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ALLOWANCE FOR LOAN LOSSES (Tables) | 9 Months Ended
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Sep. 30, 2019
Receivables [Abstract] |
Schedule of Activity in the Allowance for Loan Losses | Activity in the allowance for loan losses for the three and nine months ended September 30, 2019 and 2018 are, as follows:
Business Activities Loans |  | At or for the Three Months Ended September 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 7,206 |  |  | $ | 2,748 |  |  | $ | 3,942 |  |  | $ | 394 |  |  | $ | 14,290 |
Charged-off loans |  | — |  |  | — |  |  | (108 | ) |  | (55 | ) |  | (163 | )
Recoveries on charged-off loans |  | 1 |  |  | 62 |  |  | 36 |  |  | 1 |  |  | 100 |
(Releases) provision for loan losses |  | 956 |  |  | 63 |  |  | (111 | ) |  | (94 | ) |  | 814 |
Balance at end of period |  | $ | 8,163 |  |  | $ | 2,873 |  |  | $ | 3,759 |  |  | $ | 246 |  |  | $ | 15,041 |
Individually evaluated for impairment |  | 990 |  |  | 240 |  |  | 66 |  |  | 1 |  |  | 1,297 |
Collectively evaluated |  | 7,173 |  |  | 2,633 |  |  | 3,693 |  |  | 245 |  |  | 13,744 |
Total |  | $ | 8,163 |  |  | $ | 2,873 |  |  | $ | 3,759 |  |  | $ | 246 |  |  | $ | 15,041 |
Acquired Loans |  | At or for the Three Months Ended September 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 159 |  |  | $ | 22 |  |  | $ | 101 |  |  | $ | — |  |  | $ | 282 |
Charged-off loans |  | — |  |  | — |  |  | (52 | ) |  | — |  |  | (52 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 3 |
(Releases) provision for loan losses |  | (2 | ) |  | (15 | ) |  | 99 |  |  | (3 | ) |  | 79 |
Balance at end of period |  | $ | 157 |  |  | $ | 7 |  |  | $ | 148 |  |  | $ | — |  |  | $ | 312 |
Individually evaluated for impairment |  | 12 |  |  | — |  |  | 32 |  |  | — |  |  | 44 |
Collectively evaluated |  | 145 |  |  | 7 |  |  | 116 |  |  | — |  |  | 268 |
Total |  | $ | 157 |  |  | $ | 7 |  |  | $ | 148 |  |  | $ | — |  |  | $ | 312 |
Business Activities Loans |  | At or for the Nine Months Ended September 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,811 |  |  | $ | 2,380 |  |  | $ | 3,982 |  |  | $ | 408 |  |  | $ | 13,581 |
Charged-off loans |  | (57 | ) |  | (13 | ) |  | (110 | ) |  | (129 | ) |  | (309 | )
Recoveries on charged-off loans |  | 131 |  |  | 62 |  |  | 55 |  |  | 8 |  |  | 256 |
(Releases) provision for loan losses |  | 1,278 |  |  | 444 |  |  | (168 | ) |  | (41 | ) |  | 1,513 |
Balance at end of period |  | $ | 8,163 |  |  | $ | 2,873 |  |  | $ | 3,759 |  |  | $ | 246 |  |  | $ | 15,041 |
Individually evaluated for impairment |  | 990 |  |  | 240 |  |  | 66 |  |  | 1 |  |  | 1,297 |
Collectively evaluated |  | 7,173 |  |  | 2,633 |  |  | 3,693 |  |  | 245 |  |  | 13,744 |
Total |  | $ | 8,163 |  |  | $ | 2,873 |  |  | $ | 3,759 |  |  | $ | 246 |  |  | $ | 15,041 |
Acquired Loans |  | At or for the Nine Months Ended September 30, 2019
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 173 |  |  | $ | 35 |  |  | $ | 77 |  |  | $ | — |  |  | $ | 285 |
Charged-off loans |  | — |  |  | (15 | ) |  | (222 | ) |  | (5 | ) |  | (242 | )
Recoveries on charged-off loans |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 3 |
(Releases) provision for loan losses |  | (16 | ) |  | (13 | ) |  | 293 |  |  | 2 |  |  | 266 |
Balance at end of period |  | $ | 157 |  |  | $ | 7 |  |  | $ | 148 |  |  | $ | — |  |  | $ | 312 |
Individually evaluated for impairment |  | 12 |  |  | — |  |  | 32 |  |  | — |  |  | 44 |
Collectively evaluated |  | 145 |  |  | 7 |  |  | 116 |  |  | — |  |  | 268 |
Total |  | $ | 157 |  |  | $ | 7 |  |  | $ | 148 |  |  | $ | — |  |  | $ | 312 |
Business Activities Loans |  | At or for the Three Months Ended September 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,367 |  |  | $ | 2,509 |  |  | $ | 3,454 |  |  | $ | 393 |  |  | $ | 12,723 |
Charged-off loans |  | (29 | ) |  | — |  |  | (61 | ) |  | (40 | ) |  | (130 | )
Recoveries on charged-off loans |  | 7 |  |  | 18 |  |  | — |  |  | 2 |  |  | 27 |
Provision (releases) for loan losses |  | 291 |  |  | (31 | ) |  | 258 |  |  | 66 |  |  | 584 |
Balance at end of period |  | $ | 6,636 |  |  | $ | 2,496 |  |  | $ | 3,651 |  |  | $ | 421 |  |  | $ | 13,204 |
Individually evaluated for impairment |  | 688 |  |  | 62 |  |  | 92 |  |  | — |  |  | 842 |
Collectively evaluated |  | 5,948 |  |  | 2,434 |  |  | 3,559 |  |  | 421 |  |  | 12,362 |
Total |  | $ | 6,636 |  |  | $ | 2,496 |  |  | $ | 3,651 |  |  | $ | 421 |  |  | $ | 13,204 |
Acquired Loans |  | At or for the Three Months Ended September 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 200 |  |  | $ | 82 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 367 |
Charged-off loans |  | (30 | ) |  | (71 | ) |  | (62 | ) |  | (5 | ) |  | (168 | )
Recoveries on charged-off loans |  | 25 |  |  | — |  |  | — |  |  | — |  |  | 25 |
Provision (releases) for loan losses |  | (23 | ) |  | 33 |  |  | 44 |  |  | 5 |  |  | 59 |
Balance at end of period |  | $ | 172 |  |  | $ | 44 |  |  | $ | 67 |  |  | $ | — |  |  | $ | 283 |
Individually evaluated for impairment |  | — |  |  | — |  |  | 20 |  |  | — |  |  | 20 |
Collectively evaluated |  | 172 |  |  | 44 |  |  | 47 |  |  | — |  |  | 263 |
Total |  | $ | 172 |  |  | $ | 44 |  |  | $ | 67 |  |  | $ | — |  |  | $ | 283 |
Business Activities Loans |  | At or for the Nine Months Ended September 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 6,037 |  |  | $ | 2,373 |  |  | $ | 3,357 |  |  | $ | 386 |  |  | $ | 12,153 |
Charged-off loans |  | (186 | ) |  | (111 | ) |  | (61 | ) |  | (426 | ) |  | (784 | )
Recoveries on charged-off loans |  | 68 |  |  | 23 |  |  | 2 |  |  | 5 |  |  | 98 |
Provision for loan losses |  | 717 |  |  | 211 |  |  | 353 |  |  | 456 |  |  | 1,737 |
Balance at end of period |  | $ | 6,636 |  |  | $ | 2,496 |  |  | $ | 3,651 |  |  | $ | 421 |  |  | $ | 13,204 |
Individually evaluated for impairment |  | 688 |  |  | 62 |  |  | 92 |  |  | — |  |  | 842 |
Collectively evaluated |  | 5,948 |  |  | 2,434 |  |  | 3,559 |  |  | 421 |  |  | 12,362 |
Total |  | $ | 6,636 |  |  | $ | 2,496 |  |  | $ | 3,651 |  |  | $ | 421 |  |  | $ | 13,204 |
Acquired Loans |  | At or for the Nine Months Ended September 30, 2018
(in thousands) |  | Commercial real estate |  | Commercial and industrial |  | Residential real estate |  | Consumer |  | Total
Balance at beginning of period |  | $ | 97 |  |  | $ | 16 |  |  | $ | 59 |  |  | $ | — |  |  | $ | 172 |
Charged-off loans |  | (136 | ) |  | (166 | ) |  | (126 | ) |  | (64 | ) |  | (492 | )
Recoveries on charged-off loans |  | 43 |  |  | 7 |  |  | — |  |  | 82 |  |  | 132 |
Provision (releases) for loan losses |  | 168 |  |  | 187 |  |  | 134 |  |  | (18 | ) |  | 471 |
Balance at end of period |  | $ | 172 |  |  | $ | 44 |  |  | $ | 67 |  |  | $ | — |  |  | $ | 283 |
Individually evaluated for impairment |  | — |  |  | — |  |  | 20 |  |  | — |  |  | 20 |
Collectively evaluated |  | 172 |  |  | 44 |  |  | 47 |  |  | — |  |  | 263 |
Total |  | $ | 172 |  |  | $ | 44 |  |  | $ | 67 |  |  | $ | — |  |  | $ | 283 |
Schedule of Loans by Risk Rating | The following tables present the Company’s loans by risk rating at September 30, 2019 and December 31, 2018: Business Activities Loans Commercial Real Estate
|  | Commercial construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 28,728 |  |  | $ | 23,680 |  |  | $ | 647,075 |  |  | $ | 532,386 |  |  | $ | 675,803 |  |  | $ | 556,066 |
Special mention |  | — |  |  | 73 |  |  | 12,474 |  |  | 8,319 |  |  | 12,474 |  |  | 8,392 |
Substandard |  | 73 |  |  | — |  |  | 10,212 |  |  | 13,914 |  |  | 10,285 |  |  | 13,914 |
Doubtful |  | 1 |  |  | 1 |  |  | 3,124 |  |  | 1,361 |  |  | 3,125 |  |  | 1,362 |
Total |  | $ | 28,802 |  |  | $ | 23,754 |  |  | $ | 672,885 |  |  | $ | 555,980 |  |  | $ | 701,687 |  |  | $ | 579,734 |
Acquired Loans Commercial Real Estate
|  | Commercial construction and land development |  | Commercial real estate other |  | Total commercial real estate
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 1,765 |  |  | $ | 2,626 |  |  | $ | 212,859 |  |  | $ | 236,393 |  |  | $ | 214,624 |  |  | $ | 239,019 |
Special mention |  | 12 |  |  | — |  |  | 1,962 |  |  | 1,574 |  |  | 1,974 |  |  | 1,574 |
Substandard |  | 287 |  |  | 264 |  |  | 5,033 |  |  | 6,009 |  |  | 5,320 |  |  | 6,273 |
Doubtful |  | — |  |  | — |  |  | 168 |  |  | 99 |  |  | 168 |  |  | 99 |
Total |  | $ | 2,064 |  |  | $ | 2,890 |  |  | $ | 220,022 |  |  | $ | 244,075 |  |  | $ | 222,086 |  |  | $ | 246,965 |
Business Activities Loans Commercial and Industrial
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 219,962 |  |  | $ | 226,353 |  |  | $ | 20,413 |  |  | $ | 21,680 |  |  | $ | 66,043 |  |  | $ | 56,588 |  |  | $ | 306,418 |  |  | $ | 304,621 |
Special mention |  | 14,000 |  |  | 6,730 |  |  | 346 |  |  | 215 |  |  | — |  |  | — |  |  | 14,346 |  |  | 6,945 |
Substandard |  | 4,922 |  |  | 924 |  |  | 447 |  |  | 422 |  |  | — |  |  | — |  |  | 5,369 |  |  | 1,346 |
Doubtful |  | 1,010 |  |  | 750 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,010 |  |  | 750 |
Total |  | $ | 239,894 |  |  | $ | 234,757 |  |  | $ | 21,206 |  |  | $ | 22,317 |  |  | $ | 66,043 |  |  | $ | 56,588 |  |  | $ | 327,143 |  |  | $ | 313,662 |
Acquired Loans Commercial and Industrial
|  | Commercial |  | Agricultural |  | Tax exempt loans |  | Total commercial and industrial
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Grade: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 37,111 |  |  | $ | 46,120 |  |  | $ | — |  |  | $ | — |  |  | $ | 35,073 |  |  | $ | 38,738 |  |  | $ | 72,184 |  |  | $ | 84,858 |
Special mention |  | 2,511 |  |  | 4,825 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,511 |  |  | 4,825 |
Substandard |  | 527 |  |  | 1,222 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 527 |  |  | 1,222 |
Doubtful |  | 341 |  |  | 303 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 341 |  |  | 303 |
Total |  | $ | 40,490 |  |  | $ | 52,470 |  |  | $ | — |  |  | $ | — |  |  | $ | 35,073 |  |  | $ | 38,738 |  |  | $ | 75,563 |  |  | $ | 91,208 |
Business Activities Loans Residential Real Estate and Consumer Loans
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Performing |  | $ | 727,239 |  |  | $ | 665,976 |  |  | $ | 57,992 |  |  | $ | 57,652 |  |  | $ | 10,209 |  |  | $ | 9,324 |  |  | $ | 795,440 |  |  | $ | 732,952 |
Nonperforming |  | 3,277 |  |  | 4,213 |  |  | 564 |  |  | 246 |  |  | 25 |  |  | 90 |  |  | 3,866 |  |  | 4,549 |
Total |  | $ | 730,516 |  |  | $ | 670,189 |  |  | $ | 58,556 |  |  | $ | 57,898 |  |  | $ | 10,234 |  |  | $ | 9,414 |  |  | $ | 799,306 |  |  | $ | 737,501 |
Acquired Loans Residential Real Estate and Consumer Loans
|  | Residential real estate |  | Home equity |  | Other consumer |  | Total residential real estate and consumer
(in thousands) |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018 |  | Sep 30, 2019 |  | Dec 31, 2018
Performing |  | $ | 409,830 |  |  | $ | 470,497 |  |  | $ | 37,446 |  |  | $ | 45,090 |  |  | $ | 985 |  |  | $ | 1,356 |  |  | $ | 448,261 |  |  | $ | 516,943 |
Nonperforming |  | 3,106 |  |  | 4,012 |  |  | 154 |  |  | 201 |  |  | — |  |  | 1 |  |  | 3,260 |  |  | 4,214 |
Total |  | $ | 412,936 |  |  | $ | 474,509 |  |  | $ | 37,600 |  |  | $ | 45,291 |  |  | $ | 985 |  |  | $ | 1,357 |  |  | $ | 451,521 |  |  | $ | 521,157 |
Summary of Information About Total Loans Rated Special Mention or Lower | The following table summarizes total classified and criticized loans as of September 30, 2019 and December 31, 2018:
|  | September 30, 2019 |  | December 31, 2018
(in thousands) |  | Business Activities Loans |  | Acquired Loans |  | Total |  | Business Activities Loans |  | Acquired Loans |  | Total
Non-accrual |  | $ | 13,541 |  |  | $ | 3,138 |  |  | $ | 16,679 |  |  | $ | 14,111 |  |  | $ | 4,124 |  |  | $ | 18,235 |
Substandard accruing |  | 10,114 |  |  | 6,478 |  |  | 16,592 |  |  | 7,810 |  |  | 7,987 |  |  | 15,797 |
Doubtful accruing |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total classified |  | 23,655 |  |  | 9,616 |  |  | 33,271 |  |  | 21,921 |  |  | 12,111 |  |  | 34,032 |
Special mention |  | 26,820 |  |  | 4,485 |  |  | 31,305 |  |  | 15,337 |  |  | 6,399 |  |  | 21,736 |
Total Criticized |  | $ | 50,475 |  |  | $ | 14,101 |  |  | $ | 64,576 |  |  | $ | 37,258 |  |  | $ | 18,510 |  |  | $ | 55,768 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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