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Consolidated Statements Of Income (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Revenues:        
Net premiums written $ 30,429,761 $ 23,241,570 $ 54,355,758 $ 42,908,990
Investment income - interest and dividends 925,047 1,009,918 1,845,532 1,987,179
Net realized gain on investments 55,272 65,148 71,616 258,029
Other 2,283,320 1,763,689 4,268,767 3,340,401
Total Revenues 33,693,400 26,080,325 60,541,673 48,494,599
Operating Expenses:        
Commissions to agents 17,608,789 12,650,817 31,098,220 23,842,944
Provision for claims 996,870 361,107 607,812 1,992,466
Salaries, employee benefits and payroll taxes 6,248,492 5,489,107 12,398,153 10,479,739
Office occupancy and operations 1,011,050 1,037,835 2,059,715 1,964,873
Business development 453,653 404,718 878,686 798,165
Filing fees, franchise and local taxes 188,950 181,330 369,520 533,252
Premium and retaliatory taxes 530,524 474,486 971,047 889,280
Professional and contract labor fees 560,146 706,690 1,174,589 1,107,227
Other 224,876 154,534 362,463 321,813
Total Operating Expenses 27,823,350 21,460,624 49,920,205 41,929,759
Income before Income Taxes 5,870,050 4,619,701 10,621,468 6,564,840
Provision for Income Taxes 1,846,000 1,247,000 3,211,000 1,760,000
Net Income 4,024,050 3,372,701 7,410,468 4,804,840
Less: Net Income Attributable to Redeemable Noncontrolling Interest (18,375) (23,213) (28,063) (23,213)
Net Income Attributable to the Company $ 4,005,675 $ 3,349,488 $ 7,382,405 $ 4,781,627
Basic Earnings per Common Share $ 1.94 $ 1.60 $ 3.59 $ 2.28
Weighted Average Shares Outstanding – Basic 2,063,797 2,098,666 2,054,300 2,099,751
Diluted Earnings per Common Share $ 1.92 $ 1.57 $ 3.54 $ 2.24
Weighted Average Shares Outstanding – Diluted 2,089,674 2,132,732 2,087,229 2,131,164
Cash Dividends Paid per Common Share $ 0.08 $ 0.07 $ 0.16 $ 0.14