XML 61 R50.htm IDEA: XBRL DOCUMENT v3.24.3
Loans - Risk by Loan Portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]          
Total loans $ 2,217,393   $ 2,217,393   $ 2,172,063
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 2,217,393   2,217,393   2,172,063
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Total loans 184 $ 652 897 $ 2,010  
SBA loans held for investment          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 37,904   37,904   38,584
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 2,707   2,707   1,938
One Year Prior to Current Year 2,364   2,364   8,360
Two Years Prior to Current Year 11,032   11,032   7,265
Three Years Prior to Current Year 14,341   14,341   6,783
Four Years Prior to Current Year 6,599   6,599   2,634
Five Years Prior to Current Year and Earlier 228   228   11,604
Revolving Loans Amortized Cost Basis 633   633    
Total Loans 37,904   37,904   38,584
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
One Year Prior to Current Year         100
Three Years Prior to Current Year     70    
Four Years Prior to Current Year         113
Total loans 70 100 70 213 213
SBA PPP loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 1,593   1,593   2,318
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Two Years Prior to Current Year         2,318
Three Years Prior to Current Year 1,593   1,593    
Total Loans 1,593   1,593   2,318
Commercial loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 1,368,763   1,368,763   1,277,460
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 115,789   115,789   139,622
One Year Prior to Current Year 123,459   123,459   343,755
Two Years Prior to Current Year 242,402   242,402   183,293
Three Years Prior to Current Year 141,734   141,734   128,179
Four Years Prior to Current Year 100,867   100,867   103,132
Five Years Prior to Current Year and Earlier 250,269   250,269   282,096
Revolving Loans Amortized Cost Basis 394,243   394,243   97,383
Total Loans 1,368,763   1,368,763   1,277,460
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Two Years Prior to Current Year     38   150
Three Years Prior to Current Year     138    
Four Years Prior to Current Year         350
Five Years Prior to Current Year and Earlier     106   252
Total loans 46 500 282 500 752
Commercial loans | Commercial real estate          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 1,051,458   1,051,458   986,230
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 1,051,458   1,051,458   986,230
Commercial loans | Commercial real estate construction          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 132,363   132,363   129,159
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 132,363   132,363   129,159
Commercial loans | Commercial & industrial          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 139,635   139,635   128,402
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 139,635   139,635   128,402
Residential mortgage loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 623,529   623,529   631,506
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 63,872   63,872   102,892
One Year Prior to Current Year 82,493   82,493   256,883
Two Years Prior to Current Year 234,176   234,176   75,300
Three Years Prior to Current Year 68,454   68,454   53,053
Four Years Prior to Current Year 47,563   47,563   31,427
Five Years Prior to Current Year and Earlier 125,687   125,687   111,951
Revolving Loans Amortized Cost Basis 1,284   1,284    
Total Loans 623,529   623,529   631,506
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Two Years Prior to Current Year         25
Five Years Prior to Current Year and Earlier         68
Total loans         93
Consumer loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 72,291   72,291   72,676
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 4,544   4,544   3,428
One Year Prior to Current Year 4,194   4,194   4,777
Two Years Prior to Current Year 7,429   7,429   3,681
Three Years Prior to Current Year 5,188   5,188   795
Four Years Prior to Current Year 3,747   3,747   2,481
Five Years Prior to Current Year and Earlier 11,322   11,322   7,763
Revolving Loans Amortized Cost Basis 35,867   35,867   49,751
Total Loans 72,291   72,291   72,676
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
One Year Prior to Current Year         26
Two Years Prior to Current Year     21   552
Three Years Prior to Current Year     49    
Five Years Prior to Current Year and Earlier     198    
Total loans 68 $ 52 268 397 578
Consumer loans | Home equity          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 68,838   68,838   67,037
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 68,838   68,838   67,037
Consumer loans | Consumer other          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 3,453   3,453   5,639
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total Loans 3,453   3,453   5,639
Residential construction loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 98,692   98,692   131,277
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 26,322   26,322   28,827
One Year Prior to Current Year 23,505   23,505   72,257
Two Years Prior to Current Year 37,393   37,393   25,395
Three Years Prior to Current Year 2,049   2,049   1,965
Four Years Prior to Current Year 491   491   491
Five Years Prior to Current Year and Earlier 1,357   1,357   2,342
Revolving Loans Amortized Cost Basis 7,575   7,575    
Total Loans 98,692   98,692   131,277
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Five Years Prior to Current Year and Earlier     277   600
Revolving Loans Amortized Cost Basis         400
Total loans     277 $ 900 1,000
Total loans held for investment including PPP          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 2,202,772   2,202,772   2,153,821
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 213,234   213,234   276,707
One Year Prior to Current Year 236,015   236,015   686,032
Two Years Prior to Current Year 532,432   532,432   297,252
Three Years Prior to Current Year 233,359   233,359   190,775
Four Years Prior to Current Year 159,267   159,267   140,165
Five Years Prior to Current Year and Earlier 388,863   388,863   415,756
Revolving Loans Amortized Cost Basis 439,602   439,602   147,134
Total Loans 2,202,772   2,202,772   2,153,821
Performing | Residential mortgage loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans         621,180
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year         102,892
One Year Prior to Current Year         253,919
Two Years Prior to Current Year         72,586
Three Years Prior to Current Year         51,999
Four Years Prior to Current Year         30,482
Five Years Prior to Current Year and Earlier         109,302
Total Loans         621,180
Performing | Consumer loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 72,191   72,191   72,295
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 4,544   4,544   3,428
One Year Prior to Current Year 4,194   4,194   4,777
Two Years Prior to Current Year 7,429   7,429   3,681
Three Years Prior to Current Year 5,188   5,188   670
Four Years Prior to Current Year 3,747   3,747   2,481
Five Years Prior to Current Year and Earlier 11,322   11,322   7,507
Revolving Loans Amortized Cost Basis 35,767   35,767   49,751
Total Loans 72,191   72,191   72,295
Performing | Residential construction loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 618,476   618,476   129,136
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 63,872   63,872   28,827
One Year Prior to Current Year 80,322   80,322   72,257
Two Years Prior to Current Year 233,246   233,246   25,395
Three Years Prior to Current Year 67,929   67,929   1,418
Four Years Prior to Current Year 47,563   47,563   491
Five Years Prior to Current Year and Earlier 124,260   124,260   748
Revolving Loans Amortized Cost Basis 1,284   1,284    
Total Loans 618,476   618,476   129,136
Nonperforming | Residential mortgage loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans         10,326
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
One Year Prior to Current Year         2,964
Two Years Prior to Current Year         2,714
Three Years Prior to Current Year         1,054
Four Years Prior to Current Year         945
Five Years Prior to Current Year and Earlier         2,649
Total Loans         10,326
Nonperforming | Consumer loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 100   100   381
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Three Years Prior to Current Year         125
Five Years Prior to Current Year and Earlier         256
Revolving Loans Amortized Cost Basis 100   100    
Total Loans 100   100   381
Nonperforming | Residential construction loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 5,053   5,053   2,141
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
One Year Prior to Current Year 2,171   2,171    
Two Years Prior to Current Year 930   930    
Three Years Prior to Current Year 525   525   547
Five Years Prior to Current Year and Earlier 1,427   1,427   1,594
Total Loans 5,053   5,053   2,141
Pass | SBA loans held for investment          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 31,459   31,459   31,713
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 2,707   2,707   1,938
One Year Prior to Current Year 2,270   2,270   5,339
Two Years Prior to Current Year 8,003   8,003   4,723
Three Years Prior to Current Year 11,869   11,869   6,083
Four Years Prior to Current Year 5,900   5,900   2,634
Five Years Prior to Current Year and Earlier 77   77   10,996
Revolving Loans Amortized Cost Basis 633   633    
Total Loans 31,459   31,459   31,713
Pass | SBA PPP loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 1,593   1,593   2,318
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Two Years Prior to Current Year         2,318
Three Years Prior to Current Year 1,593   1,593    
Total Loans 1,593   1,593   2,318
Pass | Commercial loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 1,351,769   1,351,769   1,262,692
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 115,789   115,789   139,622
One Year Prior to Current Year 123,459   123,459   343,755
Two Years Prior to Current Year 236,083   236,083   181,419
Three Years Prior to Current Year 139,995   139,995   128,165
Four Years Prior to Current Year 99,454   99,454   101,274
Five Years Prior to Current Year and Earlier 246,659   246,659   271,469
Revolving Loans Amortized Cost Basis 390,330   390,330   96,988
Total Loans 1,351,769   1,351,769   1,262,692
Pass | Residential construction loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 98,145   98,145    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Current Year 26,322   26,322    
One Year Prior to Current Year 23,505   23,505    
Two Years Prior to Current Year 37,393   37,393    
Three Years Prior to Current Year 2,049   2,049    
Four Years Prior to Current Year 491   491    
Five Years Prior to Current Year and Earlier 1,357   1,357    
Revolving Loans Amortized Cost Basis 7,028   7,028    
Total Loans 98,145   98,145    
Special mention | SBA loans held for investment          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 2,883   2,883   2,662
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
One Year Prior to Current Year 94   94   1,765
Two Years Prior to Current Year 1,773   1,773   356
Three Years Prior to Current Year 356   356   510
Four Years Prior to Current Year 510   510    
Five Years Prior to Current Year and Earlier 150   150   31
Total Loans 2,883   2,883   2,662
Special mention | Commercial loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 13,403   13,403   11,203
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Two Years Prior to Current Year 6,314   6,314   1,815
Three Years Prior to Current Year 1,738   1,738    
Four Years Prior to Current Year         1,570
Five Years Prior to Current Year and Earlier 3,195   3,195   7,423
Revolving Loans Amortized Cost Basis 2,156   2,156   395
Total Loans 13,403   13,403   11,203
Substandard | SBA loans held for investment          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 3,562   3,562   4,209
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
One Year Prior to Current Year         1,256
Two Years Prior to Current Year 1,256   1,256   2,186
Three Years Prior to Current Year 2,116   2,116   190
Four Years Prior to Current Year 189   189    
Five Years Prior to Current Year and Earlier 1   1   577
Total Loans 3,562   3,562   4,209
Substandard | Commercial loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 3,591   3,591   3,565
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Two Years Prior to Current Year 5   5   59
Three Years Prior to Current Year 1   1   14
Four Years Prior to Current Year 1,413   1,413   288
Five Years Prior to Current Year and Earlier 415   415   3,204
Revolving Loans Amortized Cost Basis 1,757   1,757    
Total Loans 3,591   3,591   $ 3,565
Substandard | Residential construction loans          
Financing Receivable, Recorded Investment [Line Items]          
Total loans 547   547    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Revolving Loans Amortized Cost Basis 547   547    
Total Loans $ 547   $ 547