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Industry Segment Information
9 Months Ended
Sep. 30, 2014
Industry Segment Information [Abstract]  
Industry Segment Information

Note 5 – Industry Segment Information

The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements.

The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches.

The Company's accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company's Annual Report on Form 10-K for the year ended December 31, 2013. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value.

Substantially all revenue originates from, and all long-lived assets are located within, the United States, and no revenue from any customer of any segment exceeds 10% of the Company's consolidated revenue.

Assets represent actual assets owned by Information Services and Banking Services and there is no allocation methodology used. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively.

Summarized information about the Company's operations in each industry segment is as follows:

              Corporate,      
      Information   Banking   Eliminations      
(In thousands)     Services   Services   and Other     Total
Three Months Ended September 30, 2014                    
       Fee revenue and other income:                    
              Income from customers     $ 23,840     $ 5,770     $       $ 29,610  
              Intersegment income (expense)       2,391       370       (2,761 )        
       Net income       4,392       2,009               6,401  
       Goodwill       11,454       136               11,590  
       Other intangible assets, net       2,883                     2,883  
       Total assets       772,847       690,718       (13,392 )       1,450,173  
Three Months Ended September 30, 2013                                    
       Fee revenue and other income                                    
              Income from customers     $ 23,208     $ 5,847     $       $ 29,055  
              Intersegment income (expense)       2,408       353       (2,761 )        
       Net income       4,123       2,015       --         6,138  
       Goodwill       11,454       136               11,590  
       Other intangible assets, net       3,342                     3,342  
       Total assets       679,844       663,101       (13,618 )       1,329,327  

Nine Months Ended September 30, 2014

                                   
       Fee revenue and other income:                                    
              Income from customers     $ 70,792     $ 16,839     $       $ 87,631  
              Intersegment income (expense)       6,693       1,100       (7,793 )        
       Net income       12,772       5,475               18,247  
       Goodwill       11,454       136               11,590  
       Other intangible assets, net       2,883                     2,883  
       Total assets       772,847       690,718       (13,392 )       1,450,173  

Nine Months Ended September 30, 2013

                                   
       Fee revenue and other income                                    
              Income from customers     $ 68,977     $ 17,708     $       $ 86,685  
              Intersegment income (expense)       7,253       1,122       (8,375 )        
       Net income       11,982       6,135       126         18,243  
       Goodwill       11,454       136               11,590  
       Other intangible assets, net       3,342                     3,342  
       Total assets       679,844       663,101       (13,618 )       1,329,327