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ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2020

Receivables [Abstract]

Schedule of Activity in the Allowance for Loan Losses


Business Activities Loans		At or for the Three Months Ended June 30, 2020
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	7,661		$	3,543		$	3,513		$	384		$	15,101
Charged-off loans			—			(153)			(21)			(35)			(209)
Recoveries on charged-off loans			71			1			—			2			74
Provision (release) for loan losses			684			(150)			453			25			1,012
Balance at end of period		$	8,416		$	3,241		$	3,945		$	376		$	15,978
Individually evaluated for impairment			687			18			60			1			766
Collectively evaluated			7,729			3,223			3,885			375			15,212
Total		$	8,416		$	3,241		$	3,945		$	376		$	15,978


Business Activities Loans		At or for the Six Months Ended June 30, 2020
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	7,668		$	3,608		$	3,402		$	379		$	15,057
Charged-off loans			(771)			(304)			(21)			(185)			(1,281)
Recoveries on charged-off loans			78			1			—			2			81
Provision (release) for loan losses			1,441			(64)			564			180			2,121
Balance at end of period		$	8,416		$	3,241		$	3,945		$	376		$	15,978
Individually evaluated for impairment			687			18			60			1			766
Collectively evaluated			7,729			3,223			3,885			375			15,212
Total		$	8,416		$	3,241		$	3,945		$	376		$	15,978


Acquired Loans		At or for the Three Months Ended June 30, 2020
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	64		$	3		$	129		$	—		$	196
Charged-off loans			—			(3)			(3)			(5)			(11)
Recoveries on charged-off loans			—			—			4			—			4
Provision (release) for loan losses			337			12			(12)			5			342
Balance at end of period		$	401		$	12		$	118		$	—		$	531
Individually evaluated for impairment			365			9			67			—			441
Collectively evaluated			36			3			51			—			90
Total		$	401		$	12		$	118		$	—		$	531


Acquired Loans		At or for the Six Months Ended June 30, 2020
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	147		$	6		$	143		$	—		$	296
Charged-off loans			(101)			(33)			(11)			(6)			(151)
Recoveries on charged-off loans			18			9			11			4			42
Provision (release) for loan losses			337			30			(25)			2			344
Balance at end of period		$	401		$	12		$	118		$	—		$	531
Individually evaluated for impairment			365			9			67			—			441
Collectively evaluated			36			3			51			—			90
Total		$	401		$	12		$	118		$	—		$	531


Business Activities Loans		At or for the Three Months Ended June 30, 2019
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	6,575		$	2,778		$	3,953		$	396		$	13,702
Charged-off loans			—			(13)			—			(22)			(35)
Recoveries on charged-off loans			114			1			—			2			117
Provision (release) for loan losses			517			(18)			(11)			18			506
Balance at end of period		$	7,206		$	2,748		$	3,942		$	394		$	14,290
Individually evaluated for impairment			449			39			75			1			564
Collectively evaluated			6,757			2,709			3,867			393			13,726
Total		$	7,206		$	2,748		$	3,942		$	394		$	14,290


Business Activities Loans		At or for the Six Months Ended June 30, 2019
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	6,811		$	2,380		$	3,982		$	408		$	13,581
Charged-off loans			(57)			(13)			—			(75)			(145)
Recoveries on charged-off loans			130			1			18			6			155
Provision (release) for loan losses			322			380			(58)			55			699
Balance at end of period		$	7,206		$	2,748		$	3,942		$	394		$	14,290
Individually evaluated for impairment			449			39			75			1			564
Collectively evaluated			6,757			2,709			3,867			393			13,726
Total		$	7,206		$	2,748		$	3,942		$	394		$	14,290


Acquired Loans		At or for the Three Months Ended June 30, 2019
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	161		$	29		$	105		$	—		$	295
Charged-off loans			—			—			(65)			(4)			(69)
Recoveries on charged-off loans			—			—			—			—			—
Provision (release) for loan losses			(2)			(7)			61			4			56
Balance at end of period		$	159		$	22		$	101		$	—		$	282
Individually evaluated for impairment			12			—			35			—			47
Collectively evaluated			147			22			66			—			235
Total		$	159		$	22		$	101		$	—		$	282


Acquired Loans		At or for the Six Months Ended June 30, 2019
		Commercial			Commercial			Residential
(in thousands)		real estate			and industrial			real estate			Consumer			Total
Balance at beginning of period		$	173		$	35		$	77		$	—		$	285
Charged-off loans			—			(15)			(170)			(5)			(190)
Recoveries on charged-off loans			—			—			—			—			—
Provision (releases) for loan losses			(14)			2			194			5			187
Balance at end of period		$	159		$	22		$	101		$	—		$	282
Individually evaluated for impairment			12			—			35			—			47
Collectively evaluated			147			22			66			—			235
Total		$	159		$	22		$	101		$	—		$	282

Schedule of Loans by Risk Rating

Business Activities Loans

Commercial Real Estate


		Commercial construction
		and land development						Commercial real estate other						Total commercial real estate
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Grade:
Pass		$	59,829		$	31,057		$	699,720		$	646,886		$	759,549		$	677,943
Special mention			—			—			9,011			5,483			9,011			5,483
Substandard			—			330			13,257			11,974			13,257			12,304
Doubtful			267			—			961			1,708			1,228			1,708
Total		$	60,096		$	31,387		$	722,949		$	666,051		$	783,045		$	697,438

Acquired Loans

Commercial Real Estate


		Commercial construction
		and land development						Commercial real estate other						Total commercial real estate
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Grade:
Pass		$	2,014		$	2,412		$	185,970		$	218,491		$	187,984		$	220,903
Special mention			—			12			1,499			2,261			1,499			2,273
Substandard			363			479			7,617			9,400			7,980			9,879
Doubtful			—			—			1,562			168			1,562			168
Total		$	2,377		$	2,903		$	196,648		$	230,320		$	199,025		$	233,223

Business Activities Loans

Commercial and Industrial


		Commercial						Agricultural						Tax exempt loans						Total commercial and industrial
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Grade:
Pass		$	366,761		$	221,329		$	17,138		$	18,940		$	40,593		$	66,860		$	424,492		$	307,129
Special mention			3,544			2,744			219			298			—			—			3,763			3,042
Substandard			13,363			14,866			444			780			—			—			13,807			15,646
Doubtful			722			753			225			—			—			—			947			753
Total		$	384,390		$	239,692		$	18,026		$	20,018		$	40,593		$	66,860		$	443,009		$	326,570

Acquired Loans

Commercial and Industrial


		Commercial						Agricultural						Tax exempt loans						Total commercial and industrial
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Grade:
Pass		$	67,501		$	51,184		$	23		$	58		$	26,325		$	37,407		$	93,849		$	88,649
Special mention			831			5,432			—			—			—			—			831			5,432
Substandard			1,047			2,115			136			148			—			36			1,183			2,299
Doubtful			570			341			—			—			—			—			570			341
Total		$	69,949		$	59,072		$	159		$	206		$	26,325		$	37,443		$	96,433		$	96,721

Business Activities Loans

Residential Real Estate and Consumer Loans


		Residential real estate						Home equity						Other consumer						Total residential real estate and consumer
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Performing		$	721,409		$	737,325		$	58,795		$	58,753		$	8,668		$	11,146		$	788,872		$	807,224
Nonperforming			4,041			3,362			618			615			17			21			4,676			3,998
Total		$	725,450		$	740,687		$	59,413		$	59,368		$	8,685		$	11,167		$	793,548		$	811,222

Acquired Loans

Residential Real Estate and Consumer Loans


		Residential real estate						Home equity						Other consumer						Total residential real estate and consumer
(in thousands)		Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019			Jun 30, 2020			Dec 31, 2019
Performing		$	353,736		$	407,811		$	54,101		$	62,504		$	1,413		$	1,707		$	409,250		$	472,022
Nonperforming			4,522			3,359			585			529			—			8			5,107			3,896
Total		$	358,258		$	411,170		$	54,686		$	63,033		$	1,413		$	1,715		$	414,357		$	475,918

Summary of Information About Total Loans Rated Special Mention or Lower


		June 30, 2020									December 31, 2019
		Business									Business
(in thousands)		Activities Loans			Acquired Loans			Total			Activities Loans			Acquired Loans			Total
Non-accrual		$	7,761		$	6,227		$	13,988		$	8,354		$	3,196		$	11,550
Substandard accruing			26,154			10,175			36,329			26,055			13,387			39,442
Total classified			33,915			16,402			50,317			34,409			16,583			50,992
Special mention			12,774			2,330			15,104			8,525			7,705			16,230
Total Criticized		$	46,689		$	18,732		$	65,421		$	42,934		$	24,288		$	67,222