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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest and dividend income:        
Interest and fees on loans $ 10,016 $ 9,404 $ 28,285 $ 27,991
Interest on securities 3,719 3,412 11,704 9,630
Dividend on FHLB stock 71 18 209 52
Total interest and dividend income 13,806 12,834 40,198 37,673
Interest expense:        
Deposits 1,477 1,626 4,376 4,997
Short-term borrowings 197 127 477 359
Long-term debt 755 1,112 2,545 3,576
Total interest expense 2,429 2,865 7,398 8,932
Net interest income 11,377 9,969 32,800 28,741
Provision for loan losses 491 170 1,376 928
Net interest income after provision for loan losses 10,886 9,799 31,424 27,813
Non-interest income:        
Trust and other financial services 954 900 3,028 2,657
Service charges on deposit accounts 335 346 894 962
Credit and debit card service charges and fees 436 440 1,156 1,172
Net securities gains (losses) (81) 138 666 659
Total other-than-temporary impairment ("OTTI") losses   (73)   (241)
Non-credit portion of OTTI losses (before taxes)       53 [1]
Net OTTI losses recognized in earnings   (73)   (188)
Other operating income 172 174 481 487
Total non-interest income 1,816 1,925 6,225 5,749
Non-interest expense:        
Salaries and employee benefits 4,249 4,025 12,448 11,328
Occupancy expense 508 482 1,616 1,459
Furniture and equipment expense 569 506 1,606 1,487
Credit and debit card expenses 111 98 308 286
FDIC insurance assessments 165 175 530 516
Other operating expense 1,610 1,549 4,911 4,661
Total non-interest expense 7,212 6,835 21,419 19,737
Income before income taxes 5,490 4,889 16,230 13,825
Income taxes 1,623 1,356 4,719 3,906
Net income $ 3,867 $ 3,533 $ 11,511 $ 9,919
Per Common Share Data:        
Basic earnings per share $ 0.65 $ 0.60 $ 1.94 $ 1.68
Diluted earnings per share $ 0.65 $ 0.59 $ 1.93 $ 1.67
[1] Included in other comprehensive loss, net of tax