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Loans by Type (Tables) | 6 Months Ended
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Jun. 30, 2015
Loans by Type [Abstract] |
Summary of Loan Categories |
|  | June 30, |  | December 31,
(In thousands) |  | 2015 |  | 2014
Commercial and industrial |  | $ | 208,566 |  |  | $ | 203,350 |
Real estate |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |
Mortgage |  |  | 115,338 |  |  |  | 117,754 |
Construction |  |  | — |  |  |  | — |
Church, church-related: |  |  |  |  |  |  |  |
Mortgage |  |  | 308,236 |  |  |  | 305,887 |
Construction |  |  | 21,267 |  |  |  | 18,612 |
Industrial Revenue Bonds |  |  | 21,723 |  |  |  | 23,348 |
Other |  |  | 37 |  |  |  | 395 |
Total loans |  | $ | 675,167 |  |  | $ | 669,346 |
Schedule of the Aging Loans by Loan Categories |
|  |  | Performing |  | Nonperforming |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90 Days |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | 30-59 |  |  |  | 60-89 |  |  |  | and |  |  |  | Non- |  |  | Total
(In thousands) |  |  | Current |  | Days |  | Days |  | Over |  | accrual |  | Loans
June 30, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | $ | 208,566 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 208,566
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 112,276 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,062 |  |  |  | 115,338
Construction |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | —
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 308,122 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 114 |  |  |  | 308,236
Construction |  |  |  | 21,267 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 21,267
Industrial Revenue Bonds |  |  |  | 21,723 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 21,723
Other |  |  |  | 37 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 37
Total |  |  | $ | 671,991 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,176 |  |  | $ | 675,167
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | $ | 203,350 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 203,350
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 117,393 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 361 |  |  |  | 117,754
Construction |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | —
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 305,760 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 127 |  |  |  | 305,887
Construction |  |  |  | 18,612 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 18,612
Industrial Revenue Bonds |  |  |  | 23,348 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 23,348
Other |  |  |  | 395 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 395
Total |  |  | $ | 668,858 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 488 |  |  | $ | 669,346
Schedule of Credit Exposure of the Loan Portfolio |
|  |  | Loans |  | Performing |  | Nonperforming |  |
|  |  | Subject to |  | Loans Subject to |  | Loans Subject |  |
|  |  | Normal |  | Special |  | to Special |  |
(In thousands) |  |  | Monitoring 1 |  | Monitoring2 |  | Monitoring2 |  | Total Loans
June 30, 2015 |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | $ | 205,153 |  |  | $ | 3,413 |  |  | $ | - |  |  | $ | 208,566 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 101,487 |  |  |  | 10,789 |  |  |  | 3,062 |  |  |  | 115,338 |
Construction |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 303,498 |  |  |  | 4,624 |  |  |  | 114 |  |  |  | 308,236 |
Construction |  |  |  | 21,267 |  |  |  | — |  |  |  | — |  |  |  | 21,267 |
Industrial Revenue Bonds |  |  |  | 21,723 |  |  |  | — |  |  |  | — |  |  |  | 21,723 |
Other |  |  |  | 37 |  |  |  | — |  |  |  | — |  |  |  | 37 |
Total |  |  | $ | 653,165 |  |  | $ | 18,826 |  |  | $ | 3,176 |  |  | $ | 675,167 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | $ | 199,837 |  |  | $ | 3,513 |  |  | $ | — |  |  | $ | 203,350 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 103,097 |  |  |  | 14,296 |  |  |  | 361 |  |  |  | 117,754 |
Construction |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 304,219 |  |  |  | 1,541 |  |  |  | 127 |  |  |  | 305,887 |
Construction |  |  |  | 18,612 |  |  |  | — |  |  |  | — |  |  |  | 18,612 |
Industrial Revenue Bonds |  |  |  | 23,348 |  |  |  | — |  |  |  | — |  |  |  | 23,348 |
Other |  |  |  | 395 |  |  |  | — |  |  |  | — |  |  |  | 395 |
Total |  |  | $ | 649,508 |  |  | $ | 19,350 |  |  | $ | 488 |  |  | $ | 669,346 |
1 | Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.
2 | Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Schedule of Recorded Investment and Unpaid Principal Balance for Impaired Loans |
|  |  |  |  | Unpaid |  | Related
|  |  | Recorded |  | Principal |  | Allowance for
(In thousands) |  |  | Investment |  | Balance |  | Loan Losses
June 30, 2015 |  |  |  |  |  |  |  |  |
Commercial and industrial: |  |  |  |  |  |  |  |  |
Nonaccrual |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial – Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual |  |  |  | 3,062 |  |  |  | 3,062 |  |  |  | 1,127 |
Church – Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual |  |  |  | 114 |  |  |  | 114 |  |  |  | 114 |
Total impaired loans |  |  | $ | 3,176 |  |  | $ | 3,176 |  |  | $ | 1,241 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial: |  |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial – Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual |  |  |  | 361 |  |  |  | 361 |  |  |  | — |
Church – Mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
Nonaccrual |  |  |  | 127 |  |  |  | 127 |  |  |  | 127 |
Total impaired loans |  |  | $ | 488 |  |  | $ | 488 |  |  | $ | 127 |
Summary of the Allowance for Loan Losses |
|  |  | December 31, |  | Charge- |  |  |  |  |  |  | June 30,
(In thousands) |  |  | 2014 |  | Offs |  | Recoveries |  | Provision |  |  | 2015
Commercial and industrial |  |  | $ | 3,515 |  |  | $ | — |  |  | $ | 7 |  |  | $ | 78 |  |  |  | $ | 3,600 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 3,060 |  |  |  | — |  |  |  | — |  |  |  | (57 | ) |  |  |  | 3,003 |
Construction |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  |  | — |
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  |  | 4,016 |  |  |  | — |  |  |  | 1 |  |  |  | 52 |  |  |  |  | 4,069 |
Construction |  |  |  | 140 |  |  |  | — |  |  |  | — |  |  |  | 20 |  |  |  |  | 160 |
Industrial Revenue Bonds |  |  |  | 394 |  |  |  | — |  |  |  | — |  |  |  | (27 | ) |  |  |  | 367 |
Other |  |  |  | 769 |  |  |  | — |  |  |  | — |  |  |  | (66 | ) |  |  |  | 703 |
Total |  |  | $ | 11,894 |  |  | $ | — |  |  | $ | 8 |  |  | $ | — |  |  |  | $ | 11,902 |
A summary of the activity in the allowance for loan losses from December 31, 2013 to June 30, 2014 is as follows:
| December 31, |  | Charge- |  |  |  |  |  |  |  |  | June 30,
(In thousands) | 2013 |  | Offs |  | Recoveries |  | Provision |  | 2014
Commercial and industrial | $ | 3,036 |  | $ | 3 |  | $ | 30 |  | $ | 18 |  |  | $ | 3,081
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  | 3,946 |  |  | — |  |  | 221 |  |  | 335 |  |  |  | 4,502
Construction |  | 151 |  |  | — |  |  | — |  |  | (8 | ) |  |  | 143
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  | 4,354 |  |  | 76 |  |  | 2 |  |  | (384 | ) |  |  | 3,896
Construction |  | 124 |  |  | — |  |  | — |  |  | 49 |  |  |  | 173
Industrial Revenue Bonds |  | 68 |  |  | — |  |  | — |  |  | (11 | ) |  |  | 57
Other |  | — |  |  | — |  |  | — |  |  | 1 |  |  |  | 1
Total | $ | 11,679 |  | $ | 79 |  | $ | 253 |  | $ | — |  |  | $ | 11,853

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