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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Assets    
Cash and cash equivalents $ 12,983 $ 9,200
Securities available for sale, at fair value (amortized cost of $467,731 and $461,635, respectively) 464,827 450,170
Federal Home Loan Bank stock 18,794 18,370
Loans 866,621 852,857
Allowance for loan losses (8,722) (8,475)
Loans, net of allowance for loan losses 857,899 844,382
Premises and equipment, net 20,358 20,145
Goodwill 4,935 4,935
Bank owned life insurance 7,941 7,879
Other assets 16,346 18,812
TOTAL ASSETS 1,404,083 1,373,893
Deposits:    
Demand and other non-interest bearing deposits 65,120 72,259
NOW accounts 129,993 135,246
Savings and money market deposits 226,586 232,558
Time deposits 443,770 395,588
Total deposits 865,469 835,651
Short-term borrowings 301,483 312,945
Long-term advances from Federal Home Loan Bank 95,500 91,500
Junior subordinated debentures 5,000 5,000
Other liabilities 6,902 7,418
TOTAL LIABILITIES 1,274,354 1,252,514
Shareholders' equity    
Capital stock, par value $2.00; authorized 10,000,000 shares; issued 4,525,635 shares at March 31, 2014 and December 31, 2013 9,051 9,051
Surplus 26,893 26,845
Retained earnings 104,651 102,147
Accumulated other comprehensive (loss) income:    
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($190) and ($192), at March 31, 2014, and December 31, 2013, respectively (368) (373)
Net unrealized (depreciation) appreciation on securities available for sale, net of tax of ($1,262) and ($4,150), at March 31, 2014 and December 31, 2013, respectively (2,450) (8,055)
Portion of OTTI attributable to non-credit gains, net of tax of $275 and $252, at March 31, 2014, and December 31, 2013, respectively 533 488
Total accumulated other comprehensive (loss) income (2,285) (7,940)
Less: cost of 581,416 and 586,560 shares of treasury stock at March 31, 2014, and December 31, 2013, respectively (8,581) (8,724)
TOTAL SHAREHOLDERS' EQUITY 129,729 121,379
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,404,083 $ 1,373,893