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Loans (Tables)
12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Summary of Loan Categories

A summary of loan categories is as follows:

December 31,
(In thousands)       2018       2017
Commercial and industrial $      277,091 $      236,394
Real estate
Commercial:
Mortgage 95,605 94,675
Construction 11,858 9,359
Faith-based:
Mortgage 316,147 316,073
Construction 20,576 25,948
Industrial Revenue Bonds 3,374
Other 310 408
Total loans $ 721,587 $ 686,231
Schedule of the Aging Loans by Loan Categories

The following table presents the aging of loans by loan categories at December 31, 2018:

Performing Nonperforming
90 Days
30-59 60-89 and Non- Total
(In thousands)       Current       Days       Days       Over       accrual       Loans
Commercial and industrial $       277,091 $       $        $          $      $      277,091
Real estate
Commercial:
Mortgage 95,605 95,605
Construction 11,858 11,858
Faith-based:
Mortgage 316,147 316,147
Construction 20,576 20,576
Industrial Revenue Bonds
Other 310 310
Total $ 721,587 $ $ $ $ $ 721,587

The following table presents the aging of loans by loan categories at December 31, 2017:

Performing Nonperforming
90 Days
30-59 60-89 and Non- Total
(In thousands)       Current       Days       Days       Over       accrual       Loans
Commercial and industrial $       236,394 $       $        $          $      $      236,394
Real estate
Commercial:
Mortgage 94,675 94,675
Construction 9,359 9,359
Faith-based:
Mortgage 316,073 316,073
Construction 25,948 25,948
Industrial Revenue Bonds 3,374 3,374
Other 408 408
Total $ 686,231 $ $ $ $ $ 686,231
Schedule of Credit Exposure of the Loan Portfolio

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2018:

Loans Performing Nonperforming
Subject to Loans Subject to Loans Subject
Normal Special to Special
(In thousands)       Monitoring(1)       Monitoring(2)       Monitoring(2)       Total Loans
Commercial and industrial $             275,308 $                     1,783 $                        $        277,091
Real estate
Commercial:
Mortgage 95,447 158 95,605
Construction 11,858 11,858
Faith-based:
Mortgage 314,940 1,207 316,147
Construction 20,576 20,576
Industrial Revenue Bonds
Other 310 310
Total $ 718,439 $ 3,148 $ $ 721,587

(1) Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
(2) Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2017:

Loans Performing Nonperforming
Subject to Loans Subject to Loans Subject
Normal Special to Special
(In thousands)       Monitoring(1)       Monitoring(2)       Monitoring(2)       Total Loans
Commercial and industrial $             234,271 $                     2,123 $                        $        236,394
Real estate
Commercial:
Mortgage 93,788 887 94,675
Construction 9,359 9,359
Faith-based:
Mortgage 316,042 31 316,073
Construction 25,948 25,948
Industrial Revenue Bonds 3,374 3,374
Other 408 408
Total $ 683,190 $ 3,041 $ $ 686,231

(1) Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligation.
(2) Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Summary of the Allowance for Loan Losses

A summary of the activity in the allowance for loan losses for the period ended December 31, 2018 is as follows:

December 31, Charge- December 31,
(In thousands)       2017       Offs       Recoveries       Provision       2018
Commercial and industrial $             3,652 $           $               20 $        507 $       4,179
Real estate
Commercial:
Mortgage 1,394 23 1,417
Construction 70 19 89
Faith-based:
Mortgage 3,962 (1 ) 3,961
Construction 196 (41 ) 155
Industrial Revenue Bond 52 (52 )
Other 879 (455 ) 424
Total $ 10,205 $ $ 20 $ $ 10,225

A summary of the activity in the allowance for loan losses for the period ended December 31, 2017 is as follows:

      December 31,       Charge-                   December 31,
(In thousands) 2016 Offs Recoveries Provision 2017
Commercial and industrial $                3,261 $           $                30 $       361 $             3,652
Real estate
Commercial:
Mortgage 1,662 (268 ) 1,394
Construction 47 23 70
Faith-based:
Mortgage 4,027 (65 ) 3,962
Construction 85 111 196
Industrial Revenue Bond 101 (49 ) 52
Other 992 (113 ) 879
Total $ 10,175 $ $ 30 $ $ 10,205