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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2019
Property, Plant and Equipment [Abstract]  
Premises and Equipment
Year-end premises and equipment at December 31, 2019 and December 31, 2018 are summarized as follows:
(in thousands, except years)
 
2019
 
2018
 
Estimated Useful Life
Land
 
$
5,028

 
$
4,837

 
N/A
Buildings and improvements
 
52,363

 
50,933

 
5 -39 years
Furniture and equipment
 
13,573

 
9,098

 
3 - 7 years
Premises and equipment, gross
 
70,964

 
64,868

 
 
Accumulated depreciation
 
(19,759
)
 
(16,064
)
 
 
Premises and equipment, net
 
$
51,205

 
$
48,804