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Consolidated Statements Of Cash Flows (USD $)
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Operating Activities    
Net income $ 11,190,907 $ 6,933,936
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 486,922 475,679
Amortization, net 468,006 338,967
Amortization related to postretirement benefits obligation 10,076 12,720
Share-based compensation expense related to stock options 74,553 213,514
Increase (decrease) in allowance for doubtful accounts on premiums receivable 684,581 (203,000)
Net (gain) loss on disposals of property (28,538) (26,528)
Net realized gain on investments (1,066,239) (28,559)
Net earnings from other investments (1,674,594) (749,688)
Provision for claims 6,072,115 3,342,427
(Benefit) provision for deferred income taxes (292,000) 21,000
Other 22,101 0
Changes in assets and liabilities:    
(Increase) decrease in receivables (4,912,295) 646,786
(Increase) decrease in other assets (407,252) 77,056
Increase in accounts payable and accrued liabilities 2,372,995 1,913,799
Increase (decrease) in current income taxes payable 696,291 (415,823)
Payments of claims, net of recoveries (4,990,115) (3,545,127)
Net cash provided by operating activities 8,707,514 9,007,159
Investing Activities    
Purchases of available-for-sale securities (15,899,439) (15,318,418)
Purchases of short-term securities (6,347,527) (1,883,562)
Purchases of other investments (3,441,412) (853,599)
Purchase of subsidiary (350,000) 0
Proceeds from maturities of available-for-sale securities 15,646,381 9,851,523
Proceeds from sales and maturities of short-term securities 6,892,141 14,974,850
Proceeds from sales and distributions of other investments 2,301,647 861,865
Proceeds from sale of other assets 220,455 0
Purchases of property (568,728) (361,207)
Proceeds from disposals of property 65,837 31,157
Net cash (used in) provided by investing activities (1,480,645) 7,302,609
Financing Activities    
Repurchases of common stock (3,975,532) (5,940,463)
Exercise of options 160,557 155,163
Distributions to noncontrolling interests (40,800) 0
Dividends paid (603,334) (599,241)
Net cash used in financing activities (4,459,109) (6,384,541)
Net Increase in Cash and Cash Equivalents 2,767,760 9,925,227
Cash and Cash Equivalents, Beginning of Period 18,042,258 8,117,031
Cash and Cash Equivalents, End of Period 20,810,018 18,042,258
Cash Paid During the Year for    
Income taxes, payments, net 4,479,000 2,963,000
Non cash net unrealized gain on investments, net of deferred tax provision of $(730,555) and $(969,710) for 2012 and 2011, respectively (1,393,943) (1,888,025)
Adjustments to postretirement benefits obligation, net of deferred tax provision of $(28,192) and $(39,130) for 2012 and 2011, respectively 54,726 75,959
Non-cash intangible assets acquired from purchase of subsidiary (1,481,900) 0
Non-cash contingent liability from purchase of subsidiary $ 691,250 $ 0