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Consolidated Balance Sheets (USD $)
Mar. 31, 2012
Dec. 31, 2011
Assets:    
Fixed maturities, available-for-sale, at fair value (amortized cost: 2012: $80,803,074; 2011: $78,783,968) $ 87,142,860 $ 85,407,365
Equity securities, available-for-sale, at fair value (cost: 2012: $19,840,045; 2011: $17,652,745) 26,824,431 22,549,975
Short-term investments 8,571,468 14,112,262
Other investments 5,628,864 3,631,714
Total investments 128,167,623 125,701,316
Cash and cash equivalents 16,465,383 18,042,258
Premium and fees receivable (less allowance for doubtful accounts: 2012: $1,427,000; 2011: $1,218,000) 7,143,066 6,810,000
Accrued interest and dividends 962,560 1,108,156
Prepaid expenses and other assets 2,713,752 2,743,517
Property, net 3,469,310 3,553,216
Total Assets 158,921,694 157,958,463
Liabilities and Stockholders' Equity    
Reserves for claims 38,285,000 37,996,000
Accounts payable and accrued liabilities 10,513,737 12,330,383
Current income taxes payable 148,262 640,533
Deferred income taxes, net 1,445,108 479,363
Total liabilities 50,392,107 51,446,279
Commitments and Contingencies      
Stockholders' Equity:    
Common stock - no par value (shares authorized 10,000,000; 2,097,564 and 2,107,681 shares issued and outstanding 2012 and 2011, respectively, excluding 291,676 shares for 2012 and 2011 of common stock held by the Company's subsidiary) 1 1
Retained earnings 99,841,101 99,003,018
Accumulated other comprehensive income 8,688,485 7,509,165
Total stockholders' equity 108,529,587 106,512,184
Total Liabilities and Stockholders' Equity 158,921,694 157,958,463
Class A Junior Participating Preferred Stock [Member]
   
Stockholders' Equity:    
Class A Junior Participating preferred stock (shares authorized 100,000; no shares issued)