
	Assets (Liabilities)
	Interest Rate Lock		Forward
(in thousands)	Commitments		Commitments
Three Months Ended September 30, 2023
Balance at beginning of period	$	8	$	—
Realized gain recognized in non-interest income		17		47
Balance at end of period	$	25	$	47

Three Months Ended September 30, 2022
Balance at beginning of period	$	50	$	(11)
Realized gain (loss) recognized in non-interest income		(50)		19
Balance at end of period	$	—	$	8

Nine Months Ended September 30, 2023
Balance at beginning of period	$	—	$	—
Realized gain recognized in non-interest income		25		47
Balance at end of period	$	25	$	47

Nine Months Ended September 30, 2022
Balance at beginning of period	$	283	$	15
Realized loss recognized in non-interest income		(283)		(7)
Balance at end of period	$	—	$	8


	Fair Value
(in thousands,	September 30,		Valuation	Unobservable	Unobservable
except ratios)	2023		Techniques	Inputs	Input Value
Assets (Liabilities)
Interest Rate Lock Commitment	$	25	Pull-through Rate Analysis	Closing Ratio		76	%
			Pricing Model	Origination Costs, per loan	$	1.7
			Discount Cash Flows	Mortgage Servicing Asset		1.0	%

Forward Commitments		47	Quoted prices for similar loans in active markets	Freddie Mac pricing system		$97.2 to $101.4
Total	$	72

	Fair Value				Significant
	December 31,		Valuation	Unobservable	Unobservable
(in thousands, except ratios)	2022		Techniques	Inputs	Input Value
Assets (Liabilities)
Interest Rate Lock Commitment	$	283	Pull-through Rate Analysis	Closing Ratio		85	%
			Pricing Model	Origination Costs, per loan	$	1.7
			Discount Cash Flows	Mortgage Servicing Asset		1.0	%

Forward Commitments		15	Quoted prices for similar loans in active markets	Freddie Mac pricing system		$99.8 to $103.2
Total	$	298


(in thousands, except ratios)	Fair Value September 30, 2023		Valuation Techniques	Unobservable Inputs	Range (Weighted Average)^(a)
Assets
Individually evaluated loans	$	4,311	Fair value of collateral-appraised value	Loss severity		10% to 53%
				Appraised value		$150 to $965

Individually evaluated loans		1,076	Discount cash flow	Discount rate		3.25% to 7.13%
				Cash flows		$2 to $697

Capitalized servicing rights		7,077	Discounted cash flow	Constant prepayment rate		7.04%
				Discount rate		9.56%

Premises held for sale		252	Fair value of asset less selling costs	Appraised value		$267
				Selling Costs		6%
Total	$	12,716

(a)	Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties.



(in thousands, except ratios)	Fair Value December 31, 2022		Valuation Techniques	Unobservable Inputs	Range (Weighted Average)^(a)
Assets
Individually evaluated loans	$	13,587	Fair value of collateral-appraised value	Loss severity		1% to 40%
				Appraised value		$80 to $3,859

Individually evaluated loans		2,890	Discount cash flow	Discount rate		3.63% to 6.38%
				Cash flows		$100 to $539

Capitalized servicing rights		6,845	Discounted cash flow	Constant prepayment rate		7.29%
				Discount rate		9.54%

Premises held for sale		252	Fair value of asset less selling costs	Appraised value		$267
				Selling Costs		6%
Total	$	23,574

(a)	Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties.