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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Interest and dividend income:        
Interest and fees on loans $ 10,295 $ 10,127 $ 30,627 $ 29,449
Interest on securities 3,596 4,008 11,401 11,502
Dividend on FHLB stock 232 191 613 380
Total interest and dividend income 14,123 14,326 42,641 41,331
Interest expense:        
Deposits 1,755 1,596 4,931 4,509
Short-term borrowings 453 233 1,435 725
Long-term debt 916 801 2,558 2,517
Total interest expense 3,124 2,630 8,924 7,751
Net interest income 10,999 11,696 33,717 33,580
Provision for loan losses 139 425 754 1,320
Net interest income after provision for loan losses 10,860 11,271 32,963 32,260
Non-interest income:        
Trust and other financial services 975 957 2,878 2,887
Service charges on deposit accounts 215 224 678 677
Debit card income 491 477 1,321 1,245
Net securities gains 1,354   4,489 1,206
Other operating income 337 370 948 858
Total non-interest income 3,372 2,028 10,314 6,873
Non-interest expense:        
Salaries and employee benefits 4,832 4,623 14,648 13,244
Occupancy expense 588 550 1,751 1,697
Furniture and equipment expense 568 584 1,715 1,729
Debit card expenses 127 119 364 327
FDIC insurance assessments 160 212 595 623
Other operating expense 2,475 1,732 6,405 5,134
Total non-interest expense 8,750 7,820 25,478 22,754
Income before income taxes 5,482 5,479 17,799 16,379
Income taxes 1,850 1,548 5,450 4,694
Net income $ 3,632 $ 3,931 $ 12,349 $ 11,685
Per Common Share Data:        
Basic earnings per share $ 0.60 $ 0.66 $ 2.05 $ 1.96
Diluted earnings per share $ 0.59 $ 0.65 $ 2.03 $ 1.93