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Industry Segment Information
3 Months Ended
Mar. 31, 2014
Industry Segment Information [Abstract]  
Industry Segment Information

Note 5 - Industry Segment Information

The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements.

The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches.

The Company's accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company's Annual Report on Form 10-K for the year ended December 31, 2013. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.

Substantially all revenue originates from, and all long-lived assets are located within the United States, and no revenue from any customer of any segment exceeds 10% of the Company's consolidated revenue.

Assets represent actual assets owned by Information Services and Banking Services and there is no allocation methodology used. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.

Summarized information about the Company's operations in each industry segment is as follows:

(In thousands)       Information
Services
      Banking
Services
      Corporate,
Eliminations
and Other
      Total
Quarter Ended March 31, 2014                          
       Fee revenue and other income:                          
              Income from customers   $      19,289   $      286   $         -     $      19,575
              Intersegment income (expense)     2,144     354     (2,498 )     -
       Net income     4,100     1,711     -       5,811
       Goodwill     11,454     136     -       11,590
       Other intangible assets, net     3,102     -     -       3,102
       Total assets     672,248     679,391     (9,712 )     1,341,927
Quarter Ended March 31, 2013                          
       Fee revenue and other income                          
              Income from customers   $ 18,161   $ 304   $ -     $ 18,465
              Intersegment income (expense)     2,568     381     (2,949 )     -
       Net income     3,693     2,252     87       6,032
       Goodwill     11,454     136     -       11,590
       Other intangible assets, net     3,610     -     -       3,610
       Total assets     660,631     629,929     (10,281 )     1,280,279