XML 46 R30.htm IDEA: XBRL DOCUMENT
v3.10.0.1

Capital Requirements and Regulatory Restrictions (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2018
Regulatory Capital Requirements [Abstract] |
Schedule of Capital Amounts and Ratios | The Company’s and the Bank’s actual and required capital amounts and ratios are as follows:
|  |  |  |  |  |  |  | Capital |  | Requirement to be
|  | Actual |  | Requirements |  | Well-Capitalized
(In thousands) |  | Amount Ratio |  | Amount Ratio |  | Amount Ratio
At December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  | $ | 244,660 |  | 21.38 | % |  | $ | 91,550 |  | 8.00 | % |  | $ | N/A |  | N/A | %
Cass Commercial Bank |  |  | 137,894 |  | 18.31 |  |  |  | 60,257 |  | 8.00 |  |  |  | 75,321 |  | 10.00 |
Common Equity Tier I Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 234,435 |  | 20.49 |  |  |  | 51,497 |  | 4.50 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 130,037 |  | 17.26 |  |  |  | 33,895 |  | 4.50 |  |  |  | 48,959 |  | 6.50 |
Tier I capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 234,435 |  | 20.49 |  |  |  | 68,662 |  | 6.00 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 130,037 |  | 17.26 |  |  |  | 45,193 |  | 6.00 |  |  |  | 60,257 |  | 8.00 |
Tier I capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 234,435 |  | 13.89 |  |  |  | 67,500 |  | 4.00 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 130,037 |  | 15.35 |  |  |  | 33,884 |  | 4.00 |  |  |  | 42,354 |  | 5.00 |
At December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  | $ | 234,389 |  | 22.53 | % |  | $ | 83,233 |  | 8.00 | % |  | $ | N/A |  | N/A | %
Cass Commercial Bank |  |  | 122,440 |  | 17.01 |  |  |  | 57,568 |  | 8.00 |  |  |  | 71,960 |  | 10.00 |
Common Equity Tier I Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 224,184 |  | 21.55 |  |  |  | 46,819 |  | 4.50 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 114,603 |  | 15.93 |  |  |  | 32,382 |  | 4.50 |  |  |  | 46,774 |  | 6.50 |
Tier I capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 224,184 |  | 21.55 |  |  |  | 62,425 |  | 6.00 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 114,603 |  | 15.93 |  |  |  | 43,176 |  | 6.00 |  |  |  | 57,568 |  | 8.00 |
Tier I capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cass Information Systems, Inc. |  |  | 224,184 |  | 13.87 |  |  |  | 64,649 |  | 4.00 |  |  |  | N/A |  | N/A |
Cass Commercial Bank |  |  | 114,603 |  | 14.99 |  |  |  | 30,581 |  | 4.00 |  |  |  | 38,227 |  | 5.00 |

X
- References No definition available. + Details
Name: | us-gaap_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958577-112826 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84167132&loc=d3e65071-112826 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958568-112826 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958570-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration