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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2021
PREMISES AND EQUIPMENT  
Premises and Equipment

    

    

Estimated Useful

(in thousands, except years)

    

2021

    

2020

    

Life

Land

$

4,949

$

5,531

 

N/A

Buildings and improvements

 

55,499

 

55,366

 

5-39 years

Furniture and equipment

 

14,661

 

13,865

 

3-8 years

Premises and equipment, gross

 

75,109

 

74,762

 

  

Accumulated depreciation

 

(25,727)

 

(22,304)

 

  

Premises and equipment, net

$

49,382

$

52,458