,000 to the Plan in 2014. The following pension benefit payments, which reflect expected future service, as appropriate, are expected to be paid by the Plan:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,583,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,706,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,909,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2017&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,113,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,524,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2019-2023&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; 16,411,000&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Plan&amp;#39;s pension cost included the following components:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="17%" colspan="11" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Year Ended&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="17%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="81%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Service cost - benefits earned during the year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,452&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,799&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,073&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest cost on projected benefit obligations&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,819&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,570&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,423&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected return on plan assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (4,469&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3,967&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3,314&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="81%" nowrap="nowrap" align="left"&gt;Net amortization and deferral&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,729&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,473&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;603&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left"&gt;Net periodic pension cost&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,531&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,875&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,785&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following represent the major assumptions used to determine the net pension cost of the Plan:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected long-term rate of return on assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7.25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The investment objective for the Plan is to maximize total return with a tolerance for average risk. Asset allocation is a balance between fixed income and equity investments, with a target allocation of approximately 50% fixed income, 34% U.S. equity and 16% non-U.S. equity. Due to volatility in the market, this target allocation is not always desirable and asset allocations can fluctuate between acceptable ranges. The fixed income component is invested in pooled investment grade securities. The equity components are invested in pooled large cap, small/mid cap and non-U.S. stocks. The assumed long-term rate of return on assets is 7.00%. The expected one year nominal returns and annual standard deviations are shown by asset class below:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;% of Total&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;One-Year Nominal&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Annual Standard&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Asset Class&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Portfolio&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Return&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Deviation&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Core Fixed Income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;50&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.59&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.45&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Large Cap U.S. Equities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.06&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17.80&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Small Cap U.S. Equities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9.82&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;26.20&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;International (Developed)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.21&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20.40&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;International (Emerging)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11.13&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31.15&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Applying appropriate correlation factors between each of the asset classes and based on a distribution of geometric returns over a 30-year period, a reasonable range of returns is expected to be 4.77% to 7.27%. The 7.00% assumption falls within the expected range.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the fair value measurements by type of asset is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value Measurements as of December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quoted Prices&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quoted Prices&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;in Active&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;in Active&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Markets for&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Significant&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Markets for&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Significant&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Identical&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Observable&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Identical&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Observable&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Inputs&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Inputs&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 1)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 2)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 1)&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;(Level 2)&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;238&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;238&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Equity securities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Growth&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,650&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,650&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,193&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,193&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,835&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,835&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,317&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,317&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Small/Mid Cap Growth&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,825&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,825&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,159&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,159&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Small/Mid Cap Value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,784&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,167&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Non-U.S. Core&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,840&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,840&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Large Cap Passive&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,929&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,929&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,004&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,004&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Emerging Markets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;711&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;711&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;732&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;732&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fixed Income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Core&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,720&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,720&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,189&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; U.S. Passive&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,747&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,747&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,907&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,907&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Opportunistic&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 70,627&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;245&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;70,382&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 61,384&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;238&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;61,146&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="text-align: justify"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Supplemental Executive Retirement Plan&lt;/em&gt;&lt;br /&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company also has an unfunded supplemental executive retirement plan ("SERP") which covers key executives of the Company. The SERP is a noncontributory plan in which the Company&amp;#39;s subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as the Plan.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of the activity in the SERP&amp;#39;s projected benefit obligation, funded status and amounts recognized in the Company&amp;#39;s consolidated balance sheets is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Benefit obligation:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, January 1&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,482&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,434&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;144&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest cost&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;307&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Benefits paid&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(236&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(236&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Actuarial (gain) loss&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(677&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;862&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"&gt; Balance, December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,048&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8,482&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following represent the major assumptions used to determine the projected benefit obligation of the SERP. For 2013, 2012 and 2011, the SERP&amp;#39;s expected benefit cash flows were discounted using the Citigroup Above Median Curve.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Weighted average discount rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.75&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.50&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Rate of increase in compensation levels&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.75&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The accumulated benefit obligation was $5,917,000 and $6,200,000 as of December 31, 2013 and 2012, respectively. Since this is an unfunded plan there are no plan assets. Benefits paid were $236,000 in 2013, $236,000 in 2012 and $236,000 in 2011. Expected future benefits payable by the Company over the next 10 years are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;236,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2015&lt;/td&gt; &lt;td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;235,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2017&lt;/td&gt; &lt;td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;260,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;340,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2019-2023&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;2,564,000&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The SERP&amp;#39;s pension cost included the following components:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Year Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Service cost - benefits earned during the year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;144&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest cost on projected benefit obligations&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;335&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;307&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;295&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Net amortization and deferral&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 551&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 360&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 250&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt;Net periodic pension cost&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,030&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;782&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;634&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The pre-tax amounts in accumulated other comprehensive loss as of December 31, were as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="80%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;The Plan&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SERP&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Prior service cost&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left"&gt;Net actuarial loss&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,471&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;26,385&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,075&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;4,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,479&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 26,401&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3,075&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 4,304&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The estimated pre-tax prior service cost and net actuarial loss in accumulated other comprehensive loss at December 31, 2013 expected to be recognized as components of net periodic benefit cost in 2014 for the Plan are $3,073,000 and $386,000, respectively. The estimated pre-tax prior service cost and net actuarial loss in accumulated other comprehensive loss at December 31, 2013 expected to be recognized as components of net periodic benefit cost in 2014 for the SERP are $136,000 and $431,000 respectively.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company also maintains a noncontributory profit sharing program, which covers most of its employees. Employer contributions are calculated based upon formulas which relate to current operating results and other factors. Profit sharing expense recognized in the consolidated statements of income in 2013, 2012 and 2011 was $5,065,000, $5,213,000, and $5,270,000, respectively.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company also sponsors a defined contribution 401(k) plan to provide additional retirement benefits to substantially all employees. Contributions under the 401(k) plan for 2013, 2012 and 2011 were $591,000, $537,000, and $497,000, respectively.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:PensionAndOtherPostretirementPlansPolicy id="PensionAndOtherPostretirementPlansPolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Pension Plans&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The amounts recognized in the consolidated financial statements related to pension are determined from actuarial valuations. Inherent in these valuations are assumptions including expected return on plan assets, discount rates at which the liabilities could be settled at December 31, 2013, rate of increase in future compensation levels and mortality rates. These assumptions are updated annually and are disclosed in Note 10. The Company follows FASB ASC 715, "Compensation - Retirement Benefits" ("ASC 715") which requires companies to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its consolidated balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. The funded status is measured as the difference between the fair value of the plan assets and the projected benefit obligation as of the date of its fiscal year-end. There have been no significant changes in the Company&amp;#39;s long-term rate of return assumptions for the past three fiscal years ended December 31, 2013 and management believes they are not reasonably likely to change in the future.&lt;/font&gt;&lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementPlansPolicy>
  <us-gaap:PensionContributions id="PensionContributions.7353.4013.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4013.1518.0.0.0.0" unitRef="USD" decimals="-3">2000000</us-gaap:PensionContributions>
  <us-gaap:PreferredStockParOrStatedValuePerShare id="PreferredStockParOrStatedValuePerShare.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.50</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockParOrStatedValuePerShare id="PreferredStockParOrStatedValuePerShare.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.50</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockSharesAuthorized id="PreferredStockSharesAuthorized.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="shares" decimals="0">2000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized id="PreferredStockSharesAuthorized.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="shares" decimals="0">2000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued id="PreferredStockSharesIssued.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="shares" decimals="0">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="PreferredStockSharesIssued.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="shares" decimals="0">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockValue id="PreferredStockValue.7354.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PreferredStockValue id="PreferredStockValue.7355.0.0.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">18117000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11898000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">18510000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-1083000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-534000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-161000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">513000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">-2454000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities id="ProceedsFromPaymentsForOtherFinancingActivities.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">-1177000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ProceedsFromSaleOfAvailableForSaleSecurities.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">95742000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ProceedsFromSaleOfAvailableForSaleSecurities.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">69747000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ProceedsFromSaleOfAvailableForSaleSecurities.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5930000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProfessionalFees id="ProfessionalFees.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1340000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees id="ProfessionalFees.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2183000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees id="ProfessionalFees.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3141000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock id="PropertyPlantAndEquipmentDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 5&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Premises and Equipment&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of premises and equipment is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Land&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;873&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;873&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Buildings&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,801&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,564&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Leasehold improvements&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,086&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,211&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Furniture, fixtures and equipment&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,081&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,784&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Purchased software&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,328&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,277&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Internally developed software&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,650&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,650&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;37,819&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;33,359&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Less accumulated depreciation&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;24,588&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;22,624&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 13,231&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 10,735&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Total depreciation charged to expense in 2013, 2012 and 2011 amounted to $2,361,000, $1,951,000 and $1,955,000, respectively.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company and its subsidiaries lease various premises and equipment under operating lease agreements, which expire at various dates through 2023. Rental expense for 2013, 2012 and 2011 was $1,222,000, $547,000 and $598,000, respectively. The following is a schedule, by year, of future minimum rental payments required under operating leases that have initial or remaining non-cancelable lease terms in excess of one year as of December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,338&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,047&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2017&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;850&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="95%" nowrap="nowrap" align="left"&gt;2019-2023&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,646&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 8,095&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.3026.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.3026.4272.0.0.0.0" unitRef="USD" decimals="-3">873000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.3026.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.3026.4272.0.0.0.0" unitRef="USD" decimals="-3">873000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.743.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.743.4272.0.0.0.0" unitRef="USD" decimals="-3">10801000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.743.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.743.4272.0.0.0.0" unitRef="USD" decimals="-3">10564000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.3032.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.3032.4272.0.0.0.0" unitRef="USD" decimals="-3">2086000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.3032.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.3032.4272.0.0.0.0" unitRef="USD" decimals="-3">1211000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.2394.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.2394.4272.0.0.0.0" unitRef="USD" decimals="-3">12081000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.2394.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.2394.4272.0.0.0.0" unitRef="USD" decimals="-3">10784000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.1135.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.1135.4272.0.0.0.0" unitRef="USD" decimals="-3">9328000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.1135.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.1135.4272.0.0.0.0" unitRef="USD" decimals="-3">7277000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.40009.4272.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.40009.4272.0.0.0.0" unitRef="USD" decimals="-3">2650000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.40009.4272.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.40009.4272.0.0.0.0" unitRef="USD" decimals="-3">2650000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">37819000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="PropertyPlantAndEquipmentGross.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">33359000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentNet id="PropertyPlantAndEquipmentNet.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">13231000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet id="PropertyPlantAndEquipmentNet.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">10735000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet id="PropertyPlantAndEquipmentNet.7354.3924.5169.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.3924.5169.0.0.0.0" unitRef="USD" decimals="-3">12276000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet id="PropertyPlantAndEquipmentNet.7355.3924.5169.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.3924.5169.0.0.0.0" unitRef="USD" decimals="-3">10436000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock id="PropertyPlantAndEquipmentPolicyTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Premises and Equipment&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed over the estimated useful lives of the assets, or the respective lease terms for leasehold improvements, using straight-line and accelerated methods. Estimated useful lives do not exceed 40 years for buildings, the lesser of 10 years or the life of the lease for leasehold improvements and range from 3 to 7 years for software, equipment, furniture and fixtures. Maintenance and repairs are charged to expense as incurred.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
  <us-gaap:PropertyPlantAndEquipmentTextBlock id="PropertyPlantAndEquipmentTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; A summary of premises and equipment is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Land&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;873&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;873&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Buildings&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,801&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,564&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Leasehold improvements&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,086&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,211&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Furniture, fixtures and equipment&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,081&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,784&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Purchased software&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,328&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,277&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Internally developed software&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,650&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,650&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;37,819&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;33,359&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Less accumulated depreciation&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;24,588&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;22,624&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 13,231&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 10,735&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="PropertyPlantAndEquipmentUsefulLife.7353.4260.4272.3382.4365.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4260.4272.3382.4365.0.0">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="PropertyPlantAndEquipmentUsefulLife.7353.4260.4272.3373.4365.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4260.4272.3373.4365.0.0">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="PropertyPlantAndEquipmentUsefulLife.7353.743.4272.3373.4365.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.743.4272.3373.4365.0.0">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="PropertyPlantAndEquipmentUsefulLife.7353.3031.4272.3382.4365.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3031.4272.3382.4365.0.0">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">500000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39976.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39976.2295.0.0.0.0" unitRef="USD" decimals="-3">1104000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39977.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39977.2295.0.0.0.0" unitRef="USD" decimals="-3">360000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39978.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39978.2295.0.0.0.0" unitRef="USD" decimals="-3">14000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39979.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39979.2295.0.0.0.0" unitRef="USD" decimals="-3">-829000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39980.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39980.2295.0.0.0.0" unitRef="USD" decimals="-3">-209000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.39986.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39986.2295.0.0.0.0" unitRef="USD" decimals="-3">-8000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ProvisionForLoanAndLeaseLosses.7353.45578.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.45578.2295.0.0.0.0" unitRef="USD" decimals="-3">68000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">500000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2400000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2150000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7437.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-03-31.7437.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">200000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7438.0.0.0.0.0.0" contextRef="from-2012-04-01-to-2012-06-30.7438.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">600000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7439.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2012-07-01-to-2012-09-30.7439.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7440.0.0.0.0.0.0" contextRef="from-2012-10-01-to-2012-12-31.7440.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1600000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7441.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-03-31.7441.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">200000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7442.0.0.0.0.0.0" contextRef="from-2013-04-01-to-2013-06-30.7442.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">300000</us-gaap:ProvisionForLoanLossesExpensed>
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7443.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2013-07-01-to-2013-09-30.7443.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:ProvisionForLoanLossesExpensed id="ProvisionForLoanLossesExpensed.7444.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2013-10-01-to-2013-12-31.7444.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 2&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Capital Requirements and Regulatory Restrictions&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&amp;#39;s consolidated financial statements. Under capital adequacy guidelines, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and the Bank&amp;#39;s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Quantitative measures established by regulators to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios of total and Tier I capital to risk-weighted assets, and of Tier I capital to average assets. Management believes that as of December 31, 2013 and 2012, the Company and the Bank met all capital adequacy requirements to which they are subject.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Effective July 2, 2013, the Federal Reserve Board approved final rules known as the "Basel III Capital Rules" that substantially revise the risk-based capital and leverage capital requirements applicable to bank holding companies and depository institutions, including the Company and the Bank. The Basel III Capital Rules implement aspects of the Basel III capital framework agreed upon by the Basel Committee and incorporates changes required by the Dodd-Frank Act. Among other things, the Basel III Capital Rules establish stricter capital requirements and calculation standards, as well as more restrictive risk weightings for certain loans and facilities. The Basel III Capital Rules will come into effect for the Company and the Bank on January 1, 2015 (subject to a phase-in period).&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Bank is also subject to the regulatory framework for prompt corrective action. As of December 31, 2013 and 2012, the most recent notification from the regulatory agencies categorized the Bank as well-capitalized. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank&amp;#39;s category.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Subsidiary dividends are a significant source of funds for payment of dividends by the Company to its shareholders. At December 31, 2013, unappropriated retained earnings of $24,440,000 were available at the Bank for the declaration of dividends to the Company without prior approval from regulatory authorities. However, dividends paid by the Bank to the Company would be prohibited if the effect thereof would cause the Bank&amp;#39;s capital to be reduced below applicable minimum capital requirements.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; There were no restricted funds on deposit used to meet regulatory reserve requirements at December 31, 2013 and 2012.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company&amp;#39;s and the Bank&amp;#39;s actual and required capital amounts and ratios as are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Capital&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Requirement to be&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Actual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Requirements&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Well-Capitalized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;At December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Total capital (to risk-weighted assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;191,984&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22.27&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68,956&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;83,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15.38&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43,256&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;54,071&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to risk-weighted assets)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;181,198&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21.02&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;34,478&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,395&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14.13&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,628&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;32,442&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to average assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;181,198&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13.12&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;41,438&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;76,395&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11.37&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;20,162&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;33,603&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;5.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;At December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Total capital (to risk-weighted assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;175,802&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19.87&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;75,300&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13.41&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;44,909&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;56,136&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to risk-weighted assets)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18.62&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;35,384&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68,261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.16&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,454&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;33,682&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to average assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164,729&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.26&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;40,294&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;68,261&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;10.64&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;19,238&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;32,063&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;5.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="RetainedEarningsAccumulatedDeficit.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">75939000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="RetainedEarningsAccumulatedDeficit.7355.0.0.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">60952000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsUnappropriated id="RetainedEarningsUnappropriated.7354.0.0.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.0.0.0.0.0.0" unitRef="USD" decimals="0">24440000</us-gaap:RetainedEarningsUnappropriated>
  <us-gaap:RevenueRecognitionSalesOfServices id="RevenueRecognitionSalesOfServices.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Information Services Revenue&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;A majority of the Company&amp;#39;s revenues are attributable to fees for providing services. These services include transportation invoice rating, payment processing, auditing, and the generation of accounting, transportation and environmental information. The Company also processes, pays and generates management information from electric, gas, telecommunications and other invoices. The specific payment and information processing services provided to each customer are developed individually to meet each customer&amp;#39;s specific requirements. The Company enters into service agreements with customers typically for fixed fees per transaction that are invoiced monthly. Revenues are recognized in the period services are rendered and earned under the service agreements, as long as collection is reasonably assured.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:RevenueRecognitionSalesOfServices>
  <us-gaap:Revenues id="Revenues.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">114817000</us-gaap:Revenues>
  <us-gaap:Revenues id="Revenues.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">111523000</us-gaap:Revenues>
  <us-gaap:Revenues id="Revenues.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">106535000</us-gaap:Revenues>
  <us-gaap:Revenues id="Revenues.7353.3923.136.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">91907000</us-gaap:Revenues>
  <us-gaap:Revenues id="Revenues.7356.3923.136.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">89639000</us-gaap:Revenues>
  <us-gaap:Revenues id="Revenues.7357.3923.136.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.3923.136.0.0.0.0" unitRef="USD" decimals="-3">83177000</us-gaap:Revenues>
  <us-gaap:ScheduleOfCommonStockOutstandingRollForwardTableTextBlock id="ScheduleOfCommonStockOutstandingRollForwardTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The table below shows activity in the outstanding shares of the Company&amp;#39;s common stock during 2013.&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="96%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Shares outstanding at January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; 11,463,831&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Issuance of common stock:&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Issued under stock-based compensation plan&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;30,407&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="96%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; SARs exercised&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;27,242&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left"&gt;Shares outstanding at December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,521,480&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfCommonStockOutstandingRollForwardTableTextBlock>
  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The Company&amp;#39;s and the Bank&amp;#39;s actual and required capital amounts and ratios as are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Capital&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Requirement to be&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Actual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Requirements&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Well-Capitalized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Ratio&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;At December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Total capital (to risk-weighted assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;191,984&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22.27&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68,956&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;83,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15.38&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43,256&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;54,071&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to risk-weighted assets)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;181,198&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21.02&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;34,478&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,395&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14.13&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,628&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;32,442&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to average assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;181,198&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13.12&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;41,438&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;76,395&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11.37&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;20,162&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;33,603&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;5.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;At December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Total capital (to risk-weighted assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;175,802&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19.87&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,767&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;75,300&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13.41&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;44,909&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;56,136&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to risk-weighted assets)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18.62&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;35,384&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;68,261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.16&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,454&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;33,682&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Tier I capital (to average assets)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Information Systems, Inc.&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164,729&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12.26&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;40,294&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3.00&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;N/A&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cass Commercial Bank&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;68,261&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;10.64&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;19,238&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;32,063&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;5.00&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock id="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; The components of income tax expense (benefit) are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Current:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Federal&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,195&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,372&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;State&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;448&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;718&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;980&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Federal&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;39&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;933&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,983&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;State&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;18&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;41&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;162&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"&gt;Total income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,234&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 7,887&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 8,497&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
  <us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock id="ScheduleOfCondensedBalanceSheetTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Balance Sheets&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="94%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left"&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Assets&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and due from banks&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24,519&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,709&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Short-term investments&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;63,063&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,705&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Securities available-for-sale, at fair value&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;317,767&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;316,771&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Loans, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;125,316&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;156,935&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Investments in subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,500&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;67,385&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Premises and equipment, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12,276&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,436&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;120,438&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;106,247&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 739,879&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 719,188&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Liabilities and Shareholders&amp;#39; Equity&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Accounts and drafts payable&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;543,953&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;522,761&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other liabilities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,521&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 22,214&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total liabilities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;549,474&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;544,975&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total shareholders&amp;#39; equity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 190,405&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 174,213&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total liabilities and shareholders&amp;#39; equity&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;739,879&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;719,188&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock>
  <us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock id="ScheduleOfCondensedCashFlowStatementTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="16%" colspan="11" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Statements of Cash Flows&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from operating activities:&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="2%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,497&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,303&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,009&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Adjustments to reconcile net income to net cash provided&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; by (used in) operating activities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Equity in undistributed income of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,530&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,523&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,746&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net change in other assets&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,420&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,338&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(19,669&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net change in other liabilities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(2,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,603&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,655&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Amortization of stock-based awards&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,177&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,201&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,390&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(4,180&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;(2,673&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(7,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) operating activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,815&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 16,573&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (8,858&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from investing activities:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase in securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(15,385&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,697&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(37,329&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net decrease in loans&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31,619&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,319&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,068&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Purchases of premises and equipment, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (4,050&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; (3,555&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (2,107&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) investing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;12,184&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;5,067&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(20,368&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash flows from financing activities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase (decrease) in accounts and drafts payable&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,192&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(72,440&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;79,094&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash dividends paid&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(8,510&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(7,361&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,279&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other financing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(513&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;(2,454&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(1,177&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net cash provided by (used in) financing activities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 12,169&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; (82,255&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 71,638&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net increase (decrease) in cash and cash equivalents&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;26,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(60,615&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42,412&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and cash equivalents at beginning of year&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 61,414&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 122,029&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 79,617&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Cash and cash equivalents at end of year&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;87,582&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;61,414&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;122,029&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock>
  <us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock id="ScheduleOfCondensedIncomeStatementTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="13%" colspan="9" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Condensed Statement of Income&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="9" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income from subsidiary:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;12&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Management fees&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 2,119&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,955&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,794&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,131&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,979&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,812&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Information services revenue&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,503&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;66,417&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;60,688&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income after provision&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,069&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,563&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,933&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Gain on sales of investment securities&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,677&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,145&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;527&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;535&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;701&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;91,907&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;89,639&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;83,177&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expenses:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Salaries and employee benefits&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;59,004&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;55,981&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;50,296&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other expenses&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;15,027&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;14,492&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;14,462&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total expenses&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;74,031&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,473&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;64,758&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income before income tax and equity in undistributed income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,876&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,166&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,419&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 2,381&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,914&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 3,156&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income before undistributed income of subsidiary&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,495&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,252&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,263&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Equity in undistributed income of subsidiary&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,530&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,523&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,746&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Intercompany elimination&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;472&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(472&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman" width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 23,497&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 23,009&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock>
  <us-gaap:ScheduleOfDebtTableTextBlock id="ScheduleOfDebtTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the aging of loans by loan categories at December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;90 Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;30-59&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;60-89&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Non&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Current&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Over&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accrual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,293&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;171,304&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;127,879&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;128,358&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;6,632&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;325,091&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;434&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,307&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;326,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,817&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,167&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 649,946&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 434&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,797&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 652,177&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following table presents the aging of loans by loan categories at December 31, 2012:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Performing&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Nonperforming&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;90 Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;30-59&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong&gt;60-89&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Non&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Current&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Days&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Over&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accrual&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Commercial and industrial&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;159,423&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,439&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;160,862&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Real estate&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;129,884&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,959&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;134,843&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Church, church-related:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mortgage&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;367,944&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;174&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;368,118&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;16,450&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Industrial Revenue Bond&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;435&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 681,161&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,572&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 687,733&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfDebtTableTextBlock>
  <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock id="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The tax effects of temporary differences which give rise to significant portions of the deferred tax assets and deferred tax liabilities are presented below:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred tax assets:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Allowance for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,368&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;4,599&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; ASC 715 pension funding liability&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,444&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,744&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net operating loss carryforward&lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;298&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;341&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Stock compensation&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;337&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;139&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Supplemental executive retirement plan accrual&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,130&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;829&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 569&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 488&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total deferred tax assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;12,146&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;18,140&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Deferred tax liabilities:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Premises and equipment&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,767&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(863&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Pension&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,233&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,081&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intangible/assets&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(996&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(867&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized gain on investment in securities available-for-sale&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(2,086&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(6,947&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(353&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(298&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total deferred tax liabilities&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (11,435&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (15,056&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"&gt;Net deferred tax assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;711&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,084&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 6pt; TEXT-ALIGN: justify; TEXT-INDENT: -6pt"&gt; &lt;sup&gt;1&lt;/sup&gt; As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company&amp;#39;s use to approximately $122,000 per year during the carry forward period, which expires in 2020.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock id="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The calculations of basic and diluted earnings per share are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands except share and per share data)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,441,158&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,378,216&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,326,968&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Basic earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.05&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.05&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.03&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Diluted&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,303&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,441,158&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,378,216&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,326,968&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Effect of dilutive restricted stock and SARs&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;199,581&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;178,998&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;148,652&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Weighted average common shares outstanding&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; assuming dilution&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,640,739&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,557,214&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,475,620&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.01&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock id="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; A reconciliation of expected income tax expense (benefit), computed by applying the effective federal statutory rate of 35% for each of 2013, 2012 and 2011 to income before income tax expense, to reported income tax expense is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected income tax expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,756&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,917&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,027&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;(Reductions) increases resulting from:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Tax-exempt income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,297&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,633&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(3,760&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; State taxes, net of federal benefit&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;303&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;493&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;742&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"&gt;Other, net&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (528&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 110&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 488&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"&gt;Total income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,234&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;7,887&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;8,497&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
  <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock id="ScheduleOfExpectedBenefitPaymentsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following pension benefit payments, which reflect expected future service, as appropriate, are expected to be paid by the Plan:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,583,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,706,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,909,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2017&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,113,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,524,000&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2019-2023&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt; 16,411,000&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
  <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock id="ScheduleOfExpectedBenefitPaymentsTableTextBlock.7353.39960.1518.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.39960.1518.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Expected future benefits payable by the Company over the next 10 years are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;236,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2015&lt;/td&gt; &lt;td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;235,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;245,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2017&lt;/td&gt; &lt;td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;260,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;340,000&lt;/td&gt; &lt;/tr&gt; &lt;tr style="VERTICAL-ALIGN: bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap"&gt;2019-2023&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap"&gt;2,564,000&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
  <us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock id="ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The following is a schedule, by year, of future minimum rental payments required under operating leases that have initial or remaining non-cancelable lease terms in excess of one year as of December 31, 2013:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,338&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,189&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,047&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2017&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,025&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;2018&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;850&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="95%" nowrap="nowrap" align="left"&gt;2019-2023&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,646&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"&gt; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 8,095&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock>
  <us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock id="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Details of the Company&amp;#39;s intangible assets are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accumulated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Gross Carrying&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Accumulated&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortization&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amount&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Amortization&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Assets eligible for amortization:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Customer Lists&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,933&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,387&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,933&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(1,015&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Non-compete agreements&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(105&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;261&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Software&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;234&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(156&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;234&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(78&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(58&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(25&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Unamortized intangible assets:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Goodwill&lt;sup&gt;1&lt;/sup&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,817&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (227&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 11,817&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (227&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"&gt;Total intangible assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;16,745&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (1,933&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;16,745&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (1,398&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;p style="text-align: justify"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&lt;sup&gt;1&lt;/sup&gt; Amortization through December 31, 2001 prior to adoption of FASB ASC 350&lt;/font&gt;&lt;font style="font-family: Times New Roman; font-size: 70%"&gt;.&lt;/font&gt;&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock>
  <us-gaap:ScheduleOfLineOfCreditFacilitiesTextBlock id="ScheduleOfLineOfCreditFacilitiesTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; The following table shows conditional commitments to extend credit, standby letters of credit and commercial letters:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Conditional commitments to extend credit&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,596&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,847&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Standby letters of credit&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,168&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;13,316&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"&gt; Commercial letters of credit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,325&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,069&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfLineOfCreditFacilitiesTextBlock>
  <us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock id="ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: left"&gt; Details of other operating expense are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;For the Years Ended December 31,&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Postage and supplies&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,066&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,052&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,239&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Promotional expense&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,024&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,345&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,646&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Professional fees&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,340&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,183&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,141&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Outside service fees&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,046&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,729&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,628&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Data processing services&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;367&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;373&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;362&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; Telecommunications&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;955&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;754&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;641&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"&gt; Other&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,347&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 1,080&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,849&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"&gt;Total other operating expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,145&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;11,516&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;12,506&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock>
  <us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock id="ScheduleOfQuarterlyFinancialInformationTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SUPPLEMENTARY FINANCIAL INFORMATION&lt;br /&gt; &lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;(Unaudited)&lt;/font&gt;&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;First&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Second&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Third&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fourth&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="76%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands except per share data)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Quarter&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;YTD&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,465&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,567&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,695&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,845&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,572&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,856&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,623&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,082&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,016&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;41,577&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Interest expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;687&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;694&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;722&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;729&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,832&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Net interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,169&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,929&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,360&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,287&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,745&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Provision for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;200&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;300&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;500&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Operating expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,389&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,017&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,384&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,296&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;84,086&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;2,013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,106&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,533&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,582&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,234&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt;Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 6,032&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,073&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,138&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,254&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income per share:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.54&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.45&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.05&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.53&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.45&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,883&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,237&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,301&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17,717&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,138&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,589&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,530&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,395&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,419&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;45,933&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Interest expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;838&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;760&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;785&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;765&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;3,148&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Net interest income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,751&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,770&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,610&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,654&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42,785&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Provision for loan losses&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;200&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,600&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,400&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Operating expense&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,341&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;20,240&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,929&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,823&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;80,333&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Income tax expense&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;2,185&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,205&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,890&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,607&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;7,887&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"&gt;Net income&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 5,908&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,962&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 6,092&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 5,341&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 23,303&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income per share:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.52&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.53&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;.47&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2.05&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left"&gt;Diluted earnings per share&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;.51&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.52&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.53&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;.46&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2.02&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock id="ScheduleOfSegmentReportingInformationBySegmentTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Summarized information about the Company&amp;#39;s operations in each industry segment for the years ended December 31, 2013, 2012 and 2011, is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Corporate,&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Information&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Banking&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Eliminations&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Services&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Services&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and Other&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;75,010&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,216&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;346&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,572&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,637&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,116&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,986&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,259&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,245&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,638&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;143&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,896&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,232&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,002&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,234&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,237&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,133&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;127&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,454&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,590&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,222&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,222&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 657,604&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 679,357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (10,941&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,326,020&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,376&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,272&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(510&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,138&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,663&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,141&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,547&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,838&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;40,385&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,392&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;101&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;39&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,532&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,802&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,085&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,887&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,761&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(472&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,303&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,454&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,590&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,757&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,757&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;642,623&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;668,648&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(23,884&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;1,287,387&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#ffffff" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;61,470&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,354&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;62,824&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,859&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,947&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,030&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,681&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43,711&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(17&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,874&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,062&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,028&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,469&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,716&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,293&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,335&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,471&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;161&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;161&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 698,685&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 622,996&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (2,380&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,319,301&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
  <us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock id="ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Changes in restricted shares outstanding for the year ended December 31, 2013 were as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted Average&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Grant Date&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Shares&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;54,875&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;31.61&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Granted&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;30,407&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42.21&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Vested&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (26,633&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 30.86&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2013&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;58,649&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;37.45&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock id="ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Changes in SARs outstanding for the year ended December 31, 2013 were as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="93%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;SARs&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Weighted Average Exercise Price&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;351,881&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;27.52&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Granted&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;85,943&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;42.14&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Exercised&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (94,379&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; 24.67&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="93%" nowrap="nowrap" align="left"&gt;Balance at December 31, 2013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;343,445&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right"&gt;32.01&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"&gt; Exercisable at December 31, 2013&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 166,317&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; 26.58&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock>
  <us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock id="ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;!--StartFragment--&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="88%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Year Ended December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Risk-free interest rate&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1.29&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected life&lt;/td&gt; &lt;td width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7 years&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Expected volatility&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;28.72&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="88%" nowrap="nowrap" align="left"&gt;Expected dividend yield&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="10%" nowrap="nowrap" align="right"&gt;1.71&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;%&lt;/td&gt; &lt;/tr&gt; &lt;!--EndFragment--&gt;&lt;/table&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock id="ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;br /&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The fair values of securities with unrealized losses are as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2013&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Less than 12 months&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;12 months or more&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;101,792&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,661&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,554&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;262&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;105,346&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,923&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 101,792&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,661&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 3,554&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 262&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 105,346&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 2,923&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width="102%" colspan="19"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;December 31, 2012&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Less than 12 months&lt;/strong&gt;&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;12 months or more&lt;/strong&gt;&lt;/td&gt; &lt;td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="72%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Estimated&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Unrealized&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Fair value&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Losses&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;State and political subdivisions&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,758&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;19,758&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;112&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"&gt;Certificates of deposit&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,758&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 19,758&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 112&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock id="ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is presented in the following table:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="83%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Balance at January 1&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,885&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,069&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,877&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Changes in unrecognized tax benefits as a result of tax&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; positions taken during a prior year&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(666&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(140&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;287&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Changes in unrecognized tax benefits as a result of tax&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; position taken during the current year&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;374&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;419&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;475&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Decreases in unrecognized tax benefits relating to&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; settlements with taxing authorities&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Reductions to unrecognized tax benefits as a result of a&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; lapse of the applicable statute of limitations&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (385&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (463&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (570&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="83%" nowrap="nowrap" align="left"&gt;Balance at December 31&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,208&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;1,885&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;2,069&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock>
  <us-gaap:SegmentReportingDisclosureTextBlock id="SegmentReportingDisclosureTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: left"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 16&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Industry Segment Information&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; The Company&amp;#39;s accounting policies for segments are the same as those described in Note 1 of this report. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Substantially all revenue originates from and all long-lived assets are located within the United States and no revenue from any customer of any segment exceeds 10% of the Company&amp;#39;s consolidated revenue. Assets represent actual assets owned by Information Services and Banking Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank&amp;#39;s loan to deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"&gt; Summarized information about the Company&amp;#39;s operations in each industry segment for the years ended December 31, 2013, 2012 and 2011, is as follows:&lt;/p&gt; &lt;table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Corporate,&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Information&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Banking&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Eliminations&lt;/strong&gt;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;(In thousands)&lt;/em&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Services&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Services&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;and Other&lt;/strong&gt;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Total&lt;/strong&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2013&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;75,010&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,216&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;346&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Times New Roman; font-size: 80%"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt; &lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;76,572&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,637&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,479&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,116&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,986&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,259&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;38,245&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,638&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;143&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;115&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,896&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,232&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,002&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,234&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,237&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,133&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;127&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,454&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,590&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,222&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,222&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 657,604&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 679,357&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (10,941&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,326,020&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2012&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;70,376&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,272&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(510&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;71,138&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;9,478&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,663&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,141&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;18,547&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,838&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;40,385&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,392&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;101&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;39&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,532&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,802&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,085&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,887&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;15,761&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,014&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(472&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,303&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,454&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;11,590&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,757&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; -&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,757&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;642,623&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;668,648&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"&gt;(23,884&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right"&gt;1,287,387&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt; &lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;2011&lt;/em&gt;&lt;/strong&gt;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#ffffff" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Fee revenue and other income:&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#ffffff" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;61,470&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,354&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;$&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;62,824&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;10,088&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,859&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(11,947&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net interest income (expense) after provision&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; for loan losses:&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Income from customers&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;21,030&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;22,681&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;43,711&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intersegment income (expense)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;17&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;(17&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;)&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Depreciation and amortization&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;1,874&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;164&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;24&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;2,062&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Income taxes&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;3,028&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;5,469&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,497&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Net income&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;14,716&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;8,293&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;23,009&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Goodwill&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,335&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;136&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt; &amp;nbsp;&lt;/td&gt; &lt;td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;7,471&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"&gt;Other intangible assets, net&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;161&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman"&gt;-&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"&gt;161&lt;/td&gt; &lt;/tr&gt; &lt;tr valign="bottom"&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"&gt;Total assets&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 698,685&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; 622,996&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"&gt; (2,380&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;)&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"&gt;$&lt;/td&gt; &lt;td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"&gt; 1,319,301&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;br /&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:ShareBasedCompensation id="ShareBasedCompensation.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1795000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ShareBasedCompensation.7356.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1398000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ShareBasedCompensation.7357.0.0.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1391000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 id="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">30.86</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0" unitRef="shares" decimals="0">30407</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.7356.4607.359.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.4607.359.0.0.0.0" unitRef="shares" decimals="0">28370</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.7357.4607.359.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.4607.359.0.0.0.0" unitRef="shares" decimals="0">31472</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="shares" decimals="0">85943</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="USD_per_share" decimals="2">10.69</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.7356.4607.359.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">34.03</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.7357.4607.359.0.0.0.0" contextRef="from-2011-01-01-to-2011-12-31.7357.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">30.05</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue.7354.4607.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">37.45</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue.7355.4607.359.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">31.61</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0">P7Y3M29D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.7356.5195.359.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.5195.359.0.0.0.0">P7Y3M30D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0" unitRef="shares" decimals="0">26633</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate id="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="pure" decimals="4">0.0171</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 id="SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0">P7Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate id="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="pure" decimals="4">0.2872</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
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  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber id="ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber.7355.4607.359.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.4607.359.0.0.0.0" unitRef="shares" decimals="0">54875</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber>
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  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber.7354.5195.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5195.359.0.0.0.0" unitRef="shares" decimals="0">166317</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice.7354.5195.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5195.359.0.0.0.0" unitRef="USD_per_share" decimals="2">26.58</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="USD" decimals="-3">2328000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.7356.5195.359.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.7356.0.5195.359.0.0.0.0" unitRef="USD" decimals="-3">1769000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod.7353.5195.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.5195.359.0.0.0.0" unitRef="shares" decimals="0">85943</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.7353.4607.359.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.4607.359.0.0.0.0" unitRef="USD_per_share" decimals="2">42.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.7354.5195.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5195.359.0.0.0.0" unitRef="USD" decimals="-3">12137000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.7355.5195.359.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.5195.359.0.0.0.0" unitRef="USD" decimals="-3">4988000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber.7354.5195.359.0.0.0.0" contextRef="as-of-2013-12-31.7354.0.5195.359.0.0.0.0" unitRef="shares" decimals="0">343445</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber.7355.5195.359.0.0.0.0" contextRef="as-of-2012-12-31.7355.0.5195.359.0.0.0.0" unitRef="shares" decimals="0">351881</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
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  <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy id="ShareBasedCompensationOptionAndIncentivePlansPolicy.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Stock-Based Compensation&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company follows Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC"), "Accounting for Stock Options and Other Stock-based Compensation" ("ASC 718"), which requires that all stock-based compensation be recognized as an expense in the financial statements and that such cost be measured at the fair value of the award. FASB ASC 718 also requires that excess tax benefits related to stock option exercises and restricted stock awards be reflected as financing cash inflows instead of operating cash inflows.&lt;/font&gt; &lt;!--EndFragment--&gt;&lt;br /&gt; &lt;br /&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
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  <us-gaap:SignificantAccountingPoliciesTextBlock id="SignificantAccountingPoliciesTextBlock.7353.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-12-31.7353.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div&gt;&lt;!--StartFragment--&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Note 1&lt;br /&gt; &lt;/strong&gt; &lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Summary of Significant Accounting Policies&lt;/strong&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Summary of Operations&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Cass Information Systems, Inc&lt;/font&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;.&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;(the "Company") provides payment and information services, which include processing and payment of transportation, energy, telecommunications and environmental invoices. These services include the acquisition and management of data, information delivery and financial exchange. The consolidated balance sheet captions, "Accounts and drafts payable" and "Payments in excess of funding," represent the Company&amp;#39;s resulting financial position related to the payment services that are performed for customers. The Company also provides a full range of banking services to individual, corporate and institutional customers through Cass Commercial Bank (the "Bank"), its wholly owned bank subsidiary.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Basis of Presentation&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries after elimination of intercompany transactions. Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform to the 2013 presentation. Such reclassifications have no effect on previously reported net income or shareholders&amp;#39; equity. The Company issued a 10% stock dividend on December 14, 2012. The share and per share information have been restated for this dividend unless indicated otherwise for all periods presented in the accompanying consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Use of Estimates&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;In preparing the consolidated financial statements, Company management is required to make estimates and assumptions which significantly affect the reported amounts in the consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Cash and Cash Equivalents&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;For purposes of the consolidated statements of cash flows, the Company considers cash and due from banks, interest-bearing deposits in other financial institutions, federal funds sold and other short-term investments as segregated in the accompanying consolidated balance sheets to be cash equivalents.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Investment in Debt Securities&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company classifies its debt marketable securities as available-for-sale. Securities classified as available-for-sale are carried at fair value. Unrealized gains and losses, net of the related tax effect, are excluded from earnings and reported in accumulated other comprehensive income, a component of shareholders&amp;#39; equity. A decline in the fair value of any available-for-sale security below cost that is deemed other than temporary results in a charge to earnings and the establishment of a new cost basis for the security. To determine whether impairment is other than temporary, the Company considers whether it is more likely than not that the Company will not be required to sell prior to recovery of the amortized cost basis. Evidence considered in this assessment includes the reasons for impairment, the severity and duration of the impairment, changes in value subsequent to year-end and forecasted performance of the investee. Premiums and discounts are amortized or accreted to interest income over the estimated lives of the securities using the level-yield method. Interest income is recognized when earned. Gains and losses are calculated using the specific identification method.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Allowance for Loan Losses&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The allowance for loan losses is increased by provisions charged to expense and is available to absorb charge-offs, net of recoveries. Management utilizes a systematic, documented approach in determining the appropriate level of the allowance for loan losses. Management&amp;#39;s approach, which provides for general and specific allocations, is based on current economic conditions, past losses, collection experience, risk characteristics of the portfolio, assessments of collateral values by obtaining independent appraisals for significant properties, and such other factors which, in management&amp;#39;s judgment, deserve current recognition in estimating loan losses.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Management believes the allowance for loan losses is adequate to absorb probable losses in the loan portfolio. While management uses all available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&amp;#39;s allowance for loan losses. Such agencies may require the Company to increase the allowance for loan losses based on their judgments and interpretations about information available to them at the time of their examination.&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Premises and Equipment&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed over the estimated useful lives of the assets, or the respective lease terms for leasehold improvements, using straight-line and accelerated methods. Estimated useful lives do not exceed 40 years for buildings, the lesser of 10 years or the life of the lease for leasehold improvements and range from 3 to 7 years for software, equipment, furniture and fixtures. Maintenance and repairs are charged to expense as incurred.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Intangible Assets&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Cost in excess of fair value of net assets acquired has resulted from business acquisitions. Goodwill and intangible assets with indefinite useful lives are not amortized, but instead are tested for impairment at least annually. Intangible assets with definite useful lives are amortized on a straight-line basis over their respective estimated useful lives.&lt;/font&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; Periodically, the Company reviews intangible assets for events or changes in circumstances that may indicate that the carrying amount of the assets may not be recoverable. Based on those reviews, adjustments of recorded amounts have not been required.&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Non-marketable Equity Investments&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company accounts for non-marketable equity investments, in which it holds less than a 20% ownership, under the cost method. Under the cost method of accounting, investments are carried at cost and are adjusted only for other than temporary declines in fair value, distributions of earnings and additional investments. The Company periodically evaluates whether any declines in fair value of its investments are other than temporary. In performing this evaluation, the Company considers various factors including any decline in market price, where available, the investee&amp;#39;s financial condition, results of operations, operating trends and other financial ratios. Non-marketable equity investments are included in other assets on the consolidated balance sheets.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Foreclosed Assets&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Real estate acquired as a result of foreclosure is initially recorded at fair value less estimated selling costs. Fair value is generally determined through the receipt of appraisals. Any write down to fair value at the time the property is acquired is recorded as a charge-off to the allowance for loan losses. Any decline in the fair value of the property subsequent to acquisition is recorded as a charge to non-interest expense.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Treasury Stock&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Purchases of the Company&amp;#39;s common stock are recorded at cost. Upon reissuance, treasury stock is reduced based upon the average cost basis of shares held.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Comprehensive Income&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Comprehensive income consists of net income, changes in net unrealized gains (losses) on available-for-sale securities and pension liability adjustments and is presented in the accompanying consolidated statements of shareholders&amp;#39; equity and consolidated statements of comprehensive income.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Loans&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Interest on loans is recognized based upon the principal amounts outstanding. It is the Company&amp;#39;s policy to discontinue the accrual of interest when there is reasonable doubt as to the collectability of principal or interest. Subsequent payments received on such loans are applied to principal if there is any doubt as to the collectability of such principal; otherwise, these receipts are recorded as interest income. The accrual of interest on a loan is resumed when the loan is current as to payment of both principal and interest and/or the borrower demonstrates the ability to pay and remain current. Loan origination and commitment fees on originated loans, net of certain direct loan origination costs, are deferred and amortized to interest income using the level-yield method over the estimated lives of the related loans.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Impairment of Loans&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;A loan is considered impaired when it is probable that a creditor will be unable to collect all amounts due, both principal and interest, according to the contractual terms of the loan agreement. When measuring impairment, the expected future cash flows of an impaired loan are discounted at the loan&amp;#39;s effective interest rate. Alternatively, impairment could be measured by reference to an observable market price, if one exists, or the fair value of the collateral for a collateral-dependent loan. Regardless of the historical measurement method used, the Company measures impairment based on the fair value of the collateral when the Company determines foreclosure is probable. Additionally, impairment of a restructured loan is measured by discounting the total expected future cash flows at the loan&amp;#39;s effective rate of interest as stated in the original loan agreement. The Company uses its nonaccrual methods as discussed above for recognizing interest on impaired loans.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Information Services Revenue&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;A majority of the Company&amp;#39;s revenues are attributable to fees for providing services. These services include transportation invoice rating, payment processing, auditing, and the generation of accounting, transportation and environmental information. The Company also processes, pays and generates management information from electric, gas, telecommunications and other invoices. The specific payment and information processing services provided to each customer are developed individually to meet each customer&amp;#39;s specific requirements. The Company enters into service agreements with customers typically for fixed fees per transaction that are invoiced monthly. Revenues are recognized in the period services are rendered and earned under the service agreements, as long as collection is reasonably assured.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Income Taxes&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Deferred tax assets and liabilities are recognized for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. Deferred tax assets are reduced if necessary, by a deferred tax asset valuation allowance. In the event that management determines it will not be able to realize all or part of net deferred tax assets in the future, the Company adjusts the recorded value of deferred tax assets, which would result in a direct charge to income tax expense in the period that such determination is made. Likewise, the Company will reverse the valuation allowance when realization of the deferred tax asset is expected. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Earnings Per Share&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Stock-Based Compensation&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company follows Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC"), "Accounting for Stock Options and Other Stock-based Compensation" ("ASC 718"), which requires that all stock-based compensation be recognized as an expense in the financial statements and that such cost be measured at the fair value of the award. FASB ASC 718 also requires that excess tax benefits related to stock option exercises and restricted stock awards be reflected as financing cash inflows instead of operating cash inflows.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Pension Plans&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The amounts recognized in the consolidated financial statements related to pension are determined from actuarial valuations. Inherent in these valuations are assumptions including expected return on plan assets, discount rates at which the liabilities could be settled at December 31, 2013, rate of increase in future compensation levels and mortality rates. These assumptions are updated annually and are disclosed in Note 10. The Company follows FASB ASC 715, "Compensation - Retirement Benefits" ("ASC 715") which requires companies to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its consolidated balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. The funded status is measured as the difference between the fair value of the plan assets and the projected benefit obligation as of the date of its fiscal year-end. There have been no significant changes in the Company&amp;#39;s long-term rate of return assumptions for the past three fiscal years ended December 31, 2013 and management believes they are not reasonably likely to change in the future.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong&gt;&lt;em style="font-family: Times New Roman; font-size: 80%"&gt;Fair Value Measurements&lt;/em&gt;&lt;/strong&gt; &lt;font style="font-family: Times New Roman; font-size: 80%"&gt;The Company follows the provisions of FASB ASC 820, "Fair Value Measurements and Disclosures", which defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles, and outlines disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A three-level hierarchy for valuation techniques is used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. Financial instrument valuations are considered Level 1 when they are based on quoted prices in active markets for identical assets or liabilities. Level 2 financial instrument valuations use quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Financial instrument valuations are considered Level 3 when they are determined using pricing models, discounted cash flow methodologies or similar techniques and at least one significant model assumption or input is unobservable, and when determination of the fair value requires significant management judgment or estimation. The Company records securities available for sale at their fair values on a recurring basis using Level 2 valuations. Additionally, the Company records impaired loans and other real estate owned at their fair value on a nonrecurring basis. The nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or impairment write-downs of individual assets.&lt;/font&gt;&lt;/p&gt; &lt;p style="text-align: justify"&gt;&lt;strong style="font-family: Times New Roman; font-size: 80%"&gt;Impact of New and Not Yet Adopted Accounting Pronouncements&lt;/strong&gt;&lt;/p&gt; &lt;p style="font-family: Times New Roman; font-size: 80%; text-align: justify"&gt; The new accounting pronouncements are not applicable to the Company and/or do not materially impact the Company.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
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        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/DisclosuresAboutFairValueOfFinancialInstrumentsTables" id="cass-dafvofit" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>315 - Disclosure - Disclosures about Fair Value of Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlans" id="cass-ebp" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>110 - Disclosure - Employee Benefit Plans</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansNarrativeDetails" id="cass-ebpnd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41001 - Disclosure - Employee Benefit Plans (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansSummaryOfActivityInSerpsProjectedBenefitObligationDetails" id="cass-ebpsoaispbod" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41009 - Disclosure - Employee Benefit Plans (Summary of the Activity in the SERP's Projected Benefit Obligation) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfAssumptionsUsedToDetermineNetPensionCostDetails" id="cass-ebpsoautdnpcd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41006 - Disclosure - Employee Benefit Plans (Schedule of Assumptions used to Determine Net Pension Cost) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfAssumptionsUsedToDetermineProjectedBenefitObligationDetails" id="cass-ebpsoautdpbod" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41003 - Disclosure - Employee Benefit Plans (Schedule of Assumptions used to Determine the Projected Benefit Obligation) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfAssumptionsUsedToDetermineProjectedBenefitObligationOfSerpDetails" id="cass-ebpsoautdpboosd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41010 - Disclosure - Employee Benefit Plans (Schedule of Assumptions used to Determine Projected Benefit Obligation of the SERP) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfExpectedFutureBenefitsPayableDetails" id="cass-ebpsoefbpd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41011 - Disclosure - Employee Benefit Plans (Schedule of Expected Future Benefits Payable) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfExpectedPensionBenefitPaymentsDetails" id="cass-ebpsoepbpd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41004 - Disclosure - Employee Benefit Plans (Schedule of Expected Pension Benefit Payments) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansSummaryOfFairValueMeasurementsByTypeOfAssetDetails" id="cass-ebpsofvmbtoad" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41008 - Disclosure - Employee Benefit Plans (Summary of the Fair Value Measurements by Type of Asset) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfLongtermRateOfReturnOnAssetsDetails" id="cass-ebpsolroroad" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41007 - Disclosure - Employee Benefit Plans (Schedule of Long-term Rate of Return on Assets (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfPretaxAmountsInAccumulatedOtherComprehensiveLossDetails" id="cass-ebpsopaiaocld" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41013 - Disclosure - Employee Benefit Plans (Schedule of the Pre-tax amounts in Accumulated Other Comprehensive Loss) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfProjectedBenefitObligationDetails" id="cass-ebpsopbod" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41002 - Disclosure - Employee Benefit Plans (Schedule of Projected Benefit Obligation) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfPlansPensionCostDetails" id="cass-ebpsoppcd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41005 - Disclosure - Employee Benefit Plans (Schedule of Plan's Pension Cost) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansScheduleOfSerpsPensionCostDetails" id="cass-ebpsospcd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41012 - Disclosure - Employee Benefit Plans (Schedule of SERP's Pension Cost) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansTables" id="cass-ebpt" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>310 - Disclosure - Employee Benefit Plans (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/InterestbearingDeposits" id="cass-id" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>107 - Disclosure - Interest-Bearing Deposits</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfInterestbearingDepositsDetails" id="cass-idsoidd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40701 - Disclosure - Interest-Bearing Deposits (Schedule of Interest-bearing Deposits) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfInterestOnDepositsDetails" id="cass-idsoiodd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40702 - Disclosure - Interest-Bearing Deposits (Schedule of Interest on Deposits) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfMaturitiesOfTimeDepositsDetails" id="cass-idsomotdd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40703 - Disclosure - Interest-Bearing Deposits (Schedule of Maturities of Time Deposits) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/InterestbearingDepositsTables" id="cass-idt" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>307 - Disclosure - Interest-Bearing Deposits (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecurities" id="cass-iis1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>103 - Disclosure - Investment in Securities</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesNarrativeDetails" id="cass-iisnd1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40301 - Disclosure - Investment in Securities (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesScheduleOfAmortizedCostAndFairValueOfInvestmentSecuritiesDetails" id="cass-iissoacafvoisd1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40304 - Disclosure - Investment in Securities (Schedule of Amortized Cost and Fair Value of Investment Securities) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesScheduleOfFairValuesOfSecuritiesWithUnrealizedLossesDetails" id="cass-iissofvoswuld1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40303 - Disclosure - Investment in Securities (Schedule of the Fair Values of Securities with Unrealized Losses) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesScheduleOfInvestementSecuritiesDetails" id="cass-iissoisd1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40302 - Disclosure - Investment in Securities (Schedule of Investement Securities) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesTables" id="cass-iist1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>303 - Disclosure - Investment in Securities (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IndustrySegmentInformation" id="cass-isi1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>116 - Disclosure - Industry Segment Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/IndustrySegmentInformationDetails" id="cass-isid1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41601 - Disclosure - Industry Segment Information (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IndustrySegmentInformationTables" id="cass-isit1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>316 - Disclosure - Industry Segment Information (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxes" id="cass-it1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>113 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" id="cass-itcoitebd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41302 - Disclosure - Income Taxes (Components of Income Tax Expense (Benefit)) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesNarrativeDetails" id="cass-itnd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41301 - Disclosure - Income Taxes (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesScheduleOfDeferredTaxAssetsAndLiabilitiesDetails" id="cass-itsodtaald" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41304 - Disclosure - Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesScheduleOfReconciliationOfExpectedIncomeTaxExpenseBenefitDetails" id="cass-itsoroeitebd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41303 - Disclosure - Income Taxes (Schedule of Reconciliation of Expected Income Tax Expense (Benefit)) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesScheduleOfReconciliationOfUnrecognizedTaxBenefitsDetails" id="cass-itsoroutbd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41305 - Disclosure - Income Taxes (Schedule of the Reconciliation of Unrecognized Tax Benefits) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/IncomeTaxesTables" id="cass-itt" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>313 - Disclosure - Income Taxes (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/Loans" id="cass-l" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>104 - Disclosure - Loans</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/LoansNarrativeDetails" id="cass-lnd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40401 - Disclosure - Loans (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/LoansSummaryOfAllowanceForLoanLossesDetails" id="cass-lsoaflld" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40406 - Disclosure - Loans (Summary of Allowance for Loan Losses) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/LoansScheduleOfAgingOfLoansByLoanCategoriesDetails" id="cass-lsoaolblcd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40403 - Disclosure - Loans (Schedule of the Aging of Loans by Loan Categories) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/LoansScheduleOfCreditExposureOfLoanPortfolioDetails" id="cass-lsoceolpd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40404 - Disclosure - Loans (Schedule of the Credit Exposure of the Loan Portfolio) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/LoansSummaryOfLoanCategoriesDetails" id="cass-lsolcd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40402 - Disclosure - Loans (Summary of Loan Categories) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/LoansScheduleOfRecordedInvestmentAndUnpaidPrincipalForImpairedLoansDetails" id="cass-lsoriaupfild" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40405 - Disclosure - Loans (Schedule of Recorded Investment and Unpaid Principal for Impaired Loans) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/LoansTables" id="cass-lt" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>304 - Disclosure - Loans (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/OtherOperatingExpense" id="cass-ooe" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>112 - Disclosure - Other Operating Expense</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/OtherOperatingExpenseScheduleOfOtherOperatingExpenseDetails" id="cass-ooesoooed" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41201 - Disclosure - Other Operating Expense (Schedule of Other Operating Expense) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/OtherOperatingExpenseTables" id="cass-ooet" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>312 - Disclosure - Other Operating Expense (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/PremisesAndEquipment" id="cass-pae" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>105 - Disclosure - Premises and Equipment</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentNarrativeDetails" id="cass-paend" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40501 - Disclosure - Premises and Equipment (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentScheduleOfFutureMinimumRentalPaymentsDetails" id="cass-paesofmrpd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40503 - Disclosure - Premises and Equipment (Schedule of Future Minimum Rental Payments) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentSummaryOfPremisesAndEquipmentDetails" id="cass-paesopaed" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40502 - Disclosure - Premises and Equipment (Summary of Premises and Equipment) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentTables" id="cass-paet" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>305 - Disclosure - Premises and Equipment (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensation" id="cass-sc1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>111 - Disclosure - Stock-based Compensation</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationNarrativeDetails" id="cass-scnd1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41101 - Disclosure - Stock-based Compensation (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationScheduleOfAssumptionsOfSarsDetails" id="cass-scsoaosd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41105 - Disclosure - Stock-based Compensation (Schedule of the Assumptions of SARs) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationScheduleOfChangesInOptionsOutstandingDetails" id="cass-scsociood" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41103 - Disclosure - Stock-based Compensation (Schedule of Changes in Options Outstanding) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationSummaryOfNonvestedOptionsActivityDetails" id="cass-scsonoad" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41104 - Disclosure - Stock-based Compensation (Summary of Non-vested Options Activity) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationScheduleOfRestrictedStockOutstandingDetails" id="cass-scsorsod" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41102 - Disclosure - Stock-based Compensation (Schedule of Restricted Stock Outstanding) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationScheduleOfSarsOustandingDetails" id="cass-scsosod" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41106 - Disclosure - Stock-based Compensation (Schedule of SARs Oustanding) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/StockbasedCompensationTables" id="cass-sct1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>311 - Disclosure - Stock-based Compensation (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SubsequentEvents" id="cass-se1" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>117 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SupplementaryFinancialInformation" id="cass-sfi" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>119 - Disclosure - SUPPLEMENTARY FINANCIAL INFORMATION</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SupplementaryFinancialInformationDetails" id="cass-sfid" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>41901 - Disclosure - SUPPLEMENTARY FINANCIAL INFORMATION (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SupplementaryFinancialInformationTables" id="cass-sfit" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>319 - Disclosure - SUPPLEMENTARY FINANCIAL INFORMATION (Tables)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPolicies" id="cass-sosap" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>101 - Disclosure - Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" id="cass-sosapnd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40101 - Disclosure - Summary of Significant Accounting Policies (Narrative) (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="cass-sosapp" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>202 - Disclosure - Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/UnusedAvailableLinesOfCredit" id="cass-ualoc" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>108 - Disclosure - Unused Available Lines of Credit</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
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      <link:roleType roleURI="http://www.cassinfo.com/role/UnusedAvailableLinesOfCreditDetails" id="cass-ualocd" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>40801 - Disclosure - Unused Available Lines of Credit (Details)</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
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  <xsd:element name="DeferredTaxLiabilitiesPensionCosts" id="cass_DeferredTaxLiabilitiesPensionCosts" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock" id="cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="DefinedBenefitPlanFairValueOfPlanAssetsAbstract" id="cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange" id="cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="DocumentAndEntityInformationAbstract" id="cass_DocumentAndEntityInformationAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="EmergingMarketsMember" id="cass_EmergingMarketsMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="EquitySecuritiesLargeCapMember" id="cass_EquitySecuritiesLargeCapMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="EquitySecuritiesSmallCapMember" id="cass_EquitySecuritiesSmallCapMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ExpectedLongTermRateReturn" id="cass_ExpectedLongTermRateReturn" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="ExpensesAbstract" id="cass_ExpensesAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="FederalFundsSoldAndOtherShortTermInvestments" id="cass_FederalFundsSoldAndOtherShortTermInvestments" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="FederalHomeLoanBankMember" id="cass_FederalHomeLoanBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="FeeRevenueAndOtherIncomeAbstract" id="cass_FeeRevenueAndOtherIncomeAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="FeeRevenueAndOtherIncomeIntersegmentIncomeExpense" id="cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="FeeRevenueAndOtherIncomeRevenueFromCustomers" id="cass_FeeRevenueAndOtherIncomeRevenueFromCustomers" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ForeignEquitySecuritiesDevelopedMember" id="cass_ForeignEquitySecuritiesDevelopedMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ForeignEquitySecuritiesEmergingMember" id="cass_ForeignEquitySecuritiesEmergingMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ForeignEquitySecuritiesMember" id="cass_ForeignEquitySecuritiesMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="FranklinBancorpMember" id="cass_FranklinBancorpMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="FrostNationalBankMember" id="cass_FrostNationalBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ImpairmentOfLoansPolicyPolicyTextBlock" id="cass_ImpairmentOfLoansPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="IncentiveStockOptionsExercised" id="cass_IncentiveStockOptionsExercised" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" />
  <xsd:element name="IncomeFromCustomersAfterProvisionForLoanLoss" id="cass_IncomeFromCustomersAfterProvisionForLoanLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IncomeRecognizedOnNonaccrualLoans" id="cass_IncomeRecognizedOnNonaccrualLoans" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract" id="cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IncomeTaxesLineItems" id="cass_IncomeTaxesLineItems" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="IncomeTaxesTable" id="cass_IncomeTaxesTable" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" />
  <xsd:element name="IncomeTaxReconciliationReconcilingItemsAbstract" id="cass_IncomeTaxReconciliationReconcilingItemsAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="IncreaseDecreaseInNonInterestBearingDemandDeposits" id="cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IncreaseDecreaseInPaymentsInExcessOfFunding" id="cass_IncreaseDecreaseInPaymentsInExcessOfFunding" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IndustrialRevenueBondMember" id="cass_IndustrialRevenueBondMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="InformationServicesMember" id="cass_InformationServicesMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="InformationServicesPaymentAndProcessingRevenue" id="cass_InformationServicesPaymentAndProcessingRevenue" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="IntercompanyElimination" id="cass_IntercompanyElimination" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="InterestBearingDepositsAbstract" id="cass_InterestBearingDepositsAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="InterestOnFederalFundsSoldAndOtherShortTermInvestments" id="cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="InternallyDevelopedSoftwareMember" id="cass_InternallyDevelopedSoftwareMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="IntersegmentIncomeExpenseAfterProvisionForLoanLoss" id="cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="JpmChaseBankMember" id="cass_JpmChaseBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="LiabilitiesCarryingValue" id="cass_LiabilitiesCarryingValue" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="LoansSubjectToNormalMonitoringMember" id="cass_LoansSubjectToNormalMonitoringMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="LongTermRateOfReturnAllocation" id="cass_LongTermRateOfReturnAllocation" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="LongTermRateOfReturnAssumption" id="cass_LongTermRateOfReturnAssumption" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="NetOperatingLossCarryforwardsLimitationsOnUse" id="cass_NetOperatingLossCarryforwardsLimitationsOnUse" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="NonperformingLoansSubjectToSpecialMonitoringMember" id="cass_NonperformingLoansSubjectToSpecialMonitoringMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="NonUnitedStatesCoreMember" id="cass_NonUnitedStatesCoreMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="OneYearNominalReturn" id="cass_OneYearNominalReturn" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="OpportunisticMember" id="cass_OpportunisticMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="OtherFinancingReceivableMember" id="cass_OtherFinancingReceivableMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="OtherLoanMember" id="cass_OtherLoanMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="OutsideServiceFees" id="cass_OutsideServiceFees" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="PaymentsInExcessOfFunding" id="cass_PaymentsInExcessOfFunding" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="PerformingLoansSubjectToSpecialMonitoringMember" id="cass_PerformingLoansSubjectToSpecialMonitoringMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="PeriodForExpectedFutureBenefitsPayable" id="cass_PeriodForExpectedFutureBenefitsPayable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="PncBankMember" id="cass_PncBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ProceedsFromPurchaseOfStateAndPoliticalSubdivisions" id="cass_ProceedsFromPurchaseOfStateAndPoliticalSubdivisions" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome" id="cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="RealEstateChurchRelatedConstructionLoanMember" id="cass_RealEstateChurchRelatedConstructionLoanMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="RealEstateChurchRelatedMortgageMember" id="cass_RealEstateChurchRelatedMortgageMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="RealEstateCommercialConstructionLoanMember" id="cass_RealEstateCommercialConstructionLoanMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="RealEstateCommercialMortgageMember" id="cass_RealEstateCommercialMortgageMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="RecordedInvestmentMember" id="cass_RecordedInvestmentMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments" id="cass_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ScheduleOfAmortizedCostAndFairValueTableTextBlock" id="cass_ScheduleOfAmortizedCostAndFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock" id="cass_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock" id="cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock" id="cass_ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock" id="cass_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock" id="cass_ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfInterestBearingDepositsTableTextBlock" id="cass_ScheduleOfInterestBearingDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfInterestExpenseOnDepositsTableTextBlock" id="cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfLoanCategoriesTableTextBlock" id="cass_ScheduleOfLoanCategoriesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfMaturitiesOfTimeDepositsTableTextBlock" id="cass_ScheduleOfMaturitiesOfTimeDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfNetPeriodicPensionCostsTableTextBlock" id="cass_ScheduleOfNetPeriodicPensionCostsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock" id="cass_ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ScheduleOfProjectedBenefitObligationFundedStatusAndAmountsRecognizedTableTextBlock" id="cass_ScheduleOfProjectedBenefitObligationFundedStatusAndAmountsRecognizedTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod" id="cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" />
  <xsd:element name="SummaryOfOperationsPolicyTextBlock" id="cass_SummaryOfOperationsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="SupplementalExecutiveRetirementPlanMember" id="cass_SupplementalExecutiveRetirementPlanMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="TimeDepositsWeightedAverageInterestRateAggregate" id="cass_TimeDepositsWeightedAverageInterestRateAggregate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="TreasuryStockPolicyPolicyTextBlock" id="cass_TreasuryStockPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="UmbBankMember" id="cass_UmbBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnamortizedIntangibleAssetAbstract" id="cass_UnamortizedIntangibleAssetAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="UnitedStatesCoreOpportunisticMember" id="cass_UnitedStatesCoreOpportunisticMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesLargeCapGrowthMember" id="cass_UnitedStatesLargeCapGrowthMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesLargeCapPassiveMember" id="cass_UnitedStatesLargeCapPassiveMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesLargeCapValueMember" id="cass_UnitedStatesLargeCapValueMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesPassiveMember" id="cass_UnitedStatesPassiveMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesSmallAndMidCapGrowthMember" id="cass_UnitedStatesSmallAndMidCapGrowthMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnitedStatesSmallAndMidCapValueMember" id="cass_UnitedStatesSmallAndMidCapValueMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions" id="cass_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months" id="cass_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="UpaidPrincipalBalanceMember" id="cass_UpaidPrincipalBalanceMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="UsBankMember" id="cass_UsBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="WeightedAverageInterestRateOfInterestBearingDeposits" id="cass_WeightedAverageInterestRateOfInterestBearingDeposits" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="WeighteDaverageInterestRateOfTimeDepositsLessThan100000" id="cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="WellsFargoBankMember" id="cass_WellsFargoBankMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>cass-20131231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Created by Diversified Global Graphics Group - DG3-->
<!--produced on 2014-03-10 @ 12:00 PM-->
<link:linkbase xmlns:cass="http://www.cassinfo.com/20131231" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase">
  <link:roleRef roleURI="http://www.cassinfo.com/role/DocumentAndEntityInformation" xlink:href="cass-20131231.xsd#cass-daei1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedBalanceSheets" xlink:href="cass-20131231.xsd#cass-cbs1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="cass-20131231.xsd#cass-cbsp1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfIncome" xlink:href="cass-20131231.xsd#cass-csoi1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:href="cass-20131231.xsd#cass-csoci" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="cass-20131231.xsd#cass-csocf" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfShareholdersEquity" xlink:href="cass-20131231.xsd#cass-csose" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfShareholdersEquityParanthetical" xlink:href="cass-20131231.xsd#cass-csosep" xlink:type="simple" />
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    <link:label xlink:label="lab_dei_EntityFilerCategory.329129" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_EntityFilerCategory.329129">Entity Filer Category</link:label>
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    <link:label xlink:label="lab_dei_EntityPublicFloat.329151" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_EntityPublicFloat.329151">Entity Public Float</link:label>
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    <link:loc xlink:label="loc_EntityWellKnownSeasonedIssuer.180.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:type="locator" />
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    <link:label xlink:label="lab_dei_EntityWellKnownSeasonedIssuer.329145" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_EntityWellKnownSeasonedIssuer.329145">Entity Well-Known Seasoned Issuer</link:label>
    <link:loc xlink:label="loc_TradingSymbol.176.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_TradingSymbol" xlink:type="locator" />
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    <link:label xlink:label="lab_dei_TradingSymbol.329131" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_TradingSymbol.329131">Trading Symbol</link:label>
    <link:loc xlink:label="loc_AccountsPayableAndAccruedLiabilitiesNoncurrent.5666.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesNoncurrent" xlink:type="locator" />
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    <link:label xlink:label="lab_AccountsPayableAndAccruedLiabilitiesNoncurrent.413" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AccountsPayableAndAccruedLiabilitiesNoncurrent.413">Accounts Payable and Accrued Liabilities, Noncurrent</link:label>
    <link:loc xlink:label="loc_AccountsPayableAndAccruedLiabilitiesNoncurrent.5666.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesNoncurrent" xlink:type="locator" />
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    <link:label xlink:label="lab_AccountsPayableAndAccruedLiabilitiesNoncurrent.330924" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AccountsPayableAndAccruedLiabilitiesNoncurrent.330924">Accounts and drafts payable</link:label>
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    <link:loc xlink:label="loc_FederalFundsSoldAndOtherShortTermInvestments.39938.11.8" xlink:href="cass-20131231.xsd#cass_FederalFundsSoldAndOtherShortTermInvestments" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecurities.329171" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecurities.329171">Available-For-Sale Securities</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecurities.6182.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecurities.6182.11.8" xlink:to="lab_us-gaap_AvailableForSaleSecurities.329173" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecurities.329173" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecurities.329173">Securities available-for-sale, at fair value</link:label>
    <link:loc xlink:label="loc_BankOwnedLifeInsurance.6282.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_BankOwnedLifeInsurance.329195" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BankOwnedLifeInsurance.329195">Bank Owned Life Insurance</link:label>
    <link:loc xlink:label="loc_BankOwnedLifeInsurance.6282.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BankOwnedLifeInsurance.6282.11.8" xlink:to="lab_us-gaap_BankOwnedLifeInsurance.329196" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BankOwnedLifeInsurance.329196" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BankOwnedLifeInsurance.329196">Investments in bank-owned life insurance</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.6" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329533" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329533" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329533">Cash and Cash Equivalents, At Carrying Value</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.9" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329536" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329536" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329536">Cash and cash equivalents</link:label>
    <link:loc xlink:label="loc_CashAndDueFromBanks.6815.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndDueFromBanks.6815.11.6" xlink:to="lab_us-gaap_CashAndDueFromBanks.329157" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndDueFromBanks.329157" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndDueFromBanks.329157">Cash and Due From Banks</link:label>
    <link:loc xlink:label="loc_CashAndDueFromBanks.6815.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndDueFromBanks.6815.11.8" xlink:to="lab_us-gaap_CashAndDueFromBanks.329159" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndDueFromBanks.329159" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndDueFromBanks.329159">Cash and due from banks</link:label>
    <link:loc xlink:label="loc_CommonStockValue.7134.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockValue.7134.11.6" xlink:to="lab_us-gaap_CommonStockValue.329244" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CommonStockValue.329244" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockValue.329244">Common Stock, Value, Issued</link:label>
    <link:loc xlink:label="loc_CommonStockValue.7134.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockValue.7134.11.8" xlink:to="lab_us-gaap_CommonStockValue.329245" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CommonStockValue.329245" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockValue.329245">Common stock, par value $.50 per share; 40,000,000 shares authorized, 11,931,147 issued at December 31, 2013 and 2012</link:label>
    <link:loc xlink:label="loc_Deposits.8332.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Deposits.8332.11.6" xlink:to="lab_us-gaap_Deposits.329222" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Deposits.329222" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Deposits.329222">Deposits</link:label>
    <link:loc xlink:label="loc_Deposits.8332.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Deposits.8332.11.9" xlink:to="lab_us-gaap_Deposits.329224" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Deposits.329224" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Deposits.329224">Total deposits</link:label>
    <link:loc xlink:label="loc_Goodwill.10732.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_Goodwill.329200" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Goodwill.329200">Goodwill</link:label>
    <link:loc xlink:label="loc_Goodwill.10732.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Goodwill.10732.11.8" xlink:to="lab_us-gaap_Goodwill.329201" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Goodwill.329201" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Goodwill.329201">Goodwill</link:label>
    <link:loc xlink:label="loc_IntangibleAssetsNetExcludingGoodwill.11570.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntangibleAssetsNetExcludingGoodwill.11570.11.6" xlink:to="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill.329204" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_IntangibleAssetsNetExcludingGoodwill.11570.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntangibleAssetsNetExcludingGoodwill.11570.11.8" xlink:to="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill.329205" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_InterestBearingDepositLiabilities.11782.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_InterestBearingDepositLiabilities.329219" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestBearingDepositLiabilities.329219">Interest-Bearing Deposit Liabilities</link:label>
    <link:loc xlink:label="loc_InterestBearingDepositLiabilities.11782.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestBearingDepositLiabilities.11782.11.8" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities.329220" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestBearingDepositLiabilities.329220" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestBearingDepositLiabilities.329220">Interest-bearing</link:label>
    <link:loc xlink:label="loc_InterestBearingDepositsInBanks.11793.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:type="locator" />
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    <link:loc xlink:label="loc_InterestBearingDepositsInBanks.11793.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:type="locator" />
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    <link:loc xlink:label="loc_LiabilitiesAndStockholdersEquity.12135.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="locator" />
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    <link:loc xlink:label="loc_LiabilitiesAndStockholdersEquityAbstract.3066.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_LoansAndLeasesReceivableAllowance.12562.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance.329181" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableAllowance.329181">Less: Allowance for loan losses</link:label>
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    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.6" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329175" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329175" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329175">Loans and Leases Receivable, Net Of Deferred Income</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.8" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329177" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329177" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome.329177">Loans</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.6" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329185" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329185" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329185">Loans and Leases Receivable, Net Amount</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.9" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329188" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329188" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329188">Loans, net</link:label>
    <link:loc xlink:label="loc_NoninterestBearingDepositLiabilities.13360.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoninterestBearingDepositLiabilities.13360.11.6" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities.329216" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities.329216" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestBearingDepositLiabilities.329216">Noninterest-Bearing Deposit Liabilities</link:label>
    <link:loc xlink:label="loc_NoninterestBearingDepositLiabilities.13360.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoninterestBearingDepositLiabilities.13360.11.8" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities.329217" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities.329217" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestBearingDepositLiabilities.329217">Noninterest-bearing</link:label>
    <link:loc xlink:label="loc_OtherAssets.13839.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherAssets.13839.11.6" xlink:to="lab_us-gaap_OtherAssets.329207" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherAssets.329207" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherAssets.329207">Other Assets</link:label>
    <link:loc xlink:label="loc_OtherAssets.13839.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherAssets.13839.11.8" xlink:to="lab_us-gaap_OtherAssets.329209" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherAssets.329209" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherAssets.329209">Other assets</link:label>
    <link:loc xlink:label="loc_OtherLiabilities.14024.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLiabilities.14024.11.6" xlink:to="lab_us-gaap_OtherLiabilities.329229" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherLiabilities.329229" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherLiabilities.329229">Other Liabilities</link:label>
    <link:loc xlink:label="loc_OtherLiabilities.14024.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLiabilities.14024.11.8" xlink:to="lab_us-gaap_OtherLiabilities.329231" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherLiabilities.329231" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherLiabilities.329231">Other liabilities</link:label>
    <link:loc xlink:label="loc_PreferredStockValue.14687.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockValue.14687.11.6" xlink:to="lab_us-gaap_PreferredStockValue.329239" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockValue.329239" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockValue.329239">Preferred Stock, Value, Issued</link:label>
    <link:loc xlink:label="loc_PreferredStockValue.14687.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockValue.14687.11.8" xlink:to="lab_us-gaap_PreferredStockValue.329240" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockValue.329240" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockValue.329240">Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.6" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet.329189" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet.329189" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentNet.329189">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.8" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet.329191" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet.329191" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentNet.329191">Premises and equipment, net</link:label>
    <link:loc xlink:label="loc_RetainedEarningsAccumulatedDeficit.16058.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsAccumulatedDeficit.16058.11.6" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329251" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329251" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329251">Retained Earnings (Accumulated Deficit)</link:label>
    <link:loc xlink:label="loc_RetainedEarningsAccumulatedDeficit.16058.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsAccumulatedDeficit.16058.11.8" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329252" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329252" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RetainedEarningsAccumulatedDeficit.329252">Retained earnings</link:label>
    <link:loc xlink:label="loc_StatementOfFinancialPositionAbstract.5171.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementOfFinancialPositionAbstract.5171.11.6" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract.329153" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract.329153" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementOfFinancialPositionAbstract.329153">CONSOLIDATED BALANCE SHEETS [Abstract]</link:label>
    <link:loc xlink:label="loc_StockholdersEquity.17302.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquity.17302.11.6" xlink:to="lab_us-gaap_StockholdersEquity.329269" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockholdersEquity.329269" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockholdersEquity.329269">Stockholders' Equity Attributable To Parent</link:label>
    <link:loc xlink:label="loc_StockholdersEquity.17302.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquity.17302.11.9" xlink:to="lab_us-gaap_StockholdersEquity.329271" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockholdersEquity.329271" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockholdersEquity.329271">Total shareholders' equity</link:label>
    <link:loc xlink:label="loc_StockholdersEquityAbstract.5197.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquityAbstract.5197.11.6" xlink:to="lab_us-gaap_StockholdersEquityAbstract.329237" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockholdersEquityAbstract.329237" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockholdersEquityAbstract.329237">Stockholders Equity Attributable To Parent [Abstract]</link:label>
    <link:loc xlink:label="loc_StockholdersEquityAbstract.5197.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_TreasuryStockValue.17716.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockValue" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_TreasuryStockValue.329256" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TreasuryStockValue.329256">Treasury Stock, Value</link:label>
    <link:loc xlink:label="loc_TreasuryStockValue.17716.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockValue" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_TreasuryStockValue.329260" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TreasuryStockValue.329260">Common shares in treasury, at cost (409,667 and 467,316 shares at December 31, 2013 and 2012, respectively)</link:label>
    <link:loc xlink:label="loc_CommonStockParOrStatedValuePerShare.7131.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare.329288" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockParOrStatedValuePerShare.329288">Common Stock, Par Or Stated Value Per Share</link:label>
    <link:loc xlink:label="loc_CommonStockParOrStatedValuePerShare.7131.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare.329289" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockParOrStatedValuePerShare.329289">Common stock, par value (in dollars per share)</link:label>
    <link:loc xlink:label="loc_CommonStockSharesAuthorized.7144.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockSharesAuthorized.329290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockSharesAuthorized.329290">Common Stock, Shares Authorized</link:label>
    <link:loc xlink:label="loc_CommonStockSharesAuthorized.7144.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockSharesIssued.329292" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockSharesIssued.329292">Common Stock, Shares, Issued</link:label>
    <link:loc xlink:label="loc_CommonStockSharesIssued.7136.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockSharesIssued.7136.11.8" xlink:to="lab_us-gaap_CommonStockSharesIssued.329293" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CommonStockSharesIssued.329293" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockSharesIssued.329293">Common stock, shares issued</link:label>
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    <link:labelArc xlink:from="loc_PreferredStockParOrStatedValuePerShare.14668.11.6" xlink:to="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329281" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329281" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329281">Preferred Stock, Par Or Stated Value Per Share</link:label>
    <link:loc xlink:label="loc_PreferredStockParOrStatedValuePerShare.14668.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockParOrStatedValuePerShare.14668.11.8" xlink:to="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329282" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329282" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockParOrStatedValuePerShare.329282">Preferred stock, par value (in dollars per share)</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesAuthorized.14701.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesAuthorized.14701.11.6" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized.329283" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockSharesAuthorized.329283" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockSharesAuthorized.329283">Preferred Stock, Shares Authorized</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesAuthorized.14701.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesAuthorized.14701.11.8" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized.329284" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockSharesAuthorized.329284" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockSharesAuthorized.329284">Preferred stock, shares authorized</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesIssued.14694.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesIssued.14694.11.6" xlink:to="lab_us-gaap_PreferredStockSharesIssued.329285" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockSharesIssued.329285" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockSharesIssued.329285">Preferred Stock, Shares Issued</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesIssued.14694.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesIssued.14694.11.8" xlink:to="lab_us-gaap_PreferredStockSharesIssued.329286" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PreferredStockSharesIssued.329286" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PreferredStockSharesIssued.329286">Preferred stock, shares issued</link:label>
    <link:loc xlink:label="loc_TreasuryStockShares.17707.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockShares" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockShares.17707.11.6" xlink:to="lab_us-gaap_TreasuryStockShares.329295" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TreasuryStockShares.329295" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TreasuryStockShares.329295">Treasury Stock, Shares</link:label>
    <link:loc xlink:label="loc_TreasuryStockShares.17707.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockShares" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockShares.17707.11.8" xlink:to="lab_us-gaap_TreasuryStockShares.329296" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TreasuryStockShares.329296" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TreasuryStockShares.329296">Treasury stock, shares</link:label>
    <link:loc xlink:label="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.6" xlink:href="cass-20131231.xsd#cass_InformationServicesPaymentAndProcessingRevenue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.6" xlink:to="lab_cass_InformationServicesPaymentAndProcessingRevenue.329303" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue.329303" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_InformationServicesPaymentAndProcessingRevenue.329303">Information Services Payment and Processing Revenue</link:label>
    <link:loc xlink:label="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.8" xlink:href="cass-20131231.xsd#cass_InformationServicesPaymentAndProcessingRevenue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.8" xlink:to="lab_cass_InformationServicesPaymentAndProcessingRevenue.329304" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue.329304" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_InformationServicesPaymentAndProcessingRevenue.329304">Information services payment and processing revenue</link:label>
    <link:loc xlink:label="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.12" xlink:href="cass-20131231.xsd#cass_InformationServicesPaymentAndProcessingRevenue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationServicesPaymentAndProcessingRevenue.39943.11.12" xlink:to="lab_cass_InformationServicesPaymentAndProcessingRevenue.329305" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InformationServicesPaymentAndProcessingRevenue.329305" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_InformationServicesPaymentAndProcessingRevenue.329305">Revenue earned from providing services relating to transportation invoice rating, payment, audit, accounting and transportation information to many of the nation's largest companies.</link:label>
    <link:loc xlink:label="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.6" xlink:href="cass-20131231.xsd#cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.6" xlink:to="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329333" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329333" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329333">Interest On Federal Funds Sold and Other Short Term Investments</link:label>
    <link:loc xlink:label="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.28" xlink:href="cass-20131231.xsd#cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.28" xlink:to="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329335" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329335" xlink:role="http://www.xbrl.org/2003/role/zeroVerboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329335">Interest on federal funds sold and other short-term investments</link:label>
    <link:loc xlink:label="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.12" xlink:href="cass-20131231.xsd#cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestOnFederalFundsSoldAndOtherShortTermInvestments.39944.11.12" xlink:to="lab_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments.329337" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_EarningsPerShareBasic.9083.11.15" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:type="locator" />
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    <link:loc xlink:label="loc_EarningsPerShareDiluted.9087.11.15" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:type="locator" />
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    <link:loc xlink:label="loc_EquipmentExpense.9304.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquipmentExpense" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EquipmentExpense.329378" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EquipmentExpense.329378">Equipment Expense</link:label>
    <link:loc xlink:label="loc_EquipmentExpense.9304.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquipmentExpense" xlink:type="locator" />
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    <link:loc xlink:label="loc_FeesAndCommissions.10077.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissions" xlink:type="locator" />
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    <link:loc xlink:label="loc_FeesAndCommissions.10077.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissions" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.11075.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeStatementAbstract.2649.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating.329338" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeOperating.329338">Interest and Dividend Income, Operating</link:label>
    <link:loc xlink:label="loc_InterestAndDividendIncomeOperating.11661.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndDividendIncomeOperating.11661.11.9" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperating.329341" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating.329341" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeOperating.329341">Total interest income</link:label>
    <link:loc xlink:label="loc_InterestAndDividendIncomeOperatingAbstract.2821.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndDividendIncomeOperatingAbstract.2821.11.6" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329321" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329321" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329321">Interest and Dividend Income, Operating [Abstract]</link:label>
    <link:loc xlink:label="loc_InterestAndDividendIncomeOperatingAbstract.2821.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndDividendIncomeOperatingAbstract.2821.11.8" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329322" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329322" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract.329322">Interest Income:</link:label>
    <link:loc xlink:label="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.2842.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.2842.11.6" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329327" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329327" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329327">Interest and Dividend Income, Securities, By Taxable Status [Abstract]</link:label>
    <link:loc xlink:label="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.2842.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.2842.11.8" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329328" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329328" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract.329328">Interest and dividends on securities:</link:label>
    <link:loc xlink:label="loc_InterestAndFeeIncomeLoansAndLeases.11616.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndFeeIncomeLoansAndLeases.11616.11.6" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329323" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329323" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329323">Interest and Fee Income, Loans and Leases</link:label>
    <link:loc xlink:label="loc_InterestAndFeeIncomeLoansAndLeases.11616.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestAndFeeIncomeLoansAndLeases.11616.11.8" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329325" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329325" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases.329325">Interest and fees on loans</link:label>
    <link:loc xlink:label="loc_InterestExpense.11654.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpense.11654.11.6" xlink:to="lab_us-gaap_InterestExpense.329349" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpense.329349" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpense.329349">Interest Expense</link:label>
    <link:loc xlink:label="loc_InterestExpense.11654.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpense.11654.11.9" xlink:to="lab_us-gaap_InterestExpense.329352" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpense.329352" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpense.329352">Total interest expense</link:label>
    <link:loc xlink:label="loc_InterestExpenseAbstract.2834.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseAbstract.2834.11.6" xlink:to="lab_us-gaap_InterestExpenseAbstract.329342" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseAbstract.329342" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseAbstract.329342">Interest Expense [Abstract]</link:label>
    <link:loc xlink:label="loc_InterestExpenseAbstract.2834.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseAbstract.2834.11.8" xlink:to="lab_us-gaap_InterestExpenseAbstract.329343" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseAbstract.329343" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseAbstract.329343">Interest Expense:</link:label>
    <link:loc xlink:label="loc_InterestExpenseDeposits.11709.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseDeposits.11709.11.6" xlink:to="lab_us-gaap_InterestExpenseDeposits.329344" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseDeposits.329344" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseDeposits.329344">Interest Expense, Deposits</link:label>
    <link:loc xlink:label="loc_InterestExpenseDeposits.11709.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseDeposits.11709.11.8" xlink:to="lab_us-gaap_InterestExpenseDeposits.329345" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseDeposits.329345" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseDeposits.329345">Interest on deposits</link:label>
    <link:loc xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.9" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329365" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329365" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329365">Net interest income after provision for loan losses</link:label>
    <link:loc xlink:label="loc_InterestIncomeExpenseNet.11727.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseNet.11727.11.6" xlink:to="lab_us-gaap_InterestIncomeExpenseNet.329353" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseNet.329353" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseNet.329353">Interest Income (Expense), Net</link:label>
    <link:loc xlink:label="loc_InterestIncomeExpenseNet.11727.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseNet.11727.11.9" xlink:to="lab_us-gaap_InterestIncomeExpenseNet.329356" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseNet.329356" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseNet.329356">Net interest income</link:label>
    <link:loc xlink:label="loc_InterestIncomeSecuritiesTaxable.11780.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable.329329" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeSecuritiesTaxable.329329">Interest Income, Securities, Taxable</link:label>
    <link:loc xlink:label="loc_InterestIncomeSecuritiesTaxable.11780.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable.329330" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeSecuritiesTaxable.329330">Taxable</link:label>
    <link:loc xlink:label="loc_InterestIncomeSecuritiesTaxExempt.11798.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt.329331" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeSecuritiesTaxExempt.329331">Interest Income, Securities, Tax Exempt</link:label>
    <link:loc xlink:label="loc_InterestIncomeSecuritiesTaxExempt.11798.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:type="locator" />
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    <link:loc xlink:label="loc_LaborAndRelatedExpense.12056.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_LaborAndRelatedExpense.329374" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LaborAndRelatedExpense.329374">Salaries and employee benefits</link:label>
    <link:loc xlink:label="loc_NoninterestExpense.13363.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpense" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_NoninterestExpense.329390" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestExpense.329390">Total operating expense</link:label>
    <link:loc xlink:label="loc_NoninterestExpenseAbstract.3577.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_NoninterestExpenseAbstract.3577.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_NoninterestIncome.13366.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncome" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_NoninterestIncome.329317" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestIncome.329317">Noninterest Income</link:label>
    <link:loc xlink:label="loc_NoninterestIncome.13366.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncome" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_NoninterestIncome.329320" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestIncome.329320">Total fee revenue and other income</link:label>
    <link:loc xlink:label="loc_NoninterestIncomeOther.13367.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:type="locator" />
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    <link:loc xlink:label="loc_RevenuesAbstract.4680.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RevenuesAbstract" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax.13724.11.6" xlink:to="lab_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax.13086" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax.13724.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.13655.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.13655.11.6" xlink:to="lab_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.12960" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.13768.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.13768.11.6" xlink:to="lab_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.13156" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.13768.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.13768.11.52" xlink:to="lab_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax.267009" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax.13760.11.6" xlink:to="lab_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax.13143" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax.13760.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax.13922.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax.13916.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax.13916.11.8" xlink:to="lab_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax.329432" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax.329432" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax.329432">Foreign currency translation adjustments</link:label>
    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.3888.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.3888.11.6" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329418" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329418" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329418">Other Comprehensive Income (Loss), Net Of Tax, Portion Attributable To Parent [Abstract]</link:label>
    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.3888.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.3888.11.8" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329419" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329419" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract.329419">Other comprehensive income:</link:label>
    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.13655.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.13655.11.8" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.379290" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.379290" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax.379290">Tax effect</link:label>
    <link:loc xlink:label="loc_StatementOfIncomeAndComprehensiveIncomeAbstract.5170.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementOfIncomeAndComprehensiveIncomeAbstract.5170.11.6" xlink:to="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract.329414" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract.329414" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract.329414">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]</link:label>
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    <link:labelArc xlink:from="loc_IncreaseDecreaseInNonInterestBearingDemandDeposits.39946.11.6" xlink:to="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329503" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329503" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329503">Increase (Decrease) In Non Interest Bearing Demand Deposits</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInNonInterestBearingDemandDeposits.39946.11.8" xlink:href="cass-20131231.xsd#cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInNonInterestBearingDemandDeposits.39946.11.8" xlink:to="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329504" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329504" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329504">Net (decrease) increase in noninterest-bearing demand deposits</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInNonInterestBearingDemandDeposits.39946.11.12" xlink:href="cass-20131231.xsd#cass_IncreaseDecreaseInNonInterestBearingDemandDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInNonInterestBearingDemandDeposits.39946.11.12" xlink:to="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329505" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329505" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits.329505">Net change during the reporting period in noninterest-bearing demand deposits.</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.6" xlink:href="cass-20131231.xsd#cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.6" xlink:to="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329484" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329484" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329484">(Increase) Decrease In Payments In Excess Of Funding</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.52" xlink:href="cass-20131231.xsd#cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.52" xlink:to="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329487" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329487" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329487">Increase in payments in excess of funding</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.12" xlink:href="cass-20131231.xsd#cass_IncreaseDecreaseInPaymentsInExcessOfFunding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPaymentsInExcessOfFunding.39945.11.12" xlink:to="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329486" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329486" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncreaseDecreaseInPaymentsInExcessOfFunding.329486">Net change during the reporting period in the carrying amount of payments in excess of funding.</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInDemandDeposits.11293.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInDemandDeposits.11293.11.6" xlink:to="lab_IncreaseDecreaseInDemandDeposits.9172" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_IncreaseDecreaseInDemandDeposits.9172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_IncreaseDecreaseInDemandDeposits.9172">Increase (Decrease) in Demand Deposits</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInDemandDeposits.11293.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInDemandDeposits.11293.11.8" xlink:to="lab_IncreaseDecreaseInDemandDeposits.330923" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_IncreaseDecreaseInDemandDeposits.330923" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_IncreaseDecreaseInDemandDeposits.330923">Net increase in interest-bearing demand and savings deposits</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.9" xlink:to="lab_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330919" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330919" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330919">Net cash provided by (used in) financing activities</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.6" xlink:to="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.12298" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.12298" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.12298">Net Cash Provided by (Used in) Investing Activities, Continuing Operations</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.9" xlink:to="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.330915" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.330915" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.330915">Net cash provided by (used in) investing activities</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.5841.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.5841.11.6" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329459" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329459" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329459">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.5841.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.5841.11.8" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329460" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329460" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities.329460">Other operating activities, net</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.8" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329443" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329532" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329532">Net increase (decrease) in cash and cash equivalents</link:label>
    <link:loc xlink:label="loc_DeferredIncomeTaxExpenseBenefit.7887.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredIncomeTaxExpenseBenefit.7887.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit.329453" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit.329453">Deferred income tax expense</link:label>
    <link:loc xlink:label="loc_DepreciationAmortizationAndAccretionNet.8351.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:type="locator" />
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    <link:loc xlink:label="loc_DepreciationAmortizationAndAccretionNet.8351.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepreciationAmortizationAndAccretionNet.8351.11.8" xlink:to="lab_us-gaap_DepreciationAmortizationAndAccretionNet.329445" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet.329445" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepreciationAmortizationAndAccretionNet.329445">Depreciation and amortization</link:label>
    <link:loc xlink:label="loc_GainLossOnSaleOfSecuritiesNet.10649.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GainLossOnSaleOfSecuritiesNet.10649.11.52" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329313" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329313" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329313">Net gains on sales of securities</link:label>
    <link:loc xlink:label="loc_IncomeTaxesPaidNet.11177.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxesPaidNet.11177.11.6" xlink:to="lab_us-gaap_IncomeTaxesPaidNet.329544" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncomeTaxesPaidNet.329544" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxesPaidNet.329544">Income Taxes Paid, Net</link:label>
    <link:loc xlink:label="loc_IncomeTaxesPaidNet.11177.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxesPaidNet.11177.11.8" xlink:to="lab_us-gaap_IncomeTaxesPaidNet.329545" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncomeTaxesPaidNet.329545" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxesPaidNet.329545">Cash paid for income taxes</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable.11238.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable.11238.11.6" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329454" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329454" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329454">Increase (Decrease) In Accrued Income Taxes Payable</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable.11238.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable.11238.11.8" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329455" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329455" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable.329455">(Decrease) increase in income tax liability</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPensionPlanObligations.11450.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPensionPlanObligations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPensionPlanObligations.11450.11.6" xlink:to="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329457" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329457" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329457">Increase (Decrease) In Pension Plan Obligations</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPensionPlanObligations.11450.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPensionPlanObligations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPensionPlanObligations.11450.11.8" xlink:to="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329458" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329458" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInPensionPlanObligations.329458">Increase (decrease) in pension liability</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInTimeDeposits.11468.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInTimeDeposits.11468.11.6" xlink:to="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329509" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329509" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329509">Increase (Decrease) In Time Deposits</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInTimeDeposits.11468.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInTimeDeposits.11468.11.8" xlink:to="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329510" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329510" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInTimeDeposits.329510">Net decrease in time deposits</link:label>
    <link:loc xlink:label="loc_InterestPaidNet.11755.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPaidNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestPaidNet.11755.11.6" xlink:to="lab_us-gaap_InterestPaidNet.329541" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestPaidNet.329541" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestPaidNet.329541">Interest Paid, Net</link:label>
    <link:loc xlink:label="loc_InterestPaidNet.11755.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPaidNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestPaidNet.11755.11.8" xlink:to="lab_us-gaap_InterestPaidNet.329542" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestPaidNet.329542" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestPaidNet.329542">Cash paid for interest</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329502" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329502" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329502">Cash Flows From Financing Activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329467" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329467" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329467">Cash Flows From Investing Activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329439" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329439" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329439">Cash Flows From Operating Activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.9" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330795" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330795" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330795">Net cash provided by operating activities</link:label>
    <link:loc xlink:label="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.52" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329482" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329482" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329482">Net decrease (increase) in loans</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsCommonStock.14340.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsCommonStock.14340.11.52" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock.329519" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock.329519" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsOfDividendsCommonStock.329519">Cash dividends paid</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.52" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329478" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329478" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329478">Purchase of securities available-for-sale</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireBusinessesGross.14339.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesGross.329493" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquireBusinessesGross.329493">Payments To Acquire Businesses, Gross</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireBusinessesGross.14339.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesGross.329495" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquireBusinessesGross.329495">Environmental management acquisition</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquirePropertyPlantAndEquipment.14347.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329491" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329491">Purchases of premises and equipment, net</link:label>
    <link:loc xlink:label="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities.15016.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities.15016.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_ProceedsFromPaymentsForOtherFinancingActivities.14909.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329525" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329525">Other financing activities, net</link:label>
    <link:loc xlink:label="loc_ProceedsFromSaleOfAvailableForSaleSecurities.15087.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ShareBasedCompensation.329449" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensation.329449">Stock-based compensation expense</link:label>
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossNetOfTax.13660.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax.13764.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax.13764.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_AccumulatedOtherComprehensiveIncomeMember.466.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_AdditionalPaidInCapitalMember.485.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember.329554" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdditionalPaidInCapitalMember.329554">Additional Paid-In Capital [Member]</link:label>
    <link:loc xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.5844.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue.5844.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_CommonStockMember.1087.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_DividendsCommonStockCash.9006.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_ImpairmentOfLoansPolicyPolicyTextBlock.39953.11.8" xlink:to="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329691" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329691" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329691">Impairment of Loans</link:label>
    <link:loc xlink:label="loc_ImpairmentOfLoansPolicyPolicyTextBlock.39953.11.12" xlink:href="cass-20131231.xsd#cass_ImpairmentOfLoansPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairmentOfLoansPolicyPolicyTextBlock.39953.11.12" xlink:to="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329690" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329690" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_ImpairmentOfLoansPolicyPolicyTextBlock.329690">Disclosure of accounting policy for impairment of loans.</link:label>
    <link:loc xlink:label="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.6" xlink:href="cass-20131231.xsd#cass_TreasuryStockPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.6" xlink:to="lab_cass_TreasuryStockPolicyPolicyTextBlock.329681" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TreasuryStockPolicyPolicyTextBlock.329681" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_TreasuryStockPolicyPolicyTextBlock.329681">Treasury Stock, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.8" xlink:href="cass-20131231.xsd#cass_TreasuryStockPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.8" xlink:to="lab_cass_TreasuryStockPolicyPolicyTextBlock.329683" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TreasuryStockPolicyPolicyTextBlock.329683" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_TreasuryStockPolicyPolicyTextBlock.329683">Treasury Stock</link:label>
    <link:loc xlink:label="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.12" xlink:href="cass-20131231.xsd#cass_TreasuryStockPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockPolicyPolicyTextBlock.39951.11.12" xlink:to="lab_cass_TreasuryStockPolicyPolicyTextBlock.329682" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TreasuryStockPolicyPolicyTextBlock.329682" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_TreasuryStockPolicyPolicyTextBlock.329682">Disclosure of accounting policy for an entity's treasury stock, including the average cost per share, carrying basis for each class of treasury stock, description of share repurchase program authorized by an entity's board of directors, the number of shares repurchased, the cost of the shares repurchased, the remaining maximum dollar value of shares available for repurchase under the program, the treatment of the purchase price in excess of the current market value, number of shares held for each class of treasury stock, and other information necessary to a fair presentation.</link:label>
    <link:loc xlink:label="loc_EquityMethodInvestmentsPolicy.9363.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityMethodInvestmentsPolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquityMethodInvestmentsPolicy.9363.11.6" xlink:to="lab_EquityMethodInvestmentsPolicy.6157" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_EquityMethodInvestmentsPolicy.6157" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_EquityMethodInvestmentsPolicy.6157">Equity Method Investments, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_EquityMethodInvestmentsPolicy.9363.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityMethodInvestmentsPolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquityMethodInvestmentsPolicy.9363.11.8" xlink:to="lab_EquityMethodInvestmentsPolicy.330938" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_EquityMethodInvestmentsPolicy.330938" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_EquityMethodInvestmentsPolicy.330938">Non-marketable Equity Investments</link:label>
    <link:loc xlink:label="loc_FinanceLoansAndLeasesReceivablePolicy.10091.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinanceLoansAndLeasesReceivablePolicy.10091.11.6" xlink:to="lab_FinanceLoansAndLeasesReceivablePolicy.7292" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinanceLoansAndLeasesReceivablePolicy.7292" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinanceLoansAndLeasesReceivablePolicy.7292">Finance, Loans and Leases Receivable, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_SummaryOfOperationsPolicyTextBlock.40090.11.6" xlink:href="cass-20131231.xsd#cass_SummaryOfOperationsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SummaryOfOperationsPolicyTextBlock.40090.11.6" xlink:to="lab_SummaryOfOperationsPolicyTextBlock.330941" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SummaryOfOperationsPolicyTextBlock.330941" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_SummaryOfOperationsPolicyTextBlock.330941">Summary Of Operations [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_SummaryOfOperationsPolicyTextBlock.40090.11.7" xlink:href="cass-20131231.xsd#cass_SummaryOfOperationsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SummaryOfOperationsPolicyTextBlock.40090.11.7" xlink:to="lab_SummaryOfOperationsPolicyTextBlock.330943" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SummaryOfOperationsPolicyTextBlock.330943" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_SummaryOfOperationsPolicyTextBlock.330943">Summary of Operations</link:label>
    <link:loc xlink:label="loc_SummaryOfOperationsPolicyTextBlock.40090.11.12" xlink:href="cass-20131231.xsd#cass_SummaryOfOperationsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SummaryOfOperationsPolicyTextBlock.40090.11.12" xlink:to="lab_SummaryOfOperationsPolicyTextBlock.330942" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SummaryOfOperationsPolicyTextBlock.330942" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_SummaryOfOperationsPolicyTextBlock.330942">Summary of Operations.</link:label>
    <link:loc xlink:label="loc_BasisOfAccountingPolicyPolicyTextBlock.6323.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BasisOfAccountingPolicyPolicyTextBlock.6323.11.6" xlink:to="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329663" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329663">Basis Of Accounting, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_BasisOfAccountingPolicyPolicyTextBlock.6323.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BasisOfAccountingPolicyPolicyTextBlock.6323.11.8" xlink:to="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329664" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329664" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock.329664">Basis of Presentation</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsPolicyTextBlock.6844.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsPolicyTextBlock.6844.11.6" xlink:to="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329667" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329667" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329667">Cash and Cash Equivalents, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsPolicyTextBlock.6844.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsPolicyTextBlock.6844.11.8" xlink:to="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329668" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329668" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock.329668">Cash and Cash Equivalents</link:label>
    <link:loc xlink:label="loc_ComprehensiveIncomePolicyPolicyTextBlock.7189.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ComprehensiveIncomePolicyPolicyTextBlock.7189.11.6" xlink:to="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329684" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329684" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329684">Comprehensive Income, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_ComprehensiveIncomePolicyPolicyTextBlock.7189.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ComprehensiveIncomePolicyPolicyTextBlock.7189.11.8" xlink:to="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329685" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329685" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock.329685">Comprehensive Income</link:label>
    <link:loc xlink:label="loc_EarningsPerSharePolicyTextBlock.9080.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerSharePolicyTextBlock.9080.11.6" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock.329696" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock.329696" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerSharePolicyTextBlock.329696">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_EarningsPerSharePolicyTextBlock.9080.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerSharePolicyTextBlock.9080.11.8" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock.329697" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock.329697" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerSharePolicyTextBlock.329697">Earnings Per Share</link:label>
    <link:loc xlink:label="loc_FairValueMeasurementPolicyPolicyTextBlock.9608.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueMeasurementPolicyPolicyTextBlock.9608.11.6" xlink:to="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329702" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329702" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329702">Fair Value Measurement, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_FairValueMeasurementPolicyPolicyTextBlock.9608.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueMeasurementPolicyPolicyTextBlock.9608.11.8" xlink:to="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329703" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329703" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock.329703">Fair Value Measurements</link:label>
    <link:loc xlink:label="loc_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.10088.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.10088.11.6" xlink:to="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329679" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329679" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329679">Finance, Loan and Lease Receivables, Held For Investments, Foreclosed Assets Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.10088.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.10088.11.8" xlink:to="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329680" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329680" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy.329680">Foreclosed Assets</link:label>
    <link:loc xlink:label="loc_FinanceLoansAndLeasesReceivablePolicy.10091.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinanceLoansAndLeasesReceivablePolicy.10091.11.8" xlink:to="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy.330940" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy.330940" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy.330940">Loans</link:label>
    <link:loc xlink:label="loc_GoodwillAndIntangibleAssetsPolicyTextBlock.10726.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillAndIntangibleAssetsPolicyTextBlock.10726.11.6" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329675" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329675" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329675">Goodwill and Intangible Assets, Policy [Policy Text Block]</link:label>
    <link:loc xlink:label="loc_GoodwillAndIntangibleAssetsPolicyTextBlock.10726.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillAndIntangibleAssetsPolicyTextBlock.10726.11.8" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329676" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329676" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock.329676">Intangible Assets</link:label>
    <link:loc xlink:label="loc_IncomeTaxPolicyTextBlock.11196.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxPolicyTextBlock.11196.11.6" xlink:to="lab_us-gaap_IncomeTaxPolicyTextBlock.329694" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_IncomeTaxPolicyTextBlock.11196.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.39956.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.39956.11.6" xlink:to="lab_cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.329720" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.39956.11.8" xlink:href="cass-20131231.xsd#cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock.39956.11.12" xlink:href="cass-20131231.xsd#cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfLoanCategoriesTableTextBlock.39955.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfLoanCategoriesTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329715" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329715">Schedule Of Loan Categories [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfLoanCategoriesTableTextBlock.39955.11.8" xlink:href="cass-20131231.xsd#cass_ScheduleOfLoanCategoriesTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329716" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329716">Summary of Loan Categories</link:label>
    <link:loc xlink:label="loc_ScheduleOfLoanCategoriesTableTextBlock.39955.11.12" xlink:href="cass-20131231.xsd#cass_ScheduleOfLoanCategoriesTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329717" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfLoanCategoriesTableTextBlock.329717">Tabular disclosure for loan categories.</link:label>
    <link:loc xlink:label="loc_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.5935.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.5935.11.6" xlink:to="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.329725" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.5935.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ImpairedFinancingReceivablesTableTextBlock.10983.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock.329723" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock.329723">Impaired Financing Receivables [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivablesTableTextBlock.10983.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock.329724" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock.329724">Schedule of Recorded Investment and Unpaid Principal Balance for Impaired Loans</link:label>
    <link:loc xlink:label="loc_ScheduleOfDebtTableTextBlock.16363.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ScheduleOfDebtTableTextBlock.329718" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ScheduleOfDebtTableTextBlock.329718">Schedule Of Debt [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfDebtTableTextBlock.16363.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ScheduleOfDebtTableTextBlock.329719" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ScheduleOfDebtTableTextBlock.329719">Schedule of the Aging Loans by Loan Categories</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentTextBlock.15219.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_PropertyPlantAndEquipmentTextBlock.15219.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock.16405.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock.16405.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock.16375.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock.16375.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock.329732" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock.329732">Schedule of Company's Intangible Assets</link:label>
    <link:loc xlink:label="loc_ScheduleOfInterestBearingDepositsTableTextBlock.39957.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfInterestBearingDepositsTableTextBlock.329733" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfInterestBearingDepositsTableTextBlock.329733">Schedule Of Interest Bearing Deposits [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfInterestBearingDepositsTableTextBlock.39957.11.8" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfInterestBearingDepositsTableTextBlock.39957.11.12" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfInterestExpenseOnDepositsTableTextBlock.39958.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock.329736" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock.329736">Schedule Of Interest Expense On Deposits [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfInterestExpenseOnDepositsTableTextBlock.39958.11.8" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock.329738" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock.329738">Schedule of Interest on Deposits</link:label>
    <link:loc xlink:label="loc_ScheduleOfInterestExpenseOnDepositsTableTextBlock.39958.11.12" xlink:href="cass-20131231.xsd#cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfMaturitiesOfTimeDepositsTableTextBlock.39959.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfMaturitiesOfTimeDepositsTableTextBlock" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.39962.11.8" xlink:to="lab_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.329756" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.39962.11.12" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.329755" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock.329755">Tabular disclosure for assumptions used calculating benefit obligation.</link:label>
    <link:loc xlink:label="loc_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock.39965.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock.329765" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock.329765">Schedule Of Assumed Long Term Rate Of Return On Assets [Table Text Block]</link:label>
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    <link:labelArc xlink:from="loc_ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock.39968.11.6" xlink:to="lab_cass_ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock.329776" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock.39964.11.6" xlink:to="lab_cass_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock.329762" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock.39964.11.8" xlink:href="cass-20131231.xsd#cass_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock.39966.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfNetPeriodicPensionCostsTableTextBlock.39963.11.6" xlink:href="cass-20131231.xsd#cass_ScheduleOfNetPeriodicPensionCostsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock.16379.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock.16383.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock.16383.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueByBalanceSheetGroupingTextBlock.9796.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfSegmentReportingInformationBySegmentTextBlock.16522.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_LeaseholdImprovementsMember.3031.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentUsefulLife.15201.11.8" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife.329833" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife.329833" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife.329833">Estimated useful lives</link:label>
    <link:loc xlink:label="loc_BuildingMember.743.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BuildingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BuildingMember.743.11.7" xlink:to="us-gaap_BuildingMember_lbl.186251" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_BuildingMember_lbl.186251" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_BuildingMember_lbl.186251">Buildings [Member]</link:label>
    <link:loc xlink:label="loc_CassCommercialBankMember.39974.11.6" xlink:href="cass-20131231.xsd#cass_CassCommercialBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CassCommercialBankMember.39974.11.6" xlink:to="lab_cass_CassCommercialBankMember.329842" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CassCommercialBankMember.329842" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CassCommercialBankMember.329842">Cass Commercial Bank [Member]</link:label>
    <link:loc xlink:label="loc_CassInformationSystemsIncMember.39973.11.6" xlink:href="cass-20131231.xsd#cass_CassInformationSystemsIncMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CassInformationSystemsIncMember.39973.11.6" xlink:to="lab_CassInformationSystemsIncMember.329841" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CassInformationSystemsIncMember.329841" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_CassInformationSystemsIncMember.329841">Cass Information Systems Inc. [Member]</link:label>
    <link:loc xlink:label="loc_Capital.6658.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Capital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Capital.6658.11.6" xlink:to="lab_us-gaap_Capital.329843" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Capital.329843" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Capital.329843">Capital</link:label>
    <link:loc xlink:label="loc_Capital.6658.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Capital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Capital.6658.11.8" xlink:to="lab_us-gaap_Capital.329844" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Capital.329844" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Capital.329844">Total capital (to risk-weighted assets), actual amount</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacy.6730.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacy.6730.11.6" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329855" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329855" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329855">Capital Required For Capital Adequacy</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacy.6730.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacy.6730.11.8" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329856" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329856" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredForCapitalAdequacy.329856">Total capital (to risk-weighted assets), capital requirements amount</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.6" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329861" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329861" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329861">Capital Required For Capital Adequacy To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.8" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329862" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329862" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329862">Total capital (to risk-weighted assets), capital requirements ratio</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalized.6733.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalized.6733.11.6" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329867" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329867" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329867">Capital Required To Be Well Capitalized</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalized.6733.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalized.6733.11.8" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329868" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329868" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredToBeWellCapitalized.329868">Total capital (to risk-weighted assets), requirement to be well capitalized amount</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.6" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329873" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329873" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329873">Capital Required To Be Well Capitalized To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.8" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329874" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329874" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329874">Total capital (to risk-weighted assets), requirement to be well capitalized ratio</link:label>
    <link:loc xlink:label="loc_CapitalToRiskWeightedAssets.6738.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalToRiskWeightedAssets.6738.11.6" xlink:to="lab_us-gaap_CapitalToRiskWeightedAssets.329849" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets.329849" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalToRiskWeightedAssets.329849">Capital To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_CapitalToRiskWeightedAssets.6738.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalToRiskWeightedAssets.6738.11.8" xlink:to="lab_us-gaap_CapitalToRiskWeightedAssets.329850" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets.329850" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CapitalToRiskWeightedAssets.329850">Total capital (to risk-weighted assets), actual ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapital.17530.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapital.17530.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapital.329847" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapital.329847" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapital.329847">Tier One Leverage Capital</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapital.17530.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapital.17530.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapital.329848" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapital.329848" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapital.329848">Tier I capital (to average assets), actual amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329859" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329859" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329859">Tier One Leverage Capital Required For Capital Adequacy</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329860" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329860" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy.329860">Tier I capital (to average assets), capital requirements amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329865" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329865" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329865">Tier One Leverage Capital Required For Capital Adequacy To Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329866" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329866" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.329866">Tier I capital (to average assets), capital requirements ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329871" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329871" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329871">Tier One Leverage Capital Required To Be Well Capitalized</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329872" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329872" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized.329872">Tier I capital (to average assets), requirement to be well capitalized amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329877" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329877" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329877">Tier One Leverage Capital Required To Be Well Capitalized To Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329878" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329878" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.329878">Tier I capital (to average assets), requirement to be well capitalized ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalToAverageAssets.17528.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalToAverageAssets.17528.11.6" xlink:to="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329853" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329853" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329853">Tier One Leverage Capital To Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalToAverageAssets.17528.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalToAverageAssets.17528.11.8" xlink:to="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329854" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329854" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets.329854">Tier I capital (to average assets), actual ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapital.17529.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapital.17529.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapital.329845" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapital.329845" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapital.329845">Tier One Risk Based Capital</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapital.17529.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapital.17529.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapital.329846" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapital.329846" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapital.329846">Tier I capital (to risk-weighted assets), actual amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329857" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329857" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329857">Tier One Risk Based Capital Required For Capital Adequacy</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329858" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329858" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.329858">Tier I capital (to risk-weighted assets), capital requirements amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329863" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329863" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329863">Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329864" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329864" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.329864">Tier I capital (to risk-weighted assets), capital requirements ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329869" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329869" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329869">Tier One Risk Based Capital Required To Be Well Capitalized</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329870" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329870" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.329870">Tier I capital (to risk-weighted assets), requirement to be well capitalized amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329875" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329875" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329875">Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329876" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329876" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.329876">Tier I capital (to risk-weighted assets), requirement to be well capitalized ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.6" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329851" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329851" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329851">Tier One Risk Based Capital To Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.8" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329852" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329852" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets.329852">Tier I capital (to risk-weighted assets), actual ratio</link:label>
    <link:loc xlink:label="loc_RetainedEarningsUnappropriated.16051.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsUnappropriated" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsUnappropriated.16051.11.7" xlink:to="lab_RetainedEarningsUnappropriated.188217.330971" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RetainedEarningsUnappropriated.188217.330971" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_RetainedEarningsUnappropriated.188217.330971">Unappropriated retained earnings</link:label>
    <link:loc xlink:label="loc_RetainedEarningsUnappropriated.16051.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsUnappropriated" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsUnappropriated.16051.11.6" xlink:to="lab_us-gaap_RetainedEarningsUnappropriated.329879" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_RetainedEarningsUnappropriated.329879" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RetainedEarningsUnappropriated.329879">Retained Earnings, Unappropriated</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesWriteOffs.5943.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossesWriteOffs.5943.11.7" xlink:to="lab_AllowanceForLoanAndLeaseLossesWriteOffs.330980" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossesWriteOffs.330980" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossesWriteOffs.330980">Charge off amount</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.6" xlink:to="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.900" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.900" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.900">Allowance for Loan and Lease Loss, Recovery of Bad Debts</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.7" xlink:to="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330984" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330984" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330984">Impaired loans</link:label>
    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoans.40006.11.6" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeRecognizedOnNonaccrualLoans.40006.11.6" xlink:to="lab_cass_IncomeRecognizedOnNonaccrualLoans.330049" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeRecognizedOnNonaccrualLoans.330049" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeRecognizedOnNonaccrualLoans.330049">Income Recognized On Nonaccrual Loans</link:label>
    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoans.40006.11.8" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoans" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoans.40006.11.12" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoans" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.40005.11.6" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.40005.11.6" xlink:to="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330046" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.40005.11.8" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330048" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330048">Income recognized on nonaccrual loans under original terms of contract</link:label>
    <link:loc xlink:label="loc_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.40005.11.12" xlink:href="cass-20131231.xsd#cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.40005.11.12" xlink:to="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330047" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330047" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract.330047">Amount of income recognized on nonaccrual loans under original term of contracts.</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsPreModificationRecordedInvestment2.10254.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsPreModificationRecordedInvestment2.10254.11.6" xlink:to="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.7525" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.7525" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.7525">Financing Receivable, Modifications, Pre-Modification Recorded Investment</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsPreModificationRecordedInvestment2.10254.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsPreModificationRecordedInvestment2.10254.11.7" xlink:to="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.330983" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.330983" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableModificationsPreModificationRecordedInvestment2.330983">Pre-modification loan balance</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.6" xlink:to="lab_FinancingReceivableModificationsRecordedInvestment.7537" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableModificationsRecordedInvestment.7537" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableModificationsRecordedInvestment.7537">Financing Receivable, Modifications, Recorded Investment</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.7" xlink:to="lab_FinancingReceivableModificationsRecordedInvestment.330982" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableModificationsRecordedInvestment.330982" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableModificationsRecordedInvestment.330982">Loans classified as troubled debt restructuring</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmountOther.12629.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountOther" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountOther.12629.11.6" xlink:to="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.11225" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.11225" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.11225">Loans and Leases Receivable, Gross, Carrying Amount, Other</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmountOther.12629.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountOther" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountOther.12629.11.7" xlink:to="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.251373" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.251373" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableGrossCarryingAmountOther.251373">Fair value of loan receivable</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.12596.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.12596.11.6" xlink:to="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.11181" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.11181" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.11181">Loans and Leases Receivable, Nonperforming, Accrual of Interest</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.12596.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest.12596.11.7" xlink:to="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest7.251368" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest7.251368" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest7.251368">Delinquent loans still accruing interest</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.6" xlink:to="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.11213" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.11213" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.11213">Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.7" xlink:to="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.330981" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.330981" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.330981">Nonaccrual loans</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.12555.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.12555.11.6" xlink:to="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.11116" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.11116" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.11116">Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.12555.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.12555.11.8" xlink:to="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.330985" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.330985" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered.330985">Foreclosed loans value</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableOther.12591.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableOther" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableOther.12591.11.6" xlink:to="lab_LoansAndLeasesReceivableOther.11171" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableOther.11171" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableOther.11171">Loans and Leases Receivable, Gross, Other</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableOther.12591.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableOther" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableOther.12591.11.7" xlink:to="lab_LoansAndLeasesReceivableOther.251372" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableOther.251372" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableOther.251372">Loan receivable amount from nonaccrual loan</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRelatedParties.12592.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRelatedParties.12592.11.6" xlink:to="lab_LoansAndLeasesReceivableRelatedParties.11172" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableRelatedParties.11172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableRelatedParties.11172">Loans and Leases Receivable, Related Parties</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRelatedParties.12592.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRelatedParties.12592.11.8" xlink:to="lab_LoansAndLeasesReceivableRelatedParties.330988" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableRelatedParties.330988" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableRelatedParties.330988">Loans to affiliates</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.12585.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.12585.11.6" xlink:to="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.11163" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.11163" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.11163">Loans and Leases Receivable, Related Parties, Period Increase (Decrease)</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.12585.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.12585.11.8" xlink:to="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.330987" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.330987" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease.330987">Loans to affiliates, decrease</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesWriteOffs.5943.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs.330011" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs.330011">Allowance For Loan and Lease Losses, Write-Offs</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.6" xlink:to="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330044" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330044" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330044">Impaired Financing Receivable, Average Recorded Investment</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.8" xlink:to="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330045" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330045" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment.330045">Average balance of impaired loans</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.6" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330005" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330005" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330005">Impaired Financing Receivable, Recorded Investment</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.8" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330006" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330006" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment.330006">Fair value of impaired loan</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.6" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330009" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330009" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330009">Impaired Financing Receivable, Related Allowance</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.8" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330010" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330010" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance.330010">Impaired loans, allowance for loan losses</link:label>
    <link:loc xlink:label="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.5779.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.5779.11.7" xlink:to="lab_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.344964.331022" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.344964.331022" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.344964.331022">Less accumulated depreciation</link:label>
    <link:loc xlink:label="loc_InternallyDevelopedSoftwareMember.40009.11.6" xlink:href="cass-20131231.xsd#cass_InternallyDevelopedSoftwareMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InternallyDevelopedSoftwareMember.40009.11.6" xlink:to="lab_cass_InternallyDevelopedSoftwareMember.330063" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InternallyDevelopedSoftwareMember.330063" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_InternallyDevelopedSoftwareMember.330063">Internally Developed Software [Member]</link:label>
    <link:loc xlink:label="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.5779.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.5779.11.6" xlink:to="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.330067" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.330067" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment.330067">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
    <link:loc xlink:label="loc_BuildingMember.743.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BuildingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BuildingMember.743.11.6" xlink:to="lab_us-gaap_BuildingMember.329820" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BuildingMember.329820" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BuildingMember.329820">Building [Member]</link:label>
    <link:loc xlink:label="loc_FurnitureAndFixturesMember.2394.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FurnitureAndFixturesMember.2394.11.6" xlink:to="lab_us-gaap_FurnitureAndFixturesMember.330061" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FurnitureAndFixturesMember.330061" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FurnitureAndFixturesMember.330061">Furniture and Fixtures [Member]</link:label>
    <link:loc xlink:label="loc_LandMember.3026.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LandMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LandMember.3026.11.6" xlink:to="lab_us-gaap_LandMember.330060" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LandMember.330060" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LandMember.330060">Land [Member]</link:label>
    <link:loc xlink:label="loc_LeaseholdsAndLeaseholdImprovementsMember.3032.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LeaseholdsAndLeaseholdImprovementsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LeaseholdsAndLeaseholdImprovementsMember.3032.11.6" xlink:to="lab_us-gaap_LeaseholdsAndLeaseholdImprovementsMember.329821" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LeaseholdsAndLeaseholdImprovementsMember.329821" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LeaseholdsAndLeaseholdImprovementsMember.329821">Leaseholds and Leasehold Improvements [Member]</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentByTypeAxis.4272.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentByTypeAxis.4272.11.6" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis.329816" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis.329816" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis.329816">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentGross.15204.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentGross.15204.11.6" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross.330064" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross.330064" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentGross.330064">Property, Plant and Equipment, Gross</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentGross.15204.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentGross.15204.11.7" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross.330065" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross.330065" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentGross.330065">Premises and equipment, gross</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.9" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet.329192" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet.329192" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentNet.329192">Total</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentTypeDomain.4268.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentTypeDomain.4268.11.6" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain.329818" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain.329818" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain.329818">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDue.13616.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDue.13616.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330088" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330088" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330088">Operating Leases, Future Minimum Payments Due</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDue.13616.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDue.13616.11.9" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330091" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330091" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue.330091">Total</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueCurrent.13585.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueCurrent.13585.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330070" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330070" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330070">Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueCurrent.13585.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueCurrent.13585.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330071" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330071" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent.330071">2014</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.13574.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.13574.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330082" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330082" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330082">Operating Leases, Future Minimum Payments, Due In Five Years</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.13574.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.13574.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330083" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330083" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears.330083">2018</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInFourYears.13569.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInFourYears.13569.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330079" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330079" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330079">Operating Leases, Future Minimum Payments, Due In Four Years</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInFourYears.13569.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInFourYears.13569.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330080" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330080" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears.330080">2017</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.13581.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.13581.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330076" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330076" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330076">Operating Leases, Future Minimum Payments, Due In Three Years</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.13581.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.13581.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330077" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330077" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears.330077">2016</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.13613.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.13613.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330073" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330073" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330073">Operating Leases, Future Minimum Payments, Due In Two Years</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.13613.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.13613.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330074" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330074" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears.330074">2015</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueThereafter.13567.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueThereafter.13567.11.6" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330085" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330085" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330085">Operating Leases, Future Minimum Payments, Due Thereafter</link:label>
    <link:loc xlink:label="loc_OperatingLeasesFutureMinimumPaymentsDueThereafter.13567.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesFutureMinimumPaymentsDueThereafter.13567.11.7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330086" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330086" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter.330086">2019-2023</link:label>
    <link:loc xlink:label="loc_Depreciation.8347.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Depreciation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Depreciation.8347.11.6" xlink:to="lab_us-gaap_Depreciation.330092" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Depreciation.330092" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Depreciation.330092">Depreciation</link:label>
    <link:loc xlink:label="loc_Depreciation.8347.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Depreciation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Depreciation.8347.11.8" xlink:to="lab_us-gaap_Depreciation.330093" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Depreciation.330093" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Depreciation.330093">Depreciation expense</link:label>
    <link:loc xlink:label="loc_OperatingLeasesRentExpenseNet.13584.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesRentExpenseNet.13584.11.6" xlink:to="lab_us-gaap_OperatingLeasesRentExpenseNet.330094" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesRentExpenseNet.330094" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesRentExpenseNet.330094">Operating Leases, Rent Expense, Net</link:label>
    <link:loc xlink:label="loc_OperatingLeasesRentExpenseNet.13584.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLeasesRentExpenseNet.13584.11.8" xlink:to="lab_us-gaap_OperatingLeasesRentExpenseNet.330095" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLeasesRentExpenseNet.330095" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLeasesRentExpenseNet.330095">Rent expense</link:label>
    <link:loc xlink:label="loc_GoodwillImpairedAccumulatedImpairmentLoss.10745.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillImpairedAccumulatedImpairmentLoss.10745.11.52" xlink:to="GoodwillImpairedAccumulatedImpairmentLoss.331037" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="GoodwillImpairedAccumulatedImpairmentLoss.331037" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="GoodwillImpairedAccumulatedImpairmentLoss.331037">Goodwill, Accumulated Amortization</link:label>
    <link:loc xlink:label="loc_UnamortizedIntangibleAssetAbstract.40011.11.6" xlink:href="cass-20131231.xsd#cass_UnamortizedIntangibleAssetAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnamortizedIntangibleAssetAbstract.40011.11.6" xlink:to="lab_cass_UnamortizedIntangibleAssetAbstract.330110" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnamortizedIntangibleAssetAbstract.330110" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnamortizedIntangibleAssetAbstract.330110">Unamortized Intangible Asset [Abstract]</link:label>
    <link:loc xlink:label="loc_UnamortizedIntangibleAssetAbstract.40011.11.8" xlink:href="cass-20131231.xsd#cass_UnamortizedIntangibleAssetAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnamortizedIntangibleAssetAbstract.40011.11.8" xlink:to="lab_cass_UnamortizedIntangibleAssetAbstract.330111" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnamortizedIntangibleAssetAbstract.330111" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnamortizedIntangibleAssetAbstract.330111">Unamortized intangible assets:</link:label>
    <link:loc xlink:label="loc_UnamortizedIntangibleAssetAbstract.40011.11.12" xlink:href="cass-20131231.xsd#cass_UnamortizedIntangibleAssetAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnamortizedIntangibleAssetAbstract.40011.11.12" xlink:to="lab_cass_UnamortizedIntangibleAssetAbstract.330112" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnamortizedIntangibleAssetAbstract.330112" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnamortizedIntangibleAssetAbstract.330112">Unamortized Intangible Asset</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization.10322.11.57" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization.10322.11.57" xlink:to="lab_FiniteLivedIntangibleAssetsAccumulatedAmortization.370001.331036" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FiniteLivedIntangibleAssetsAccumulatedAmortization.370001.331036" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FiniteLivedIntangibleAssetsAccumulatedAmortization.370001.331036">Accumulated Amortization</link:label>
    <link:loc xlink:label="loc_GoodwillImpairedAccumulatedImpairmentLoss.10745.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillImpairedAccumulatedImpairmentLoss.10745.11.6" xlink:to="lab_GoodwillImpairedAccumulatedImpairmentLoss.8292" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_GoodwillImpairedAccumulatedImpairmentLoss.8292" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_GoodwillImpairedAccumulatedImpairmentLoss.8292">Goodwill, Impaired, Accumulated Impairment Loss</link:label>
    <link:loc xlink:label="loc_OtherIntangibleAssetsMember.3789.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherIntangibleAssetsMember.3789.11.8" xlink:to="lab_OtherIntangibleAssetsMember8.330990" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OtherIntangibleAssetsMember8.330990" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_OtherIntangibleAssetsMember8.330990">Other [Member]</link:label>
    <link:loc xlink:label="loc_AdjustmentForAmortizationAbstract.497.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentForAmortizationAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentForAmortizationAbstract.497.11.6" xlink:to="lab_us-gaap_AdjustmentForAmortizationAbstract.330104" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentForAmortizationAbstract.330104" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentForAmortizationAbstract.330104">Amortization [Abstract]</link:label>
    <link:loc xlink:label="loc_AdjustmentForAmortizationAbstract.497.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentForAmortizationAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentForAmortizationAbstract.497.11.8" xlink:to="lab_us-gaap_AdjustmentForAmortizationAbstract.330105" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentForAmortizationAbstract.330105" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentForAmortizationAbstract.330105">Assets eligible for amortization:</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization.10322.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization.10322.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization.330108" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization.330108" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization.330108">Finite-Lived Intangible Assets, Accumulated Amortization</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsGross.10303.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsGross.10303.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330106" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330106" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330106">Finite-Lived Intangible Assets, Gross</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsGross.10303.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsGross.10303.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330107" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330107" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsGross.330107">Gross Carrying Amount</link:label>
    <link:loc xlink:label="loc_GoodwillGross.10747.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillGross.10747.11.6" xlink:to="lab_us-gaap_GoodwillGross.330113" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GoodwillGross.330113" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GoodwillGross.330113">Goodwill, Gross</link:label>
    <link:loc xlink:label="loc_GoodwillGross.10747.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillGross" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GoodwillGross.10747.11.8" xlink:to="lab_us-gaap_GoodwillGross.330114" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GoodwillGross.330114" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GoodwillGross.330114">Goodwill, Gross Carrying Amount</link:label>
    <link:loc xlink:label="loc_IntangibleAssetsNetIncludingGoodwill.11598.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntangibleAssetsNetIncludingGoodwill.11598.11.6" xlink:to="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330115" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330115" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330115">Intangible Assets, Net (Including Goodwill)</link:label>
    <link:loc xlink:label="loc_IntangibleAssetsNetIncludingGoodwill.11598.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntangibleAssetsNetIncludingGoodwill.11598.11.8" xlink:to="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330116" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330116" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill.330116">Total intangible assets</link:label>
    <link:loc xlink:label="loc_ComputerSoftwareIntangibleAssetMember.1135.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComputerSoftwareIntangibleAssetMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ComputerSoftwareIntangibleAssetMember.1135.11.6" xlink:to="lab_ComputerSoftwareIntangibleAssetMember.2956" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ComputerSoftwareIntangibleAssetMember.2956" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ComputerSoftwareIntangibleAssetMember.2956">Computer Software, Intangible Asset [Member]</link:label>
    <link:loc xlink:label="loc_ComputerSoftwareIntangibleAssetMember.1135.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComputerSoftwareIntangibleAssetMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ComputerSoftwareIntangibleAssetMember.1135.11.7" xlink:to="lab_ComputerSoftwareIntangibleAssetMember.330878" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ComputerSoftwareIntangibleAssetMember.330878" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ComputerSoftwareIntangibleAssetMember.330878">Software [Member]</link:label>
    <link:loc xlink:label="loc_FinitelivedIntangibleAssetsAcquired1.9459.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinitelivedIntangibleAssetsAcquired1.9459.11.6" xlink:to="lab_FinitelivedIntangibleAssetsAcquired1.6322" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinitelivedIntangibleAssetsAcquired1.6322" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinitelivedIntangibleAssetsAcquired1.6322">Finite-lived Intangible Assets Acquired</link:label>
    <link:loc xlink:label="loc_FinitelivedIntangibleAssetsAcquired1.9459.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinitelivedIntangibleAssetsAcquired1.9459.11.8" xlink:to="lab_FinitelivedIntangibleAssetsAcquired18.330846" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinitelivedIntangibleAssetsAcquired18.330846" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinitelivedIntangibleAssetsAcquired18.330846">Finite-lived intangible assets acquired</link:label>
    <link:loc xlink:label="loc_AmortizationOfIntangibleAssets.5980.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmortizationOfIntangibleAssets.5980.11.6" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets.329380" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets.329380" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AmortizationOfIntangibleAssets.329380">Amortization Of Intangible Assets</link:label>
    <link:loc xlink:label="loc_AmortizationOfIntangibleAssets.5980.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmortizationOfIntangibleAssets.5980.11.8" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets.329381" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets.329381" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AmortizationOfIntangibleAssets.329381">Amortization of intangible assets</link:label>
    <link:loc xlink:label="loc_CustomerListsMember.1322.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CustomerListsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CustomerListsMember.1322.11.6" xlink:to="lab_us-gaap_CustomerListsMember.330100" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CustomerListsMember.330100" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CustomerListsMember.330100">Customer Lists [Member]</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.10329.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.10329.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330129" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330129" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330129">Finite-Lived Intangible Assets, Amortization Expense, After Year Five</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.10329.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.10329.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330130" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330130" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive.330130">2018</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.10340.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.10340.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330121" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330121" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330121">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.10340.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.10340.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330122" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330122" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths.330122">2014</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.10342.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.10342.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330127" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330127" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330127">Finite-Lived Intangible Assets, Amortization Expense, Year Four</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.10342.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.10342.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330128" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330128" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.330128">2017</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.10316.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.10316.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330125" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330125" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330125">Finite-Lived Intangible Assets, Amortization Expense, Year Three</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.10316.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.10316.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330126" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330126" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree.330126">2016</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.10343.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.10343.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330123" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330123" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330123">Finite-Lived Intangible Assets, Amortization Expense, Year Two</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.10343.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.10343.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330124" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330124" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo.330124">2015</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsByMajorClassAxis.2311.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsByMajorClassAxis.2311.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis.330096" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis.330096" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis.330096">Finite-Lived Intangible Assets By Major Class [Axis]</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetsMajorClassNameDomain.2309.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetsMajorClassNameDomain.2309.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain.330098" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain.330098" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain.330098">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetUsefulLife.10299.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetUsefulLife.10299.11.6" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330119" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330119">Finite-Lived Intangible Asset, Useful Life</link:label>
    <link:loc xlink:label="loc_FiniteLivedIntangibleAssetUsefulLife.10299.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FiniteLivedIntangibleAssetUsefulLife.10299.11.8" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330120" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330120" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife.330120">Amortization period</link:label>
    <link:loc xlink:label="loc_MaximumMember.3373.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MaximumMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MaximumMember.3373.11.6" xlink:to="lab_us-gaap_MaximumMember.329828" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_MaximumMember.329828" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_MaximumMember.329828">Maximum [Member]</link:label>
    <link:loc xlink:label="loc_MinimumMember.3382.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MinimumMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MinimumMember.3382.11.6" xlink:to="lab_us-gaap_MinimumMember.329827" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_MinimumMember.329827" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_MinimumMember.329827">Minimum [Member]</link:label>
    <link:loc xlink:label="loc_NoncompeteAgreementsMember.3568.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoncompeteAgreementsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncompeteAgreementsMember.3568.11.6" xlink:to="lab_us-gaap_NoncompeteAgreementsMember.330101" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NoncompeteAgreementsMember.330101" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoncompeteAgreementsMember.330101">Noncompete Agreements [Member]</link:label>
    <link:loc xlink:label="loc_OtherIntangibleAssetsMember.3789.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherIntangibleAssetsMember" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_OtherIntangibleAssetsMember.330102" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherIntangibleAssetsMember.330102">Other Intangible Assets [Member]</link:label>
    <link:loc xlink:label="loc_RangeAxis.4365.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RangeAxis.4365.11.6" xlink:to="lab_us-gaap_RangeAxis.329823" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_RangeAxis.329823" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RangeAxis.329823">Range [Axis]</link:label>
    <link:loc xlink:label="loc_RangeMember.4366.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeMember" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_RangeMember.329825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RangeMember.329825">Range [Domain]</link:label>
    <link:loc xlink:label="loc_StatementLineItems.5164.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementLineItems" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_StatementLineItems.329121" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementLineItems.329121">Statement [Line Items]</link:label>
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    <link:label xlink:label="lab_us-gaap_StatementTable.329119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementTable.329119">Statement [Table]</link:label>
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    <link:label xlink:label="lab_cass_WeightedAverageInterestRateOfInterest-BearingDeposits.330162" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_WeightedAverageInterestRateOfInterest-BearingDeposits.330162">The weighted average interest rate of interest bearing deposits.</link:label>
    <link:loc xlink:label="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.6" xlink:href="cass-20131231.xsd#cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.6" xlink:to="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330152" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330152" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330152">Weighte Daverage Interest Rate Of Time Deposits Less Than 100000</link:label>
    <link:loc xlink:label="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.7" xlink:href="cass-20131231.xsd#cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.7" xlink:to="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330153" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330153" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330153">Weighted Average Interest Rate Less than $100</link:label>
    <link:loc xlink:label="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.12" xlink:href="cass-20131231.xsd#cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.40012.11.12" xlink:to="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330154" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330154" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000.330154">The weighted average interest rate of all domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations less than $100,000 at the balance sheet date.</link:label>
    <link:loc xlink:label="loc_DemandDepositAccounts.8278.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DemandDepositAccounts.8278.11.6" xlink:to="lab_us-gaap_DemandDepositAccounts.330131" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DemandDepositAccounts.330131" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DemandDepositAccounts.330131">Demand Deposit Accounts</link:label>
    <link:loc xlink:label="loc_DemandDepositAccounts.8278.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DemandDepositAccounts.8278.11.7" xlink:to="lab_us-gaap_DemandDepositAccounts.330132" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DemandDepositAccounts.330132" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DemandDepositAccounts.330132">Interest-bearing demand deposits</link:label>
    <link:loc xlink:label="loc_DepositsSavingsDeposits.8337.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsSavingsDeposits.8337.11.6" xlink:to="lab_us-gaap_DepositsSavingsDeposits.330134" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepositsSavingsDeposits.330134" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepositsSavingsDeposits.330134">Deposits, Savings Deposits</link:label>
    <link:loc xlink:label="loc_DepositsSavingsDeposits.8337.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsSavingsDeposits.8337.11.7" xlink:to="lab_us-gaap_DepositsSavingsDeposits.330135" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepositsSavingsDeposits.330135" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepositsSavingsDeposits.330135">Savings deposits</link:label>
    <link:loc xlink:label="loc_InterestBearingDepositLiabilities.11782.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestBearingDepositLiabilities.11782.11.9" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities.329221" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestBearingDepositLiabilities.329221" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestBearingDepositLiabilities.329221">Total</link:label>
    <link:loc xlink:label="loc_TimeDeposits100000OrMore.17585.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDeposits100000OrMore.17585.11.6" xlink:to="lab_us-gaap_TimeDeposits100000OrMore.330143" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDeposits100000OrMore.330143" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDeposits100000OrMore.330143">Time Deposits, 100,000 Or More</link:label>
    <link:loc xlink:label="loc_TimeDeposits100000OrMore.17585.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDeposits100000OrMore.17585.11.7" xlink:to="lab_us-gaap_TimeDeposits100000OrMore.330144" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDeposits100000OrMore.330144" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDeposits100000OrMore.330144">$100 or more</link:label>
    <link:loc xlink:label="loc_TimeDepositsAbstract.5322.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsAbstract.5322.11.6" xlink:to="lab_us-gaap_TimeDepositsAbstract.330137" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsAbstract.330137" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsAbstract.330137">Time Deposits [Abstract]</link:label>
    <link:loc xlink:label="loc_TimeDepositsAbstract.5322.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsAbstract.5322.11.7" xlink:to="lab_us-gaap_TimeDepositsAbstract.330138" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsAbstract.330138" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsAbstract.330138">Time deposits:</link:label>
    <link:loc xlink:label="loc_TimeDepositsLessThan100000.17590.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsLessThan100000.17590.11.6" xlink:to="lab_us-gaap_TimeDepositsLessThan100000.330140" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsLessThan100000.330140" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsLessThan100000.330140">Time Deposits, Less Than 100,000</link:label>
    <link:loc xlink:label="loc_TimeDepositsLessThan100000.17590.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsLessThan100000.17590.11.7" xlink:to="lab_us-gaap_TimeDepositsLessThan100000.330141" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsLessThan100000.330141" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsLessThan100000.330141">Less than $100</link:label>
    <link:loc xlink:label="loc_WeightedAverageInterestRateOfTimeDeposits100000OrMore.18044.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageInterestRateOfTimeDeposits100000OrMore.18044.11.6" xlink:to="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330156" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330156" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330156">Weighted Average Interest Rate Of Time Deposits, 100,000 Or More</link:label>
    <link:loc xlink:label="loc_WeightedAverageInterestRateOfTimeDeposits100000OrMore.18044.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageInterestRateOfTimeDeposits100000OrMore.18044.11.7" xlink:to="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330157" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330157" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore.330157">Weighted Average Interest Rate $100 or more</link:label>
    <link:loc xlink:label="loc_WeightedAverageRateDomesticDepositDemand.18051.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageRateDomesticDepositDemand" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageRateDomesticDepositDemand.18051.11.6" xlink:to="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330146" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330146" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330146">Weighted Average Rate Domestic Deposit, Demand</link:label>
    <link:loc xlink:label="loc_WeightedAverageRateDomesticDepositDemand.18051.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageRateDomesticDepositDemand" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageRateDomesticDepositDemand.18051.11.7" xlink:to="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330147" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330147" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageRateDomesticDepositDemand.330147">Weighted Average Interest Rate Interest-bearing demand deposits</link:label>
    <link:loc xlink:label="loc_WeightedAverageRateDomesticDepositSavings.18033.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageRateDomesticDepositSavings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageRateDomesticDepositSavings.18033.11.6" xlink:to="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330149" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330149" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330149">Weighted Average Rate Domestic Deposit, Savings</link:label>
    <link:loc xlink:label="loc_WeightedAverageRateDomesticDepositSavings.18033.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageRateDomesticDepositSavings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageRateDomesticDepositSavings.18033.11.7" xlink:to="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330150" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330150" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageRateDomesticDepositSavings.330150">Weighted Average Interest Rate Savings deposits</link:label>
    <link:loc xlink:label="loc_WeightedAverageInterestRateOfInterestBearingDeposits.40013.11.6" xlink:href="cass-20131231.xsd#cass_WeightedAverageInterestRateOfInterestBearingDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageInterestRateOfInterestBearingDeposits.40013.11.6" xlink:to="lab_WeightedAverageInterestRateOfInterestBearingDeposits.330159" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_WeightedAverageInterestRateOfInterestBearingDeposits.330159" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_WeightedAverageInterestRateOfInterestBearingDeposits.330159">Weighted Average Interest Rate Of Interest Bearing Deposits</link:label>
    <link:loc xlink:label="loc_InterestExpenseDemandDepositAccounts.11691.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDemandDepositAccounts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseDemandDepositAccounts.11691.11.6" xlink:to="lab_us-gaap_InterestExpenseDemandDepositAccounts.330164" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseDemandDepositAccounts.330164" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseDemandDepositAccounts.330164">Interest Expense, Demand Deposit Accounts</link:label>
    <link:loc xlink:label="loc_InterestExpenseDemandDepositAccounts.11691.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDemandDepositAccounts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseDemandDepositAccounts.11691.11.7" xlink:to="lab_us-gaap_InterestExpenseDemandDepositAccounts.330165" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseDemandDepositAccounts.330165" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseDemandDepositAccounts.330165">Interest-bearing demand deposits</link:label>
    <link:loc xlink:label="loc_InterestExpenseDeposits.11709.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseDeposits.11709.11.9" xlink:to="lab_us-gaap_InterestExpenseDeposits.329346" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseDeposits.329346" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseDeposits.329346">Total</link:label>
    <link:loc xlink:label="loc_InterestExpenseSavingsDeposits.11697.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseSavingsDeposits.11697.11.6" xlink:to="lab_us-gaap_InterestExpenseSavingsDeposits.330167" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseSavingsDeposits.330167" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseSavingsDeposits.330167">Interest Expense, Savings Deposits</link:label>
    <link:loc xlink:label="loc_InterestExpenseSavingsDeposits.11697.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseSavingsDeposits.11697.11.8" xlink:to="lab_us-gaap_InterestExpenseSavingsDeposits.330168" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseSavingsDeposits.330168" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseSavingsDeposits.330168">Savings deposits</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDeposits100000OrMore.11728.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDeposits100000OrMore.11728.11.6" xlink:to="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330175" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330175" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330175">Interest Expense, Time Deposits, 100,000 Or More</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDeposits100000OrMore.11728.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDeposits100000OrMore.11728.11.7" xlink:to="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330176" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330176" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDeposits100000OrMore.330176">$100 or more</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDepositsAbstract.2846.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDepositsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDepositsAbstract.2846.11.6" xlink:to="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330169" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330169" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330169">Interest Expense, Time Deposits [Abstract]</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDepositsAbstract.2846.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDepositsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDepositsAbstract.2846.11.7" xlink:to="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330170" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330170" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDepositsAbstract.330170">Time deposits:</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDepositsLessThan100000.11723.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDepositsLessThan100000.11723.11.6" xlink:to="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330172" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330172">Interest Expense, Time Deposits, Less Than 100,000</link:label>
    <link:loc xlink:label="loc_InterestExpenseTimeDepositsLessThan100000.11723.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestExpenseTimeDepositsLessThan100000.11723.11.7" xlink:to="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330173" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330173" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestExpenseTimeDepositsLessThan100000.330173">Less than $100</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.6" xlink:href="cass-20131231.xsd#cass_TimeDepositsWeightedAverageInterestRateAggregate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.6" xlink:to="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330211" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330211" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330211">Time Deposits, Weighted Average Interest Rate, Aggregate</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.9" xlink:href="cass-20131231.xsd#cass_TimeDepositsWeightedAverageInterestRateAggregate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.9" xlink:to="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330212" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330212" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330212">Total</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.12" xlink:href="cass-20131231.xsd#cass_TimeDepositsWeightedAverageInterestRateAggregate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateAggregate.40014.11.12" xlink:to="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330213" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330213" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_TimeDepositsWeightedAverageInterestRateAggregate.330213">Aggregate percentage of weighted average interest rate for time deposits held by the entity with maturities from one to five years.</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearFive.17573.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearFive.17573.11.6" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFive.330190" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive.330190" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearFive.330190">Time Deposit Maturities, Year Five</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearFive.17573.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearFive.17573.11.7" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFive.330191" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive.330191" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearFive.330191">Five years</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearFour.17603.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearFour.17603.11.6" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFour.330187" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour.330187" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearFour.330187">Time Deposit Maturities, Year Four</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearFour.17603.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearFour.17603.11.7" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFour.330188" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour.330188" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearFour.330188">Four years</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearOne.17601.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearOne.17601.11.6" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearOne.330178" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne.330178" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearOne.330178">Time Deposit Maturities, Next Twelve Months</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearOne.17601.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearOne.17601.11.7" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearOne.330179" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne.330179" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearOne.330179">One year</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearThree.17583.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearThree.17583.11.6" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearThree.330184" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree.330184" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearThree.330184">Time Deposit Maturities, Year Three</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearThree.17583.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearThree.17583.11.7" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearThree.330185" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree.330185" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearThree.330185">Three years</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearTwo.17597.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearTwo.17597.11.6" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearTwo.330181" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo.330181" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearTwo.330181">Time Deposit Maturities, Year Two</link:label>
    <link:loc xlink:label="loc_TimeDepositMaturitiesYearTwo.17597.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositMaturitiesYearTwo.17597.11.7" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearTwo.330182" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo.330182" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositMaturitiesYearTwo.330182">Two years</link:label>
    <link:loc xlink:label="loc_TimeDeposits.17577.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDeposits.17577.11.6" xlink:to="lab_us-gaap_TimeDeposits.330193" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDeposits.330193" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDeposits.330193">Time Deposits</link:label>
    <link:loc xlink:label="loc_TimeDeposits.17577.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDeposits.17577.11.9" xlink:to="lab_us-gaap_TimeDeposits.330195" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDeposits.330195" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDeposits.330195">Total</link:label>
    <link:loc xlink:label="loc_TimeDepositsByMaturityAbstract.5324.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsByMaturityAbstract.5324.11.6" xlink:to="lab_us-gaap_TimeDepositsByMaturityAbstract.330805" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsByMaturityAbstract.330805" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsByMaturityAbstract.330805">Time Deposits, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:label="loc_TimeDepositsByMaturityAbstract.5324.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsByMaturityAbstract.5324.11.8" xlink:to="lab_us-gaap_TimeDepositsByMaturityAbstract.330806" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsByMaturityAbstract.330806" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsByMaturityAbstract.330806">Due within:</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.17598.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.17598.11.6" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330208" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330208" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330208">Time Deposits, Weighted Average Interest Rate, Maturities Year Five</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.17598.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.17598.11.7" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330209" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330209" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive.330209">Percent Of Toal Five years</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.17561.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.17561.11.6" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330205" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330205" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330205">Time Deposits, Weighted Average Interest Rate, Maturities Year Four</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.17561.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.17561.11.7" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330206" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330206" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour.330206">Percent of Total Four years</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.17571.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.17571.11.6" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330196" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330196" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330196">Time Deposits, Weighted Average Interest Rate, Maturities Year One</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.17571.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.17571.11.7" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330197" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330197" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne.330197">Percent of Total One year</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.17578.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.17578.11.6" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330202" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330202" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330202">Time Deposits, Weighted Average Interest Rate, Maturities Year Three</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.17578.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.17578.11.7" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330203" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330203" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree.330203">Percent of Total Three years</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.17599.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.17599.11.6" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330199" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330199" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330199">Time Deposits, Weighted Average Interest Rate, Maturities Year Two</link:label>
    <link:loc xlink:label="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.17599.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.17599.11.7" xlink:to="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330200" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330200" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo.330200">Percent of Total Two years</link:label>
    <link:loc xlink:label="loc_BankOfAmericaMember.40021.11.6" xlink:href="cass-20131231.xsd#cass_BankOfAmericaMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BankOfAmericaMember.40021.11.6" xlink:to="lab_cass_BankOfAmericaMember.330235" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_BankOfAmericaMember.330235" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_BankOfAmericaMember.330235">Bank Of America [Member]</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankMember.40022.11.6" xlink:href="cass-20131231.xsd#cass_FederalHomeLoanBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankMember.40022.11.6" xlink:to="lab_cass_FederalHomeLoanBankMember.330236" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_FederalHomeLoanBankMember.330236" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_FederalHomeLoanBankMember.330236">Federal Home Loan Bank [Member]</link:label>
    <link:loc xlink:label="loc_FrostNationalBankMember.40018.11.6" xlink:href="cass-20131231.xsd#cass_FrostNationalBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FrostNationalBankMember.40018.11.6" xlink:to="lab_cass_FrostNationalBankMember.330230" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_FrostNationalBankMember.330230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_FrostNationalBankMember.330230">Frost National Bank [Member]</link:label>
    <link:loc xlink:label="loc_JpmChaseBankMember.40019.11.6" xlink:href="cass-20131231.xsd#cass_JpmChaseBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_JpmChaseBankMember.40019.11.6" xlink:to="lab_cass_JpmChaseBankMember.330231" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_JpmChaseBankMember.330231" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_JpmChaseBankMember.330231">Jpm Chase Bank [Member]</link:label>
    <link:loc xlink:label="loc_JpmChaseBankMember.40019.11.8" xlink:href="cass-20131231.xsd#cass_JpmChaseBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_JpmChaseBankMember.40019.11.8" xlink:to="lab_cass_JpmChaseBankMember.330232" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_JpmChaseBankMember.330232" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_JpmChaseBankMember.330232">JPM Chase Bank [Member]</link:label>
    <link:loc xlink:label="loc_PncBankMember.40017.11.6" xlink:href="cass-20131231.xsd#cass_PncBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PncBankMember.40017.11.6" xlink:to="lab_cass_PncBankMember.330228" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PncBankMember.330228" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_PncBankMember.330228">Pnc Bank [Member]</link:label>
    <link:loc xlink:label="loc_PncBankMember.40017.11.8" xlink:href="cass-20131231.xsd#cass_PncBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PncBankMember.40017.11.8" xlink:to="lab_cass_PncBankMember.330229" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PncBankMember.330229" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_PncBankMember.330229">PNC Bank [Member]</link:label>
    <link:loc xlink:label="loc_UmbBankMember.40020.11.6" xlink:href="cass-20131231.xsd#cass_UmbBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UmbBankMember.40020.11.6" xlink:to="lab_cass_UmbBankMember.330233" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UmbBankMember.330233" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UmbBankMember.330233">Umb Bank [Member]</link:label>
    <link:loc xlink:label="loc_UmbBankMember.40020.11.7" xlink:href="cass-20131231.xsd#cass_UmbBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UmbBankMember.40020.11.7" xlink:to="lab_cass_UmbBankMember.330234" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UmbBankMember.330234" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_UmbBankMember.330234">UMB Bank [Member]</link:label>
    <link:loc xlink:label="loc_UsBankMember.40015.11.6" xlink:href="cass-20131231.xsd#cass_UsBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UsBankMember.40015.11.6" xlink:to="lab_cass_UsBankMember.330225" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UsBankMember.330225" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UsBankMember.330225">Us Bank [Member]</link:label>
    <link:loc xlink:label="loc_UsBankMember.40015.11.8" xlink:href="cass-20131231.xsd#cass_UsBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UsBankMember.40015.11.8" xlink:to="lab_cass_UsBankMember.330226" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UsBankMember.330226" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_UsBankMember.330226">US Bank [Member]</link:label>
    <link:loc xlink:label="loc_WellsFargoBankMember.40016.11.6" xlink:href="cass-20131231.xsd#cass_WellsFargoBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WellsFargoBankMember.40016.11.6" xlink:to="lab_cass_WellsFargoBankMember.330227" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_WellsFargoBankMember.330227" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_WellsFargoBankMember.330227">Wells Fargo Bank [Member]</link:label>
    <link:loc xlink:label="loc_LineOfCreditFacilityAxis.3141.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCreditFacilityAxis.3141.11.6" xlink:to="lab_us-gaap_LineOfCreditFacilityAxis.330221" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCreditFacilityAxis.330221" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCreditFacilityAxis.330221">Lender Name [Axis]</link:label>
    <link:loc xlink:label="loc_LineOfCreditFacilityLenderDomain.3140.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCreditFacilityLenderDomain.3140.11.6" xlink:to="lab_us-gaap_LineOfCreditFacilityLenderDomain.330223" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCreditFacilityLenderDomain.330223" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCreditFacilityLenderDomain.330223">Line Of Credit Facility, Lender [Domain]</link:label>
    <link:loc xlink:label="loc_LineOfCreditFacilityMaximumBorrowingCapacity.12440.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCreditFacilityMaximumBorrowingCapacity.12440.11.6" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330237" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330237" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330237">Line Of Credit Facility, Maximum Borrowing Capacity</link:label>
    <link:loc xlink:label="loc_LineOfCreditFacilityMaximumBorrowingCapacity.12440.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCreditFacilityMaximumBorrowingCapacity.12440.11.8" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330238" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330238" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity.330238">Line of credit amount</link:label>
    <link:loc xlink:label="loc_LongtermDebtTypeAxis.3013.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongtermDebtTypeAxis.3013.11.6" xlink:to="lab_us-gaap_LongtermDebtTypeAxis.330215" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LongtermDebtTypeAxis.330215" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LongtermDebtTypeAxis.330215">Long-Term Debt, Type [Axis]</link:label>
    <link:loc xlink:label="loc_LongtermDebtTypeDomain.3018.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongtermDebtTypeDomain.3018.11.6" xlink:to="lab_us-gaap_LongtermDebtTypeDomain.330219" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LongtermDebtTypeDomain.330219" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LongtermDebtTypeDomain.330219">Long-Term Debt, Type [Domain]</link:label>
    <link:loc xlink:label="loc_SecuredDebtMember.4920.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuredDebtMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SecuredDebtMember.4920.11.6" xlink:to="lab_us-gaap_SecuredDebtMember.330218" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_SecuredDebtMember.330218" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_SecuredDebtMember.330218">Secured Debt [Member]</link:label>
    <link:loc xlink:label="loc_UnsecuredDebtMember.5457.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnsecuredDebtMember.5457.11.6" xlink:to="lab_us-gaap_UnsecuredDebtMember.330217" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UnsecuredDebtMember.330217" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UnsecuredDebtMember.330217">Unsecured Debt [Member]</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod.40023.11.8" xlink:href="cass-20131231.xsd#cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod.40023.11.8" xlink:to="lab_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod..330248" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod..330248" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod..330248">Stock options/SARs exercised</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod.40023.11.12" xlink:href="cass-20131231.xsd#cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod.40023.11.12" xlink:to="lab_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod..330249" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_CommonStockDividendsShares.7161.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockDividendsShares" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockDividendsShares.330243" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockDividendsShares.330243">Common Stock Dividends, Shares</link:label>
    <link:loc xlink:label="loc_CommonStockDividendsShares.7161.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockDividendsShares" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_CommonStockDividendsShares.330244" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommonStockDividendsShares.330244">10% stock dividend issued December 14, 2012</link:label>
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    <link:labelArc xlink:from="loc_SharesOutstanding.17056.11.6" xlink:to="lab_us-gaap_SharesOutstanding.330239" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_SharesOutstanding.330239" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_SharesOutstanding.330239">Shares, Outstanding</link:label>
    <link:loc xlink:label="loc_SharesOutstanding.17056.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SharesOutstanding.17056.11.10" xlink:to="lab_us-gaap_SharesOutstanding.330240" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_SharesOutstanding.330240" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_SharesOutstanding.330240">Shares outstanding at January 1</link:label>
    <link:loc xlink:label="loc_SharesOutstanding.17056.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SharesOutstanding.17056.11.11" xlink:to="lab_us-gaap_SharesOutstanding.330241" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_SharesOutstanding.330241" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_SharesOutstanding.330241">Shares outstanding at December 31</link:label>
    <link:loc xlink:label="loc_StockIssuedDuringPeriodSharesShareBasedCompensation.17260.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockIssuedDuringPeriodSharesShareBasedCompensation.17260.11.6" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation.330245" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation.330245" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation.330245">Stock Issued During Period, Shares, Share-Based Compensation, Net Of Forfeitures</link:label>
    <link:loc xlink:label="loc_StockIssuedDuringPeriodSharesShareBasedCompensation.17260.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation.330246" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation.330246">Issued under stock-based compensation plan</link:label>
    <link:loc xlink:label="loc_EarningsPerShareBasic.9083.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EarningsPerShareBasic.329404" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareBasic.329404">Earnings Per Share, Basic</link:label>
    <link:loc xlink:label="loc_EarningsPerShareBasic.9083.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareBasic.9083.11.8" xlink:to="lab_us-gaap_EarningsPerShareBasic.329406" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareBasic.329406" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareBasic.329406">Basic earnings per share (in dollars per share)</link:label>
    <link:loc xlink:label="loc_EarningsPerShareBasicAbstract.1740.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareBasicAbstract.1740.11.6" xlink:to="lab_us-gaap_EarningsPerShareBasicAbstract.330250" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareBasicAbstract.330250" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareBasicAbstract.330250">Earnings Per Share, Basic [Abstract]</link:label>
    <link:loc xlink:label="loc_EarningsPerShareBasicAbstract.1740.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EarningsPerShareBasicAbstract.330251" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareBasicAbstract.330251">Basic</link:label>
    <link:loc xlink:label="loc_EarningsPerShareDiluted.9087.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareDiluted.9087.11.6" xlink:to="lab_us-gaap_EarningsPerShareDiluted.329409" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareDiluted.329409" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareDiluted.329409">Earnings Per Share, Diluted</link:label>
    <link:loc xlink:label="loc_EarningsPerShareDiluted.9087.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EarningsPerShareDiluted.329411" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareDiluted.329411">Diluted earnings per share (in dollars per share)</link:label>
    <link:loc xlink:label="loc_EarningsPerShareDilutedAbstract.1746.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EarningsPerShareDilutedAbstract.330254" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareDilutedAbstract.330254">Earnings Per Share, Diluted [Abstract]</link:label>
    <link:loc xlink:label="loc_EarningsPerShareDilutedAbstract.1746.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareDilutedAbstract.1746.11.8" xlink:to="lab_us-gaap_EarningsPerShareDilutedAbstract.330255" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareDilutedAbstract.330255" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareDilutedAbstract.330255">Diluted</link:label>
    <link:loc xlink:label="loc_NetIncomeLoss.13265.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetIncomeLoss.13265.11.8" xlink:to="lab_us-gaap_NetIncomeLoss.329400" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetIncomeLoss.329400" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetIncomeLoss.329400">Net Income</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment.18012.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment.18012.11.6" xlink:to="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330256" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330256" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330256">Weighted Average Number Diluted Shares Outstanding Adjustment</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment.18012.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment.18012.11.8" xlink:to="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330257" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330257" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment.330257">Effect of dilutive restricted stock, stock options and SARs (in shares)</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberOfDilutedSharesOutstanding.18047.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageNumberOfDilutedSharesOutstanding.18047.11.6" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330258" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330258" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330258">Weighted Average Number Of Shares Outstanding, Diluted</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberOfDilutedSharesOutstanding.18047.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_WeightedAverageNumberOfDilutedSharesOutstanding.18047.11.8" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330259" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330259" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding.330259">Weighted-average common shares outstanding assuming dilution (in shares)</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberOfSharesOutstandingBasic.18031.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic.330252" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic.330252">Weighted Average Number Of Shares Outstanding, Basic</link:label>
    <link:loc xlink:label="loc_WeightedAverageNumberOfSharesOutstandingBasic.18031.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic.330253" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic.330253">Weighted-average common shares outstanding (in shares)</link:label>
    <link:loc xlink:label="loc_CommonStockDividendRatePercentage.39971.11.6" xlink:href="cass-20131231.xsd#cass_CommonStockDividendRatePercentage" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_CommonStockDividendRatePercentage.329829" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommonStockDividendRatePercentage.329829">Common Stock Dividend Rate Percentage</link:label>
    <link:loc xlink:label="loc_CommonStockDividendRatePercentage.39971.11.8" xlink:href="cass-20131231.xsd#cass_CommonStockDividendRatePercentage" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_CommonStockDividendRatePercentage.329830" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommonStockDividendRatePercentage.329830">Stock dividend, percent</link:label>
    <link:loc xlink:label="loc_CommonStockDividendRatePercentage.39971.11.12" xlink:href="cass-20131231.xsd#cass_CommonStockDividendRatePercentage" xlink:type="locator" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.40024.11.6" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.40024.11.6" xlink:to="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330283" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330283" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330283">Defined Benefit Plan Fair Value Of Plan Assets [Abstract]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.40024.11.8" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.40024.11.8" xlink:to="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330284" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330284" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract.330284">Plan assets:</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanActualReturnOnPlanAssets.8157.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanActualReturnOnPlanAssets.8157.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330290" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330290">Defined Benefit Plan, Actual Return On Plan Assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanActualReturnOnPlanAssets.8157.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanActualReturnOnPlanAssets.8157.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330291" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330291" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets.330291">Actual return</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330278" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330278" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330278">Actuarial loss</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitsPaid.8167.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitsPaid.8167.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330280" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330280" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330280">Benefits paid</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330264" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330264" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330264">Projected benefit obligation:</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanContributionsByEmployer.8217.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanContributionsByEmployer.8217.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330293" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330293" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330293">Defined Benefit Plan, Contributions By Employer</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanContributionsByEmployer.8217.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanContributionsByEmployer.8217.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330294" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330294" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanContributionsByEmployer.330294">Employer contribution</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.10" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330288" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330288" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330288">Fair value, January 1</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.11" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330289" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330289" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330289">Fair value, December 31</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFundedStatusOfPlan.8199.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFundedStatusOfPlan.8199.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330298" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330298" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330298">Defined Benefit Plan, Funded Status Of Plan</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFundedStatusOfPlan.8199.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFundedStatusOfPlan.8199.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330300" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330300" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlan.330300">Accrued pension asset (liability)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFundedStatusOfPlanAbstract.1494.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFundedStatusOfPlanAbstract.1494.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330296" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330296" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330296">Defined Benefit Plan, Funded Status Of Plan [Abstract]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFundedStatusOfPlanAbstract.1494.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFundedStatusOfPlanAbstract.1494.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330297" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330297" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract.330297">Funded status:</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanServiceCost.8191.11.14" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanServiceCost.8191.11.14" xlink:to="lab_us-gaap_DefinedBenefitPlanServiceCost.330272" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost.330272" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanServiceCost.330272">Service cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330301" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330301" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330301">Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330303" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330303" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330303">Weighted average discount rate</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330304" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330304" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330304">Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Rate Of Compensation Increase</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330306" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330306" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330306">Rate of increase in compensation levels</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330324" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330324" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330324">2019-2023</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330309" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330309" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330309">2014</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330321" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330321" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330321">2018</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330318" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330318" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330318">2017</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330315" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330315" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330315">2016</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330312" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330312" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330312">2015</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330333" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330333" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330333">Defined Benefit Plan, Amortization Of Prior Service Cost (Credit)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330335" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330335" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330335">Net amortization and deferral</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330330" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330330" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330330">Defined Benefit Plan, Expected Return On Plan Assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.52" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330332" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330332" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets.330332">Expected return on plan assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanInterestCost.8212.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanInterestCost.8212.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanInterestCost.330275" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost.330275" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanInterestCost.330275">Interest cost on projected benefit obligations</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330336" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330336" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330336">Defined Benefit Plan, Net Periodic Benefit Cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.9" xlink:to="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330338" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330338" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost.330338">Net periodic pension cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanServiceCost.8191.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanServiceCost.8191.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanServiceCost.330271" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost.330271" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanServiceCost.330271">Service cost - benefits earned during the year</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.8139.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.8139.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330339" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330339" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330339">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Discount Rate</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.8139.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.8139.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330340" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330340" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate.330340">Weighted average discount rate</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.8128.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.8128.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330343" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330343" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330343">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-Term Return On Assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.8128.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.8128.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330344" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330344" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets.330344">Expected long-term rate of return on assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.8170.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.8170.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330341" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330341" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330341">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Rate Of Compensation Increase</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.8170.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.8170.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330342" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330342" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease.330342">Rate of increase in compensation levels</link:label>
    <link:loc xlink:label="loc_AnnualStandardDeviation.45587.11.12" xlink:href="cass-20131231.xsd#cass_AnnualStandardDeviation" xlink:type="locator" />
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    <link:label xlink:label="AnnualStandardDeviation.379311" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="AnnualStandardDeviation.379311">The expected percentage of annual standard deviation on assets.</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesLargeCapMember.45582.11.7" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesLargeCapMember" xlink:type="locator" />
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    <link:label xlink:label="EquitySecuritiesLargeCapMember.379298" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="EquitySecuritiesLargeCapMember.379298">Large Cap U.S. Equities [Member]</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesLargeCapMember.45582.11.12" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesLargeCapMember" xlink:type="locator" />
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    <link:label xlink:label="EquitySecuritiesLargeCapMember.379297" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="EquitySecuritiesLargeCapMember.379297">Equity Securities Large Cap [Member]</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesSmallCapMember.45583.11.7" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesSmallCapMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquitySecuritiesSmallCapMember.45583.11.7" xlink:to="EquitySecuritiesSmallCapMember.379300" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="EquitySecuritiesSmallCapMember.379300" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="EquitySecuritiesSmallCapMember.379300">Small Cap U.S. Equities [Member]</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesSmallCapMember.45583.11.12" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesSmallCapMember" xlink:type="locator" />
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    <link:label xlink:label="EquitySecuritiesSmallCapMember.379299" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="EquitySecuritiesSmallCapMember.379299">Equity Securities Small Cap [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesDevelopedMember.45584.11.7" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesDevelopedMember" xlink:type="locator" />
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    <link:label xlink:label="ForeignEquitySecuritiesDevelopedMember.379304" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="ForeignEquitySecuritiesDevelopedMember.379304">International (Developed) [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesDevelopedMember.45584.11.12" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesDevelopedMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_ForeignEquitySecuritiesEmergingMember.45585.11.7" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesEmergingMember" xlink:type="locator" />
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    <link:label xlink:label="ForeignEquitySecuritiesEmergingMember.379306" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="ForeignEquitySecuritiesEmergingMember.379306">International (Emerging) [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesEmergingMember.45585.11.12" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesEmergingMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_AnnualStandardDeviation.45587.11.6" xlink:href="cass-20131231.xsd#cass_AnnualStandardDeviation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AnnualStandardDeviation.45587.11.6" xlink:to="lab_AnnualStandardDeviation.379308" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AnnualStandardDeviation.379308" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AnnualStandardDeviation.379308">Annual Standard Deviation</link:label>
    <link:loc xlink:label="loc_ExpectedLongTermRateReturn.40026.11.6" xlink:href="cass-20131231.xsd#cass_ExpectedLongTermRateReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ExpectedLongTermRateReturn.40026.11.6" xlink:to="lab_cass_ExpectedLongTermRateReturn.330353" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ExpectedLongTermRateReturn.330353" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ExpectedLongTermRateReturn.330353">Expected Long Term Rate Return</link:label>
    <link:loc xlink:label="loc_ExpectedLongTermRateReturn.40026.11.8" xlink:href="cass-20131231.xsd#cass_ExpectedLongTermRateReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ExpectedLongTermRateReturn.40026.11.8" xlink:to="lab_cass_ExpectedLongTermRateReturn.330354" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ExpectedLongTermRateReturn.330354" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ExpectedLongTermRateReturn.330354">Assumed long-term rate of return on assets</link:label>
    <link:loc xlink:label="loc_ExpectedLongTermRateReturn.40026.11.12" xlink:href="cass-20131231.xsd#cass_ExpectedLongTermRateReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ExpectedLongTermRateReturn.40026.11.12" xlink:to="lab_cass_ExpectedLongTermRateReturn.330355" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ExpectedLongTermRateReturn.330355" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_ExpectedLongTermRateReturn.330355">The percentage of expected long term rate return during the reporting period.</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAllocation.40027.11.6" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAllocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAllocation.40027.11.6" xlink:to="lab_cass_LongTermRateOfReturnAllocation.330356" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAllocation.330356" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAllocation.330356">Long Term Rate Of Return Allocation</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAllocation.40027.11.8" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAllocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAllocation.40027.11.8" xlink:to="lab_cass_LongTermRateOfReturnAllocation.330357" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAllocation.330357" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAllocation.330357">X Allocation</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAllocation.40027.11.12" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAllocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAllocation.40027.11.12" xlink:to="lab_cass_LongTermRateOfReturnAllocation.330358" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAllocation.330358" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAllocation.330358">The percentage of long term rate of return allocation during the reporting period.</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAssumption.40028.11.6" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAssumption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAssumption.40028.11.6" xlink:to="lab_cass_LongTermRateOfReturnAssumption.330359" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAssumption.330359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAssumption.330359">Long Term Rate Of Return Assumption</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAssumption.40028.11.8" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAssumption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAssumption.40028.11.8" xlink:to="lab_cass_LongTermRateOfReturnAssumption.330360" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAssumption.330360" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAssumption.330360">Assumption</link:label>
    <link:loc xlink:label="loc_LongTermRateOfReturnAssumption.40028.11.12" xlink:href="cass-20131231.xsd#cass_LongTermRateOfReturnAssumption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LongTermRateOfReturnAssumption.40028.11.12" xlink:to="lab_cass_LongTermRateOfReturnAssumption.330361" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LongTermRateOfReturnAssumption.330361" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_LongTermRateOfReturnAssumption.330361">The percentage of long term rate of return assumption during the reporting period.</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanDisclosureLineItems.1484.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanDisclosureLineItems.1484.11.6" xlink:to="lab_DefinedBenefitPlanDisclosureLineItems.4406" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanDisclosureLineItems.4406" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanDisclosureLineItems.4406">Defined Benefit Plan Disclosure [Line Items]</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesLargeCapMember.45582.11.6" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesLargeCapMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquitySecuritiesLargeCapMember.45582.11.6" xlink:to="lab_EquitySecuritiesLargeCapMember.379295" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_EquitySecuritiesLargeCapMember.379295" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_EquitySecuritiesLargeCapMember.379295">Equity Securities Large Cap [Member]</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesSmallCapMember.45583.11.6" xlink:href="cass-20131231.xsd#cass_EquitySecuritiesSmallCapMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquitySecuritiesSmallCapMember.45583.11.6" xlink:to="lab_EquitySecuritiesSmallCapMember.379296" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_EquitySecuritiesSmallCapMember.379296" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_EquitySecuritiesSmallCapMember.379296">Equity Securities Small Cap [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesDevelopedMember.45584.11.6" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesDevelopedMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ForeignEquitySecuritiesDevelopedMember.45584.11.6" xlink:to="lab_ForeignEquitySecuritiesDevelopedMember.379301" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ForeignEquitySecuritiesDevelopedMember.379301" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ForeignEquitySecuritiesDevelopedMember.379301">Foreign Equity Securities Developed [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesEmergingMember.45585.11.6" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesEmergingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ForeignEquitySecuritiesEmergingMember.45585.11.6" xlink:to="lab_ForeignEquitySecuritiesEmergingMember.379302" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ForeignEquitySecuritiesEmergingMember.379302" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ForeignEquitySecuritiesEmergingMember.379302">Foreign Equity Securities Emerging [Member]</link:label>
    <link:loc xlink:label="loc_OneYearNominalReturn.45586.11.6" xlink:href="cass-20131231.xsd#cass_OneYearNominalReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OneYearNominalReturn.45586.11.6" xlink:to="lab_OneYearNominalReturn.379307" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OneYearNominalReturn.379307" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_OneYearNominalReturn.379307">One Year Nominal Return</link:label>
    <link:loc xlink:label="loc_ScheduleOfDefinedBenefitPlansDisclosuresTable.4836.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfDefinedBenefitPlansDisclosuresTable.4836.11.6" xlink:to="lab_ScheduleOfDefinedBenefitPlansDisclosuresTable.17432" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ScheduleOfDefinedBenefitPlansDisclosuresTable.17432" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ScheduleOfDefinedBenefitPlansDisclosuresTable.17432">Schedule of Defined Benefit Plans Disclosures [Table]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations.330405" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations.330405" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations.330405">Defined Benefit Plan, Target Plan Asset Allocations</link:label>
    <link:loc xlink:label="loc_OneYearNominalReturn.45586.11.7" xlink:href="cass-20131231.xsd#cass_OneYearNominalReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OneYearNominalReturn.45586.11.7" xlink:to="OneYearNominalReturn.379310" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="OneYearNominalReturn.379310" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="OneYearNominalReturn.379310">One-Year Nominal Return</link:label>
    <link:loc xlink:label="loc_OneYearNominalReturn.45586.11.12" xlink:href="cass-20131231.xsd#cass_OneYearNominalReturn" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OneYearNominalReturn.45586.11.12" xlink:to="OneYearNominalReturn.379309" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="OneYearNominalReturn.379309" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="OneYearNominalReturn.379309">The expected percentage of one-year nominal return on assets.</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsMember.941.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsMember.941.11.7" xlink:to="lab_CashAndCashEquivalentsMember7.1842852.356899.305528" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CashAndCashEquivalentsMember7.1842852.356899.305528" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CashAndCashEquivalentsMember7.1842852.356899.305528">Cash [Member]</link:label>
    <link:loc xlink:label="loc_EmergingMarketsMember.40035.11.6" xlink:href="cass-20131231.xsd#cass_EmergingMarketsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmergingMarketsMember.40035.11.6" xlink:to="lab_cass_EmergingMarketsMember.330381" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_EmergingMarketsMember.330381" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_EmergingMarketsMember.330381">Emerging Markets [Member]</link:label>
    <link:loc xlink:label="loc_EmergingMarketsMember.40035.11.12" xlink:href="cass-20131231.xsd#cass_EmergingMarketsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmergingMarketsMember.40035.11.12" xlink:to="lab_cass_EmergingMarketsMember.330382" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_EmergingMarketsMember.330382" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_EmergingMarketsMember.330382">Emerging Markets [Member].</link:label>
    <link:loc xlink:label="loc_NonUnitedStatesCoreMember.40033.11.6" xlink:href="cass-20131231.xsd#cass_NonUnitedStatesCoreMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonUnitedStatesCoreMember.40033.11.6" xlink:to="lab_cass_NonUnitedStatesCoreMember.330377" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_NonUnitedStatesCoreMember.330377" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_NonUnitedStatesCoreMember.330377">Non United States Core [Member]</link:label>
    <link:loc xlink:label="loc_NonUnitedStatesCoreMember.40033.11.12" xlink:href="cass-20131231.xsd#cass_NonUnitedStatesCoreMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonUnitedStatesCoreMember.40033.11.12" xlink:to="lab_cass_NonUnitedStatesCoreMember.330378" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_NonUnitedStatesCoreMember.330378" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_NonUnitedStatesCoreMember.330378">Non United States Core [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesCoreOpportunisticMember.40036.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesCoreOpportunisticMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesCoreOpportunisticMember.40036.11.6" xlink:to="lab_cass_UnitedStatesCoreOpportunisticMember.330383" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesCoreOpportunisticMember.330383" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesCoreOpportunisticMember.330383">United States Core Opportunistic [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesCoreOpportunisticMember.40036.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesCoreOpportunisticMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesCoreOpportunisticMember.40036.11.12" xlink:to="lab_cass_UnitedStatesCoreOpportunisticMember.330384" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesCoreOpportunisticMember.330384" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesCoreOpportunisticMember.330384">United States Core Opportunistic [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapGrowthMember.40029.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapGrowthMember.40029.11.6" xlink:to="lab_cass_UnitedStatesLargeCapGrowthMember.330369" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapGrowthMember.330369" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapGrowthMember.330369">United States Large Cap Growth [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapGrowthMember.40029.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapGrowthMember.40029.11.12" xlink:to="lab_cass_UnitedStatesLargeCapGrowthMember.330370" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapGrowthMember.330370" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapGrowthMember.330370">United States Large Cap Growth [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapPassiveMember.40034.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapPassiveMember.40034.11.6" xlink:to="lab_cass_UnitedStatesLargeCapPassiveMember.330379" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapPassiveMember.330379" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapPassiveMember.330379">United States Large Cap Passive [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapPassiveMember.40034.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapPassiveMember.40034.11.12" xlink:to="lab_cass_UnitedStatesLargeCapPassiveMember.330380" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapPassiveMember.330380" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapPassiveMember.330380">United States Large Cap Passive [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapValueMember.40030.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapValueMember.40030.11.6" xlink:to="lab_cass_UnitedStatesLargeCapValueMember.330371" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapValueMember.330371" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapValueMember.330371">United States Large Cap Value [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapValueMember.40030.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapValueMember.40030.11.12" xlink:to="lab_cass_UnitedStatesLargeCapValueMember.330372" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesLargeCapValueMember.330372" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesLargeCapValueMember.330372">United States Large Cap Value [member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesPassiveMember.40037.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesPassiveMember.40037.11.6" xlink:to="lab_cass_UnitedStatesPassiveMember.330385" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesPassiveMember.330385" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesPassiveMember.330385">United States Passive [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesPassiveMember.40037.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesPassiveMember.40037.11.12" xlink:to="lab_cass_UnitedStatesPassiveMember.330386" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesPassiveMember.330386" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesPassiveMember.330386">United States Passive [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.6" xlink:to="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330373" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330373" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330373">United States Small and Mid Cap Growth [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.12" xlink:to="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330374" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330374" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesSmallAndMidCapGrowthMember.330374">United States Small And Mid Cap Growth [Member].</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.6" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.6" xlink:to="lab_cass_UnitedStatesSmallAndMidCapValueMember.330375" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesSmallAndMidCapValueMember.330375" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesSmallAndMidCapValueMember.330375">United States Small and Mid Cap Value [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.12" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.12" xlink:to="lab_cass_UnitedStatesSmallAndMidCapValueMember.330376" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_UnitedStatesSmallAndMidCapValueMember.330376" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_UnitedStatesSmallAndMidCapValueMember.330376">United States Small And Mid Cap Value [Member].</link:label>
    <link:loc xlink:label="loc_NonUnitedStatesCoreMember.40033.11.7" xlink:href="cass-20131231.xsd#cass_NonUnitedStatesCoreMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonUnitedStatesCoreMember.40033.11.7" xlink:to="lab_NonUnitedStatesCoreMember.331058" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NonUnitedStatesCoreMember.331058" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_NonUnitedStatesCoreMember.331058">Non-U.S. Core [Member]</link:label>
    <link:loc xlink:label="loc_OpportunisticMember.45581.11.6" xlink:href="cass-20131231.xsd#cass_OpportunisticMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OpportunisticMember.45581.11.6" xlink:to="lab_OpportunisticMember.379293" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OpportunisticMember.379293" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_OpportunisticMember.379293">Opportunistic [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesCoreOpportunisticMember.40036.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesCoreOpportunisticMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesCoreOpportunisticMember.40036.11.7" xlink:to="lab_UnitedStatesCoreOpportunisticMember.331060" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesCoreOpportunisticMember.331060" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesCoreOpportunisticMember.331060">U.S. Core Opportunistic [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapGrowthMember.40029.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapGrowthMember.40029.11.7" xlink:to="lab_UnitedStatesLargeCapGrowthMember.331049" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesLargeCapGrowthMember.331049" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesLargeCapGrowthMember.331049">U.S. Large Cap Growth [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapPassiveMember.40034.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapPassiveMember.40034.11.7" xlink:to="lab_UnitedStatesLargeCapPassiveMember.331059" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesLargeCapPassiveMember.331059" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesLargeCapPassiveMember.331059">U.S. Large Cap Passive [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesLargeCapValueMember.40030.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesLargeCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesLargeCapValueMember.40030.11.7" xlink:to="lab_UnitedStatesLargeCapValueMember.331050" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesLargeCapValueMember.331050" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesLargeCapValueMember.331050">U.S. Large Cap Value [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesPassiveMember.40037.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesPassiveMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesPassiveMember.40037.11.7" xlink:to="lab_UnitedStatesPassiveMember.331061" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesPassiveMember.331061" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesPassiveMember.331061">U.S. Passive [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapGrowthMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapGrowthMember.40031.11.7" xlink:to="lab_UnitedStatesSmallAndMidCapGrowthMember.331054" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesSmallAndMidCapGrowthMember.331054" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesSmallAndMidCapGrowthMember.331054">U.S. Small/Mid Cap Growth [Member]</link:label>
    <link:loc xlink:label="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.7" xlink:href="cass-20131231.xsd#cass_UnitedStatesSmallAndMidCapValueMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnitedStatesSmallAndMidCapValueMember.40032.11.7" xlink:to="lab_UnitedStatesSmallAndMidCapValueMember.331057" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnitedStatesSmallAndMidCapValueMember.331057" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnitedStatesSmallAndMidCapValueMember.331057">U.S. Small/Mid Cap Value [Member]</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsMember.941.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsMember.941.11.6" xlink:to="lab_us-gaap_CashAndCashEquivalentsMember.330368" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsMember.330368" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsMember.330368">Cash and Cash Equivalents [Member]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330285" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330285" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330285">Defined Benefit Plan, Fair Value Of Plan Assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFairValueOfPlanAssets.8215.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330286" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330286" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets.330286">Total</link:label>
    <link:loc xlink:label="loc_FairValueByFairValueHierarchyLevelAxis.1998.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueByFairValueHierarchyLevelAxis.1998.11.6" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis.330362" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis.330362" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis.330362">Fair Value, Hierarchy [Axis]</link:label>
    <link:loc xlink:label="loc_FairValueInputsLevel1Member.2138.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueInputsLevel1Member.2138.11.6" xlink:to="lab_us-gaap_FairValueInputsLevel1Member.330366" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueInputsLevel1Member.330366" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueInputsLevel1Member.330366">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:loc xlink:label="loc_FairValueInputsLevel2Member.2139.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueInputsLevel2Member.2139.11.6" xlink:to="lab_us-gaap_FairValueInputsLevel2Member.330367" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueInputsLevel2Member.330367" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueInputsLevel2Member.330367">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:loc xlink:label="loc_FairValueMeasurementsFairValueHierarchyDomain.2060.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueMeasurementsFairValueHierarchyDomain.2060.11.6" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain.330364" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain.330364" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain.330364">Fair Value, Measurements, Fair Value Hierarchy [Domain]</link:label>
    <link:loc xlink:label="loc_OpportunisticMember.45581.11.12" xlink:href="cass-20131231.xsd#cass_OpportunisticMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OpportunisticMember.45581.11.12" xlink:to="OpportunisticMember.379294" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="OpportunisticMember.379294" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="OpportunisticMember.379294">Opportunistic [Member]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330276" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330276" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330276">Defined Benefit Plan, Actuarial Gain (Loss)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanActuarialGainLoss.8119.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330277" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330277" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanActuarialGainLoss.330277">Actuarial loss (gain)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitObligation.8096.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitObligation.8096.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330265" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330265" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330265">Defined Benefit Plan, Benefit Obligation</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitObligation.8096.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitObligation.8096.11.10" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330267" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330267" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330267">Balance, January 1</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitObligation.8096.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitObligation.8096.11.11" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330268" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330268" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitObligation.330268">Balance, December 31</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitsPaid.8167.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitsPaid.8167.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330279" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330279" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330279">Defined Benefit Plan, Benefits Paid</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanBenefitsPaid.8167.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanBenefitsPaid.8167.11.52" xlink:to="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330282" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330282" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanBenefitsPaid.330282">Benefits paid</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330262" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330262" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330262">Defined Benefit Plan, Change In Benefit Obligation [Roll Forward]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanChangeInBenefitObligationRollForward.1471.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330263" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330263" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward.330263">Benefit obligation:</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanInterestCost.8212.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanInterestCost.8212.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanInterestCost.330273" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost.330273" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanInterestCost.330273">Defined Benefit Plan, Interest Cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanInterestCost.8212.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanInterestCost.8212.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanInterestCost.330274" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost.330274" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanInterestCost.330274">Interest cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanServiceCost.8191.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanServiceCost.8191.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanServiceCost.330269" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost.330269" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanServiceCost.330269">Defined Benefit Plan, Service Cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanServiceCost.8191.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanServiceCost.8191.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanServiceCost.330270" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanServiceCost.330270" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanServiceCost.330270">Service cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.8123.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330302" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330302" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.330302">Weighted average discount rate</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.8160.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330305" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330305" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease.330305">Rate of increase in compensation levels</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330322" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330322" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330322">Defined Benefit Plan, Expected Future Benefit Payments, Five Fiscal Years Thereafter</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.8174.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330323" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330323" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter.330323">2019-2023</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330307" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330307" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330307">Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.8155.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330308" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330308" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths.330308">2014</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330319" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330319" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330319">Defined Benefit Plan, Expected Future Benefit Payments, Year Five</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.8126.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330320" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330320" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive.330320">2018</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330316" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330316" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330316">Defined Benefit Plan, Expected Future Benefit Payments, Year Four</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.8144.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330317" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330317" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour.330317">2017</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330313" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330313" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330313">Defined Benefit Plan, Expected Future Benefit Payments, Year Three</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.8095.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330314" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330314" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree.330314">2016</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330310" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330310" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330310">Defined Benefit Plan, Expected Future Benefit Payments, Year Two</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.8122.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330311" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330311" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo.330311">2015</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.7" xlink:to="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330334" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330334" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.330334">Net amortization and deferral</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.8140.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.8140.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330393" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330393" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330393">Pension and Other Postretirement Benefit Plans, Accumulated Other Comprehensive Income (Loss), Before Tax</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.8140.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.8140.11.9" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330395" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330395" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax.330395">Total</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.8125.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.8125.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330390" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330390" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330390">Pension and Other Postretirement Benefit Plans, Accumulated Other Comprehensive Income (Loss), Net Gains (Losses), Before Tax</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.8125.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.8125.11.52" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330392" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330392" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax.330392">Net actuarial loss</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.8280.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.8280.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330388" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330388" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330388">Pension and Other Postretirement Benefit Plans, Accumulated Other Comprehensive Income (Loss), Net Prior Service Cost (Credit), Before Tax</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.8280.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.8280.11.8" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330389" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330389" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax.330389">Prior service cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.6" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.6" xlink:to="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330406" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330406" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330406">Defined Benefit Plan Long Term Rate Of Return On Assets Expected Range</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.8" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.8" xlink:to="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330408" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330408" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330408">Long-term rate of return on assets expected range</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.12" xlink:href="cass-20131231.xsd#cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.40038.11.12" xlink:to="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330407" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330407" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_DefinedBenefitPlanLongTermRateOfReturnOnAssetsExpectedRange.330407">Defined benefit plan Long term rate of return on assets expected range.</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesMember.40025.11.6" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ForeignEquitySecuritiesMember.40025.11.6" xlink:to="lab_cass_ForeignEquitySecuritiesMember.330351" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ForeignEquitySecuritiesMember.330351" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ForeignEquitySecuritiesMember.330351">Foreign Equity Securities [Member]</link:label>
    <link:loc xlink:label="loc_ForeignEquitySecuritiesMember.40025.11.12" xlink:href="cass-20131231.xsd#cass_ForeignEquitySecuritiesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ForeignEquitySecuritiesMember.40025.11.12" xlink:to="lab_cass_ForeignEquitySecuritiesMember.330352" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ForeignEquitySecuritiesMember.330352" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_ForeignEquitySecuritiesMember.330352">Foreign Equity Securities [Member].</link:label>
    <link:loc xlink:label="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.6" xlink:href="cass-20131231.xsd#cass_PeriodForExpectedFutureBenefitsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.6" xlink:to="lab_cass_PeriodForExpectedFutureBenefitsPayable.330409" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PeriodForExpectedFutureBenefitsPayable.330409" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_PeriodForExpectedFutureBenefitsPayable.330409">Period For Expected Future Benefits Payable</link:label>
    <link:loc xlink:label="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.8" xlink:href="cass-20131231.xsd#cass_PeriodForExpectedFutureBenefitsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.8" xlink:to="lab_cass_PeriodForExpectedFutureBenefitsPayable.330411" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PeriodForExpectedFutureBenefitsPayable.330411" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_PeriodForExpectedFutureBenefitsPayable.330411">Expected future benefits payable period</link:label>
    <link:loc xlink:label="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.12" xlink:href="cass-20131231.xsd#cass_PeriodForExpectedFutureBenefitsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PeriodForExpectedFutureBenefitsPayable.40039.11.12" xlink:to="lab_cass_PeriodForExpectedFutureBenefitsPayable.330410" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PeriodForExpectedFutureBenefitsPayable.330410" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_PeriodForExpectedFutureBenefitsPayable.330410">It represents period for expected future benefits payable during the reporting period.</link:label>
    <link:loc xlink:label="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.6" xlink:href="cass-20131231.xsd#cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.6" xlink:to="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330416" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330416" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330416">Profit Sharing Expense Recognized In Consolidated Statements Of Income</link:label>
    <link:loc xlink:label="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.8" xlink:href="cass-20131231.xsd#cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.8" xlink:to="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330418" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330418" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330418">Profit sharing expense recognized in consolidated statements of income</link:label>
    <link:loc xlink:label="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.12" xlink:href="cass-20131231.xsd#cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.40040.11.12" xlink:to="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330417" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330417" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome.330417">Profit Sharing Expense Recognized in Consolidated statements of income.</link:label>
    <link:loc xlink:label="loc_SupplementalExecutiveRetirementPlanMember.39960.11.6" xlink:href="cass-20131231.xsd#cass_SupplementalExecutiveRetirementPlanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SupplementalExecutiveRetirementPlanMember.39960.11.6" xlink:to="lab_cass_SupplementalExecutiveRetirementPlanMember.329749" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_SupplementalExecutiveRetirementPlanMember.329749" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_SupplementalExecutiveRetirementPlanMember.329749">Supplemental Executive Retirement Plan [Member]</link:label>
    <link:loc xlink:label="loc_SupplementalExecutiveRetirementPlanMember.39960.11.12" xlink:href="cass-20131231.xsd#cass_SupplementalExecutiveRetirementPlanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SupplementalExecutiveRetirementPlanMember.39960.11.12" xlink:to="lab_cass_SupplementalExecutiveRetirementPlanMember.329750" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_SupplementalExecutiveRetirementPlanMember.329750" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_SupplementalExecutiveRetirementPlanMember.329750">Supplemental Executive Retirement Plan [Member].</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAccumulatedBenefitObligation.8169.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedBenefitObligation.8169.11.7" xlink:to="lab_DefinedBenefitPlanAccumulatedBenefitObligation7.250582" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanAccumulatedBenefitObligation7.250582" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanAccumulatedBenefitObligation7.250582">Accumulated benefit obligation</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfGainsLosses.8134.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanAmortizationOfGainsLosses.8134.11.6" xlink:to="lab_DefinedBenefitPlanAmortizationOfGainsLosses.4375" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanAmortizationOfGainsLosses.4375" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanAmortizationOfGainsLosses.4375">Defined Benefit Plan, Amortization of Gains (Losses)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.8151.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.8151.11.6" xlink:to="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.4401" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.4401" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.4401">Defined Benefit Plan, Future Amortization of Prior Service Cost (Credit)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.8151.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.8151.11.7" xlink:to="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.212523" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.212523" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit.212523">Recognized prior service (cost) benefit</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.8084.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.8084.11.6" xlink:to="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.4309" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.4309" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.4309">Defined Benefit Plans, Estimated Future Employer Contributions in Current Fiscal Year</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.8084.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.8084.11.7" xlink:to="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.222402" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.222402" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear.222402">Contributions for plan</link:label>
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    <link:labelArc xlink:from="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.7" xlink:to="lab_DefinedBenefitPlanTargetPlanAssetAllocations7.250585" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_ForeignEquitySecuritiesMember.40025.11.7" xlink:to="lab_ForeignEquitySecuritiesMember.331044" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_PensionContributions.14425.11.7" xlink:to="lab_PensionContributions7.330880" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_DefinedBenefitPlanAccumulatedBenefitObligation.8169.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation.330400" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation.330400" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation.330400">Defined Benefit Plan, Accumulated Benefit Obligation</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanByPlanAssetCategoriesAxis.1505.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanByPlanAssetCategoriesAxis.1505.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis.330345" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis.330345" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis.330345">Defined Benefit Plan, Asset Categories [Axis]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis.1518.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis.1518.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis.329745" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis.329745" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis.329745">Defined Benefit Plans and Other Postretirement Benefit Plans [Axis]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlansDomain.1509.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlansDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlansDomain.1509.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlansDomain.329747" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedBenefitPlansDomain.329747" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedBenefitPlansDomain.329747">Defined Benefit Plans and Other Postretirement Benefit Plans [Domain]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.6" xlink:to="lab_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations.330404" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedContributionPlanEmployerDiscretionaryContributionAmount.8116.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedContributionPlanEmployerDiscretionaryContributionAmount.8116.11.6" xlink:to="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount.330419" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedContributionPlanEmployerDiscretionaryContributionAmount.8116.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedContributionPlanEmployerDiscretionaryContributionAmount.8116.11.8" xlink:to="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount.330420" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount.330420" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount.330420">Defined contribution plan, contribution amount</link:label>
    <link:loc xlink:label="loc_EquitySecuritiesMember.1886.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_EquitySecuritiesMember.330350" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EquitySecuritiesMember.330350">Equity Securities [Member]</link:label>
    <link:loc xlink:label="loc_FixedIncomeFundsMember.2323.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FixedIncomeFundsMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FixedIncomeFundsMember.2323.11.6" xlink:to="lab_us-gaap_FixedIncomeFundsMember.330349" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FixedIncomeFundsMember.330349" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FixedIncomeFundsMember.330349">Fixed Income Funds [Member]</link:label>
    <link:loc xlink:label="loc_PensionContributions.14425.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionContributions" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PensionContributions.330398" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PensionContributions.330398">Pension Contributions</link:label>
    <link:loc xlink:label="loc_PensionExpense.14420.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionExpense" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PensionExpense.330396" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PensionExpense.330396">Pension Expense</link:label>
    <link:loc xlink:label="loc_PensionPlansDefinedBenefitMember.4013.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PensionPlansDefinedBenefitMember.4013.11.6" xlink:to="lab_us-gaap_PensionPlansDefinedBenefitMember.330387" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PensionPlansDefinedBenefitMember.330387" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PensionPlansDefinedBenefitMember.330387">Pension Plans, Defined Benefit [Member]</link:label>
    <link:loc xlink:label="loc_PlanAssetCategoriesDomain.4030.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_PlanAssetCategoriesDomain.330347" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PlanAssetCategoriesDomain.330347">Plan Asset Categories [Domain]</link:label>
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    <link:label xlink:label="PensionExpense.330879" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="PensionExpense.330879">Pension expense</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfGainsLosses.8134.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:type="locator" />
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    <link:loc xlink:label="loc_FixedIncomeFundsMember.2323.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FixedIncomeFundsMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_PensionPlansDefinedBenefitMember.4013.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward.5075.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16978.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16978.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_StockIssuedDuringPeriodSharesStockOptionsExercised.17264.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber.16990.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber.16990.11.10" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber.330428" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice.16982.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice.16982.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice.330453" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice.330453">Balance at December 31, 2012</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice.16982.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice.16942.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod.16945.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:type="locator" />
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    <link:loc xlink:label="loc_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16194.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16194.11.6" xlink:to="lab_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16998" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16998" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16998">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value</link:label>
    <link:loc xlink:label="loc_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1.16194.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1" xlink:type="locator" />
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    <link:loc xlink:label="loc_StockAppreciationRightsSARSMember.5195.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockAppreciationRightsSARSMember" xlink:type="locator" />
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    <link:label xlink:label="lab_StockAppreciationRightsSARSMember.555686.235070" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_StockAppreciationRightsSARSMember.555686.235070">SARs [Member]</link:label>
    <link:loc xlink:label="loc_AwardTypeAxis.359.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AwardTypeAxis" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_AwardTypeAxis.330421" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AwardTypeAxis.330421">Award Type [Axis]</link:label>
    <link:loc xlink:label="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.9212.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.9212.11.6" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330496" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330496" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330496">Employee Service Share-Based Compensation, Nonvested Awards, Total Compensation Cost Not Yet Recognized</link:label>
    <link:loc xlink:label="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.9212.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.9212.11.8" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330497" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330497" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized.330497">Total unrecognized compensation expense</link:label>
    <link:loc xlink:label="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.9214.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.9214.11.6" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330498" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330498" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330498">Employee Service Share-Based Compensation, Nonvested Awards, Total Compensation Cost Not Yet Recognized, Period For Recognition</link:label>
    <link:loc xlink:label="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.9214.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.9214.11.8" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330499" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330499" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1.330499">Total unrecognized compensation expense, weighted average period</link:label>
    <link:loc xlink:label="loc_RestrictedStockMember.4607.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RestrictedStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RestrictedStockMember.4607.11.6" xlink:to="lab_us-gaap_RestrictedStockMember.330425" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_RestrictedStockMember.330425" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_RestrictedStockMember.330425">Restricted Stock [Member]</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.16907.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.16907.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330502" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330502" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330502">Share-Based Compensation Arrangement By Share-Based Payment Award, Award Vesting Period</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.16907.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.16907.11.8" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330503" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330503" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1.330503">Vesting period</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.16881.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.16881.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330504" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330504" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330504">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.16881.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.16881.11.7" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330506" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330506" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod.330506">Shares granted</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16884.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16884.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330507" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330507" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330507">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16884.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.16884.11.7" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330509" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330509" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue.330509">Shares granted, weighted average grant date market value</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.16920.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.16920.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.330526" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.330526" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.330526">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Outstanding, Weighted Average Remaining Contractual Terms</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms.16920.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized.16973.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized.16973.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized.330494" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized.16973.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.16970.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.16970.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.330501" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue.330501">Total intrinsic value of options exercised</link:label>
    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.17001.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.17001.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.17001.11.8" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue.330468" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain.5086.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain.5086.11.6" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain.330423" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain.330423" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain.330423">Award Type [Domain]</link:label>
    <link:loc xlink:label="loc_StockAppreciationRightsSARSMember.5195.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockAppreciationRightsSARSMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockAppreciationRightsSARSMember.5195.11.6" xlink:to="lab_us-gaap_StockAppreciationRightsSARSMember.330477" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockAppreciationRightsSARSMember.330477" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockAppreciationRightsSARSMember.330477">Stock Appreciation Rights (Sars) [Member]</link:label>
    <link:loc xlink:label="loc_StockIssuedDuringPeriodSharesStockOptionsExercised.17264.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockIssuedDuringPeriodSharesStockOptionsExercised.17264.11.6" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330447" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330447" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330447">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Exercises In Period</link:label>
    <link:loc xlink:label="loc_StockIssuedDuringPeriodSharesStockOptionsExercised.17264.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockIssuedDuringPeriodSharesStockOptionsExercised.17264.11.8" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330448" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330448" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised.330448">Non-qualified options exercised</link:label>
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    <link:labelArc xlink:from="loc_StockOptionPlanExpense.17263.11.6" xlink:to="lab_us-gaap_StockOptionPlanExpense.330521" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockOptionPlanExpense.330521" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockOptionPlanExpense.330521">Stock Or Unit Option Plan Expense</link:label>
    <link:loc xlink:label="loc_StockOptionPlanExpense.17263.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockOptionPlanExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockOptionPlanExpense.17263.11.8" xlink:to="lab_us-gaap_StockOptionPlanExpense.330522" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StockOptionPlanExpense.330522" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StockOptionPlanExpense.330522">Stock option expense</link:label>
    <link:loc xlink:label="loc_OutsideServiceFees.40051.11.6" xlink:href="cass-20131231.xsd#cass_OutsideServiceFees" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OutsideServiceFees.40051.11.6" xlink:to="lab_cass_OutsideServiceFees.330546" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OutsideServiceFees.330546" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_OutsideServiceFees.330546">Outside Service Fees</link:label>
    <link:loc xlink:label="loc_OutsideServiceFees.40051.11.7" xlink:href="cass-20131231.xsd#cass_OutsideServiceFees" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OutsideServiceFees.40051.11.7" xlink:to="lab_cass_OutsideServiceFees.330547" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OutsideServiceFees.330547" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_OutsideServiceFees.330547">Outside service fees</link:label>
    <link:loc xlink:label="loc_OutsideServiceFees.40051.11.12" xlink:href="cass-20131231.xsd#cass_OutsideServiceFees" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_OutsideServiceFees.330549" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_OutsideServiceFees.330549">Outside service fees.</link:label>
    <link:loc xlink:label="loc_Communication.7167.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Communication" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Communication.7167.11.6" xlink:to="lab_us-gaap_Communication.330553" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Communication.330553" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Communication.330553">Communication</link:label>
    <link:loc xlink:label="loc_Communication.7167.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Communication" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Communication.7167.11.8" xlink:to="lab_us-gaap_Communication.330554" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Communication.330554" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Communication.330554">Telecommunications</link:label>
    <link:loc xlink:label="loc_InformationTechnologyAndDataProcessing.11534.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationTechnologyAndDataProcessing.11534.11.6" xlink:to="lab_us-gaap_InformationTechnologyAndDataProcessing.330550" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing.330550" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InformationTechnologyAndDataProcessing.330550">Information Technology and Data Processing</link:label>
    <link:loc xlink:label="loc_InformationTechnologyAndDataProcessing.11534.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationTechnologyAndDataProcessing.11534.11.7" xlink:to="lab_us-gaap_InformationTechnologyAndDataProcessing.330551" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing.330551" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InformationTechnologyAndDataProcessing.330551">Data processing services</link:label>
    <link:loc xlink:label="loc_MarketingAndAdvertisingExpense.12986.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MarketingAndAdvertisingExpense.12986.11.6" xlink:to="lab_us-gaap_MarketingAndAdvertisingExpense.330540" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_MarketingAndAdvertisingExpense.330540" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_MarketingAndAdvertisingExpense.330540">Marketing and Advertising Expense</link:label>
    <link:loc xlink:label="loc_MarketingAndAdvertisingExpense.12986.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_MarketingAndAdvertisingExpense.330541" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_MarketingAndAdvertisingExpense.330541">Promotional expense</link:label>
    <link:loc xlink:label="loc_OtherExpenses.13952.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherExpenses" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_OtherExpenses.330556" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherExpenses.330556">Other</link:label>
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    <link:loc xlink:label="loc_ProfessionalFees.15186.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProfessionalFees" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ProfessionalFees.330543" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ProfessionalFees.330543">Professional Fees</link:label>
    <link:loc xlink:label="loc_ProfessionalFees.15186.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProfessionalFees" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_ProfessionalFees.330544" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ProfessionalFees.330544">Professional fees</link:label>
    <link:loc xlink:label="loc_SuppliesAndPostageExpense.17428.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_CurrentStateAndLocalTaxExpenseBenefit.7540.11.6" xlink:to="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330563" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330563" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330563">Current State and Local Tax Expense (Benefit)</link:label>
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    <link:labelArc xlink:from="loc_CurrentStateAndLocalTaxExpenseBenefit.7540.11.8" xlink:to="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330564" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330564" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit.330564">State</link:label>
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    <link:labelArc xlink:from="loc_DeferredFederalIncomeTaxExpenseBenefit.7861.11.6" xlink:to="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330567" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330567" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330567">Deferred Federal Income Tax Expense (Benefit)</link:label>
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    <link:labelArc xlink:from="loc_DeferredFederalIncomeTaxExpenseBenefit.7861.11.8" xlink:to="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330568" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330568" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit.330568">Federal</link:label>
    <link:loc xlink:label="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit.7904.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit.7904.11.6" xlink:to="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330569" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330569" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330569">Deferred State and Local Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:label="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit.7904.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit.7904.11.8" xlink:to="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330570" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330570" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit.330570">State</link:label>
    <link:loc xlink:label="loc_IncomeTaxExpenseBenefit.11134.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxExpenseBenefit.11134.11.9" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit.329397" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit.329397" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxExpenseBenefit.329397">Total income tax expense</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationReconcilingItemsAbstract.40052.11.6" xlink:href="cass-20131231.xsd#cass_IncomeTaxReconciliationReconcilingItemsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxReconciliationReconcilingItemsAbstract.40052.11.6" xlink:to="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330573" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330573" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330573">Income Tax Reconciliation Reconciling Items [Abstract]</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationReconcilingItemsAbstract.40052.11.8" xlink:href="cass-20131231.xsd#cass_IncomeTaxReconciliationReconcilingItemsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxReconciliationReconcilingItemsAbstract.40052.11.8" xlink:to="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330574" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330574" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeTaxReconciliationReconcilingItemsAbstract.330574">(Reductions) increases resulting from:</link:label>
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.330571" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.330571">Income Tax Reconciliation, Income Tax Expense (Benefit), At Federal Statutory Income Tax Rate</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.11195.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.11195.11.8" xlink:to="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.330572" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.330572" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.330572">Expected income tax expense</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationOtherAdjustments.11198.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments.330580" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments.330580">Income Tax Reconciliation, Other Adjustments</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationOtherAdjustments.11198.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments.330581" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments.330581">Other, net</link:label>
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    <link:loc xlink:label="loc_IncomeTaxReconciliationStateAndLocalIncomeTaxes.11197.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes.330579" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes.330579">State taxes, net of federal benefit</link:label>
    <link:loc xlink:label="loc_IncomeTaxReconciliationTaxExemptIncome.11209.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome.330575" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome.330575">Income Tax Reconciliation, Tax Exempt Income</link:label>
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    <link:label xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome.330577" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome.330577">Tax-exempt income</link:label>
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    <link:label xlink:label="lab_DeferredTaxLiabilitiesPensionCosts.330926" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DeferredTaxLiabilitiesPensionCosts.330926">Deferred Tax Liabilities Pension Costs</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilitiesPensionCosts.40089.11.52" xlink:href="cass-20131231.xsd#cass_DeferredTaxLiabilitiesPensionCosts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxLiabilitiesPensionCosts.40089.11.52" xlink:to="lab_DeferredTaxLiabilitiesPensionCosts.331105" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DeferredTaxLiabilitiesPensionCosts.331105" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_DeferredTaxLiabilitiesPensionCosts.331105">Pension</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilitiesPensionCosts.40089.11.12" xlink:href="cass-20131231.xsd#cass_DeferredTaxLiabilitiesPensionCosts" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet.330620" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet.330620">Deferred Tax Assets, Net</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsLiabilitiesNet.7910.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxAssetsNet.7976.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxAssetsNet.7976.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_DeferredTaxAssetsNetAbstract.1447.11.6" xlink:to="lab_us-gaap_DeferredTaxAssetsNetAbstract.330582" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract.330582" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsNetAbstract.330582">Deferred Tax Assets, Net [Abstract]</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsNetAbstract.1447.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsNetAbstract.1447.11.8" xlink:to="lab_us-gaap_DeferredTaxAssetsNetAbstract.330583" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract.330583" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsNetAbstract.330583">Deferred tax assets:</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsOther.7967.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsOther.330594" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsOther.330594">Deferred Tax Assets, Other</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsOther.7967.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsOther.7967.11.8" xlink:to="lab_us-gaap_DeferredTaxAssetsOther.330595" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsOther.330595" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsOther.330595">Other</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.8000.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.8000.11.6" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330586" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330586" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330586">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Pensions</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.8000.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.8000.11.8" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330587" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330587" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions.330587">ASC 715 pension funding liability</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.7969.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.7969.11.6" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330592" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330592" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330592">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Postretirement Benefits</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.7969.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.7969.11.8" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330593" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330593" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits.330593">Supplemental executive retirement plan accrual</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.7960.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.7960.11.6" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.330590" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.330590" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.330590">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.7960.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.330591" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost.330591">Stock compensation</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.8019.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.8019.11.6" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.330584" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.8019.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.330585" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses.330585">Allowance for loan losses</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilities.8034.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxLiabilities.8034.11.6" xlink:to="lab_us-gaap_DeferredTaxLiabilities.330616" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DeferredTaxLiabilities.330616" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxLiabilities.330616">Deferred Tax Liabilities, Net</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilities.8034.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxLiabilities.330619" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxLiabilities.330619">Total deferred tax liabilities</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilitiesNetAbstract.1399.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract.330599" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract.330599">Deferred Tax Liabilities, Net [Abstract]</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilitiesNetAbstract.1399.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract.330600" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract.330600">Deferred tax liabilities:</link:label>
    <link:loc xlink:label="loc_DeferredTaxLiabilitiesOther.8014.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxLiabilitiesOther.8014.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxLiabilitiesOtherFiniteLivedAssets.8042.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOtherFiniteLivedAssets" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxLiabilitiesOtherFiniteLivedAssets.8042.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOtherFiniteLivedAssets" xlink:type="locator" />
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    <link:loc xlink:label="loc_DeferredTaxLiabilitiesPropertyPlantAndEquipment.8026.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment.330601" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment.330601">Deferred Tax Liabilities, Property, Plant and Equipment</link:label>
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    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions.40053.11.12" xlink:href="cass-20131231.xsd#cass_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_UnrecognizedTaxBenefits.330626" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UnrecognizedTaxBenefits.330626">Balance at December 31</link:label>
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    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities.17824.11.6" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities.330632" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities.330632" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities.330632">Unrecognized Tax Benefits, Decreases Resulting From Settlements With Taxing Authorities</link:label>
    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities.17824.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:type="locator" />
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    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.17822.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.17822.11.6" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.330630" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.17822.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.17822.11.8" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions.330631" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations.17829.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:type="locator" />
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    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations.17829.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:type="locator" />
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    <link:loc xlink:label="loc_FranklinBancorpMember.40054.11.6" xlink:href="cass-20131231.xsd#cass_FranklinBancorpMember" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_FranklinBancorpMember.330640" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_FranklinBancorpMember.330640">Franklin Bancorp [Member]</link:label>
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    <link:loc xlink:label="loc_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments.40055.11.8" xlink:href="cass-20131231.xsd#cass_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeTaxesLineItems.45576.11.6" xlink:href="cass-20131231.xsd#cass_IncomeTaxesLineItems" xlink:type="locator" />
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    <link:loc xlink:label="loc_IncomeTaxesTable.45577.11.6" xlink:href="cass-20131231.xsd#cass_IncomeTaxesTable" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetOperatingLossCarryforwardsLimitationsOnUse.40111.11.6" xlink:href="cass-20131231.xsd#cass_NetOperatingLossCarryforwardsLimitationsOnUse" xlink:type="locator" />
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    <link:label xlink:label="lab_NetOperatingLossCarryforwardsLimitationsOnUse.331101" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_NetOperatingLossCarryforwardsLimitationsOnUse.331101">Net operating loss carryforwards, limitations on use.</link:label>
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    <link:labelArc xlink:from="loc_OperatingLossCarryforwardsExpirationDate.13603.11.6" xlink:to="lab_OperatingLossCarryforwardsExpirationDate.12881" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OperatingLossCarryforwardsExpirationDate.12881" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_OperatingLossCarryforwardsExpirationDate.12881">Operating Loss Carryforwards, Expiration Date</link:label>
    <link:loc xlink:label="loc_OperatingLossCarryforwardsExpirationDate.13603.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLossCarryforwardsExpirationDate.13603.11.8" xlink:to="lab_OperatingLossCarryforwardsExpirationDate.217591" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OperatingLossCarryforwardsExpirationDate.217591" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_OperatingLossCarryforwardsExpirationDate.217591">Net operating loss carryforward expiration date</link:label>
    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.17820.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.17820.11.7" xlink:to="lab_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued7.250587" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued7.250587" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued7.250587">Income tax accrued interest</link:label>
    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.17828.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.17828.11.7" xlink:to="lab_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.504562.183122" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.504562.183122" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.504562.183122">Amounts of tax benefits that would affect effective tax rate if recognized</link:label>
    <link:loc xlink:label="loc_BusinessAcquisitionAcquireeDomain.775.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BusinessAcquisitionAcquireeDomain.775.11.6" xlink:to="lab_us-gaap_BusinessAcquisitionAcquireeDomain.330638" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BusinessAcquisitionAcquireeDomain.330638" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BusinessAcquisitionAcquireeDomain.330638">Business Acquisition, Acquiree [Domain]</link:label>
    <link:loc xlink:label="loc_BusinessAcquisitionAxis.750.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BusinessAcquisitionAxis.750.11.6" xlink:to="lab_us-gaap_BusinessAcquisitionAxis.330636" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_BusinessAcquisitionAxis.330636" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_BusinessAcquisitionAxis.330636">Business Acquisition [Axis]</link:label>
    <link:loc xlink:label="loc_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.9141.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.9141.11.6" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.330641" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OperatingLossCarryforwards.13619.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLossCarryforwards.13619.11.6" xlink:to="lab_us-gaap_OperatingLossCarryforwards.330588" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLossCarryforwards.330588" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLossCarryforwards.330588">Operating Loss Carryforwards</link:label>
    <link:loc xlink:label="loc_OperatingLossCarryforwards.13619.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OperatingLossCarryforwards.13619.11.8" xlink:to="lab_us-gaap_OperatingLossCarryforwards.330589" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OperatingLossCarryforwards.330589" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OperatingLossCarryforwards.330589">Net operating loss carryforward</link:label>
    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.17820.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.17820.11.6" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.330649" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.330649" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued.330649">Unrecognized Tax Benefits, Interest On Income Taxes Accrued</link:label>
    <link:loc xlink:label="loc_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.17828.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.17828.11.6" xlink:to="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.330647" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.330647" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.330647">Unrecognized Tax Benefits That Would Impact Effective Tax Rate</link:label>
    <link:loc xlink:label="loc_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.9141.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate.9141.11.7" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl.185847" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_CommercialLettersOfCreditMember.40057.11.6" xlink:href="cass-20131231.xsd#cass_CommercialLettersOfCreditMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialLettersOfCreditMember.40057.11.6" xlink:to="lab_cass_CommercialLettersOfCreditMember.330663" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CommercialLettersOfCreditMember.330663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommercialLettersOfCreditMember.330663">Commercial Letters Of Credit [Member]</link:label>
    <link:loc xlink:label="loc_CommercialLettersOfCreditMember.40057.11.12" xlink:href="cass-20131231.xsd#cass_CommercialLettersOfCreditMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialLettersOfCreditMember.40057.11.12" xlink:to="lab_cass_CommercialLettersOfCreditMember.330664" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CommercialLettersOfCreditMember.330664" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommercialLettersOfCreditMember.330664">Commercial letters of credit member.</link:label>
    <link:loc xlink:label="loc_CommitmentsToExtendCreditMember.1080.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommitmentsToExtendCreditMember.1080.11.6" xlink:to="lab_us-gaap_CommitmentsToExtendCreditMember.330657" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CommitmentsToExtendCreditMember.330657" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CommitmentsToExtendCreditMember.330657">Commitments To Extend Credit [Member]</link:label>
    <link:loc xlink:label="loc_CreditFacilityAxis.1266.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditFacilityAxis.1266.11.6" xlink:to="lab_us-gaap_CreditFacilityAxis.330658" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CreditFacilityAxis.330658" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CreditFacilityAxis.330658">Credit Facility [Axis]</link:label>
    <link:loc xlink:label="loc_CreditFacilityDomain.1279.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditFacilityDomain.1279.11.6" xlink:to="lab_us-gaap_CreditFacilityDomain.330660" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CreditFacilityDomain.330660" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CreditFacilityDomain.330660">Credit Facility [Domain]</link:label>
    <link:loc xlink:label="loc_FinancialInstrumentAxis.2252.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancialInstrumentAxis.2252.11.6" xlink:to="lab_us-gaap_FinancialInstrumentAxis.329934" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancialInstrumentAxis.329934" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancialInstrumentAxis.329934">Financial Instrument [Axis]</link:label>
    <link:loc xlink:label="loc_LineOfCredit.12433.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCredit.12433.11.6" xlink:to="lab_us-gaap_LineOfCredit.330665" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCredit.330665" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCredit.330665">Long-Term Line Of Credit</link:label>
    <link:loc xlink:label="loc_LineOfCredit.12433.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCredit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LineOfCredit.12433.11.8" xlink:to="lab_us-gaap_LineOfCredit.330666" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LineOfCredit.330666" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LineOfCredit.330666">Long-term Line of Credit</link:label>
    <link:loc xlink:label="loc_StandbyLettersOfCreditMember.5157.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StandbyLettersOfCreditMember.5157.11.6" xlink:to="lab_us-gaap_StandbyLettersOfCreditMember.330662" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StandbyLettersOfCreditMember.330662" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StandbyLettersOfCreditMember.330662">Standby Letters Of Credit [Member]</link:label>
    <link:loc xlink:label="loc_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain.5357.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain.5357.11.6" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain.329936" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain.329936" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain.329936">Types Of Financial Instruments [Domain]</link:label>
    <link:loc xlink:label="loc_AccountsAndDraftsPayable.39941.11.8" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayable" xlink:type="locator" />
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    <link:label xlink:label="lab_cass_AccountsAndDraftsPayable.329227" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_AccountsAndDraftsPayable.329227">Accounts and drafts payable, Carrying Amount</link:label>
    <link:loc xlink:label="loc_AccountsAndDraftsPayableFairValueDisclosure.40060.11.6" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayableFairValueDisclosure" xlink:type="locator" />
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    <link:loc xlink:label="loc_AccountsAndDraftsPayableFairValueDisclosure.40060.11.7" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayableFairValueDisclosure" xlink:type="locator" />
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    <link:loc xlink:label="loc_AccountsAndDraftsPayableFairValueDisclosure.40060.11.12" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayableFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsAndDraftsPayableFairValueDisclosure.40060.11.12" xlink:to="lab_cass_AccountsAndDraftsPayableFairValueDisclosure.330699" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AccountsAndDraftsPayableFairValueDisclosure.330699" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_AccountsAndDraftsPayableFairValueDisclosure.330699">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of accounts and drafts payable existing as of the balance sheet date.</link:label>
    <link:loc xlink:label="loc_AssetsCarryingAmount.40058.11.6" xlink:href="cass-20131231.xsd#cass_AssetsCarryingAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsCarryingAmount.40058.11.6" xlink:to="lab_cass_AssetsCarryingAmount.330670" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AssetsCarryingAmount.330670" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_AssetsCarryingAmount.330670">Assets Carrying Amount</link:label>
    <link:loc xlink:label="loc_AssetsCarryingAmount.40058.11.9" xlink:href="cass-20131231.xsd#cass_AssetsCarryingAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsCarryingAmount.40058.11.9" xlink:to="lab_cass_AssetsCarryingAmount.330673" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AssetsCarryingAmount.330673" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_AssetsCarryingAmount.330673">Assets, Carrying Amount</link:label>
    <link:loc xlink:label="loc_AssetsCarryingAmount.40058.11.12" xlink:href="cass-20131231.xsd#cass_AssetsCarryingAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsCarryingAmount.40058.11.12" xlink:to="lab_cass_AssetsCarryingAmount.330674" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AssetsCarryingAmount.330674" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_AssetsCarryingAmount.330674">This element represents the aggregate of the assets reported at period end of carrying value.</link:label>
    <link:loc xlink:label="loc_LiabilitiesCarryingValue.40059.11.6" xlink:href="cass-20131231.xsd#cass_LiabilitiesCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesCarryingValue.40059.11.6" xlink:to="lab_cass_LiabilitiesCarryingValue.330689" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LiabilitiesCarryingValue.330689" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_LiabilitiesCarryingValue.330689">Liabilities Carrying Value</link:label>
    <link:loc xlink:label="loc_LiabilitiesCarryingValue.40059.11.9" xlink:href="cass-20131231.xsd#cass_LiabilitiesCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesCarryingValue.40059.11.9" xlink:to="lab_cass_LiabilitiesCarryingValue.330691" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LiabilitiesCarryingValue.330691" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_LiabilitiesCarryingValue.330691">Liabilities, Carrying Amount</link:label>
    <link:loc xlink:label="loc_LiabilitiesCarryingValue.40059.11.12" xlink:href="cass-20131231.xsd#cass_LiabilitiesCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesCarryingValue.40059.11.12" xlink:to="lab_cass_LiabilitiesCarryingValue.330692" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LiabilitiesCarryingValue.330692" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_LiabilitiesCarryingValue.330692">This element represents the aggregate of the liabilities reported on the carrying value of the entity.</link:label>
    <link:loc xlink:label="loc_InvestmentsFairValueDisclosure.11996.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentsFairValueDisclosure.11996.11.6" xlink:to="lab_InvestmentsFairValueDisclosure.10256" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InvestmentsFairValueDisclosure.10256" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InvestmentsFairValueDisclosure.10256">Investments, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_InvestmentsFairValueDisclosure.11996.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentsFairValueDisclosure.11996.11.8" xlink:to="lab_InvestmentsFairValueDisclosure.1904327.460880.494882.331084" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InvestmentsFairValueDisclosure.1904327.460880.494882.331084" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_InvestmentsFairValueDisclosure.1904327.460880.494882.331084">Investment in securities, Fair Value</link:label>
    <link:loc xlink:label="loc_AccountsReceivableFairValueDisclosure.5649.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsReceivableFairValueDisclosure.5649.11.6" xlink:to="lab_us-gaap_AccountsReceivableFairValueDisclosure.330680" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AccountsReceivableFairValueDisclosure.330680" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AccountsReceivableFairValueDisclosure.330680">Accounts Receivable, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_AccountsReceivableFairValueDisclosure.5649.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsReceivableFairValueDisclosure.5649.11.8" xlink:to="lab_us-gaap_AccountsReceivableFairValueDisclosure.330682" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AccountsReceivableFairValueDisclosure.330682" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AccountsReceivableFairValueDisclosure.330682">Accrued interest receivable, Fair Value</link:label>
    <link:loc xlink:label="loc_AccruedLiabilitiesFairValueDisclosure.5757.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccruedLiabilitiesFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccruedLiabilitiesFairValueDisclosure.5757.11.6" xlink:to="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330700" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330700" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330700">Accrued Liabilities, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_AccruedLiabilitiesFairValueDisclosure.5757.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccruedLiabilitiesFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccruedLiabilitiesFairValueDisclosure.5757.11.8" xlink:to="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330702" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330702" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AccruedLiabilitiesFairValueDisclosure.330702">Accrued interest payable, Fair Value</link:label>
    <link:loc xlink:label="loc_AssetsFairValueDisclosure.6088.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsFairValueDisclosure.6088.11.6" xlink:to="lab_us-gaap_AssetsFairValueDisclosure.330683" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AssetsFairValueDisclosure.330683" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AssetsFairValueDisclosure.330683">Assets, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_AssetsFairValueDisclosure.6088.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsFairValueDisclosure.6088.11.9" xlink:to="lab_us-gaap_AssetsFairValueDisclosure.330686" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AssetsFairValueDisclosure.330686" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AssetsFairValueDisclosure.330686">Assets, Fair Value</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.8" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329535" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329535" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329535">Cash and cash equivalents, Carrying Amount</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsFairValueDisclosure.6850.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsFairValueDisclosure.6850.11.6" xlink:to="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330675" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330675" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330675">Cash and Cash Equivalents, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsFairValueDisclosure.6850.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsFairValueDisclosure.6850.11.8" xlink:to="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330676" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330676" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure.330676">Cash and cash equivalents, Fair Value</link:label>
    <link:loc xlink:label="loc_Deposits.8332.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Deposits.8332.11.8" xlink:to="lab_us-gaap_Deposits.329223" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Deposits.329223" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Deposits.329223">Deposits, Carrying Amount</link:label>
    <link:loc xlink:label="loc_DepositsFairValueDisclosure.8336.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsFairValueDisclosure.8336.11.6" xlink:to="lab_us-gaap_DepositsFairValueDisclosure.330693" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepositsFairValueDisclosure.330693" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepositsFairValueDisclosure.330693">Deposits, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_DepositsFairValueDisclosure.8336.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsFairValueDisclosure.8336.11.8" xlink:to="lab_us-gaap_DepositsFairValueDisclosure.330695" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepositsFairValueDisclosure.330695" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepositsFairValueDisclosure.330695">Deposits, Fair Value</link:label>
    <link:loc xlink:label="loc_InterestPayableCurrentAndNoncurrent.11632.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestPayableCurrentAndNoncurrent.11632.11.6" xlink:to="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330687" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330687" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330687">Interest Payable</link:label>
    <link:loc xlink:label="loc_InterestPayableCurrentAndNoncurrent.11632.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestPayableCurrentAndNoncurrent.11632.11.8" xlink:to="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330688" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330688" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestPayableCurrentAndNoncurrent.330688">Accrued interest payable, Carrying Amount</link:label>
    <link:loc xlink:label="loc_InterestReceivable.11774.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestReceivable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestReceivable.11774.11.6" xlink:to="lab_us-gaap_InterestReceivable.330667" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestReceivable.330667" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestReceivable.330667">Interest Receivable</link:label>
    <link:loc xlink:label="loc_InterestReceivable.11774.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestReceivable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestReceivable.11774.11.8" xlink:to="lab_us-gaap_InterestReceivable.330669" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestReceivable.330669" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestReceivable.330669">Accrued interest receivable, Carrying Amount</link:label>
    <link:loc xlink:label="loc_LiabilitiesFairValueDisclosure.12191.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesFairValueDisclosure.12191.11.6" xlink:to="lab_us-gaap_LiabilitiesFairValueDisclosure.330703" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure.330703" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LiabilitiesFairValueDisclosure.330703">Liabilities, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_LiabilitiesFairValueDisclosure.12191.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesFairValueDisclosure.12191.11.9" xlink:to="lab_us-gaap_LiabilitiesFairValueDisclosure.330706" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure.330706" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LiabilitiesFairValueDisclosure.330706">Liabilities, Fair Value</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.8" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329187" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329187" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329187">Loans, net, Carrying Amount</link:label>
    <link:loc xlink:label="loc_LoansReceivableFairValueDisclosure.12664.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansReceivableFairValueDisclosure.12664.11.6" xlink:to="lab_us-gaap_LoansReceivableFairValueDisclosure.330677" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure.330677" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansReceivableFairValueDisclosure.330677">Loans Receivable, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_LoansReceivableFairValueDisclosure.12664.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansReceivableFairValueDisclosure.12664.11.8" xlink:to="lab_us-gaap_LoansReceivableFairValueDisclosure.330679" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure.330679" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansReceivableFairValueDisclosure.330679">Loans, net, Fair Value</link:label>
    <link:loc xlink:label="loc_BankingServicesMember.40062.11.6" xlink:href="cass-20131231.xsd#cass_BankingServicesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BankingServicesMember.40062.11.6" xlink:to="lab_cass_BankingServicesMember.330713" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_BankingServicesMember.330713" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_BankingServicesMember.330713">Banking Services [Member]</link:label>
    <link:loc xlink:label="loc_BankingServicesMember.40062.11.12" xlink:href="cass-20131231.xsd#cass_BankingServicesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BankingServicesMember.40062.11.12" xlink:to="lab_cass_BankingServicesMember.330714" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_BankingServicesMember.330714" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_BankingServicesMember.330714">Banking Services [Member]</link:label>
    <link:loc xlink:label="loc_CorporateEliminationsAndOtherMember.40063.11.6" xlink:href="cass-20131231.xsd#cass_CorporateEliminationsAndOtherMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CorporateEliminationsAndOtherMember.40063.11.6" xlink:to="lab_cass_CorporateEliminationsAndOtherMember.330715" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CorporateEliminationsAndOtherMember.330715" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CorporateEliminationsAndOtherMember.330715">Corporate Eliminations and Other [Member]</link:label>
    <link:loc xlink:label="loc_CorporateEliminationsAndOtherMember.40063.11.12" xlink:href="cass-20131231.xsd#cass_CorporateEliminationsAndOtherMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CorporateEliminationsAndOtherMember.40063.11.12" xlink:to="lab_cass_CorporateEliminationsAndOtherMember.330716" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CorporateEliminationsAndOtherMember.330716" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_CorporateEliminationsAndOtherMember.330716">Corporate Eliminations and Other [Member]</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeAbstract.40069.11.6" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeAbstract.40069.11.6" xlink:to="lab_cass_FeeRevenueAndOtherIncomeAbstract.330807" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_FeeRevenueAndOtherIncomeAbstract.330807" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_FeeRevenueAndOtherIncomeAbstract.330807">Fee Revenue And Other Income [Abstract]</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeAbstract.40069.11.8" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeAbstract.40069.11.8" xlink:to="lab_cass_FeeRevenueAndOtherIncomeAbstract.330808" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_FeeRevenueAndOtherIncomeAbstract.330808" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_FeeRevenueAndOtherIncomeAbstract.330808">Fee revenue and other income:</link:label>
    <link:loc xlink:label="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.6" xlink:href="cass-20131231.xsd#cass_IncomeFromCustomersAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.6" xlink:to="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330726" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330726" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330726">Income From Customers After Provision For Loan Loss</link:label>
    <link:loc xlink:label="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.7" xlink:href="cass-20131231.xsd#cass_IncomeFromCustomersAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.7" xlink:to="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330727" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330727" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330727">Income from customers</link:label>
    <link:loc xlink:label="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.12" xlink:href="cass-20131231.xsd#cass_IncomeFromCustomersAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncomeFromCustomersAfterProvisionForLoanLoss.40064.11.12" xlink:to="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330728" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330728" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IncomeFromCustomersAfterProvisionForLoanLoss.330728">Amount of income from customers after provision for loan loss.</link:label>
    <link:loc xlink:label="loc_InformationServicesMember.40061.11.6" xlink:href="cass-20131231.xsd#cass_InformationServicesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationServicesMember.40061.11.6" xlink:to="lab_cass_InformationServicesMember.330711" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InformationServicesMember.330711" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_InformationServicesMember.330711">Information Services [Member]</link:label>
    <link:loc xlink:label="loc_InformationServicesMember.40061.11.12" xlink:href="cass-20131231.xsd#cass_InformationServicesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InformationServicesMember.40061.11.12" xlink:to="lab_cass_InformationServicesMember.330712" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_InformationServicesMember.330712" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_InformationServicesMember.330712">Information Services [Member]</link:label>
    <link:loc xlink:label="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.6" xlink:href="cass-20131231.xsd#cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.6" xlink:to="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330730" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330730" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330730">Intersegment Income Expense After Provision For Loan Loss</link:label>
    <link:loc xlink:label="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.7" xlink:href="cass-20131231.xsd#cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.7" xlink:to="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330731" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330731" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330731">Intersegment income (expense)</link:label>
    <link:loc xlink:label="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.12" xlink:href="cass-20131231.xsd#cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.40065.11.12" xlink:to="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330732" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330732" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss.330732">Amount of intersegment income expense after provision for loan loss.</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.6" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.6" xlink:to="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330873" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330873" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330873">Fee Revenue And Other Income Intersegment Income Expense</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.7" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.7" xlink:to="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330877" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330877" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330877">Intersegment income (expense)</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.12" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.40081.11.12" xlink:to="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330876" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330876" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense.330876">Fee revenue and other income intersegment income expense.</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.6" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeRevenueFromCustomers" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.6" xlink:to="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330888" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330888" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330888">Fee Revenue And Other Income Revenue From Customers</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.7" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeRevenueFromCustomers" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.7" xlink:to="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330890" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330890" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330890">Income from customers</link:label>
    <link:loc xlink:label="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.12" xlink:href="cass-20131231.xsd#cass_FeeRevenueAndOtherIncomeRevenueFromCustomers" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FeeRevenueAndOtherIncomeRevenueFromCustomers.40084.11.12" xlink:to="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330889" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330889" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_FeeRevenueAndOtherIncomeRevenueFromCustomers.330889">Fee revenue and other income revenue from customers.</link:label>
    <link:loc xlink:label="loc_DepreciationAndAmortization.8349.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepreciationAndAmortization.8349.11.6" xlink:to="lab_us-gaap_DepreciationAndAmortization.330734" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepreciationAndAmortization.330734" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepreciationAndAmortization.330734">Depreciation, Depletion and Amortization, Nonproduction</link:label>
    <link:loc xlink:label="loc_DepreciationAndAmortization.8349.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepreciationAndAmortization.8349.11.7" xlink:to="lab_us-gaap_DepreciationAndAmortization.330735" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DepreciationAndAmortization.330735" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DepreciationAndAmortization.330735">Depreciation and amortization</link:label>
    <link:loc xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.2851.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.2851.11.6" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330723" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330723" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330723">Interest Income (Expense), After Provision For Loan Loss [Abstract]</link:label>
    <link:loc xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.2851.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.2851.11.7" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330724" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330724" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract.330724">Net interest income (expense) after provision for loan losses:</link:label>
    <link:loc xlink:label="loc_OtherIntangibleAssetsNet.13871.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherIntangibleAssetsNet.13871.11.6" xlink:to="lab_us-gaap_OtherIntangibleAssetsNet.330737" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherIntangibleAssetsNet.330737" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherIntangibleAssetsNet.330737">Other Intangible Assets, Net</link:label>
    <link:loc xlink:label="loc_OtherIntangibleAssetsNet.13871.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherIntangibleAssetsNet.13871.11.8" xlink:to="lab_us-gaap_OtherIntangibleAssetsNet.330738" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherIntangibleAssetsNet.330738" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherIntangibleAssetsNet.330738">Other intangible assets, net</link:label>
    <link:loc xlink:label="loc_SegmentDomain.4981.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SegmentDomain.4981.11.6" xlink:to="lab_us-gaap_SegmentDomain.330709" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_SegmentDomain.330709" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_SegmentDomain.330709">Segment [Domain]</link:label>
    <link:loc xlink:label="loc_StatementBusinessSegmentsAxis.5172.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementBusinessSegmentsAxis.5172.11.6" xlink:to="lab_us-gaap_StatementBusinessSegmentsAxis.330707" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis.330707" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementBusinessSegmentsAxis.330707">Business Segments [Axis]</link:label>
    <link:loc xlink:label="loc_AccountsAndDraftsPayable.39941.11.6" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsAndDraftsPayable.39941.11.6" xlink:to="lab_cass_AccountsAndDraftsPayable.329225" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AccountsAndDraftsPayable.329225" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_AccountsAndDraftsPayable.329225">Accounts and Drafts Payable</link:label>
    <link:loc xlink:label="loc_AccountsAndDraftsPayable.39941.11.7" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsAndDraftsPayable.39941.11.7" xlink:to="lab_cass_AccountsAndDraftsPayable.329226" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AccountsAndDraftsPayable.329226" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_AccountsAndDraftsPayable.329226">Accounts and drafts payable</link:label>
    <link:loc xlink:label="loc_AccountsAndDraftsPayable.39941.11.12" xlink:href="cass-20131231.xsd#cass_AccountsAndDraftsPayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsAndDraftsPayable.39941.11.12" xlink:to="lab_cass_AccountsAndDraftsPayable.329228" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_AccountsAndDraftsPayable.329228" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_AccountsAndDraftsPayable.329228">Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business and includes carrying value of amounts due on drafts payable on the balance sheet date.</link:label>
    <link:loc xlink:label="loc_StockholdersEquity.17302.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquity.17302.11.7" xlink:to="lab_StockholdersEquity.330893" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_StockholdersEquity.330893" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_StockholdersEquity.330893">Total shareholders equity</link:label>
    <link:loc xlink:label="loc_Assets.6057.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Assets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Assets.6057.11.8" xlink:to="lab_us-gaap_Assets.329212" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Assets.329212" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Assets.329212">Total assets</link:label>
    <link:loc xlink:label="loc_CashAndDueFromBanks.6815.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndDueFromBanks.6815.11.7" xlink:to="lab_us-gaap_CashAndDueFromBanks.329158" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndDueFromBanks.329158" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndDueFromBanks.329158">Cash and due from banks</link:label>
    <link:loc xlink:label="loc_EquityComponentDomain.1873.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityComponentDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EquityComponentDomain.1873.11.6" xlink:to="lab_us-gaap_EquityComponentDomain.329551" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EquityComponentDomain.329551" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EquityComponentDomain.329551">Equity Component [Domain]</link:label>
    <link:loc xlink:label="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.11992.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.11992.11.6" xlink:to="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330746" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330746" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330746">Investments In and Advance To Affiliates, Subsidiaries, Associates, and Joint Ventures</link:label>
    <link:loc xlink:label="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.11992.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.11992.11.7" xlink:to="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330747" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330747" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures.330747">Investments in subsidiary</link:label>
    <link:loc xlink:label="loc_Liabilities.12166.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Liabilities.12166.11.8" xlink:to="lab_us-gaap_Liabilities.329235" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Liabilities.329235" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Liabilities.329235">Total liabilities</link:label>
    <link:loc xlink:label="loc_LiabilitiesAndStockholdersEquity.12135.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesAndStockholdersEquity.12135.11.8" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity.329276" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity.329276" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LiabilitiesAndStockholdersEquity.329276">Total liabilities and shareholders' equity</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.7" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329186" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329186" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount.329186">Loans, net</link:label>
    <link:loc xlink:label="loc_OtherAssets.13839.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherAssets.13839.11.7" xlink:to="lab_us-gaap_OtherAssets.329208" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherAssets.329208" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherAssets.329208">Other assets</link:label>
    <link:loc xlink:label="loc_OtherLiabilities.14024.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLiabilities.14024.11.7" xlink:to="lab_us-gaap_OtherLiabilities.329230" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherLiabilities.329230" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherLiabilities.329230">Other liabilities</link:label>
    <link:loc xlink:label="loc_OtherShortTermInvestments.14081.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherShortTermInvestments.14081.11.6" xlink:to="lab_us-gaap_OtherShortTermInvestments.330743" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherShortTermInvestments.330743" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherShortTermInvestments.330743">Other Short-Term Investments</link:label>
    <link:loc xlink:label="loc_OtherShortTermInvestments.14081.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherShortTermInvestments.14081.11.7" xlink:to="lab_us-gaap_OtherShortTermInvestments.330744" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherShortTermInvestments.330744" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherShortTermInvestments.330744">Short-term investments</link:label>
    <link:loc xlink:label="loc_ParentMember.3924.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ParentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParentMember.3924.11.6" xlink:to="lab_us-gaap_ParentMember.330742" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ParentMember.330742" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ParentMember.330742">Parent [Member]</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.7" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet.329190" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet.329190" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PropertyPlantAndEquipmentNet.329190">Premises and equipment, net</link:label>
    <link:loc xlink:label="loc_StatementEquityComponentsAxis.5169.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementEquityComponentsAxis.5169.11.6" xlink:to="lab_us-gaap_StatementEquityComponentsAxis.329549" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StatementEquityComponentsAxis.329549" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementEquityComponentsAxis.329549">Equity Components [Axis]</link:label>
    <link:loc xlink:label="loc_ExpensesAbstract.40070.11.6" xlink:href="cass-20131231.xsd#cass_ExpensesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ExpensesAbstract.40070.11.6" xlink:to="lab_cass_ExpensesAbstract.330809" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_ExpensesAbstract.330809" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_ExpensesAbstract.330809">Expenses [Abstract]</link:label>
    <link:loc xlink:label="loc_IntercompanyElimination.40067.11.6" xlink:href="cass-20131231.xsd#cass_IntercompanyElimination" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntercompanyElimination.40067.11.6" xlink:to="lab_cass_IntercompanyElimination.330778" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntercompanyElimination.330778" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntercompanyElimination.330778">Intercompany Elimination</link:label>
    <link:loc xlink:label="loc_IntercompanyElimination.40067.11.8" xlink:href="cass-20131231.xsd#cass_IntercompanyElimination" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntercompanyElimination.40067.11.8" xlink:to="lab_cass_IntercompanyElimination.330779" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntercompanyElimination.330779" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntercompanyElimination.330779">Intercompany elimination</link:label>
    <link:loc xlink:label="loc_IntercompanyElimination.40067.11.12" xlink:href="cass-20131231.xsd#cass_IntercompanyElimination" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IntercompanyElimination.40067.11.12" xlink:to="lab_cass_IntercompanyElimination.330780" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_IntercompanyElimination.330780" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_IntercompanyElimination.330780">Represents the deduction of intercompany items when preparing the combining or consolidated balance sheet and income statement.</link:label>
    <link:loc xlink:label="loc_EntityDomain.99.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EntityDomain.99.11.6" xlink:to="lab_dei_EntityDomain.329839" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_dei_EntityDomain.329839" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_EntityDomain.329839">Entity [Domain]</link:label>
    <link:loc xlink:label="loc_LegalEntityAxis.136.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_LegalEntityAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LegalEntityAxis.136.11.6" xlink:to="lab_dei_LegalEntityAxis.329837" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_dei_LegalEntityAxis.329837" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_dei_LegalEntityAxis.329837">Legal Entity [Axis]</link:label>
    <link:loc xlink:label="loc_GainLossOnSaleOfSecuritiesNet.10649.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GainLossOnSaleOfSecuritiesNet.10649.11.6" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329309" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329309" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329309">Gain (Loss) On Sale Of Securities, Net</link:label>
    <link:loc xlink:label="loc_GainLossOnSaleOfSecuritiesNet.10649.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GainLossOnSaleOfSecuritiesNet.10649.11.7" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329310" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329310" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_GainLossOnSaleOfSecuritiesNet.329310">Gain on sales of investment securities</link:label>
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    <link:labelArc xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple.11068.11.6" xlink:to="lab_us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple.330773" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:label xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.330771" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.330771">Income before income tax and equity in undistributed income of subsidiary</link:label>
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    <link:loc xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.6" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329362" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLoss.11739.11.7" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329363" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329363" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss.329363">Net interest income after provision</link:label>
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    <link:labelArc xlink:from="loc_InvestmentIncomeInterest.11892.11.7" xlink:to="lab_us-gaap_InvestmentIncomeInterest.330756" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_InvestmentIncomeInterest.330756" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_InvestmentIncomeInterest.330756">Interest</link:label>
    <link:loc xlink:label="loc_InvestmentIncomeNetAbstract.2923.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentIncomeNetAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_LaborAndRelatedExpense.12056.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:type="locator" />
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    <link:loc xlink:label="loc_Revenues.16160.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Revenues" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Revenues.16160.11.6" xlink:to="lab_us-gaap_Revenues.329366" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Revenues.329366" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Revenues.329366">Revenues</link:label>
    <link:loc xlink:label="loc_Revenues.16160.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Revenues" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Revenues.16160.11.7" xlink:to="lab_us-gaap_Revenues.329367" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_Revenues.329367" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_Revenues.329367">Total income</link:label>
    <link:loc xlink:label="loc_TechnologyServicesRevenue.17486.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TechnologyServicesRevenue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TechnologyServicesRevenue.17486.11.6" xlink:to="lab_us-gaap_TechnologyServicesRevenue.330764" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TechnologyServicesRevenue.330764" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TechnologyServicesRevenue.330764">Technology Services Revenue</link:label>
    <link:loc xlink:label="loc_TechnologyServicesRevenue.17486.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TechnologyServicesRevenue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TechnologyServicesRevenue.17486.11.7" xlink:to="lab_us-gaap_TechnologyServicesRevenue.330765" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_TechnologyServicesRevenue.330765" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_TechnologyServicesRevenue.330765">Information services revenue</link:label>
    <link:loc xlink:label="loc_UndistributedEarnings.17784.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UndistributedEarnings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UndistributedEarnings.17784.11.6" xlink:to="lab_us-gaap_UndistributedEarnings.330775" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UndistributedEarnings.330775" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UndistributedEarnings.330775">Undistributed Earnings, Basic</link:label>
    <link:loc xlink:label="loc_UndistributedEarnings.17784.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UndistributedEarnings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UndistributedEarnings.17784.11.7" xlink:to="lab_us-gaap_UndistributedEarnings.330776" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_UndistributedEarnings.330776" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_UndistributedEarnings.330776">Equity in undistributed income of subsidiary</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.11296.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.11296.11.6" xlink:to="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.9175" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.9175" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.9175">Increase (Decrease) in Accounts Payable and Other Operating Liabilities</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.11296.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.11296.11.7" xlink:to="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.280366.519663.330922" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.280366.519663.330922" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities.280366.519663.330922">Net increase (decrease) in accounts and drafts payable</link:label>
    <link:loc xlink:label="loc_AdjustmentForAmortization.5833.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentForAmortization.5833.11.6" xlink:to="lab_us-gaap_AdjustmentForAmortization.330787" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentForAmortization.330787" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentForAmortization.330787">Amortization</link:label>
    <link:loc xlink:label="loc_AdjustmentForAmortization.5833.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentForAmortization.5833.11.7" xlink:to="lab_us-gaap_AdjustmentForAmortization.330788" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentForAmortization.330788" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentForAmortization.330788">Amortization of stock-based awards</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.6" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329441" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329441" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329441">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.7" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329442" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329442" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.329442">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.10" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329537" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329537" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329537">Cash and cash equivalents at beginning of year</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.11" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329538" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329538" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue.329538">Cash and cash equivalents at end of year</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsPeriodIncreaseDecrease.6834.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecrease.6834.11.6" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329529" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329529" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329529">Cash and Cash Equivalents, Period Increase (Decrease)</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsPeriodIncreaseDecrease.6834.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecrease.6834.11.7" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329530" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329530" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease.329530">Net (decrease) increase in cash and cash equivalents</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.6" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330781" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330781" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330781">Increase (Decrease) In Other Operating Assets</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.7" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330782" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330782" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets.330782">Net change in other assets</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.6" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330784" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330784" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330784">Increase (Decrease) In Other Operating Liabilities</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.7" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330785" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330785" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities.330785">Net change in other liabilities</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329500" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329500" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329500">Net Cash Provided By (Used In) Financing Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.7" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329501" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329501" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract.329501">Cash flows from financing activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330796" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330796" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330796">Net Cash Provided By (Used In) Financing Activities, Continuing Operations</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.7" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330797" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330797" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.330797">Net cash (used in) provided by financing activities</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivities.13246.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivities.13246.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329496" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329496" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329496">Net Cash Provided By (Used In) Investing Activities</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivities.13246.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivities.13246.11.7" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329499" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329499" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities.329499">Net cash provided by (used in) investing activities</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329466" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329466" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329466">Net Cash Provided By (Used In) Investing Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.7" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329468" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329468" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract.329468">Cash flows from investing activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329438" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329438" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329438">Net Cash Provided By (Used In) Operating Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.7" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329440" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329440" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract.329440">Cash flows from operating activities:</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.6" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330793" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330793" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330793">Net Cash Provided By (Used In) Operating Activities, Continuing Operations</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330794" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330794" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.330794">Net cash provided by operating activities</link:label>
    <link:loc xlink:label="loc_NetIncomeLoss.13265.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetIncomeLoss.13265.11.9" xlink:to="lab_us-gaap_NetIncomeLoss.329401" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_NetIncomeLoss.329401" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NetIncomeLoss.329401">Net income</link:label>
    <link:loc xlink:label="loc_OtherOperatingActivitiesCashFlowStatement.13870.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherOperatingActivitiesCashFlowStatement.13870.11.6" xlink:to="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330790" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330790">Other Operating Activities, Cash Flow Statement</link:label>
    <link:loc xlink:label="loc_OtherOperatingActivitiesCashFlowStatement.13870.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherOperatingActivitiesCashFlowStatement.13870.11.7" xlink:to="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330791" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330791" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_OtherOperatingActivitiesCashFlowStatement.330791">Other, net</link:label>
    <link:loc xlink:label="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.6" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329479" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329479" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329479">Payments For (Proceeds From) Loans and Leases</link:label>
    <link:loc xlink:label="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForProceedsFromLoansAndLeases.14256.11.8" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329480" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329480" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases.329480">Net decrease (increase) in loans</link:label>
    <link:loc xlink:label="loc_PaymentsForRepurchaseOfCommonStock.14236.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForRepurchaseOfCommonStock.14236.11.6" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329520" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329520" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329520">Payments For Repurchase Of Common Stock</link:label>
    <link:loc xlink:label="loc_PaymentsForRepurchaseOfCommonStock.14236.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForRepurchaseOfCommonStock.14236.11.52" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329522" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329522" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock.329522">Purchase of common shares of treasury</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsCommonStock.14340.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsCommonStock.14340.11.6" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock.329517" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock.329517" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsOfDividendsCommonStock.329517">Payments Of Ordinary Dividends, Common Stock</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsCommonStock.14340.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsCommonStock.14340.11.8" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock.329518" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock.329518" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsOfDividendsCommonStock.329518">Cash dividends paid</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.6" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329474" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329474" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329474">Payments To Acquire Available-For-Sale Securities</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireAvailableForSaleSecurities.14334.11.7" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329475" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329475" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities.329475">Net increase in securities</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquirePropertyPlantAndEquipment.14347.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipment.14347.11.6" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329488" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329488" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329488">Payments To Acquire Property, Plant, and Equipment</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquirePropertyPlantAndEquipment.14347.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipment.14347.11.8" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329489" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329489" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment.329489">Purchases of premises and equipment, net</link:label>
    <link:loc xlink:label="loc_ProceedsFromPaymentsForOtherFinancingActivities.14909.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromPaymentsForOtherFinancingActivities.14909.11.6" xlink:to="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329523" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329523" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329523">Proceeds From (Payments For) Other Financing Activities</link:label>
    <link:loc xlink:label="loc_ProceedsFromPaymentsForOtherFinancingActivities.14909.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromPaymentsForOtherFinancingActivities.14909.11.7" xlink:to="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329524" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329524" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities.329524">Other financing activities</link:label>
    <link:loc xlink:label="loc_DisclosureTextBlockSupplementAbstract.1627.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DisclosureTextBlockSupplementAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DisclosureTextBlockSupplementAbstract.1627.11.6" xlink:to="lab_us-gaap_DisclosureTextBlockSupplementAbstract.329659" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_DisclosureTextBlockSupplementAbstract.329659" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_DisclosureTextBlockSupplementAbstract.329659">Disclosure Text Block Supplement [Abstract]</link:label>
    <link:loc xlink:label="loc_EarningsPerShareAbstract.1761.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareAbstract.1761.11.7" xlink:to="lab_us-gaap_EarningsPerShareAbstract.329618" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareAbstract.329618" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareAbstract.329618">Net income per share:</link:label>
    <link:loc xlink:label="loc_EarningsPerShareBasic.9083.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EarningsPerShareBasic.9083.11.7" xlink:to="lab_us-gaap_EarningsPerShareBasic.329405" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_EarningsPerShareBasic.329405" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_EarningsPerShareBasic.329405">Basic earnings per share</link:label>
    <link:loc xlink:label="loc_EarningsPerShareDiluted.9087.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_NoninterestExpense.329388" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_NoninterestExpense.329388">Operating expense</link:label>
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    <link:loc xlink:label="loc_ProvisionForLoanLossesExpensed.15270.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesGrossRealizedGains.6225.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesGrossRealizedGains.6225.11.7" xlink:to="lab_AvailableForSaleSecuritiesGrossRealizedGains7.330813" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesGrossRealizedGains7.330813" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesGrossRealizedGains7.330813">Gross realized gains</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesGrossRealizedLosses.6223.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesGrossRealizedLosses.6223.11.7" xlink:to="lab_AvailableForSaleSecuritiesGrossRealizedLosses.278611" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesGrossRealizedLosses.278611" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesGrossRealizedLosses.278611">Gross realized losses</link:label>
    <link:loc xlink:label="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.5613.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.5613.11.6" xlink:to="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.303" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.303" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.303">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</link:label>
    <link:loc xlink:label="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.5613.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.5613.11.7" xlink:to="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.220805" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.220805" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1.220805">Number of securities that had an unrealized loss</link:label>
    <link:loc xlink:label="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.5630.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.5630.11.6" xlink:to="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.328" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.328" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.328">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year</link:label>
    <link:loc xlink:label="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.5630.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.5630.11.7" xlink:to="lab_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear.379265" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.40071.11.6" xlink:href="cass-20131231.xsd#cass_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.40071.11.6" xlink:to="lab_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.330810" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.330810" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.330810">Available For Sale Securities In Unrealized Loss Positions Qualitative Disclosure Percentage</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage.40071.11.7" xlink:href="cass-20131231.xsd#cass_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesPledgedAsCollateral.6185.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:type="locator" />
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    <link:loc xlink:label="loc_ProceedsFromPurchaseOfStateAndPoliticalSubdivisions.40101.11.6" xlink:href="cass-20131231.xsd#cass_ProceedsFromPurchaseOfStateAndPoliticalSubdivisions" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesGrossRealizedLosses.6223.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci.40095.11.7" xlink:href="cass-20131231.xsd#cass_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecurities.6182.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:type="locator" />
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    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecurities.329172" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecurities.329172">Fair Value</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesAmortizedCost.6209.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesAmortizedCost.6209.11.6" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost.329887" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesAmortizedCost.6209.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesAmortizedCost.6209.11.8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost.329888" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.6176.11.6" xlink:to="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.1280" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.6176.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.6176.11.8" xlink:to="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.330817" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.330817" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses.330817">Unrealized losses, 12 months or more</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.6171.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.6171.11.6" xlink:to="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.1273" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.1273" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.1273">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.6171.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.6171.11.8" xlink:to="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.330819" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.330819" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses.330819">Unrealized losses, total</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses.6164.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses.6164.11.6" xlink:to="lab_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses.1259" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses.6164.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses" xlink:type="locator" />
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    <link:loc xlink:label="loc_CertificatesOfDepositMember.997.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertificatesOfDepositMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_InvestmentLineItems.236.11.6" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:type="locator" />
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    <link:label xlink:label="lab_InvestmentLineItems.145" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InvestmentLineItems.145">Investment [Line Items]</link:label>
    <link:loc xlink:label="loc_InvestmentTable.217.11.6" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTable" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue.6188.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_CashAndCashEquivalentsAxis.923.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAxis" xlink:type="locator" />
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    <link:loc xlink:label="loc_USStatesAndPoliticalSubdivisionsMember.5482.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_AvailableForSaleSecurities.6182.11.9" xlink:to="lab_us-gaap_AvailableForSaleSecurities.329174" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost.6181.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.6175.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.6175.11.6" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.329925" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.329925" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.329925">Available-For-Sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue.6175.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.6214.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.6214.11.6" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.329912" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.6214.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue.6211.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost.6203.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue.6207.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost.6180.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue.6172.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue.6172.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.6212.11.6" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330799" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330799" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330799">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.6212.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.6212.11.8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330800" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330800" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost.330800">Amortized Cost, No stated maturity</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.6202.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.6202.11.6" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330801" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330801" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330801">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.6202.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.6202.11.8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330802" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330802" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue.330802">Fair Value, No stated maturity</link:label>
    <link:loc xlink:label="loc_OtherLoanMember.39981.11.6" xlink:href="cass-20131231.xsd#cass_OtherLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLoanMember.39981.11.6" xlink:to="lab_cass_OtherLoanMember.329948" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OtherLoanMember.329948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_OtherLoanMember.329948">Other Loan [Member]</link:label>
    <link:loc xlink:label="loc_OtherLoanMember.39981.11.12" xlink:href="cass-20131231.xsd#cass_OtherLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLoanMember.39981.11.12" xlink:to="lab_cass_OtherLoanMember.329949" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OtherLoanMember.329949" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_OtherLoanMember.329949">Other Loan</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment1To29DaysPastDue.10262.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment1To29DaysPastDue.10262.11.6" xlink:to="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.7536" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.7536" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.7536">Financing Receivable, Recorded Investment, 1 to 29 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment1To29DaysPastDue.10262.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment1To29DaysPastDue.10262.11.8" xlink:to="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.330827" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.330827" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestment1To29DaysPastDue.330827">Current</link:label>
    <link:loc xlink:label="loc_NotesAndLoansReceivableNetCurrent.13425.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesAndLoansReceivableNetCurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NotesAndLoansReceivableNetCurrent.13425.11.6" xlink:to="lab_NotesAndLoansReceivableNetCurrent.12601" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NotesAndLoansReceivableNetCurrent.12601" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NotesAndLoansReceivableNetCurrent.12601">Notes, Loans and Financing Receivable, Net, Current</link:label>
    <link:loc xlink:label="loc_NotesAndLoansReceivableNetCurrent.13425.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesAndLoansReceivableNetCurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NotesAndLoansReceivableNetCurrent.13425.11.8" xlink:to="lab_NotesAndLoansReceivableNetCurrent.330825" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NotesAndLoansReceivableNetCurrent.330825" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_NotesAndLoansReceivableNetCurrent.330825">Loans</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329973" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329973" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329973">Financing Receivable, Recorded Investment, 30 To 59 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329974" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329974" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue.329974">30-59 Days</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329975" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329975" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329975">Financing Receivable, Recorded Investment, 60 To 89 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329976" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329976" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue.329976">60-89 Days</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329977" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329977" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329977">Financing Receivable, Recorded Investment, Equal To Greater Than 90 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329978" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329978" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.329978">90 Days and over</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentNonaccrualStatus.10245.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentNonaccrualStatus.10245.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329979" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329979" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329979">Financing Receivable, Recorded Investment, Nonaccrual Status</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentNonaccrualStatus.10245.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentNonaccrualStatus.10245.11.8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329980" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329980" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus.329980">Non Accrual</link:label>
    <link:loc xlink:label="loc_CreditExposureOfLoanPortfolioAxis.39987.11.6" xlink:href="cass-20131231.xsd#cass_CreditExposureOfLoanPortfolioAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditExposureOfLoanPortfolioAxis.39987.11.6" xlink:to="lab_cass_CreditExposureOfLoanPortfolioAxis.329981" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CreditExposureOfLoanPortfolioAxis.329981" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CreditExposureOfLoanPortfolioAxis.329981">Credit Exposure Of Loan Portfolio [Axis]</link:label>
    <link:loc xlink:label="loc_CreditExposureOfLoanPortfolioAxis.39987.11.12" xlink:href="cass-20131231.xsd#cass_CreditExposureOfLoanPortfolioAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditExposureOfLoanPortfolioAxis.39987.11.12" xlink:to="lab_cass_CreditExposureOfLoanPortfolioAxis.329983" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CreditExposureOfLoanPortfolioAxis.329983" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_CreditExposureOfLoanPortfolioAxis.329983">Credit exposure Of Loan Portfolio [Domain]</link:label>
    <link:loc xlink:label="loc_CreditExposureOfLoanPortfolioDomain.39988.11.6" xlink:href="cass-20131231.xsd#cass_CreditExposureOfLoanPortfolioDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditExposureOfLoanPortfolioDomain.39988.11.6" xlink:to="lab_cass_CreditExposureOfLoanPortfolioDomain.329984" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CreditExposureOfLoanPortfolioDomain.329984" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CreditExposureOfLoanPortfolioDomain.329984">Credit Exposure Of Loan Portfolio [Domain]</link:label>
    <link:loc xlink:label="loc_CreditExposureOfLoanPortfolioDomain.39988.11.12" xlink:href="cass-20131231.xsd#cass_CreditExposureOfLoanPortfolioDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditExposureOfLoanPortfolioDomain.39988.11.12" xlink:to="lab_cass_CreditExposureOfLoanPortfolioDomain.329986" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CreditExposureOfLoanPortfolioDomain.329986" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_CreditExposureOfLoanPortfolioDomain.329986">Credit Exposure Of Loan Portfolio [Domain]</link:label>
    <link:loc xlink:label="loc_LoansSubjectToNormalMonitoringMember.39989.11.6" xlink:href="cass-20131231.xsd#cass_LoansSubjectToNormalMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansSubjectToNormalMonitoringMember.39989.11.6" xlink:to="lab_cass_LoansSubjectToNormalMonitoringMember.329987" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LoansSubjectToNormalMonitoringMember.329987" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_LoansSubjectToNormalMonitoringMember.329987">Loans Subject To Normal Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_LoansSubjectToNormalMonitoringMember.39989.11.12" xlink:href="cass-20131231.xsd#cass_LoansSubjectToNormalMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansSubjectToNormalMonitoringMember.39989.11.12" xlink:to="lab_cass_LoansSubjectToNormalMonitoringMember.329988" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_LoansSubjectToNormalMonitoringMember.329988" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_LoansSubjectToNormalMonitoringMember.329988">Loans Subject To Normal Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_NonperformingLoansSubjectToSpecialMonitoringMember.39991.11.6" xlink:href="cass-20131231.xsd#cass_NonperformingLoansSubjectToSpecialMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingLoansSubjectToSpecialMonitoringMember.39991.11.6" xlink:to="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329991" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329991" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329991">Nonperforming Loans Subject To Special Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_NonperformingLoansSubjectToSpecialMonitoringMember.39991.11.12" xlink:href="cass-20131231.xsd#cass_NonperformingLoansSubjectToSpecialMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingLoansSubjectToSpecialMonitoringMember.39991.11.12" xlink:to="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329992" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329992" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_NonperformingLoansSubjectToSpecialMonitoringMember.329992">Nonperforming Loans Subject To Special Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_PerformingLoansSubjectToSpecialMonitoringMember.39990.11.6" xlink:href="cass-20131231.xsd#cass_PerformingLoansSubjectToSpecialMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PerformingLoansSubjectToSpecialMonitoringMember.39990.11.6" xlink:to="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329989" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329989" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329989">Performing Loans Subject To Special Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_PerformingLoansSubjectToSpecialMonitoringMember.39990.11.12" xlink:href="cass-20131231.xsd#cass_PerformingLoansSubjectToSpecialMonitoringMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PerformingLoansSubjectToSpecialMonitoringMember.39990.11.12" xlink:to="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329990" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329990" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_PerformingLoansSubjectToSpecialMonitoringMember.329990">Performing Loans Subject To Special Monitoring [Member]</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesMember.545.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossesMember.545.11.6" xlink:to="lab_AllowanceForLoanAndLeaseLossesMember.866" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossesMember.866" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossesMember.866">Allowance for Loan and Lease Losses [Member]</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesMember.545.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossesMember.545.11.7" xlink:to="lab_AllowanceForLoanAndLeaseLossesMember7.330840" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossesMember7.330840" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossesMember7.330840">Related Allowance for Loan Losses [Member]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsRecordedInvestment.10263.11.8" xlink:to="lab_FinancingReceivableModificationsRecordedInvestment.330838" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableModificationsRecordedInvestment.330838" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableModificationsRecordedInvestment.330838">Troubled debt restructurings still accruing</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.6" xlink:to="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.7511" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.7511" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.7511">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.8" xlink:to="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.330839" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.330839" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.330839">Past due 90 days or more and still accruing</link:label>
    <link:loc xlink:label="loc_RecordedInvestmentMember.40072.11.6" xlink:href="cass-20131231.xsd#cass_RecordedInvestmentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RecordedInvestmentMember.40072.11.6" xlink:to="lab_RecordedInvestmentMember.330834" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RecordedInvestmentMember.330834" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_RecordedInvestmentMember.330834">Recorded Investment [Member]</link:label>
    <link:loc xlink:label="loc_RecordedInvestmentMember.40072.11.12" xlink:href="cass-20131231.xsd#cass_RecordedInvestmentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RecordedInvestmentMember.40072.11.12" xlink:to="lab_RecordedInvestmentMember.330835" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RecordedInvestmentMember.330835" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_RecordedInvestmentMember.330835">Recorded Investment [Member]</link:label>
    <link:loc xlink:label="loc_UpaidPrincipalBalanceMember.40073.11.6" xlink:href="cass-20131231.xsd#cass_UpaidPrincipalBalanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UpaidPrincipalBalanceMember.40073.11.6" xlink:to="lab_UpaidPrincipalBalanceMember.330836" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UpaidPrincipalBalanceMember.330836" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_UpaidPrincipalBalanceMember.330836">Upaid Principal Balance [Member]</link:label>
    <link:loc xlink:label="loc_UpaidPrincipalBalanceMember.40073.11.12" xlink:href="cass-20131231.xsd#cass_UpaidPrincipalBalanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_UpaidPrincipalBalanceMember.40073.11.12" xlink:to="lab_UpaidPrincipalBalanceMember.330837" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_UpaidPrincipalBalanceMember.330837" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_UpaidPrincipalBalanceMember.330837">Upaid Principal Balance [Member]</link:label>
    <link:loc xlink:label="loc_ScenarioUnspecifiedDomain.4760.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScenarioUnspecifiedDomain.4760.11.6" xlink:to="lab_us-gaap_ScenarioUnspecifiedDomain.330327" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_ScenarioUnspecifiedDomain.330327" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_ScenarioUnspecifiedDomain.330327">Scenario, Unspecified [Domain]</link:label>
    <link:loc xlink:label="loc_StatementScenarioAxis.5162.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementScenarioAxis.5162.11.6" xlink:to="lab_us-gaap_StatementScenarioAxis.330325" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_StatementScenarioAxis.330325" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_StatementScenarioAxis.330325">Scenario [Axis]</link:label>
    <link:loc xlink:label="loc_IndustrialRevenueBondMember.45578.11.12" xlink:href="cass-20131231.xsd#cass_IndustrialRevenueBondMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IndustrialRevenueBondMember.45578.11.12" xlink:to="IndustrialRevenueBondMember.379281" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="IndustrialRevenueBondMember.379281" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="IndustrialRevenueBondMember.379281">Industrial Revenue Bond [Member]</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.5948.11.8" xlink:to="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330841" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330841" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts.330841">Recoveries</link:label>
    <link:loc xlink:label="loc_CommercialAndIndustrialLoanMember.39976.11.6" xlink:href="cass-20131231.xsd#cass_CommercialAndIndustrialLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialAndIndustrialLoanMember.39976.11.6" xlink:to="lab_cass_CommercialAndIndustrialLoanMember.329938" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CommercialAndIndustrialLoanMember.329938" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommercialAndIndustrialLoanMember.329938">Commercial and Industrial Loan [Member]</link:label>
    <link:loc xlink:label="loc_CommercialAndIndustrialLoanMember.39976.11.12" xlink:href="cass-20131231.xsd#cass_CommercialAndIndustrialLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialAndIndustrialLoanMember.39976.11.12" xlink:to="lab_cass_CommercialAndIndustrialLoanMember.329939" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_CommercialAndIndustrialLoanMember.329939" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_CommercialAndIndustrialLoanMember.329939">Commercial And Industrial Loan</link:label>
    <link:loc xlink:label="loc_OtherFinancingReceivableMember.39986.11.6" xlink:href="cass-20131231.xsd#cass_OtherFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherFinancingReceivableMember.39986.11.6" xlink:to="lab_cass_OtherFinancingReceivableMember.329963" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OtherFinancingReceivableMember.329963" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_OtherFinancingReceivableMember.329963">Other Financing Receivable [Member]</link:label>
    <link:loc xlink:label="loc_OtherFinancingReceivableMember.39986.11.12" xlink:href="cass-20131231.xsd#cass_OtherFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherFinancingReceivableMember.39986.11.12" xlink:to="lab_cass_OtherFinancingReceivableMember.329964" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_OtherFinancingReceivableMember.329964" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_OtherFinancingReceivableMember.329964">Other Financing Receivable [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.6" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.6" xlink:to="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329946" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329946" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329946">Real Estate Church Related Construction Loan [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.12" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.12" xlink:to="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329947" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329947" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateChurchRelatedConstructionLoanMember.329947">Real Estate Church Related Construction Loan</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedMortgageMember.39979.11.6" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedMortgageMember.39979.11.6" xlink:to="lab_cass_RealEstateChurchRelatedMortgageMember.329944" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateChurchRelatedMortgageMember.329944" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateChurchRelatedMortgageMember.329944">Real Estate Church Related Mortgage [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedMortgageMember.39979.11.12" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedMortgageMember.39979.11.12" xlink:to="lab_cass_RealEstateChurchRelatedMortgageMember.329945" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateChurchRelatedMortgageMember.329945" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateChurchRelatedMortgageMember.329945">Real Estate Church Related Mortgage</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialConstructionLoanMember.39978.11.6" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialConstructionLoanMember.39978.11.6" xlink:to="lab_cass_RealEstateCommercialConstructionLoanMember.329942" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateCommercialConstructionLoanMember.329942" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateCommercialConstructionLoanMember.329942">Real Estate Commercial Construction Loan [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialConstructionLoanMember.39978.11.12" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialConstructionLoanMember.39978.11.12" xlink:to="lab_cass_RealEstateCommercialConstructionLoanMember.329943" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateCommercialConstructionLoanMember.329943" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateCommercialConstructionLoanMember.329943">Real Estate Commercial Construction Loan</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialMortgageMember.39977.11.6" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialMortgageMember.39977.11.6" xlink:to="lab_cass_RealEstateCommercialMortgageMember.329940" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateCommercialMortgageMember.329940" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateCommercialMortgageMember.329940">Real Estate Commercial Mortgage [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialMortgageMember.39977.11.12" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialMortgageMember.39977.11.12" xlink:to="lab_cass_RealEstateCommercialMortgageMember.329941" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_cass_RealEstateCommercialMortgageMember.329941" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_cass_RealEstateCommercialMortgageMember.329941">Real Estate Commercial Mortgage</link:label>
    <link:loc xlink:label="loc_CommercialAndIndustrialLoanMember.39976.11.7" xlink:href="cass-20131231.xsd#cass_CommercialAndIndustrialLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialAndIndustrialLoanMember.39976.11.7" xlink:to="lab_CommercialAndIndustrialLoanMember.330820" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CommercialAndIndustrialLoanMember.330820" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CommercialAndIndustrialLoanMember.330820">Commercial and Industrial [Member]</link:label>
    <link:loc xlink:label="loc_IndustrialRevenueBondMember.45578.11.6" xlink:href="cass-20131231.xsd#cass_IndustrialRevenueBondMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IndustrialRevenueBondMember.45578.11.6" xlink:to="lab_IndustrialRevenueBondMember.379280" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_IndustrialRevenueBondMember.379280" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_IndustrialRevenueBondMember.379280">Industrial Revenue Bond [Member]</link:label>
    <link:loc xlink:label="loc_OtherFinancingReceivableMember.39986.11.7" xlink:href="cass-20131231.xsd#cass_OtherFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherFinancingReceivableMember.39986.11.7" xlink:to="lab_OtherFinancingReceivableMember.330826" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OtherFinancingReceivableMember.330826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_OtherFinancingReceivableMember.330826">Other [Member]</link:label>
    <link:loc xlink:label="loc_ParticipatingMortgageLoansLineItems.3929.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ParticipatingMortgageLoansLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParticipatingMortgageLoansLineItems.3929.11.6" xlink:to="lab_ParticipatingMortgageLoansLineItems.13784" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ParticipatingMortgageLoansLineItems.13784" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ParticipatingMortgageLoansLineItems.13784">Participating Mortgage Loans [Line Items]</link:label>
    <link:loc xlink:label="loc_ParticipatingMortgageLoansTable.3927.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ParticipatingMortgageLoansTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParticipatingMortgageLoansTable.3927.11.6" xlink:to="lab_ParticipatingMortgageLoansTable.13779" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ParticipatingMortgageLoansTable.13779" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ParticipatingMortgageLoansTable.13779">Participating Mortgage Loans [Table]</link:label>
    <link:loc xlink:label="loc_ProvisionForLoanAndLeaseLosses.15268.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProvisionForLoanAndLeaseLosses.15268.11.6" xlink:to="lab_ProvisionForLoanAndLeaseLosses.15517" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProvisionForLoanAndLeaseLosses.15517" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ProvisionForLoanAndLeaseLosses.15517">Provision for Loan and Lease Losses</link:label>
    <link:loc xlink:label="loc_ProvisionForLoanAndLeaseLosses.15268.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProvisionForLoanAndLeaseLosses.15268.11.8" xlink:to="lab_ProvisionForLoanAndLeaseLosses.330842" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProvisionForLoanAndLeaseLosses.330842" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ProvisionForLoanAndLeaseLosses.330842">Provision</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.7" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedConstructionLoanMember.39980.11.7" xlink:to="lab_RealEstateChurchRelatedConstructionLoanMember.330824" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RealEstateChurchRelatedConstructionLoanMember.330824" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_RealEstateChurchRelatedConstructionLoanMember.330824">Real Estate Church Related Construction [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateChurchRelatedMortgageMember.39979.11.7" xlink:href="cass-20131231.xsd#cass_RealEstateChurchRelatedMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateChurchRelatedMortgageMember.39979.11.7" xlink:to="lab_RealEstateChurchRelatedMortgageMember.330823" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RealEstateChurchRelatedMortgageMember.330823" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_RealEstateChurchRelatedMortgageMember.330823">Real Estate Church Related Mortgage [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialConstructionLoanMember.39978.11.7" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialConstructionLoanMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialConstructionLoanMember.39978.11.7" xlink:to="lab_RealEstateCommercialConstructionLoanMember.330822" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RealEstateCommercialConstructionLoanMember.330822" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_RealEstateCommercialConstructionLoanMember.330822">Real Estate Commercial Construction [Member]</link:label>
    <link:loc xlink:label="loc_RealEstateCommercialMortgageMember.39977.11.7" xlink:href="cass-20131231.xsd#cass_RealEstateCommercialMortgageMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RealEstateCommercialMortgageMember.39977.11.7" xlink:to="lab_RealEstateCommercialMortgageMember.330821" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RealEstateCommercialMortgageMember.330821" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_RealEstateCommercialMortgageMember.330821">Real Estate Commercial Mortgage [Member]</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesWriteOffs.5943.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanAndLeaseLossesWriteOffs.5943.11.8" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs.330012" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs.330012" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs.330012">Charge-Offs</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis.2295.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis.2295.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis.329950" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis.329950" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis.329950">Class Of Financing Receivable [Axis]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain.2289.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain.2289.11.6" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain.329952" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain.329952" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain.329952">Class Of Financing Receivable [Domain]</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableAllowance.12562.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableAllowance.12562.11.10" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance.329183" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance.329183" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableAllowance.329183">Allowance for loan losses, Beginning Balance</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableAllowance.12562.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableAllowance.12562.11.11" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance.329184" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance.329184" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="lab_us-gaap_LoansAndLeasesReceivableAllowance.329184">Allowance for loan losses, Ending Balance</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>cass-20131231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Created by Diversified Global Graphics Group - DG3-->
<!--produced on 2014-03-10 @ 12:00 PM-->
<link:linkbase xmlns:cass="http://www.cassinfo.com/20131231" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase">
  <link:roleRef roleURI="http://www.cassinfo.com/role/DocumentAndEntityInformation" xlink:href="cass-20131231.xsd#cass-daei1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedBalanceSheets" xlink:href="cass-20131231.xsd#cass-cbs1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="cass-20131231.xsd#cass-cbsp1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfIncome" xlink:href="cass-20131231.xsd#cass-csoi1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfComprehensiveIncome" xlink:href="cass-20131231.xsd#cass-csoci" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="cass-20131231.xsd#cass-csocf" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfShareholdersEquity" xlink:href="cass-20131231.xsd#cass-csose" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/ConsolidatedStatementsOfShareholdersEquityParanthetical" xlink:href="cass-20131231.xsd#cass-csosep" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="cass-20131231.xsd#cass-sosap" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CapitalRequirementsAndRegulatoryRestrictions" xlink:href="cass-20131231.xsd#cass-crarr" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InvestmentInSecurities" xlink:href="cass-20131231.xsd#cass-iis1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/Loans" xlink:href="cass-20131231.xsd#cass-l" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/PremisesAndEquipment" xlink:href="cass-20131231.xsd#cass-pae" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/AcquiredIntangibleAssets" xlink:href="cass-20131231.xsd#cass-aia" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InterestbearingDeposits" xlink:href="cass-20131231.xsd#cass-id" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/UnusedAvailableLinesOfCredit" xlink:href="cass-20131231.xsd#cass-ualoc" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CommonStockAndEarningsPerShare" xlink:href="cass-20131231.xsd#cass-csaeps" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlans" xlink:href="cass-20131231.xsd#cass-ebp" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/StockbasedCompensation" xlink:href="cass-20131231.xsd#cass-sc1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/OtherOperatingExpense" xlink:href="cass-20131231.xsd#cass-ooe" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/IncomeTaxes" xlink:href="cass-20131231.xsd#cass-it1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/Contingencies" xlink:href="cass-20131231.xsd#cass-c" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/DisclosuresAboutFairValueOfFinancialInstruments" xlink:href="cass-20131231.xsd#cass-dafvofi" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/IndustrySegmentInformation" xlink:href="cass-20131231.xsd#cass-isi1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SubsequentEvents" xlink:href="cass-20131231.xsd#cass-se1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CondensedFinancialInformationOfParentCompany" xlink:href="cass-20131231.xsd#cass-cfiopc" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SupplementaryFinancialInformation" xlink:href="cass-20131231.xsd#cass-sfi" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:href="cass-20131231.xsd#cass-sosapp" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CapitalRequirementsAndRegulatoryRestrictionsTables" xlink:href="cass-20131231.xsd#cass-crarrt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InvestmentInSecuritiesTables" xlink:href="cass-20131231.xsd#cass-iist1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/LoansTables" xlink:href="cass-20131231.xsd#cass-lt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentTables" xlink:href="cass-20131231.xsd#cass-paet" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/AcquiredIntangibleAssetsTables" xlink:href="cass-20131231.xsd#cass-aiat" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InterestbearingDepositsTables" xlink:href="cass-20131231.xsd#cass-idt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CommonStockAndEarningsPerShareTables" xlink:href="cass-20131231.xsd#cass-csaepst" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/EmployeeBenefitPlansTables" xlink:href="cass-20131231.xsd#cass-ebpt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/StockbasedCompensationTables" xlink:href="cass-20131231.xsd#cass-sct1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/OtherOperatingExpenseTables" xlink:href="cass-20131231.xsd#cass-ooet" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/IncomeTaxesTables" xlink:href="cass-20131231.xsd#cass-itt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/DisclosuresAboutFairValueOfFinancialInstrumentsTables" xlink:href="cass-20131231.xsd#cass-dafvofit" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/IndustrySegmentInformationTables" xlink:href="cass-20131231.xsd#cass-isit1" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CondensedFinancialInformationOfParentCompanyTables" xlink:href="cass-20131231.xsd#cass-cfiopct" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SupplementaryFinancialInformationTables" xlink:href="cass-20131231.xsd#cass-sfit" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" xlink:href="cass-20131231.xsd#cass-sosapnd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CapitalRequirementsAndRegulatoryRestrictionsScheduleOfCapitalAmountsAndRatiosDetails" xlink:href="cass-20131231.xsd#cass-crarrsocaard" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/CapitalRequirementsAndRegulatoryRestrictionsNarrativeDetails" xlink:href="cass-20131231.xsd#cass-crarrnd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/LoansNarrativeDetails" xlink:href="cass-20131231.xsd#cass-lnd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentSummaryOfPremisesAndEquipmentDetails" xlink:href="cass-20131231.xsd#cass-paesopaed" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentScheduleOfFutureMinimumRentalPaymentsDetails" xlink:href="cass-20131231.xsd#cass-paesofmrpd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/PremisesAndEquipmentNarrativeDetails" xlink:href="cass-20131231.xsd#cass-paend" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/AcquiredIntangibleAssetsScheduleOfIntangibleAssetsDetails" xlink:href="cass-20131231.xsd#cass-aiasoiad" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/AcquiredIntangibleAssetsNarrativeDetails" xlink:href="cass-20131231.xsd#cass-aiand" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfInterestbearingDepositsDetails" xlink:href="cass-20131231.xsd#cass-idsoidd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfInterestOnDepositsDetails" xlink:href="cass-20131231.xsd#cass-idsoiodd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/InterestbearingDepositsScheduleOfMaturitiesOfTimeDepositsDetails" xlink:href="cass-20131231.xsd#cass-idsomotdd" xlink:type="simple" />
  <link:roleRef roleURI="http://www.cassinfo.com/role/UnusedAvailableLinesOfCreditDetails" xlink:href="cass-20131231.xsd#cass-ualocd" xlink:type="simple" />
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<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>13
<FILENAME>cass-20131231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Created by Diversified Global Graphics Group - DG3-->
<!--produced on 2014-03-10 @ 12:00 PM-->
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit)</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> The components of income tax expense (benefit) are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Current:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,729</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,195</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,372</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">448</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">718</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">980</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">39</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">933</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,983</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">18</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">41</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">162</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left">Total income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,234</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,887</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 8,497</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Reconciliation of Expected Income Tax Expense (Benefit)</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> A reconciliation of expected income tax expense (benefit), computed by applying the effective federal statutory rate of 35% for each of 2013, 2012 and 2011 to income before income tax expense, to reported income tax expense is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected income tax expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,756</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,917</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> <font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,027</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">(Reductions) increases resulting from:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tax-exempt income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,297</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,633</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,760</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State taxes, net of federal benefit</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">303</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">493</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">742</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Other, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (528</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 110</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 488</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left">Total income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,234</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">7,887</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">8,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Assets and Liabilities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The tax effects of temporary differences which give rise to significant portions of the deferred tax assets and deferred tax liabilities are presented below:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred tax assets:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for loan losses</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,368</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,599</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ASC 715 pension funding liability</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,444</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,744</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net operating loss carryforward<sup>1</sup></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">298</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock compensation</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">337</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">139</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Supplemental executive retirement plan accrual</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,130</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">829</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 569</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 488</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total deferred tax assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">12,146</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">18,140</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred tax liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Premises and equipment</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,767</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(863</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,233</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,081</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible/assets</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(996</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(867</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gain on investment in securities available-for-sale</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(2,086</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,947</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(353</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(298</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total deferred tax liabilities</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (11,435</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (15,056</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Net deferred tax assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">711</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,084</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 6pt; TEXT-ALIGN: justify; TEXT-INDENT: -6pt"> <sup>1</sup> As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company&#39;s use to approximately $122,000 per year during the carry forward period, which expires in 2020.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock', window );">Schedule of the Reconciliation of Unrecognized Tax Benefits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is presented in the following table:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="83%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at January 1</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,885</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,069</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,877</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in unrecognized tax benefits as a result of tax</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; positions taken during a prior year</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(666</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(140</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">287</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in unrecognized tax benefits as a result of tax</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; position taken during the current year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">374</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">419</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">475</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decreases in unrecognized tax benefits relating to</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; settlements with taxing authorities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reductions to unrecognized tax benefits as a result of a</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; lapse of the applicable statute of limitations</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (385</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (463</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (570</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="83%" nowrap="nowrap" align="left">Balance at December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,208</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,885</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,069</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
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                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
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                <p>Tabular disclosure of the change in unrecognized tax benefits.</p>
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          <div style="width: 200px;"><strong>Loans (Schedule of the Credit Exposure of the Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">171,304<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">160,862<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Loans Subject To Normal Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">167,878<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">155,838<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">3,415<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">3,585<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">11<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,439<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">128,358<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">134,843<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Loans Subject To Normal Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">119,521<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">123,315<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">8,358<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,569<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">479<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">4,959<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">6,632<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">7,025<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Construction [Member] | Loans Subject To Normal Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">6,632<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">7,025<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Construction [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Construction [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">326,832<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">368,118<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Loans Subject To Normal Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">323,291<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">366,366<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">2,234<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,578<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">174<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member] | Loans Subject To Normal Monitoring [Member]</div>
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        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
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        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Industrial Revenue Bond [Member] | Loans Subject To Normal Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Industrial Revenue Bond [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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          <div class="a">Industrial Revenue Bond [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">67<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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          <div class="a">Other [Member] | Loans Subject To Normal Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="nump">67<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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          <div class="a">Other [Member] | Performing Loans Subject To Special Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other [Member] | Nonperforming Loans Subject To Special Monitoring [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.</td>
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              <td style="vertical-align: top;" valign="top">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</td>
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              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</td>
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                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Company (holder) a definite sum of money within one year from the balance sheet date (or the normal operating cycle, whichever is longer), net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4531-111522<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Investment in Securities (Schedule of Investement Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">$ 312,153<span></span></td>
        <td class="nump">$ 322,087<span></span></td>
      </tr>
      <tr class="re">
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        <td class="nump">8,537<span></span></td>
        <td class="nump">19,960<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci', window );">Gross Unrealized Gains</a></td>
        <td class="nump">2,923<span></span></td>
        <td class="nump">112<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">341,935<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">State and Political Subdivisions [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">308,403<span></span></td>
        <td class="nump">315,345<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci', window );">Gross Unrealized Losses</a></td>
        <td class="nump">8,537<span></span></td>
        <td class="nump">19,960<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci', window );">Gross Unrealized Gains</a></td>
        <td class="nump">2,923<span></span></td>
        <td class="nump">112<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">314,017<span></span></td>
        <td class="nump">335,193<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Certificates of Deposit [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">3,750<span></span></td>
        <td class="nump">6,742<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci', window );">Gross Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci', window );">Gross Unrealized Gains</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">$ 3,750<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized gains on investments in available-for-sale securities recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                <p>Amount of accumulated pre-tax unrealized loss before deducting unrealized gain on investments in available-for-sale securities recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
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                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
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end

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<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Projected Benefit Obligation) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward', window );"><strong>Projected benefit obligation:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, January 1</a></td>
        <td class="nump">$ 67,087<span></span></td>
        <td class="nump">$ 53,972<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">3,452<span></span></td>
        <td class="nump">2,799<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">2,819<span></span></td>
        <td class="nump">2,570<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial loss</a></td>
        <td class="num">(8,496)<span></span></td>
        <td class="nump">9,063<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="num">(1,423)<span></span></td>
        <td class="num">(1,317)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, December 31</a></td>
        <td class="nump">63,439<span></span></td>
        <td class="nump">67,087<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract', window );"><strong>Plan assets:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value, January 1</a></td>
        <td class="nump">61,384<span></span></td>
        <td class="nump">53,895<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets', window );">Actual return</a></td>
        <td class="nump">9,166<span></span></td>
        <td class="nump">6,556<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contribution</a></td>
        <td class="nump">1,500<span></span></td>
        <td class="nump">2,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="num">(1,423)<span></span></td>
        <td class="num">(1,317)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value, December 31</a></td>
        <td class="nump">70,627<span></span></td>
        <td class="nump">61,384<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract', window );"><strong>Funded status:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan', window );">Accrued pension asset (liability)</a></td>
        <td class="nump">$ 7,188<span></span></td>
        <td class="num">$ (5,703)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_DefinedBenefitPlanFairValueOfPlanAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between fair value of plan assets at the end of the period and the fair value at the beginning of the period, adjusted for contributions and payments of benefits during the period, and after adjusting for taxes and other expenses, as applicable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Postretirement Benefit Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6504192<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6504226<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6514294<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749293<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActuarialGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Projected Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Postretirement Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitsPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Postretirement Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506309<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitsPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in the fair value of plan assets from contributions made by the employer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanContributionsByEmployer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 50<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29635418&amp;loc=d3e12355-114930<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The funded status is measured as the difference between the fair value of plan assets and the benefit obligation. Will normally be the same as the net Defined Benefit Plan, Amounts Recognized in Balance Sheet, Total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFundedStatusOfPlan</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_DefinedBenefitPlanFundedStatusOfPlanAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ERWAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Schedule of Recorded Investment and Unpaid Principal for Impaired Loans) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Troubled debt restructurings still accruing</a></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,797<span></span></td>
        <td class="nump">6,572<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Recorded Investment [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,797<span></span></td>
        <td class="nump">6,572<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
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          <div class="a">Upaid Principal Balance [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,797<span></span></td>
        <td class="nump">6,572<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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          <div class="a">Related Allowance for Loan Losses [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Fair value of impaired loan</a></td>
        <td class="nump">318<span></span></td>
        <td class="nump">1,404<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,439<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Recorded Investment [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">11<span></span></td>
        <td class="nump">1,439<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Upaid Principal Balance [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">11<span></span></td>
        <td class="nump">1,439<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member] | Related Allowance for Loan Losses [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">657<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">479<span></span></td>
        <td class="nump">4,959<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Recorded Investment [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">479<span></span></td>
        <td class="nump">4,959<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Upaid Principal Balance [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">479<span></span></td>
        <td class="nump">4,959<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member] | Related Allowance for Loan Losses [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">89<span></span></td>
        <td class="nump">660<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">174<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Recorded Investment [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">174<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Upaid Principal Balance [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">174<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member] | Related Allowance for Loan Losses [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">$ 223<span></span></td>
        <td class="nump">$ 87<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr>
        <td colspan="4"></td>
      </tr>
      <tr>
        <td colspan="4">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</td>
            </tr>
          </table>
        </td>
      </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5NAC">
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          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Assumptions used to Determine Projected Benefit Obligation of the SERP) (Details)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
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        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="nump">5.00%<span></span></td>
        <td class="nump">4.25%<span></span></td>
        <td class="nump">4.75%<span></span></td>
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        <td class="nump">3.75%<span></span></td>
        <td class="nump">3.75%<span></span></td>
        <td class="nump">4.00%<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">4.75%<span></span></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.50%<span></span></td>
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        <td class="nump">3.75%<span></span></td>
        <td class="nump">3.75%<span></span></td>
        <td class="nump">4.00%<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest rate used to adjust for the time value of money for the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected rate of compensation increases (for pay-related plans).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Capital Requirements and Regulatory Restrictions (Schedule of Capital Amounts and Ratios) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cass Information Systems Inc. [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital (to risk-weighted assets), actual amount</a></td>
        <td class="nump">$ 191,984<span></span></td>
        <td class="nump">$ 175,802<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier I capital (to risk-weighted assets), actual amount</a></td>
        <td class="nump">181,198<span></span></td>
        <td class="nump">164,729<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier I capital (to average assets), actual amount</a></td>
        <td class="nump">181,198<span></span></td>
        <td class="nump">164,729<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), actual ratio</a></td>
        <td class="nump">22.27%<span></span></td>
        <td class="nump">19.87%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), actual ratio</a></td>
        <td class="nump">21.02%<span></span></td>
        <td class="nump">18.62%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier I capital (to average assets), actual ratio</a></td>
        <td class="nump">13.12%<span></span></td>
        <td class="nump">12.26%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital (to risk-weighted assets), capital requirements amount</a></td>
        <td class="nump">68,956<span></span></td>
        <td class="nump">70,767<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier I capital (to risk-weighted assets), capital requirements amount</a></td>
        <td class="nump">34,478<span></span></td>
        <td class="nump">35,384<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier I capital (to average assets), capital requirements amount</a></td>
        <td class="nump">41,438<span></span></td>
        <td class="nump">40,294<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), capital requirements ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), capital requirements ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier I capital (to average assets), capital requirements ratio</a></td>
        <td class="nump">3.00%<span></span></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital (to risk-weighted assets), requirement to be well capitalized amount</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier I capital (to risk-weighted assets), requirement to be well capitalized amount</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier I capital (to average assets), requirement to be well capitalized amount</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), requirement to be well capitalized ratio</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), requirement to be well capitalized ratio</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier I capital (to average assets), requirement to be well capitalized ratio</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cass Commercial Bank [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital (to risk-weighted assets), actual amount</a></td>
        <td class="nump">83,168<span></span></td>
        <td class="nump">75,300<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier I capital (to risk-weighted assets), actual amount</a></td>
        <td class="nump">76,395<span></span></td>
        <td class="nump">68,261<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier I capital (to average assets), actual amount</a></td>
        <td class="nump">76,395<span></span></td>
        <td class="nump">68,261<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), actual ratio</a></td>
        <td class="nump">15.38%<span></span></td>
        <td class="nump">13.41%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), actual ratio</a></td>
        <td class="nump">14.13%<span></span></td>
        <td class="nump">12.16%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier I capital (to average assets), actual ratio</a></td>
        <td class="nump">11.37%<span></span></td>
        <td class="nump">10.64%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital (to risk-weighted assets), capital requirements amount</a></td>
        <td class="nump">43,256<span></span></td>
        <td class="nump">44,909<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier I capital (to risk-weighted assets), capital requirements amount</a></td>
        <td class="nump">21,628<span></span></td>
        <td class="nump">22,454<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier I capital (to average assets), capital requirements amount</a></td>
        <td class="nump">20,162<span></span></td>
        <td class="nump">19,238<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), capital requirements ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), capital requirements ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier I capital (to average assets), capital requirements ratio</a></td>
        <td class="nump">3.00%<span></span></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital (to risk-weighted assets), requirement to be well capitalized amount</a></td>
        <td class="nump">54,071<span></span></td>
        <td class="nump">56,136<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier I capital (to risk-weighted assets), requirement to be well capitalized amount</a></td>
        <td class="nump">32,442<span></span></td>
        <td class="nump">33,682<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier I capital (to average assets), requirement to be well capitalized amount</a></td>
        <td class="nump">$ 33,603<span></span></td>
        <td class="nump">$ 32,063<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), requirement to be well capitalized ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier I capital (to risk-weighted assets), requirement to be well capitalized ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier I capital (to average assets), requirement to be well capitalized ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td>na</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquired Intangible Assets (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Acquired Intangible Assets [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock', window );">Schedule of Company's Intangible Assets</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Details of the Company&#39;s intangible assets are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Accumulated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Accumulated</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortization</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortization</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Assets eligible for amortization:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Customer Lists</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,933</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,387</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,933</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,015</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr> <td width="100%" colspan="15">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Non-compete agreements</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(105</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Software</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">234</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(156</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">234</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(78</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(58</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Unamortized intangible assets:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goodwill<sup>1</sup></td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (227</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (227</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left">Total intangible assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">16,745</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1,933</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">16,745</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1,398</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> </table> <br /> <p style="text-align: justify"><font style="font-family: Times New Roman; font-size: 80%"><sup>1</sup> Amortization through December 31, 2001 prior to adoption of FASB ASC 350</font><font style="font-family: Times New Roman; font-size: 70%">.</font></p> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of goodwill and intangible assets, which may be broken down by segment or major class.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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<DOCUMENT>
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<SEQUENCE>24
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Expected Future Benefits Payable) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2014</a></td>
        <td class="nump">$ 1,583,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2015</a></td>
        <td class="nump">1,706,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2016</a></td>
        <td class="nump">1,909,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2017</a></td>
        <td class="nump">2,113,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2018</a></td>
        <td class="nump">2,524,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2019-2023</a></td>
        <td class="nump">16,411,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2014</a></td>
        <td class="nump">236,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2015</a></td>
        <td class="nump">235,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2016</a></td>
        <td class="nump">245,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2017</a></td>
        <td class="nump">260,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2018</a></td>
        <td class="nump">340,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2019-2023</a></td>
        <td class="nump">$ 2,564,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid  in the five fiscal years after the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the next fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fourth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the third fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the second fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5FAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Plan's Pension Cost) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the year</a></td>
        <td class="nump">$ 3,452<span></span></td>
        <td class="nump">$ 2,799<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">2,819<span></span></td>
        <td class="nump">2,570<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Defined Benefit Plan [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the year</a></td>
        <td class="nump">3,452<span></span></td>
        <td class="nump">2,799<span></span></td>
        <td class="nump">2,073<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligations</a></td>
        <td class="nump">2,819<span></span></td>
        <td class="nump">2,570<span></span></td>
        <td class="nump">2,423<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
        <td class="num">(4,469)<span></span></td>
        <td class="num">(3,967)<span></span></td>
        <td class="num">(3,314)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Net amortization and deferral</a></td>
        <td class="nump">1,729<span></span></td>
        <td class="nump">1,473<span></span></td>
        <td class="nump">603<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 3,531<span></span></td>
        <td class="nump">$ 2,875<span></span></td>
        <td class="nump">$ 1,785<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512136<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512171<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Reconciliation of Expected Income Tax Expense (Benefit)) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Expected income tax expense</a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 10,756<span></span></td>
        <td class="nump">$ 10,917<span></span></td>
        <td class="nump">$ 11,027<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeTaxReconciliationReconcilingItemsAbstract', window );"><strong>(Reductions) increases resulting from:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,297)<span></span></td>
        <td class="num">(3,633)<span></span></td>
        <td class="num">(3,760)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes', window );">State taxes, net of federal benefit</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">303<span></span></td>
        <td class="nump">493<span></span></td>
        <td class="nump">742<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherAdjustments', window );">Other, net</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(528)<span></span></td>
        <td class="nump">110<span></span></td>
        <td class="nump">488<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax expense</a></td>
        <td class="nump">$ 1,582<span></span></td>
        <td class="nump">$ 1,533<span></span></td>
        <td class="nump">$ 2,106<span></span></td>
        <td class="nump">$ 2,013<span></span></td>
        <td class="nump">$ 1,607<span></span></td>
        <td class="nump">$ 1,890<span></span></td>
        <td class="nump">$ 2,205<span></span></td>
        <td class="nump">$ 2,185<span></span></td>
        <td class="nump">$ 7,234<span></span></td>
        <td class="nump">$ 7,887<span></span></td>
        <td class="nump">$ 8,497<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br></p>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationOtherAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationTaxExemptIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Premises and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation expense</a></td>
        <td class="nump">$ 2,361,000<span></span></td>
        <td class="nump">$ 1,951,000<span></span></td>
        <td class="nump">$ 1,955,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesRentExpenseNet', window );">Rent expense</a></td>
        <td class="nump">$ 1,222,000<span></span></td>
        <td class="nump">$ 547,000<span></span></td>
        <td class="nump">$ 598,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesRentExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41499-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesRentExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5HBK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Summary of the Fair Value Measurements by Type of Asset) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">$ 70,627<span></span></td>
        <td class="nump">$ 61,384<span></span></td>
        <td class="nump">$ 53,895<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cash [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">245<span></span></td>
        <td class="nump">238<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Large Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,650<span></span></td>
        <td class="nump">5,193<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Large Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,835<span></span></td>
        <td class="nump">5,317<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Small/Mid Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">2,825<span></span></td>
        <td class="nump">2,159<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Small/Mid Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">2,784<span></span></td>
        <td class="nump">2,167<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-U.S. Core [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">10,840<span></span></td>
        <td class="nump">9,478<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Large Cap Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,929<span></span></td>
        <td class="nump">6,004<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerging Markets [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">711<span></span></td>
        <td class="nump">732<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Core Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">22,720<span></span></td>
        <td class="nump">22,189<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">8,747<span></span></td>
        <td class="nump">7,907<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">1,341<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">245<span></span></td>
        <td class="nump">238<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Cash [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">245<span></span></td>
        <td class="nump">238<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Large Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Large Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Small/Mid Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Small/Mid Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Non-U.S. Core [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Large Cap Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Emerging Markets [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Core Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | U.S. Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">70,382<span></span></td>
        <td class="nump">61,146<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Cash [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Large Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,650<span></span></td>
        <td class="nump">5,193<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Large Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,835<span></span></td>
        <td class="nump">5,317<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Small/Mid Cap Growth [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">2,825<span></span></td>
        <td class="nump">2,159<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Small/Mid Cap Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">2,784<span></span></td>
        <td class="nump">2,167<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Non-U.S. Core [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">10,840<span></span></td>
        <td class="nump">9,478<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Large Cap Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">6,929<span></span></td>
        <td class="nump">6,004<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Emerging Markets [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">711<span></span></td>
        <td class="nump">732<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Core Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">22,720<span></span></td>
        <td class="nump">22,189<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | U.S. Passive [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">8,747<span></span></td>
        <td class="nump">7,907<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Opportunistic [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Total</a></td>
        <td class="nump">$ 1,341<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 50<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29635418&amp;loc=d3e12355-114930<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Other Operating Expense (Schedule of Other Operating Expense) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Operating Expense [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Postage and supplies</a></td>
        <td class="nump">$ 2,066<span></span></td>
        <td class="nump">$ 2,052<span></span></td>
        <td class="nump">$ 2,239<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Promotional expense</a></td>
        <td class="nump">2,024<span></span></td>
        <td class="nump">2,345<span></span></td>
        <td class="nump">1,646<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">1,340<span></span></td>
        <td class="nump">2,183<span></span></td>
        <td class="nump">3,141<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OutsideServiceFees', window );">Outside service fees</a></td>
        <td class="nump">3,046<span></span></td>
        <td class="nump">2,729<span></span></td>
        <td class="nump">2,628<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing services</a></td>
        <td class="nump">367<span></span></td>
        <td class="nump">373<span></span></td>
        <td class="nump">362<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Communication', window );">Telecommunications</a></td>
        <td class="nump">955<span></span></td>
        <td class="nump">754<span></span></td>
        <td class="nump">641<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherExpenses', window );">Other</a></td>
        <td class="nump">1,347<span></span></td>
        <td class="nump">1,080<span></span></td>
        <td class="nump">1,849<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Total other operating expense</a></td>
        <td class="nump">$ 11,145<span></span></td>
        <td class="nump">$ 11,516<span></span></td>
        <td class="nump">$ 12,506<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_OutsideServiceFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Outside service fees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_OutsideServiceFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Communication">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense incurred in the period for communication, which is the exchange of information by several methods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Communication</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketingAndAdvertisingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents a sum total of expenses not separately reflected on the income statement for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 7<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4,6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncomeAndExpensesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIncomeAndExpensesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenses directly related to the supplies and postage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SuppliesAndPostageExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZBAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of the Pre-tax amounts in Accumulated Other Comprehensive Loss) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Defined Benefit Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="nump">$ 8<span></span></td>
        <td class="nump">$ 16<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net actuarial loss</a></td>
        <td class="nump">11,471<span></span></td>
        <td class="nump">26,385<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
        <td class="nump">11,479<span></span></td>
        <td class="nump">26,401<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net actuarial loss</a></td>
        <td class="nump">3,075<span></span></td>
        <td class="nump">4,304<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
        <td class="nump">$ 3,075<span></span></td>
        <td class="nump">$ 4,304<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax net amount of gains and losses that are not yet recognized as a component of net periodic benefit cost, and that are recognized as increases or decreases in other comprehensive income as they arise. Gains and losses are due to changes in the value of either the benefit obligation or the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption, or the consequence of a decision to temporarily deviate from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount related to the pretax cost of benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation, which has not yet been recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521884<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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                </table>
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            </div>
          </td>
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      </table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EITAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeTaxesLineItems', window );"><strong>Income Taxes [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Statutory federal tax rate</a></td>
        <td class="nump">35.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">35.00%<span></span></td>
        <td class="nump">35.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Net operating loss carryforward</a></td>
        <td class="nump">$ 298<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 341<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate', window );">Amounts of tax benefits that would affect effective tax rate if recognized</a></td>
        <td class="nump">861<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,357<span></span></td>
        <td class="nump">1,496<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued', window );">Income tax accrued interest</a></td>
        <td class="nump">41<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">89<span></span></td>
        <td class="nump">95<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments', window );">Reduction in accrued interest</a></td>
        <td class="nump">48<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">6<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months', window );">Reduction of tax benefits over the next twelve months</a></td>
        <td class="nump">251<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Franklin Bancorp [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeTaxesLineItems', window );"><strong>Income Taxes [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Net operating loss carryforward</a></td>
        <td class="nump">852<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_NetOperatingLossCarryforwardsLimitationsOnUse', window );">Limitations on use</a></td>
        <td class="nump">$ 122<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsExpirationDate', window );">Net operating loss carryforward expiration date</a></td>
        <td class="text">Dec. 31,
				 2020<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company's use to approximately $122,000 per year during the carry forward period, which expires in 2020.</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net operating loss carryforwards, limitations on use.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of reduction in accrued interest resulting from settlements with taxing authorities and other prior year adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ReductionInAccruedInterestResultingFromSettlementsWithTaxingAuthoritiesAndOtherPriorYearAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of decreases in unrecognized tax benefits resulting from lapses of the applicable statutes of limitations over twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitationsOver12Months</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwardsExpirationDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expiration date of each operating loss carryforward included in operating loss carryforward, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLossCarryforwardsExpirationDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest expense accrued for an underpayment of income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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<SEQUENCE>33
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ERXAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Summary of the Activity in the SERP's Projected Benefit Obligation) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward', window );"><strong>Benefit obligation:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, January 1</a></td>
        <td class="nump">$ 67,087<span></span></td>
        <td class="nump">$ 53,972<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">3,452<span></span></td>
        <td class="nump">2,799<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">2,819<span></span></td>
        <td class="nump">2,570<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="nump">1,423<span></span></td>
        <td class="nump">1,317<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial loss (gain)</a></td>
        <td class="num">(8,496)<span></span></td>
        <td class="nump">9,063<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, December 31</a></td>
        <td class="nump">63,439<span></span></td>
        <td class="nump">67,087<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanChangeInBenefitObligationRollForward', window );"><strong>Benefit obligation:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, January 1</a></td>
        <td class="nump">8,482<span></span></td>
        <td class="nump">7,434<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">144<span></span></td>
        <td class="nump">115<span></span></td>
        <td class="nump">89<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">335<span></span></td>
        <td class="nump">307<span></span></td>
        <td class="nump">295<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="num">(236)<span></span></td>
        <td class="num">(236)<span></span></td>
        <td class="num">(236)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial loss (gain)</a></td>
        <td class="nump">677<span></span></td>
        <td class="nump">862<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Balance, December 31</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 8,482<span></span></td>
        <td class="nump">$ 7,434<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6514294<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749293<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Projected Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Postretirement Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Postretirement Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506309<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3DAC">
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          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Assumptions used to Determine the Projected Benefit Obligation) (Details)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Weighted average discount rate</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">4.25%<span></span></td>
        <td class="nump">4.75%<span></span></td>
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        <td class="nump">3.75%<span></span></td>
        <td class="nump">3.75%<span></span></td>
        <td class="nump">4.00%<span></span></td>
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                <p>The interest rate used to adjust for the time value of money for the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected rate of compensation increases (for pay-related plans).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Subsequent Events<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsAbstract', window );"><strong>Subsequent Events [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsTextBlock', window );">Subsequent Events</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 17<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Subsequent Events</strong></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> In accordance with FASB ASC 855, "Subsequent Events," the Company has evaluated subsequent events after the consolidated balance sheet date of December 31, 2013 through March 11, 2014, and there were no events identified that would require additional disclosures to prevent the Company&#39;s consolidated financial statements from being misleading.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment in Securities (Schedule of Amortized Cost and Fair Value of Investment Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investment in Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Amortized Cost, Due in 1 year or less</a></td>
        <td class="nump">$ 14,994<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Amortized Cost, Due after 1 year through 5 years</a></td>
        <td class="nump">67,800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Amortized Cost, Due after 5 years through 10 years</a></td>
        <td class="nump">139,779<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Amortized Cost, Due after 10 years</a></td>
        <td class="nump">89,580<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost', window );">Amortized Cost, No stated maturity</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Amortized Cost, Total</a></td>
        <td class="nump">312,153<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair Value, Due in 1 year or less</a></td>
        <td class="nump">15,225<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Fair Value, Due after 1 year through 5 years</a></td>
        <td class="nump">71,914<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Fair Value, Due after 5 years through 10 years</a></td>
        <td class="nump">140,947<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair Value, Due after 10 years</a></td>
        <td class="nump">89,681<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Fair Value, No stated maturity</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available-for-sale Securities, Total</a></td>
        <td class="nump">$ 317,767<span></span></td>
        <td class="nump">$ 341,935<span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the cost over several maturity groupings. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information of Parent Company [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Schedule of Condensed Balance Sheet</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Balance Sheets</strong></td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="94%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and due from banks</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24,519</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,709</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Short-term investments</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">63,063</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,705</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Securities available-for-sale, at fair value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">316,771</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Loans, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">125,316</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">156,935</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Investments in subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,500</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,385</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Premises and equipment, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,276</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,436</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">120,438</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">106,247</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 739,879</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 719,188</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left"><strong style="font-family: Times New Roman; font-size: 80%">Liabilities and Shareholders&#39; Equity</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Accounts and drafts payable</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other liabilities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,521</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 22,214</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">549,474</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">544,975</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders&#39; equity</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 190,405</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 174,213</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities and shareholders&#39; equity</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">739,879</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">719,188</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Schedule of Condensed Statements of Income</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="13%" colspan="9" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Statement of Income</strong></td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="9" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income from subsidiary:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Management fees</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 2,119</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,955</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,794</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,131</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,979</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,812</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Information services revenue</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,503</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">66,417</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">60,688</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income after provision</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,069</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,563</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,933</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Gain on sales of investment securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,677</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,145</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">527</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">535</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">701</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">91,907</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,639</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">83,177</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expenses:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Salaries and employee benefits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">59,004</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">55,981</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">50,296</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other expenses</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">15,027</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">14,492</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">14,462</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total expenses</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">74,031</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,473</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">64,758</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income before income tax and equity in undistributed income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,876</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,166</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,419</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 2,381</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,914</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 3,156</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income before undistributed income of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,495</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,252</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,263</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Equity in undistributed income of subsidiary</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,530</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,523</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,746</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Intercompany elimination</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">472</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(472</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman" width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 23,497</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,303</td> <td style="BORDER-BOTTOM: #000000 2pt double" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 23,009</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Schedule of Condensed Statements of Cash Flows</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="16%" colspan="11" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Statements of Cash Flows</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from operating activities:</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="2%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,497</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,303</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,009</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Adjustments to reconcile net income to net cash provided</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; by (used in) operating activities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in undistributed income of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,530</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,523</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,746</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net change in other assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,420</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,338</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(19,669</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net change in other liabilities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(2,729</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,603</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,655</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of stock-based awards</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,177</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,201</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,390</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(4,180</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">(2,673</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(7,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) operating activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,815</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 16,573</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (8,858</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from investing activities:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase in securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(15,385</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,697</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(37,329</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net decrease in loans</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31,619</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,319</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,068</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Purchases of premises and equipment, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (4,050</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> (3,555</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (2,107</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) investing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">12,184</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">5,067</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(20,368</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from financing activities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase (decrease) in accounts and drafts payable</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,192</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(72,440</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">79,094</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash dividends paid</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,510</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,361</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,279</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other financing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(513</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">(2,454</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) financing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 12,169</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> (82,255</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 71,638</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase (decrease) in cash and cash equivalents</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">26,168</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(60,615</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42,412</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and cash equivalents at beginning of year</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 61,414</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 122,029</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 79,617</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and cash equivalents at end of year</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">87,582</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">61,414</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">122,029</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p>
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6ZAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Long-term Rate of Return on Assets (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ExpectedLongTermRateReturn', window );">Assumed long-term rate of return on assets</a></td>
        <td class="nump">7.00%<span></span></td>
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      <tr class="rh">
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          <div class="a">Fixed Income [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">50.00%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OneYearNominalReturn', window );">One-Year Nominal Return</a></td>
        <td class="nump">4.59%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AnnualStandardDeviation', window );">Annual Standard Deviation</a></td>
        <td class="nump">6.45%<span></span></td>
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          <div class="a">U.S. Equity [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">34.00%<span></span></td>
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          <div class="a">Large Cap U.S. Equities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">27.00%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OneYearNominalReturn', window );">One-Year Nominal Return</a></td>
        <td class="nump">8.06%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AnnualStandardDeviation', window );">Annual Standard Deviation</a></td>
        <td class="nump">17.80%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Small Cap U.S. Equities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OneYearNominalReturn', window );">One-Year Nominal Return</a></td>
        <td class="nump">9.82%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AnnualStandardDeviation', window );">Annual Standard Deviation</a></td>
        <td class="nump">26.20%<span></span></td>
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          <div class="a">Non-U.S. Equity [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">16.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">International (Developed) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OneYearNominalReturn', window );">One-Year Nominal Return</a></td>
        <td class="nump">8.21%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AnnualStandardDeviation', window );">Annual Standard Deviation</a></td>
        <td class="nump">20.40%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">International (Emerging) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
        <td class="nump">1.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_OneYearNominalReturn', window );">One-Year Nominal Return</a></td>
        <td class="nump">11.13%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AnnualStandardDeviation', window );">Annual Standard Deviation</a></td>
        <td class="nump">31.15%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ExpectedLongTermRateReturn', window );">Assumed long-term rate of return on assets</a></td>
        <td class="nump">4.77%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ExpectedLongTermRateReturn', window );">Assumed long-term rate of return on assets</a></td>
        <td class="nump">7.27%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AnnualStandardDeviation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expected percentage of annual standard deviation on assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AnnualStandardDeviation</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of expected long term rate return during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ExpectedLongTermRateReturn</nobr></td>
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                    <td>cass_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_OneYearNominalReturn">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expected percentage of one-year nominal return on assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_OneYearNominalReturn</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanDisclosureLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanDisclosureLineItems</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>num:percentItemType</td>
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                    <td>na</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPWBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company (Schedule of Statements of Cash Flows) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 23,497,000<span></span></td>
        <td class="nump">$ 23,303,000<span></span></td>
        <td class="nump">$ 23,009,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">28,886,000<span></span></td>
        <td class="nump">35,328,000<span></span></td>
        <td class="nump">25,642,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Net increase in securities</a></td>
        <td class="nump">104,351,000<span></span></td>
        <td class="nump">114,646,000<span></span></td>
        <td class="nump">61,768,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net decrease (increase) in loans</a></td>
        <td class="num">(34,378,000)<span></span></td>
        <td class="nump">19,165,000<span></span></td>
        <td class="num">(35,981,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment, net</a></td>
        <td class="nump">4,857,000<span></span></td>
        <td class="nump">3,099,000<span></span></td>
        <td class="nump">1,925,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Net increase (decrease) in accounts and drafts payable</a></td>
        <td class="nump">21,192,000<span></span></td>
        <td class="num">(72,440,000)<span></span></td>
        <td class="nump">79,094,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td>
        <td class="nump">8,510,000<span></span></td>
        <td class="nump">7,361,000<span></span></td>
        <td class="nump">6,279,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchase of common shares of treasury</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other financing activities</a></td>
        <td class="num">(1,083,000)<span></span></td>
        <td class="num">(534,000)<span></span></td>
        <td class="num">(161,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash (used in) provided by financing activities</a></td>
        <td class="nump">30,387,000<span></span></td>
        <td class="num">(64,995,000)<span></span></td>
        <td class="nump">102,432,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
        <td class="nump">84,174,000<span></span></td>
        <td class="num">(94,874,000)<span></span></td>
        <td class="nump">97,033,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of year</a></td>
        <td class="nump">141,088,000<span></span></td>
        <td class="nump">235,962,000<span></span></td>
        <td class="nump">138,929,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of year</a></td>
        <td class="nump">225,262,000<span></span></td>
        <td class="nump">141,088,000<span></span></td>
        <td class="nump">235,962,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">23,497,000<span></span></td>
        <td class="nump">23,303,000<span></span></td>
        <td class="nump">23,009,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UndistributedEarnings', window );">Equity in undistributed income of subsidiary</a></td>
        <td class="nump">7,530,000<span></span></td>
        <td class="nump">7,523,000<span></span></td>
        <td class="nump">7,746,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Net change in other assets</a></td>
        <td class="nump">8,420,000<span></span></td>
        <td class="nump">3,338,000<span></span></td>
        <td class="nump">19,669,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Net change in other liabilities</a></td>
        <td class="num">(2,729,000)<span></span></td>
        <td class="nump">5,603,000<span></span></td>
        <td class="nump">1,655,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortization', window );">Amortization of stock-based awards</a></td>
        <td class="nump">1,177,000<span></span></td>
        <td class="nump">1,201,000<span></span></td>
        <td class="nump">1,390,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherOperatingActivitiesCashFlowStatement', window );">Other, net</a></td>
        <td class="num">(4,180,000)<span></span></td>
        <td class="num">(2,673,000)<span></span></td>
        <td class="num">(7,497,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">1,815,000<span></span></td>
        <td class="nump">16,573,000<span></span></td>
        <td class="num">(8,858,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Net increase in securities</a></td>
        <td class="nump">15,385,000<span></span></td>
        <td class="nump">7,697,000<span></span></td>
        <td class="nump">37,329,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net decrease (increase) in loans</a></td>
        <td class="num">(31,619,000)<span></span></td>
        <td class="num">(16,319,000)<span></span></td>
        <td class="num">(19,068,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment, net</a></td>
        <td class="nump">4,050,000<span></span></td>
        <td class="nump">3,555,000<span></span></td>
        <td class="nump">2,107,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="nump">12,184,000<span></span></td>
        <td class="nump">5,067,000<span></span></td>
        <td class="num">(20,368,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Net increase (decrease) in accounts and drafts payable</a></td>
        <td class="nump">21,192,000<span></span></td>
        <td class="num">(72,440,000)<span></span></td>
        <td class="nump">79,094,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td>
        <td class="nump">8,510,000<span></span></td>
        <td class="nump">7,361,000<span></span></td>
        <td class="nump">6,279,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other financing activities</a></td>
        <td class="nump">513,000<span></span></td>
        <td class="num">(2,454,000)<span></span></td>
        <td class="num">(1,177,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash (used in) provided by financing activities</a></td>
        <td class="nump">12,169,000<span></span></td>
        <td class="num">(82,255,000)<span></span></td>
        <td class="nump">71,638,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
        <td class="nump">26,168,000<span></span></td>
        <td class="num">(60,615,000)<span></span></td>
        <td class="nump">42,412,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of year</a></td>
        <td class="nump">61,414,000<span></span></td>
        <td class="nump">122,029,000<span></span></td>
        <td class="nump">79,617,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of year</a></td>
        <td class="nump">$ 87,582,000<span></span></td>
        <td class="nump">$ 61,414,000<span></span></td>
        <td class="nump">$ 122,029,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentForAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentForAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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        </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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                  <tr>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingActivitiesCashFlowStatement">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other cash or noncash adjustments to reconcile net income to cash provided by (used in) operating activities that are not separately disclosed in the statement of cash flows (for example,  cash received or cash paid during the current period for miscellaneous operating activities, net change during the reporting period in other assets or other liabilities).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherOperatingActivitiesCashFlowStatement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire common stock during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from other financing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarnings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The earnings that is allocated to common stock and participating securities to the extent that each security may share in earnings as if all of the earnings for the period had been distributed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=SL5780133-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=SL5780132-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2740-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 66<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2814-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 65<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2793-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UndistributedEarnings</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-based Compensation (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock', window );">Schedule of Restricted Stock Activity</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Changes in restricted shares outstanding for the year ended December 31, 2013 were as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted Average</strong></td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Grant Date</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Shares</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2012</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">54,875</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31.61</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Granted</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">30,407</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42.21</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vested</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (26,633</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 30.86</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2013</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">58,649</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">37.45</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock', window );">Schedule of SARs Assumptions</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <!--StartFragment--> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="88%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Year Ended December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Risk-free interest rate</td> <td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.29</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected life</td> <td width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected volatility</td> <td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">28.72</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="88%" nowrap="nowrap" align="left">Expected dividend yield</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="10%" nowrap="nowrap" align="right">1.71</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">%</td> </tr> <!--EndFragment--></table> </div> </div><span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsAndStockAppreciationRightsAwardActivityTableTextBlock', window );">Schedule of SARs Activity</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Changes in SARs outstanding for the year ended December 31, 2013 were as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="93%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">SARs</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Weighted Average Exercise Price</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2012</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">351,881</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27.52</td> </tr> <tr valign="bottom"> <td width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Granted</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">85,943</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42.14</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exercised</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (94,379</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> 24.67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="93%" nowrap="nowrap" align="left">Balance at December 31, 2013</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">343,445</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right">32.01</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"> Exercisable at December 31, 2013</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 166,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> 26.58</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Disclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year.</p>
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                <p>No definition available.</p>
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                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for stock options and stock appreciation rights that were outstanding at the beginning and end of the year, exercisable at the end of the year, and the number of stock options and stock appreciation rights that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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                <p>Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3LAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Summary of Loan Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">$ 652,177<span></span></td>
        <td class="nump">$ 687,733<span></span></td>
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          <div class="a">Commercial and Industrial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">171,304<span></span></td>
        <td class="nump">160,862<span></span></td>
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          <div class="a">Real Estate Commercial Mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">128,358<span></span></td>
        <td class="nump">134,843<span></span></td>
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          <div class="a">Real Estate Commercial Construction [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">6,632<span></span></td>
        <td class="nump">7,025<span></span></td>
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          <div class="a">Real Estate Church Related Mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">326,832<span></span></td>
        <td class="nump">368,118<span></span></td>
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          <div class="a">Real Estate Church Related Construction [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">9,817<span></span></td>
        <td class="nump">16,450<span></span></td>
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          <div class="a">Industrial Revenue Bond [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">9,167<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">$ 67<span></span></td>
        <td class="nump">$ 435<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesAndLoansReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Company (holder) a definite sum of money within one year from the balance sheet date (or the normal operating cycle, whichever is longer), net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4531-111522<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesAndLoansReceivableNetCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ParticipatingMortgageLoansLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ParticipatingMortgageLoansLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Common Stock and Earnings per Share (Schedule of Common Stock Outstanding) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Common Stock and Earnings per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Shares outstanding at January 1</a></td>
        <td class="nump">11,463,831<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Issued under stock-based compensation plan</a></td>
        <td class="nump">30,407<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod', window );">Stock options/SARs exercised</a></td>
        <td class="nump">27,242<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options and stock appreciation rights exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAndStockAppreciationRightsExercisesInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares issued which are neither cancelled nor held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of any shares forfeited. Shares issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESCAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Acquired Intangible Assets (Schedule of Intangible Assets) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortizationAbstract', window );"><strong>Assets eligible for amortization:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">$ 16,745<span></span></td>
        <td class="nump">$ 16,745<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(1,933)<span></span></td>
        <td class="num">(1,398)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_UnamortizedIntangibleAssetAbstract', window );"><strong>Unamortized intangible assets:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill, Gross Carrying Amount</a></td>
        <td class="nump">11,817<span></span></td>
        <td class="nump">11,817<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Goodwill, Accumulated Amortization</a></td>
        <td class="num">(227)<span></span></td>
        <td class="num">(227)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Lists [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortizationAbstract', window );"><strong>Assets eligible for amortization:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">3,933<span></span></td>
        <td class="nump">3,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(1,387)<span></span></td>
        <td class="num">(1,015)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Noncompete Agreements [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortizationAbstract', window );"><strong>Assets eligible for amortization:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">261<span></span></td>
        <td class="nump">261<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(105)<span></span></td>
        <td class="num">(53)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Software [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortizationAbstract', window );"><strong>Assets eligible for amortization:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">234<span></span></td>
        <td class="nump">234<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(156)<span></span></td>
        <td class="num">(78)<span></span></td>
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      <tr class="rh">
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          <div class="a">Other [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortizationAbstract', window );"><strong>Assets eligible for amortization:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">500<span></span></td>
        <td class="nump">500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">$ (58)<span></span></td>
        <td class="num">$ (25)<span></span></td>
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    <div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>cass_UnamortizedIntangibleAssetAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentForAmortizationAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsGross</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a,h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillGross</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated impairment loss for an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a,h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDEAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment in Securities (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investment in Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Number of securities that had an unrealized loss</a></td>
        <td class="nump">102<span></span></td>
        <td class="nump">18<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear', window );">Number of securities that had an unrealized loss, greater than 12 months</a></td>
        <td class="nump">3<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage', window );">Percentage of total securities</a></td>
        <td class="nump">31.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ProceedsFromPurchaseOfStateAndPoliticalSubdivisions', window );">Premium related to purchase of state and political subdivisions</a></td>
        <td class="nump">$ 4,450<span></span></td>
        <td class="nump">$ 4,384<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral', window );">Securities pledged as collateral</a></td>
        <td class="nump">3,750<span></span></td>
        <td class="nump">3,750<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of securities available-for-sale</a></td>
        <td class="nump">95,742<span></span></td>
        <td class="nump">69,747<span></span></td>
        <td class="nump">5,930<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains', window );">Gross realized gains</a></td>
        <td class="nump">4,295<span></span></td>
        <td class="nump">2,646<span></span></td>
        <td class="nump">48<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses', window );">Gross realized losses</a></td>
        <td class="nump">$ 271<span></span></td>
        <td class="nump">$ 11<span></span></td>
        <td class="nump">$ 5<span></span></td>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of the number of investment positions in the available-for-sale investments determined to be temporarily impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosurePercentage</nobr></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium related to the purchase of state and political subdivisions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ProceedsFromPurchaseOfStateAndPoliticalSubdivisions</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGains</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of investment positions in available-for-sale investments that have been in a continuous unrealized loss position for greater than or equal to a year for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of available-for-sale securities that serve as collateral for borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5086-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Summary of Significant Accounting Policies</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 1<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Summary of Significant Accounting Policies</strong></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Summary of Operations</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Cass Information Systems, Inc</font><strong style="font-family: Times New Roman; font-size: 80%">.</strong> <font style="font-family: Times New Roman; font-size: 80%">(the "Company") provides payment and information services, which include processing and payment of transportation, energy, telecommunications and environmental invoices. These services include the acquisition and management of data, information delivery and financial exchange. The consolidated balance sheet captions, "Accounts and drafts payable" and "Payments in excess of funding," represent the Company&#39;s resulting financial position related to the payment services that are performed for customers. The Company also provides a full range of banking services to individual, corporate and institutional customers through Cass Commercial Bank (the "Bank"), its wholly owned bank subsidiary.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Basis of Presentation</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries after elimination of intercompany transactions. Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform to the 2013 presentation. Such reclassifications have no effect on previously reported net income or shareholders&#39; equity. The Company issued a 10% stock dividend on December 14, 2012. The share and per share information have been restated for this dividend unless indicated otherwise for all periods presented in the accompanying consolidated financial statements.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Use of Estimates</em></strong> <font style="font-family: Times New Roman; font-size: 80%">In preparing the consolidated financial statements, Company management is required to make estimates and assumptions which significantly affect the reported amounts in the consolidated financial statements.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Cash and Cash Equivalents</em></strong> <font style="font-family: Times New Roman; font-size: 80%">For purposes of the consolidated statements of cash flows, the Company considers cash and due from banks, interest-bearing deposits in other financial institutions, federal funds sold and other short-term investments as segregated in the accompanying consolidated balance sheets to be cash equivalents.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Investment in Debt Securities</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company classifies its debt marketable securities as available-for-sale. Securities classified as available-for-sale are carried at fair value. Unrealized gains and losses, net of the related tax effect, are excluded from earnings and reported in accumulated other comprehensive income, a component of shareholders&#39; equity. A decline in the fair value of any available-for-sale security below cost that is deemed other than temporary results in a charge to earnings and the establishment of a new cost basis for the security. To determine whether impairment is other than temporary, the Company considers whether it is more likely than not that the Company will not be required to sell prior to recovery of the amortized cost basis. Evidence considered in this assessment includes the reasons for impairment, the severity and duration of the impairment, changes in value subsequent to year-end and forecasted performance of the investee. Premiums and discounts are amortized or accreted to interest income over the estimated lives of the securities using the level-yield method. Interest income is recognized when earned. Gains and losses are calculated using the specific identification method.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Allowance for Loan Losses</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The allowance for loan losses is increased by provisions charged to expense and is available to absorb charge-offs, net of recoveries. Management utilizes a systematic, documented approach in determining the appropriate level of the allowance for loan losses. Management&#39;s approach, which provides for general and specific allocations, is based on current economic conditions, past losses, collection experience, risk characteristics of the portfolio, assessments of collateral values by obtaining independent appraisals for significant properties, and such other factors which, in management&#39;s judgment, deserve current recognition in estimating loan losses.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Management believes the allowance for loan losses is adequate to absorb probable losses in the loan portfolio. While management uses all available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#39;s allowance for loan losses. Such agencies may require the Company to increase the allowance for loan losses based on their judgments and interpretations about information available to them at the time of their examination.</p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Premises and Equipment</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed over the estimated useful lives of the assets, or the respective lease terms for leasehold improvements, using straight-line and accelerated methods. Estimated useful lives do not exceed 40 years for buildings, the lesser of 10 years or the life of the lease for leasehold improvements and range from 3 to 7 years for software, equipment, furniture and fixtures. Maintenance and repairs are charged to expense as incurred.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Intangible Assets</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Cost in excess of fair value of net assets acquired has resulted from business acquisitions. Goodwill and intangible assets with indefinite useful lives are not amortized, but instead are tested for impairment at least annually. Intangible assets with definite useful lives are amortized on a straight-line basis over their respective estimated useful lives.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Periodically, the Company reviews intangible assets for events or changes in circumstances that may indicate that the carrying amount of the assets may not be recoverable. Based on those reviews, adjustments of recorded amounts have not been required.</p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Non-marketable Equity Investments</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company accounts for non-marketable equity investments, in which it holds less than a 20% ownership, under the cost method. Under the cost method of accounting, investments are carried at cost and are adjusted only for other than temporary declines in fair value, distributions of earnings and additional investments. The Company periodically evaluates whether any declines in fair value of its investments are other than temporary. In performing this evaluation, the Company considers various factors including any decline in market price, where available, the investee&#39;s financial condition, results of operations, operating trends and other financial ratios. Non-marketable equity investments are included in other assets on the consolidated balance sheets.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Foreclosed Assets</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Real estate acquired as a result of foreclosure is initially recorded at fair value less estimated selling costs. Fair value is generally determined through the receipt of appraisals. Any write down to fair value at the time the property is acquired is recorded as a charge-off to the allowance for loan losses. Any decline in the fair value of the property subsequent to acquisition is recorded as a charge to non-interest expense.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Treasury Stock</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Purchases of the Company&#39;s common stock are recorded at cost. Upon reissuance, treasury stock is reduced based upon the average cost basis of shares held.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Comprehensive Income</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Comprehensive income consists of net income, changes in net unrealized gains (losses) on available-for-sale securities and pension liability adjustments and is presented in the accompanying consolidated statements of shareholders&#39; equity and consolidated statements of comprehensive income.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Loans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Interest on loans is recognized based upon the principal amounts outstanding. It is the Company&#39;s policy to discontinue the accrual of interest when there is reasonable doubt as to the collectability of principal or interest. Subsequent payments received on such loans are applied to principal if there is any doubt as to the collectability of such principal; otherwise, these receipts are recorded as interest income. The accrual of interest on a loan is resumed when the loan is current as to payment of both principal and interest and/or the borrower demonstrates the ability to pay and remain current. Loan origination and commitment fees on originated loans, net of certain direct loan origination costs, are deferred and amortized to interest income using the level-yield method over the estimated lives of the related loans.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Impairment of Loans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">A loan is considered impaired when it is probable that a creditor will be unable to collect all amounts due, both principal and interest, according to the contractual terms of the loan agreement. When measuring impairment, the expected future cash flows of an impaired loan are discounted at the loan&#39;s effective interest rate. Alternatively, impairment could be measured by reference to an observable market price, if one exists, or the fair value of the collateral for a collateral-dependent loan. Regardless of the historical measurement method used, the Company measures impairment based on the fair value of the collateral when the Company determines foreclosure is probable. Additionally, impairment of a restructured loan is measured by discounting the total expected future cash flows at the loan&#39;s effective rate of interest as stated in the original loan agreement. The Company uses its nonaccrual methods as discussed above for recognizing interest on impaired loans.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Information Services Revenue</em></strong> <font style="font-family: Times New Roman; font-size: 80%">A majority of the Company&#39;s revenues are attributable to fees for providing services. These services include transportation invoice rating, payment processing, auditing, and the generation of accounting, transportation and environmental information. The Company also processes, pays and generates management information from electric, gas, telecommunications and other invoices. The specific payment and information processing services provided to each customer are developed individually to meet each customer&#39;s specific requirements. The Company enters into service agreements with customers typically for fixed fees per transaction that are invoiced monthly. Revenues are recognized in the period services are rendered and earned under the service agreements, as long as collection is reasonably assured.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Income Taxes</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Deferred tax assets and liabilities are recognized for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. Deferred tax assets are reduced if necessary, by a deferred tax asset valuation allowance. In the event that management determines it will not be able to realize all or part of net deferred tax assets in the future, the Company adjusts the recorded value of deferred tax assets, which would result in a direct charge to income tax expense in the period that such determination is made. Likewise, the Company will reverse the valuation allowance when realization of the deferred tax asset is expected. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Earnings Per Share</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Stock-Based Compensation</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company follows Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC"), "Accounting for Stock Options and Other Stock-based Compensation" ("ASC 718"), which requires that all stock-based compensation be recognized as an expense in the financial statements and that such cost be measured at the fair value of the award. FASB ASC 718 also requires that excess tax benefits related to stock option exercises and restricted stock awards be reflected as financing cash inflows instead of operating cash inflows.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Pension Plans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The amounts recognized in the consolidated financial statements related to pension are determined from actuarial valuations. Inherent in these valuations are assumptions including expected return on plan assets, discount rates at which the liabilities could be settled at December 31, 2013, rate of increase in future compensation levels and mortality rates. These assumptions are updated annually and are disclosed in Note 10. The Company follows FASB ASC 715, "Compensation - Retirement Benefits" ("ASC 715") which requires companies to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its consolidated balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. The funded status is measured as the difference between the fair value of the plan assets and the projected benefit obligation as of the date of its fiscal year-end. There have been no significant changes in the Company&#39;s long-term rate of return assumptions for the past three fiscal years ended December 31, 2013 and management believes they are not reasonably likely to change in the future.</font></p> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Fair Value Measurements</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company follows the provisions of FASB ASC 820, "Fair Value Measurements and Disclosures", which defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles, and outlines disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A three-level hierarchy for valuation techniques is used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. Financial instrument valuations are considered Level 1 when they are based on quoted prices in active markets for identical assets or liabilities. Level 2 financial instrument valuations use quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Financial instrument valuations are considered Level 3 when they are determined using pricing models, discounted cash flow methodologies or similar techniques and at least one significant model assumption or input is unobservable, and when determination of the fair value requires significant management judgment or estimation. The Company records securities available for sale at their fair values on a recurring basis using Level 2 valuations. Additionally, the Company records impaired loans and other real estate owned at their fair value on a nonrecurring basis. The nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or impairment write-downs of individual assets.</font></p> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Impact of New and Not Yet Adopted Accounting Pronouncements</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The new accounting pronouncements are not applicable to the Company and/or do not materially impact the Company.</p> <!--EndFragment--></div> </div><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for all significant accounting policies of the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18861-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18743-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18854-107790<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Interest-Bearing Deposits (Schedule of Interest-bearing Deposits) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestBearingDepositsAbstract', window );"><strong>Interest-Bearing Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DemandDepositAccounts', window );">Interest-bearing demand deposits</a></td>
        <td class="nump">$ 316,743<span></span></td>
        <td class="nump">$ 279,803<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings deposits</a></td>
        <td class="nump">22,916<span></span></td>
        <td class="nump">27,211<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsAbstract', window );"><strong>Time deposits:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsLessThan100000', window );">Less than $100</a></td>
        <td class="nump">7,777<span></span></td>
        <td class="nump">8,742<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">$100 or more</a></td>
        <td class="nump">91,219<span></span></td>
        <td class="nump">103,809<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Total</a></td>
        <td class="nump">$ 438,655<span></span></td>
        <td class="nump">$ 419,565<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageRateDomesticDepositDemand', window );">Weighted Average Interest Rate Interest-bearing demand deposits</a></td>
        <td class="nump">0.61%<span></span></td>
        <td class="nump">0.68%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageRateDomesticDepositSavings', window );">Weighted Average Interest Rate Savings deposits</a></td>
        <td class="nump">0.66%<span></span></td>
        <td class="nump">0.70%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_WeighteDaverageInterestRateOfTimeDepositsLessThan100000', window );">Weighted Average Interest Rate Less than $100</a></td>
        <td class="nump">1.09%<span></span></td>
        <td class="nump">1.15%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore', window );">Weighted Average Interest Rate $100 or more</a></td>
        <td class="nump">0.81%<span></span></td>
        <td class="nump">0.94%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_WeightedAverageInterestRateOfInterestBearingDeposits', window );">Weighted Average Interest Rate Total</a></td>
        <td class="nump">0.69%<span></span></td>
        <td class="nump">0.78%<span></span></td>
      </tr>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate of interest bearing deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate of all domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations less than $100,000 at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DemandDepositAccounts</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsSavingsDeposits</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Industry Guide<br><br> -Number 3<br><br> -Section V<br><br> -Paragraph A<br><br> -Subparagraph 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits100000OrMore</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_TimeDepositsAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $100,000.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsLessThan100000</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate of all domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Industry Guide<br><br> -Number 3<br><br> -Section V<br><br> -Paragraph A<br><br> -Subparagraph 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageInterestRateOfTimeDeposits100000OrMore</nobr></td>
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                    <td>us-gaap_</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate for domestic demand deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate for domestic savings deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUPPLEMENTARY FINANCIAL INFORMATION (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalIncomeStatementElementsAbstract', window );"><strong>SUPPLEMENTARY FINANCIAL INFORMATION [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of Quarterly Financial Information</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">SUPPLEMENTARY FINANCIAL INFORMATION<br /> </strong> <font style="font-family: Times New Roman; font-size: 80%">(Unaudited)</font></p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">First</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Second</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Third</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Fourth</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="76%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands except per share data)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">YTD</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2013</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,465</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,567</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,695</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,845</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,572</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,856</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,623</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,082</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">41,577</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Interest expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">687</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">694</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">722</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">729</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,832</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,169</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,929</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,360</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,287</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,745</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Provision for loan losses</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">200</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">300</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Operating expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,389</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,017</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,384</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,296</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84,086</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">2,013</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,106</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,533</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,582</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,234</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left">Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 6,032</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,073</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,138</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,254</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,497</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income per share:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic earnings per share</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.54</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.45</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.05</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">.52</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.52</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.53</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.45</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2012</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,883</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,237</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,301</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,717</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,138</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,589</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,530</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,395</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,419</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">45,933</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Interest expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">838</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">760</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">785</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">765</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,148</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,751</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,770</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,610</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,654</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42,785</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Provision for loan losses</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">200</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,400</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Operating expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,341</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,240</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,929</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,823</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">80,333</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">2,185</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,205</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,890</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,607</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,887</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left">Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 5,908</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,962</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,092</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,303</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income per share:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic earnings per share</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.52</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.47</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.05</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">.51</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.52</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.53</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.46</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 270<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)-(j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25249566&amp;loc=d3e1280-108306<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Capital Requirements and Regulatory Restrictions (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Capital Requirements and Regulatory Restrictions [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Schedule of Capital Amounts and Ratios</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company&#39;s and the Bank&#39;s actual and required capital amounts and ratios as are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Capital</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Requirement to be</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Actual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Requirements</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Well-Capitalized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp; &nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">At December 31, 2013</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Total capital (to risk-weighted assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> <font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">191,984</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22.27</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68,956</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">83,168</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15.38</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43,256</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">54,071</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10.00</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to risk-weighted assets)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">181,198</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21.02</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">34,478</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,395</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14.13</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,628</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">32,442</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to average assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">181,198</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13.12</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">41,438</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">76,395</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11.37</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">20,162</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">33,603</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">5.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">At December 31, 2012</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Total capital (to risk-weighted assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">175,802</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19.87</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">75,300</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13.41</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">44,909</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">56,136</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10.00</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to risk-weighted assets)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164,729</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18.62</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">35,384</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68,261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.16</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,454</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">33,682</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to average assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164,729</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.26</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">40,294</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">68,261</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">10.64</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">19,238</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">32,063</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">5.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1JAE">
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          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_SummaryOfOperationsPolicyTextBlock', window );">Summary of Operations</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div> <p style="text-align: justify"><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Summary of Operations</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Cass Information Systems, Inc</font><strong style="font-family: Times New Roman; font-size: 80%">.</strong> <font style="font-family: Times New Roman; font-size: 80%">(the "Company") provides payment and information services, which include processing and payment of transportation, energy, telecommunications and environmental invoices. These services include the acquisition and management of data, information delivery and financial exchange. The consolidated balance sheet captions, "Accounts and drafts payable" and "Payments in excess of funding," represent the Company&#39;s resulting financial position related to the payment services that are performed for customers. The Company also provides a full range of banking services to individual, corporate and institutional customers through Cass Commercial Bank (the "Bank"), its wholly owned bank subsidiary.</font><!--EndFragment--></p> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis of Presentation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Basis of Presentation</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries after elimination of intercompany transactions. Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform to the 2013 presentation. Such reclassifications have no effect on previously reported net income or shareholders&#39; equity. The Company issued a 10% stock dividend on December 14, 2012. The share and per share information have been restated for this dividend unless indicated otherwise for all periods presented in the accompanying consolidated financial statements.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Use of Estimates</em></strong> <font style="font-family: Times New Roman; font-size: 80%">In preparing the consolidated financial statements, Company management is required to make estimates and assumptions which significantly affect the reported amounts in the consolidated financial statements.</font><!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div> <p style="text-align: justify"><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Cash and Cash Equivalents</em></strong> <font style="font-family: Times New Roman; font-size: 80%">For purposes of the consolidated statements of cash flows, the Company considers cash and due from banks, interest-bearing deposits in other financial institutions, federal funds sold and other short-term investments as segregated in the accompanying consolidated balance sheets to be cash equivalents.</font><!--EndFragment--></p> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy', window );">Investment in Debt Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Investment in Debt Securities</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company classifies its debt marketable securities as available-for-sale. Securities classified as available-for-sale are carried at fair value. Unrealized gains and losses, net of the related tax effect, are excluded from earnings and reported in accumulated other comprehensive income, a component of shareholders&#39; equity. A decline in the fair value of any available-for-sale security below cost that is deemed other than temporary results in a charge to earnings and the establishment of a new cost basis for the security. To determine whether impairment is other than temporary, the Company considers whether it is more likely than not that the Company will not be required to sell prior to recovery of the amortized cost basis. Evidence considered in this assessment includes the reasons for impairment, the severity and duration of the impairment, changes in value subsequent to year-end and forecasted performance of the investee. Premiums and discounts are amortized or accreted to interest income over the estimated lives of the securities using the level-yield method. Interest income is recognized when earned. Gains and losses are calculated using the specific identification method.</font><!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Allowance for Loan Losses</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The allowance for loan losses is increased by provisions charged to expense and is available to absorb charge-offs, net of recoveries. Management utilizes a systematic, documented approach in determining the appropriate level of the allowance for loan losses. Management&#39;s approach, which provides for general and specific allocations, is based on current economic conditions, past losses, collection experience, risk characteristics of the portfolio, assessments of collateral values by obtaining independent appraisals for significant properties, and such other factors which, in management&#39;s judgment, deserve current recognition in estimating loan losses.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Management believes the allowance for loan losses is adequate to absorb probable losses in the loan portfolio. While management uses all available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#39;s allowance for loan losses. Such agencies may require the Company to increase the allowance for loan losses based on their judgments and interpretations about information available to them at the time of their examination.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Premises and Equipment</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed over the estimated useful lives of the assets, or the respective lease terms for leasehold improvements, using straight-line and accelerated methods. Estimated useful lives do not exceed 40 years for buildings, the lesser of 10 years or the life of the lease for leasehold improvements and range from 3 to 7 years for software, equipment, furniture and fixtures. Maintenance and repairs are charged to expense as incurred.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock', window );">Intangible Assets</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong><em style="font-family: Times New Roman; font-size: 80%">Intangible Assets</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Cost in excess of fair value of net assets acquired has resulted from business acquisitions. Goodwill and intangible assets with indefinite useful lives are not amortized, but instead are tested for impairment at least annually. Intangible assets with definite useful lives are amortized on a straight-line basis over their respective estimated useful lives.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Periodically, the Company reviews intangible assets for events or changes in circumstances that may indicate that the carrying amount of the assets may not be recoverable. Based on those reviews, adjustments of recorded amounts have not been required.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsPolicy', window );">Non-marketable Equity Investments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Non-marketable Equity Investments</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company accounts for non-marketable equity investments, in which it holds less than a 20% ownership, under the cost method. Under the cost method of accounting, investments are carried at cost and are adjusted only for other than temporary declines in fair value, distributions of earnings and additional investments. The Company periodically evaluates whether any declines in fair value of its investments are other than temporary. In performing this evaluation, the Company considers various factors including any decline in market price, where available, the investee&#39;s financial condition, results of operations, operating trends and other financial ratios. Non-marketable equity investments are included in other assets on the consolidated balance sheets.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy', window );">Foreclosed Assets</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Foreclosed Assets</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Real estate acquired as a result of foreclosure is initially recorded at fair value less estimated selling costs. Fair value is generally determined through the receipt of appraisals. Any write down to fair value at the time the property is acquired is recorded as a charge-off to the allowance for loan losses. Any decline in the fair value of the property subsequent to acquisition is recorded as a charge to non-interest expense.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_TreasuryStockPolicyPolicyTextBlock', window );">Treasury Stock</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Treasury Stock</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Purchases of the Company&#39;s common stock are recorded at cost. Upon reissuance, treasury stock is reduced based upon the average cost basis of shares held.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Comprehensive Income</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Comprehensive income consists of net income, changes in net unrealized gains (losses) on available-for-sale securities and pension liability adjustments and is presented in the accompanying consolidated statements of shareholders&#39; equity and consolidated statements of comprehensive income.</font><!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Loans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Loans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Interest on loans is recognized based upon the principal amounts outstanding. It is the Company&#39;s policy to discontinue the accrual of interest when there is reasonable doubt as to the collectability of principal or interest. Subsequent payments received on such loans are applied to principal if there is any doubt as to the collectability of such principal; otherwise, these receipts are recorded as interest income. The accrual of interest on a loan is resumed when the loan is current as to payment of both principal and interest and/or the borrower demonstrates the ability to pay and remain current. Loan origination and commitment fees on originated loans, net of certain direct loan origination costs, are deferred and amortized to interest income using the level-yield method over the estimated lives of the related loans.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ImpairmentOfLoansPolicyPolicyTextBlock', window );">Impairment of Loans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div> <p style="text-align: justify"><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Impairment of Loans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">A loan is considered impaired when it is probable that a creditor will be unable to collect all amounts due, both principal and interest, according to the contractual terms of the loan agreement. When measuring impairment, the expected future cash flows of an impaired loan are discounted at the loan&#39;s effective interest rate. Alternatively, impairment could be measured by reference to an observable market price, if one exists, or the fair value of the collateral for a collateral-dependent loan. Regardless of the historical measurement method used, the Company measures impairment based on the fair value of the collateral when the Company determines foreclosure is probable. Additionally, impairment of a restructured loan is measured by discounting the total expected future cash flows at the loan&#39;s effective rate of interest as stated in the original loan agreement. The Company uses its nonaccrual methods as discussed above for recognizing interest on impaired loans.</font> <!--EndFragment--></p> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueRecognitionSalesOfServices', window );">Information Services Revenue</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Information Services Revenue</em></strong> <font style="font-family: Times New Roman; font-size: 80%">A majority of the Company&#39;s revenues are attributable to fees for providing services. These services include transportation invoice rating, payment processing, auditing, and the generation of accounting, transportation and environmental information. The Company also processes, pays and generates management information from electric, gas, telecommunications and other invoices. The specific payment and information processing services provided to each customer are developed individually to meet each customer&#39;s specific requirements. The Company enters into service agreements with customers typically for fixed fees per transaction that are invoiced monthly. Revenues are recognized in the period services are rendered and earned under the service agreements, as long as collection is reasonably assured.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Income Taxes</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Deferred tax assets and liabilities are recognized for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. Deferred tax assets are reduced if necessary, by a deferred tax asset valuation allowance. In the event that management determines it will not be able to realize all or part of net deferred tax assets in the future, the Company adjusts the recorded value of deferred tax assets, which would result in a direct charge to income tax expense in the period that such determination is made. Likewise, the Company will reverse the valuation allowance when realization of the deferred tax asset is expected. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Earnings Per Share</em></strong> <font style="font-family: Times New Roman; font-size: 80%">Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Share-Based Compensation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Stock-Based Compensation</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company follows Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC"), "Accounting for Stock Options and Other Stock-based Compensation" ("ASC 718"), which requires that all stock-based compensation be recognized as an expense in the financial statements and that such cost be measured at the fair value of the award. FASB ASC 718 also requires that excess tax benefits related to stock option exercises and restricted stock awards be reflected as financing cash inflows instead of operating cash inflows.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementPlansPolicy', window );">Pension Plans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Pension Plans</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The amounts recognized in the consolidated financial statements related to pension are determined from actuarial valuations. Inherent in these valuations are assumptions including expected return on plan assets, discount rates at which the liabilities could be settled at December 31, 2013, rate of increase in future compensation levels and mortality rates. These assumptions are updated annually and are disclosed in Note 10. The Company follows FASB ASC 715, "Compensation - Retirement Benefits" ("ASC 715") which requires companies to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its consolidated balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. The funded status is measured as the difference between the fair value of the plan assets and the projected benefit obligation as of the date of its fiscal year-end. There have been no significant changes in the Company&#39;s long-term rate of return assumptions for the past three fiscal years ended December 31, 2013 and management believes they are not reasonably likely to change in the future.</font><!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock', window );">Fair Value Measurements</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><strong><em style="font-family: Times New Roman; font-size: 80%">Fair Value Measurements</em></strong> <font style="font-family: Times New Roman; font-size: 80%">The Company follows the provisions of FASB ASC 820, "Fair Value Measurements and Disclosures", which defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles, and outlines disclosures about fair value measurements. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A three-level hierarchy for valuation techniques is used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. Financial instrument valuations are considered Level 1 when they are based on quoted prices in active markets for identical assets or liabilities. Level 2 financial instrument valuations use quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Financial instrument valuations are considered Level 3 when they are determined using pricing models, discounted cash flow methodologies or similar techniques and at least one significant model assumption or input is unobservable, and when determination of the fair value requires significant management judgment or estimation. The Company records securities available for sale at their fair values on a recurring basis using Level 2 valuations. Additionally, the Company records impaired loans and other real estate owned at their fair value on a nonrecurring basis. The nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or impairment write-downs of individual assets.</font> <!--EndFragment--><br /> <br /> </div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Impact of New and Not Yet Adopted Accounting Pronouncements</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Impact of New and Not Yet Adopted Accounting Pronouncements</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The new accounting pronouncements are not applicable to the Company and/or do not materially impact the Company.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for impairment of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ImpairmentOfLoansPolicyPolicyTextBlock</nobr></td>
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                  <tr>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Summary of Operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_SummaryOfOperationsPolicyTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for an entity's treasury stock, including the average cost per share, carrying basis for each class of treasury stock, description of share repurchase program authorized by an entity's board of directors, the number of shares repurchased, the cost of the shares repurchased, the remaining maximum dollar value of shares available for repurchase under the program, the treatment of the purchase price in excess of the current market value, number of shares held for each class of treasury stock, and other information necessary to a fair presentation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_TreasuryStockPolicyPolicyTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BasisOfAccountingPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 305<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 203<br><br> -Paragraph 02-03<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomePolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerSharePolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentsPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the equity method of accounting for investments in common stock or other interests including unconsolidated subsidiaries, corporate joint ventures, noncontrolling interests in real estate ventures, limited partnerships, and limited liability companies. The accounting policy may include information such as: (1) initially recording an investment in the stock of an investee at cost; (2) adjusting the carrying amount of the investment to recognize the investor's share of the earnings or losses of the investee after the date of acquisition; and (3) adjustments to reflect the investor's share of changes in the investee's capital (dividends). This disclosure may also include a detailed description of the policy for determining the amount of equity method losses recognized after an investment has been reduced to zero as a result of previous losses, reasons for not using the equity method when the investor company owns 20 percent or more of the voting stock of the investee's company (including identification of the significant investee), reasons for using the equity method when the ownership percentage is less than 20 percent, and discussion of recognition of equity method losses when an investor's total investment in an investee includes, in addition to an investment in common stock, other investments such as preferred stock and loans to the investee. An entity also may describe how such investments are assessed for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196966<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 12<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6382943&amp;loc=d3e33918-111571<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestmentsPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for foreclosed assets or repossessions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196772<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5144-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10133-111534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5093-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (b,d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3-5<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinanceLoansAndLeasesReceivablePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144439<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144471<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 954<br><br> -SubTopic 740<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32280-109318<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxPolicyTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5144-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementPlansPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 80<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235144<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 70<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235116<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235172<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2235074<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionAndOtherPostretirementPlansPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for revenue recognition for sales of a service. The entity also may disclose how it recognizes cost of sales for such a service transaction and its treatment of any unearned or deferred revenue that arises from the transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 605<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197248<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 13<br><br> -Section B<br><br> -Paragraph Question 1<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 605<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 13.B.Q1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012821&amp;loc=d3e214044-122780<br><br><br><br></p>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2228939<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6143-108592<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6132-108592<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6061-108592<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFMAI">
      <tr>
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          <div style="width: 200px;"><strong>Loans (Summary of Allowance for Loan Losses) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Feb. 28, 2013</div>
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        <th class="th">
          <div>Dec. 31, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="nump">83<span></span></td>
        <td class="nump">1,540<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">362<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">500<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,679<span></span></td>
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          <div class="a">Commercial and Industrial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,192<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
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        <td class="nump">1,307<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">47<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,104<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,036<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,784<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">233<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">35<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">360<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,946<span></span></td>
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          <div class="a">Real Estate Commercial Construction [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">137<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">151<span></span></td>
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      <tr class="rh">
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          <div class="a">Real Estate Church Related Mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,903<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(829)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,354<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">333<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(209)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">124<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Industrial Revenue Bond [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">68<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">68<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(8)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses, Ending Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ParticipatingMortgageLoansLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ParticipatingMortgageLoansLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to estimated loss from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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<SEQUENCE>52
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMBAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Narrative) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_CommonStockDividendRatePercentage', window );">Stock dividend, percent</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MinorityInterestOwnershipPercentageByParent', window );">Ownership percentage</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Buildings [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Estimated useful lives</a></td>
        <td class="text">40 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Leasehold Improvements [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Estimated useful lives</a></td>
        <td class="text">10 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Software, Equipment, Furniture and Fixtures [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Estimated useful lives</a></td>
        <td class="text">3 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Software, Equipment, Furniture and Fixtures [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Estimated useful lives</a></td>
        <td class="text">7 years<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_CommonStockDividendRatePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_CommonStockDividendRatePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestOwnershipPercentageByParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The parent entity's interest in net assets of the subsidiary, expressed as a percentage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MinorityInterestOwnershipPercentageByParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentUsefulLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment in Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investment in Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesTextBlock', window );">Schedule of Available-for-sale Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The amortized cost, gross unrealized gains, gross unrealized losses and fair value of debt and equity securities are summarized as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Amortized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Gains</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">308,403</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,537</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,923</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">314,017</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,750</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,750</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"> 312,153</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 8,537</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,923</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 317,767</td> </tr> <tr> <td width="100%" colspan="13">&nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Amortized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Gains</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">315,345</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,960</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335,193</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">6,742</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">6,742</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"> 322,087</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,960</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 341,935</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Schedule of Fair Value of Securities with Unrealized Losses</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The fair values of securities with unrealized losses are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Less than 12 months</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">12 months or more</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">101,792</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,661</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,554</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">262</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">105,346</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,923</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 101,792</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,661</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,554</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 262</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 105,346</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,923</td> </tr> <tr> <td width="102%" colspan="19">&nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Less than 12 months</strong></td> <td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap">&nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">12 months or more</strong></td> <td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap">&nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,758</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,758</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,758</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,758</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfAmortizedCostAndFairValueTableTextBlock', window );">Schedule of Amortized Cost and Fair Value</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortized Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due in 1 year or less</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,994</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,225</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 1 year through 5 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,800</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,914</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 5 years through 10 years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">139,779</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">140,947</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 10 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,580</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,681</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left">No stated maturity</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">312,153</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">317,767</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of amortized cost and fair value of investment securities by contractual maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfAmortizedCostAndFairValueTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesTextBlock</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJCAC">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfLoanCategoriesTableTextBlock', window );">Summary of Loan Categories</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of loan categories is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="8%" colspan="4" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtTableTextBlock', window );">Schedule of the Aging Loans by Loan Categories</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the aging of loans by loan categories at December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">90 Days</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">30-59</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">60-89</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">and</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Non</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Current</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Over</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Accrual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,293</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">127,879</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">325,091</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">434</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 649,946</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 434</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the aging of loans by loan categories at December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">90 Days</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">30-59</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong>60-89</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">and</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Non</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Current</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Over</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Accrual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">159,423</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">129,884</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">367,944</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">174</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 681,161</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock', window );">Schedule of Credit Exposure of the Loan Portfolio</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Normal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">to Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring</strong><strong style="font-family: Times New Roman; font-size: 80%"><sup>1</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">167,878</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,415</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">119,521</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,358</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">323,291</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,234</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 636,373</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 14,007</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> </tr> </table> <br /> <table style="TEXT-ALIGN: justify" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"> <td width="100%" style="font-family: Times New Roman; font-size: 80%"><sup>1</sup> Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.</td> </tr> <tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"> <td width="100%" style="font-family: Times New Roman; font-size: 80%"><sup>2</sup> Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</td> </tr> </table> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Normal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring</strong><strong style="font-family: Times New Roman; font-size: 80%"><sup>1</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">155,838</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,585</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">123,315</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,569</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4,959</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">366,366</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,578</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">174</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 669,429</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,732</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <br /> <table style="BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left"><font style="font-size: 80%">*&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</td> </tr> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left" style="font-size: 80%"> <sup>1</sup></td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.</td> </tr> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left" style="font-size: 80%"> <sup>2</sup></td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Schedule of Recorded Investment and Unpaid Principal Balance for Impaired Loans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Related</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unpaid</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Allowance</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Recorded</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Principal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">for Loan</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Investment</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Balance</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial - Mortgage:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church - Mortgage:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,307</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,307</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">223</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Total impaired loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 318</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Related</strong></td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unpaid</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Allowance</strong></td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Recorded</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Principal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">for Loan</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Investment</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Balance</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">657</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial - Mortgage:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">660</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church - Mortgage:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="82%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">174</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">174</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">87</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left">Total impaired loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,404</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 8pt; text-align: justify; TEXT-INDENT: -8pt"> * In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Summary of the Allowance for Loan Losses</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the allowance for loan losses is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Charge-</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="73%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Offs</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Recoveries</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Provision</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,192</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">47</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,104</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,036</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">233</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">35</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">360</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,946</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">137</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">151</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,903</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">280</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(829</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,354</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">333</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(209</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">124</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="73%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">8</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(8</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 12,357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,540</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 362</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 500</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,679</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for credit exposure of loan portfolio by internally assigned credit grade.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfCreditExposureOfLoanPortfolioByInternallyAssignedCreditGradeTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ScheduleOfLoanCategoriesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for loan categories.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfLoanCategoriesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDebtTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDebtTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
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                    <td>na</td>
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                  <tr>
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                    <td>duration</td>
                  </tr>
                </table>
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          </td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Paranthetical) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Cash dividends, per share</a></td>
        <td class="nump">$ 0.74<span></span></td>
        <td class="nump">$ 0.64<span></span></td>
        <td class="nump">$ 0.55<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross', window );">Stock issued pursuant to stock-based compensation</a></td>
        <td class="nump">30,407<span></span></td>
        <td class="nump">21,195<span></span></td>
        <td class="nump">31,472<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfStockholdersEquityAbstract</nobr></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of shares (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP). Shares issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensationGross</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Premises and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Summary of Premises and Equipment</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of premises and equipment is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Land</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">873</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">873</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Buildings</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,801</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,564</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Leasehold improvements</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,086</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,211</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Furniture, fixtures and equipment</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,081</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,784</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Purchased software</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,328</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,277</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Internally developed software</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,650</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,650</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">37,819</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">33,359</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Less accumulated depreciation</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">24,588</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">22,624</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 13,231</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 10,735</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock', window );">Schedule of Future Minimum Rental Payments for Operating Leases</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following is a schedule, by year, of future minimum rental payments required under operating leases that have initial or remaining non-cancelable lease terms in excess of one year as of December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,338</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2015</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,189</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,047</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2017</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,025</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">850</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="95%" nowrap="nowrap" align="left">2019-2023</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,646</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 8,095</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESQAE">
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          <div style="width: 200px;"><strong>Stock-based Compensation (Schedule of Restricted Stock Outstanding) (Details) (Restricted Stock [Member], USD $)<br></strong></div>
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          <div>Dec. 31, 2013</div>
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        <td class="nump">58,649<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Balance at December 31, 2012</a></td>
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        <td class="nump">$ 37.45<span></span></td>
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                <p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of equity instruments other than options outstanding, including both vested and non-vested instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Disclosures about Fair Value of Financial Instruments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock', window );">Schedule of Commitments to Extend Credit, Standby Letters of Credit and Commercial Letters</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> The following table shows conditional commitments to extend credit, standby letters of credit and commercial letters:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Conditional commitments to extend credit</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,596</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,847</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Standby letters of credit</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,168</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,316</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"> Commercial letters of credit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,325</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,069</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Schedule of Company's Financial Instruments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> Following is a summary of the carrying amounts and fair values of the Company&#39;s financial instruments:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="91%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance sheet assets:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and cash equivalents</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225,262</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225,262</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">141,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">141,088</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment in securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341,935</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341,935</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">640,498</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">642,543</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">675,376</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">676,675</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest receivable</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,276</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,276</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,189,557</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,191,602</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,164,675</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,165,974</td> </tr> <tr> <td width="110%" colspan="12" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance sheet liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">582,496</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">583,989</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">563,708</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">564,189</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accounts and drafts payable</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest payable</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">88</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">88</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">112</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,126,537</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,128,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,086,581</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,087,062</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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    <div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13467-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13476-108611<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(e),(f))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph f<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E42AI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Schedule of the Aging of Loans by Loan Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">$ 649,946<span></span></td>
        <td class="nump">$ 681,161<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="nump">434<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,797<span></span></td>
        <td class="nump">6,572<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">652,177<span></span></td>
        <td class="nump">687,733<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial and Industrial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">171,293<span></span></td>
        <td class="nump">159,423<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,439<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">171,304<span></span></td>
        <td class="nump">160,862<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">127,879<span></span></td>
        <td class="nump">129,884<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">479<span></span></td>
        <td class="nump">4,959<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">128,358<span></span></td>
        <td class="nump">134,843<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Commercial Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">6,632<span></span></td>
        <td class="nump">7,025<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">6,632<span></span></td>
        <td class="nump">7,025<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">325,091<span></span></td>
        <td class="nump">367,944<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="nump">434<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">174<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">326,832<span></span></td>
        <td class="nump">368,118<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate Church Related Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">9,817<span></span></td>
        <td class="nump">16,450<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">9,817<span></span></td>
        <td class="nump">16,450<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Industrial Revenue Bond [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">9,167<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">9,167<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ParticipatingMortgageLoansLineItems', window );"><strong>Participating Mortgage Loans [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue', window );">Current</a></td>
        <td class="nump">67<span></span></td>
        <td class="nump">435<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days and over</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non Accrual</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Loans</a></td>
        <td class="nump">$ 67<span></span></td>
        <td class="nump">$ 435<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 30 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesAndLoansReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Company (holder) a definite sum of money within one year from the balance sheet date (or the normal operating cycle, whichever is longer), net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4531-111522<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesAndLoansReceivableNetCurrent</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ParticipatingMortgageLoansLineItems</nobr></td>
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    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5DAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Expected Pension Benefit Payments) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2014</a></td>
        <td class="nump">$ 1,583,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2015</a></td>
        <td class="nump">1,706,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2016</a></td>
        <td class="nump">1,909,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2017</a></td>
        <td class="nump">2,113,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2018</a></td>
        <td class="nump">2,524,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2019-2023</a></td>
        <td class="nump">$ 16,411,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CompensationAndRetirementDisclosureAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid  in the five fiscal years after the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the next fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fourth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the third fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the second fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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<DOCUMENT>
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<SEQUENCE>61
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 11,283<span></span></td>
        <td class="nump">$ 18,794<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in other financial institutions</a></td>
        <td class="nump">160,316<span></span></td>
        <td class="nump">108,560<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FederalFundsSoldAndOtherShortTermInvestments', window );">Federal funds sold and other short-term investments</a></td>
        <td class="nump">53,663<span></span></td>
        <td class="nump">13,734<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">225,262<span></span></td>
        <td class="nump">141,088<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">341,935<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
        <td class="nump">652,177<span></span></td>
        <td class="nump">687,733<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
        <td class="nump">11,679<span></span></td>
        <td class="nump">12,357<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net</a></td>
        <td class="nump">640,498<span></span></td>
        <td class="nump">675,376<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">13,231<span></span></td>
        <td class="nump">10,735<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Investments in bank-owned life insurance</a></td>
        <td class="nump">15,437<span></span></td>
        <td class="nump">14,910<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_PaymentsInExcessOfFunding', window );">Payments in excess of funding</a></td>
        <td class="nump">77,650<span></span></td>
        <td class="nump">63,522<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">11,590<span></span></td>
        <td class="nump">11,590<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Other intangible assets, net</a></td>
        <td class="nump">3,222<span></span></td>
        <td class="nump">3,757<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">21,363<span></span></td>
        <td class="nump">24,474<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,326,020<span></span></td>
        <td class="nump">1,287,387<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and Shareholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing</a></td>
        <td class="nump">143,841<span></span></td>
        <td class="nump">144,143<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing</a></td>
        <td class="nump">438,655<span></span></td>
        <td class="nump">419,565<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">582,496<span></span></td>
        <td class="nump">563,708<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesNoncurrent', window );">Accounts and drafts payable</a></td>
        <td class="nump">543,963<span></span></td>
        <td class="nump">522,761<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">9,144<span></span></td>
        <td class="nump">26,903<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">1,135,593<span></span></td>
        <td class="nump">1,113,372<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' Equity:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, par value $.50 per share; 40,000,000 shares authorized, 11,931,147 issued at December 31, 2013 and 2012</a></td>
        <td class="nump">5,966<span></span></td>
        <td class="nump">5,966<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid-in capital</a></td>
        <td class="nump">125,062<span></span></td>
        <td class="nump">125,086<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">75,939<span></span></td>
        <td class="nump">60,952<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Common shares in treasury, at cost (409,667 and 467,316 shares at December 31, 2013 and 2012, respectively)</a></td>
        <td class="num">(10,980)<span></span></td>
        <td class="num">(11,896)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
        <td class="num">(5,560)<span></span></td>
        <td class="num">(6,093)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">190,427<span></span></td>
        <td class="nump">174,015<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">$ 1,326,020<span></span></td>
        <td class="nump">$ 1,287,387<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_FederalFundsSoldAndOtherShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, (4) yield maintenance dollar repurchase agreements, and (5) money market funds. Also includes, other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_FederalFundsSoldAndOtherShortTermInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_PaymentsInExcessOfFunding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The normal cycle for payment of Transportation invoices to a carrier, on behalf of the company's customer, is: the customer provides the funds to the company prior to the payment of the invoice by the company to the carrier. Payments in excess of funding are generated when, according to a service agreement with a few selected carriers, the company pays the carrier prior to receipt of the funds from the customer. The company receives a fee from the carrier for making this accelerated payment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_PaymentsInExcessOfFunding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due after one year (or beyond the operating cycle if longer), including liabilities for compensation costs, fringe benefits other than pension and postretirement obligations, rent, contractual rights and obligations, and statutory obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.24)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 24<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph ((a)(1),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Capital Requirements and Regulatory Restrictions (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Capital Requirements and Regulatory Restrictions [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsUnappropriated', window );">Unappropriated retained earnings</a></td>
        <td class="nump">$ 24,440,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A segregation of retained earnings which is available for dividend distribution. Earnings not paid out as dividends but instead reinvested in the core business or used to pay off debt. Unappropriated profit is part of shareholder equity. Also called cumulative distributions or earned surplus or accumulated earnings or unappropriated profit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.30(a)(3)(ii))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.23(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 24<br><br> -Subparagraph a(4)<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsUnappropriated</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUODI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company (Schedule of Condensed Statement of Income) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeNetAbstract', window );"><strong>Income from subsidiary:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 38,245<span></span></td>
        <td class="nump">$ 40,385<span></span></td>
        <td class="nump">$ 43,711<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gain on sales of investment securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,024<span></span></td>
        <td class="nump">2,635<span></span></td>
        <td class="nump">43<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">114,817<span></span></td>
        <td class="nump">111,523<span></span></td>
        <td class="nump">106,535<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ExpensesAbstract', window );"><strong>Expenses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">65,722<span></span></td>
        <td class="nump">62,563<span></span></td>
        <td class="nump">56,573<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherExpenses', window );">Other expenses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,347<span></span></td>
        <td class="nump">1,080<span></span></td>
        <td class="nump">1,849<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total operating expense</a></td>
        <td class="nump">21,296<span></span></td>
        <td class="nump">21,384<span></span></td>
        <td class="nump">21,017<span></span></td>
        <td class="nump">20,389<span></span></td>
        <td class="nump">19,823<span></span></td>
        <td class="nump">19,929<span></span></td>
        <td class="nump">20,240<span></span></td>
        <td class="nump">20,341<span></span></td>
        <td class="nump">84,086<span></span></td>
        <td class="nump">80,333<span></span></td>
        <td class="nump">75,029<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">1,582<span></span></td>
        <td class="nump">1,533<span></span></td>
        <td class="nump">2,106<span></span></td>
        <td class="nump">2,013<span></span></td>
        <td class="nump">1,607<span></span></td>
        <td class="nump">1,890<span></span></td>
        <td class="nump">2,205<span></span></td>
        <td class="nump">2,185<span></span></td>
        <td class="nump">7,234<span></span></td>
        <td class="nump">7,887<span></span></td>
        <td class="nump">8,497<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">5,254<span></span></td>
        <td class="nump">6,138<span></span></td>
        <td class="nump">6,073<span></span></td>
        <td class="nump">6,032<span></span></td>
        <td class="nump">5,341<span></span></td>
        <td class="nump">6,092<span></span></td>
        <td class="nump">5,962<span></span></td>
        <td class="nump">5,908<span></span></td>
        <td class="nump">23,497<span></span></td>
        <td class="nump">23,303<span></span></td>
        <td class="nump">23,009<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeNetAbstract', window );"><strong>Income from subsidiary:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterest', window );">Interest</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="nump">24<span></span></td>
        <td class="nump">18<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ManagementFeesRevenue', window );">Management fees</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,119<span></span></td>
        <td class="nump">1,955<span></span></td>
        <td class="nump">1,794<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeNonoperating', window );">Income from subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,131<span></span></td>
        <td class="nump">1,979<span></span></td>
        <td class="nump">1,812<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TechnologyServicesRevenue', window );">Information services revenue</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">70,503<span></span></td>
        <td class="nump">66,417<span></span></td>
        <td class="nump">60,688<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,069<span></span></td>
        <td class="nump">17,563<span></span></td>
        <td class="nump">19,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gain on sales of investment securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,677<span></span></td>
        <td class="nump">3,145<span></span></td>
        <td class="nump">43<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncome', window );">Other income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">527<span></span></td>
        <td class="nump">535<span></span></td>
        <td class="nump">701<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">91,907<span></span></td>
        <td class="nump">89,639<span></span></td>
        <td class="nump">83,177<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ExpensesAbstract', window );"><strong>Expenses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">59,004<span></span></td>
        <td class="nump">55,981<span></span></td>
        <td class="nump">50,296<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherExpenses', window );">Other expenses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,027<span></span></td>
        <td class="nump">14,492<span></span></td>
        <td class="nump">14,462<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total operating expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">74,031<span></span></td>
        <td class="nump">70,473<span></span></td>
        <td class="nump">64,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income tax and equity in undistributed income of subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,876<span></span></td>
        <td class="nump">19,166<span></span></td>
        <td class="nump">18,419<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,381<span></span></td>
        <td class="nump">2,914<span></span></td>
        <td class="nump">3,156<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple', window );">Income before undistributed income of subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,495<span></span></td>
        <td class="nump">16,252<span></span></td>
        <td class="nump">15,263<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UndistributedEarnings', window );">Equity in undistributed income of subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,530<span></span></td>
        <td class="nump">7,523<span></span></td>
        <td class="nump">7,746<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IntercompanyElimination', window );">Intercompany elimination</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">472<span></span></td>
        <td class="num">(472)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ExpensesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ExpensesAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IntercompanyElimination">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the deduction of intercompany items when preparing the combining or consolidated balance sheet and income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IntercompanyElimination</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income or Loss from continuing operations, net of taxes, including net Income or Loss from discontinued operations but before extraordinary items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accretion (amortization) of purchase discount (premium) of interest income on nonoperating securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentIncomeInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentIncomeNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeNonoperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of income from investments (for example, dividends) not considered a component of the entity's core operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentIncomeNonoperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ManagementFeesRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue, comprised of base and incentive revenue derived from the management of joint ventures, managing third-party properties, or another entity's operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ManagementFeesRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents a sum total of expenses not separately reflected on the income statement for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 7<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4,6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the sum of all other revenue and income recognized by the entity in the period not otherwise specified in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Revenues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TechnologyServicesRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue from providing technology services. The services may include training, installation, engineering or consulting. Consulting services often include implementation support, software design or development, or the customization or modification of the licensed software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 985<br><br> -SubTopic 605<br><br> -Section 25<br><br> -Paragraph 76<br><br> -URI http://asc.fasb.org/extlink&amp;oid=22169047&amp;loc=d3e132428-111767<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TechnologyServicesRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarnings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The earnings that is allocated to common stock and participating securities to the extent that each security may share in earnings as if all of the earnings for the period had been distributed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=SL5780133-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=SL5780132-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 60<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2740-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 66<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2814-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 65<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2793-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UndistributedEarnings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDFBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash Flows From Operating Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation and amortization</a></td>
        <td class="nump">7,346<span></span></td>
        <td class="nump">6,916<span></span></td>
        <td class="nump">4,528<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gains on sales of securities</a></td>
        <td class="num">(4,024)<span></span></td>
        <td class="num">(2,635)<span></span></td>
        <td class="num">(43)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="nump">1,795<span></span></td>
        <td class="nump">1,398<span></span></td>
        <td class="nump">1,391<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provisions for loan losses</a></td>
        <td class="nump">500<span></span></td>
        <td class="nump">2,400<span></span></td>
        <td class="nump">2,150<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax expense</a></td>
        <td class="nump">57<span></span></td>
        <td class="nump">974<span></span></td>
        <td class="nump">2,145<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">(Decrease) increase in income tax liability</a></td>
        <td class="num">(964)<span></span></td>
        <td class="nump">1,073<span></span></td>
        <td class="num">(192)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPensionPlanObligations', window );">Increase (decrease) in pension liability</a></td>
        <td class="nump">2,822<span></span></td>
        <td class="num">(2,158)<span></span></td>
        <td class="num">(6,817)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities', window );">Other operating activities, net</a></td>
        <td class="num">(2,323)<span></span></td>
        <td class="nump">4,056<span></span></td>
        <td class="num">(528)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">28,886<span></span></td>
        <td class="nump">35,328<span></span></td>
        <td class="nump">25,642<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash Flows From Investing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of securities available-for-sale</a></td>
        <td class="nump">95,742<span></span></td>
        <td class="nump">69,747<span></span></td>
        <td class="nump">5,930<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities of securities available-for-sale</a></td>
        <td class="nump">18,117<span></span></td>
        <td class="nump">11,898<span></span></td>
        <td class="nump">18,510<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchase of securities available-for-sale</a></td>
        <td class="num">(104,351)<span></span></td>
        <td class="num">(114,646)<span></span></td>
        <td class="num">(61,768)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net decrease (increase) in loans</a></td>
        <td class="nump">34,378<span></span></td>
        <td class="num">(19,165)<span></span></td>
        <td class="nump">35,981<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInPaymentsInExcessOfFunding', window );">Increase in payments in excess of funding</a></td>
        <td class="num">(14,128)<span></span></td>
        <td class="num">(2,144)<span></span></td>
        <td class="num">(27,769)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment, net</a></td>
        <td class="num">(4,857)<span></span></td>
        <td class="num">(3,099)<span></span></td>
        <td class="num">(1,925)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Environmental management acquisition</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(7,798)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="nump">24,901<span></span></td>
        <td class="num">(65,207)<span></span></td>
        <td class="num">(31,041)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash Flows From Financing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits', window );">Net (decrease) increase in noninterest-bearing demand deposits</a></td>
        <td class="num">(302)<span></span></td>
        <td class="nump">12,187<span></span></td>
        <td class="nump">18,859<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDemandDeposits', window );">Net increase in interest-bearing demand and savings deposits</a></td>
        <td class="nump">32,645<span></span></td>
        <td class="nump">21,683<span></span></td>
        <td class="nump">36,956<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInTimeDeposits', window );">Net decrease in time deposits</a></td>
        <td class="num">(13,555)<span></span></td>
        <td class="num">(18,530)<span></span></td>
        <td class="num">(26,037)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Net increase (decrease) in accounts and drafts payable</a></td>
        <td class="nump">21,192<span></span></td>
        <td class="num">(72,440)<span></span></td>
        <td class="nump">79,094<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td>
        <td class="num">(8,510)<span></span></td>
        <td class="num">(7,361)<span></span></td>
        <td class="num">(6,279)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other financing activities, net</a></td>
        <td class="num">(1,083)<span></span></td>
        <td class="num">(534)<span></span></td>
        <td class="num">(161)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash provided by (used in) financing activities</a></td>
        <td class="nump">30,387<span></span></td>
        <td class="num">(64,995)<span></span></td>
        <td class="nump">102,432<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="nump">84,174<span></span></td>
        <td class="num">(94,874)<span></span></td>
        <td class="nump">97,033<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of year</a></td>
        <td class="nump">141,088<span></span></td>
        <td class="nump">235,962<span></span></td>
        <td class="nump">138,929<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of year</a></td>
        <td class="nump">225,262<span></span></td>
        <td class="nump">141,088<span></span></td>
        <td class="nump">235,962<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental information:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Cash paid for interest</a></td>
        <td class="nump">2,855<span></span></td>
        <td class="nump">3,196<span></span></td>
        <td class="nump">4,424<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash paid for income taxes</a></td>
        <td class="nump">$ 8,265<span></span></td>
        <td class="nump">$ 6,407<span></span></td>
        <td class="nump">$ 6,287<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInNonInterestBearingDemandDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net change during the reporting period in noninterest-bearing demand deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IncreaseDecreaseInNonInterestBearingDemandDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncreaseDecreaseInPaymentsInExcessOfFunding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net change during the reporting period in the carrying amount of payments in excess of funding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IncreaseDecreaseInPaymentsInExcessOfFunding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of adjustments which are added to or deducted from net income or loss, including the portion attributable to noncontrolling interest, to reflect cash provided by or used in operating activities, in accordance with the indirect cash flow method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationAmortizationAndAccretionNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDemandDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow in the total of all demand deposits, including checking and negotiable order of withdrawal (NOW) accounts, classified as cash flows from financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDemandDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPensionPlanObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due to fund retirement benefits to employees, retired and disabled former employees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPensionPlanObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net cash inflow (outflow) of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInTimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period net of cash paid for interest that is capitalized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireBusinessesGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from other financing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to loss from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
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                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EACEK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Industry Segment Information (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeAbstract', window );"><strong>Fee revenue and other income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeRevenueFromCustomers', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 76,572<span></span></td>
        <td class="nump">$ 71,138<span></span></td>
        <td class="nump">$ 62,824<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract', window );"><strong>Net interest income (expense) after provision for loan losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeFromCustomersAfterProvisionForLoanLoss', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">38,245<span></span></td>
        <td class="nump">40,385<span></span></td>
        <td class="nump">43,711<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,896<span></span></td>
        <td class="nump">2,532<span></span></td>
        <td class="nump">2,062<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">1,582<span></span></td>
        <td class="nump">1,533<span></span></td>
        <td class="nump">2,106<span></span></td>
        <td class="nump">2,013<span></span></td>
        <td class="nump">1,607<span></span></td>
        <td class="nump">1,890<span></span></td>
        <td class="nump">2,205<span></span></td>
        <td class="nump">2,185<span></span></td>
        <td class="nump">7,234<span></span></td>
        <td class="nump">7,887<span></span></td>
        <td class="nump">8,497<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">5,254<span></span></td>
        <td class="nump">6,138<span></span></td>
        <td class="nump">6,073<span></span></td>
        <td class="nump">6,032<span></span></td>
        <td class="nump">5,341<span></span></td>
        <td class="nump">6,092<span></span></td>
        <td class="nump">5,962<span></span></td>
        <td class="nump">5,908<span></span></td>
        <td class="nump">23,497<span></span></td>
        <td class="nump">23,303<span></span></td>
        <td class="nump">23,009<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">11,590<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,590<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,590<span></span></td>
        <td class="nump">11,590<span></span></td>
        <td class="nump">7,471<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
        <td class="nump">3,222<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,757<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,222<span></span></td>
        <td class="nump">3,757<span></span></td>
        <td class="nump">161<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,326,020<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,287,387<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,326,020<span></span></td>
        <td class="nump">1,287,387<span></span></td>
        <td class="nump">1,319,301<span></span></td>
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      <tr class="rh">
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          <div class="a">Information Services [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeAbstract', window );"><strong>Fee revenue and other income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeRevenueFromCustomers', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">75,010<span></span></td>
        <td class="nump">70,376<span></span></td>
        <td class="nump">61,470<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,637<span></span></td>
        <td class="nump">9,478<span></span></td>
        <td class="nump">10,088<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract', window );"><strong>Net interest income (expense) after provision for loan losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeFromCustomersAfterProvisionForLoanLoss', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,986<span></span></td>
        <td class="nump">18,547<span></span></td>
        <td class="nump">21,030<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11<span></span></td>
        <td class="nump">24<span></span></td>
        <td class="nump">17<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,338<span></span></td>
        <td class="nump">2,392<span></span></td>
        <td class="nump">1,874<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,232<span></span></td>
        <td class="nump">2,802<span></span></td>
        <td class="nump">3,028<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,237<span></span></td>
        <td class="nump">15,761<span></span></td>
        <td class="nump">14,716<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">11,454<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,454<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,454<span></span></td>
        <td class="nump">11,454<span></span></td>
        <td class="nump">7,335<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
        <td class="nump">3,222<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,757<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,222<span></span></td>
        <td class="nump">3,757<span></span></td>
        <td class="nump">161<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">657,604<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">642,623<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">657,604<span></span></td>
        <td class="nump">642,623<span></span></td>
        <td class="nump">698,685<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Banking Services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeAbstract', window );"><strong>Fee revenue and other income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeRevenueFromCustomers', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,216<span></span></td>
        <td class="nump">1,272<span></span></td>
        <td class="nump">1,354<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,479<span></span></td>
        <td class="nump">1,663<span></span></td>
        <td class="nump">1,859<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract', window );"><strong>Net interest income (expense) after provision for loan losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeFromCustomersAfterProvisionForLoanLoss', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22,259<span></span></td>
        <td class="nump">21,838<span></span></td>
        <td class="nump">22,681<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(11)<span></span></td>
        <td class="num">(24)<span></span></td>
        <td class="num">(17)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">143<span></span></td>
        <td class="nump">101<span></span></td>
        <td class="nump">164<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,002<span></span></td>
        <td class="nump">5,085<span></span></td>
        <td class="nump">5,469<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,133<span></span></td>
        <td class="nump">8,014<span></span></td>
        <td class="nump">8,293<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">136<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">136<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">136<span></span></td>
        <td class="nump">136<span></span></td>
        <td class="nump">136<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">679,357<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">668,648<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">679,357<span></span></td>
        <td class="nump">668,648<span></span></td>
        <td class="nump">622,996<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate Eliminations and Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeAbstract', window );"><strong>Fee revenue and other income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeRevenueFromCustomers', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">346<span></span></td>
        <td class="num">(510)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(11,116)<span></span></td>
        <td class="num">(11,141)<span></span></td>
        <td class="num">(11,947)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract', window );"><strong>Net interest income (expense) after provision for loan losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeFromCustomersAfterProvisionForLoanLoss', window );">Income from customers</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss', window );">Intersegment income (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">115<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="nump">24<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">127<span></span></td>
        <td class="num">(472)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="num">$ (10,941)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (23,884)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (10,941)<span></span></td>
        <td class="num">$ (23,884)<span></span></td>
        <td class="num">$ (2,380)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_FeeRevenueAndOtherIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_FeeRevenueAndOtherIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fee revenue and other income intersegment income expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_FeeRevenueAndOtherIncomeIntersegmentIncomeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_FeeRevenueAndOtherIncomeRevenueFromCustomers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fee revenue and other income revenue from customers.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_FeeRevenueAndOtherIncomeRevenueFromCustomers</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IncomeFromCustomersAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of income from customers after provision for loan loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IncomeFromCustomersAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of intersegment income expense after provision for loan loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IntersegmentIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net carrying amount as of the balance sheet date of other indefinite-lived and finite-lived intangible assets that are not separately presented on the statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
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                  <tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Premises and Equipment (Schedule of Future Minimum Rental Payments) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Premises and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2014</a></td>
        <td class="nump">$ 1,338<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2015</a></td>
        <td class="nump">1,189<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2016</a></td>
        <td class="nump">1,047<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2017</a></td>
        <td class="nump">1,025<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2018</a></td>
        <td class="nump">850<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">2019-2023</a></td>
        <td class="nump">2,646<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total</a></td>
        <td class="nump">$ 8,095<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the next fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the forth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the third fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the second fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing after the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Common Stock and Earnings per Share (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Common Stock and Earnings per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCommonStockOutstandingRollForwardTableTextBlock', window );">Schedule of Common Stock Outstanding</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The table below shows activity in the outstanding shares of the Company&#39;s common stock during 2013.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="96%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Shares outstanding at January 1</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> 11,463,831</td> </tr> <tr valign="bottom"> <td width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Issuance of common stock:</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issued under stock-based compensation plan</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">30,407</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="96%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; SARs exercised</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">27,242</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left">Shares outstanding at December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,521,480</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of the Calculations of Basic and Diluted Earnings per Share</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The calculations of basic and diluted earnings per share are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands except share and per share data)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,303</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,009</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,441,158</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,378,216</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,326,968</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Basic earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.05</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.05</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.03</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Diluted</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,303</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,009</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,441,158</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,378,216</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,326,968</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Effect of dilutive restricted stock and SARs</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">199,581</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">178,998</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">148,652</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; assuming dilution</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,640,739</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,557,214</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,475,620</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.01</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the change in common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_ScheduleOfCommonStockOutstandingRollForwardTableTextBlock</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5FAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Unused Available Lines of Credit (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>US Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>Wells Fargo Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>PNC Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>Frost National Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>JPM Chase Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>UMB Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Unsecured Debt [Member]

</div>
          <div>Bank Of America [Member]</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2013

</div>
          <div>Secured Debt [Member]

</div>
          <div>UMB Bank [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Secured Debt [Member]

</div>
          <div>Federal Home Loan Bank [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of credit amount</a></td>
        <td class="nump">$ 88,000,000<span></span></td>
        <td class="nump">$ 20,000,000<span></span></td>
        <td class="nump">$ 15,000,000<span></span></td>
        <td class="nump">$ 12,000,000<span></span></td>
        <td class="nump">$ 10,000,000<span></span></td>
        <td class="nump">$ 6,000,000<span></span></td>
        <td class="nump">$ 5,000,000<span></span></td>
        <td class="nump">$ 20,000,000<span></span></td>
        <td class="nump">$ 50,000,000<span></span></td>
        <td class="nump">$ 173,738,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Contingencies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Contingencies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 14<br /> Contingencies</strong></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The Company and its subsidiaries are not involved in any pending proceedings other than ordinary routine litigation incidental to their businesses. Management believes none of these proceedings, if determined adversely, would have a material effect on the business or financial conditions of the Company or its subsidiaries.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 440<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEOAC">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock', window );">Summary of Projected Benefit Obligation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the Plan&#39;s projected benefit obligation, assets, funded status and amounts recognized in the Company&#39;s consolidated balance sheets is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Projected benefit obligation:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, January 1</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,087</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">53,972</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,452</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,799</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,819</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,570</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain) loss</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,496</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,063</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,423</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"> Balance, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 63,439</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 67,087</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Plan assets:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair value, January 1</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">61,384</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">53,895</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actual return</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,166</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,556</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Employer contribution</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,250</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,423</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left">Fair value, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 70,627</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 61,384</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Funded status:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left">Accrued pension asset (liability)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,188</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (5,703</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock', window );">Schedule of Assumptions used to Determine Projected Benefit Obligation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Pension Benefit Payments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following pension benefit payments, which reflect expected future service, as appropriate, are expected to be paid by the Plan:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,583,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2015</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,706,000</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,909,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2017</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,113,000</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,524,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2019-2023</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> 16,411,000</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfNetPeriodicPensionCostsTableTextBlock', window );">Schedule of Plan's Pension Costs</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--><br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Plan&#39;s pension cost included the following components:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="17%" colspan="11" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">For the Year Ended</strong></td> </tr> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="17%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="81%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Service cost - benefits earned during the year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,452</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,799</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,073</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest cost on projected benefit obligations</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,819</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,570</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,423</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected return on plan assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (4,469</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (3,967</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (3,314</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="81%" nowrap="nowrap" align="left">Net amortization and deferral</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,729</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,473</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">603</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left">Net periodic pension cost</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,531</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,875</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,785</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock', window );">Schedule of Assumptions used to Determine Net Pension Cost</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following represent the major assumptions used to determine the net pension cost of the Plan:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected long-term rate of return on assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfAssumedLongTermRateOfReturnOnAssetsTableTextBlock', window );">Schedule of Assumed Long-term Rate of Return on Assets</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The expected one year nominal returns and annual standard deviations are shown by asset class below:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">% of Total</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">One-Year Nominal</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Annual Standard</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Asset Class</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Portfolio</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Return</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Deviation</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Core Fixed Income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">50</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.59</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.45</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Large Cap U.S. Equities</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.06</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17.80</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Small Cap U.S. Equities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9.82</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">26.20</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">International (Developed)</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.21</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20.40</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">International (Emerging)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11.13</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31.15</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock', window );">Summary of the Fair Value Measurements by Type of Asset</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the fair value measurements by type of asset is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value Measurements as of December 31,</strong></td> </tr> <tr> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Quoted Prices</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Quoted Prices</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">in Active</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">in Active</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Markets for</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Significant</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Markets for</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2"><strong style="font-family: Times New Roman; font-size: 80%">Significant</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Identical</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Observable</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Identical</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2"><strong style="font-family: Times New Roman; font-size: 80%">Observable</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Inputs</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Inputs</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 1)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 2)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 1)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 2)</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">238</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">238</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Equity securities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Growth</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,650</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,650</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,193</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,193</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,835</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,835</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,317</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,317</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Small/Mid Cap Growth</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,825</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,825</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,159</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,159</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Small/Mid Cap Value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,167</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,167</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-U.S. Core</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,840</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,840</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Passive</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,929</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,929</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,004</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,004</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Emerging Markets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">711</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">711</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">732</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">732</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fixed Income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Core</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,720</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,720</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,189</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,189</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Passive</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,747</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,747</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,907</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,907</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Opportunistic</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp; 70,627</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">245</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">70,382</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp; 61,384</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">238</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">61,146</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="rh">
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          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock', window );">Summary of Projected Benefit Obligation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the SERP&#39;s projected benefit obligation, funded status and amounts recognized in the Company&#39;s consolidated balance sheets is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Benefit obligation:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, January 1</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,482</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,434</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">144</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">307</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(236</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(236</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain) loss</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(677</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">862</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"> Balance, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 8,048</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 8,482</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock', window );">Schedule of Assumptions used to Determine Projected Benefit Obligation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.50</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Pension Benefit Payments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Expected future benefits payable by the Company over the next 10 years are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">236,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2015</td> <td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">235,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2017</td> <td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">260,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">340,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2019-2023</td> <td style="WIDTH: 1%; BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">2,564,000</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfNetPeriodicPensionCostsTableTextBlock', window );">Schedule of Plan's Pension Costs</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The SERP&#39;s pension cost included the following components:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Year Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Service cost - benefits earned during the year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">144</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest cost on projected benefit obligations</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">307</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">295</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Net amortization and deferral</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 360</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 250</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left">Net periodic pension cost</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">782</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">634</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossPretaxTableTextBlock', window );">Schedule of Pre-tax Amounts in Accumulated Other Comprehensive Loss</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The pre-tax amounts in accumulated other comprehensive loss as of December 31, were as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">The Plan</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">SERP</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Prior service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Net actuarial loss</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,471</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">26,385</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,075</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">4,304</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 11,479</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 26,401</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 3,075</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 4,304</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for assumptions used calculating benefit obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td><nobr>cass_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for assumed long term rate of return on assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for pre-tax amounts in accumulated other comprehensive loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>cass_ScheduleOfDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for fair value of plan assets by type of asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfFairValueOfPlanAssetsByTypeOfAssetsTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of net periodic pension costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfNetPeriodicPensionCostsTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                  <tr>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure for projected benefit obligation, assets, funded status and amounts recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ScheduleOfProjectedBenefitObligationAssetsFundedStatusAndAmountsRecognizedTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of benefits expected to be paid by pension plans and/or other employee benefit plans in each of the next five fiscal years and in the aggregate for the five fiscal years thereafter.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<SEQUENCE>71
<FILENAME>R98.htm
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELIBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUPPLEMENTARY FINANCIAL INFORMATION (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Fee revenue and other income</a></td>
        <td class="nump">$ 18,845<span></span></td>
        <td class="nump">$ 19,695<span></span></td>
        <td class="nump">$ 19,567<span></span></td>
        <td class="nump">$ 18,465<span></span></td>
        <td class="nump">$ 17,717<span></span></td>
        <td class="nump">$ 17,301<span></span></td>
        <td class="nump">$ 18,237<span></span></td>
        <td class="nump">$ 17,883<span></span></td>
        <td class="nump">$ 76,572<span></span></td>
        <td class="nump">$ 71,138<span></span></td>
        <td class="nump">$ 62,824<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="nump">10,016<span></span></td>
        <td class="nump">10,082<span></span></td>
        <td class="nump">10,623<span></span></td>
        <td class="nump">10,856<span></span></td>
        <td class="nump">11,419<span></span></td>
        <td class="nump">11,395<span></span></td>
        <td class="nump">11,530<span></span></td>
        <td class="nump">11,589<span></span></td>
        <td class="nump">41,577<span></span></td>
        <td class="nump">45,933<span></span></td>
        <td class="nump">50,235<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">729<span></span></td>
        <td class="nump">722<span></span></td>
        <td class="nump">694<span></span></td>
        <td class="nump">687<span></span></td>
        <td class="nump">765<span></span></td>
        <td class="nump">785<span></span></td>
        <td class="nump">760<span></span></td>
        <td class="nump">838<span></span></td>
        <td class="nump">2,832<span></span></td>
        <td class="nump">3,148<span></span></td>
        <td class="nump">4,374<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">9,287<span></span></td>
        <td class="nump">9,360<span></span></td>
        <td class="nump">9,929<span></span></td>
        <td class="nump">10,169<span></span></td>
        <td class="nump">10,654<span></span></td>
        <td class="nump">10,610<span></span></td>
        <td class="nump">10,770<span></span></td>
        <td class="nump">10,751<span></span></td>
        <td class="nump">38,745<span></span></td>
        <td class="nump">42,785<span></span></td>
        <td class="nump">45,861<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">300<span></span></td>
        <td class="nump">200<span></span></td>
        <td class="nump">1,600<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">600<span></span></td>
        <td class="nump">200<span></span></td>
        <td class="nump">500<span></span></td>
        <td class="nump">2,400<span></span></td>
        <td class="nump">2,150<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Operating expense</a></td>
        <td class="nump">21,296<span></span></td>
        <td class="nump">21,384<span></span></td>
        <td class="nump">21,017<span></span></td>
        <td class="nump">20,389<span></span></td>
        <td class="nump">19,823<span></span></td>
        <td class="nump">19,929<span></span></td>
        <td class="nump">20,240<span></span></td>
        <td class="nump">20,341<span></span></td>
        <td class="nump">84,086<span></span></td>
        <td class="nump">80,333<span></span></td>
        <td class="nump">75,029<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">1,582<span></span></td>
        <td class="nump">1,533<span></span></td>
        <td class="nump">2,106<span></span></td>
        <td class="nump">2,013<span></span></td>
        <td class="nump">1,607<span></span></td>
        <td class="nump">1,890<span></span></td>
        <td class="nump">2,205<span></span></td>
        <td class="nump">2,185<span></span></td>
        <td class="nump">7,234<span></span></td>
        <td class="nump">7,887<span></span></td>
        <td class="nump">8,497<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 5,254<span></span></td>
        <td class="nump">$ 6,138<span></span></td>
        <td class="nump">$ 6,073<span></span></td>
        <td class="nump">$ 6,032<span></span></td>
        <td class="nump">$ 5,341<span></span></td>
        <td class="nump">$ 6,092<span></span></td>
        <td class="nump">$ 5,962<span></span></td>
        <td class="nump">$ 5,908<span></span></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Net income per share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share</a></td>
        <td class="nump">$ 0.45<span></span></td>
        <td class="nump">$ 0.54<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.47<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.03<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share</a></td>
        <td class="nump">$ 0.45<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.46<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.51<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.01<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to loss from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Industry Segment Information<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Industry Segment Information [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Industry Segment Information</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 16<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Industry Segment Information</strong></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The Company&#39;s accounting policies for segments are the same as those described in Note 1 of this report. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Substantially all revenue originates from and all long-lived assets are located within the United States and no revenue from any customer of any segment exceeds 10% of the Company&#39;s consolidated revenue. Assets represent actual assets owned by Information Services and Banking Services and there is no allocation methodology used. Loans are sold by Banking Services to Information Services to create liquidity when the Bank&#39;s loan to deposit ratio is greater than 100%. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Summarized information about the Company&#39;s operations in each industry segment for the years ended December 31, 2013, 2012 and 2011, is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Corporate,</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Information</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Banking</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Eliminations</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Services</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Services</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">and Other</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2013</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">75,010</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,216</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">346</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,572</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,637</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,116</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,986</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,259</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,245</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> -</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,638</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">143</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,896</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,232</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,002</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,234</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,237</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,133</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">127</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,497</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,454</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,590</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,222</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,222</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 657,604</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 679,357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (10,941</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,326,020</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left"><strong><em style="font-family: Times New Roman; font-size: 80%">2012</em></strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,376</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,272</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(510</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,138</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,663</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,141</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,547</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,838</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">40,385</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(24</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,392</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">101</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">39</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,532</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,802</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,085</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,887</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,761</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(472</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,303</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,454</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,590</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,757</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,757</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">642,623</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">668,648</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(23,884</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">1,287,387</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2011</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#ffffff" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">61,470</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,354</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">62,824</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,859</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,947</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,030</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,681</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43,711</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(17</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,874</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,062</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,028</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,469</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,497</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,716</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,293</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,009</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,335</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,471</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">161</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">161</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 698,685</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 622,996</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (2,380</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,319,301</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8380-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 32<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8933-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8538-108599<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8844-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8864-108599<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8981-108599<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 35<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8984-108599<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 41<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9038-108599<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 42<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9054-108599<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 31<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 40<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9031-108599<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8971-108599<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8595-108599<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EOCBG">
      <tr>
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          <div style="width: 200px;"><strong>Common Stock and Earnings per Share (Schedule of Calculations of Basic and Diluted Earnings Per Share) (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
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          <div>Dec. 31, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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          <div>Jun. 30, 2012</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <th class="th">
          <div>Dec. 31, 2013</div>
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          <div>Dec. 31, 2012</div>
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          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">$ 5,254<span></span></td>
        <td class="nump">$ 6,138<span></span></td>
        <td class="nump">$ 6,073<span></span></td>
        <td class="nump">$ 6,032<span></span></td>
        <td class="nump">$ 5,341<span></span></td>
        <td class="nump">$ 6,092<span></span></td>
        <td class="nump">$ 5,962<span></span></td>
        <td class="nump">$ 5,908<span></span></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average common shares outstanding (in shares)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,441,158<span></span></td>
        <td class="nump">11,378,216<span></span></td>
        <td class="nump">11,326,968<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in dollars per share)</a></td>
        <td class="nump">$ 0.45<span></span></td>
        <td class="nump">$ 0.54<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.47<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.03<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">$ 5,254<span></span></td>
        <td class="nump">$ 6,138<span></span></td>
        <td class="nump">$ 6,073<span></span></td>
        <td class="nump">$ 6,032<span></span></td>
        <td class="nump">$ 5,341<span></span></td>
        <td class="nump">$ 6,092<span></span></td>
        <td class="nump">$ 5,962<span></span></td>
        <td class="nump">$ 5,908<span></span></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average common shares outstanding (in shares)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,441,158<span></span></td>
        <td class="nump">11,378,216<span></span></td>
        <td class="nump">11,326,968<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Effect of dilutive restricted stock, stock options and SARs (in shares)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">199,581<span></span></td>
        <td class="nump">178,998<span></span></td>
        <td class="nump">148,652<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted-average common shares outstanding assuming dilution (in shares)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,640,739<span></span></td>
        <td class="nump">11,557,214<span></span></td>
        <td class="nump">11,475,620<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in dollars per share)</a></td>
        <td class="nump">$ 0.45<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.46<span></span></td>
        <td class="nump">$ 0.53<span></span></td>
        <td class="nump">$ 0.52<span></span></td>
        <td class="nump">$ 0.51<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.01<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
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                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
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                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
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                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEFDI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Additional Paid-In Capital [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings [Member]</div>
        </th>
        <th class="th">
          <div>Treasury Stock [Member]</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss) [Member]</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2010</a></td>
        <td class="nump">$ 142,094<span></span></td>
        <td class="nump">$ 4,975<span></span></td>
        <td class="nump">$ 46,653<span></span></td>
        <td class="nump">$ 107,263<span></span></td>
        <td class="num">$ (13,549)<span></span></td>
        <td class="num">$ (3,248)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">23,009<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">23,009<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends</a></td>
        <td class="num">(6,279)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(6,279)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStock', window );">Stock dividend</a></td>
        <td class="num">(27)<span></span></td>
        <td class="nump">470<span></span></td>
        <td class="nump">33,643<span></span></td>
        <td class="num">(34,140)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Net unrealized loss on securities available for sale, net of tax</a></td>
        <td class="nump">7,268<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustments for gains included in net income, net of tax</a></td>
        <td class="num">(28)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax', window );">FASB ASC 715 adjustment, net of tax</a></td>
        <td class="num">(6,713)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Issuance of common shares pursuant to stock-based compensation plan, net</a></td>
        <td class="num">(83)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(519)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">436<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options and SARs</a></td>
        <td class="num">(51)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(196)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">145<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
        <td class="nump">1,390<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,390<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax', window );">Foreign currency translation</a></td>
        <td class="num">(32)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">495<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2011</a></td>
        <td class="nump">160,548<span></span></td>
        <td class="nump">5,445<span></span></td>
        <td class="nump">80,971<span></span></td>
        <td class="nump">89,853<span></span></td>
        <td class="num">(12,968)<span></span></td>
        <td class="num">(2,753)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">23,303<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">23,303<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends</a></td>
        <td class="num">(7,361)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(7,361)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStock', window );">Stock dividend</a></td>
        <td class="num">(42)<span></span></td>
        <td class="nump">521<span></span></td>
        <td class="nump">44,280<span></span></td>
        <td class="num">(44,843)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Net unrealized loss on securities available for sale, net of tax</a></td>
        <td class="nump">1,756<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustments for gains included in net income, net of tax</a></td>
        <td class="num">(1,712)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax', window );">FASB ASC 715 adjustment, net of tax</a></td>
        <td class="num">(3,384)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Issuance of common shares pursuant to stock-based compensation plan, net</a></td>
        <td class="nump">82<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(310)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">392<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options and SARs</a></td>
        <td class="num">(574)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(1,254)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">680<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
        <td class="nump">1,399<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,399<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax', window );">Foreign currency translation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(3,340)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2012</a></td>
        <td class="nump">174,015<span></span></td>
        <td class="nump">5,966<span></span></td>
        <td class="nump">125,086<span></span></td>
        <td class="nump">60,952<span></span></td>
        <td class="num">(11,896)<span></span></td>
        <td class="num">(6,093)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">23,497<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">23,497<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends</a></td>
        <td class="num">(8,510)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(8,510)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Issuance of common shares pursuant to stock-based compensation plan, net</a></td>
        <td class="num">(247)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(755)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">508<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options and SARs</a></td>
        <td class="num">(836)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(1,244)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">408<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
        <td class="nump">1,975<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,975<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax', window );">Foreign currency translation</a></td>
        <td class="nump">53<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss)</a></td>
        <td class="nump">533<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">533<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2013</a></td>
        <td class="nump">$ 190,427<span></span></td>
        <td class="nump">$ 5,966<span></span></td>
        <td class="nump">$ 125,062<span></span></td>
        <td class="nump">$ 75,939<span></span></td>
        <td class="num">$ (10,980)<span></span></td>
        <td class="num">$ (5,560)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415241&amp;loc=d3e4534-113899<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11149-113907<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11178-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax, before reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32022-110900<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450520&amp;loc=d3e32583-110901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 18<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32157-110900<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32211-110900<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (a-c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669619-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax and reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6LAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>CONSOLIDATED BALANCE SHEETS [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
        <td class="nump">$ 0.50<span></span></td>
        <td class="nump">$ 0.50<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="nump">2,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
        <td class="nump">$ 0.50<span></span></td>
        <td class="nump">$ 0.50<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">40,000,000<span></span></td>
        <td class="nump">40,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">11,931,147<span></span></td>
        <td class="nump">11,931,147<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
        <td class="nump">409,667<span></span></td>
        <td class="nump">467,316<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>na</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockParOrStatedValuePerShare</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td>na</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockShares</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Common Stock and Earnings per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Common Stock and Earnings per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Common Stock and Earnings per Share</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 9<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Common Stock and Earnings per Share</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The table below shows activity in the outstanding shares of the Company&#39;s common stock during 2013.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="96%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Shares outstanding at January 1</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> 11,463,831</td> </tr> <tr valign="bottom"> <td width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Issuance of common stock:</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issued under stock-based compensation plan</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">30,407</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="96%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; SARs exercised</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">27,242</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="96%" nowrap="nowrap" align="left">Shares outstanding at December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,521,480</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted average number of common shares outstanding and the weighted average number of potential common shares outstanding. Under the treasury stock method stock appreciation rights ("SARs") are dilutive when the average market price of the Company&#39;s common stock, combined with the effect of any unamortized compensation expense, exceeds the SAR price during a period. Anti-dilutive shares are those SARs with prices in excess of the current market value.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The calculations of basic and diluted earnings per share are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands except share and per share data)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,303</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,009</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,441,158</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,378,216</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,326,968</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Basic earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.05</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.05</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.03</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Diluted</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,303</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">23,009</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,441,158</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,378,216</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; 11,326,968</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Effect of dilutive restricted stock and SARs</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">199,581</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">178,998</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">148,652</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Weighted average common shares outstanding</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; assuming dilution</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,640,739</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,557,214</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,475,620</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.01</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> All share and per share data have been restated to give effect to the 10% stock dividend issued on December 14, 2012.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2HAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Disclosures about Fair Value of Financial Instruments (Summary of the Company's Financial Instruments) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, Carrying Amount</a></td>
        <td class="nump">$ 225,262<span></span></td>
        <td class="nump">$ 141,088<span></span></td>
        <td class="nump">$ 235,962<span></span></td>
        <td class="nump">$ 138,929<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">341,935<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net, Carrying Amount</a></td>
        <td class="nump">640,498<span></span></td>
        <td class="nump">675,376<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable, Carrying Amount</a></td>
        <td class="nump">6,030<span></span></td>
        <td class="nump">6,276<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AssetsCarryingAmount', window );">Assets, Carrying Amount</a></td>
        <td class="nump">1,189,557<span></span></td>
        <td class="nump">1,164,675<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents, Fair Value</a></td>
        <td class="nump">225,262<span></span></td>
        <td class="nump">141,088<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investment in securities, Fair Value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">341,935<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net, Fair Value</a></td>
        <td class="nump">642,543<span></span></td>
        <td class="nump">676,675<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued interest receivable, Fair Value</a></td>
        <td class="nump">6,030<span></span></td>
        <td class="nump">6,276<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets, Fair Value</a></td>
        <td class="nump">1,191,602<span></span></td>
        <td class="nump">1,165,974<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits, Carrying Amount</a></td>
        <td class="nump">582,496<span></span></td>
        <td class="nump">563,708<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AccountsAndDraftsPayable', window );">Accounts and drafts payable, Carrying Amount</a></td>
        <td class="nump">543,953<span></span></td>
        <td class="nump">522,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable, Carrying Amount</a></td>
        <td class="nump">88<span></span></td>
        <td class="nump">112<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_LiabilitiesCarryingValue', window );">Liabilities, Carrying Amount</a></td>
        <td class="nump">1,126,537<span></span></td>
        <td class="nump">1,086,581<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits, Fair Value</a></td>
        <td class="nump">583,989<span></span></td>
        <td class="nump">564,189<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AccountsAndDraftsPayableFairValueDisclosure', window );">Accounts and drafts payable, Fair Value</a></td>
        <td class="nump">543,953<span></span></td>
        <td class="nump">522,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable, Fair Value</a></td>
        <td class="nump">88<span></span></td>
        <td class="nump">112<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities, Fair Value</a></td>
        <td class="nump">$ 1,128,030<span></span></td>
        <td class="nump">$ 1,087,062<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AccountsAndDraftsPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business and includes carrying value of amounts due on drafts payable on the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AccountsAndDraftsPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AccountsAndDraftsPayableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of accounts and drafts payable existing as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AccountsAndDraftsPayableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AssetsCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported at period end of carrying value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AssetsCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_LiabilitiesCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the liabilities reported on the carrying value of the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_LiabilitiesCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of amount due from customers or clients for goods or services, including trade receivables, that have been delivered or sold in the normal course of business, and amounts due from others, including related parties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13487-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Subparagraph a, b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of accrued expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.20)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedLiabilitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest payable on debt, including, but not limited to, trade payables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Trading Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Subparagraph a, f, g<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24584-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of financial and nonfinancial obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMOAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of the Reconciliation of Unrecognized Tax Benefits) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Balance at January 1</a></td>
        <td class="nump">$ 1,885<span></span></td>
        <td class="nump">$ 2,069<span></span></td>
        <td class="nump">$ 1,877<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions', window );">Changes in unrecognized tax benefits as a result of tax positions taken during a prior year</a></td>
        <td class="num">(666)<span></span></td>
        <td class="num">(140)<span></span></td>
        <td class="nump">287<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions', window );">Changes in unrecognized tax benefits as a result of tax position taken during the current year</a></td>
        <td class="nump">374<span></span></td>
        <td class="nump">419<span></span></td>
        <td class="nump">475<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities', window );">Decreases in unrecognized tax benefits relating to settlements with taxing authorities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations', window );">Reductions to unrecognized tax benefits as a result of a lapse of the applicable statute of limitations</a></td>
        <td class="num">(385)<span></span></td>
        <td class="num">(463)<span></span></td>
        <td class="num">(570)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Balance at December 31</a></td>
        <td class="nump">$ 1,208<span></span></td>
        <td class="nump">$ 1,885<span></span></td>
        <td class="nump">$ 2,069<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of decreases (increases) in unrecognized tax benefits resulting from tax positions taken in prior period tax returns, excluding amounts pertaining to examined tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_UnrecognizedTaxBenefitsDecreasesIncreasesResultingFromPriorPeriodTaxPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Unrecognized Tax Benefit<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6527854<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15A<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of decrease in unrecognized tax benefits resulting from settlements with taxing authorities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15A<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase in unrecognized tax benefits resulting from tax positions that have been or will be taken in current period tax return.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15A<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of decrease in unrecognized tax benefits resulting from lapses of applicable statutes of limitations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15A<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
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                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DOCUMENT AND ENTITY INFORMATION (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 07, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 28, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-K<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Dec. 31,
				 2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">FY<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">CASS INFORMATION SYSTEMS INC<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0000708781<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
        <td class="text">cass<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Accelerated Filer<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,529,461<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-Known Seasoned Issuer</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 530,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_DocumentAndEntityInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_DocumentAndEntityInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_CurrentFiscalYearEndDate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gMonthDayItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalPeriodFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentPeriodEndDate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCurrentReportingStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityPublicFloat</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityVoluntaryFilers</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityWellKnownSeasonedIssuer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Trading symbol of an instrument as listed on an exchange.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_TradingSymbol</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Employee Benefit Plans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 10<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Employee Benefit Plans</strong></p> <p style="text-align: justify"><em style="font-family: Times New Roman; font-size: 80%">Defined Benefit Plan</em><br /> <font style="font-family: Times New Roman; font-size: 80%">The Company has a noncontributory defined-benefit pension plan (the "Plan"), which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the Plan&#39;s projected benefit obligation, assets, funded status and amounts recognized in the Company&#39;s consolidated balance sheets is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Projected benefit obligation:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, January 1</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,087</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">53,972</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,452</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,799</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,819</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,570</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain) loss</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,496</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,063</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,423</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"> Balance, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 63,439</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 67,087</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Plan assets:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair value, January 1</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">61,384</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">53,895</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actual return</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,166</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,556</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Employer contribution</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,250</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,423</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left">Fair value, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 70,627</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 61,384</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Funded status:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left">Accrued pension asset (liability)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,188</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (5,703</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following represent the major assumptions used to determine the projected benefit obligation of the Plan. For 2013, 2012 and 2011, the Plan&#39;s expected benefit cash flows were discounted using the Citibank Above Median Curve.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The accumulated benefit obligation was $52,187,000 and $54,094,000 as of December 31, 2013 and 2012, respectively. The Company expects to contribute approximately $2,000,000 to the Plan in 2014. The following pension benefit payments, which reflect expected future service, as appropriate, are expected to be paid by the Plan:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,583,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2015</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,706,000</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,909,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2017</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,113,000</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,524,000</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2019-2023</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> 16,411,000</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Plan&#39;s pension cost included the following components:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="17%" colspan="11" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">For the Year Ended</strong></td> </tr> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="17%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="81%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Service cost - benefits earned during the year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,452</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,799</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,073</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest cost on projected benefit obligations</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,819</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,570</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,423</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected return on plan assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (4,469</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (3,967</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp; (3,314</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="81%" nowrap="nowrap" align="left">Net amortization and deferral</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,729</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,473</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">603</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="81%" nowrap="nowrap" align="left">Net periodic pension cost</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,531</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,875</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,785</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following represent the major assumptions used to determine the net pension cost of the Plan:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected long-term rate of return on assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7.25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The investment objective for the Plan is to maximize total return with a tolerance for average risk. Asset allocation is a balance between fixed income and equity investments, with a target allocation of approximately 50% fixed income, 34% U.S. equity and 16% non-U.S. equity. Due to volatility in the market, this target allocation is not always desirable and asset allocations can fluctuate between acceptable ranges. The fixed income component is invested in pooled investment grade securities. The equity components are invested in pooled large cap, small/mid cap and non-U.S. stocks. The assumed long-term rate of return on assets is 7.00%. The expected one year nominal returns and annual standard deviations are shown by asset class below:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">% of Total</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">One-Year Nominal</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Annual Standard</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Asset Class</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Portfolio</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Return</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Deviation</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Core Fixed Income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">50</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.59</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.45</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Large Cap U.S. Equities</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.06</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17.80</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Small Cap U.S. Equities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9.82</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">26.20</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">International (Developed)</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.21</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20.40</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">International (Emerging)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11.13</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31.15</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Applying appropriate correlation factors between each of the asset classes and based on a distribution of geometric returns over a 30-year period, a reasonable range of returns is expected to be 4.77% to 7.27%. The 7.00% assumption falls within the expected range.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the fair value measurements by type of asset is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value Measurements as of December 31,</strong></td> </tr> <tr> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Quoted Prices</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Quoted Prices</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">in Active</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">in Active</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Markets for</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Significant</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Markets for</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2"><strong style="font-family: Times New Roman; font-size: 80%">Significant</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Identical</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Observable</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Identical</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2"><strong style="font-family: Times New Roman; font-size: 80%">Observable</strong></td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Inputs</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Inputs</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 1)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 2)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 1)</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">(Level 2)</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">238</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">238</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Equity securities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Growth</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,650</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,650</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,193</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,193</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,835</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,835</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,317</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,317</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Small/Mid Cap Growth</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,825</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,825</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,159</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,159</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Small/Mid Cap Value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,167</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,167</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-U.S. Core</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,840</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,840</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Large Cap Passive</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,929</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,929</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,004</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,004</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Emerging Markets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">711</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">711</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">732</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">732</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fixed Income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Core</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,720</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,720</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,189</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,189</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; U.S. Passive</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,747</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,747</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,907</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,907</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Opportunistic</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp; 70,627</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">245</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">70,382</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp; 61,384</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">238</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">61,146</td> </tr> </table> <br /> <p style="text-align: justify"><em style="font-family: Times New Roman; font-size: 80%">Supplemental Executive Retirement Plan</em><br /> <font style="font-family: Times New Roman; font-size: 80%">The Company also has an unfunded supplemental executive retirement plan ("SERP") which covers key executives of the Company. The SERP is a noncontributory plan in which the Company&#39;s subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as the Plan.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the SERP&#39;s projected benefit obligation, funded status and amounts recognized in the Company&#39;s consolidated balance sheets is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Benefit obligation:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, January 1</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,482</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,434</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">144</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">307</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefits paid</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(236</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(236</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="87%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Actuarial (gain) loss</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(677</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">862</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left"> Balance, December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 8,048</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 8,482</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following represent the major assumptions used to determine the projected benefit obligation of the SERP. For 2013, 2012 and 2011, the SERP&#39;s expected benefit cash flows were discounted using the Citigroup Above Median Curve.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="87%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Weighted average discount rate</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.75</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.50</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="87%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Rate of increase in compensation levels</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.75</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The accumulated benefit obligation was $5,917,000 and $6,200,000 as of December 31, 2013 and 2012, respectively. Since this is an unfunded plan there are no plan assets. Benefits paid were $236,000 in 2013, $236,000 in 2012 and $236,000 in 2011. Expected future benefits payable by the Company over the next 10 years are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#ffffff" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">236,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2015</td> <td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">235,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">245,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2017</td> <td style="WIDTH: 1%; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">260,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom; BACKGROUND-COLOR: silver"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">340,000</td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: left; WIDTH: 95%" nowrap="nowrap">2019-2023</td> <td style="WIDTH: 1%; BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" nowrap="nowrap">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right; WIDTH: 3%" nowrap="nowrap">2,564,000</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The SERP&#39;s pension cost included the following components:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Year Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Service cost - benefits earned during the year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">144</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest cost on projected benefit obligations</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">307</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">295</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Net amortization and deferral</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 360</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 250</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left">Net periodic pension cost</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">782</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">634</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The pre-tax amounts in accumulated other comprehensive loss as of December 31, were as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">The Plan</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">SERP</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Prior service cost</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Net actuarial loss</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,471</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">26,385</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,075</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">4,304</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 11,479</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 26,401</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 3,075</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp; 4,304</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The estimated pre-tax prior service cost and net actuarial loss in accumulated other comprehensive loss at December 31, 2013 expected to be recognized as components of net periodic benefit cost in 2014 for the Plan are $3,073,000 and $386,000, respectively. The estimated pre-tax prior service cost and net actuarial loss in accumulated other comprehensive loss at December 31, 2013 expected to be recognized as components of net periodic benefit cost in 2014 for the SERP are $136,000 and $431,000 respectively.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company also maintains a noncontributory profit sharing program, which covers most of its employees. Employer contributions are calculated based upon formulas which relate to current operating results and other factors. Profit sharing expense recognized in the consolidated statements of income in 2013, 2012 and 2011 was $5,065,000, $5,213,000, and $5,270,000, respectively.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company also sponsors a defined contribution 401(k) plan to provide additional retirement benefits to substantially all employees. Contributions under the 401(k) plan for 2013, 2012 and 2011 were $591,000, $537,000, and $497,000, respectively.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for pension and other postretirement benefits.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of SERP's Pension Cost) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the year</a></td>
        <td class="nump">$ 3,452<span></span></td>
        <td class="nump">$ 2,799<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligations</a></td>
        <td class="nump">2,819<span></span></td>
        <td class="nump">2,570<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the year</a></td>
        <td class="nump">144<span></span></td>
        <td class="nump">115<span></span></td>
        <td class="nump">89<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligations</a></td>
        <td class="nump">335<span></span></td>
        <td class="nump">307<span></span></td>
        <td class="nump">295<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Net amortization and deferral</a></td>
        <td class="nump">551<span></span></td>
        <td class="nump">360<span></span></td>
        <td class="nump">250<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 1,030<span></span></td>
        <td class="nump">$ 782<span></span></td>
        <td class="nump">$ 634<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ECLAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNetAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for loan losses</a></td>
        <td class="nump">$ 4,368<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 4,599<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions', window );">ASC 715 pension funding liability</a></td>
        <td class="nump">5,444<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">11,744<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Net operating loss carryforward</a></td>
        <td class="nump">298<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">341<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost', window );">Stock compensation</a></td>
        <td class="nump">337<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">139<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits', window );">Supplemental executive retirement plan accrual</a></td>
        <td class="nump">1,130<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">829<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
        <td class="nump">596<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">488<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Total deferred tax assets</a></td>
        <td class="nump">12,146<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">18,140<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesNetAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
        <td class="num">(1,767)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(863)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_DeferredTaxLiabilitiesPensionCosts', window );">Pension</a></td>
        <td class="num">(6,233)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(6,081)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOtherFiniteLivedAssets', window );">Intangible/assets</a></td>
        <td class="num">(996)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(867)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities', window );">Unrealized gain on investment in securities available-for-sale</a></td>
        <td class="num">(2,086)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(6,947)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Other</a></td>
        <td class="num">(353)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(298)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Total deferred tax liabilities</a></td>
        <td class="num">(11,435)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(15,056)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax assets</a></td>
        <td class="nump">$ 711<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 3,084<span></span></td>
      </tr>
      <tr>
        <td colspan="4"></td>
      </tr>
      <tr>
        <td colspan="4">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company's use to approximately $122,000 per year during the carry forward period, which expires in 2020.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_DeferredTaxLiabilitiesPensionCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred tax liabilities, pension costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_DeferredTaxLiabilitiesPensionCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from pension benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e31931-109318<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOtherFiniteLivedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from long-lived assets other than property, plant, and equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOtherFiniteLivedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEDBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF INCOME (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenuesAbstract', window );"><strong>Fee Revenue and Other Income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InformationServicesPaymentAndProcessingRevenue', window );">Information services payment and processing revenue</a></td>
        <td class="nump">$ 70,805<span></span></td>
        <td class="nump">$ 66,695<span></span></td>
        <td class="nump">$ 60,688<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissions', window );">Bank service fees</a></td>
        <td class="nump">1,215<span></span></td>
        <td class="nump">1,272<span></span></td>
        <td class="nump">1,354<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gains on sales of securities</a></td>
        <td class="nump">4,024<span></span></td>
        <td class="nump">2,635<span></span></td>
        <td class="nump">43<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other</a></td>
        <td class="nump">528<span></span></td>
        <td class="nump">536<span></span></td>
        <td class="nump">739<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total fee revenue and other income</a></td>
        <td class="nump">76,572<span></span></td>
        <td class="nump">71,138<span></span></td>
        <td class="nump">62,824<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest Income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
        <td class="nump">32,110<span></span></td>
        <td class="nump">35,525<span></span></td>
        <td class="nump">39,515<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract', window );"><strong>Interest and dividends on securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">60<span></span></td>
        <td class="nump">41<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Exempt from federal income taxes</a></td>
        <td class="nump">8,867<span></span></td>
        <td class="nump">9,878<span></span></td>
        <td class="nump">9,993<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments', window );">Interest on federal funds sold and other short-term investments</a></td>
        <td class="nump">552<span></span></td>
        <td class="nump">470<span></span></td>
        <td class="nump">686<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">41,577<span></span></td>
        <td class="nump">45,933<span></span></td>
        <td class="nump">50,235<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest Expense:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
        <td class="nump">2,832<span></span></td>
        <td class="nump">3,148<span></span></td>
        <td class="nump">4,374<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">2,832<span></span></td>
        <td class="nump">3,148<span></span></td>
        <td class="nump">4,374<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">38,745<span></span></td>
        <td class="nump">42,785<span></span></td>
        <td class="nump">45,861<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses</a></td>
        <td class="nump">500<span></span></td>
        <td class="nump">2,400<span></span></td>
        <td class="nump">2,150<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
        <td class="nump">38,245<span></span></td>
        <td class="nump">40,385<span></span></td>
        <td class="nump">43,711<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total net revenue</a></td>
        <td class="nump">114,817<span></span></td>
        <td class="nump">111,523<span></span></td>
        <td class="nump">106,535<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Operating Expense:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">65,722<span></span></td>
        <td class="nump">62,563<span></span></td>
        <td class="nump">56,573<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy</a></td>
        <td class="nump">2,874<span></span></td>
        <td class="nump">2,157<span></span></td>
        <td class="nump">2,318<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment</a></td>
        <td class="nump">3,810<span></span></td>
        <td class="nump">3,516<span></span></td>
        <td class="nump">3,525<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">535<span></span></td>
        <td class="nump">581<span></span></td>
        <td class="nump">107<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating</a></td>
        <td class="nump">11,145<span></span></td>
        <td class="nump">11,516<span></span></td>
        <td class="nump">12,506<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total operating expense</a></td>
        <td class="nump">84,086<span></span></td>
        <td class="nump">80,333<span></span></td>
        <td class="nump">75,029<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
        <td class="nump">30,731<span></span></td>
        <td class="nump">31,190<span></span></td>
        <td class="nump">31,506<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">7,234<span></span></td>
        <td class="nump">7,887<span></span></td>
        <td class="nump">8,497<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic Earnings Per Share</a></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.05<span></span></td>
        <td class="nump">$ 2.03<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted Earnings Per Share</a></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 2.01<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_InformationServicesPaymentAndProcessingRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue earned from providing services relating to transportation invoice rating, payment, audit, accounting and transportation information to many of the nation's largest companies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_InformationServicesPaymentAndProcessingRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on federal funds sold and other short-term investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_InterestOnFederalFundsSoldAndOtherShortTermInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 52<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.23)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of fees and commissions from financial services and banking activities and correspondent clearing. Includes fees from depositor accounts, credit cards, merchant discounts, and fiduciary and trust activities, guarantee fees, investment advisory, management, and administrative fees, transfer agent fees, and insurance commissions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph h<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Income Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1-5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1, 2 , 3, 4, 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.9)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 9<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 6<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxExempt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 14<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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                <p>Amount of expense related to loss from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Loans<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 4<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company originates commercial, industrial and real estate loans to businesses and churches throughout the metropolitan St. Louis, Missouri area, Orange County, California and other selected cities in the United States. The Company does not have any particular concentration of credit in any one economic sector; however, a substantial portion of the commercial and industrial loans are extended to privately-held commercial companies in these market areas, and are generally secured by the assets of the business. The Company also has a substantial portion of real estate loans secured by mortgages that are extended to churches in its market area and selected cities in the United States.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of loan categories is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="8%" colspan="4" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the aging of loans by loan categories at December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">90 Days</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">30-59</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">60-89</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">and</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Non</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="70%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Current</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Over</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Accrual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,293</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">127,879</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">325,091</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">434</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> </tr> <tr valign="bottom"> <td width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="70%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="70%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 649,946</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 434</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the aging of loans by loan categories at December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">90 Days</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">30-59</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong>60-89</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">and</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Non</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Current</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Days</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Over</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Accrual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">159,423</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">129,884</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">367,944</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">174</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 681,161</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Normal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">to Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring</strong><strong style="font-family: Times New Roman; font-size: 80%"><sup>1</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">167,878</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,415</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">171,304</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">119,521</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,358</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">128,358</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,632</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">323,291</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,234</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">326,832</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,817</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,167</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 636,373</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 14,007</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 652,177</td> </tr> </table> <br /> <table style="TEXT-ALIGN: justify" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"> <td width="100%" style="font-family: Times New Roman; font-size: 80%"><sup>1</sup> Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.</td> </tr> <tr style="PADDING-LEFT: 6pt; TEXT-INDENT: -6pt"> <td width="100%" style="font-family: Times New Roman; font-size: 80%"><sup>2</sup> Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</td> </tr> </table> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Performing</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Nonperforming</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Loans Subject to</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Normal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Special</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring</strong><strong style="font-family: Times New Roman; font-size: 80%"><sup>1</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Monitoring <sup>2</sup></strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Loans</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">155,838</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,585</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">160,862</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">123,315</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,569</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4,959</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">134,843</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,025</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">366,366</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,578</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">174</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">368,118</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,450</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">435</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 669,429</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,732</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 687,733</td> </tr> </table> <br /> <table style="BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left"><font style="font-size: 80%">*&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</td> </tr> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left" style="font-size: 80%"> <sup>1</sup></td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.</td> </tr> <tr style="FONT-SIZE: 7pt"> <td valign="top" width="1%" align="left" style="font-size: 80%"> <sup>2</sup></td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify" valign="top" width="98%" align="left">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest and troubled debt restructurings, both performing and non-performing. Troubled debt restructuring involves the granting of a concession to a borrower experiencing financial difficulty resulting in the modification of terms of the loan, such as changes in payment schedule or interest rate. The allowance for loan losses related to impaired loans was $318,000 and $1,404,000 at December 31, 2013 and 2012, respectively. There were no impaired loans without a valuation allowance at December 31, 2013 or 2012. Nonaccrual loans were $1,797,000 and $6,572,000 at December 31, 2013 and 2012, respectively. Loans delinquent 90 days or more and still accruing interest were $0 at December 31, 2013 and 2012. At December 31, 2013 and 2012, there were no loans classified as troubled debt restructuring. The average balances of impaired loans during 2013, 2012 and 2011 were $1,381,000, $5,451,000 and $5,276,000, respectively. Income that would have been recognized on non-accrual loans under the original terms of the contract was $180,000, $381,000 and $107,000 for 2013, 2012 and 2011, respectively. Income that was recognized on nonaccrual loans was $131,000, $141,000 and $102,000 for 2013, 2012 and 2011 respectively. There were no foreclosed loans as of December 31, 2013.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Related</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unpaid</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Allowance</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Recorded</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Principal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">for Loan</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Investment</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Balance</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial - Mortgage:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">479</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church - Mortgage:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,307</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,307</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">223</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Total impaired loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,797</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 318</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The following table presents the recorded investment and unpaid principal balance for impaired loans at December 31, 2012:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Related</strong></td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unpaid</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Allowance</strong></td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Recorded</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Principal</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">for Loan</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="82%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Investment</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Balance</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,439</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">657</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial - Mortgage:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,959</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">*</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">660</td> </tr> <tr valign="bottom"> <td width="82%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church - Mortgage:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="82%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">174</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">174</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">87</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="82%" nowrap="nowrap" align="left">Total impaired loans</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,572</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,404</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 8pt; text-align: justify; TEXT-INDENT: -8pt"> * In February 2013, a payment of $4,115,000 was received for one nonaccrual loan with a balance of $4,198,000. $83,000 was charged off.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company does not record loans at fair value on a recurring basis. Once a loan is identified as impaired, management measures impairment in accordance with FASB ASC 310, "Allowance for Credit Losses." At December 31, 2013, all impaired loans were evaluated based on the fair value of the collateral. The fair value of the collateral is based upon an observable market price or current appraised value and therefore, the Company classifies these assets as nonrecurring Level 3.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of the activity in the allowance for loan losses is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Charge-</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="73%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Offs</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Recoveries</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Provision</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Commercial and industrial</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,192</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,307</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">47</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,104</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,036</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Real estate</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">233</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">35</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">360</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,946</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">137</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">151</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Church, church-related:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,903</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">280</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(829</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,354</td> </tr> <tr valign="bottom"> <td width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">333</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(209</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">124</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Industrial Revenue Bond</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="73%" nowrap="nowrap" align="left">Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">8</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(8</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="73%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 12,357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,540</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 362</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 500</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,679</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> As of December 31, 2012 one outside director had a loan balance of $559,000. During 2013, payments of $28,000 were made decreasing the balance to $531,000. The director passed away in October 2013 and as of December 31, 2013 there were no loans to affiliates of executive officers or directors.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5066-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5162-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Investment in Securities<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investment in Securities [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investment in Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 3<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Investment in Securities</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company&#39;s investment securities available-for-sale at December 31, 2013 and 2012 are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include "observable inputs" rather than "significant unobservable inputs" and therefore falls into the Level 2 category. The table below presents the balances of securities available-for-sale measured at fair value on a recurring basis. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of debt and equity securities are summarized as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Amortized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Gains</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">308,403</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,537</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,923</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">314,017</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,750</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,750</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"> 312,153</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 8,537</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,923</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 317,767</td> </tr> <tr> <td width="100%" colspan="13">&nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="80%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Amortized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="80%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Gains</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">315,345</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,960</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">335,193</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="80%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">6,742</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">6,742</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="80%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="center"> 322,087</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,960</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 341,935</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The fair values of securities with unrealized losses are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Less than 12 months</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">12 months or more</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">101,792</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,661</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,554</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="FONT: x-small Times New Roman">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">262</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">105,346</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,923</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 101,792</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,661</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,554</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 262</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 105,346</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,923</td> </tr> <tr> <td width="102%" colspan="19">&nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="29%" colspan="17" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Less than 12 months</strong></td> <td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap">&nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">12 months or more</strong></td> <td style="WIDTH: 1%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" nowrap="nowrap">&nbsp;</td> <td style="WIDTH: 9%; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Estimated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Unrealized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Losses</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">State and political subdivisions</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,758</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,758</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">112</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left">Certificates of deposit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: right" width="3%" nowrap="nowrap" align="left">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,758</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 19,758</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> There were 102 securities, or 31% of total, (3 greater than 12 months) in an unrealized loss position as of December 31, 2013 compared to 18 securities (none greater than 12 months) in an unrealized loss position as of December 31, 2012 . All unrealized losses are reviewed to determine whether the losses are other than temporary. Management believes that all unrealized losses are temporary since they are market driven, and it is more likely than not that the Company will not be required to sell prior to recovery of the amortized basis.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The amortized cost and fair value of debt and equity securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortized Cost</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due in 1 year or less</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,994</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,225</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 1 year through 5 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,800</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,914</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 5 years through 10 years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">139,779</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">140,947</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due after 10 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,580</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,681</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left">No stated maturity</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">312,153</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">317,767</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The premium related to the purchase of state and political subdivisions was $4,450,000 and $4,384,000 in 2013 and 2012, respectively.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The amortized cost of debt securities pledged to secure public deposits, securities sold under agreements to repurchase and for other purposes at December 31, 2013 and 2012 were $3,750,000.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Proceeds from sales of debt securities classified as available-for-sale were $95,742,000 in 2013, $69,747,000 in 2012, and $5,930,000 in 2011. Gross realized gains on the sales in 2013, 2012 and 2011 were $4,295,000, $2,646,000, and $48,000, respectively. Gross realized losses on sales in 2013, 2012 and 2011 were $271,000, $11,000, and $5,000, respectively.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Disclosures about Fair Value of Financial Instruments<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Disclosures</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 15<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Disclosures about Fair Value of Financial Instruments</strong></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company&#39;s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At December 31, 2013 and 2012, no amounts have been accrued for any estimated losses for these instruments.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The approximate remaining terms of commercial and standby letters of credit range from less than one to five years. Since these financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. The Company evaluates each customer&#39;s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of the credit, is based on management&#39;s credit evaluation of the borrower. Collateral held varies, but is generally accounts receivable, inventory, residential or income-producing commercial property or equipment. In the event of nonperformance, the Company may obtain and liquidate the collateral to recover amounts paid under its guarantees on these financial instruments.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> The following table shows conditional commitments to extend credit, standby letters of credit and commercial letters:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Conditional commitments to extend credit</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,596</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,847</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Standby letters of credit</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,168</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,316</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"> Commercial letters of credit</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,325</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 3,069</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments and the present credit-worthiness of such counterparties. The Company believes such commitments have been made at terms which are competitive in the markets in which it operates; however, no premium or discount is offered thereon.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> Following is a summary of the carrying amounts and fair values of the Company&#39;s financial instruments:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="19%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="91%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance sheet assets:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and cash equivalents</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225,262</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225,262</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">141,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 100%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">141,088</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment in securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341,935</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341,935</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">640,498</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">642,543</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">675,376</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">676,675</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest receivable</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,276</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,276</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,189,557</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,191,602</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,164,675</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,165,974</td> </tr> <tr> <td width="110%" colspan="12" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance sheet liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">582,496</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">583,989</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">563,708</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 100%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">564,189</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accounts and drafts payable</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest payable</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">88</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">88</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">112</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">112</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="91%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,126,537</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,128,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,086,581</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 100%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,087,062</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:</p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Cash and Cash Equivalents</em><font style="font-family: Times New Roman; font-size: 80%">The carrying amount approximates fair value.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Investment in Securities</em><font style="font-family: Times New Roman; font-size: 80%">The fair value is measured on a recurring basis using Level 2 valuations. Refer to Note 3, "Investment in Securities," for fair value and unrealized gains and losses by investment type.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Loans</em><font style="font-family: Times New Roman; font-size: 80%">The fair value is estimated using present values of future cash flows discounted at risk-adjusted interest rates for each loan category designated by management and is therefore a Level 3 valuation. Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses results in a fair valuation.</font></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Impaired loans are valued using the fair value of the collateral which is based upon an observable market price or current appraised value and therefore, the fair value is a nonrecurring Level 3 valuation.</p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Accrued Interest Receivable</em><font style="font-family: Times New Roman; font-size: 80%">The carrying amount approximates fair value.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Deposits</em> <font style="font-family: Times New Roman; font-size: 80%">The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities and therefore, is a Level 2 valuation. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Accounts and Drafts Payable</em><font style="font-family: Times New Roman; font-size: 80%">The carrying amount approximates fair value.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Accrued Interest</em><font style="font-family: Times New Roman; font-size: 80%">The carrying amount approximates fair value.</font></p> <p style="TEXT-ALIGN: justify"><em style="font-family: Times New Roman; font-size: 80%">Limitations</em> <font style="font-family: Times New Roman; font-size: 80%">Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets or liabilities that are not considered financial assets or liabilities include premises and equipment and the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market (core deposit intangible). In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.</font></p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13537-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13504-108611<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Stock-based Compensation<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Stock-based Compensation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 11<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Stock-based Compensation</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Amended and Restated Omnibus Stock and Performance Compensation Plan (the "Omnibus Plan") provides incentive opportunities for key employees and non-employee directors and to align the personal financial interests of such individuals with those of the Company&#39;s shareholders. The Omnibus Plan permits the issuance of up to 1,500,000 shares of the Company&#39;s common stock in the form of stock options, SARs, restricted stock, restricted stock units and performance awards.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> All share and per share data have been restated to give effect to the 10% stock dividend issued on December 14, 2012.</p> <p style="text-align: justify"><em style="font-family: Times New Roman; font-size: 80%">Restricted Stock<br /> </em> <font style="font-family: Times New Roman; font-size: 80%">Restricted shares granted prior to April 16, 2013 are amortized to expense over the three-year vesting period. Beginning on April 16, 2013, restricted shares granted to Company employees are amortized to expense over the three-year vesting period whereas restricted shares granted to members of the Board of Directors are amortized to expense over a one-year service period with the exception of those shares granted in lieu of cash payment for retainer fees which are expensed in the period earned. Changes in restricted shares outstanding for the year ended December 31, 2013 were as follows:</font></p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted Average</strong></td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Grant Date</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="90%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Shares</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Fair Value</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2012</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">54,875</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31.61</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Granted</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">30,407</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42.21</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="90%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vested</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (26,633</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 30.86</td> </tr> <tr valign="bottom"> <td width="90%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2013</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">58,649</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">37.45</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> During 2012 and 2011, 28,370 and 31,472 shares, respectively, were granted with weighted average per share market values at date of grant of $34.03 in 2012 and $30.05 in 2011. The fair value of such shares, which is based on the market price on the date of grant, is amortized to expense over the three-year vesting period. Amortization of the restricted stock bonus awards totaled $1,176,000 for 2013, $788,000 for 2012 and $787,000 for 2011. As of December 31, 2013, the total unrecognized compensation expense related to non-vested restricted stock awards was $1,131,000 and the related weighted average period over which it is expected to be recognized is approximately 0.64 years. The total fair value of shares vested during the years ended December 2013, 2012, and 2011 was $822,000, $788,000, and $812,000 respectively.</p> <p style="text-align: left"><em style="font-family: Times New Roman; font-size: 80%">SARs</em></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> There were 85,943 SARs granted during the year ended December 31, 2013. The Company uses the Black-Scholes option-pricing model to determine the fair value of the SARs at the date of grant. Following are the assumptions used to estimate the $10.69 per share fair value.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="88%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Year Ended December 31, 2013</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Risk-free interest rate</td> <td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.29</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected life</td> <td width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7 years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="88%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected volatility</td> <td bgcolor="#c0c0c0" width="10%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">28.72</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="88%" nowrap="nowrap" align="left">Expected dividend yield</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="10%" nowrap="nowrap" align="right">1.71</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The risk-free interest rate is based on the zero-coupon U.S. Treasury yield for the period equal to the expected life of the SARs at the time of the grant. The expected life was derived using the historical exercise activity. The Company uses historical volatility for a period equal to the expected life of the SARs using average monthly closing market prices of the Company&#39;s stock. The expected dividend yield is determined based on the Company&#39;s current rate of annual dividends.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> During 2013, the Company recognized SARs expense of $800,000. As of December 31, 2013, the total unrecognized compensation expense related to SARs was $945,000, and the related weighted average period over which it is expected to be recognized is 1.13 years. Changes in SARs outstanding for the year ended December 31, 2013 were as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="93%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">SARs</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Weighted Average Exercise Price</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at December 31, 2012</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">351,881</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27.52</td> </tr> <tr valign="bottom"> <td width="93%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Granted</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">85,943</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42.14</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exercised</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (94,379</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> 24.67</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="93%" nowrap="nowrap" align="left">Balance at December 31, 2013</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">343,445</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right">32.01</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="93%" nowrap="nowrap" align="left"> Exercisable at December 31, 2013</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 166,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> 26.58</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The total intrinsic value of SARs exercised during 2013 and 2012 was $2,328,000 and $1,769,000, respectively. The average remaining contractual term for SARs outstanding as of December 31, 2013 was 7.33 years and the aggregate intrinsic value was $12,137,000. The average remaining contractual term for SARs exercisable as of December 31, 2012 was 7.34 years and the aggregate intrinsic value was $4,988,000.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The total compensation cost for share-based payment arrangements was $1,976,000, $1,398,000, and $1,391,000 in 2013, 2012, and 2011, respectively. The total unrecognized tax benefit related to share based compensation was $55,000, $55,000, and $316,000 in 2013, 2012, and 2011, respectively.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2FAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-based Compensation (Schedule of the Assumptions of SARs) (Details) (SARs [Member])<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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          <div class="a">SARs [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
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        <td class="text">7 years<span></span></td>
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        <td class="nump">28.72%<span></span></td>
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        <td class="nump">1.71%<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 14.D.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27013229&amp;loc=d3e301413-122809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br> -Section D<br><br> -Subsection 2<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iv)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Interest-Bearing Deposits<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestBearingDepositsAbstract', window );"><strong>Interest-Bearing Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Interest-Bearing Deposits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 7<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Interest-Bearing Deposits</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Interest-bearing deposits consist of the following:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Average</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Average</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Interest</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Interest</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Rate</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Rate</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Interest-bearing demand deposits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">316,743</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.61</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">279,803</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.68</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Savings deposits</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,916</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.66</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27,211</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.70</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Time deposits:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $100</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,777</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.09</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,742</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.15</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 91,219</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> .81</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 103,809</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> .94</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left">Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">438,655</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.69</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left">%</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">419,565</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.78</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left">%</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Interest on deposits consists of the following:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="85%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Interest-bearing demand deposits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,737</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,739</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,162</td> </tr> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Savings deposits</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">138</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">169</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Time deposits:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $100</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,297</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 456</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 690</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="85%" nowrap="nowrap" align="left">Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,832</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,148</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">4,374</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The scheduled maturities of time deposits are summarized as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Percent</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Percent</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">of Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">of Total</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due within:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; One year</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84.9</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">94,922</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84.3</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Two years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,690</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.8</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,871</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.3</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Three years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">594</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.6</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,737</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.4</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Four years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">459</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.5</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">520</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.5</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Five years</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,165</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1.2</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">501</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.5</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 98,996</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">%</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112,551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">%</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
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                    <td><nobr>cass_InterestBearingDepositsAbstract</nobr></td>
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                  </tr>
                  <tr>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKSAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquired Intangible Assets (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Feb. 28, 2013

</div>
          <div>Customer Lists [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Customer Lists [Member]

</div>
          <div>Maximum [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Customer Lists [Member]

</div>
          <div>Minimum [Member]</div>
        </th>
        <th class="th">
          <div>Feb. 28, 2013

</div>
          <div>Noncompete Agreements [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Noncompete Agreements [Member]</div>
        </th>
        <th class="th">
          <div>Feb. 28, 2013

</div>
          <div>Software [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Software [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013

</div>
          <div>Other Intangible Assets [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinitelivedIntangibleAssetsAcquired1', window );">Finite-lived intangible assets acquired</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 3,183,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 261,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 234,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Amortization period</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">7 years<span></span></td>
        <td class="text">10 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">5 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">3 years<span></span></td>
        <td class="text">15 years<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">535,000<span></span></td>
        <td class="nump">581,000<span></span></td>
        <td class="nump">107,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2014</a></td>
        <td class="nump">482,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2015</a></td>
        <td class="nump">404,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2016</a></td>
        <td class="nump">404,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2017</a></td>
        <td class="nump">352,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">2018</a></td>
        <td class="nump">$ 352,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, resulting from a business combination.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinitelivedIntangibleAssetsAcquired1</nobr></td>
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                    <td>us-gaap_</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized after the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the next fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
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                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the fourth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>instant</td>
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                <p>Amount of amortization expense expected to be recognized during the third fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the second fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Premises and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Premises and Equipment</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 5<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Premises and Equipment</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> A summary of premises and equipment is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Land</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">873</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">873</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Buildings</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,801</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,564</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Leasehold improvements</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,086</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,211</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Furniture, fixtures and equipment</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,081</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,784</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Purchased software</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,328</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,277</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Internally developed software</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,650</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,650</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">37,819</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">33,359</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Less accumulated depreciation</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">24,588</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">22,624</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 13,231</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 10,735</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Total depreciation charged to expense in 2013, 2012 and 2011 amounted to $2,361,000, $1,951,000 and $1,955,000, respectively.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company and its subsidiaries lease various premises and equipment under operating lease agreements, which expire at various dates through 2023. Rental expense for 2013, 2012 and 2011 was $1,222,000, $547,000 and $598,000, respectively. The following is a schedule, by year, of future minimum rental payments required under operating leases that have initial or remaining non-cancelable lease terms in excess of one year as of December 31, 2013:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="55%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="95%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,338</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2015</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,189</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,047</td> </tr> <tr valign="bottom"> <td width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2017</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,025</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">2018</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">850</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="95%" nowrap="nowrap" align="left">2019-2023</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,646</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="95%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 8,095</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Acquired Intangible Assets<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Acquired Intangible Assets [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Acquired Intangible Assets</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 6<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Acquired Intangible Assets</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company accounts for intangible assets in accordance with FASB ASC 350, "Goodwill and Other Intangible Assets" ("ASC 350"), which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> In January 2012, the Company acquired the assets of Waste Reduction Consultants, Inc., and recorded intangible assets of $3,183,000 for the customer list, $261,000 for two non-compete agreements and software of $234,000. Details of the Company&#39;s intangible assets are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="6" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31, 2012</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Accumulated</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Gross Carrying</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Accumulated</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortization</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amortization</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Assets eligible for amortization:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Customer Lists</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,933</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,387</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,933</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,015</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr> <td width="100%" colspan="15">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Non-compete agreements</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(105</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Software</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">234</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(156</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">234</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(78</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(58</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(25</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Unamortized intangible assets:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goodwill<sup>1</sup></td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (227</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 11,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (227</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left">Total intangible assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">16,745</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1,933</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">16,745</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1,398</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> </table> <br /> <p style="text-align: justify"><font style="font-family: Times New Roman; font-size: 80%"><sup>1</sup> Amortization through December 31, 2001 prior to adoption of FASB ASC 350</font><font style="font-family: Times New Roman; font-size: 70%">.</font></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The customer lists are amortized over seven and ten years; the non-compete agreements over five years; software over three years and other intangible assets over fifteen years. Amortization of intangible assets amounted to $535,000, $581,000 and $107,000 for the years ended December 31, 2013, 2012 and 2011, respectively. Estimated future amortization of intangibles is as follows: $482,000 in 2014, $404,000 in 2015, $404,000 in 2016 and $352,000 in 2017 and $352,000 in 2018.</p> <!--EndFragment--></div> </div><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16373-109275<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16265-109275<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13854-109267<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Unused Available Lines of Credit<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Unused Available Lines of Credit [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureTextBlock', window );">Unused Available Lines of Credit</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 8<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Unused Available Lines of Credit</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> As of December 31, 2013, the Bank had unsecured lines of credit at correspondent banks to purchase federal funds up to a maximum of $88,000,000 at the following banks: Bank of America, $20,000,000; US Bank, $20,000,000; Wells Fargo Bank, $15,000,000; PNC Bank, $12,000,000; Frost National Bank, $10,000,000; JPM Chase Bank, $6,000,000; and UMB Bank $5,000,000. As of December 31, 2012, the Bank had secured lines of credit with the FHLB of $173,738,000 collateralized by commercial mortgage loans. There were no amounts outstanding under any of the lines of credit discussed above at December 31, 2013 or 2012. In January 2013, the Company obtained a line of credit from UMB Bank of $50,000,000 collateralized by state and political subdivision securities.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 20, 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19,20,22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Interest-Bearing Deposits (Schedule of Maturities of Time Deposits) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsByMaturityAbstract', window );"><strong>Due within:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">One year</a></td>
        <td class="nump">$ 84,088<span></span></td>
        <td class="nump">$ 94,922<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">Two years</a></td>
        <td class="nump">12,690<span></span></td>
        <td class="nump">13,871<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">Three years</a></td>
        <td class="nump">594<span></span></td>
        <td class="nump">2,737<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">Four years</a></td>
        <td class="nump">459<span></span></td>
        <td class="nump">520<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">Five years</a></td>
        <td class="nump">1,165<span></span></td>
        <td class="nump">501<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total</a></td>
        <td class="nump">$ 98,996<span></span></td>
        <td class="nump">$ 112,551<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne', window );">Percent of Total One year</a></td>
        <td class="nump">84.90%<span></span></td>
        <td class="nump">84.30%<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo', window );">Percent of Total Two years</a></td>
        <td class="nump">12.80%<span></span></td>
        <td class="nump">12.30%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree', window );">Percent of Total Three years</a></td>
        <td class="nump">0.60%<span></span></td>
        <td class="nump">2.40%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour', window );">Percent of Total Four years</a></td>
        <td class="nump">0.50%<span></span></td>
        <td class="nump">0.50%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive', window );">Percent Of Toal Five years</a></td>
        <td class="nump">1.20%<span></span></td>
        <td class="nump">0.50%<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_TimeDepositsWeightedAverageInterestRateAggregate', window );">Total</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="nump">100.00%<span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate percentage of weighted average interest rate for time deposits held by the entity with maturities from one to five years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearOne</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsByMaturityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsByMaturityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average interest rate for time deposits held by the entity with maturities greater than four years, but five years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average interest rate for time deposits held by the entity with maturities greater than three years, but four years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average interest rate for time deposits held by the entity with maturities of one year or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearOne</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average interest rate for time deposits held by the entity with maturities greater than two years, but three years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average interest rate for time deposits held by the entity with maturities greater than one year, but two years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsWeightedAverageInterestRateMaturitiesYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-based Compensation (Schedule of SARs Oustanding) (Details) (SARs [Member], USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SARs [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>SARs</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance at December 31, 2012</a></td>
        <td class="nump">351,881<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod', window );">Granted</a></td>
        <td class="nump">85,943<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised</a></td>
        <td class="nump">94,379<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance at December 31, 2013</a></td>
        <td class="nump">343,445<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Exercisable at December 31, 2013</a></td>
        <td class="nump">166,317<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward', window );"><strong>Weighted Average Exercise Price</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance at December 31, 2012</a></td>
        <td class="nump">$ 27.52<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Granted</a></td>
        <td class="nump">$ 42.14<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised</a></td>
        <td class="nump">$ 24.67<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance at December 31, 2013</a></td>
        <td class="nump">$ 32.01<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Exercisable at December 31, 2013</a></td>
        <td class="nump">$ 26.58<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of options outstanding, including both vested and non-vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Common Stock and Earnings per Share (Narrative) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Common Stock and Earnings per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_CommonStockDividendRatePercentage', window );">Stock dividend, percent</a></td>
        <td class="nump">10.00%<span></span></td>
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    </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_CommonStockDividendRatePercentage</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKOAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest-Bearing Deposits (Schedule of Interest on Deposits) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestBearingDepositsAbstract', window );"><strong>Interest-Bearing Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDemandDepositAccounts', window );">Interest-bearing demand deposits</a></td>
        <td class="nump">$ 1,737<span></span></td>
        <td class="nump">$ 1,739<span></span></td>
        <td class="nump">$ 2,162<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Savings deposits</a></td>
        <td class="nump">138<span></span></td>
        <td class="nump">169<span></span></td>
        <td class="nump">225<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDepositsAbstract', window );"><strong>Time deposits:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDepositsLessThan100000', window );">Less than $100</a></td>
        <td class="nump">600<span></span></td>
        <td class="nump">784<span></span></td>
        <td class="nump">1,297<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits100000OrMore', window );">$100 or more</a></td>
        <td class="nump">357<span></span></td>
        <td class="nump">456<span></span></td>
        <td class="nump">690<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Total</a></td>
        <td class="nump">$ 2,832<span></span></td>
        <td class="nump">$ 3,148<span></span></td>
        <td class="nump">$ 4,374<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_InterestBearingDepositsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_InterestBearingDepositsAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDemandDepositAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on demand deposit accounts that represent borrowings rather than outstanding drafts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDemandDepositAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on all savings account deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseSavingsDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on time deposits, including certificates of deposits, of $100,000 or more in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDeposits100000OrMore</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDepositsAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDepositsLessThan100000">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on time deposits, including certificates of deposits, less than $100,000 in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDepositsLessThan100000</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Disclosures about Fair Value of Financial Instruments (Schedule of Commitments to Extend Credit, Standby Letters of Credit and Commercial Letters) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commitments To Extend Credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Long-term Line of Credit</a></td>
        <td class="nump">$ 5,596<span></span></td>
        <td class="nump">$ 14,847<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standby Letters Of Credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Long-term Line of Credit</a></td>
        <td class="nump">13,168<span></span></td>
        <td class="nump">13,316<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Letters Of Credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Long-term Line of Credit</a></td>
        <td class="nump">$ 3,325<span></span></td>
        <td class="nump">$ 3,069<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 20, 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
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          <div style="width: 200px;"><strong>Interest-Bearing Deposits (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_InterestBearingDepositsAbstract', window );"><strong>Interest-Bearing Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfInterestBearingDepositsTableTextBlock', window );">Schedule of Interest Bearing Deposits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Interest-bearing deposits consist of the following:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Weighted</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Average</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Average</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Interest</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Interest</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Rate</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Rate</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Interest-bearing demand deposits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">316,743</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.61</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">279,803</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.68</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Savings deposits</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,916</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.66</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">27,211</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.70</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Time deposits:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $100</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,777</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.09</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,742</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1.15</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 91,219</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> .81</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 103,809</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> .94</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left">Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">438,655</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.69</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left">%</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">419,565</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.78</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="left">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfInterestExpenseOnDepositsTableTextBlock', window );">Schedule of Interest on Deposits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Interest on deposits consists of the following:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="14%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="85%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Interest-bearing demand deposits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,737</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,739</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,162</td> </tr> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Savings deposits</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">138</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">169</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">225</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Time deposits:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="85%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $100</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">784</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,297</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="85%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $100 or more</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 456</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 690</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="85%" nowrap="nowrap" align="left">Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,832</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,148</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">4,374</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_ScheduleOfMaturitiesOfTimeDepositsTableTextBlock', window );">Schedule of Maturities of Time Deposits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The scheduled maturities of time deposits are summarized as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="21%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="10%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Percent</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Percent</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="78%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">of Total</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">of Total</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Due within:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; One year</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84.9</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">94,922</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84.3</td> <td width="2%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Two years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,690</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.8</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13,871</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.3</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Three years</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">594</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.6</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,737</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.4</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Four years</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">459</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.5</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">520</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.5</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="78%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Five years</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,165</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1.2</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">501</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.5</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="78%" nowrap="nowrap" align="left"> Total</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 98,996</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">%</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 112,551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left">%</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of interest bearing deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <p>Tabular disclosure of interest expense on deposit accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMFAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Feb. 28, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableOther', window );">Loan receivable amount from nonaccrual loan</a></td>
        <td class="nump">$ 4,115<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountOther', window );">Fair value of loan receivable</a></td>
        <td class="nump">4,198<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge off amount</a></td>
        <td class="nump">83<span></span></td>
        <td class="nump">1,540<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Impaired loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">362<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans, allowance for loan losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">318<span></span></td>
        <td class="nump">1,404<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Nonaccrual loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,797<span></span></td>
        <td class="nump">6,572<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest', window );">Delinquent loans still accruing interest</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Loans classified as troubled debt restructuring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average balance of impaired loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,381<span></span></td>
        <td class="nump">5,451<span></span></td>
        <td class="nump">5,276<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract', window );">Income recognized on nonaccrual loans under original terms of contract</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">180<span></span></td>
        <td class="nump">381<span></span></td>
        <td class="nump">107<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_IncomeRecognizedOnNonaccrualLoans', window );">Income recognized on nonaccrual loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">131<span></span></td>
        <td class="nump">141<span></span></td>
        <td class="nump">102<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered', window );">Foreclosed loans value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease', window );">Loans to affiliates, decrease</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">28<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRelatedParties', window );">Loans to affiliates</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 559<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 531<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of income recognized on nonaccrual loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of income recognized on nonaccrual loans under original term of contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_IncomeRecognizedOnNonaccrualLoansUnderOriginalTermsOfContract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all loans and leases held in portfolio, not otherwise categorized (such as commercial, consumer, or foreign), prior to deducting deferred income and the allowance for losses on loans and leases, not otherwise categorized (such as commercial, consumer, or foreign).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5066-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which interest is continuing to be earned or accrued.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums over and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of other loans and leases not otherwise specified in the taxonomy. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRelatedParties">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 850<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(e))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph e<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableRelatedParties</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the sum for the period of the additions and reductions to related party loans, which when added to the opening balance of related party loan will agree to the ending balance of such loans. This subtotal typically is not reflected.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 850<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(e))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph e<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  </tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 13<br /> Income Taxes</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> The components of income tax expense (benefit) are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Current:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,729</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6,195</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,372</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">448</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">718</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">980</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">39</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">933</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,983</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">18</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">41</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">162</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left">Total income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,234</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 7,887</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 8,497</td> </tr> </table> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> A reconciliation of expected income tax expense (benefit), computed by applying the effective federal statutory rate of 35% for each of 2013, 2012 and 2011 to income before income tax expense, to reported income tax expense is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expected income tax expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,756</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,917</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> <font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,027</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">(Reductions) increases resulting from:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tax-exempt income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,297</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,633</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,760</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State taxes, net of federal benefit</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">303</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">493</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">742</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left">Other, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (528</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 110</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 488</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="84%" nowrap="nowrap" align="left">Total income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,234</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">7,887</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="right">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">8,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The tax effects of temporary differences which give rise to significant portions of the deferred tax assets and deferred tax liabilities are presented below:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="11%" colspan="7" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="89%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred tax assets:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for loan losses</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,368</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4,599</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ASC 715 pension funding liability</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,444</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,744</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net operating loss carryforward<sup>1</sup></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">298</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">341</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock compensation</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">337</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">139</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Supplemental executive retirement plan accrual</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,130</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">829</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 569</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 488</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total deferred tax assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">12,146</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">18,140</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Deferred tax liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Premises and equipment</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(1,767</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(863</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,233</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,081</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible/assets</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(996</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(867</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gain on investment in securities available-for-sale</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(2,086</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,947</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(353</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(298</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="89%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total deferred tax liabilities</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (11,435</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (15,056</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="89%" nowrap="nowrap" align="left">Net deferred tax assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">711</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,084</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; PADDING-LEFT: 6pt; TEXT-ALIGN: justify; TEXT-INDENT: -6pt"> <sup>1</sup> As of December 31, 2013, the Company had approximately $852,000 of net operating loss carry forwards as a result of the acquisition of Franklin Bancorp. The utilization of the net operating loss carry forward is subject to Section 382 of the Internal Revenue Code and limits the Company&#39;s use to approximately $122,000 per year during the carry forward period, which expires in 2020.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> A valuation allowance would be provided on deferred tax assets when it is more likely than not that some portion of the assets will not be realized. The Company has not established a valuation allowance at December 31, 2013 or 2012, due to management&#39;s belief that all criteria for recognition have been met, including the existence of a history of taxes paid sufficient to support the realization of deferred tax assets.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is presented in the following table:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="83%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Balance at January 1</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,885</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,069</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,877</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in unrecognized tax benefits as a result of tax</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; positions taken during a prior year</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(666</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(140</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">287</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in unrecognized tax benefits as a result of tax</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; position taken during the current year</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">374</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">419</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">475</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decreases in unrecognized tax benefits relating to</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; settlements with taxing authorities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reductions to unrecognized tax benefits as a result of a</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="83%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; lapse of the applicable statute of limitations</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (385</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (463</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (570</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="83%" nowrap="nowrap" align="left">Balance at December 31</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,208</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,885</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,069</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> At December 31, 2013, 2012 and 2011, the balance of the Company&#39;s unrecognized tax benefits which would, if recognized, affect the Company&#39;s effective tax rate was $861,000, $1,357,000 and $1,496,000, respectively. These amounts are net of the offsetting benefits from other taxing jurisdictions.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> As of December 31, 2013, 2012 and 2011, the Company had $41,000, $89,000 and $95,000, respectively, in accrued interest related to unrecognized tax benefits. During 2013 and 2012, the Company recorded a net reduction in accrued interest of $48,000 and $6,000, respectively, as a result of settlements with taxing authorities and other prior-year adjustments.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The Company believes it is reasonably possible that the total amount of tax benefits will decrease by approximately $251,000 over the next twelve months. The reduction primarily relates to the anticipated lapse in the statute of limitations. The unrecognized tax benefits relate primarily to apportionment of taxable income among various state tax jurisdictions.</p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> The Company is subject to income tax in the U.S. federal jurisdiction, numerous state jurisdictions, and a foreign jurisdiction. The Company&#39;s federal income tax returns for tax years 2010 through 2012 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2009 through 2012.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Condensed Financial Information of Parent Company</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 18<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Condensed Financial Information of Parent Company</strong></p> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Following are the condensed balance sheets of the Company (parent company only) and the related condensed statements of income and cash flows.</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Balance Sheets</strong></td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="94%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">Assets</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and due from banks</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24,519</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,709</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Short-term investments</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">63,063</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,705</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Securities available-for-sale, at fair value</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">317,767</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">316,771</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Loans, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">125,316</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">156,935</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Investments in subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,500</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">67,385</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Premises and equipment, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12,276</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,436</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">120,438</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">106,247</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 739,879</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 719,188</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left"><strong style="font-family: Times New Roman; font-size: 80%">Liabilities and Shareholders&#39; Equity</strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Liabilities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Accounts and drafts payable</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">543,953</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">522,761</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other liabilities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,521</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 22,214</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">549,474</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">544,975</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders&#39; equity</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 190,405</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 174,213</td> </tr> <tr valign="bottom"> <td width="94%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities and shareholders&#39; equity</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">739,879</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">719,188</td> </tr> </table> <br /> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="13%" colspan="9" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Statement of Income</strong></td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="9" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income from subsidiary:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Management fees</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 2,119</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,955</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,794</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,131</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,979</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,812</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Information services revenue</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,503</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">66,417</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">60,688</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income after provision</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,069</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,563</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,933</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Gain on sales of investment securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,677</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,145</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">527</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">535</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">701</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">91,907</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">89,639</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">83,177</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Expenses:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Salaries and employee benefits</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">59,004</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">55,981</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">50,296</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other expenses</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">15,027</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">14,492</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">14,462</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total expenses</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">74,031</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,473</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">64,758</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income before income tax and equity in undistributed income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,876</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,166</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,419</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 2,381</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 2,914</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 3,156</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income before undistributed income of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,495</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,252</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,263</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Equity in undistributed income of subsidiary</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,530</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,523</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,746</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Intercompany elimination</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">472</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(472</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman" width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 23,497</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,303</td> <td style="BORDER-BOTTOM: #000000 2pt double" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 23,009</td> </tr> </table> <br /> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="16%" colspan="11" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Condensed Statements of Cash Flows</strong></td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="16%" colspan="11" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="84%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from operating activities:</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="2%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="3%" nowrap="nowrap">&nbsp;</td> <td style="TEXT-ALIGN: center" bgcolor="#c0c0c0" width="1%" nowrap="nowrap">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,497</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,303</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,009</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Adjustments to reconcile net income to net cash provided</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; by (used in) operating activities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in undistributed income of subsidiary</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,530</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,523</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,746</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net change in other assets</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,420</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(3,338</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(19,669</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net change in other liabilities</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(2,729</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,603</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,655</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of stock-based awards</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,177</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,201</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,390</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(4,180</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">(2,673</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(7,497</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) operating activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,815</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 16,573</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (8,858</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from investing activities:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase in securities</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(15,385</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,697</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(37,329</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net decrease in loans</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">31,619</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">16,319</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,068</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Purchases of premises and equipment, net</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (4,050</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> (3,555</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (2,107</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) investing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">12,184</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">5,067</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(20,368</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash flows from financing activities:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase (decrease) in accounts and drafts payable</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,192</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(72,440</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">79,094</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash dividends paid</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(8,510</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(7,361</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(6,279</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other financing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(513</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">(2,454</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(1,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) financing activities</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 12,169</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> (82,255</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 71,638</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net increase (decrease) in cash and cash equivalents</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">26,168</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(60,615</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42,412</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and cash equivalents at beginning of year</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 61,414</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 122,029</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 79,617</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="84%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Cash and cash equivalents at end of year</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">87,582</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">61,414</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 2pt double; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">122,029</td> <td style="BORDER-BOTTOM: #000000 2pt double" width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
      </tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 06<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3<br><br> -Subparagraph (SX 210.12-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=d3e5283-111683<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 12<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 05<br><br> -Paragraph c<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>nonnum:textBlockItemType</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAMBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company (Schedule of Condensed Balance Sheets) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 11,283<span></span></td>
        <td class="nump">$ 18,794<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">341,935<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net</a></td>
        <td class="nump">640,498<span></span></td>
        <td class="nump">675,376<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">13,231<span></span></td>
        <td class="nump">10,735<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">21,363<span></span></td>
        <td class="nump">24,474<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,326,020<span></span></td>
        <td class="nump">1,287,387<span></span></td>
        <td class="nump">1,319,301<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and Shareholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AccountsAndDraftsPayable', window );">Accounts and drafts payable</a></td>
        <td class="nump">543,953<span></span></td>
        <td class="nump">522,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">9,144<span></span></td>
        <td class="nump">26,903<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">1,135,593<span></span></td>
        <td class="nump">1,113,372<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders equity</a></td>
        <td class="nump">190,427<span></span></td>
        <td class="nump">174,015<span></span></td>
        <td class="nump">160,548<span></span></td>
        <td class="nump">142,094<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">1,326,020<span></span></td>
        <td class="nump">1,287,387<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">24,519<span></span></td>
        <td class="nump">22,709<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherShortTermInvestments', window );">Short-term investments</a></td>
        <td class="nump">63,063<span></span></td>
        <td class="nump">38,705<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available-for-sale, at fair value</a></td>
        <td class="nump">317,767<span></span></td>
        <td class="nump">316,771<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net</a></td>
        <td class="nump">125,316<span></span></td>
        <td class="nump">156,935<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in subsidiary</a></td>
        <td class="nump">76,500<span></span></td>
        <td class="nump">67,385<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">12,276<span></span></td>
        <td class="nump">10,436<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">120,438<span></span></td>
        <td class="nump">106,247<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">739,879<span></span></td>
        <td class="nump">719,188<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and Shareholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AccountsAndDraftsPayable', window );">Accounts and drafts payable</a></td>
        <td class="nump">543,953<span></span></td>
        <td class="nump">522,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">5,521<span></span></td>
        <td class="nump">22,214<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">549,474<span></span></td>
        <td class="nump">544,975<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders equity</a></td>
        <td class="nump">190,405<span></span></td>
        <td class="nump">174,213<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">$ 739,879<span></span></td>
        <td class="nump">$ 719,188<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AccountsAndDraftsPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business and includes carrying value of amounts due on drafts payable on the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AccountsAndDraftsPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1, 2, 3<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total investments in (A) an entity in which the entity has significant influence, but does not have control, (B) subsidiaries that are not required to be consolidated and are accounted for using the equity and or cost method, and (C) an entity in which the reporting entity shares control of the entity with another party or group. Includes long-term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19-26)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.32)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 25<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 32<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(g))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 5<br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Subparagraph g<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherShortTermInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EY6AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment in Securities (Schedule of the Fair Values of Securities with Unrealized Losses) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Estimated fair value less than 12 months</a></td>
        <td class="nump">$ 101,792<span></span></td>
        <td class="nump">$ 19,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Estimated fair value 12 months or more</a></td>
        <td class="nump">3,554<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Estimated fair value total</a></td>
        <td class="nump">105,346<span></span></td>
        <td class="nump">19,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">Unrealized losses, 12 months or more</a></td>
        <td class="nump">2,661<span></span></td>
        <td class="nump">112<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Unrealized losses, less than 12 months</a></td>
        <td class="nump">262<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized losses, total</a></td>
        <td class="nump">2,923<span></span></td>
        <td class="nump">112<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">State and Political Subdivisions [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Estimated fair value less than 12 months</a></td>
        <td class="nump">101,792<span></span></td>
        <td class="nump">19,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Estimated fair value 12 months or more</a></td>
        <td class="nump">3,554<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Estimated fair value total</a></td>
        <td class="nump">105,346<span></span></td>
        <td class="nump">19,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">Unrealized losses, 12 months or more</a></td>
        <td class="nump">2,661<span></span></td>
        <td class="nump">112<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Unrealized losses, less than 12 months</a></td>
        <td class="nump">262<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized losses, total</a></td>
        <td class="nump">2,923<span></span></td>
        <td class="nump">112<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Certificates of Deposit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Estimated fair value less than 12 months</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Estimated fair value 12 months or more</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Estimated fair value total</a></td>
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        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="ro">
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                <p>Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized loss on securities classified as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Industry Segment Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Industry Segment Information [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Summary of Segment Information</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; TEXT-ALIGN: justify"> Summarized information about the Company&#39;s operations in each industry segment for the years ended December 31, 2013, 2012 and 2011, is as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Corporate,</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Information</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Banking</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="5%" colspan="3" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Eliminations</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="2%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="79%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Services</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Services</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="5%" colspan="3" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">and Other</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Total</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2013</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">75,010</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,216</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">346</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,572</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,637</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,479</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,116</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,986</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,259</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,245</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> -</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,638</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">143</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">115</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,896</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,232</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,002</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,234</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,237</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,133</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">127</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,497</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,454</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,590</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,222</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,222</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 657,604</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 679,357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (10,941</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,326,020</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left"><strong><em style="font-family: Times New Roman; font-size: 80%">2012</em></strong></td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,376</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,272</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(510</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,138</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,478</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,663</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,141</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,547</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,838</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">40,385</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(24</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,392</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">101</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">39</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,532</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,802</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,085</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,887</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15,761</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,014</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(472</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,303</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,454</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,590</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,757</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> -</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,757</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">642,623</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">668,648</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">(23,884</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">1,287,387</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2011</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#ffffff" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income:</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#ffffff" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">61,470</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,354</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">62,824</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,088</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,859</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(11,947</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net interest income (expense) after provision</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for loan losses:</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income from customers</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,030</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,681</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43,711</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intersegment income (expense)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">(17</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Depreciation and amortization</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,874</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">24</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,062</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Income taxes</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,028</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">5,469</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,497</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14,716</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8,293</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">23,009</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Goodwill</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,335</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">136</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">7,471</td> </tr> <tr valign="bottom"> <td width="79%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Other intangible assets, net</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">161</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">161</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="79%" nowrap="nowrap" align="left">Total assets</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 698,685</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 622,996</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> (2,380</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">)</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,319,301</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8721-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8813-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 22<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br><br><br></p>
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                    <td><nobr>us-gaap_SegmentReportingAbstract</nobr></td>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 23,497<span></span></td>
        <td class="nump">$ 23,303<span></span></td>
        <td class="nump">$ 23,009<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract', window );"><strong>Other comprehensive income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Net unrealized gain (loss) on securities available-for-sale</a></td>
        <td class="num">(10,748)<span></span></td>
        <td class="nump">2,702<span></span></td>
        <td class="nump">11,182<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Tax effect</a></td>
        <td class="nump">3,993<span></span></td>
        <td class="num">(946)<span></span></td>
        <td class="num">(3,914)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for gains included in net income</a></td>
        <td class="num">(4,024)<span></span></td>
        <td class="num">(2,635)<span></span></td>
        <td class="num">(43)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Tax effect</a></td>
        <td class="nump">1,408<span></span></td>
        <td class="nump">923<span></span></td>
        <td class="nump">15<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax', window );">FASB ASC 715 adjustment</a></td>
        <td class="nump">15,674<span></span></td>
        <td class="num">(5,206)<span></span></td>
        <td class="num">(10,328)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax', window );">Tax effect</a></td>
        <td class="num">(5,823)<span></span></td>
        <td class="nump">1,822<span></span></td>
        <td class="nump">3,615<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax', window );">Foreign currency translation adjustments</a></td>
        <td class="nump">53<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(32)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
        <td class="nump">$ 24,030<span></span></td>
        <td class="nump">$ 19,963<span></span></td>
        <td class="nump">$ 23,504<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e557-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax, before reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 830<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32022-110900<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 830<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450520&amp;loc=d3e32583-110901<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 830<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 18<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32157-110900<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 830<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 20<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32211-110900<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (a-c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax (expense) benefit, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e,f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Components of Income Tax Expense (Benefit)) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Current:</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 6,729<span></span></td>
        <td class="nump">$ 6,195<span></span></td>
        <td class="nump">$ 5,372<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">448<span></span></td>
        <td class="nump">718<span></span></td>
        <td class="nump">980<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Deferred:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="nump">933<span></span></td>
        <td class="nump">1,983<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">18<span></span></td>
        <td class="nump">41<span></span></td>
        <td class="nump">162<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax expense</a></td>
        <td class="nump">$ 1,582<span></span></td>
        <td class="nump">$ 1,533<span></span></td>
        <td class="nump">$ 2,106<span></span></td>
        <td class="nump">$ 2,013<span></span></td>
        <td class="nump">$ 1,607<span></span></td>
        <td class="nump">$ 1,890<span></span></td>
        <td class="nump">$ 2,205<span></span></td>
        <td class="nump">$ 2,185<span></span></td>
        <td class="nump">$ 7,234<span></span></td>
        <td class="nump">$ 7,887<span></span></td>
        <td class="nump">$ 8,497<span></span></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Paragraph Question 1-7<br><br><br><br></p>
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                <p>Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
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                <p>Amount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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                <p>Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Capital Requirements and Regulatory Restrictions<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 2<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Capital Requirements and Regulatory Restrictions</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&#39;s consolidated financial statements. Under capital adequacy guidelines, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and the Bank&#39;s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Quantitative measures established by regulators to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios of total and Tier I capital to risk-weighted assets, and of Tier I capital to average assets. Management believes that as of December 31, 2013 and 2012, the Company and the Bank met all capital adequacy requirements to which they are subject.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Effective July 2, 2013, the Federal Reserve Board approved final rules known as the "Basel III Capital Rules" that substantially revise the risk-based capital and leverage capital requirements applicable to bank holding companies and depository institutions, including the Company and the Bank. The Basel III Capital Rules implement aspects of the Basel III capital framework agreed upon by the Basel Committee and incorporates changes required by the Dodd-Frank Act. Among other things, the Basel III Capital Rules establish stricter capital requirements and calculation standards, as well as more restrictive risk weightings for certain loans and facilities. The Basel III Capital Rules will come into effect for the Company and the Bank on January 1, 2015 (subject to a phase-in period).</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Bank is also subject to the regulatory framework for prompt corrective action. As of December 31, 2013 and 2012, the most recent notification from the regulatory agencies categorized the Bank as well-capitalized. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank&#39;s category.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> Subsidiary dividends are a significant source of funds for payment of dividends by the Company to its shareholders. At December 31, 2013, unappropriated retained earnings of $24,440,000 were available at the Bank for the declaration of dividends to the Company without prior approval from regulatory authorities. However, dividends paid by the Bank to the Company would be prohibited if the effect thereof would cause the Bank&#39;s capital to be reduced below applicable minimum capital requirements.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> There were no restricted funds on deposit used to meet regulatory reserve requirements at December 31, 2013 and 2012.</p> <p style="font-family: Times New Roman; font-size: 80%; text-align: justify"> The Company&#39;s and the Bank&#39;s actual and required capital amounts and ratios as are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Capital</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="9%" colspan="5" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Requirement to be</strong></td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Actual</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Requirements</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="9%" colspan="5" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Well-Capitalized</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="72%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp; &nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Amount</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Ratio</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">At December 31, 2013</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Total capital (to risk-weighted assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> <font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">191,984</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22.27</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68,956</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">83,168</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">15.38</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">43,256</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">54,071</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10.00</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to risk-weighted assets)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">181,198</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21.02</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">34,478</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,395</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">14.13</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,628</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">32,442</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to average assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">181,198</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13.12</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">41,438</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">76,395</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11.37</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">20,162</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">33,603</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">5.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left"> <strong style="font-family: Times New Roman; font-size: 80%">At December 31, 2012</strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Total capital (to risk-weighted assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">175,802</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19.87</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">70,767</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">%</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">%</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">75,300</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">13.41</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">44,909</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">8.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">56,136</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10.00</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to risk-weighted assets)</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164,729</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18.62</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">35,384</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">68,261</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.16</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">22,454</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">4.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">33,682</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">6.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Tier I capital (to average assets)</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="72%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Information Systems, Inc.</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">164,729</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">12.26</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">40,294</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3.00</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">N/A</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="right"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="72%" nowrap="nowrap" align="left"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cass Commercial Bank</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">68,261</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">10.64</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">19,238</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">32,063</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">5.00</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="right">&nbsp;</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
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                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958573-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958574-112826<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1F<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958575-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958569-112826<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958572-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EB1AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Premises and Equipment (Summary of Premises and Equipment) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">$ 37,819<span></span></td>
        <td class="nump">$ 33,359<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less accumulated depreciation</a></td>
        <td class="nump">24,588<span></span></td>
        <td class="nump">22,624<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Total</a></td>
        <td class="nump">13,231<span></span></td>
        <td class="nump">10,735<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">873<span></span></td>
        <td class="nump">873<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Building [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">10,801<span></span></td>
        <td class="nump">10,564<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Leaseholds and Leasehold Improvements [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">2,086<span></span></td>
        <td class="nump">1,211<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Furniture and Fixtures [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">12,081<span></span></td>
        <td class="nump">10,784<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Software [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">9,328<span></span></td>
        <td class="nump">7,277<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Internally Developed Software [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">$ 2,650<span></span></td>
        <td class="nump">$ 2,650<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 14<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGVAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-based Compensation (Narrative) (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Shares authorized for issuance</a></td>
        <td class="nump">1,500,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Total unrecognized compensation expense</a></td>
        <td class="nump">$ 55<span></span></td>
        <td class="nump">$ 55<span></span></td>
        <td class="nump">$ 316<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-Based Compensation</a></td>
        <td class="nump">1,795<span></span></td>
        <td class="nump">1,398<span></span></td>
        <td class="nump">1,391<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Restricted Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Shares granted</a></td>
        <td class="nump">30,407<span></span></td>
        <td class="nump">28,370<span></span></td>
        <td class="nump">31,472<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Shares granted, weighted average grant date market value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 34.03<span></span></td>
        <td class="nump">$ 30.05<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Vesting period</a></td>
        <td class="text">3 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cass_AmortizationOfRestrictedStockBonus', window );">Amortization of restricted stock bonus</a></td>
        <td class="nump">1,176<span></span></td>
        <td class="nump">788<span></span></td>
        <td class="nump">787<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Total unrecognized compensation expense</a></td>
        <td class="nump">1,131<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Total unrecognized compensation expense, weighted average period</a></td>
        <td class="text">7 months 21 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1', window );">Total fair value of shares vested</a></td>
        <td class="nump">822<span></span></td>
        <td class="nump">788<span></span></td>
        <td class="nump">812<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SARs [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Shares granted</a></td>
        <td class="nump">85,943<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Shares granted, weighted average grant date market value</a></td>
        <td class="nump">$ 10.69<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Total unrecognized compensation expense</a></td>
        <td class="nump">945<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Total unrecognized compensation expense, weighted average period</a></td>
        <td class="text">1 year 1 month 17 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Total intrinsic value of options exercised</a></td>
        <td class="nump">2,328<span></span></td>
        <td class="nump">1,769<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Non-qualified options exercised</a></td>
        <td class="nump">94,379<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Stock option expense</a></td>
        <td class="nump">800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms', window );">Average remaining contractual term</a></td>
        <td class="text">7 years 3 months 29 days<span></span></td>
        <td class="text">7 years 3 months 30 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Outstanding, Aggregate Intrinsic Value</a></td>
        <td class="nump">$ 12,137<span></span></td>
        <td class="nump">$ 4,988<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cass_AmortizationOfRestrictedStockBonus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization of the restricted stock bonus.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_AmortizationOfRestrictedStockBonus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrecognized cost of unvested share-based compensation awards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for equity-based awards excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms</nobr></td>
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                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of options vested. Excludes equity instruments other than options, for example, but not limited to, share units, stock appreciation rights, restricted stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockOptionPlanExpense</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ERJAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount', window );">Defined contribution plan, contribution amount</a></td>
        <td class="nump">$ 591,000<span></span></td>
        <td class="nump">$ 537,000<span></span></td>
        <td class="nump">$ 497,000<span></span></td>
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        <td class="nump">5,065,000<span></span></td>
        <td class="nump">5,213,000<span></span></td>
        <td class="nump">5,270,000<span></span></td>
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      <tr class="rh">
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">50.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Target plan asset</a></td>
        <td class="nump">34.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Non-U.S. Equity [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Target plan asset</a></td>
        <td class="nump">16.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation', window );">Accumulated benefit obligation</a></td>
        <td class="nump">52,187,000<span></span></td>
        <td class="nump">54,094,000<span></span></td>
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        <td class="nump">2,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Recognized prior service (cost) benefit</a></td>
        <td class="nump">3,073,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Net gains (losses) as a component of net periodic benefit cost</a></td>
        <td class="nump">386,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Supplemental Executive Retirement Plan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation', window );">Accumulated benefit obligation</a></td>
        <td class="nump">5,917,000<span></span></td>
        <td class="nump">6,200,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear', window );">Contributions for plan</a></td>
        <td class="nump">5,065,000<span></span></td>
        <td class="nump">5,213,000<span></span></td>
        <td class="nump">5,270,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Recognized prior service (cost) benefit</a></td>
        <td class="nump">136,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Net gains (losses) as a component of net periodic benefit cost</a></td>
        <td class="nump">$ 431,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Profit Sharing Expense Recognized in Consolidated statements of income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cass_ProfitSharingExpenseRecognizedInConsolidatedStatementsOfIncome</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cass_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For defined benefit pension plans, the actuarial present value of benefits (whether vested or nonvested) attributed by the pension benefit formula to employee service rendered before a specified date and based on employee service and compensation (if applicable) before that date. The accumulated benefit obligation differs from the projected benefit obligation in that it includes no assumption about future compensation levels. For plans with flat-benefit or nonpay-related pension benefit formulas, the accumulated benefit obligation and the projected benefit obligation are the same.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503844<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of gains or losses recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to prior service cost (credit) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of employer's best estimate of contributions expected to be paid to the plan in the current remaining fiscal period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInCurrentFiscalYear</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of discretionary contributions made by an employer to a defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionContributions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash or cash equivalents contributed by the entity to fund its pension plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionContributions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUPPLEMENTARY FINANCIAL INFORMATION<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalIncomeStatementElementsAbstract', window );"><strong>SUPPLEMENTARY FINANCIAL INFORMATION [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalFinancialInformationDisclosureTextBlock', window );">SUPPLEMENTARY FINANCIAL INFORMATION</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: justify"><strong style="font-family: Times New Roman; font-size: 80%">Note 19<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">SUPPLEMENTARY FINANCIAL INFORMATION<br /> </strong> <font style="font-family: Times New Roman; font-size: 80%">(Unaudited)</font></p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left">&nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">First</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Second</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Third</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="4%" colspan="2" nowrap="nowrap"><strong style="font-family: Times New Roman; font-size: 80%">Fourth</strong></td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="1%" nowrap="nowrap"> &nbsp;</td> <td style="TEXT-ALIGN: center" width="3%" nowrap="nowrap"> &nbsp;</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="76%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands except per share data)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">Quarter</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">YTD</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2013</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,465</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,567</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,695</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,845</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">76,572</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,856</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,623</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,082</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,016</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">41,577</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Interest expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">687</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">694</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">722</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">729</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,832</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,169</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,929</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,360</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">9,287</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">38,745</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Provision for loan losses</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">200</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">300</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">500</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Operating expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,389</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,017</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,384</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">21,296</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">84,086</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">2,013</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,106</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,533</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,582</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,234</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left">Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 6,032</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,073</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,138</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,254</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,497</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income per share:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic earnings per share</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.54</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.45</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.05</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">.52</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.52</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.53</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">.45</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2.02</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left"> <strong><em style="font-family: Times New Roman; font-size: 80%">2012</em></strong></td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="left"> &nbsp;</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Fee revenue and other income</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,883</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">18,237</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,301</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">17,717</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">71,138</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,589</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,530</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,395</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">11,419</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">45,933</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Interest expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">838</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">760</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">785</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">765</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">3,148</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,751</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,770</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,610</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">10,654</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">42,785</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Provision for loan losses</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">200</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">-</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,600</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,400</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Operating expense</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,341</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">20,240</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,929</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">19,823</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">80,333</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Income tax expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">2,185</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">2,205</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,890</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">1,607</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">7,887</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left">Net income</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 5,908</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,962</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 6,092</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 5,341</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 23,303</td> </tr> <tr valign="bottom"> <td width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Net income per share:</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="left">&nbsp;</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="76%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Basic earnings per share</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.52</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.53</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">.47</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">$</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2.05</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="76%" nowrap="nowrap" align="left">Diluted earnings per share</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">.51</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; 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          <div style="width: 200px;"><strong>Employee Benefit Plans (Schedule of Assumptions used to Determine Net Pension Cost) (Details)<br></strong></div>
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        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest rate used to adjust for the time value of money.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Expected Long-Term Rate of Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512013<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected rate of compensation increases (for pay-related plans).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
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          <div style="width: 200px;"><strong>Other Operating Expense (Tables)<br></strong></div>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Operating Expense [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock', window );">Schedule of Other Operating Expense</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> Details of other operating expense are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Postage and supplies</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,066</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,052</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,239</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Promotional expense</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,024</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,345</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,646</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Professional fees</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,340</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,183</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,141</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Outside service fees</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,046</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,729</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,628</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Data processing services</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">367</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">373</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">362</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Telecommunications</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">955</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">754</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">641</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"> Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,347</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,080</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,849</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left">Total other operating expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,145</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,516</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">12,506</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                    <td><nobr>us-gaap_OtherIncomeAndExpensesAbstract</nobr></td>
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                <p>Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Other Operating Expense<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndExpensesAbstract', window );"><strong>Other Operating Expense [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherOperatingIncomeAndExpenseTextBlock', window );">Other Operating Expense</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div><!--StartFragment--> <p style="text-align: left"><strong style="font-family: Times New Roman; font-size: 80%">Note 12<br /> </strong> <strong style="font-family: Times New Roman; font-size: 80%">Other Operating Expense</strong></p> <p style="font-family: Times New Roman; font-size: 80%; text-align: left"> Details of other operating expense are as follows:</p> <table style="BORDER-COLLAPSE: collapse; LINE-HEIGHT: 14pt" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="13%" colspan="8" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">For the Years Ended December 31,</strong></td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid" width="86%" nowrap="nowrap" align="left"><em style="font-family: Times New Roman; font-size: 80%">(In thousands)</em></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2013</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="4%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2012</strong></td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="1%" nowrap="nowrap" align="center"><font style="font-family: Times New Roman; font-size: 80%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: right" width="3%" colspan="2" nowrap="nowrap" align="center"><strong style="font-family: Times New Roman; font-size: 80%">2011</strong></td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Postage and supplies</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,066</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,052</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"><font style="font-family: Times New Roman; font-size: 80%">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> </td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,239</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Promotional expense</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,024</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,345</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,646</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Professional fees</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">1,340</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,183</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,141</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Outside service fees</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">3,046</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,729</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">2,628</td> </tr> <tr valign="bottom"> <td bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%">Data processing services</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">367</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">373</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left"> &nbsp;</td> <td bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">362</td> </tr> <tr valign="bottom"> <td width="86%" nowrap="nowrap" align="left" style="font-family: Times New Roman; font-size: 80%"> Telecommunications</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">955</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="3%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">754</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td width="2%" nowrap="nowrap" align="right" style="font-family: Times New Roman; font-size: 80%">641</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="86%" nowrap="nowrap" align="left"> Other</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,347</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="3%" nowrap="nowrap" align="right"> 1,080</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" bgcolor="#c0c0c0" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" bgcolor="#c0c0c0" width="2%" nowrap="nowrap" align="right"> 1,849</td> </tr> <tr valign="bottom"> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="86%" nowrap="nowrap" align="left">Total other operating expense</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,145</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="3%" nowrap="nowrap" align="right">11,516</td> <td style="BORDER-BOTTOM: #000000 1pt solid" width="1%" nowrap="nowrap" align="left">&nbsp;</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="1%" nowrap="nowrap" align="left">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid; font-family: Times New Roman; font-size: 80%" width="2%" nowrap="nowrap" align="right">12,506</td> </tr> </table> <br /> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIncomeAndExpensesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for other operating income and other operating expense items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherOperatingIncomeAndExpenseTextBlock</nobr></td>
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                    <td>nonnum:textBlockItemType</td>
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</SEC-DOCUMENT>
