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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Liabilities from Quality Assurance Program) (Details) - Guarantee obligations - CNY (¥) ¥ in Thousands | 3 Months Ended | 12 Months Ended |
--- | --- | --- | ---
Sep. 30, 2016 | Dec. 31, 2016 | Dec. 31, 2015
Liabilities from quality assurance program |  |  |
Cost incurred due to organized fraud incident associated to FastTrack loan products | ¥ 81,300 |  |
Movement of liability from risk reserve fund guarantee: |  |  |
Beginning balance |  | ¥ 546,332 |
Provision at the inception of new loans |  | 1,598,238 |
Provision for fraud incident |  | 81,263 |
Net Payment |  | (754,833) |
Ending balance |  | 1,471,000 |
Maximum exposure |  | ¥ 1,114,805 | ¥ 453,230

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- Definition Maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee or each group of similar guarantees before reduction for potential recoveries under recourse or collateralization provisions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 460 -SubTopic 10 -Section 50 -Paragraph 4 -Subparagraph (b)(1) -URI http://asc.fasb.org/extlink&oid=6851643&loc=d3e12069-110248 + Details
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