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Loans | 12 Months Ended
--- | ---
Dec. 31, 2023
Receivables [Abstract] |
Loans | Loans The Company originates commercial, industrial and real estate loans to businesses and faith-based ministries throughout the metropolitan St. Louis, Missouri area, Colorado Springs, Colorado and other selected cities in the United States. The Company does not have any particular concentration of credit in any one economic sector; however, a substantial portion of the commercial and industrial loans is extended to privately-held commercial companies and franchises in these market areas and are generally secured by the assets of the business. The Company also has a substantial portion of real estate loans secured by mortgages that are extended to faith-based ministries in its market area and selected cities in the United States. A summary of loan categories is as follows:
| December 31,
(In thousands) | 2023 |  | 2022
Commercial and industrial | $ | 498,502 |  |  | $ | 561,616 |
Real estate: |  |  |
Commercial: |  |  |
Mortgage | 118,371 |  |  | 108,166 |
Construction | 8,233 |  |  | 17,874 |
Faith-based: |  |  |
Mortgage | 381,368 |  |  | 387,114 |
Construction | 7,790 |  |  | 8,094 |
Other | 54 |  |  | 42 |
Total loans | $ | 1,014,318 |  |  | $ | 1,082,906 |
The following table presents the aging of loans by loan categories at December 31, 2023:
| Performing |  | Nonperforming |  |
(In thousands) | Current |  | 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Non- accrual |  | Total Loans
Commercial and industrial | $ | 498,502 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 498,502 |
Real estate |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |
Mortgage | 118,371 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 118,371 |
Construction | 8,233 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 8,233 |
Faith-based: |  |  |  |  |  |  |  |  |  |  |
Mortgage | 381,368 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 381,368 |
Construction | 7,790 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 7,790 |
PPP | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other | 54 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 54 |
Total | $ | 1,014,318 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,014,318 |
The following table presents the aging of loans by loan categories at December 31, 2022:
| Performing |  | Nonperforming |  |
(In thousands) | Current |  | 30-59 Days |  | 60-89 Days |  | 90 Days and Over |  | Non- accrual |  | Total Loans
Commercial and industrial | $ | 560,466 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,150 |  |  | $ | 561,616 |
Real estate |  |  |  |  |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |  |  |  |  |
Mortgage | 108,166 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 108,166 |
Construction | 17,874 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 17,874 |
Faith-based: |  |  |  |  |  |  |  |  |  |  |
Mortgage | 387,114 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 387,114 |
Construction | 8,094 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 8,094 |
PPP | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other | 42 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 42 |
Total | $ | 1,081,756 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,150 |  |  | $ | 1,082,906 |
The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2023:
(In thousands) | Loans Subject to Normal Monitoring(1) |  | Performing Loans Subject to Special Monitoring(2) |  | Nonperforming Loans Subject to Special Monitoring(2) |  | Total Loans
Commercial and industrial | $ | 498,502 |  |  | $ | — |  |  | $ | — |  |  | $ | 498,502 |
Real estate |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |
Mortgage | 118,371 |  |  | — |  |  | — |  |  | 118,371 |
Construction | 8,233 |  |  | — |  |  | — |  |  | 8,233 |
Faith-based: |  |  |  |  |  |  |
Mortgage | 375,865 |  |  | 5,503 |  |  | — |  |  | 381,368 |
Construction | 7,790 |  |  | — |  |  | — |  |  | 7,790 |
PPP | — |  |  | — |  |  | — |  |  | — |
Other | 54 |  |  | — |  |  | — |  |  | 54 |
Total | $ | 1,008,815 |  |  | $ | 5,503 |  |  | $ | — |  |  | $ | 1,014,318 |
(1) | Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk and have the apparent ability to satisfy their loan obligation.
(2) | Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a higher level of management attention.
The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of December 31, 2022:
(In thousands) | Loans Subject to Normal Monitoring(1) |  | Performing Loans Subject to Special Monitoring(2) |  | Nonperforming Loans Subject to Special Monitoring(2) |  | Total Loans
Commercial and industrial | $ | 549,241 |  |  | $ | 11,225 |  |  | $ | 1,150 |  |  | $ | 561,616 |
Real estate |  |  |  |  |  |  |
Commercial: |  |  |  |  |  |  |
Mortgage | 108,166 |  |  | — |  |  | — |  |  | 108,166 |
Construction | 17,874 |  |  | — |  |  | — |  |  | 17,874 |
Faith-based: |  |  |  |  |  |  |
Mortgage | 386,169 |  |  | 945 |  |  | — |  |  | 387,114 |
Construction | 8,094 |  |  | — |  |  | — |  |  | 8,094 |
PPP | — |  |  | — |  |  | — |  |  | — |
Other | 42 |  |  | — |  |  | — |  |  | 42 |
Total | $ | 1,069,586 |  |  | $ | 12,170 |  |  | $ | 1,150 |  |  | $ | 1,082,906 |
(1) | Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk and have the apparent ability to satisfy their loan obligation.
(2) | Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a higher level of management attention.

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org//310-10/tableOfContent + Details
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- References No definition available. + Details
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