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Loans by Type (Tables) | 9 Months Ended
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Sep. 30, 2019
Receivables [Abstract] |
Summary of Loan Categories | A summary of loan categories is as follows:
(In thousands) |  | September 30, 2019 |  | December 31, 2018
Commercial and industrial |  | $ | 325,077 |  | $ | 277,091
Real estate: |  |  |  |  |  |
Commercial: |  |  |  |  |  |
Mortgage |  |  | 83,925 |  |  | 95,605
Construction |  |  | 24,026 |  |  | 11,858
Faith-based: |  |  |  |  |  |
Mortgage |  |  | 318,809 |  |  | 316,147
Construction |  |  | 15,545 |  |  | 20,576
Other |  |  | 2 |  |  | 310
Total loans |  | $ | 767,384 |  | $ | 721,587
Schedule of the Aging Loans by Loan Categories | The following table presents the aging of loans by loan categories at September 30, 2019 and December 31, 2018:
|  | Performing |  | Nonperforming |  |  |
(In thousands) |  | Current |  | 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Non- accrual |  | Total Loans
September 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 325,077 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 325,077
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 83,925 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 83,925
Construction |  |  | 24,026 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 24,026
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 318,809 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 318,809
Construction |  |  | 15,545 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 15,545
Other |  |  | 2 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2
Total |  | $ | 767,384 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 767,384
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 277,091 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 277,091
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 95,605 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 95,605
Construction |  |  | 11,858 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 11,858
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 316,147 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 316,147
Construction |  |  | 20,576 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 20,576
Other |  |  | 310 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 310
Total |  | $ | 721,587 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 721,587
Schedule of Credit Exposure of the Loan Portfolio | The following table presents the credit exposure of the loan portfolio as of September 30, 2019 and December 31, 2018:
(In thousands) |  | Loans Subject to Normal Monitoring1 |  | Performing Loans Subject to Special Monitoring2 |  | Nonperforming Loans Subject to Special Monitoring2 |  | Total Loans
September 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 322,491 |  | $ | 2,586 |  | $ | — |  | $ | 325,077
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 83,925 |  |  | — |  |  | — |  |  | 83,925
Construction |  |  | 24,026 |  |  | — |  |  | — |  |  | 24,026
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 317,479 |  |  | 1,330 |  |  | — |  |  | 318,809
Construction |  |  | 15,545 |  |  | — |  |  | — |  |  | 15,545
Other |  |  | 2 |  |  | — |  |  | — |  |  | 2
Total |  | $ | 763,468 |  | $ | 3,916 |  | $ | — |  | $ | 767,384
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 275,308 |  | $ | 1,783 |  | $ | — |  | $ | 277,091
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 95,447 |  |  | 158 |  |  | — |  |  | 95,605
Construction |  |  | 11,858 |  |  | — |  |  | — |  |  | 11,858
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 314,940 |  |  | 1,207 |  |  | — |  |  | 316,147
Construction |  |  | 20,576 |  |  | — |  |  | — |  |  | 20,576
Other |  |  | 310 |  |  | — |  |  | — |  |  | 310
Total |  | $ | 718,439 |  | $ | 3,148 |  | $ | — |  | $ | 721,587
1 | Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.
2 | Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Summary of the Allowance for Loan Losses | A summary of the activity in the allowance for loan losses from December 31, 2018 to September 30, 2019 is as follows:
(In thousands) |  | December 31, 2018 |  | Charge- Offs |  | Recoveries |  | Provision |  | September 30, 2019
Commercial and industrial |  | $ | 4,179 |  | $ | — |  | $ | 34 |  | $ | 672 |  | $ | 4,885
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 1,417 |  |  | — |  |  | — |  |  | (161) |  |  | 1,256
Construction |  |  | 89 |  |  | — |  |  | — |  |  | 91 |  |  | 180
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 3,961 |  |  | — |  |  | — |  |  | 32 |  |  | 3,993
Construction |  |  | 155 |  |  | — |  |  | — |  |  | (38) |  |  | 117
Other |  |  | 424 |  |  | — |  |  | — |  |  | (346) |  |  | 78
Total |  | $ | 10,225 |  | $ | — |  | $ | 34 |  | $ | 250 |  | $ | 10,509
-12- A summary of the activity in the allowance for loan losses from December 31, 2017 to September 30, 2018 is as follows:
(In thousands) |  | December 31, 2017 |  | Charge- Offs |  | Recoveries |  | Provision |  | September 30, 2018
Commercial and industrial |  | $ | 3,652 |  | $ | — |  | $ | 15 |  | $ | 535 |  | $ | 4,202
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 1,394 |  |  | — |  |  | — |  |  | (9) |  |  | 1,385
Construction |  |  | 70 |  |  | — |  |  | — |  |  | 100 |  |  | 170
Faith-based: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage |  |  | 3,962 |  |  | — |  |  | — |  |  | (105) |  |  | 3,857
Construction |  |  | 196 |  |  | — |  |  | — |  |  | 34 |  |  | 230
Industrial Revenue Bonds |  |  | 52 |  |  | — |  |  | — |  |  | (38) |  |  | 14
Other |  |  | 879 |  |  | — |  |  | — |  |  | (517) |  |  | 362
Total |  | $ | 10,205 |  | $ | — |  | $ | 15 |  | $ | — |  | $ | 10,220

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