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Consolidated Statements Of Income (USD $)
 3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Revenues:        
Net premiums written $ 30,431,560 $ 29,018,123 $ 84,787,318 $ 71,927,113
Investment income - interest and dividends 990,338 962,573 2,835,870 2,949,752
Net realized gain on investments 261,938 99,790 333,554 357,819
Other 1,921,403 2,196,922 6,190,170 5,537,323
Total Revenues 33,605,239 32,277,408 94,146,912 80,772,007
Operating Expenses:        
Commissions to agents 18,142,697 16,840,421 49,240,917 40,683,365
(Benefit) provision for claims (3,037,101) 2,432,057 (2,429,289) 4,424,523
Salaries, employee benefits and payroll taxes 7,133,497 5,598,722 19,533,970 16,080,639
Office occupancy and operations 1,165,772 984,303 3,266,112 2,956,470
Business development 606,549 472,436 1,487,635 1,254,691
Filing fees, franchise and local taxes 141,373 140,740 510,893 673,992
Premium and retaliatory taxes 592,717 423,626 1,563,764 1,312,906
Professional and contract labor fees 404,206 523,956 1,514,749 1,620,911
Other 179,006 143,232 560,170 481,755
Total Operating Expenses 25,328,716 27,559,493 75,248,921 69,489,252
Income before Income Taxes 8,276,523 4,717,915 18,897,991 11,282,755
Provision for Income Taxes 2,733,000 1,479,000 5,944,000 3,239,000
Net Income 5,543,523 3,238,915 12,953,991 8,043,755
Less: Net Income Attributable to Redeemable Noncontrolling Interest (27,725) (80,730) (55,788) (103,943)
Net Income Attributable to the Company $ 5,515,798 $ 3,158,185 $ 12,898,203 $ 7,939,812
Basic Earnings per Common Share $ 2.67 $ 1.52 $ 6.26 $ 3.80
Weighted Average Shares Outstanding – Basic 2,069,081 2,071,605 2,059,226 2,090,369
Diluted Earnings per Common Share $ 2.66 $ 1.50 $ 6.19 $ 3.74
Weighted Average Shares Outstanding – Diluted 2,074,940 2,108,526 2,083,560 2,124,122
Cash Dividends Paid per Common Share $ 0.08 $ 0.07 $ 0.24 $ 0.21