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Consolidated Statements Of Income (USD $)
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Revenues:    
Net premiums written $ 102,331,102 $ 81,529,333
Investment income - interest and dividends 3,980,411 3,595,036
Net realized gain on investments 1,066,239 28,559
Other 7,701,340 5,532,228
Total Revenues 115,079,092 90,685,156
Operating Expenses:    
Commissions to agents 59,427,070 49,596,250
Provision for claims 6,072,115 3,342,427
Salaries, employee benefits and payroll taxes 21,877,186 18,552,504
Office occupancy and operations 3,936,653 3,722,803
Business development 1,887,398 1,706,834
Filing fees, franchise and local taxes 846,168 516,380
Premium and retaliatory taxes 1,885,760 1,729,830
Professional and contract labor fees 2,487,582 1,513,466
Other 579,253 505,726
Total Operating Expenses 98,999,185 81,186,220
Income before Income Taxes 16,079,907 9,498,936
Provision for Income Taxes 4,889,000 2,565,000
Net Income 11,190,907 6,933,936
Less: Net Income Attributable to Redeemable Noncontrolling Interests 88,411 0
Net Income Attributable to the Company $ 11,102,496 $ 6,933,936
Basic Earnings per Common Share $ 5.33 $ 3.22
Weighted Average Shares Outstanding - Basic 2,081,703 2,151,350
Diluted Earnings per Common Share $ 5.24 $ 3.20
Weighted Average Shares Outstanding - Diluted 2,116,793 2,169,636
Cash Dividends Paid per Common Share $ 0.29 $ 0.28