XML 77 R60.htm IDEA: XBRL DOCUMENT v3.22.0.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance Activity (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Activity in the allowance for loan losses      
Balance at beginning of period $ 19,082 $ 15,353 $ 13,866
Charged-off loans (898) (2,168) (1,153)
Recoveries on charged-off loans 608 272 323
Provision for credit losses (1,302) 5,625 2,317
Balance at end of period 22,718 19,082 15,353
Allowance For Loan Losses      
Individually evaluated for impairment     1,513
Collectively evaluated     13,840
impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 5,228    
Balance at end of period   5,228  
Total commercial real estate      
Activity in the allowance for loan losses      
Balance at beginning of period   7,815 6,984
Charged-off loans     (212)
Recoveries on charged-off loans     194
Provision for credit losses     849
Balance at end of period     7,815
Allowance For Loan Losses      
Individually evaluated for impairment     1,243
Collectively evaluated     6,572
Total commercial and industrial      
Activity in the allowance for loan losses      
Balance at beginning of period   3,614 2,415
Charged-off loans     (359)
Recoveries on charged-off loans     65
Provision for credit losses     1,493
Balance at end of period     3,614
Allowance For Loan Losses      
Individually evaluated for impairment     164
Collectively evaluated     3,450
Total residential real estate      
Activity in the allowance for loan losses      
Balance at beginning of period   3,545 4,059
Charged-off loans     (349)
Recoveries on charged-off loans     55
Provision for credit losses     (220)
Balance at end of period     3,545
Allowance For Loan Losses      
Individually evaluated for impairment     106
Collectively evaluated     3,439
Total consumer      
Activity in the allowance for loan losses      
Balance at beginning of period   379 408
Charged-off loans     (233)
Recoveries on charged-off loans     9
Provision for credit losses     195
Balance at end of period     379
Allowance For Loan Losses      
Collectively evaluated     379
Construction and land development | Total commercial loans      
Activity in the allowance for loan losses      
Balance at beginning of period 824 317  
Recoveries on charged-off loans 18    
Provision for credit losses 73 507  
Balance at end of period 2,111 824 317
Construction and land development | Total commercial loans | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 1,196    
Balance at end of period   1,196  
Commercial real estate owner occupied | Total commercial real estate      
Activity in the allowance for loan losses      
Balance at beginning of period 1,783 2,368  
Charged-off loans (403)    
Recoveries on charged-off loans 290    
Provision for credit losses 373 (585)  
Balance at end of period 2,751 1,783 2,368
Commercial real estate owner occupied | Total commercial real estate | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 708    
Balance at end of period   708  
Commercial real estate non-owner occupied | Total commercial real estate      
Activity in the allowance for loan losses      
Balance at beginning of period 7,864 4,695  
Charged-off loans   (1,137)  
Recoveries on charged-off loans 4 173  
Provision for credit losses (210) 4,133  
Balance at end of period 5,650 7,864 4,695
Commercial real estate non-owner occupied | Total commercial real estate | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period (2,008)    
Balance at end of period   (2,008)  
Tax exempt      
Activity in the allowance for loan losses      
Balance at beginning of period 58 67  
Provision for credit losses (12) (9)  
Balance at end of period 86 58 67
Tax exempt | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 40    
Balance at end of period   40  
Commercial and industrial | Total commercial and industrial      
Activity in the allowance for loan losses      
Balance at beginning of period 3,137 3,262  
Charged-off loans (59) (593)  
Recoveries on charged-off loans 77 30  
Provision for credit losses (782) 438  
Balance at end of period 5,369 3,137 3,262
Commercial and industrial | Total commercial and industrial | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 2,996    
Balance at end of period   2,996  
Residential mortgages | Total residential real estate      
Activity in the allowance for loan losses      
Balance at beginning of period 5,010 4,213  
Charged-off loans (77) (54)  
Recoveries on charged-off loans 159 13  
Provision for credit losses (962) 838  
Balance at end of period 5,862 5,010 4,213
Residential mortgages | Total residential real estate | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 1,732    
Balance at end of period   1,732  
Home equity      
Activity in the allowance for loan losses      
Balance at beginning of period 285 320  
Charged-off loans (154)    
Recoveries on charged-off loans 51    
Provision for credit losses 29 (35)  
Balance at end of period 814 285 320
Home equity | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period 603    
Balance at end of period   603  
Other consumer | Total consumer      
Activity in the allowance for loan losses      
Balance at beginning of period 121 111  
Charged-off loans (205) (384)  
Recoveries on charged-off loans 9 56  
Provision for credit losses 189 338  
Balance at end of period 75 121 111
Other consumer | Total consumer | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at beginning of period (39)    
Balance at end of period   (39)  
Unfunded Loan Commitment      
Activity in the allowance for loan losses      
Balance at beginning of period 359 314 304
Provision for credit losses 177 45 10
Balance at end of period 2,152 $ 359 $ 314
Unfunded Loan Commitment | impact of ASC 326      
Activity in the allowance for loan losses      
Balance at end of period $ 1,616