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ALLOWANCE FOR LOAN LOSSES (Tables) | 3 Months Ended
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Mar. 31, 2019
Receivables [Abstract] |
Schedule of Activity in the Allowance for Loan Losses | Activity in the allowance for loan losses for the three months ended March 31, 2019 and 2018 are, as follows:
Business Activities Loans |  | At or for the Three Months Ended March 31, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,811 |  |  | $ | 2,380 |  |  | $ | 3,982 |  |  | $ | 408 |  |  | $ | 13,581 |
Charged-off loans |  | (57 | ) |  | — |  |  | — |  |  | (53 | ) |  | (110 | )
Recoveries on charged-off loans |  | 16 |  |  | 1 |  |  | 18 |  |  | 3 |  |  | 38 |
(Releases) provision for loan losses |  | (195 | ) |  | 397 |  |  | (47 | ) |  | 38 |  |  | 193 |
Balance at end of period |  | $ | 6,575 |  |  | $ | 2,778 |  |  | $ | 3,953 |  |  | $ | 396 |  |  | $ | 13,702 |
Individually evaluated for impairment |  | 396 |  |  | 53 |  |  | 83 |  |  | 1 |  |  | 533 |
Collectively evaluated |  | 6,179 |  |  | 2,725 |  |  | 3,870 |  |  | 395 |  |  | 13,169 |
Total |  | $ | 6,575 |  |  | $ | 2,778 |  |  | $ | 3,953 |  |  | $ | 396 |  |  | $ | 13,702 |
Business Activities Loans |  | At or for the Three Months Ended March 31, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,037 |  |  | $ | 2,373 |  |  | $ | 3,357 |  |  | $ | 386 |  |  | $ | 12,153 |
Charged-off loans |  | — |  |  | (84 | ) |  | — |  |  | (170 | ) |  | (254 | )
Recoveries on charged-off loans |  | 15 |  |  | 2 |  |  | 1 |  |  | 2 |  |  | 20 |
(Releases) provision for loan losses |  | (54 | ) |  | 321 |  |  | (54 | ) |  | 282 |  |  | 495 |
Balance at end of period |  | $ | 5,998 |  |  | $ | 2,612 |  |  | $ | 3,304 |  |  | $ | 500 |  |  | $ | 12,414 |
Individually evaluated for impairment |  | 433 |  |  | 132 |  |  | 84 |  |  | — |  |  | 649 |
Collectively evaluated |  | 5,565 |  |  | 2,480 |  |  | 3,220 |  |  | 500 |  |  | 11,765 |
Total |  | $ | 5,998 |  |  | $ | 2,612 |  |  | $ | 3,304 |  |  | $ | 500 |  |  | $ | 12,414 |
Acquired Loans |  | At or for the Three Months Ended March 31, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 173 |  |  | $ | 35 |  |  | $ | 77 |  |  | $ | — |  |  | $ | 285 |
Charged-off loans |  | — |  |  | (16 | ) |  | (104 | ) |  | (1 | ) |  | (121 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
(Releases) provision for loan losses |  | (12 | ) |  | 10 |  |  | 132 |  |  | 1 |  |  | 131 |
Balance at end of period |  | $ | 161 |  |  | $ | 29 |  |  | $ | 105 |  |  | $ | — |  |  | $ | 295 |
Individually evaluated for impairment |  | 16 |  |  | — |  |  | 22 |  |  | — |  |  | 38 |
Collectively evaluated |  | 145 |  |  | 29 |  |  | 83 |  |  | — |  |  | 257 |
Total |  | $ | 161 |  |  | $ | 29 |  |  | $ | 105 |  |  | $ | — |  |  | $ | 295 |
Acquired Loans |  | At or for the Three Months Ended March 31, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 97 |  |  | $ | 16 |  |  | $ | 59 |  |  | $ | — |  |  | $ | 172 |
Charged-off loans |  | (54 | ) |  | (18 | ) |  | (31 | ) |  | (19 | ) |  | (122 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Provision for loan losses |  | 40 |  |  | 126 |  |  | 30 |  |  | 19 |  |  | 215 |
Balance at end of period |  | $ | 83 |  |  | $ | 124 |  |  | $ | 58 |  |  | $ | — |  |  | $ | 265 |
Individually evaluated for impairment |  | — |  |  | 121 |  |  | — |  |  | — |  |  | 121 |
Collectively evaluated |  | 83 |  |  | 3 |  |  | 58 |  |  | — |  |  | 144 |
Total |  | $ | 83 |  |  | $ | 124 |  |  | $ | 58 |  |  | $ | — |  |  | $ | 265 |
Schedule of Loans by Risk Rating | The following tables present the Company’s loans by risk rating at March 31, 2019 and December 31, 2018: Business Activities Loans Commercial Real Estate Credit Risk Profile by Creditworthiness Category
|  | Construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 34,708 |  |  | $ | 23,680 |  |  | $ | 523,774 |  |  | $ | 532,386 |  |  | $ | 558,482 |  |  | $ | 556,066 |
Special mention |  | 73 |  |  | 73 |  |  | 6,943 |  |  | 8,319 |  |  | 7,016 |  |  | 8,392 |
Substandard |  | — |  |  | — |  |  | 13,076 |  |  | 13,914 |  |  | 13,076 |  |  | 13,914 |
Doubtful |  | 1 |  |  | 1 |  |  | 1,358 |  |  | 1,361 |  |  | 1,359 |  |  | 1,362 |
Total |  | $ | 34,782 |  |  | $ | 23,754 |  |  | $ | 545,151 |  |  | $ | 555,980 |  |  | $ | 579,933 |  |  | $ | 579,734 |
Commercial and Industrial Credit Risk Profile by Creditworthiness Category
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 228,384 |  |  | $ | 226,353 |  |  | $ | 21,625 |  |  | $ | 21,680 |  |  | $ | 66,727 |  |  | $ | 56,588 |  |  | $ | 316,736 |  |  | $ | 304,621 |
Special mention |  | 1,632 |  |  | 6,730 |  |  | 191 |  |  | 215 |  |  | — |  |  | — |  |  | 1,823 |  |  | 6,945 |
Substandard |  | 5,326 |  |  | 924 |  |  | 392 |  |  | 422 |  |  | — |  |  | — |  |  | 5,718 |  |  | 1,346 |
Doubtful |  | 726 |  |  | 750 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 726 |  |  | 750 |
Total |  | $ | 236,068 |  |  | $ | 234,757 |  |  | $ | 22,208 |  |  | $ | 22,317 |  |  | $ | 66,727 |  |  | $ | 56,588 |  |  | $ | 325,003 |  |  | $ | 313,662 |
Residential Real Estate and Consumer Loans Credit Risk Profile Based on Payment Activity
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Performing |  | $ | 719,525 |  |  | $ | 665,976 |  |  | $ | 58,417 |  |  | $ | 57,652 |  |  | $ | 8,725 |  |  | $ | 9,324 |  |  | $ | 786,667 |  |  | $ | 732,952 |
Nonperforming |  | 3,900 |  |  | 4,213 |  |  | 279 |  |  | 246 |  |  | 87 |  |  | 90 |  |  | 4,266 |  |  | 4,549 |
Total |  | $ | 723,425 |  |  | $ | 670,189 |  |  | $ | 58,696 |  |  | $ | 57,898 |  |  | $ | 8,812 |  |  | $ | 9,414 |  |  | $ | 790,933 |  |  | $ | 737,501 |
Acquired Loans Commercial Real Estate Credit Risk Profile by Creditworthiness Category
|  | Commercial construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 2,580 |  |  | $ | 2,626 |  |  | $ | 230,746 |  |  | $ | 236,393 |  |  | $ | 233,326 |  |  | $ | 239,019 |
Special mention |  | — |  |  | — |  |  | 1,632 |  |  | 1,574 |  |  | 1,632 |  |  | 1,574 |
Substandard |  | 271 |  |  | 264 |  |  | 6,405 |  |  | 6,009 |  |  | 6,676 |  |  | 6,273 |
Doubtful |  | — |  |  | — |  |  | — |  |  | 99 |  |  | — |  |  | 99 |
Total |  | $ | 2,851 |  |  | $ | 2,890 |  |  | $ | 238,783 |  |  | $ | 244,075 |  |  | $ | 241,634 |  |  | $ | 246,965 |
Commercial and Industrial Credit Risk Profile by Creditworthiness Category
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 41,832 |  |  | $ | 46,120 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,025 |  |  | $ | 38,738 |  |  | $ | 79,857 |  |  | $ | 84,858 |
Special mention |  | 3,570 |  |  | 4,825 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,570 |  |  | 4,825 |
Substandard |  | 1,156 |  |  | 1,222 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,156 |  |  | 1,222 |
Doubtful |  | 351 |  |  | 303 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 351 |  |  | 303 |
Total |  | $ | 46,909 |  |  | $ | 52,470 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,025 |  |  | $ | 38,738 |  |  | $ | 84,934 |  |  | $ | 91,208 |
Residential Real Estate and Consumer Loans Credit Risk Profile Based on Payment Activity
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018 |  | Mar 31, 2019 |  | Dec 31, 2018
Performing |  | $ | 457,195 |  |  | $ | 470,497 |  |  | $ | 42,485 |  |  | $ | 45,090 |  |  | $ | 1,210 |  |  | $ | 1,356 |  |  | $ | 500,890 |  |  | $ | 516,943 |
Nonperforming |  | 3,433 |  |  | 4,012 |  |  | 198 |  |  | 201 |  |  | 1 |  |  | 1 |  |  | 3,632 |  |  | 4,214 |
Total |  | $ | 460,628 |  |  | $ | 474,509 |  |  | $ | 42,683 |  |  | $ | 45,291 |  |  | $ | 1,211 |  |  | $ | 1,357 |  |  | $ | 504,522 |  |  | $ | 521,157 |
Summary of Information About Total Loans Rated Special Mention or Lower | The following table summarizes total classified and criticized loans as of March 31, 2019 and December 31, 2018:
|  | March 31, 2019 |  | December 31, 2018
(in thousands) |  | Business Activities Loans |  | Acquired Loans |  | Total |  | Business Activities Loans |  | Acquired Loans |  | Total
Non-accrual |  | $ | 13,089 |  |  | $ | 3,510 |  |  | $ | 16,599 |  |  | $ | 14,111 |  |  | $ | 4,124 |  |  | $ | 18,235 |
Substandard accruing |  | 12,056 |  |  | 8,305 |  |  | 20,361 |  |  | 7,810 |  |  | 7,987 |  |  | 15,797 |
Doubtful accruing |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total classified |  | 25,145 |  |  | 11,815 |  |  | 36,960 |  |  | 21,921 |  |  | 12,111 |  |  | 34,032 |
Special mention |  | 8,839 |  |  | 5,202 |  |  | 14,041 |  |  | 15,337 |  |  | 6,399 |  |  | 21,736 |
Total Criticized |  | $ | 33,984 |  |  | $ | 17,017 |  |  | $ | 51,001 |  |  | $ | 37,258 |  |  | $ | 18,510 |  |  | $ | 55,768 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
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