XML 52 R4.htm IDEA: XBRL DOCUMENT v2.4.0.8
Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and dividend income:    
Interest and fees on loans $ 9,064 $ 9,181
Interest on securities 3,908 3,162
Dividend on FHLB stock 69 22
Total interest and dividend income 13,041 12,365
Interest expense:    
Deposits 1,437 1,702
Short-term borrowings 124 128
Long-term debt 921 1,246
Total interest expense 2,482 3,076
Net interest income 10,559 9,289
Provision for loan losses 457 353
Net interest income after provision for loan losses 10,102 8,936
Non-interest income:    
Trust and other financial services 972 906
Service charges on deposit accounts 259 295
Credit and debit card service charges and fees 344 336
Net securities gains 397 265
Other operating income 144 148
Total non-interest income 2,116 1,950
Non-interest expense:    
Salaries and employee benefits 3,916 3,607
Occupancy expense 564 484
Furniture and equipment expense 513 510
Credit and debit card expenses 97 96
FDIC insurance assessments 190 196
Other operating expense 1,566 1,414
Total non-interest expense 6,846 6,307
Income before income taxes 5,372 4,579
Income taxes 1,585 1,363
Net income $ 3,787 $ 3,216
Per Common Share Data:    
Basic earnings per share $ 0.96 $ 0.82
Diluted earnings per share $ 0.95 $ 0.82