<SEC-DOCUMENT>0001140361-20-005100.txt : 20200306
<SEC-HEADER>0001140361-20-005100.hdr.sgml : 20200306
<ACCEPTANCE-DATETIME>20200306171811
ACCESSION NUMBER:		0001140361-20-005100
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20200306
DATE AS OF CHANGE:		20200306

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BAR HARBOR BANKSHARES
		CENTRAL INDEX KEY:			0000743367
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				010393663
		STATE OF INCORPORATION:			ME
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-236066
		FILM NUMBER:		20695813

	BUSINESS ADDRESS:	
		STREET 1:		82 MAIN ST
		STREET 2:		PO BOX 400
		CITY:			BAR HARBOR
		STATE:			ME
		ZIP:			04609-0400
		BUSINESS PHONE:		2072883314

	MAIL ADDRESS:	
		STREET 1:		82 MAIN ST
		STREET 2:		PO BOX 400
		CITY:			BAR HARBOR
		STATE:			ME
		ZIP:			04609-0400
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>form424b3.htm
<DESCRIPTION>424B3
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Summit
         Document created using EDGARfilings PROfile 6.5.1.0
         Copyright 1995 - 2020 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
  <div>
    <div style="text-align: right;">Filed Pursuant to Rule 424(b)(3)<br>
      Registration No. 333-236066</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-weight: bold;">PROSPECTUS SUPPLEMENT</div>
    <div>&#160;</div>
    <div style="text-align: center;"><img src="image00001.jpg"></div>
    <div>&#160;</div>
    <div style="text-align: center; font-weight: bold;">$40,000,000</div>
    <div style="text-align: center; font-weight: bold;">4.625% Fixed-to-Floating Subordinated Notes due 2029</div>
    <div>&#160;</div>
    <div style="text-align: center; font-style: italic; font-weight: bold;">offered in exchange for</div>
    <div>&#160;</div>
    <div style="text-align: center; font-weight: bold;">Outstanding unregistered 4.625% Fixed-to-Floating Subordinated Notes due 2029</div>
    <div>&#160;</div>
    <div style="text-align: justify;">This prospectus supplement updates the statements and information and supersedes any inconsistent statement or information contained in the prospectus dated February 3, 2020, of Bar Harbor Bankshares to modify the
      Exchange Offer (as defined below). This prospectus supplement and the prospectus, taken together, constitute a current prospectus related to our offer to issue up to $40,000,000 in aggregate principal amount of our new 4.625% Fixed-to-Floating
      Subordinated Notes due 2029 that have been registered under the Securities Act of 1933, or New Notes, in exchange for any or all of our outstanding 4.625% Fixed-to-Floating Subordinated Notes due 2029 issued in an unregistered offering on November
      26, 2019, or Old Notes. We refer to this offer as the Exchange Offer.</div>
    <div>&#160;</div>
    <div style="text-align: justify;">This prospectus supplement contains important changes <font style="background-color: #FFFFFF; color: #000000;">and should be read carefully and in its entirety in conjunction with the prospectus. Except as set forth
        in this prospectus supplement, the terms and conditions of the Exchange Offer remain as set forth in the prospectus. Unless otherwise defined in this prospectus supplement, capitalized terms used in this prospectus supplement shall have the same
        meanings as set forth in the prospectus.</font></div>
    <div>&#160;</div>
    <div>
      <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 15%; color: #000000; text-align: center;"> </div>
    <div>&#160;</div>
    <div style="text-align: justify; font-weight: bold;">Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any
      representation to the contrary is a criminal offense.</div>
    <div>&#160;</div>
    <div style="text-align: center;">The date of this prospectus supplement is March 6, 2020.</div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-weight: bold;"><a name="Risk"></a><a name="TOCLocation_1"></a>CHANGES TO THE PROSPECTUS AND THE TERMS OF THE EXCHANGE OFFER</div>
    <div>&#160;</div>
    <div style="text-align: justify; color: #000000;"><font style="background-color: #FFFFFF;">We are modifying the terms of the Exchange Offer and the contents of the prospectus as described below. Accordingly, references in the prospectus to the matters
        described herein shall reflect such modifications.</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; color: #000000; font-weight: bold;"><font style="background-color: #FFFFFF;">Extension of the Expiration Date</font></div>
    <div>&#160;</div>
    <div style="text-align: justify; color: #000000;"><font style="background-color: #FFFFFF;">We are extending the Expiration Date of the Exchange Offer. The Expiration Date was previously 5:00 p.m., Eastern time, on Friday, March 6, 2020 and will now be
        5:00 p.m., Eastern time, on Friday, April 3, 2020, unless further extended. All references to the Expiration in the prospectus are hereby amended such that the Expiration Date will be 5:00 p.m., Eastern time, on Friday, April 3, 2020. Accordingly,
        holders who tender their Old Notes prior to such time will receive a like principal amount of New Notes. Other than the extension of the Expiration Date described herein, the terms and conditions of the Exchange Offer remain as set forth in the
        prospectus.</font></div>
    <div>&#160;</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after:always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify;"><a name="z_Toc29269788"></a><a name="z_Toc30492287"></a><a name="z_Toc29269791"></a>Requests for assistance in connection with the tender of your Old Notes pursuant to the Exchange Offer may be directed to the Exchange
      Agent:</div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="border-collapse: collapse; width: 60%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left;" id="zc5a8130894fc403197fee01cb15fc0ff">

        <tr>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: justify;">Address:</div>
          </td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: justify;">U.S. Bank National Association</div>
            <div style="text-align: justify;">Global Corporate Trust Services</div>
            <div style="text-align: justify;">111 Fillmore Ave. East, EP-MN-WS2N</div>
            <div style="text-align: justify;">St. Paul, MN 55107-1402</div>
            <div style="text-align: justify;">Attention: Specialized Finance</div>
          </td>
        </tr>
        <tr>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: justify;">Facsimile:</div>
          </td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: justify;">(651) 466-7372</div>
          </td>
        </tr>
        <tr>
          <td style="width: 25%; vertical-align: top;">
            <div style="text-align: justify;">Telephone:</div>
          </td>
          <td style="width: 35%; vertical-align: top;">
            <div style="text-align: justify;">(800) 934-6802</div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div> <br>
    </div>
    <div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
