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ALLOWANCE FOR LOAN LOSSES (Tables) | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Schedule of Activity in the Allowance for Loan Losses | Activity in the allowance for loan losses for the three and six months ended June 30, 2019 and 2018 are, as follows:
Business Activities Loans |  | At or for the Three Months Ended June 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,575 |  |  | $ | 2,778 |  |  | $ | 3,953 |  |  | $ | 396 |  |  | $ | 13,702 |
Charged-off loans |  | — |  |  | (13 | ) |  | — |  |  | (22 | ) |  | (35 | )
Recoveries on charged-off loans |  | 114 |  |  | 1 |  |  | — |  |  | 2 |  |  | 117 |
(Releases) provision for loan losses |  | 517 |  |  | (18 | ) |  | (11 | ) |  | 18 |  |  | 506 |
Balance at end of period |  | $ | 7,206 |  |  | $ | 2,748 |  |  | $ | 3,942 |  |  | $ | 394 |  |  | $ | 14,290 |
Individually evaluated for impairment |  | 449 |  |  | 39 |  |  | 75 |  |  | 1 |  |  | 564 |
Collectively evaluated |  | 6,757 |  |  | 2,709 |  |  | 3,867 |  |  | 393 |  |  | 13,726 |
Total |  | $ | 7,206 |  |  | $ | 2,748 |  |  | $ | 3,942 |  |  | $ | 394 |  |  | $ | 14,290 |
Business Activities Loans |  | At or for the Six Months Ended June 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,811 |  |  | $ | 2,380 |  |  | $ | 3,982 |  |  | $ | 408 |  |  | $ | 13,581 |
Charged-off loans |  | (57 | ) |  | (13 | ) |  | — |  |  | (75 | ) |  | (145 | )
Recoveries on charged-off loans |  | 130 |  |  | 1 |  |  | 18 |  |  | 6 |  |  | 155 |
(Releases) provision for loan losses |  | 322 |  |  | 380 |  |  | (58 | ) |  | 55 |  |  | 699 |
Balance at end of period |  | $ | 7,206 |  |  | $ | 2,748 |  |  | $ | 3,942 |  |  | $ | 394 |  |  | $ | 14,290 |
Individually evaluated for impairment |  | 449 |  |  | 39 |  |  | 75 |  |  | 1 |  |  | 564 |
Collectively evaluated |  | 6,757 |  |  | 2,709 |  |  | 3,867 |  |  | 393 |  |  | 13,726 |
Total |  | $ | 7,206 |  |  | $ | 2,748 |  |  | $ | 3,942 |  |  | $ | 394 |  |  | $ | 14,290 |
Acquired Loans |  | At or for the Three Months Ended June 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 161 |  |  | $ | 29 |  |  | $ | 105 |  |  | $ | — |  |  | $ | 295 |
Charged-off loans |  | — |  |  | — |  |  | (65 | ) |  | (4 | ) |  | (69 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
(Releases) provision for loan losses |  | (2 | ) |  | (7 | ) |  | 61 |  |  | 4 |  |  | 56 |
Balance at end of period |  | $ | 159 |  |  | $ | 22 |  |  | $ | 101 |  |  | $ | — |  |  | $ | 282 |
Individually evaluated for impairment |  | 12 |  |  | — |  |  | 35 |  |  | — |  |  | 47 |
Collectively evaluated |  | 147 |  |  | 22 |  |  | 66 |  |  | — |  |  | 235 |
Total |  | $ | 159 |  |  | $ | 22 |  |  | $ | 101 |  |  | $ | — |  |  | $ | 282 |
Acquired Loans |  | At or for the Six Months Ended June 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 173 |  |  | $ | 35 |  |  | $ | 77 |  |  | $ | — |  |  | $ | 285 |
Charged-off loans |  | — |  |  | (15 | ) |  | (170 | ) |  | (5 | ) |  | (190 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
(Releases) provision for loan losses |  | (14 | ) |  | 2 |  |  | 194 |  |  | 5 |  |  | 187 |
Balance at end of period |  | $ | 159 |  |  | $ | 22 |  |  | $ | 101 |  |  | $ | — |  |  | $ | 282 |
Individually evaluated for impairment |  | 12 |  |  | — |  |  | 35 |  |  | — |  |  | 47 |
Collectively evaluated |  | 147 |  |  | 22 |  |  | 66 |  |  | — |  |  | 235 |
Total |  | $ | 159 |  |  | $ | 22 |  |  | $ | 101 |  |  | $ | — |  |  | $ | 282 |
Business Activities Loans |  | At or for the Three Months Ended June 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 5,998 |  |  | $ | 2,612 |  |  | $ | 3,304 |  |  | $ | 500 |  |  | $ | 12,414 |
Charged-off loans |  | (156 | ) |  | (27 | ) |  | — |  |  | (216 | ) |  | (399 | )
Recoveries on charged-off loans |  | 46 |  |  | 4 |  |  | — |  |  | 2 |  |  | 52 |
Provision (releases) for loan losses |  | 479 |  |  | (80 | ) |  | 150 |  |  | 107 |  |  | 656 |
Balance at end of period |  | $ | 6,367 |  |  | $ | 2,509 |  |  | $ | 3,454 |  |  | $ | 393 |  |  | $ | 12,723 |
Individually evaluated for impairment |  | 682 |  |  | 34 |  |  | 80 |  |  | — |  |  | 796 |
Collectively evaluated |  | 5,685 |  |  | 2,475 |  |  | 3,374 |  |  | 393 |  |  | 11,927 |
Total |  | $ | 6,367 |  |  | $ | 2,509 |  |  | $ | 3,454 |  |  | $ | 393 |  |  | $ | 12,723 |
Business Activities Loans |  | At or for the Six Months Ended June 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,037 |  |  | $ | 2,373 |  |  | $ | 3,357 |  |  | $ | 386 |  |  | $ | 12,153 |
Charged-off loans |  | (156 | ) |  | (111 | ) |  | — |  |  | (386 | ) |  | (653 | )
Recoveries on charged-off loans |  | 61 |  |  | 6 |  |  | 1 |  |  | 4 |  |  | 72 |
Provision for loan losses |  | 425 |  |  | 241 |  |  | 96 |  |  | 389 |  |  | 1,151 |
Balance at end of period |  | $ | 6,367 |  |  | $ | 2,509 |  |  | $ | 3,454 |  |  | $ | 393 |  |  | $ | 12,723 |
Individually evaluated for impairment |  | 682 |  |  | 34 |  |  | 80 |  |  | — |  |  | 796 |
Collectively evaluated |  | 5,685 |  |  | 2,475 |  |  | 3,374 |  |  | 393 |  |  | 11,927 |
Total |  | $ | 6,367 |  |  | $ | 2,509 |  |  | $ | 3,454 |  |  | $ | 393 |  |  | $ | 12,723 |
Acquired Loans |  | At or for the Three Months Ended June 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 83 |  |  | $ | 124 |  |  | $ | 58 |  |  | $ | — |  |  | $ | 265 |
Charged-off loans |  | — |  |  | (37 | ) |  | (64 | ) |  | (17 | ) |  | (118 | )
Recoveries on charged-off loans |  | 18 |  |  | 6 |  |  | — |  |  | 82 |  |  | 106 |
Provision (releases) for loan losses |  | 99 |  |  | (11 | ) |  | 91 |  |  | (65 | ) |  | 114 |
Balance at end of period |  | $ | 200 |  |  | $ | 82 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 367 |
Individually evaluated for impairment |  | — |  |  | 77 |  |  | — |  |  | — |  |  | 77 |
Collectively evaluated |  | 200 |  |  | 5 |  |  | 85 |  |  | — |  |  | 290 |
Total |  | $ | 200 |  |  | $ | 82 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 367 |
Acquired Loans |  | At or for the Six Months Ended June 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 97 |  |  | $ | 16 |  |  | $ | 59 |  |  | $ | — |  |  | $ | 172 |
Charged-off loans |  | (106 | ) |  | (95 | ) |  | (64 | ) |  | (60 | ) |  | (325 | )
Recoveries on charged-off loans |  | 18 |  |  | 6 |  |  | — |  |  | 82 |  |  | 106 |
Provision (releases) for loan losses |  | 191 |  |  | 155 |  |  | 90 |  |  | (22 | ) |  | 414 |
Balance at end of period |  | $ | 200 |  |  | $ | 82 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 367 |
Individually evaluated for impairment |  | — |  |  | 77 |  |  | — |  |  | — |  |  | 77 |
Collectively evaluated |  | 200 |  |  | 5 |  |  | 85 |  |  | — |  |  | 290 |
Total |  | $ | 200 |  |  | $ | 82 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 367 |
Schedule of Loans by Risk Rating | The following tables present the Company’s loans by risk rating at June 30, 2019 and December 31, 2018: Business Activities Loans Commercial Real Estate Credit Risk Profile by Creditworthiness Category
|  | Construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 33,450 |  |  | $ | 23,680 |  |  | $ | 589,926 |  |  | $ | 532,386 |  |  | $ | 623,376 |  |  | $ | 556,066 |
Special mention |  | 73 |  |  | 73 |  |  | 11,959 |  |  | 8,319 |  |  | 12,032 |  |  | 8,392 |
Substandard |  | — |  |  | — |  |  | 12,337 |  |  | 13,914 |  |  | 12,337 |  |  | 13,914 |
Doubtful |  | 1 |  |  | 1 |  |  | 1,521 |  |  | 1,361 |  |  | 1,522 |  |  | 1,362 |
Total |  | $ | 33,524 |  |  | $ | 23,754 |  |  | $ | 615,743 |  |  | $ | 555,980 |  |  | $ | 649,267 |  |  | $ | 579,734 |
Commercial and Industrial Credit Risk Profile by Creditworthiness Category
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 225,251 |  |  | $ | 226,353 |  |  | $ | 20,905 |  |  | $ | 21,680 |  |  | $ | 67,374 |  |  | $ | 56,588 |  |  | $ | 313,530 |  |  | $ | 304,621 |
Special mention |  | 13,512 |  |  | 6,730 |  |  | 358 |  |  | 215 |  |  | — |  |  | — |  |  | 13,870 |  |  | 6,945 |
Substandard |  | 5,037 |  |  | 924 |  |  | 384 |  |  | 422 |  |  | — |  |  | — |  |  | 5,421 |  |  | 1,346 |
Doubtful |  | 715 |  |  | 750 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 715 |  |  | 750 |
Total |  | $ | 244,515 |  |  | $ | 234,757 |  |  | $ | 21,647 |  |  | $ | 22,317 |  |  | $ | 67,374 |  |  | $ | 56,588 |  |  | $ | 333,536 |  |  | $ | 313,662 |
Residential Real Estate and Consumer Loans Credit Risk Profile Based on Payment Activity
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Performing |  | $ | 727,420 |  |  | $ | 665,976 |  |  | $ | 59,738 |  |  | $ | 57,652 |  |  | $ | 10,596 |  |  | $ | 9,324 |  |  | $ | 797,754 |  |  | $ | 732,952 |
Nonperforming |  | 4,023 |  |  | 4,213 |  |  | 585 |  |  | 246 |  |  | 82 |  |  | 90 |  |  | 4,690 |  |  | 4,549 |
Total |  | $ | 731,443 |  |  | $ | 670,189 |  |  | $ | 60,323 |  |  | $ | 57,898 |  |  | $ | 10,678 |  |  | $ | 9,414 |  |  | $ | 802,444 |  |  | $ | 737,501 |
Acquired Loans Commercial Real Estate Credit Risk Profile by Creditworthiness Category
|  | Commercial construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 2,579 |  |  | $ | 2,626 |  |  | $ | 220,959 |  |  | $ | 236,393 |  |  | $ | 223,538 |  |  | $ | 239,019 |
Special mention |  | — |  |  | — |  |  | 1,964 |  |  | 1,574 |  |  | 1,964 |  |  | 1,574 |
Substandard |  | 279 |  |  | 264 |  |  | 6,263 |  |  | 6,009 |  |  | 6,542 |  |  | 6,273 |
Doubtful |  | — |  |  | — |  |  | 168 |  |  | 99 |  |  | 168 |  |  | 99 |
Total |  | $ | 2,858 |  |  | $ | 2,890 |  |  | $ | 229,354 |  |  | $ | 244,075 |  |  | $ | 232,212 |  |  | $ | 246,965 |
Commercial and Industrial Credit Risk Profile by Creditworthiness Category
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 38,554 |  |  | $ | 46,120 |  |  | $ | — |  |  | $ | — |  |  | $ | 37,322 |  |  | $ | 38,738 |  |  | $ | 75,876 |  |  | $ | 84,858 |
Special mention |  | 5,819 |  |  | 4,825 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 5,819 |  |  | 4,825 |
Substandard |  | 1,153 |  |  | 1,222 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,153 |  |  | 1,222 |
Doubtful |  | 341 |  |  | 303 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 341 |  |  | 303 |
Total |  | $ | 45,867 |  |  | $ | 52,470 |  |  | $ | — |  |  | $ | — |  |  | $ | 37,322 |  |  | $ | 38,738 |  |  | $ | 83,189 |  |  | $ | 91,208 |
Residential Real Estate and Consumer Loans Credit Risk Profile Based on Payment Activity
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018 |  | Jun 30, 2019 |  | Dec 31, 2018
Performing |  | $ | 433,244 |  |  | $ | 470,497 |  |  | $ | 39,941 |  |  | $ | 45,090 |  |  | $ | 1,139 |  |  | $ | 1,356 |  |  | $ | 474,324 |  |  | $ | 516,943 |
Nonperforming |  | 3,072 |  |  | 4,012 |  |  | 194 |  |  | 201 |  |  | — |  |  | 1 |  |  | 3,266 |  |  | 4,214 |
Total |  | $ | 436,316 |  |  | $ | 474,509 |  |  | $ | 40,135 |  |  | $ | 45,291 |  |  | $ | 1,139 |  |  | $ | 1,357 |  |  | $ | 477,590 |  |  | $ | 521,157 |
Summary of Information About Total Loans Rated Special Mention or Lower | The following table summarizes total classified and criticized loans as of June 30, 2019 and December 31, 2018:
|  | June 30, 2019 |  | December 31, 2018
(in thousands) |  | Business Activities Loans |  | Acquired Loans |  | Total |  | Business Activities Loans |  | Acquired Loans |  | Total
Non-accrual |  | $ | 12,886 |  |  | $ | 3,069 |  |  | $ | 15,955 |  |  | $ | 14,111 |  |  | $ | 4,124 |  |  | $ | 18,235 |
Substandard accruing |  | 11,799 |  |  | 8,401 |  |  | 20,200 |  |  | 7,810 |  |  | 7,987 |  |  | 15,797 |
Doubtful accruing |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total classified |  | 24,685 |  |  | 11,470 |  |  | 36,155 |  |  | 21,921 |  |  | 12,111 |  |  | 34,032 |
Special mention |  | 25,902 |  |  | 7,783 |  |  | 33,685 |  |  | 15,337 |  |  | 6,399 |  |  | 21,736 |
Total Criticized |  | $ | 50,587 |  |  | $ | 19,253 |  |  | $ | 69,840 |  |  | $ | 37,258 |  |  | $ | 18,510 |  |  | $ | 55,768 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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