<SEC-DOCUMENT>0000743367-17-000028.txt : 20170222
<SEC-HEADER>0000743367-17-000028.hdr.sgml : 20170222
<ACCEPTANCE-DATETIME>20170222095503
ACCESSION NUMBER:		0000743367-17-000028
CONFORMED SUBMISSION TYPE:	8-K/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20170221
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20170222
DATE AS OF CHANGE:		20170222

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BAR HARBOR BANKSHARES
		CENTRAL INDEX KEY:			0000743367
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				010393663
		STATE OF INCORPORATION:			ME
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13349
		FILM NUMBER:		17627260

	BUSINESS ADDRESS:	
		STREET 1:		82 MAIN ST
		STREET 2:		PO BOX 400
		CITY:			BAR HARBOR
		STATE:			ME
		ZIP:			04609-0400
		BUSINESS PHONE:		2072883314

	MAIL ADDRESS:	
		STREET 1:		82 MAIN ST
		STREET 2:		PO BOX 400
		CITY:			BAR HARBOR
		STATE:			ME
		ZIP:			04609-0400
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>bhb8kasplitdiv.htm
<TEXT>
<!doctype html public "-//IETF//DTD HTML//EN">
<HTML>
<HEAD>
<TITLE>Converted by EDGARwiz</TITLE>
<META NAME="author" CONTENT="Nathaniel D. DeRose">
<META NAME="date" CONTENT="02/22/2017">
</HEAD>
<BODY style="margin-top:0;font-family:Times New Roman; font-size:10pt; color:#000000">
<DIV style="width:624px"><P style="margin:0px" align=center><BR>
<B>UNITED STATES</B></P>
<P style="margin:0px" align=center><B>SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>FORM 8-K/A</B></P>
<P style="margin:0px" align=center><B>(Amendment No. 1)</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>CURRENT REPORT</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>Pursuant to Section 13 or 15(d) of<BR>
the Securities Exchange Act of 1934</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>Date of Report (Date of earliest event reported)<BR>
February 21, 2017</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><B>Bar Harbor Bankshares&nbsp;<BR>
</B>(Exact name of Registrant as specified in its Charter)</P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 align=center><TR height=0 style="font-size:0"><TD width=156.8 /><TD width=156.8 /><TD width=156.8 /></TR>
<TR><TD style="margin-top:0px" width=156.8><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px" width=156.8><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px" width=156.8><P style="margin:0px; padding:0px">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center><U>Maine</U></P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>001-13349</U></P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center><U>01-0393663</U></P>
</TD></TR>
<TR><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center>(State or other jurisdiction</P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Commission File No.)</P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center>(IRS Employer</P>
</TD></TR>
<TR><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center>of incorporation)</P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px">&nbsp;</P>
</TD><TD style="margin-top:0px" valign=top width=156.8><P style="margin:0px" align=center>Identification Number)</P>
</TD></TR>
</TABLE>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 align=center><TR height=0 style="font-size:0"><TD width=236 /><TD width=236 /></TR>
<TR><TD style="margin-top:0px" width=236><P style="margin:0px; padding:0px; font-size:0.5pt">&nbsp;</P></TD><TD style="margin-top:0px" width=236><P style="margin:0px; padding:0px; font-size:0.5pt">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=top width=236><P style="margin:0px" align=center>PO Box 400</P>
<P style="margin:0px" align=center>82 Main Street</P>
<P style="margin:0px" align=center>Bar Harbor, Maine</P>
<P style="margin:0px" align=center>(Address of principal executive offices)</P>
</TD><TD style="margin-top:0px" valign=top width=236><P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center>04609-0400<BR>
(Zip Code)</P>
</TD></TR>
</TABLE>
<P style="margin:0px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px" align=center>Registrant&#146;s telephone number, including area code: (207) 288-3314</P>
<P style="margin:0px" align=center><BR></P>
<P style="margin-top:5.533px; margin-bottom:5.533px">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>
<P style="margin-top:0px; margin-bottom:6.533px">[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</P>
<P style="margin-top:0px; margin-bottom:6.467px">[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</P>
<P style="margin-top:0px; margin-bottom:6.467px">[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</P>
<P style="margin-top:0px; margin-bottom:1.867px">[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>
<P style="margin-top:0px; margin-bottom:13.333px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR>
<BR></P>
<P style="margin:0px; font-family:Arial; font-size:10.5pt" align=justify>&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px; page-break-before:always"><B>Explanatory Note</B></P>
<P style="margin-top:6.667px; margin-bottom:0px; text-indent:48px" align=justify>This Current Report on Form 8-K/A (this &#147;Amendment&#148;) is an amendment to the Current Report on Form 8-K filed on February 21, 2017 (the &#147;Original Report&#148;). Due to a technical error, the Registrant inadvertently re-filed its Current Report on Form 8-K that was previously filed on February 8, 2017 as the Original Report. &nbsp;The Registrant is filing this Amendment to update the Original Report in its entirety, including the exhibit thereto.</P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 width=100%><TR height=0 style="font-size:0"><TD width=62.4 /><TD /></TR>
<TR><TD style="margin-top:0px" valign=top width=62.4><P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><B>Item 8.01</B></P>
</TD><TD style="margin-top:0px" valign=top><P style="margin:0px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><B>Other Events. </B></P>
</TD></TR>
</TABLE>
<P style="margin-top:6.667px; margin-bottom:0px; text-indent:48px" align=justify>Bar Harbor Bankshares (NYSE MKT: BHB) (the &#147;Company&#148;) issued a press release on February 21, 2017, announcing that the Company&#146;s Board of Directors declared a three-for-two split of its common stock as a large stock dividend. The three-for-two stock split as a large stock dividend is payable March 21, 2017, to its common stockholders of record at the close of business on March 7, 2017.</P>
<P style="margin-top:6.667px; margin-bottom:0px" align=justify><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 width=100%><TR height=0 style="font-size:0"><TD width=56.133 /><TD /></TR>
<TR><TD style="margin-top:0px" valign=top width=56.133><P style="margin:0px"><BR></P>
<P style="margin:0px"><B>Item 9.01</B></P>
</TD><TD style="margin-top:0px" valign=top><P style="margin:0px"><BR></P>
<P style="margin:0px"><B>&nbsp;&nbsp;Financial Statements and Exhibits. </B></P>
</TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 width=100%><TR height=0 style="font-size:0"><TD width=24.933 /><TD /></TR>
<TR><TD style="margin-top:0px" valign=top width=24.933><P style="margin:0px">(d)</P>
</TD><TD style="margin-top:0px" valign=top><P style="margin:0px">Exhibits </P>
</TD></TR>
</TABLE>
<P style="margin-top:5px; margin-bottom:0px"><BR></P>
<P style="margin-top:5px; margin-bottom:0px">The following exhibit is filed herewith: </P>
<P style="margin-top:6px; margin-bottom:0px"><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 width=100%><TR height=0 style="font-size:0"><TD width=35.6 /><TD width=30.267 /><TD /></TR>
<TR><TD style="margin-top:0px" width=35.6><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px"><P style="margin:0px; padding:0px">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=bottom width=35.6><P style="margin-top:6.667px; margin-bottom:6.667px; padding-bottom:4px; font-size:7.5pt; border-bottom:1px solid #000000"><B>Exhibit<BR>
Number</B></P>
</TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px; font-size:12pt">&nbsp;</P></TD><TD style="margin-top:0px; border-bottom:1px solid #000000" valign=bottom><P style="margin-top:0px; margin-bottom:1px; font-size:7.5pt" align=center><B>Description</B></P>
</TD></TR>
<TR><TD style="margin-top:0px" width=35.6><P style="margin:0px; padding:0px; font-size:1pt">&nbsp;</P></TD><TD style="margin-top:0px" width=588.4 colspan=2><P style="margin:0px; padding:0px; font-size:1pt">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=top width=35.6><P style="margin:0px">99.1</P>
</TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px; font-size:12pt">&nbsp;</P></TD><TD style="margin-top:0px" valign=top><P style="margin:0px">Copy of Company&#146;s press release dated February 21, 2017 filed herewith.</P>
</TD></TR>
</TABLE>
<P style="margin:0px"><BR></P>
<P style="margin:0px"><BR>
<BR></P>
<P style="margin:0px; font-family:Arial; font-size:10.5pt" align=justify>&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px; page-break-before:always"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px" align=center>SIGNATURES</P>
<P style="margin:0px">&nbsp;</P>
<P style="margin:0px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.</P>
<P style="margin:0px">&nbsp;&nbsp;</P>
<P style="margin:0px"><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0><TR height=0 style="font-size:0"><TD width=33.667 /><TD width=150.333 /><TD width=52 /><TD width=236 /></TR>
<TR><TD style="margin-top:0px" width=236 colspan=3><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px" width=236><P style="margin:0px; padding:0px">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=top width=236 colspan=3><P style="margin:0px">&nbsp;</P>
</TD><TD style="margin-top:0px" valign=top width=236><P style="margin:0px">Bar Harbor Bankshares</P>
</TD></TR>
<TR><TD style="margin-top:0px" valign=top width=236 colspan=3><P style="margin:0px">&nbsp;</P>
</TD><TD style="margin-top:0px" valign=top width=236><P style="margin:0px">&nbsp;</P>
</TD></TR>
<TR><TD style="margin-top:0px" valign=top width=33.667><P style="margin:0px">Date: February 22, 2017</P>
</TD><TD style="margin-top:0px; border-bottom:1px solid #000000" valign=top width=438.333 colspan=3><P style="margin:0px">By:</P>
<P style="margin:0px">/s/Curtis C. Simard</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">Curtis C. Simard</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">President and Chief Executive Officer</P>
<P style="margin:0px"><BR></P>
</TD></TR>
</TABLE>
<P style="margin:0px">&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px">&nbsp;</P>
<P style="margin:0px"><BR></P>
<P style="margin-top:0px; margin-bottom:13.333px"><BR></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px" align=center><B>Exhibit Index</B></P>
<P style="margin:0px"><BR></P>
<TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0 width=100%><TR height=0 style="font-size:0"><TD width=35.6 /><TD width=30.267 /><TD /></TR>
<TR><TD style="margin-top:0px" width=35.6><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px">&nbsp;</P></TD><TD style="margin-top:0px"><P style="margin:0px; padding:0px">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=bottom width=35.6><P style="margin-top:6.667px; margin-bottom:6.667px; padding-bottom:4px; font-size:7.5pt; border-bottom:1px solid #000000"><B>Exhibit<BR>
Number</B></P>
</TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px; font-size:12pt">&nbsp;</P></TD><TD style="margin-top:0px; border-bottom:1px solid #000000" valign=bottom><P style="margin-top:0px; margin-bottom:1px; font-size:7.5pt" align=center><B>Description</B></P>
</TD></TR>
<TR><TD style="margin-top:0px" width=35.6><P style="margin:0px; padding:0px; font-size:1pt">&nbsp;</P></TD><TD style="margin-top:0px" width=588.4 colspan=2><P style="margin:0px; padding:0px; font-size:1pt">&nbsp;</P></TD></TR>
<TR><TD style="margin-top:0px" valign=top width=35.6><P style="margin:0px">99.1</P>
</TD><TD style="margin-top:0px" valign=bottom width=30.267><P style="margin:0px; padding:0px; font-size:12pt">&nbsp;</P></TD><TD style="margin-top:0px" valign=top><P style="margin:0px">Copy of Company&#146;s press release dated February 21, 2017 filed herewith.</P>
</TD></TR>
</TABLE>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px" align=justify><BR>
<BR></P>
<P style="margin:0px; font-family:Arial; font-size:10.5pt" align=justify>&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px" align=justify><BR></P>
<P style="margin:0px" align=justify><BR></P>
</DIV></BODY>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>bhb8kasplitdivex99.htm
<TEXT>
<!doctype html public "-//IETF//DTD HTML//EN">
<HTML>
<HEAD>
<TITLE>Converted by EDGARwiz</TITLE>
<META NAME="author" CONTENT="Pam Farnsworth">
<META NAME="date" CONTENT="02/22/2017">
</HEAD>
<BODY style="margin-top:0;font-family:Times New Roman; font-size:10pt; color:#000000">
<DIV style="width:624px"><P style="margin:0px; font-size:16pt"><B>EXHIBIT 99.1</B></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px" align=center><BR></P>
<P style="margin:0px; font-size:22pt" align=center>PRESS RELEASE</P>
<P style="margin:0px" align=center><BR></P>
</DIV><TABLE style="margin-top:0px; font-size:10pt" cellpadding=0 cellspacing=0><TR height=0 style="font-size:0"><TD width=319.2 /><TD width=319.2 /></TR>
<TR><TD style="margin-top:0px" valign=top width=319.2><P style="margin:0px; font-size:12pt"><B>For further information contact:</B></P>
<P style="margin:0px; font-size:12pt"><B>Curtis C. Simard</B></P>
<P style="margin:0px; font-size:12pt"><B>President and CEO</B></P>
<P style="margin:0px; font-size:12pt"><B>(207) 288-3314</B></P>
</TD><TD style="margin-top:0px" valign=top width=319.2><P style="margin:0px; font-size:12pt" align=right><B><U>FOR IMMEDIATE RELEASE</U></B></P>
</TD></TR>
</TABLE>
<DIV style="width:624px"><P style="margin:0px"><BR></P>
<P style="margin:0px; font-size:12pt"><B><U>Bar Harbor Bankshares Announces [Three-for-Two] Stock Split as a Large Stock Dividend </U></B></P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; font-size:12pt" align=justify>Bar Harbor, Maine (February 21, 2017) &#150; Bar Harbor Bankshares (NYSE MKT: BHB) (the &#147;Company&#148;) the parent company of Bar Harbor Bank &amp; Trust, today announced that its Board of Directors declared a three-for-two split of its common stock payable in the form of a large stock dividend. The three-for-two stock split as a large stock dividend is payable March 21, 2017, to its common stockholders of record at the close of business on March 7, 2017. The additional shares will be distributed by the Company&#146;s transfer agent, American Stock Transfer &amp; Trust Company, and the per share price of the Company&#146;s common stock will adjust accordingly on the NYSE MKT, LLC. Stockholders will receive cash in lieu of any fractional share of common stock that they otherwise would have been entitled to receive in connection with the split, except that those shareholders participating in the Company&#146;s dividend reinvestment and share purchase plan will have fractional shares credited to their accounts.</P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; font-size:12pt" align=justify>The Company currently has approximately 10,257,918 shares of common stock outstanding. After the stock split as a large stock dividend, the number of shares of common stock outstanding will increase to approximately 15,386,877. </P>
<P style="margin:0px"><BR></P>
<P style="margin:0px; font-size:11.5pt" align=justify>&#147;Bar Harbor Bankshares has generated increased value for shareholders through execution of our business strategies, stock price appreciation and quarterly cash dividends,&#148; said Company President and Chief Executive Officer, Curtis C. Simard.&nbsp; &#147;We have now closed the Lake Sunapee Bank Group acquisition and believe that the three-for-two stock split will make our company more attractive to a broader range of investors.&#148;</P>
<P style="margin:0px; font-size:12pt">&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P style="margin:0px; font-size:12pt" align=justify>Bar Harbor Bankshares (NYSE MKT: BHB) is the parent of Bar Harbor Bank &amp; Trust. Founded in 1887, Bar Harbor Bank &amp; Trust is a true community bank serving the financial needs of its clients for over 125 years. Bar Harbor provides a full range of financial services through its 49 branch locations in all three Northern New England states of Maine, New Hampshire and Vermont. Bar Harbor offers easy-to-understand deposit and loan products for families, businesses, and non-profit organizations. For more information, visit www.bhbt.com.</P>
<P style="margin:0px" align=justify><BR>
<BR></P>
<P style="margin:0px; page-break-before:always"><BR></P>
<P style="margin:0px; font-size:12pt" align=justify><I>This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements include, but are not limited to, expectations or predictions of future financial or business performance, conditions relating to Bar Harbor. Forward- looking statements are typically identified by words such as &#147;believe,&#148; &#147;expect,&#148; &#147;anticipate,&#148; &#147;intend,&#148; &#147;target,&#148; &#147;estimate,&#148; &#147;continue,&#148; &#147;positions,&#148; &#147;prospects or &#147;potential,&#148; by future conditional verbs such as &#147;will,&#148; &#147;would,&#148; &#147;should,&#148; &#147;could&#148; or &#147;may,&#148; or by variations of such words or by similar expressions. These forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward looking statements are made only as of the date of this press release, and Bar Harbor undertakes no obligation to update any forward-looking statements contained in this press release to reflect events or conditions after the date hereof. Actual results may differ materially from those described in any such forward-looking statements.</I></P>
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<P style="margin:0px; font-size:12pt" align=justify><I>In addition to factors previously disclosed in the reports filed by Bar Harbor and Lake Sunapee with the U.S. Securities and Exchange Commission (the &#147;SEC&#148;) and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward looking statements or historical performance: difficulties and delays in integrating the business or fully realizing cost savings and other benefits; changes in asset quality and credit risk; the inability to sustain revenue and earnings growth; changes in interest rates and capital markets; inflation; customer acceptance of products and services; customer borrowing, repayment, investment and deposit practices; competitive conditions; economic conditions, including downturns in the local, regional or national economies; the impact, extent and timing of technological changes; changes in accounting policies or practices; changes in laws and regulations; and other actions of the Federal Reserve Board and other legislative and regulatory actions and reforms.</I></P>
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