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Loans by Type (Tables) | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Summary of Loan Categories | A summary of loan categories is as follows:
|  | June 30, |  | December 31,
(In thousands) |  | 2019 |  | 2018
Commercial and industrial |  | $ | 348,176 |  | $ | 277,091
Real estate: |  |  |  |  |  |
Commercial: |  |  |  |  |  |
Mortgage |  |  | 85,571 |  |  | 95,605
Construction |  |  | 18,609 |  |  | 11,858
Faith-based: |  |  |  |  |  |
Mortgage |  |  | 319,083 |  |  | 316,147
Construction |  |  | 17,438 |  |  | 20,576
Other |  |  | 1,675 |  |  | 310
Total loans |  | $ | 790,552 |  | $ | 721,587
Schedule of the Aging Loans by Loan Categories |
|  | Performing |  | Nonperforming |  |  |
|  |  |  |  |  |  |  |  |  |  | 90 |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  | Days |  |  |  |  |  |
|  |  |  |  | 30-59 |  | 60-89 |  | and |  | Non- |  | Total
(In thousands) |  | Current |  | Days |  | Days |  | Over |  | accrual |  | Loans
June 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 348,176 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 348,176
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 85,571 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 85,571
Construction |  |  | 18,609 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 18,609
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 319,083 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 319,083
Construction |  |  | 17,438 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 17,438
Other |  |  | 1,675 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,675
Total |  | $ | 790,552 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 790,552
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 277,091 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 277,091
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 95,605 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 95,605
Construction |  |  | 11,858 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 11,858
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 316,147 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 316,147
Construction |  |  | 20,576 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 20,576
Other |  |  | 310 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 310
Total |  | $ | 721,587 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 721,587
Schedule of Credit Exposure of the Loan Portfolio |
|  | Loans |  | Performing |  | Nonperforming |  |  |
|  | Subject to |  | Loans Subject to |  | Loans Subject |  |  |
|  | Normal |  | Special |  | to Special |  |  |
(In thousands) |  | Monitoring 1 |  | Monitoring2 |  | Monitoring2 |  | Total Loans
June 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 347,416 |  | $ | 760 |  | $ | — |  | $ | 348,176
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 85,434 |  |  | 137 |  |  | — |  |  | 85,571
Construction |  |  | 18,609 |  |  | — |  |  | — |  |  | 18,609
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 317,917 |  |  | 1,166 |  |  | — |  |  | 319,083
Construction |  |  | 17,438 |  |  | — |  |  | — |  |  | 17,438
Other |  |  | 1,675 |  |  | — |  |  | — |  |  | 1,675
Total |  | $ | 788,489 |  | $ | 2,063 |  | $ | — |  | $ | 790,552
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 275,308 |  | $ | 1,783 |  | $ | — |  | $ | 277,091
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 95,447 |  |  | 158 |  |  | — |  |  | 95,605
Construction |  |  | 11,858 |  |  | — |  |  | — |  |  | 11,858
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 314,940 |  |  | 1,207 |  |  | — |  |  | 316,147
Construction |  |  | 20,576 |  |  | — |  |  | — |  |  | 20,576
Other |  |  | 310 |  |  | — |  |  | — |  |  | 310
Total |  | $ | 718,439 |  | $ | 3,148 |  | $ | — |  | $ | 721,587
1 | Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.
2 | Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Summary of the Allowance for Loan Losses |
|  | December 31, |  | Charge- |  |  |  |  |  |  |  | June 30,
(In thousands) |  | 2018 |  | Offs |  | Recoveries |  | Provision |  | 2019
Commercial and industrial |  | $ | 4,179 |  | $ | — |  | $ | 31 |  | $ | 1,058 |  | $ | 5,268
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 1,417 |  |  | — |  |  | — |  |  | (148) |  |  | 1,269
Construction |  |  | 89 |  |  | — |  |  | — |  |  | 51 |  |  | 140
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 3,961 |  |  | — |  |  | — |  |  | 36 |  |  | 3,997
Construction |  |  | 155 |  |  | — |  |  | — |  |  | (24) |  |  | 131
Other |  |  | 424 |  |  | — |  |  | — |  |  | (723) |  |  | (299)
Total |  | $ | 10,225 |  | $ | — |  | $ | 31 |  | $ | 250 |  | $ | 10,506
A summary of the activity in the allowance for loan losses from December 31, 2017 to June 30, 2018 is as follows:
|  | December 31, |  | Charge- |  |  |  |  |  |  |  | June 30,
(In thousands) |  | 2017 |  | Offs |  | Recoveries |  | Provision |  | 2018
Commercial and industrial |  | $ | 3,652 |  | $ | — |  | $ | 10 |  | $ | 311 |  | $ | 3,973
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 1,394 |  |  | — |  |  | — |  |  | (80) |  |  | 1,314
Construction |  |  | 70 |  |  | — |  |  | — |  |  | 90 |  |  | 160
Church, church-related: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 3,962 |  |  | — |  |  | — |  |  | (71) |  |  | 3,891
Construction |  |  | 196 |  |  | — |  |  | — |  |  | 68 |  |  | 264
Industrial revenue bonds |  |  | 52 |  |  | — |  |  | — |  |  | (25) |  |  | 27
Other |  |  | 879 |  |  | — |  |  | — |  |  | (293) |  |  | 586
Total |  | $ | 10,205 |  | $ | — |  | $ | 10 |  | $ | — |  | $ | 10,215

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