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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Fee Revenue and Other Income:        
Information services payment and processing revenue $ 19,699 $ 19,554 $ 39,117 $ 37,951
Bank service fees 299 $ 271 600 $ 556
Gains on sales of securities 690   1,639  
Other 150 $ 127 314 $ 1,020
Total fee revenue and other income 20,838 19,952 41,670 39,527
Interest Income:        
Interest and fees on loans 7,356 7,475 14,442 14,780
Interest and dividends on securities:        
Taxable 12 9 15 14
Exempt from federal income taxes 2,322 2,352 4,625 4,662
Interest on federal funds sold and other short-term investments 113 139 273 291
Total interest income 9,803 9,975 19,355 19,747
Interest Expense:        
Interest on deposits 521 628 1,112 1,253
Net interest income $ 9,282 $ 9,347 $ 18,243 $ 18,494
Provision for loan losses        
Net interest income after provision for loan losses $ 9,282 $ 9,347 $ 18,243 $ 18,494
Total net revenue 30,120 29,299 59,913 58,021
Operating Expense:        
Salaries and employee benefits 17,543 16,464 34,869 32,651
Occupancy 856 756 1,693 1,562
Equipment 1,070 1,121 2,141 2,147
Amortization of intangible assets 102 121 203 241
Other operating expense 3,069 2,844 6,042 5,730
Total operating expense 22,640 21,306 44,948 42,331
Income before income tax expense 7,480 7,993 14,965 15,690
Income tax expense 1,932 1,958 3,878 3,844
Net income $ 5,548 $ 6,035 $ 11,087 $ 11,846
Basic earnings per share $ 0.49 $ 0.52 $ 0.97 $ 1.03
Diluted earnings per share $ 0.48 $ 0.52 $ 0.96 $ 1.02