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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest and dividend income:        
Interest and fees on loans $ 10,127 $ 10,016 $ 29,449 $ 28,285
Interest on securities 4,008 3,719 11,502 11,704
Dividend on FHLB stock 191 71 380 209
Total interest and dividend income 14,326 13,806 41,331 40,198
Interest expense:        
Deposits 1,596 1,477 4,509 4,376
Short-term borrowings 233 197 725 477
Long-term debt 801 755 2,517 2,545
Total interest expense 2,630 2,429 7,751 7,398
Net interest income 11,696 11,377 33,580 32,800
Provision for loan losses 425 491 1,320 1,376
Net interest income after provision for loan losses 11,271 10,886 32,260 31,424
Non-interest income:        
Trust and other financial services 957 954 2,887 3,028
Service charges on deposit accounts 224 245 677 747
Debit card income 477 436 1,245 1,156
Net securities gains   (81) 1,206 666
Other operating income 370 262 858 628
Total non-interest income 2,028 1,816 6,873 6,225
Non-interest expense:        
Salaries and employee benefits 4,623 4,249 13,244 12,448
Occupancy expense 550 508 1,697 1,616
Furniture and equipment expense 584 569 1,729 1,606
Debit card expenses 119 111 327 308
FDIC insurance assessments 212 165 623 530
Other operating expense 1,732 1,610 5,134 4,911
Total non-interest expense 7,820 7,212 22,754 21,419
Income before income taxes 5,479 5,490 16,379 16,230
Income taxes 1,548 1,623 4,694 4,719
Net income $ 3,931 $ 3,867 $ 11,685 $ 11,511
Per Common Share Data:        
Basic earnings per share $ 0.66 $ 0.65 $ 1.96 $ 1.94
Diluted earnings per share $ 0.65 $ 0.65 $ 1.93 $ 1.93