XML 80 R59.htm IDEA: XBRL DOCUMENT v3.25.0.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance Activity (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period $ 28,142 $ 25,860 $ 22,718
Charge Offs (467) (973) (366)
Recoveries 114 347 604
Provision for credit losses 955 2,908 2,904
Balance at end of period 28,744 28,142 25,860
Construction and land development | Total commercial loans      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 4,261 2,579 2,111
Provision for credit losses (2,165) 1,682 468
Balance at end of period 2,096 4,261 2,579
Commercial real estate owner occupied | Total commercial real estate      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 2,863 2,189 2,751
Charge Offs (3)    
Recoveries   142 120
Provision for credit losses (66) 532 (682)
Balance at end of period 2,794 2,863 2,189
Commercial real estate non-owner occupied | Total commercial real estate      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 9,443 9,341 5,650
Provision for credit losses 1,661 102 3,691
Balance at end of period 11,104 9,443 9,341
Tax exempt and other      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 119 93 86
Provision for credit losses 9 26 7
Balance at end of period 128 119 93
Commercial and industrial | Total commercial and industrial      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 3,259 3,493 5,369
Charge Offs (187) (664) (8)
Recoveries 29 149 341
Provision for credit losses 1,963 281 (2,209)
Balance at end of period 5,064 3,259 3,493
Residential mortgages | Total residential real estate      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 7,352 7,274 5,862
Charge Offs   (8) (84)
Recoveries 15 31 106
Provision for credit losses (635) 55 1,390
Balance at end of period 6,732 7,352 7,274
Home equity      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 767 811 814
Charge Offs   (12) (7)
Recoveries 11 6 25
Provision for credit losses (37) (38) (21)
Balance at end of period 741 767 811
Consumer other | Total consumer      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 78 80 75
Charge Offs (277) (289) (267)
Recoveries 59 19 12
Provision for credit losses 225 268 260
Balance at end of period 85 78 80
Unfunded Loan Commitment      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of period 3,825 3,910 2,152
Provision for credit losses (776) (85) 1,758
Balance at end of period $ 3,049 $ 3,825 $ 3,910