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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income    
Loans $ 41,804 $ 39,470
Securities and other 5,283 5,530
Federal Home Loan Bank stock 137 288
Interest-earning deposits with other banks 314 535
Total interest and dividend income 47,538 45,823
Interest expense    
Deposits 15,512 14,532
Borrowings 3,019 3,236
Total interest expense 18,531 17,768
Net interest income 29,007 28,055
Provision for credit losses on securities available for sale 636  
Provision for credit losses on loans (57) 289
Net interest income after provision for credit losses 28,428 27,766
Non-interest income    
Trust and investment management fee income 3,916 3,670
Customer service fees 3,525 3,710
Mortgage banking income 456 257
Bank-owned life insurance income 614 561
Customer derivative income 212  
Other income 195 188
Total non-interest income 8,918 8,386
Non-interest expense    
Salaries and employee benefits 13,733 13,248
Occupancy and equipment 3,325 3,432
Depreciation 1,049 1,041
Loss gain on sales of premises and equipment, net 90 (15)
Outside services 482 338
Professional services 592 400
Communication 166 189
Marketing 518 567
Amortization of intangible assets 233 233
FDIC assessment 456 452
Acquisition, conversion and other expenses 239 20
Provision for unfunded commitments (74) (185)
Other expenses 3,842 3,768
Total non-interest expense 24,651 23,488
Income before income taxes 12,695 12,664
Income tax expense 2,484 2,569
Net income $ 10,211 $ 10,095
Earnings per share:    
Basic (in dollars per share) $ 0.67 $ 0.66
Diluted (in dollars per share) $ 0.66 $ 0.66
Weighted average common shares outstanding:    
Basic (in shares) 15,303,645 15,198,337
Diluted (in shares) 15,392,539 15,269,833